Shows
Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Why Planning Beats Hype!!This week on Frugalocity, Amanda and Richard break down why smart planning consistently beats internet hype — whether you’re grocery shopping, chasing deals, or buying a used car.They kick things off with Costco, the rare retailer thatactually acts like it values its customers. From effortless 30‑day price adjustments to an unsolicited $20 refund Costco mailed after negotiating a better price, the hosts highlight how Costco quietly delivers real savings without the drama other stores put you through.Then they turn to Aldi — not to bash it, but to cut throughthe myth that it’s always the cheape...
2026-02-1628 min
Usabilidoido: PodcastPluralismo prospectivo no design thinkingDurante os anos 1960 e 1970, profissionais de várias áreas começaram a se reunir para compartilhar seus pensamentos sobre design. Os pensamentos foram reduzidos a uma questão de método de design, porém, já havia uma premissa básica de pluralismo. Esse pluralismo se perdeu na redução do pensamento projetual a um método específico de design thinking a partir dos anos 2000. As contradições estruturais da sociedade que se acumularam desde então passaram a exigir cada vez mais abordagens democráticas de projeto. O Design Prospectivo, que emerge no Brasil nos anos 2020, recupera a pluralidade pe...
2026-02-0100 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!#64 - THE UNDIVA TEST™In this special Ballhawgs breakdown, Conner and Richardunveil their latest gift to the NFL: The UNDIVA Test™ — the Ballhawgs’ trademarked psychological evaluation designed to help GMs finally stop whiffing on wide receiver draft picks. With their signature blend of data driven insights, football nerdery, and clinical‑level WR psychology, the guys walklisteners through the most chaotic, revealing, and absolutely necessary questions every team should be asking before handing a rookie millions.From the infamous “Happy Hookers” question, todiagnosing trade‑request tendencies, to evaluating whether a prospect will punch a water cooler or start a cable channel named after themselv...
2026-02-0122 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!#63 - Elder Care - "Taking Care of One's Family and Yourself"This episode of Frugalocity is one of your most honest,grounded, and emotionally resonant conversations yet. Richard and Amanda step away from checklists, hacks, and logistics to confront the part of caregiving that rarely gets airtime—the moment you realize you can’t fix what’s happening, no matter how hard you try.What the Episode Delivers A raw look at the emotional truth of caregivingThe hosts unpack the shift from “doing” to “being”—fromtrying to control outcomes to learning how to simply show up. They explore the grief, frustration, guilt, and fear that accompany caring...
2026-01-2531 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!#62 - “The Ballhawgs know Ball and Boutte - Way Too Early 2026 Fantasy Football Breakdown: Targets, Landmines & Rookie Radar”This Ballhawgs episode is peak Conner‑and‑Richard energy: fast, funny, and ruthlessly honest about the chaos that was last fantasy season — and the even wilder one coming.The Ballhawgs kick things off with the theme of the year: Alpha Wide Receivers are running the league, and 2026 looks no different. Conner plants his flag on JaxonSmith‑Njigba as the breakout WR1, while Richard co‑signs with zero hesitation. From there, they run through the elite tier — Chase, Puka, CeeDee, Amon‑Ra — andwarn listeners about the landmines lurking beneath the surface, including Justin Jefferson’s QB disaster and theeternal mystery...
2026-01-1654 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!#61 - Capitalism for the Win!In this episode of Frugalocity, Amanda and Richard dive intothe latest financial experiment: Newborns becoming accidental capitalists thanks to $1,000 government‑seeded investment accounts. They unpack how these “baby brokerage accounts” work, why companies andphilanthropists are piling on, and whether this is the 21st‑century replacement for the old Levittown dream of stabilizing society through homeownership.Along the way, they explore the tension between risingeconomic frustration and the historical track record of collectivist systems, arguing that even a tiny slice of ownership can shape how people feel about the broader economic system. Is $1,000 enough to revive the owne...
2026-01-1325 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!#60 - The Annual Financial ChecklistIn this essential — and surprisingly entertaining — episode of Frugalocity, Amanda and Richard tackle one of the least glamorous but most important parts of adulting:the Annual Financial Checklist. With their signature mix of humor, real‑life stories, and practical frugal wisdom, they break down the six must‑do tasks every household should review once a year to stay protected, organized, and financially healthy.Amanda kicks things off by reminding listeners that financial housekeeping may not be sexy, but it is a love language. Richard doubles down with jokes, but also with thetruth: a yearly checkup is the differen...
2026-01-0324 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!#59- Even the cool kids are FrugalitesFrugality isn’t just for penny‑pinchersanymore—it’s officially cool! In this episode of Frugalocity, Amanda and Richard break down why saving smart has become the new status symbol.The Dollar Store Revolution: Inflation may have pushed Dollar Tree past the $1 price point, but that hasn’t slowed shoppers down. In fact, millions of new households—including those earning over $100K—are flocking to Dollar Tree,Dollar General, and even Walmart. When CEOs admit that higher‑income families are trading down, you know frugality has gone mainstream.Amanda and Richard discuss Extreme Savings Hacks:
2025-12-2019 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Luck of the Irish Runs Out and turns into the "Sulk" of the Irish?!This special crossover dives headfirst into Notre Dame’sstunning decision to decline a bowl bid after being snubbed from the new 12‑team College Football Playoff. The BallHawgs break it down with sharp banter, irreverent humor, and plenty of receipts:Setting the Stage: Notre Dame went 10–2 but stayed independent, missing out on CFP spots to Alabama and Miami. Within hours, they announced they’d skip bowl season entirely—a move framed as protest, not practicality.• The Résumé Reality: Despite a flashy 10‑game win streak, their best win was USC. Losses to Miami and Texas A&M left a...
2025-12-1228 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!College Football Playoff Talk with the BallHawgsCollege Football Playoff talk with the BallHawgs!The first-ever 12-team College Football Playoff bracket is set, and the BallHawgs—Conner, Aidan, and Alex—joined hostRichard on the Frugalocity podcast to break down every explosive detail !Blending sharp analysis with playful banter, the episode dives deep into the top seeds, potential upsets, andquarterfinal projections for the new formatSegment 1: The Top Four ByesThe hosts dissected the top four teams who earned a first-round bye: (1) Indiana, (2) Ohio State, (3) Georgia, and (4)Texas Tech.Conner argued that Georgia deserved the No. 2 spot over Ohio...
2025-12-0832 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Keep on Sippin' - Georgia Wine on a BudgetIn this lively and frugal‑minded episode of Frugalocity, Richard and Amanda prove that world‑class wine experiences don’t require Napa airfare or Tuscanprice tags. Fresh off their visits to Serenity Cellars and The Cottage Vineyard & Winery in North Georgia, they share stories of Tuscan‑style courtyards, sweeping mountain views, and wallet‑friendly wine flights that make “sip local” the ultimate budget hack.• Serenity Cellars: Tuscan vibes, stone courtyards, live music, and the standout olce Bello dessert wine.• The Cottage Vineyard: Relaxed tasting room, friendly staff, and panoramic views of Yonah Mountain—proof that frugality can still...
2025-12-0720 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugal Friday (Black Friday Deals?!?) - Ep. 55 Frugal Friday (Black Friday) - Tools, Tech, and Actual Deals”After years of underwhelming sales and recycled hype, Black Friday 2025 is finally delivering. In this lively episode, Richard and Amanda break down why this year’s ads from Home Depot, Walmart, Best Buy, Lowes and others that actually feel worth the buzz. From tools to tech, the savings arereal—and the commentary is sharp.You’ll hear:A no-nonsense take on which retailers are stepping up and which ones are still stuck in the clearance aisle. A frugal intervention for anyone chasing deals at Dollar G...
2025-11-1432 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Rent or Own? A frank discussion about renting or owning your home...(Episode 54)What if the smartest financial move in 2025 isn’t buying a home—but renting one?This episode flips the script on traditional homeownership, spotlighting Jill Sirianni from the Frugal Friends podcast. Jill bought a house in 2020 for $225K, sold it five years later for $575K, and walked away with a $120K profit after all costs. Sounds like a win—until she ran the numbers and realized that investing her down payment in the stock market might’ve earned her even more.But this isn’t just Jill’s story—it’s a wake-up call. With mortgage rates n...
2025-11-0727 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!"Google Me, Homie" - 2nd Quarter College Football Observations (Episode 53)Second Quarter College Football Observations – “GoogleMe, Homie” EditionThis week, Richard, Conner, and Aiden dive headfirst intothe madness of midseason rankings, Heisman hype, and coaching meltdowns. From Indiana’s shocking rise to No. 2 to Florida finally firing Billy Napier, it’s a rollercoaster of stats, sarcasm, and savage takes.🏆 Heisman Watch:Gunner Stockton goes full Gunna with five touchdowns and ice in his veins. Marcel Reed, Ty Simpson, and Fernando Mendoza are all striking the pose, but Stockton’s fourth quarter has entered a Dawg into the picture? Maybe?🔥 Indiana Is HIM:The Hoosiers are undef...
2025-10-2859 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Show Us the Money with the CakeClub AppIn this sweet and savory episode of Frugalocity, hostRichard welcomes financial planning heavyweight Al Zdenek to talk about CakeClub—a gamified budgeting app that’s turning financial wellness into a treat. From his storied career in wealth advising, Al brings decades of insight and a cash-flow-first philosophy to the table.🍰 What’s CakeClub?It’s not your average budgeting tool. Picture cupcake stacksinstead of spreadsheets, goal-based saving with frosting-like progress, and behavior nudges that guide without guilt. It’s budgeting with sprinkles—and it’s built on the real-world wisdom of a successful wealth advisor.AI Meets Fru...
2025-10-1735 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Sam's Club, BJ's and Costco - Warehouse Wars (Episode 51)Amanda and Richard dive deep into the warehouse wars, comparing Costco, Sam’s Club, and BJ’s Wholesale with frugal flair and plenty of sass. From bulk toilet paper togold bars (yes, really), they break down the perks, quirks, and pain points of each club.• Costco: Cult-like following with the lowest markup (~14%), but crowded aisles and Visa-only payments might cramp your style.• Sam’s Club: Richard’s ride-or-die.Tech-forward with Scan & Go, curbside pickup, and 5% gas cashback. Lower membership cost and fewer crowds = win.• BJ’s: The East Coast underdog.Accepts manufacturer coupons (unlike the others), offers digital deals, and cat...
2025-10-0320 min
Tudor History with Claire RidgwayFrom Fotheringhay to Bosworth: Richard III Is BornOn this day in 1452, a boy was born at Fotheringhay Castle who would become England’s last Plantagenet king: Richard III.
I’m Claire Ridgway, and in today’s episode we trace Richard’s short, stormy road from noble son to fallen king, and the remarkable afterlife of his story, from Bosworth Field to a Leicester car park and DNA confirmation centuries later.
In this podcast:
Birth & family: the House of York and Cecily Neville, the “Rose of Raby”
1483: the pre-contract claim, Edward V’s disinheritance, and Richard’s coronation
Challenges to...
2025-10-0204 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Ep. 50 - First Quarter Football Observations - Southern Gameday StyleCollege football’s first quarter didn’t tiptoe in—it cannonballed.This episode dives headfirst into the chaos: from preseasondarlings faceplanting to unexpected juggernauts flexing early. We roast the media experts, spotlight the teams that are either cooking or cooked, and highlight “Dawgs”!Expect spicy takes on:• Overhyped programs getting reality-checked!• Coaches who talk big but deliver small!• Media experts we should put a "lockdown" corner on!It’s irreverent, insightful, and built for fans who love realitymore than drama. If you’re here for clarity, comedy, and a little chaos—thisone’s for you.P.S.- There eve...
2025-09-2051 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Frugalite Tales - Tales from a Skinny WalletThis episode is a joyful return to frugal fundamentals, packed with real-life wins and wallet-friendly wisdom. The hosts share five everyday triumphs that provefrugality isn’t just practical—it’s empowering and even a little fun. DIY Headlight Heroics – Garrett’s Volvo gets aglow-up for just $20, thanks to a YouTube tutorial and a little elbow grease. A reminder that small repairs can lead to big savings—and big confidence boosts. Fuel Point Frenzy – Kroger’s 4x fuel pointshelp listeners slash gas prices to $1.99/gallon. One family fills up both cars and earns a shoutout (and maybe a Frugalocity sticker, if swag e...
2025-09-1722 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Ep 48 - Stay Frugal, Stay Fabulous, and Sip Local: Georgia Wine on a BudgetIn this upbeat and budget-savvy episode of Frugalocity, hosts Richard and Amanda invite listeners to trade pricey wine vacations for a scenic, wallet-friendly adventure through North Georgia’s wine country. Inspired by a recent visit to Cenita Winery in Cleveland, GA, they share how stunning views, delicious wines, and a relaxed vibe can be found just a short drive from Atlanta—no passport required.The episode highlights Cenita as a hidden gem, perfect for frugal travelers who want a world-class wine experience without the world-class price tag. Along the way, listeners get a rundown of the location of 25 N...
2025-09-0525 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Ep. 47 - “Southern Laughs & Arena Magic”In this heartwarming episode, Richard and Amanda takelisteners behind the scenes of one of their favorite “frugal” entertainment havens—Akins Ford Arena in Athens, Georgia. Known for its electric atmosphere and intimate charm, the arena sets the stage for unforgettable nights, and nonemore so than their recent outing to see the unstoppable Leanne Morgan.The couple recounts their evening at Morgan’s Just GettingStarted tour, where the Southern comedy queen lit up the stage with her signature blend of sass, storytelling, and relatable hilarity. From tales of menopause to motherhood, Leanne’s performance had the crowd roaring, and Richar...
2025-08-2813 min
Pope Adrian IV; An Historical Sketch10 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1918 minPope Adrian IV; An Historical Sketch09 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1916 minPope Adrian IV; An Historical Sketch08 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1913 minPope Adrian IV; An Historical Sketch07 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1921 minPope Adrian IV; An Historical Sketch06 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1913 minPope Adrian IV; An Historical Sketch05 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1916 minPope Adrian IV; An Historical Sketch04 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1914 minPope Adrian IV; An Historical Sketch03 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1927 minPope Adrian IV; An Historical Sketch02 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1914 minPope Adrian IV; An Historical Sketch01 - Pope Adrian IV; An Historical Sketch by Richard RabyDiscover the fascinating life of Pope Adrian IV, the only English pope, in this engaging biography written in 1849. Authored by a devoted Catholic, this work emerges two decades after the English Parliament’s landmark “Roman Catholic Relief Act of 1829.” The author aims to captivate fellow Catholics in England with a detailed account of Adrian IVs reign, shedding light on events that have long been obscured in ancient chronicles. While not claiming groundbreaking research, this narrative promises to weave together the significant moments of a unique papacy that have often been overlooked by modern historians. - Summary by Authors Preface and David Wales
2025-08-1901 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Ep. 46 - Frozen Turkeys aren't just for bowling (and Sim cards can fly, if not frozen)Welcome to the "Frozen" Frugalocity podcast, where the hosts dive into a fun, frugal conversation about saving money and living a "cool" lifestyle without breaking the bank. This episode targets budget-conscious listeners interested in saving money, side hustles, and practical tips.The podcast highlights the need to celebrate people who save money and invest for the future, rather than those who chase after flashy, expensive trends. The host shares examples of people who achieved financial stability through smart investments and budgeting, allowing them to retire early or live comfortably...
2025-08-1531 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Episode 45: Over the Top — The Wild Art of OveractingWhere saving money meets dramatic flair — this week, we go “over the top,” and not just with our frugality.In this theatrical detour from budget-savvy tips, the hosts deliver a riotous breakdown of Hollywood's mostflamboyant performers. From actors who dramatically overdo it — cue David Caruso’s sunglasses pause and Beth Dutton’s verbal thunder — to those who elevate exaggeration into pure art like Al Pacino and Nicolas Cage, this episode is equal parts roast and reverence.What’s Inside: Segment 1 – When Extra Goes Off the Rails: A sarcastic celebration of those whose intensity spirals into uninte...
2025-08-0528 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Healing Hands at Encourage Wellness and PerformanceIn this heartfelt and illuminating conversation, Richard sits down with Lyndzey, a bodywork practitioner who turned personal pain into professional purpose. From the moment she shares how injury led her to explore the depths of physical and emotional healing, listeners are drawn into a world where massage therapy isn’t just about muscle relief—it’s about transformation.Lyndzey opens up about the intuitive techniques she uses—like scraping, cupping, and neurokinetic therapy—and how each method serves not only the body but the psyche. With a deep respect for the mind-body connection, she unpacks how understanding a client’s...
2025-07-311h 00Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Real Estate, Real Talk: Robert Byrd on Service Over Sales- Ep 43In this episode of Frugalocity, we sit down with Robert Byrd, a Georgia-based real estate pro who’s flipping the script on what it means to be a Realtor. Forget AI and Digital Disruptors--Robert is all about service, trust, and showing up for his clients long after the closing papers are signed.With over 14 years in the industry, Robert shares how he’s built a business on relationships, not transactions. From helping single moms with home repairs to navigating a market flooded with corporate buyers and digital disruptors, he offers a refreshingly human take on real estate in a...
2025-07-181h 09Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Land of Waterfalls - Episode 42Join us for a breezy and heartfelt journey through NorthCarolina’s lush mountain charm, as we swap the typical beach vacation for a frugal adventure full of natural beauty, historical intrigue, and unexpected gems. From the opulent halls of the Biltmore Estate to a misty mountainhop into Pisgah National Forest and Dupont State Park, thisepisode takes listeners through a refreshingly real family road trip that balanced affordability with unforgettable experiences.Biltmore Estate• A deep dive into Gilded Age grandeur, sustainable land practices, and remarkable female leadership• Takeaways on frugality and vision from Edith and Cornelia Vanderbilt’s legacy...
2025-07-1246 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!A little extra credit? Where smart habits meet savvy credit moves... Episode 41A Little Extra Credit Work?Where smart habits meet savvy credit moves...Welcome back to Frugalocity, where today we roll upour sleeves for a little “extra credit” work—financially speaking. In thisepisode, we break down what makes up your credit score, why it matters, and howsmall, consistent actions can make a big impact over time.In Credit 101, we compare your credit score to afinancial GPA, explore the role of payment history and credit utilization, andtackle the age-old debate: Are credit cards friend or foe? (Spoiler: They'retools—powerful, but only if used wisely.)Then in...
2025-06-2730 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Get the Funk out with ShampoochieWelcome back, Frugalocity fam! Today we’re lathering up some good clean fun with two special guests—Adam and Megan Reed, the owners behind Shampoochie, the all-natural, dog-loving, budget-friendly shampoo line your pups didn’t know they needed. We first met the Reed's at the Cornelia Apple Festival and haven’t looked back since—because our muddy mutts, Snoophoggyhawg and Poppi, are living their best, freshest lives thanks to Shampoochie.But here’s the twist: Shampoochie isn’t just for the furry ones. Their larger brand, From the Reedhive, brings handmade soaps and soothing salves to people too. We’ll dig...
2025-06-2048 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Beyond the Battle Brunch with The Cancer FoundationStep into an inspiring conversation with Amanda and Richard as they relive the highlights of The Cancer Foundation’s second-annual Beyond the Battle Brunch—a heartfelt gathering for cancer patients, their families, caregivers, and the community. They’ll take you behind the scenes of this special event, sharing the impact of charitable giving, the power of community, and what makes The Cancer Foundation truly stand out.But that’s not all! They’ll shine a spotlight on the incredible vendors and sponsors who made the brunch possible and invite listeners to share their expertise on elder care. And to wra...
2025-06-1324 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Wealthy, Healthy and Wise - Millionaire Next Door?Welcome to another insightful episode of Frugalocity! This week, we’re diving into The Millionaire Next Door,a classic book that reveals surprising truths about how everyday individuals build lasting wealth.We break down the seven key habits of self-made millionaires—ranging from living below their means tostrategically choosing the right occupation. Plus, we add a 8th valuable insight from Charlie Munger: selecting a supportive spouse plays a bigger role in financial success than you might think.But that’s not all—our “Fun, Frugal, and Fabulous” segment introduces two standout businesses that can save you...
2025-06-0541 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!AI Gives you Superpowers!?!In this engaging podcast episode, Richard Raby and CarlosPimenta discuss the evolution and impact of AI on everyday life, particularly for small and medium-sized businesses. Carlos (Charlie), CEO and Co-founder of Aethova,shares insights on how AI can demystify technology, enhance shopping experiences, and assist in budgeting. The conversation highlights the benefits of AI tools, the importance of adapting to technological changes, and theproactive measures individuals can take to leverage AI for financial savings and efficiency. In this conversation, Richard Raby and Charlie Pimenta explore the evolving landscape of AI tools and their implications for programming, legal insights, entrepreneurship...
2025-05-231h 01Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Your HVAC Guys + Property Taxes + What he had SaidDiscover the power of truly exceptional customer service in this episode, as Richard highlights two local gems: Your HVAC Guys and Commercial Property Tax Professionals. You'll hear the incredible stories of how these businesses didn't just meet expectations, they shattered them, providing unforgettable experiences. If you're curious to learn more about navigating the complexities of property taxes, be sure to check out Richard's deep dive with the owner of Commercial Property Tax Professionals in Episode 33Drink Choffy, use Richard15 for 15% off. Your Hvac GuysCommercial Property Tax Professionals Snoophoggyhawg on InstagramFrugalocity on Instagram
2025-05-2128 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Mouth Breathers, Vit-a-men's and Oral HygieneGet ready for another fascinating episode of Frugalocity! This time, we’re diving into the world of health supplements and oral care, uncovering the real benefits and risks behind popular wellness trends.First up, we break down the truth about Vitamin D, B vitamins, and Ashwagandha—what actually works, what might be unnecessary, and what could even be harmful in high doses. From boosting immunity to enhancing sleep and reducing stress, we uncover expert insights, surprising pitfalls, and optimal dosages to maximize benefits while avoiding common mistakes.Then, we shift gears to oral health, exploring game...
2025-05-1251 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Something Fishy? Fish oil, Creative, and Caffeine and Healthy Choices (Episode 34)Want the inside scoop on the hottest health supplements without drowning in endless scientific reports? Richard does the heavy lifting for you, breaking down the benefits and risks of fish oil, creatine, and caffeine—all backed by insights from top experts like Peter Attia, Gary Brecka, Jordan Syatt, and Mark Hyman.But it doesn’t stop there. We round things out with fresh new segments that keep things fun, frugal, and fabulous—covering everything from Pizza Hut breadsticks to Advance Auto Parts and even a nod to Pearl Jam.Come for the science, stay for the su...
2025-05-0548 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Shh... Property Tax Appeal Secrets with Commercial Property Tax ProfessionalsRichard and Art Przybyl of Commercial PropertyTax Professionals delve into the intricacies of the property tax appeal process, revealing how savvy consumers can maximize their savings. They highlight the advantages of having a trained professional on your side, emphasizing how CPTP consistently secures fair value for property owners,surpassing the efforts of the average layperson. The discussion covers the comprehensive nature of the appeal process, showcasing the depth of expertise required to achieve optimal results. Additionally, they share the rich history of CPTP, detailing the extensive range of services offered, complete with illustrative examples. Finally, they finish with background...
2025-04-2353 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Author J. E. Dickens discusses Middle School Days - A Picture of ChangeRichard sits down with Jerry Dickens to delve into his captivating book series, Middle School Days. Drawing from his rich experiences as a middle school teacher and coach, Jerry shares how his background has profoundly shaped his storytelling. His books beautifully portray the journey of self-discovery that middle schoolers embark on, emphasizing the value of friendship and the quest for belonging.Their conversation also takes a thoughtful turn as they address the challenges and concerns facing today’s youth. To wrap things up, Jerry reflects on cherished memories of traveling with his son to baseball and football st...
2025-04-1847 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Vacation, Had to Get Away? Episode 31Relaxing on their back porch, Richard and Amanda recount their unforgettable trip to Pensacola Beach. From the thrilling spectacle of the Blue Angels to cheering on the Pensacola Blue Wahoos, every moment was a highlight. Their culinary adventures took them to iconic spots like McGuire's Irish Pub, Shaggy's, and Sidelines, while Downtown Pensacola and Fort Pickens added charm and flavor to their itinerary. They also dive into the art of planning a vacation on a budget—sharing tips to maximize enjoyment without breaking the bank. It's a heartfelt reflection on making the most of life's escapes while savoring every ex...
2025-04-1327 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!All things Cacoa with Choffy founder, Jason Vanderhoven Episode 30Join Richard as he explores the ins and outs of cacao with Jason Vanderhoven, the visionary founder of Choffy.com. Spoiler alert: it’s hard to find any downsides—aside from the fact that it’s primarily available only online. The numerous health benefits and incredible flavor make Choffy a standout. Honestly, with so much going for it, we can’t help but wonder why Choffy shops aren’t popping up on every corner!Choffy Affiliate link for Frugalocity FansChoffyFrugalocityFrugalocity InstagramSnoophoggyhawg InstagramDrink Choffy
2025-04-0258 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Reverse Mortgages with Todd Sheppard of Inspired Mortgage BrokersTodd and Richard dig into the world of Reverse Mortgages from ways they can be used to what questions you need to ask of reverse mortgage providers. In addition, Todd and Richard talk about hiking and books and shows they are checking out. Inspired Mortgage BrokersThe PittThe Price and Value Journey
2025-03-281h 04Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity endorsed Chip Geppi of Hybrid and Electric Car SalesRichard engages in a conversation with Chip Geppi from Hybrid and Electric Car Sales, discussing Chip's brand vision and value proposition. Chip shares a compelling real-life example of how his shop repaired Richard's Chevy Volt at a fraction of the dealership's cost—a truly frugal deal. The episode also delves into the multi-dimensional model required for success in the auto sales market and highlights how Chip's shop is effectively executing this mission. In addition, Chip and Richard discuss the value in the marketplace for hybrids and EV’s with specific discussions about Tesla, Rivian, Chevy, and Ford products. Finally, they...
2025-03-2158 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Blue Bloods and Good BudsRichard and the Four Stooges (Conner, Jason, Jackson, and Baine) talk about their method to the madness of March. They also discuss how to navigate upsets and cutting nets. In addition, they include St. Peters Peacock picks, High-End Heartbreakers, and Dark Horses. Finally, they finish with a promise to reconvene with a NFL draft discussion later this year. Frugalocity#Snoophoggyhawg
2025-03-1745 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Setzer Group talks Turf ManagementRobert Setzer and Richard talk about turf management and weed control. Robert also speaks to his firms value proposition within the commercial and residential sector while advising customers of things to look for when shopping for good lawn care. In addition, we learn about Robert's background in college football and the NFL along with his current passions serving and supporting Free Chapel and being the best dad he can be. The Setzer Group
2025-03-1434 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Plumb Truth with Joe Pond of Pond Plumbing & Drain Episode 24Joe and Richard chat about the plumbing trade and how Joe got into it. In addition, they discuss the value a trained plumbing professional brings to the table and the opportunities for young people in the trade. Finally, they finish with Joe's interest outside of work and his focus on his family. Pond Plumbing & DrainFrugalocitySnoophoggyhawg
2025-03-021h 01Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!With a little help from TJ and FriendsThe Raby Crew sits down with Michelle and Darren Scarborough of the TJ and Friends Foundation. The conversation centers on the humble origin story and mission of the Foundation. As the story unfolds we realize how expansive and impactful the reach of TJ and Friends has become with over 1.4 million in donations. Please take a listen and consider supporting their cause. TJ and Friends FoundationTJ and Friends Events
2025-02-2643 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Don't get ClippedConner and Richard discuss haircuts. Specifically, not taking a haircut (losing value) on bad draft picks in their "Way too Early Fantasy Football Draft Picks". Somehow this also meanders into saving money on haircuts and a recommendation for Royal Lakes (RL) Hair Salon (ask for Ainsley) as Richard has yet to find an "Aight Clips" that meets his definition of a good, cheap haircut. FrugalocitySnoophoggyhawgRoyal Lakes Hair Salon
2025-02-2237 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Valentine's Day on a Budget? Can it be?Richard and Amanda tell stories about previous dates andways they found to save money but still have fun on dates in preparation for one of the most dangerous days on the calendar for many… Valentine’s Day. The moral of the story is, of course, Valentine’s Day can be executed on a budget butshowing affection throughout the year instead of grand gestures on one day is more important. As expected, somehow Mix Tapes versus Spotify playlists, Two-buckchuck, Waffle House, Mexican food and Margaritas work their way into the conversation as well.Frugalocity.orgSnoophoggyhawgF...
2025-02-1231 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!The Cancer Foundation + Tina Laseter + Non-Profit WorkTina Laseter details the vital work she and her colleagues perform at The Cancer Foundation. In addition, Tina tells the story of she came to work in the non-profit industry as well as the invaluable reward it provides. Other items mentioned were:
Clute's Foundation
Atlantacancercare
TJ and Friends Foundation
Email for individuals needing help: help@cfnega.org and tlaseter@cfnega.org.
Finally, the crew had a Snoophoggyhawg Snack Hack of the Day - Private label Brown Sugar Cinnamon Pop-tarts from Ingles.
2025-02-0551 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Inspired by Todd SheppardTodd Sheppard of Inspired Mortgage Brokers and Richard have an in-depth conversation regarding mortgages and real estate. Highlights include Optoutprescreen, discussion of credit scores, types of mortgage solutions, property taxes, and credit monitoring. Todd's 25+ years of experience and knowledge are evident in all of the specialized solutions he has available for clients. Todd and Richard finish up talking about hiking trips and what they are watching and reading.
Inspired Mortgage Brokers
https://www.optoutprescreen.com/
2025-01-311h 01Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Career and Life AdviceRichard and Amanda break down movies youngsters need to watch from Amanda's perspective instead of the guy perspective referenced in Episode 17 with Shane Higgins. Shows range from Princess Bride to 10 things I hate about You while Richard lobbies for Coming to America and Braveheart. Additionally, they bring up books and music they are listening to such as Peter Gabriel/Jason Isbell/Patterson Hood and Kristen Hannah. Finally, Richard mentions the All the Hacks podcast, Top 10 Takeaways from 2024: https://open.spotify.com/episode/6nnwCGo9gg3RmbIY566u4x.
Snoophoggyhawg
https://www.instagram.com/snoophoggyhawg/
2025-01-1826 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Career Advice + Blind Squirrels + Total ConsciousnessRichard and Shane Higgins share career advice on what movies all youngsters need to watch to ensure wealth and prosperity... Who are we kidding? These are movies to watch so you don't feel silly at work and can relate. They are also great movies you should watch, in general.
Additionally, Shane and Richard have a good discussion of career paths outside of the college route.
2025-01-111h 19Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!It rhymes with Trucks and Logs - Playoff and Fantasy Football Predictions and RecapsThe Frugalocity Crew breaks down their college football playoff predictions and fantasy football recaps and strategies. Highlights include UGA QB talk, Top 10 targets/value traps, Hits and Whiffs, Waiver Wonders and Bounce-back targets.
Frugalocity frugalocity.org
Snoophoggyhawg https://www.instagram.com/snoophoggyhawg/
Frugalocity2 https://www.instagram.com/frugalocity2/
2025-01-0148 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!It's about to get 'Real' - Real Estate Wisdom with expert Gary Nix of Garedepot.comGary Nix shares the real estate value proposition in a frank and open discussion with Conner and Richard Raby. Highlights include questions to ask, local vendors to source, and industry patterns. See local recommendations below:
Sean Pogue with https://yourhvacguys.com/
Georgia Real Estate Depot - https://garedepot.com/
Joe Pond with https://www.pondplumbinganddrain.com/
Dan Keller Plumbing at 678 794 5538
Mainstay Construction https://www.facebook.com/Mainstayconstruction/
Snoophoggyhawg https://www.instagram.com/snoophoggyhawg/
Frugalocity
https://www.instagram.com/frugalocity2/
Frugalocity frugalocity...
2024-12-211h 10Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Favorite Podcasts of 2024 aka Dirty Dozen + Alright,Alright MeasureFrugalocity discusses their 12 Favorite Podcasts of 2024 in no particular order, aka the Dirty Dozen, and Conner comes up with the Alright, Alright, Alright Measure for good Podcasts/Movies. Items discussed were:
Frugalocity: https://open.spotify.com/episode/4c321J3eCGWb5de9AUjFUN
Joe Rogan: https://open.spotify.com/show/4rOoJ6Egrf8K2IrywzwOMk
Frugal Fit Mom:
https://open.spotify.com/episode/2Z3yzTxBVNO65r3USiRFHf
Frugal Friends: https://open.spotify.com/episode/35UjZNJCwM348DvgBKOWCC
Fantasy Footballers:
https://open.spotify.com/show/5RaNsb5sKEBleahQa4MVC5
2024-12-1528 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!PHD in Mickeynomics from FrugalocityThe Raby Crew travels to Disney World to try and figure out the Most Magical Place on Earth per the marketing and discovers the primary magic is the way money disappears from your wallet. Highlights include Star Wars rides and Tron as well as St. Augustine and a trip to a Magical ER at Advent Hospital in Celebration, Florida. Now serving Dole Whip!
2024-11-3039 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Fantasy Football Frugalites - What have we learned?Sam Canales, Richard and Conner Raby discuss what we have learned about Fantasy Football this year. In particular, the crew discussed the deficiencies of industry pundits and areas to watch out for next year. Conner finished off with a Promote and Demote segment and then the crew discussed shows we are watching: Yellowstone, Diplomat, and Lioness were discussed.
2024-11-211h 11Frugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Frugalocity makes good, good sense/cents!?The Raby Crew discusses Black Friday shopping and deals and sites like BlackFriday.com. New TV shows were also mentioned such as The Penguin/The Diplomat/Yellowstone/Lioness/Tulsa King and Amanda brought up the classic "Grey's Anatomy" and her love for Jeffrey Dean Morgan, aka Denny. Finally, the Raby's mentioned their upcoming trip to Disney that seemingly is in contrast to the Frugalite lifestyle but in reality is one of the reasons we save money.
2024-11-1521 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!An Un-bear-ably good road TripAmanda, Richard and #Snoophoggyhawg take a Frugalocity inspired road trip to the Highlands and Cashiers, North Carolina to see the changing leaves, eat some great BBQ, hike to some waterfalls and see the Shadow of the Bear outside Cashiers
2024-11-0818 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Spook-Ah-La-CityThe Raby Family recaps the beauty of Halloween from a Frugalite's perspective. Leg work and strategy leads to candy and we recap the best treats and hacks to make them better.
2024-11-0231 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Savin 'Dat Money Old School Style - Car TalkThe Raby Crew and Corey Doster dive deep into ways to save money on car maintenance. Replete with numerous examples of Frugal behavior for fellow Frugalites.
2024-10-2756 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Southern Savers to the RescueAmanda and Richard recap saving strategies used via Southern Savers. Sponsors mentioned were JPC Sticker Shop and Gary Nix at Georgia Real Estate Depot.
2024-10-2217 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Car Purchases: Knowledge is PowerThe Raby's discuss strategies and resources to use when buying a car with car aficionado Bart Gadlage. Sites discussed run the gamut from Lemon squad to Carvana, Carmax and Youtube to name a few.
2024-10-1337 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Scattered, Smothered and Covered- All Star SpecialFrugalocity brings you into the world of All-Stars, Southern Hibachi and all things wonderful at the Waffle House. Helping you navigate the nuances of dining and the art of shopping at a staple of Southern dining with a side of the frugal touch (well done).
2024-10-0442 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Festivals for all Y'allJoin us as the Raby Family recaps the Big Apple Festival and details all the ins and outs of Apple Festivals and Orchards in Georgia. We will lead you on a frugal journey into what you need to do and see when it comes to Apple Festivals and Orchards. Let's do more and spend less!
2024-09-2911 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!How Bout Them Apples? Big Red Apple Festival in Cornelia, GALooking for a fun, frugal activity. Come to the 36th Big Red Apple Festival in Cornelia, Georgia!!
2024-09-1227 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Fantasy Wranglers - "If you can feel it, Draft it"Fantasy League Winners discuss strategies and other sites to use to make your Fantasy Football Draft a success. Sites mentioned include https://www.thefantasyfootballers.com/
https://www.fantasypros.com/
https://www.homechef.com/
https://www.chrishutchins.com/
2024-08-2941 minFrugalocity - Where our motto is Do more! Spend Less! And Live Abundantly!Sippin Joe and Savin DoughHow to save money and enjoy your coffee and caffeinated drinks.
2024-08-2340 min
The Rush Hour with JB & BillyBig Boy Ben McEvoy, Archie Thompson, Why The Hell?! - The Rush Hour podcast - Thursday 15th August 2024After celebrating the genius of the late, great Richard Marsland, Billy starts us off with the All Sports Report - and some good news for Melbourne cricket fans. Big Boy Ben McEvoy jumps on the phone from his tractor in Joel South to talk about the AFL's Emergency Services Game between Hawthorn and Richmond on Sunday. Topics Brayshaw is in the house with "Why The Hell?", then Jack from Elwood has a crack at $10k with Guernsey Cash. We're painting a mural for BT and we need your help, and JB is adamant...
2024-08-151h 01
Vandal Factory#27 - The Activist Arts Manifesto (General Election special)With the 2024 Genral Election round the corner, we asked: What would you change about funding, structures and management of arts and culture? This is exactly what we put to actors, writers, directors, thratre-makers and musicians across the UK. In no particular order, you’ll hear ideas and provocations from: Dermot Daley, Boff Whalley, Lisa Holdsworth, Daniel York Loh, Luke Skilbeck, Peyvand Sardegian, Daneka Etchells, Richard Burgon (MP), Seth Mowshowitz (Fold) and Jarmouse. With input from your hosts, Henry Raby and Natalie Quatermass. Find us on Facebook, Instagram and X and search Vandal Factory Playlist on Sp...
2024-07-0159 min
OBSThe Works - S6E24Host Keith O. Williams joins the Not Necessarily Political panelists, host Lonnie Malone, Joshua Raby, Gwendolyn Cook Webb, Antwon Womack, and Ladarius Hillard to provide commentary on the Alabama House of Representatives District 55 runoff election. Richard Franklin and James Williams were absent from the broadcast.
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2023-10-091h 59
Uncommon SenseFederal Politics And The Economy With Richard Denniss; Exploring The Geoff Raby Collection of Contemporary Chinese Art; Victoria’s Proposed Digital Health Record With No Opt-OutDr Richard Denniss, Executive Director of The Australia Institute, returns to discuss his latest piece in The Monthly on the failures of federal and state COVID-19 policy and Richard tells us what the real causes of inflation and rising interest rates are. There’s no risk to the economy of a wage-price spiral, rather a profit-price spiral.Dr Damian Smith, art historian, curator, and art critic, speaks about a new book he edited, The Geoff Raby Collection of Contemporary Chinese Art (La Trobe University Press). Dr Geoff Raby AO was Australia’s Ambassador to China between 2007 and 2011, and...
2023-02-282h 02