Shows
Wealth On Main Street276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley DoyleWealth On Main Street 276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley Doyle Breaking the paycheck-to-paycheck cycle didn’t require more hustle, but a better strategy! On an episode of Wealth On Main Street, Jayson Lowe and Richard Canfield sat down with Ashley Doyle, a financial advisor with Ascendant Financial Inc., who transformed his financial life through the Infinite Banking Concept. Ashley didn’t come from a financial background. Raised in Toronto by a single mother on social assistance, he had to navigate life with very little financial guidance. But his hunger to break the cycle led [2025-06-1934 min
Wealth Without Bay Street276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley DoyleWealth On Main Street 276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley Doyle Breaking the paycheck-to-paycheck cycle didn’t require more hustle, but a better strategy! On an episode of Wealth On Main Street, Jayson Lowe and Richard Canfield sat down with Ashley Doyle, a financial advisor with Ascendant Financial Inc., […]
The post 276: Breaking the Cycle with Infinite Banking to Build Wealth Differently with Ashley Doyle first appeared on Wealth On Main Street.2025-06-1934 min
Wealth On Main Street275: Canada’s $486B Spending Plan Proves You Need the Infinite Banking Concept NOWWealth On Main Street 275: Canada’s $486B Spending Plan Proves You Need the Infinite Banking Concept NOW You probably read the headline—Canada’s new $486 billion spending plan dropped without a budget, roadmap, or a shred of accountability. That gut feeling you had when you saw it? You’re not alone. In a recent Wealth On Main Street podcast episode, Richard Canfield and Jayson Lowe didn’t hold back. They connected the dots between government recklessness and why you need the Infinite Banking Concept (IBC) now more than ever. “The government demands that we pay taxes on time down to the penny, but 2025-06-1228 min
Wealth On Main Street274: How The Profit First Policy Method Changed Brandon Neely’s LifeWealth On Main Street 274: How The Profit First Policy Method Changed Brandon Neely’s Life What if your biggest financial breakthrough didn’t come from Wall Street, but from a coffee shop flood? In a recent episode of Wealth On Main Street, Richard Canfield and Jayson Lowe sat down with Brandon Neely, an entrepreneur, Profit First Professional, and the co-host of Wealth Wisdom Financial Podcast with his wife Amanda Neely, to talk about the moment his world flipped and how it pushed him to redefine wealth, purpose, and legacy. Brandon’s journey from slinging coffee at Overflow Coffee Bar in Chicago 2025-06-0543 min
Wealth Without Bay Street274: How The Profit First Policy Method Changed Brandon Neely’s LifeWealth On Main Street 274: How The Profit First Policy Method Changed Brandon Neely’s Life What if your biggest financial breakthrough didn’t come from Wall Street, but from a coffee shop flood? In a recent episode of Wealth On Main Street, Richard Canfield and Jayson Lowe sat down with Brandon Neely, an entrepreneur, Profit […]
The post 274: How The Profit First Policy Method Changed Brandon Neely’s Life first appeared on Wealth On Main Street.2025-06-0543 min
Wealth On Main Street273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard VuksinicWealth On Main Street 273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard Vuksinic Financial independence isn’t just about having more money—it’s about gaining more control. That’s the powerful message behind this episode of Wealth On Main Street, where Richard Canfield speaks with Dr. Richard Vuksinic, a naturopathic doctor, father, homesteader, and entrepreneur. His story offers a practical, inspiring look at how the Infinite Banking Concept (IBC) helped him take charge of his finances and redesign his life with purpose. What started as a curiosity eventually became a living, breathing financial system that now suppor2025-05-2945 min
Wealth Without Bay Street273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard VuksinicWealth On Main Street 273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard Vuksinic Financial independence isn’t just about having more money—it’s about gaining more control. That’s the powerful message behind this episode of Wealth On Main Street, where Richard Canfield speaks with Dr. Richard Vuksinic, a naturopathic doctor, father, homesteader, […]
The post 273: Real-Life Application of Infinite Banking to Regain Financial Control with Dr. Richard Vuksinic first appeared on Wealth On Main Street.2025-05-2945 min
Wealth Without Bay Street272: How the Infinite Banking Concept Changed Elizabeth Wall’s LifeWealth On Main Street 272: How the Infinite Banking Concept Changed Elizabeth Wall's Life One decision could change the entire course of your financial life. In a recent episode of Wealth On Main Street, Jayson Lowe and Richard Canfield sat down with Elizabeth Wall to explore how one ordinary day launched an extraordinary transformation. From […]
The post 272: How the Infinite Banking Concept Changed Elizabeth Wall’s Life first appeared on Wealth On Main Street.2025-05-2238 min
Wealth On Main Street272: How the Infinite Banking Concept Changed Elizabeth Wall's LifeWealth On Main Street 272: How the Infinite Banking Concept Changed Elizabeth Wall's Life One decision could change the entire course of your financial life. In a recent episode of Wealth On Main Street, Jayson Lowe and Richard Canfield sat down with Elizabeth Wall to explore how one ordinary day launched an extraordinary transformation. From a one-day temp job with no finance background to becoming a trusted Infinite Banking Concept (IBC) coach, her journey is living proof that it’s never too late to take control of your financial destiny. Elizabeth didn’t come from a financial background. In 2013, she took […]2025-05-2238 min
Wealth On Main Street270: U.S. Immigration Myth: It Isn’t as Hard as You ThinkWealth On Main Street 270: U.S. Immigration Myth: It Isn’t as Hard as You Think Relocating to the United States might seem like a dream buried under piles of paperwork, red tape, and uncertainty—but the reality might surprise you. In a recent episode of the Wealth On Main Street podcast, hosts Jayson Lowe and Richard Canfield spoke with Rocki Maimone and Filomena L. Maimone, a powerhouse mother-daughter team guiding Canadians through U.S. immigration with clarity and care. This conversation tackles one of the most common beliefs that holds people back: that U.S. Immigration is nearly impossible. In tr...2025-05-0850 min
Wealth Without Bay Street270: U.S. Immigration Myth: It Isn’t as Hard as You ThinkWealth On Main Street 270: U.S. Immigration Myth: It Isn’t as Hard as You Think Relocating to the United States might seem like a dream buried under piles of paperwork, red tape, and uncertainty—but the reality might surprise you. In a recent episode of the Wealth On Main Street podcast, hosts Jayson Lowe and Richard […]
The post 270: U.S. Immigration Myth: It Isn’t as Hard as You Think first appeared on Wealth On Main Street.2025-05-0850 min
Wealth On Main Street269: Changing Lives For The Better Through Infinite BankingWealth On Main Street 268: How Infinite Banking Solves Business Cash Flow Stress Do you ever feel like no matter how smart or hardworking you are, your money still controls you? You save diligently. You invest cautiously. You budget wisely. And yet, you still feel stuck—like something is missing. That’s because for most people, the traditional financial system wasn’t designed to empower them. It was designed to profit off them. That’s where the Infinite Banking Concept comes into play. In a recent episode of Wealth On Main Street, hosts Jayson Lowe and Richard Canfield spoke with Taran Sousa, an...2025-05-0144 min
Wealth On Main Street264: Buy Term and Invest the Difference of IBCWealth On Main Street 264: Buy Term and Invest the Difference of IBC The debate between “Buy Term and Invest the Difference” and the IBC (Infinite Banking Concept) is one that financial experts and advisors have been discussing for years. In a recent episode of Wealth On Main Street, Jayson Lowe, and Richard Canfield tackle this subject head-on, breaking down the misconceptions surrounding traditional financial advice and highlighting why controlling your own banking function can change your financial future. If you've ever been told that term life insurance combined with investing in the stock market is the best approach, this […]2025-03-2624 min
Wealth On Main Street262: Secure Cash Flow Like the Ultra-Wealthy DoWealth On Main Street 262: Secure Cash Flow Like the Ultra-Wealthy Do If you’re a business owner or real estate investor, you likely spend a lot of time thinking about cash flow, scaling, and planning for the future. But what if there was a way to optimize your financial strategy while securing long-term wealth? On a recent episode of the Wealth On Main Street podcast, Jayson Lowe, Richard Canfield, and guest Jason Weiss break down how whole life insurance can be a game-changer for financial planning, using what Jason calls the “barbell analogy.” Whole life insurance isn’t just about a […]2025-03-1246 min
Wealth On Main Street261: Business Owners Need To Understand Financial Statements!Wealth On Main Street 261: Business Owners Need To Understand Financial Statements! Understanding your financial statements isn't just about crunching numbers, it's about making smarter business decisions that help you grow, scale, and protect your wealth. This is something that came up in a recent episode of Wealth On Main Street, where Richard Canfield and Henry Wong broke down the critical gaps in financial advice business owners receive today. Many entrepreneurs assume that because they have an accountant, they are getting all the financial guidance they need. But as Henry pointed out, there’s a massive difference between simply preparing taxes […]2025-03-051h 10
Wealth On Main Street250: "Is Infinite Banking Too Good to be True??"Wealth On Main Street 250: “Is Infinite Banking Too Good to be True??” Is Infinite Banking too good to be true, or are people just not aware of how powerful it can be? In this episode, Jayson Lowe and Richard Canfield pull back the curtain on the Infinite Banking Concept, addressing the skepticism surrounding it. They reveal why whole life insurance policies are often seen as the ‘Fort Knox of finance' and how these strategies can give you more control over your money. Life insurance companies remain some of the most financially solvent institutions on the planet. The stability of […]2024-12-1829 min
Wealth On Main Street243: Tax Implications of Leaving CanadaWealth Without Bay Street 243: Tax Implications of Leaving Canada ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Ready to leave Canada behind and chase sunnier shores? Or maybe you’ve had enough of the tax burden and want to cut ties for good? Before you take the leap, there's a lot you need to know about what happens to your money, assets, and tax obliga...2024-10-3054 min
Wealth On Main Street242: YOUR MONEY Problems Finally Solved!!Wealth Without Bay Street 242: YOUR MONEY Problems Finally Solved!! ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Is your money working for you, or is it slipping through your fingers and into someone else’s pockets? In this episode, we dive deep into the Infinite Banking Concept, revealing how you can break free from the chains of traditional banking and take control of your financi...2024-10-2326 min
The Sports Beat with Richard HoldridgeThe Sports Beat with Richard Holdridge (Episode 933, October 23, 2024)It's Opening Night in the NBA! The Celtics beat the Knicks 132-109 as Jayson Tatum looks like a MVP Canidate. The Lakers beat the Timberwolves 110-103 as Lebron James and Bronny James make history as the first Father-Son Combination to play in a NBA Game together and Atlanta United moves on to the first round of the MLS Playoffs. 2024-10-2359 min
Innovate & Overcome: Unleashing PotentialHow to create Leverage with AI | Jayson Lowe"We don't want to use AI to replace people in our organization! Where do we see AI being our best copilot? Seated right next to us to help us do things faster, better, cheaper." - Jayson Lowe
Episode 20
In this episode, we sit down with Jayson Lowe, the CEO of Ascendant Financial and an entrepreneur who has built an impressive 13 companies. Jayson shares his remarkable journey, from his early leadership experiences to becoming a champion of financial education through the concept of becoming your own banker. We explore the personal and professional challenges he faced...2024-10-1951 min
Wealth On Main Street237: Hidden Ways to Funding Higher Education and Avoiding RESP Limitations!Wealth Without Bay Street 237: Hidden Ways to Funding Higher Education and Avoiding RESP Limitations! BUY A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Higher education is more expensive than ever, but there are creative ways to fund your child's future without relying solely on traditional savings plans. In this episode, we tackle the financial challenges of funding post-secondary education and explore alternative methods to cover thes...2024-09-181h 14
Wealth On Main Street236: Don’t Spread The Wealth Day! BOOK LAUNCH EPISODE!Wealth Without Bay Street 236: Don’t Spread The Wealth Day! BOOK LAUNCH EPISODE! BUY A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Are you tired of traditional banking systems draining your wealth? There’s a financial strategy that allows you to keep your money within the family while building generational riches. In this episode, Richard Canfield and Jayson Lowe dive deep into the powerful Infinite Banking...2024-09-1225 min
The MisFitNationJayson Downing: USMC Veteran Unleashing Warrior Wisdom in Modern Times🎙️ Get ready for an enlightening episode of The MisFitNation Show as hosts Rich LaMonica and RJ Byrd welcome Jayson Downing, a former Marine Corps Captain, combat veteran, and acclaimed author. 🏆 In this riveting conversation, Jayson, armed with an MBA and MSF, brings his unique perspective as a military warrior to the forefront. Having served as a Captain in the Marine Corps with multiple overseas deployments, he goes beyond the battlefield to explore the essence of the warrior spirit in the modern world.Jayson's journey doesn't stop on the battleground; he has e...2024-03-2638 min
The Cyber Security Recruiter PodcastThe Cyber Security Recruiter talks to Jayson E Street, Chief Adversarial Officer, Secure YetiBooks that Jayson mentioned: - No Stars Press Hacking and Security books The Sans Reading Room2024-02-241h 31
Talk'n Throws- Texas StyleTalk'n Throws with Richard Garrett Jr.- Currently works as a Border Patrol agent in Texas, 2016 Olympic Trials trained with Art Venegas, 2011-2014 4X All American, 9X All Conference at UTSA, 2009 Graduate of NaamanForest High School SP 61'8.25 and DiscusSend us a textTalk'n Throws with Richard Garrett Jr.- Currently a Border Patrol agent working in Texas, 2016 US Olympic Trials training with Art Venegas, 2011-2014 Attended UTSA, 4X Shot Put All American, 2013 Indoor First Team All-American, 9X All Conference Honoree, 2011 & 2012 Indoor & Outdoor Southland Conference Champion Shot Put, Conference USA Athlete of the Year 2014, Shot Put PR 20.35, Discus 57.44, Hammer 61.90 and Javelin 52.05Texas Track and Field AssociationInformative website for all things Texas Track and Field4Throws.comFamily owned business offering all quality implements at reasonable prices. Code Talkinthrows10...2024-01-071h 29
Wealth On Main Street179. Estate Freeze with Richard Canfield & Henry WongWealth Without Bay Street 179: Estate Freeze with Richard Canfield & Henry Wong One thing that many people often forget is that we don't know when our best before date is. It's actually really important to be prepared for the unexpected by taking care of tax, estate and insurance planning, and ensuring the set up […]2023-08-091h 02
Wealth On Main Street177. Raising Private Money with Jay Conner, Richard Canfield & Jayson LoweRaising Private Money: Insights from Jay Conner, Richard Canfield & Jayson Lowe In episode 177 of the Wealth Without Bay Street podcast, hosts Richard Canfield and Jayson Lowe dive deep into the world of private money, a crucial aspect of real estate investing. Joining them is guest Jay Conner, an expert in private money lending and raising capital. This episode offers valuable insights into private financing, attracting private investors, and the art of securing private equity for business ventures. Understanding Private Money Lending Private money, as explained by Jay Conner, is fundamentally different from traditional lending sources like banks and […]2023-07-2644 min
All Hallows’ Eve PodcastRichard Speck- The Massacre of '66 (Director's Cut)Welcome back spooklings! On this week's episode we revisit our story from Darkcast Network's Cruel Summer Podcast Special. This week we are diving deeper into Richard Speck and the Massacre of '66 when Speck brutally murdered 8 women. We explore his childhood, his relationship with his family and all of the events leading up to this grizzly murder. Come join us as we explore the life and crimes of Richard Speck.We are a proud member of the darkcast Network! Visit their website below:www.darkcastnetwork.comVisit our website at:www.allhallowsevepodcast.com2023-07-171h 20
Wealth On Main Street170. Contracts That Guarantee The Delivery Of MoneyWealth Without Bay Street 170: Contracts That Guarantee The Delivery Of Money MONEY GOAL – there's a difference between hoping for something and being sure of it. Listen to Richard and Jayson's advice and make sure you're covered. Just like a lender wouldn't under insure an asset, you shouldn't do it to yourself either. When […]2023-06-0732 min
Wealth On Main Street169. Understanding the Shift in the Global Currency SystemWealth Without Bay Street 169: Understanding the Shift in the Global Currency System Have you ever wondered where the Canadian and global currency systems are headed? Many people have asked us this question, so Richard Canfield and Henry Wong decided to share perspectives and opinions on it. We'll be discussing the future of the Canadian […]2023-05-311h 15
Wealth On Main Street160. A Methodology for Wealth Building with Brett TannerWealth Without Bay Street 160. A Methodology for Wealth Building with Brett Tanner. Brett Tanner joins Richard and Jayson to discuss Brett’s Be Wealthy mastermind program for real estate investors. The program aims to teach agents how to transition from being realtors to investors and create wealth outside of their businesses. Brett emphasizes the importance […]2023-03-3041 min
Wealth On Main Street159. A CPP Case Study: Will You Get Your Money Back? with Henry WongWealth Without Bay Street 159. A CPP Case Study: Will You Get Your Money Back? with Henry Wong. Henry Wong joins Richard and Jayson to discuss the Canadian Pension Plan (CPP) and its impact on Canadians. They analyze data showing a declining trend in Canada's portion of the CPP investments, and explain how CPP contributions […]2023-03-2338 min
Wealth On Main Street158. Silicon Valley Bank Failure - Protect Your DepositsWealth Without Bay Street 158: Silicon Valley Bank Failure – Protect Your Deposits with Richard & Jayson. BREAKING NEWS! Silicon Valley Bank is the 16th largest bank in the United States and was the largest bank by deposits in Silicon Valley. But last week, the most devastating news for bank depositors happened — the Silicon […]2023-03-1521 min
Wealth On Main Street157. Wealth Without Bay Street 3 Years of Podcasting with Richard & JaysonWealth Without Bay Street 157: Wealth Without Bay Street 3 Years of Podcasting with Richard & Jayson. This conversation between Richard and Jayson focuses on looking back from how the podcast got started. They talk about the twists and turns of the show: How they came up with the idea and how the idea became […]2023-03-0921 min
Wealth On Main Street156. Tax Free Retirement, Tax Controlled Passive Income with Richard & JaysonWealth Without Bay Street 156: Tax Free Retirement, Tax Controlled Passive Income with Richard & Jayson. This conversation between Richard and Jayson focuses on the idea of creating certainty and positive anticipation for the future by investing in a tool such as a dividend paying, participating whole life insurance policy. This type of policy is […]2023-03-0237 min
Wealth On Main Street149. Infinite Banking In Canada Versus The USA | Top 10 DifferencesWealth Without Bay Street EPISODE 149: Featuring on today’s episode of Wealth Without Bay Street is Roman Pushkar. Join us as Richard and Roman talk about the differences in implementing the infinite banking concept in the USA versus Canada.2023-01-1244 min
Wealth On Main Street148. Will My Life Insurance Policy Pay Out A Death Claim? The Incontestability PeriodWealth Without Bay Street EPISODE #148: Join us for today’s episode of Wealth Without Baystreet as Richard and Jayson discuss the payouts of a death claim on insurance policies and about incontestability periods.2023-01-0540 min
Wealth On Main Street147. Financial Tailwind For Your Whole LifeWealth Without Bay Street EPISODE 147: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about
The Infinite Banking Concept and how you can use the Financial Tailwind for your Whole Life.2022-12-2933 min
Wealth On Main Street144. Corporate Infinite Banking With Passive Income With a $1,000,000 PremiumFREE report 7 Simple Steps to Becoming Your Own Banker – http://7steps.ca/ Wealth Without Bay Street EPISODE #144: Join us for today’s episode of Wealth Without Baystreet as Richard and Jayson discuss the corporate infinite banking with passive income with an example of a million dollar premium. IN THIS EPISODE, YOU WILL LEARN: […]2022-12-0849 min
Wealth On Main Street143. How Scary is Inflation and Can IBC help?Wealth Without Bay Street EPISODE 143: Featuring on today’s episode of Wealth Without Bay Street is Roman Pushkar. Join us as Richard and Roman talk about inflation, their experiences and how you can implement IBC and how it can help.2022-12-0247 min
Wealth On Main Street141. Shield Yourself From Inflation and Onerous Taxation With IBCFREE report 7 Simple Steps to Becoming Your Own Banker – http://7steps.ca/
Wealth Without Bay Street EPISODE #141: Join us for today’s episode of Wealth Without Bay Street with your hosts, Jayson and Richard, as they discuss how to use the infinite banking system to your advantage by shielding yourself from inflation and unnecessary taxes.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
2:52 Tax Hikes In Canada
6:54 Canada Pension Plan Contributions
9:34 What Goes In The CPP vs. Our Own Famil...2022-11-1738 min
Wealth On Main Street139. Infinite Banking Used On The Key People In Your Life | An ExampleWealth Without Bay Street EPISODE #139: Join us for today’s episode of Wealth Without Baystreet with Jayson and Richard to learn about how to use the infinite banking concept to ensure the lives of key people in your life.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
2:53 Insure The Co-Founder in Your Family and Business
4:46 Take a Look at the Example
8:11 Is The Policy Exempt From Tax?
11:15 Growing Cash Value
14:08 Years Five to Six
18:26 What Happens if the Life Insured Dies
22:24 Money Ha...2022-11-0133 min
Mentores en Línea con Jayson RamosEP. 187 - Tienes que reconocer en qué eres bueno | Richard Santana del Puerto Rico ICON InstituteEn el episodio de hoy me siento con Richard "Ricky" Santana, quien es Managing Partner en Colectivo Group y cofundador del Puerto Rico ICON Institute, una organización sombrilla que conecta a los distintos componentes del ecosistema empresarial incluidos organizaciones sin fines de lucro, inversionistas y empresas locales. Richard me cuenta cómo, desde los 11 años, encontró la vena empresarial, sus años trabajando eventos para atletas cómo Ivan Rodríguez y Chi Chi Rodríguez, el sacrificio que es tener tiendas en centros comerciales y cómo nació la misión del Puerto Rico ICON Institute. También hablamos s...2022-10-241h 10
Wealth On Main Street137. How Nelson Nash Solved a $2,607,409 Problem | Infinite Banking ConceptWealth Without Bay Street EPISODE #137: Join us for today’s episode of Wealth Without Baystreet with Jayson and Richard to learn about how becoming your own banker can be financially freeing!
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
1:20 Interest Rates in 1980’s vs. Today
9:44 Nelson’s Example
14:34 Getting People To Catch On
16:16 Magic Of Leverage
22:24 Wealth Has To Reside Somewhere
2022-10-1832 min
Wealth On Main Street132. Infinite Banking Policy Application QuestionsWealth Without Bay Street EPISODE 132: Featuring on today’s episode is Jennifer Wolfe, who recently started her journey with infinite banking and now helps others with theirs. Join us today with Richard Canfield and Vernon McCarty to discuss the infinite banking policy application process to make your journey easier.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
2:21 The Start of Jennifer’s Journey With IBC
10:34 What To Be Prepared For When You Start
15:25 How Long Does The Application Take
20:27 Give All The Information You Can
22:53 What is a...2022-09-1342 min
Wealth On Main Street130. Investing with Whole Life Policy Loans in Canada Interest DeductionsWealth Without Bay Street EPISODE #130: On today’s episode of Wealth Without Baystreet, Jayson and Richard talk about how you can invest with your whole life policy loans and about interest deductions.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
00:29 Is Policy Loan Interest Tax Deductible?
3:09 Two Tracks You Can Take
5:28 Being an Honest Banker
9:36 Interest Write-Off
12:26 Know Your Options
16:56 Commercial Banks vs. Life Insurance Companies
2022-08-3026 min
Wealth On Main Street129. The Wrong Way to Structure Whole Life Insurance in CanadaWealth Without Bay Street EPISODE 129: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about
The Infinite Banking Concept and how Par Whole Life Insurance in Canada is the original Tax-Free Savings account. This is part two of the two part series, where Richard and Vernon get their rant on!
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
1:31 Insurance Has Good Value
4:48 Control the Process
6:42 Debt to Deposit Ratio
9:38 Tale of Two Dads
12:56 Pa...2022-08-2342 min
Wealth On Main Street128. The original Canadian TFSA – Tax Free Saving AccountWealth Without Bay Street EPISODE 128: On today’s episode of Wealth Without Baystreet, we are joined by Vernon McCarty and Richard Canfield as they talk about The Infinite Banking Concept and how Par Whole Life Insurance in Canada is the original Tax-Free Savings account. This is part one of the two part series so we hope you stay tuned!
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
1:33 Misclassification of the Tax Free Savings Account
4:34 Easing Into Understanding IBC
7:18 TFSA vs. IBC
13:08 The Original Tax Free Savings Account
1...2022-08-1648 min
Wealth On Main Street122. 7 Steps To Becoming Your Own BankerWealth Without Bay Street EPISODE 122: On today’s episode of Wealth Without Baystreet, Richard and Jayson walk you through 7 easy steps that you can follow to become your own banker.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
1:54 Set Yourself in a Strong Foundation
6:21 Brief Runthrough the Seven Steps
8:51 Reading Through Nelson’s Book Well
12:08 Different Learning Methods Makes it Engaging
15:02 You Can Decide When to Call it Quits
16:29 You Will Need the Book
19:37 Bonus Steps After
2022-07-0522 min
Wealth On Main Street121. Real Life Canada Market Crash Stories 2022 – Protect Your WealthListen to Real Life Canada market crash stories 2022 and learn how you can Protect Your wealth. Get the FREE report 7 Simple Steps to Becoming Your Own Banker – http://7steps.ca/
Wealth Without Bay Street EPISODE 121: In Wealth Without Bay Street EPISODE 121, Richard Canfield and Dan Allen share personal Canadian market crash stories they have each experienced from various market cycles. Dan reflects on his memory of the increasing interest rates in Canada during the early 1980s and a missed opportunity on oil company stock options.
Richard tells 3 warning tales of Canadian Real Estate market crashes tha...2022-06-2847 min
Wealth On Main Street115. Infinite Banking For Key Employee Benefits In CanadaWealth Without Bay Street EPISODE 115: Today on Wealth Without Baystreet, Richard and Jayson discuss how ensuring a key person or people in your business can be helpful and beneficial in case something happens. Providing a benefit or incentive can be good for both your employee and your business as you never know what will happen.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
2:10 How Do Large Corporations Utilize This
6:10 Good Businesses find Ways To Keep Employees Happy
10:15 How Long Should The Business Wait To Implement This
13:52 What If...2022-05-1727 min
Wealth On Main Street113. Building a Financial Steam Engine With Whole LifeWealth Without Bay Street EPISODE 113: Today on Wealth Without Baystreet, Richard and Jayson talk about an example from Nelson Nash’s book, ‘Becoming Your Own Banker.’ The example of how the steam engine revolutionized transportation and how you can revolutionize your finances with the help of the Infinite Banking Concept.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
1:36 Watch Out For Future Bootcamps
3:18 Importance of Having a Strong Foundation
5:39 Introducing ‘Becoming Your Own Banker’
12:26 Nelson’s 212° Phenomenon
16:47 Don't Be Afraid to Capitalize
20:30 Paying the Policy Premiu...2022-05-0331 min
Wealth On Main Street111. How Is My Whole Life Policy Cash Value Protected In Canada? AssurisWealth Without Bay Street EPISODE 111: Today on Wealth Without Baystreet, Richard and Jayson discuss how your whole life insurance policy cash value can be protected in Canada with Assuris. As Richard says Assuris is the insurance company for insurance companies. Join us as we take a look into what they do and how it can help you too.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
1:28 Policyholder Protections in Canada
3:33 About Assuris
5:53 The Minimum Requirements
8:47 Non-Profit vs. Private Insurance Companies
9:59 LICAT Ratios
13:59 Regulations For...2022-04-1931 min
Wealth On Main Street110. Infinite Banking Canada Real Example | A 10 Year Policy ReviewWealth Without Bay Street EPISODE 110: On today’s episode of Wealth Without Baystreet, your hosts, Richard Canfieldand Jayson Lowe discuss Infinite Banking Policies and examples from Nelson Nash’s book, Becoming Your Own Banker. Join us as Jayson also review’s a 10 year policy for us.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
1:22 Don’t Be Afraid to Capitalize
5:01 It’s An Investment For The Family
12:05 Learning With Visual Examples
15:43 Capitalizing Your Policy
22:18 Learn From Someone With Experience
28:41 Banks and Control
31:31 More About...2022-04-1233 min
Wealth On Main Street106. Taxing Homeowners In Canada – CMHC Report ReactionWealth Without Bay Street EPISODE #106: On today’s episode of Wealth Without Baystreet, Jayson and Richard challenge an article’s view about taxing homeowners in Canada. The Canada Mortgage and Housing Corporation supports the proposal of a surtax on homes valued at $1 million or more. Jayson and Richard talk about how this would hurt the middle class, hard working citizens of the country.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
2:48 Looking Into The Article
5:20 Digging Deeper Into The Problem
10:02 The Government’s Spending Problem
14:59 Origin of Income Tax in...2022-03-1530 min
Wealth On Main Street96. Seven Myths of Life Insurance Lending in CanadaWhat are the myths of insurance lending in Canada? Jayson Lowe and Richard Canfield discuss an article from a Bank that tries to dispel 7 myths of insurance lending in Canada.
Many Canadians do not know that cash value policies are often lent on by 3rd party banks. It's actually the most popular way Canadians have been getting access to their collateral is from commercial banks.
Banks want you to borrow from them. It is that simple. They will do everything in their power to market their loan products to you so they can collect as...2022-01-0439 min
Wealth On Main Street88. The Infinite Wisdom of R. Nelson Nash – Becoming Your Own BankerA special Tribute episode number 88. Today we celebrate the life and legacy of the late R. Nelson Nash (1931 – 2019), the father and founder of the Infinite Banking Concept and author of the book “Becoming Your Own Banker”. Nelson has impacted the lives of thousands of people within the IBC community and continues to do so. He used every moment as an opportunity to continuously learn and champion this message. Nelson passed away at the age of 88, if you turn the 8 over on its side, it represents the infinite sign. The Wealth Without Bay Street Podcast and all that we do throug...2021-11-0945 min
The Richard Bautista ShowHOW TO BOUNCE BACK FROM BEING BROKE? | Jayson Lo & Richard Bautista"We will always be the average of 5 people we usually spend time with"
- Mr. Jayson Lo
Do you want to know how to be a great entrepreneur?
Do you want to know how to bounce back from being broke and now living a wealthy life?
Do you want to know the 4 personality styles to help identify an individual's strengths and weaknesses?
Then this episode is for you!
Our guest is a Sought-After Speaker, Best Selling Author, and Brilliant Strategist, Jayson Logan Lo 2021-11-061h 00
Wealth On Main Street81. Capital Dividend Account for Canadian Business Owners – Tax Free LegacyThe Capital Dividend Account For Canadian Businesses is a huge Tax Advantage Secret in Canada!
Can you stockpile capital inside of a Canadian Controlled Private Corporation (CCPC) and then exit it tax-free? The answer is yes, it's all in the strategy you use to make it happen. Your corporation pays for it, and you get to use it, more importantly, it can pass on a legacy far greater than just life insurance. It can allow you to extract critical assets and maximize the value to your estate.
Richard Canfield and Jayson Lowe of Ascendant Financial...2021-09-2129 min
Wealth On Main Street72. From Engineer to Authorized Infinite Banker – Sarbloh GillBack on the Wealth Without Bay Street’s Advisor series, Sarbloh Gill is an advisor with Ascendant Financial. He was introduced to Jayson Lowe by a placement agency based in 2015 and was introduced to the book “Becoming your own banker – unlocking the infinite banking concept by Nelson Nash”. Six years later, Sarbloh is now an Infinite Banking Coach with expertise in implementing the process of becoming your own banker to help Canadians obtain the objective of paying off debt while creating wealth at the same time. He takes pride in coaching new advisors joining the Ascendant team as well.
IN...2021-07-2030 min
Wealth On Main Street71. The Infinite Banking Concept Coach – Why do you need a coach?On today’s episode, Jayson Lowe and Richard Canfield talk about the importance of coaching while practicing IBC. The advisors at Ascendant Financial are passionate about coaching their clients through the IBC process. A new portal on the Ascendant Financial website has been launched to help clients learn and practice the process of Becoming Your Own Banker. With anytime, anywhere access, you can watch masterclasses, read client success stories and access a vault of valuable training and information on how to practice IBC.
IN THIS EPISODE, YOU WILL LEARN:
0:00 Introduction
4:33 Ascendant’s client onli...2021-07-1330 min
JAYSON WALLER UNLEASHED#74: Success Through Adversity with Glenn StearnsToday on the show Jayson is talking with entrepreneur, mentor, podcaster, and philanthropist, Glenn Stearns. Glenn is the founder of Stearns Lending, now founder and CEO at Kind Lending, star of the Discovery channels Undercover Billionaire, and founder of Underdog BBQ in Erie, Pennsylvania. From underdog in life to starring in Discovery Channel’s Undercover Billionaire. Glenn’s story is about adversity, attitude, and action from humble beginnings and the bumps along the way to achieving his wildest dreams. Glenn opens up to share his life, personally and professionally, to inspire others and to leave a legacy buil...2021-06-1433 min
Wealth On Main Street65. Dividend Scale Interest Rate With Par Whole Life InsuranceWhat are whole life insurance dividends? How do they work? What is the Dividends Scale interest Rate and how does it actually show up in a policy? These are great questions and you are in for a treat as Jayson and Richard go on a rant in a rare episode where they share the screens and show a sample life insurance illustration. They use this to debunk some myths about dividend rates and rates of return that are commonly referred to as financial noise out there in the marketplace. Learn what really matters in an insurance contract as they...2021-06-011h 01
The Wealth Navigator Podcast with Richard Dri69: Guiding Growth in Business and Life with Jayson SchwarzJoining me for a dynamic conversation on the podcast today is Jayson Schwarz, Senior Lawyer at Schwarz Law LLP. Since being called to the Bar of Ontario in 1978, Jayson has practiced in the areas of corporate/commercial transactions, business structure, real estate law, tax, succession and corporate planning fields. He has been involved in international commercial transactions involving various American, Caribbean, South American, African and European jurisdictions, and has shared his expertise on a variety of media platforms over the years. In our frank and open discussion today, Jayson talks about his firm, how it helps each...2021-04-1336 min
The Jayson Veley ProgramThe Jayson Veley Program - 3/24/21Following a horrific shooting that took place Monday in Boulder, Colorado, Joe Biden and his democrat friends are pushing for more gun control laws, even though there is no evidence that what they are proposing will stop mass shootings from occurring in our country. Then, Sen. Richard Blumenthal (D) of Connecticut speaks incoherently about firearms during a recent senate hearing. Why do these anti-gun liberals never consider the Second Amendment, or the fact that firearms are used in self-defense much more often than in violent crime? Finally, Joe Biden is currently under investigation for blocking funding for the border...2021-03-2451 min
Wealth On Main Street52. Cash Flow Is King: Unlocking The Full Potential Of IBC – Shaun Somers – Client SeriesCLIENT SERIES EPISODE:
Shaun lives in the Niagara Region of Ontario, where he lives with his wife and two sons. He has been a Youth Worker at a youth detention facility for nearly 20 years. Shaun first heard of Infinite Banking years ago but at the time thought it was something for wealthy business owners only. In 2020 he rediscovered the concept while on Twitter, and very quickly went all in learning more. Shortly after that, he was connected with Richard Canfield and started his first policies. Shaun has a passion for helping people learn about personal finance. As...2021-03-0236 min
The M Jayson Graham ShowEpisode 17: THE HYPNOTHERAPY CONVERSATION with MR. MARK STEPHENSThis week’s guest is Mr. Mark Stephens. Mark Stephens is a licensed Master Practitioner of Hypnosis (American Board of Hypnotherapy. ) He has helped his clients overcome many of the same issues (like depression, insomnia, overeating, smoking cessation, etc.) We talk about the personal narrative and how it affects us in every day, even pre-pandemic.
CONTACT INFO FOR Mr. Mark Stephens
The Mind Free App website
Book Recommendations -
THE BIBLE
JOHN LIVINGSTON SEAGULL by Richard Bach
THE GREATEST SALESMAN IN THE WORLD by Og Mandino
THE LITTLE PRINCE by Antoine de Sa...2021-02-1437 min
The M Jayson Graham ShowEpisode 17: THE HYPNOTHERAPY CONVERSATION with MR. MARK STEPHENSThis week’s guest is Mr. Mark Stephens. Mark Stephens is a licensed Master Practitioner of Hypnosis (American Board of Hypnotherapy. ) He has helped his clients overcome many of the same issues (like depression, insomnia, overeating, smoking cessation, etc.) We talk about the personal narrative and how it affects us in every day, even pre-pandemic.CONTACT INFO FOR Mr. Mark StephensThe Mind Free App websiteBook Recommendations - THE BIBLE JOHN LIVINGSTON SEAGULL by Richard Bach THE GREATEST SALESMAN IN THE WORLD by Og Mandino THE LITTLE PRINCE by Antoine de Sa...2021-02-1437 min
Wealth On Main Street49. Earn Dividends Like An Oak Tree – Infinite Banking Concept Whole LifeDid you know that you can directly impact the dividends you receive each year by a life insurance company when you own Par Whole life? The policy owner has the largest impact on the dividend they are able to receive in a given year and the ripple effect of every future dividend is directly impacted by the premiums the policy owner puts in.
Dividends are one of the most misunderstood areas of a Participating Whole Life Insurance contract. Jayson and Richard breakdown how these unilateral binding contracts produce dividends. How the dividend impact is just like the...2021-02-0934 min
Wealth On Main Street48. Seeing Opportunities with Infinite Banking and Real Estate – Client SeriesOn today's “Client Series” episode of Wealth Without Bay Street, Jayson and Richard are joined by Liam McGoran. Liam works as a Design Engineer (EIT) for an engineering firm in Vancouver, BC. Amongst spending time hiking and being outdoors in the Greater Vancouver area, Liam has picked up an interest in macroeconomics and investing. He has especially enjoyed being able to implement IBC as a tool to further accelerate his investing journey. In a world of out of control central banks and big governments people need to wake up more than ever and take control of the banking function in th...2021-02-0223 min
Wealth On Main Street47. Don’t Steal The Peas When Doing Infinite BankingHaving an Infinite Banking Policy is a wonderful tool to help navigate your financial life not to mention the benefit of knowing your family is taken care of once you have passed. But, these policies only work if you take care of them. If you withdraw a policy loan and don’t repay it, then you’re only going to hinder the death benefit that your family is to receive. Being strict with repaying yourself is crucial to the success of your policy. Listen as Jayson and Richard discuss the importance of loan repayment.
2021-01-2618 min
Wealth On Main Street45. With IBC The Cash Follows The LeaderWe all know that everyone’s financial situation is different. But did you know that you can set up a policy to suit you? Most people don’t and that’s ok. The most important thing is to not ponder over what you didn’t know but to dive in and learn all the ways you’re able to make your financial situation better. Our mission is to share the message to Candians that you can improve your wealth without Bay Street. As you will hear Jayson and Richard say, reading Nelson’s book multiple times is a MUST! Each time you read...2021-01-1225 min
Wealth On Main Street44. CPA & Real Estate Investors Embrace Infinite Banking Concept Canada – Cherry Chan & Erwin SzetoJoining Richard and Jayson today is the power couple, Cherry Chan and Erwin Szeto.
Cherry is an entrepreneur, a best-selling author on Amazon, a blogger, a mom of two young kids and a Chartered Professional Accountant helping real estate agents and real estate investors. Cherry is also in high demand as a public speaker for her tax knowledge.
Erwin is the founder of the iWIN (Infinity Wealth Investment Network) and the iWIN Real Estate. He has a Top 100 Investment Podcast (per iTunes) and is President of the Hamilton Basket Brigade.
Together, these two h...2021-01-0549 min
Wealth On Main Street43. Cashflow Management & Profit First Is Key for Service Professionals – Jos WillardJos Willard believes you should make your decisions from your values, NOT your bank account balance. Of course, the best way to be able to do that is to have a full bank account. His mission is to help good people build profitable businesses. Creator of the Profit for Coaches system and host of the Profit for Coaches podcast, Jos stands up against the “coaching industry” that preys on service professionals and coaches, providing an escape from the “bro” marketing and coaching “gurus,” of the world. His clients get rewarded for making a positive impact in the world, living from their v...2020-12-2945 min