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Richard Raby

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Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Healing Hands at Encourage Wellness and PerformanceIn this heartfelt and illuminating conversation, Richard sits down with Lyndzey, a bodywork practitioner who turned personal pain into professional purpose. From the moment she shares how injury led her to explore the depths of physical and emotional healing, listeners are drawn into a world where massage therapy isn’t just about muscle relief—it’s about transformation.Lyndzey opens up about the intuitive techniques she uses—like scraping, cupping, and neurokinetic therapy—and how each method serves not only the body but the psyche. With a deep respect for the mind-body connection, she unpacks how understanding a client’s...2025-07-311h 00Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Real Estate, Real Talk: Robert Byrd on Service Over Sales- Ep 43In this episode of Frugalocity, we sit down with Robert Byrd, a Georgia-based real estate pro who’s flipping the script on what it means to be a Realtor. Forget AI and Digital Disruptors--Robert is all about service, trust, and showing up for his clients long after the closing papers are signed.With over 14 years in the industry, Robert shares how he’s built a business on relationships, not transactions. From helping single moms with home repairs to navigating a market flooded with corporate buyers and digital disruptors, he offers a refreshingly human take on real estate in a...2025-07-181h 09Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Land of Waterfalls - Episode 42Join us for a breezy and heartfelt journey through NorthCarolina’s lush mountain charm, as we swap the typical beach vacation for a frugal adventure full of natural beauty, historical intrigue, and unexpected gems. From the opulent halls of the Biltmore Estate to a misty mountainhop into Pisgah National Forest and Dupont State Park, thisepisode takes listeners through a refreshingly real family road trip that balanced affordability with unforgettable experiences.Biltmore Estate• A deep dive into Gilded Age grandeur, sustainable land practices, and remarkable female leadership• Takeaways on frugality and vision from Edith and Cornelia Vanderbilt’s legacy...2025-07-1246 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!A little extra credit? Where smart habits meet savvy credit moves... Episode 41A Little Extra Credit Work?Where smart habits meet savvy credit moves...Welcome back to Frugalocity, where today we roll upour sleeves for a little “extra credit” work—financially speaking. In thisepisode, we break down what makes up your credit score, why it matters, and howsmall, consistent actions can make a big impact over time.In Credit 101, we compare your credit score to afinancial GPA, explore the role of payment history and credit utilization, andtackle the age-old debate: Are credit cards friend or foe? (Spoiler: They'retools—powerful, but only if used wisely.)Then in...2025-06-2730 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Get the Funk out with ShampoochieWelcome back, Frugalocity fam! Today we’re lathering up some good clean fun with two special guests—Adam and Megan Reed, the owners behind Shampoochie, the all-natural, dog-loving, budget-friendly shampoo line your pups didn’t know they needed. We first met the Reed's at the Cornelia Apple Festival and haven’t looked back since—because our muddy mutts, Snoophoggyhawg and Poppi, are living their best, freshest lives thanks to Shampoochie.But here’s the twist: Shampoochie isn’t just for the furry ones. Their larger brand, From the Reedhive, brings handmade soaps and soothing salves to people too. We’ll dig...2025-06-2048 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Beyond the Battle Brunch with The Cancer FoundationStep into an inspiring conversation with Amanda and Richard as they relive the highlights of The Cancer Foundation’s second-annual Beyond the Battle Brunch—a heartfelt gathering for cancer patients, their families, caregivers, and the community. They’ll take you behind the scenes of this special event, sharing the impact of charitable giving, the power of community, and what makes The Cancer Foundation truly stand out.But that’s not all! They’ll shine a spotlight on the incredible vendors and sponsors who made the brunch possible and invite listeners to share their expertise on elder care. And to wra...2025-06-1324 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Wealthy, Healthy and Wise - Millionaire Next Door?Welcome to another insightful episode of Frugalocity! This week, we’re diving into The Millionaire Next Door,a classic book that reveals surprising truths about how everyday individuals build lasting wealth.We break down the seven key habits of self-made millionaires—ranging from living below their means tostrategically choosing the right occupation. Plus, we add a 8th valuable insight from Charlie Munger: selecting a supportive spouse plays a bigger role in financial success than you might think.But that’s not all—our “Fun, Frugal, and Fabulous” segment introduces two standout businesses that can save you...2025-06-0541 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!AI Gives you Superpowers!?!In this engaging podcast episode, Richard Raby and CarlosPimenta discuss the evolution and impact of AI on everyday life, particularly for small and medium-sized businesses. Carlos (Charlie), CEO and Co-founder of Aethova,shares insights on how AI can demystify technology, enhance shopping experiences, and assist in budgeting. The conversation highlights the benefits of AI tools, the importance of adapting to technological changes, and theproactive measures individuals can take to leverage AI for financial savings and efficiency. In this conversation, Richard Raby and Charlie Pimenta explore the evolving landscape of AI tools and their implications for programming, legal insights, entrepreneurship...2025-05-231h 01Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Your HVAC Guys + Property Taxes + What he had SaidDiscover the power of truly exceptional customer service in this episode, as Richard highlights two local gems: Your HVAC Guys and Commercial Property Tax Professionals. You'll hear the incredible stories of how these businesses didn't just meet expectations, they shattered them, providing unforgettable experiences. If you're curious to learn more about navigating the complexities of property taxes, be sure to check out Richard's deep dive with the owner of Commercial Property Tax Professionals in Episode 33Drink Choffy, use Richard15 for 15% off. Your Hvac GuysCommercial Property Tax Professionals Snoophoggyhawg on InstagramFrugalocity on Instagram2025-05-2128 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Mouth Breathers, Vit-a-men's and Oral HygieneGet ready for another fascinating episode of Frugalocity! This time, we’re diving into the world of health supplements and oral care, uncovering the real benefits and risks behind popular wellness trends.First up, we break down the truth about Vitamin D, B vitamins, and Ashwagandha—what actually works, what might be unnecessary, and what could even be harmful in high doses. From boosting immunity to enhancing sleep and reducing stress, we uncover expert insights, surprising pitfalls, and optimal dosages to maximize benefits while avoiding common mistakes.Then, we shift gears to oral health, exploring game...2025-05-1251 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Something Fishy? Fish oil, Creative, and Caffeine and Healthy Choices (Episode 34)Want the inside scoop on the hottest health supplements without drowning in endless scientific reports? Richard does the heavy lifting for you, breaking down the benefits and risks of fish oil, creatine, and caffeine—all backed by insights from top experts like Peter Attia, Gary Brecka, Jordan Syatt, and Mark Hyman.But it doesn’t stop there. We round things out with fresh new segments that keep things fun, frugal, and fabulous—covering everything from Pizza Hut breadsticks to Advance Auto Parts and even a nod to Pearl Jam.Come for the science, stay for the su...2025-05-0548 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Shh... Property Tax Appeal Secrets with Commercial Property Tax ProfessionalsRichard and Art Przybyl of Commercial PropertyTax Professionals delve into the intricacies of the property tax appeal process, revealing how savvy consumers can maximize their savings. They highlight the advantages of having a trained professional on your side, emphasizing how CPTP consistently secures fair value for property owners,surpassing the efforts of the average layperson. The discussion covers the comprehensive nature of the appeal process, showcasing the depth of expertise required to achieve optimal results. Additionally, they share the rich history of CPTP, detailing the extensive range of services offered, complete with illustrative examples. Finally, they finish with background...2025-04-2353 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Author J. E. Dickens discusses Middle School Days - A Picture of ChangeRichard sits down with Jerry Dickens to delve into his captivating book series, Middle School Days. Drawing from his rich experiences as a middle school teacher and coach, Jerry shares how his background has profoundly shaped his storytelling. His books beautifully portray the journey of self-discovery that middle schoolers embark on, emphasizing the value of friendship and the quest for belonging.Their conversation also takes a thoughtful turn as they address the challenges and concerns facing today’s youth. To wrap things up, Jerry reflects on cherished memories of traveling with his son to baseball and football st...2025-04-1847 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Vacation, Had to Get Away? Episode 31Relaxing on their back porch, Richard and Amanda recount their unforgettable trip to Pensacola Beach. From the thrilling spectacle of the Blue Angels to cheering on the Pensacola Blue Wahoos, every moment was a highlight. Their culinary adventures took them to iconic spots like McGuire's Irish Pub, Shaggy's, and Sidelines, while Downtown Pensacola and Fort Pickens added charm and flavor to their itinerary. They also dive into the art of planning a vacation on a budget—sharing tips to maximize enjoyment without breaking the bank. It's a heartfelt reflection on making the most of life's escapes while savoring every ex...2025-04-1327 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!All things Cacoa with Choffy founder, Jason Vanderhoven Episode 30Join Richard as he explores the ins and outs of cacao with Jason Vanderhoven, the visionary founder of Choffy.com. Spoiler alert: it’s hard to find any downsides—aside from the fact that it’s primarily available only online. The numerous health benefits and incredible flavor make Choffy a standout. Honestly, with so much going for it, we can’t help but wonder why Choffy shops aren’t popping up on every corner!Choffy Affiliate link for Frugalocity FansChoffyFrugalocityFrugalocity InstagramSnoophoggyhawg InstagramDrink Choffy2025-04-0258 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Reverse Mortgages with Todd Sheppard of Inspired Mortgage BrokersTodd and Richard dig into the world of Reverse Mortgages from ways they can be used to what questions you need to ask of reverse mortgage providers. In addition, Todd and Richard talk about hiking and books and shows they are checking out. Inspired Mortgage BrokersThe PittThe Price and Value Journey2025-03-281h 04Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity endorsed Chip Geppi of Hybrid and Electric Car SalesRichard engages in a conversation with Chip Geppi from Hybrid and Electric Car Sales, discussing Chip's brand vision and value proposition. Chip shares a compelling real-life example of how his shop repaired Richard's Chevy Volt at a fraction of the dealership's cost—a truly frugal deal. The episode also delves into the multi-dimensional model required for success in the auto sales market and highlights how Chip's shop is effectively executing this mission. In addition, Chip and Richard discuss the value in the marketplace for hybrids and EV’s with specific discussions about Tesla, Rivian, Chevy, and Ford products. Finally, they...2025-03-2158 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Blue Bloods and Good BudsRichard and the Four Stooges (Conner, Jason, Jackson, and Baine) talk about their method to the madness of March. They also discuss how to navigate upsets and cutting nets. In addition, they include St. Peters Peacock picks, High-End Heartbreakers, and Dark Horses. Finally, they finish with a promise to reconvene with a NFL draft discussion later this year. Frugalocity#Snoophoggyhawg2025-03-1745 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Setzer Group talks Turf ManagementRobert Setzer and Richard talk about turf management and weed control. Robert also speaks to his firms value proposition within the commercial and residential sector while advising customers of things to look for when shopping for good lawn care. In addition, we learn about Robert's background in college football and the NFL along with his current passions serving and supporting Free Chapel and being the best dad he can be. The Setzer Group2025-03-1434 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Plumb Truth with Joe Pond of Pond Plumbing & Drain Episode 24Joe and Richard chat about the plumbing trade and how Joe got into it. In addition, they discuss the value a trained plumbing professional brings to the table and the opportunities for young people in the trade. Finally, they finish with Joe's interest outside of work and his focus on his family. Pond Plumbing & DrainFrugalocitySnoophoggyhawg2025-03-021h 01Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!With a little help from TJ and FriendsThe Raby Crew sits down with Michelle and Darren Scarborough of the TJ and Friends Foundation. The conversation centers on the humble origin story and mission of the Foundation. As the story unfolds we realize how expansive and impactful the reach of TJ and Friends has become with over 1.4 million in donations. Please take a listen and consider supporting their cause. TJ and Friends FoundationTJ and Friends Events2025-02-2643 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Don't get ClippedConner and Richard discuss haircuts. Specifically, not taking a haircut (losing value) on bad draft picks in their "Way too Early Fantasy Football Draft Picks". Somehow this also meanders into saving money on haircuts and a recommendation for Royal Lakes (RL) Hair Salon (ask for Ainsley) as Richard has yet to find an "Aight Clips" that meets his definition of a good, cheap haircut. FrugalocitySnoophoggyhawgRoyal Lakes Hair Salon2025-02-2237 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Valentine's Day on a Budget? Can it be?Richard and Amanda tell stories about previous dates andways they found to save money but still have fun on dates in preparation for one of the most dangerous days on the calendar for many… Valentine’s Day. The moral of the story is, of course, Valentine’s Day can be executed on a budget butshowing affection throughout the year instead of grand gestures on one day is more important. As expected, somehow Mix Tapes versus Spotify playlists, Two-buckchuck, Waffle House, Mexican food and Margaritas work their way into the conversation as well.Frugalocity.orgSnoophoggyhawgF...2025-02-1231 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Cancer Foundation + Tina Laseter + Non-Profit WorkTina Laseter details the vital work she and her colleagues perform at The Cancer Foundation. In addition, Tina tells the story of she came to work in the non-profit industry as well as the invaluable reward it provides. Other items mentioned were: Clute's Foundation Atlantacancercare TJ and Friends Foundation Email for individuals needing help: help@cfnega.org and tlaseter@cfnega.org. Finally, the crew had a Snoophoggyhawg Snack Hack of the Day - Private label Brown Sugar Cinnamon Pop-tarts from Ingles.2025-02-0551 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Inspired by Todd SheppardTodd Sheppard of Inspired Mortgage Brokers and Richard have an in-depth conversation regarding mortgages and real estate. Highlights include Optoutprescreen, discussion of credit scores, types of mortgage solutions, property taxes, and credit monitoring. Todd's 25+ years of experience and knowledge are evident in all of the specialized solutions he has available for clients. Todd and Richard finish up talking about hiking trips and what they are watching and reading. Inspired Mortgage Brokers https://www.optoutprescreen.com/ 2025-01-311h 01Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Career and Life AdviceRichard and Amanda break down movies youngsters need to watch from Amanda's perspective instead of the guy perspective referenced in Episode 17 with Shane Higgins. Shows range from Princess Bride to 10 things I hate about You while Richard lobbies for Coming to America and Braveheart. Additionally, they bring up books and music they are listening to such as Peter Gabriel/Jason Isbell/Patterson Hood and Kristen Hannah. Finally, Richard mentions the All the Hacks podcast, Top 10 Takeaways from 2024: https://open.spotify.com/episode/6nnwCGo9gg3RmbIY566u4x. Snoophoggyhawg  https://www.instagram.com/snoophoggyhawg/ 2025-01-1826 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Career Advice + Blind Squirrels + Total ConsciousnessRichard and Shane Higgins share career advice on what movies all youngsters need to watch to ensure wealth and prosperity... Who are we kidding? These are movies to watch so you don't feel silly at work and can relate. They are also great movies you should watch, in general. Additionally, Shane and Richard have a good discussion of career paths outside of the college route. 2025-01-111h 19Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!It rhymes with Trucks and Logs - Playoff and Fantasy Football Predictions and RecapsThe Frugalocity Crew breaks down their college football playoff predictions and fantasy football recaps and strategies. Highlights include UGA QB talk, Top 10 targets/value traps, Hits and Whiffs, Waiver Wonders and Bounce-back targets. Frugalocity frugalocity.org Snoophoggyhawg https://www.instagram.com/snoophoggyhawg/ Frugalocity2 https://www.instagram.com/frugalocity2/2025-01-0148 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!It's about to get 'Real' - Real Estate Wisdom with expert Gary Nix of Garedepot.comGary Nix shares the real estate value proposition in a frank and open discussion with Conner and Richard Raby. Highlights include questions to ask, local vendors to source, and industry patterns. See local recommendations below: Sean Pogue with https://yourhvacguys.com/ Georgia Real Estate Depot - https://garedepot.com/ Joe Pond with https://www.pondplumbinganddrain.com/ Dan Keller Plumbing at 678 794 5538 Mainstay Construction https://www.facebook.com/Mainstayconstruction/ Snoophoggyhawg https://www.instagram.com/snoophoggyhawg/ Frugalocity https://www.instagram.com/frugalocity2/ Frugalocity frugalocity...2024-12-211h 10Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Favorite Podcasts of 2024 aka Dirty Dozen + Alright,Alright MeasureFrugalocity discusses their 12 Favorite Podcasts of 2024 in no particular order, aka the Dirty Dozen, and Conner comes up with the Alright, Alright, Alright Measure for good Podcasts/Movies. Items discussed were: Frugalocity: https://open.spotify.com/episode/4c321J3eCGWb5de9AUjFUN Joe Rogan: https://open.spotify.com/show/4rOoJ6Egrf8K2IrywzwOMk Frugal Fit Mom: https://open.spotify.com/episode/2Z3yzTxBVNO65r3USiRFHf Frugal Friends: https://open.spotify.com/episode/35UjZNJCwM348DvgBKOWCC Fantasy Footballers: https://open.spotify.com/show/5RaNsb5sKEBleahQa4MVC5 2024-12-1528 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!PHD in Mickeynomics from FrugalocityThe Raby Crew travels to Disney World to try and figure out the Most Magical Place on Earth per the marketing and discovers the primary magic is the way money disappears from your wallet. Highlights include Star Wars rides and Tron as well as St. Augustine and a trip to a Magical ER at Advent Hospital in Celebration, Florida. Now serving Dole Whip! 2024-11-3039 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Fantasy Football Frugalites - What have we learned?Sam Canales, Richard and Conner Raby discuss what we have learned about Fantasy Football this year. In particular, the crew discussed the deficiencies of industry pundits and areas to watch out for next year. Conner finished off with a Promote and Demote segment and then the crew discussed shows we are watching: Yellowstone, Diplomat, and Lioness were discussed. 2024-11-211h 11Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity makes good, good sense/cents!?The Raby Crew discusses Black Friday shopping and deals and sites like BlackFriday.com. New TV shows were also mentioned such as The Penguin/The Diplomat/Yellowstone/Lioness/Tulsa King and Amanda brought up the classic "Grey's Anatomy" and her love for Jeffrey Dean Morgan, aka Denny. Finally, the Raby's mentioned their upcoming trip to Disney that seemingly is in contrast to the Frugalite lifestyle but in reality is one of the reasons we save money. 2024-11-1521 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!An Un-bear-ably good road TripAmanda, Richard and #Snoophoggyhawg take a Frugalocity inspired road trip to the Highlands and Cashiers, North Carolina to see the changing leaves, eat some great BBQ, hike to some waterfalls and see the Shadow of the Bear outside Cashiers2024-11-0818 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Spook-Ah-La-CityThe Raby Family recaps the beauty of Halloween from a Frugalite's perspective. Leg work and strategy leads to candy and we recap the best treats and hacks to make them better. 2024-11-0231 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Savin 'Dat Money Old School Style - Car TalkThe Raby Crew and Corey Doster dive deep into ways to save money on car maintenance. Replete with numerous examples of Frugal behavior for fellow Frugalites. 2024-10-2756 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Southern Savers to the RescueAmanda and Richard recap saving strategies used via Southern Savers. Sponsors mentioned were JPC Sticker Shop and Gary Nix at Georgia Real Estate Depot. 2024-10-2217 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Car Purchases: Knowledge is PowerThe Raby's discuss strategies and resources to use when buying a car with car aficionado Bart Gadlage. Sites discussed run the gamut from Lemon squad to Carvana, Carmax and Youtube to name a few. 2024-10-1337 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Scattered, Smothered and Covered- All Star SpecialFrugalocity brings you into the world of All-Stars, Southern Hibachi and all things wonderful at the Waffle House. Helping you navigate the nuances of dining and the art of shopping at a staple of Southern dining with a side of the frugal touch (well done). 2024-10-0442 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Festivals for all Y'allJoin us as the Raby Family recaps the Big Apple Festival and details all the ins and outs of Apple Festivals and Orchards in Georgia. We will lead you on a frugal journey into what you need to do and see when it comes to Apple Festivals and Orchards. Let's do more and spend less!2024-09-2911 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!How Bout Them Apples? Big Red Apple Festival in Cornelia, GALooking for a fun, frugal activity. Come to the 36th Big Red Apple Festival in Cornelia, Georgia!!2024-09-1227 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Fantasy Wranglers - "If you can feel it, Draft it"Fantasy League Winners discuss strategies and other sites to use to make your Fantasy Football Draft a success. Sites mentioned include https://www.thefantasyfootballers.com/ https://www.fantasypros.com/ https://www.homechef.com/ https://www.chrishutchins.com/2024-08-2941 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Sippin Joe and Savin DoughHow to save money and enjoy your coffee and caffeinated drinks.2024-08-2340 minVandal FactoryVandal Factory#27 - The Activist Arts Manifesto (General Election special)With the 2024 Genral Election round the corner, we asked: What would you change about funding, structures and management of arts and culture? This is exactly what we put to actors, writers, directors, thratre-makers and musicians across the UK. In no particular order, you’ll hear ideas and provocations from: Dermot Daley, Boff Whalley, Lisa Holdsworth, Daniel York Loh, Luke Skilbeck, Peyvand Sardegian, Daneka Etchells, Richard Burgon (MP), Seth Mowshowitz (Fold) and Jarmouse. With input from your hosts, Henry Raby and Natalie Quatermass. Find us on Facebook, Instagram and X and search Vandal Factory Playlist on Sp...2024-07-0159 minListen and Learn With the Power of Full AudiobookListen and Learn With the Power of Full AudiobookLast Word Audiobook by Gerri LewisListen to this audiobook in full for free onhttps://hotaudiobook.com/freeID: 728624 Title: Last Word Author: Gerri Lewis Narrator: Alex Raby Format: Unabridged Length: 09:42:08 Language: English Release date: 02-20-24 Publisher: Dreamscape Media, LLC Genres: Thriller & Horror, Detective Stories, Cozy Mystery Summary: Obituary writer Winter Snow is no stranger to grief, and writing obituaries for the citizens of Ridgefield, Connecticut, is her way of providing comfort to those who have been in her shoes. But funerals and eulogies are meant for the dead, so when the very much alive Leocadia Arlington requests her own obituary by the end of the...2024-02-209h 42OBSOBSThe Works - S6E24Host Keith O. Williams joins the Not Necessarily Political panelists, host Lonnie Malone, Joshua Raby, Gwendolyn Cook Webb, Antwon Womack, and Ladarius Hillard to provide commentary on the Alabama House of Representatives District 55 runoff election. Richard Franklin and James Williams were absent from the broadcast. --- Send in a voice message: https://podcasters.spotify.com/pod/show/obs/message Support this podcast: https://podcasters.spotify.com/pod/show/obs/support2023-10-091h 59Uncommon SenseUncommon SenseFederal Politics And The Economy With Richard Denniss; Exploring The Geoff Raby Collection of Contemporary Chinese Art; Victoria’s Proposed Digital Health Record With No Opt-OutDr Richard Denniss, Executive Director of The Australia Institute, returns to discuss his latest piece in The Monthly on the failures of federal and state COVID-19 policy and Richard tells us what the real causes of inflation and rising interest rates are. There’s no risk to the economy of a wage-price spiral, rather a profit-price spiral.Dr Damian Smith, art historian, curator, and art critic, speaks about a new book he edited, The Geoff Raby Collection of Contemporary Chinese Art (La Trobe University Press). Dr Geoff Raby AO was Australia’s Ambassador to China between 2007 and 2011, and...2023-02-282h 02CriarCriarExtra #9: O design do dia a dia, hoje! - T2Olá, você já parou pra pensar que fazem 34 anos desde que foi lançado o livro “O design do dia a dia” de Don Norman?O livro, assim como seu autor, marcaram de forma indelével a história recente do design, sendo ambos tidos desde então como referências primordiais quando o assunto é design de interfaces digitais.Neste episódio, vamos mergulhar em questões sobre:Como o livro moldou a forma como pensamos produtos digitais?O que ainda permanece relevante nele e o que precisa ser atualizado?Porque ele ai...2022-08-221h 03Adelaide Writers\' WeekAdelaide Writers' WeekAWW21 There Goes the Neighbourhood - Chongyi Feng and Geoff RabyInsults flying via Twitter, lobsters dying on the tarmac in Shanghai, Ministers’ phone calls snubbed by their counterparts: how has our relationship with China come to this? Former Australian Ambassador to China Geoff Raby explores China’s newly assertive place in the world and the implications for Australia in his new book, China’s Grand Strategy and Australia’s Future in the New Global Order. He is joined by Chongyi Feng to discuss what – if anything – can be done to repair this critical geopolitical and economic relationship.Chaired by Richard McGregor2021-03-231h 02Global SMT PodcastGlobal SMT PodcastTech Talk Thursdays – Episode 1 – Supply Chain issues arising from the coronavirusJoin our Tech Talk Thursday to hear what companies in the SMT Manufacturing industry are doing to help fight the COVID-19 pandemic. Guests this week include: * Jon Hanson and Farid Anani from Computrol, Inc. in Meridian, Idaho, USA talk about the challenges faced in building parts for respirators and COVID-19 test kits. * Richard Boyle from Henkel Electronics discusses supply chain shortages with Isolpropyl (IPA) * David Raby from STI Microelectronics discusses the steps necessary to protect engineers on the production line and keep critical manufacturing running. * And finally, Keith Bryant will review the latest...2020-04-2036 minAs Yet Unnamed London Theatre PodcastAs Yet Unnamed London Theatre PodcastGreat Britain, Richard III and Julius Caesar AYULTP #180 20–Jul-2014As Yet Unnamed London Theatre Podcast 20-Jul-2014 With T R P Watson  - Webcowgirl  - Gareth James - Julie Raby - Plays Discussed Great Britain - Lyttelton Theatre  [00:12]   Richard III - Trafalgar Studios  [11:41]   Julius Caesar - Shakespeare’s Globe  [24:46]    2014-07-2634 minAs Yet Unnamed London Theatre PodcastAs Yet Unnamed London Theatre PodcastCandide, The Duck House, Emil and the Detectives, Richard II and From Morning to Midnight AYULTP #151 15-Dec-2013As Yet Unnamed London Theatre Podcast 15-Dec-2013 With T R P Watson  - Phil from the West End Whingers  - JohnnyFox - Julie Raby - Gareth James - Plays Discussed Candide - Menier Chocolate Factory  [00:12] The Duck House - Vaudeville Theatre  [10:50] Emil and the Detectives - Olivier Theatre  [18:42] Richard II - RSC, Barbican Theatre  [28:54] From Morning to Midnight - Lyttelton Theatre  [40:18] Reviews The Duck House - Vaudeville Theatre Drawing the Line - Hampstead Theatre From Morning to Midnight - Lyttelton Theatre The El. Train - Hoxton Hall American Psycho - Almeida Theatre2013-12-2146 min