Shows
Financial Intelligence MindsetChas Henry - Founder of C.H. Local Media/ Digital Marketing Agency Shares Tons Of Tips & Strategies To Skyrocket Your Business Income.Charles (Chas) Henry is a digital marketing agency owner who has been helping clients grow their online presence, visibility, and sales through Search Engine Optimization. The founder of C.H. Local Media also offers consulting services to local businesses on the basics of SEO and how to use it effectively for their business or organization. He started marketing by promoting and positioning his previous band for success while learning about marketing and advertising within the music industry.He fell in love with marketing because he saw an opportunity to h...2021-10-041h 17
Financial Intelligence MindsetRosetta Bryson, Founder & CEO at Simple Trader Pro Shares Her Story Journey & Tips To Be A Successful TraderRosetta Bryson is a highly sought-after financial strategist, an inspiring speaker, a nurturing mentor, and the founder and CEO of Simple Trader Pro, the largest Black-owned financial technology company in America. Rosetta delights in decoding what is often experienced by many people as an inaccessible system. She is leading the charge in expanding and diversifying the FinTech space, a field where few Black founders exist, and her simple tools show investors how to navigate landmines with confidence and ease. She can talk on a variety of topics such as: How...2021-09-2956 min
Financial Intelligence MindsetGeorge Taylor, Founder of Gramersi (digital publisher), Shares His Entrepreneurial Experiences - Struggles & Successes. George Taylor is a journalist and a musician from Hertfordshire. He is the Founder of Gramersi, the digital publisher specialising in consumer and retail start-up news, video content, and events.Gramersi are proud to have worked with War Paint For Men, Jecca Blac, Tropic Skincare, M+LK PLUS, Barenaked Foods, Dr Tara Lalvani (Beautifect), and more.George previously Founded Creative Industry Hub – the media and event company for the music, fashion, and influencer sectors with thousands of customers and readers. He worked with WGSN, House of Fraser, Esmee Denters, So...2021-09-151h 03
Financial Intelligence MindsetShaun Simon, Founder & CEO of ServiceGanja Based in Dallas, Texas, Shares Entrepreneurial Journey & Tips For Business Success.Shaun Simon is the Founder & CEO of ServiceGanja based in Dallas, Texas.Shaun is a serial entrepreneur who started ServiceGanja in March 2020 after working early at several tech startups and his other ventures. Shaun is one of the natural entrepreneurs that started very young. Through his experiences, he was able to learn from his examples and mistakes to improve. ServiceGanja is a technology platform for cannabis dispensaries to manage their retail operations with an all-in-one platform that includes point of sale, guest marketing, digital or...2021-09-0948 min
Financial Intelligence MindsetClarence Brown, CEO of Integrity Credit Fix Sources LLC, Shares Entrepreneurial Journey & Tips To Fix & Leverage Your Credit Clarence Brown is an experienced credit repair expert and credit education specialist. Driven by passion, he takes pride in providing the best service possible. As a CEO, his goals include reinstituting trust into the credit repair field, establishing brand recognition, and increasing market size. In addition to his primary job functions, clients, peers, and associates admire Clarence for his extraordinary commitment to excellence. After earning his expertise in credit management through hands-on experienceHe entered the credit world to explore his passion for aiding and revamping Companies and individuals c...2021-09-0751 min
Financial Intelligence MindsetJay Chauhan Share His Journey To Becoming Full Time Property Investor & Developer, Helping Others Create WealthJay Chauhan is a full-time property investor and developer working with those that wish to create long term wealth and security through property investment. He has nearly a decade of experience and unsurpassed property industry knowledge. With a keen eye for identifying high yielding properties and development projects that generate lucrative returns on investment, Jay provides unique opportunities with exciting financial rewards for his investment partners. His main area of focus geographically is in Greater London and the South East, preferring to stick to areas that he knows.2021-08-3141 min
Financial Intelligence MindsetSteve Tosh, Founder of Global Risk Alliance, Share His Journey & How His Company Helps Organizations Identify & Prevent Corruption & FraudSteve Tosh is the company director of Global Risk Alliance Ltd, a risk management company that provides consultancy and education services. He has over 20 years of experience in procurement fraud and corruption investigation, and risk mitigation. He has headed many high values and complex global studies and currently works with international clients to design and implement frameworks and risk approaches to prevent corruption and Fraud within supply chains. He has been involved in developing national standards on Procurement Fraud and was the lead author in the draft of British St...2021-08-2753 min
Financial Intelligence MindsetRobin Hayhurst Construction Industry Coach & Mentor Share His Story & Tips For Business SuccessRobin recalls watching his father working all hours to keep on top of his Development and Construction Business. Originally trained as a carpenter, he finally started his own business in 1969. He put the first roofs on himself.The family was vital to him, but he gave up time with family to keep on top of the growing business.He was never taught to be a business owner and had to learn from the hard knocks, failures, and successes as they happened.Having run and...2021-08-2543 min
Financial Intelligence MindsetRicardo McHardy, Founder of NeoTech Blockchain Solutions - Share His Entrepreneurial & Business JourneyRicardo McHardy is the Founder of NeoTech Blockchain Solutions. Since 2018, NeoTech Solutions has been experimenting with blockchain technology and how to leverage its value. Since then, they have developed a suite of proof of concepts, solutions and use cases.Ricardo McHardy got one of his starts in the technology industry in October of 2016 when he commenced developing the mobile video game “Space Duckie”. Space Duckie was an inter-galactic themed 2D platform arcade game with duck characters. Although the app did not receive much financial success...2021-08-2042 min
Financial Intelligence MindsetJack Gibson Share His Journey & Strategies To Achieve Business Success & Build Your Wealth Jack is an international serial entrepreneur and financial thought leader. Driven to success in business and life, Jack built a profitable business from his college dorm room and then built two multi-million dollar businesses in real estate.He is a sought-after speaker, sharing his experience with high school classes, business networking groups, sales teams, and aspiring Entrepreneurs.Jack shares his dynamic message through his 5-star ranked “High Return Real Estate Podcast”, and his entertaining, raw and real, highly rated and 5 stars ranked “Indestructible Wealth” podcast.Jack...2021-08-1757 min
Financial Intelligence MindsetHenry Vaughan - Founder of Bondford - Strategies for Managing & Mitigating FX RiskFor global businesses, exchange rate fluctuations can significantly impact profit margins, market shares, and balance sheets. When attempting to mitigate this risk, many corporates fall back on placing intermittent FX trades, driven mainly by speculative bets with limited supporting policies or reporting. Bondford help firms put in place a formal, adhered to FX policy and strategy for mitigating FX risk. These replace typically one-off, large FX trades with a hedging program that reduces volatility by averaging out a rate over time. With a hedging policy and program in place...2021-08-1046 min
Financial Intelligence MindsetPhil Blows - Founder& CEO of Accru, Trader and Investment Manager Shares His Story Phil has spent the last 15 years building and scaling Fintechs. Phil is passionate about improving the world's financial health. Initially working as a trader and investment manager, he led teams tasked with scaling retail platforms to mass market adoption in both the B2B and B2C space. As part of this effort, he interviewed over 10,000 people about their finances and where they were struggling and used this knowledge to develop tools to improve the UK's financial health. Phil is currently the Founder and CEO of Accru, a start-up aiming to make the hi...2021-08-0357 min
Financial Intelligence MindsetRyan R. Sullivan - Founder of Podcast Principles Share His Journey & The Business of Podcasting Ryan R. Sullivan shares his journey...After a conversation with Gary Vee in 2019 and losing one of my first podcast guests to a tragic car accident in early 2020, I dropped everything to pursue podcasting. I created the all-in-one podcast launch platform - Podcast Principles. With Podcast Principles, we make podcast launches simple for Coaches, Consultants, and Entrepreneurs. I take driven professionals and help them build a stage to transform a vision into an effective show that generates content, makes an impact, and grows business...2021-07-2047 min
Financial Intelligence MindsetAnna Szymanowska, Founder of Fighter Shots, Share Her Business Start-up & Entrepreneurial Journey. Anna Szymanowska, Founder of Fighter Shots, Share Her Business Start-up & Entrepreneurial Journey. Anna holds an MBA from London Business School (LBS) and MSc in Industrial Engineering and Renewable Energy.Her work at Airbus, Microsoft and as a management consultant fostered strong product development and sales skills. After seeing her colleagues drink ginger shots in Switzerland, Anna decided to create her recipes. She is excited by the evolving relevance of health products and how her products can positively and sustainably impact people’s lives.2021-07-0540 min
Financial Intelligence MindsetSimon Yemoh - Founder of Clijé Shares His Entrepreneurial JourneySimon is an entrepreneur and founder of the beverage company Clijé. Born and raised in London, he has inherited a spirit and vibrancy from growing up in such a dynamic city. A leader with several accolades in different fields, these flavours are showcased in a style of branding that expresses a deeper meaning and connection that uplifts and cultivates. Having founded businesses and gained experiences in a range of industries such as art, entertainment and hospitality - a creative and 'love for the niche' mindset is the cornerstone for the...2021-06-2441 min
Financial Intelligence MindsetAlex Sapala Share His Story - From Humble Beginnings To Accountant, Author, Property Investor & Mindset CoachAlex, the author of an Amazon Number 1 Bestseller ‘The Business Path to Wealth Creation’, is a prize-winning chartered accountant with experience in financial markets and investment banking from the world’s top financial and advisory institutions including Deloitte, RBS and JPMorgan Chase.Alex has been involved in property development programmes across different types since2008, building and managing a multi-million dollar portfolio that includes standard buy-to-lets,student accommodation and other houses in multiple occupancy (HMOs).He specialises in raising finance, providing potential investors, investors andjoi...2021-06-0841 min
Financial Intelligence MindsetCorina Goetz - Middle East Specialist & Hospitality Expert Shares Her Business Journey In Episode 24 of The Financial Intelligence Mind Podcast, I interview Corina Goetz – Middle East Specialist & Hospitality Expert. Corina founded Star-CaT because of her passion for the Middle East and work in the hospitality sector. She realized that many people are anxious due to the lack of knowledge about the Middle East and strongly believes that companies and individuals should have the opportunity to learn. Education is key to create strong relationships that lead to more success. Better relationships lead to better pipelines, more revenue, mo...2021-05-2544 min
Financial Intelligence MindsetRemisha Jones Share Her Story & Financial Gems To Build Wealth!Remisha Jones is a Certified Financial Social Worker, Clinical Social Worker-LCSW-A, and entrepreneur and has been providing financial workshops called “Money Matter$ with Remisha Jones. Remisha is a native of Roberta, GA and an alumna of Clark Atlanta University with a B.A. in Political Science. She obtained two master’s degrees from North Carolina Central University with MS in Criminal Justice and an MSW in Social Work in 2019. She has worked in the Social Work field for over 15 years serving children and families and is the Hustle Hard Radio show through...2021-04-0853 min
Financial Intelligence MindsetHow To Improve Your Credit Rating & Leverage Other People MoneyA good or excellent credit score or credit rating is crucial for small businesses and investors looking to leverage other people's money (OPM Strategy). If you have tried to access some credit services such as loans or some services or products on credit, you may be familiar with the term credit rating. In case you are not familiar with it, credit rating refers to evaluating a borrower's credit risk. It assesses the ability or likelihood of a borrower (or potential or prospective debtor) to pay back money borrowed. Your credi...2021-03-2714 min
Financial Intelligence MindsetGaurang Patel Shares His Journey – IT Professional To Entrepreneur (Side Hustle)You can start a side hustle (7 pm to 1 am) while holding down a 9 to 5 job!Gaurang Patel is an Electronics Engineer by training, originally from India and now living in Canada with a dream of becoming a millionaire.I interviewed him on the Financial Intelligence Mindset podcast, where he talked about his journey, including working 15 hours a week in low-paid jobs to clear down his debts.Although Gaurang is well established in the field of IT, in his words, "sooner, I realize that it's...2021-03-1735 min
Financial Intelligence MindsetFemmie Evans - Journey From Employee To Entrepreneur & Investor If you are looking to transition from employee to entrepreneur/ investor, this podcast is for you! Fantastic interview with Femmie Evans, Founder of FTX Accounting, a serial entrepreneur and investor, covers many gems for anyone looking to fire the boss and start a successful business. Born in Guyana, Femmie is the Daughter of Brentnold Evans, The Ex-Counsel General of Guyana. A financial exec with broad experience in all aspects of accounting, auditing, and financial management. Direct experience with real estate. Femmie is intere...2021-03-0933 min
Financial Intelligence MindsetUrsula Garrett -Business Advisor & Tax Expert Shares Her Story & StrategiesUrsula Garrett - Business Advisor & Tax Expert Shares Her Story & StrategiesBusiness advisor Ursula Garrett helps entrepreneurs build empires one asset at a time. Qualified as a Certified Public Accountant (CPA), her particular expertise is with entrepreneurs and small businesses, with a focus on new business startups. Ursula also holds an MBA in Entrepreneurship, is an international speaker, and an award-winning author of two books. A lifelong pursuit of excellence in the business allows Ursula the privilege of offering 20+ years of experience to clients as a practicing CPA, specializing in bu...2021-03-0345 min
Financial Intelligence MindsetHow To Save Money And Become An Investor On A Low Income BudgetAnnette Galloway Shares her Journey with lots of tips and strategies for those looking to become investorsCEO of a company called Saver to Investor and author of the book: How to save £10,000 on a low income. Annette's goal is to empower individuals on a low income to save thousands of pounds a year through good money management. Her mission is to empower individuals to save money consistently, pay down debt, build wealth and invest their way to financial freedom. You can find out more about the host t...2021-02-2331 min
Financial Intelligence MindsetJames Chandler Financial JourneyWow! It was indeed a fantastic conversion with James ChandlerIn this episode, James shared his journey from fitness enthusiast to financial freedom advocate.Having been in the fitness industry for most of his career, he achieved accolades such as manager of the year, front cover magazine model and marathon runner, and much more. James is now on the next stage of his journey. This time in the finance world where he is aiming to become financially free in the not-too-distant future.Some of his tips include p...2021-02-1633 min
Financial Intelligence MindsetMike Henebery Shares His Investor & Entrepreneurial JourneyIn this episode, I interview MIKE HENEBERY Investment Expert and Entrepreneur -Acquired over 50 companies in private transactions. -Key member of Gresham PE team - led the spin-out from Zurich Financial Services and raised £600m from c.20 LPs (largely insurance companies and pension funds) between 2003 and 2006. -Led 15 separate deals between 2000 and 2007 investing £200m and returning over £450m to investors. -Has previously founded/co-founded two start-ups: -Was the founder and promoter of Palio Capital 2010-2013, raising c.£100m for a new Private Credit fund (London and Guernse...2021-02-0132 min
Financial Intelligence MindsetUnderstanding Financial Statements And Information Is Crucial For Business SuccessBased on my survey, most small business owners and entrepreneurs don't know the difference between margin and mark-up! Freighting! It is even scarier that most small business owners and founders don't even know what financial information to use to improve their business performance. Finance and business are intricately and intimately connected, yet many try to divorce them and even outsource their financial insights - it is no wonder most businesses fail! Mistakenly, many see financial information and reports as boring and something to ignore, until they get h...2021-01-2114 min
Financial Intelligence MindsetPRICE is NOT Always an Indicator Of VALUE!PRICE is NOT always an indicator of VALUE!!Price can be easy as looking at the price tag or asking for a quotation but determining value and value for money is a different story. I think too many business owners focus on the price when, in fact, PROFIT is a reward for value creation. Moreover, by having a good Value Proposition, you will attract the right customers and be a position to charge premium prices. Episode 14 of my Podcast is on Price vs Value. See link in the comments b...2021-01-1411 min
Financial Intelligence MindsetBanking Fundamentals For Business OwnersHaving multiple bank accounts is crucial to managing money properly in any business.However, most small business owners do not manage their money properly.Many even use their personal account for business - this for me is a NO-NO!In my first role in financial services in 2001, I was responsible for managing over 30 bank accounts for a smallish insurance Company, and as complex as this sounds it made cash management easier.So what are these bank accounts ?Well, if you are small business owner (w...2021-01-1112 min
Financial Intelligence MindsetFinancial Discipline Is Crucial To Build And Maintain WealthMaintaining financial discipline is key to building wealth and achieving financial goals.According to research, the main reason why most businesses fail is due to inadequate planning; I think the same can be said for individuals – would you agree. So, when you reflect on 2020 – have you achieved your goals and plans?- Or has the pandemic complete detailed you Financial discipline refers to how well you adhere to your financial plans that you have set to achieve your monetary goals. Below...2021-01-0312 min
Financial Intelligence MindsetManaging Money And Investments In UncertaintyHow are you coping and managing your money and investments in this crisis? While most people are struggling in this crisis, some are doing extremely well and others seeing it is an opportunity to invest and grow their business and wealth. Look, the last year has been, and undoubtedly continues to be, unsettling financial and economic times! Lots of businesses are failing and many are just about able to survive these tough times, meanwhile others are seeing it is an opportunity to grow their wealth. I recently read an...2020-12-2219 min
Financial Intelligence MindsetTaking Risks To Increase Investment Returns And Build WealthTaking calculated risks is necessary to advance in life! Even getting out of bed is risky! But some people are more risk-averse than others!A calculated risk is a chance taken after careful estimation of the probable outcome. Risk is a complicated subject, and there are various types, including: Market risk Liquidity risk Credit risk Reinvestment risk Operational risksProject risksCurrency risk And much more.According to the risk-return trade-off formula, invested money can render higher profits only if the investor will accept a higher possibility of losses. ...2020-12-0425 min
Financial Intelligence MindsetFinancial Control - Managing Your Money is Crucial to Build WealthManage your money, or it will control you! Especially in business, you have to monitor and manage your finances to grow your money and build financial strength! Whether you are employed, Self-employed, Company or Non-profit Organization, you will not achieve your financial goals if you don't control your finances. The importance of managing your money is common sense, but why is it that many people, including business owners, do not adequately control their finances and end up bankrupt? I think it's one of two t...2020-11-2529 min
Financial Intelligence MindsetFinancial planning acts as a wealth creation model, even in times of uncertainty!A good financial plan acts as a wealth creation model and is essential even in times of uncertainty or curve balls! Financial planning is having a roadmap and a sense of direction for achieving short term and long-term monetary goals - It is incredible useful for individuals, families, Companies, and Government as well as other organisations seeking to forecast their future financial position! Importantly, financial planning should be a continuous process - as the only thing that constant is change! Hence, last year plan may not be valid for today or to...2020-11-1827 min
Financial Intelligence MindsetDebt is often necessary to grow a business & build wealth but must be managed carefully. Debt is sometimes necessary to get ahead in life and build wealth, but poorly managed can lead to severe financial difficulties!Let's face it, even when the economy is booming most of us cannot afford to buy a new home, or pay for our dream car or holiday in cash and often a loan or credit card is the only way to fund what we desire!With most business impacted by the pandemic, resulting in thousands of job losses and many having to shut, it is no surprise to read in the papers...2020-11-0926 min
Financial Intelligence MindsetEp.6 Understanding The P&L Connection With Other Financial Statements Episode 6: The Profit and Loss or P&L as commonly known and how it impacts the other financial statements Let me start by asking you questions to test your financial intelligence? Email answers to roy@mmedu.co.uk and I will send you a couple of eBooks to help increase your profitability and bank balance for free ! 1. How do you know the profitability of your business products or services are on a weekly or monthly basis? 2. Why is it that you can be profitable and still run out of...2020-10-2733 min
Financial Intelligence MindsetEp.5 Cash Flow Statement & Business Cash Flow ManagementBreaking down the cash flow statement and how it all fits together and link with the Balance Sheet – between these two statements Lenders/Investors have great insight into your buisness. Link to the Business Money Masterclass (Get Free eBook and Register for Online Course) https://roystoncumberbatch.com/increase-positive-cash-flow Positive cash flow - More inflows that outflows = a good position for the business Negative cash flow – more outflows than inflows a bad position for the business Cash flow statement · Cash from Operations...2020-10-1318 min
Financial Intelligence Mindset Balance Sheet- Importance in Business & InvestingDo you know why the balance sheet is one of the key financial statements that Investors and lenders look at the most? Most entrepreneurs focus on the income statement/P&L as this show the profit or loss a business in making, but in reality, the balance sheet indicates the financial strength of a company and is the report that investors and bankers spend a considerable time analysing.Well, this is because the balance sheet shows the financial health of a business at a point in time and by analysing the numbers, investors...2020-09-2920 min
Financial Intelligence MindsetMoney - Lifeblood of a Business - A Promise for ValueWelcome to my Podcast where I talk about all things related to Money Mindset, Finance, Businessand Investing.My name is Royston Andrew Cumberbatch – Finance Expert and Business Strategist with 30 years infinance and business, of which 19 years in financial services.Episode 3 of my Podcast:In this episode, I talk about Money - The lifeblood of every business—a Promise in value exchangeand why I consider money to be energy.I believe that money should not be locked up but allo...2020-09-1516 minFinancial Intelligence MindsetUnderstanding Financial Intelligence vs. Financial MindsetWelcome to my Podcast where I talk about all things related to Money Mindset, Finance, Business and Investing. My name is Royston Andrew Cumberbatch – Finance Expert and Business Strategist. In this 2nd Episode of my Podcast, I explain what is financial intelligence and its importance in enhancing your business performance. I also challenge some of the myths around Money and explain why a financial mindset is necessary to be successful in business You can find out more about me through my social media profiles or visiting my website www.racmacs.com. Foll...2020-09-0915 minFinancial Intelligence MindsetHow Royston Cumberbatch Became a Financial ExpertWelcome to my Podcast where I talk about all things related to Money Mindset, Finance, Business and InvestingMy younger self used to pray for my circumstances to change, to have the life I deeply desire!And here is the thing, the journey of my life has thought me that neither your past nor current circumstances determine where you can go - They merely determine where you can start.My name is Royston Andrew Cumberbatch. In this first Episode of my Podcast, I share with you my J...2020-09-0921 min