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Adviser 3.0: The PodcastEp 41 - The formidable Ruth Sturkey joins Abraham discussing her journey from The Red House to merging with Paradigm Norton, and her new role at the Institute for Financial Wellbeing, and much more!Abraham is joined by the formidable Ruth Sturkey discussing all things Financial Services, including:
Her journey into the industry and financial planning
The setup and vision behind one of the leading financial firms, The Red House
The structure of the exit deal for The Red House
What lead to the merger with Paradigm Norton and the opportunities that emerged from it
Ruth’s new role at the Institute for Financial Wellbeing and how to get involved
Why she invested in Timeline and her stance on early-stage investments
2022-10-1945 min
Money Espresso - no-froth conversations exploring money and lifeReflections on Season 2; Lessons on livingIn this, my final episode as host of Money Espresso, I reflect on some recurring themes from a selection of the wonderful guests who joined me on Season Two.
These themes focus on enjoying the now, contentment, legacy, giving, joy and recognising your own value. We hear from Cathi Harrison, Holly Ryan, Clare Fielding, Neil Bage, Tom Ilube, Chris Budd, Nick Elston with some powerful closing words from Sue Baker.
I close with my personal thanks to our sponsors Paradigm Norton, our guests, you, the listener, and give you a little intro to our next hosts who will be carrying...2022-09-3025 min
Her Future Bright PodcastBuilding a Business on Values with Ruth Sturkey, Chartered Financial Planner, Non-Executive Director, Podcaster & Business CoachRuth co-founded and led The Red House, a boutique financial planning firm, which she successfully merged with Paradigm Norton. As an NED, Ruth continues to help grow Paradigm Norton, an employee owned and accredited BCorporation, to be the leading purpose driven financial planning firm in the UK. Ruth believes that money is just a means to an end. Her role as Vice Chair of the Initiative for Financial Wellbeing (IFW) enables her to help financial planners and financial coaches understand how to make their clients happier not just wealthier. A well-known and influential member of the...2022-07-2637 minMoney Espresso - no-froth conversations exploring money and lifeTom Ilube – The Start Up Guy - entrepreneur, philanthropist & the first black Chair of the RFUIn this episode I chat to Tom Ilube who shares his incredible achievements as a serial entrepreneur, philanthropist and the first black Chair of the RFU.
Coming from a mixed race family Tom speaks about his upbringing between London, Uganda and Nigeria and the resilience and techniques that taught him which would become formative in his business success. We speak about the racism he faced as a young black man in London in the 70s and the long arc of change.
He explains how he found himself in computing before most of us knew what they were and how he...2022-07-1450 minMoney Espresso - no-froth conversations exploring money and lifeNick Elston – Dropping the mask, becoming himself & lifting others upIn this episode I chat to Nick Elston who shares his journey from burnout to becoming a Mental Health Advocate, Inspirational Speaker and Transformational Speaking Coach.
Nick talks openly about his childhood Obsessive Compulsive Disorder which led to a mental health breakdown in adulthood. He explains the liberation of having nothing to lose and how talking openly about his experience enabled him to find community and commonality with those around him.
Nick explains how he sees his life in chapters, the circularity of life and the importance of being properly selfish. He also shares his love of country music and...2022-06-2350 minMoney Espresso - no-froth conversations exploring money and lifeCathi Harrison – ‘That girl’ who’s kicking up a ruckus in financial servicesIn this episode I chat to Cathi Harrison, founder and CEO of The Verve Group of companies, on her journey from ‘no money’ as one of six children to a single mother, to running a business of 70 people with ambitions for far more to come.
Cathi’s achievements by age 40 are remarkable. She oozes grit & determination. From being a freelance Para Planner 13 years ago, to running 4 companies and one not for profit now, Cathi is intent on changing the face of financial services. Coming from a background of scarcity she speaks of her drive to control her own destiny and making...2022-06-0947 minMoney Espresso - no-froth conversations exploring money and lifeNeil Bage – Better conversations about the things that matter & getting comfortable with the C WordIn this episode I chat to Neil Bage who shares his journey from life guard and compère at Butlins in Bognor Regis to co-founding Shaping Wealth, a learning technology platform transforming the human experience of money. He has served as a Chief Behavioral Officer in the UK and was the founder of a multi-award-winning behavioural technology business.
Neil speaks with passion about his fascination around human behaviour and the tech based tool he developed to help financial planners really understand their clients. He explains how the financial services industry should be inverted to really focus on the clients and t...2022-05-1955 minMoney Espresso - no-froth conversations exploring money and lifeBobby White – From Canning Town to jewellery maker to Beyonce, Jay Z and The ProdigyIn this episode I chat to Bobby White who shares how his passion for making, cars, motion and diamonds led to a jewellery apprenticeship, buying his bosses business at 21 and making statement jewellery pieces for the stars.
Bobby’s is an artist with 100% commitment to design, craftmanship and making the very best and beautiful works of art. Bobby tells about the high and lows of his journey, the recent opening of his Mayfair boutique and how he harnessed You Tube to reach over 650,000 subscribers, expand his customer base and show first-hand the personality of his brand and the creation of hi...2022-05-0539 minMoney Espresso - no-froth conversations exploring money and lifeHolly Ryan – on single, donor motherhood; unleashing her inner lioness & enforced entrepreneurshipIn this episode I chat to Holly Ryan who shares her journey of loss, courage and a determination to be entirely herself.
She tells me how she fulfilled her greatest life ambition of motherhood as a single woman using a donor and the fertility treatment roller coaster ride, both emotionally and financially. And how, when denied the right to work from home 1 day a week, she ‘got out of her own way’, quit her job and, with a pocketful of ambition, began her own TV agency as a brand new Mum and businesswoman.
Finally, Holly shares best money purchases for arou...2022-04-2143 minMoney Espresso - no-froth conversations exploring money and lifeChris Budd…It’s not about the money; it’s about finding what truly makes you happyIn this episode I chat to Chris Budd who shares his journey of personal discovery, selling his financial planning business to its employees and how a random tweet led him to found the Initiative for Financial Wellbeing (IFW).
Chris is a man of many talents; business founder, author, speaker, podcaster, coach, musician and force behind the IFW. He generously shares the events that shaped his life, made him ‘moderately successful’ and led him to understand that life is not about accumulating money, it’s about finding what truly makes you happy and using money, which is often less than we think...2022-04-0743 minMoney Espresso - no-froth conversations exploring money and lifePatrick Hunt – Reflections on coffee, money, design, sustainability & ‘give and take’In this episode I chat to Patrick Hunt, a perfect guest for Money Espresso as the creator and designer of the Rok Hand Press Espresso machine, with a fascination for coffee, people and money.
Patrick is a product designer with a passion for beauty and sustainability. It was such a treat to speak with someone who makes things!
We cover a whole array of topics in our chat ranging from making the perfect espresso, helping his children understand money by watching It’s a Wonderful Life, breaking the ‘Gold Standard’, crypto, what it means to feel rich, the challenges of runnin...2022-03-2447 minMoney Espresso - no-froth conversations exploring money and lifeLindsay Levin – On leadership, humanity and the invisible thread that connects usIn this episode I chat to an incredibly inspiring woman, serial entrepreneur, author, TED X speaker and founder of Leaders Quest and Co Leader of Future Stewards, Lindsay Levin.
Lindsay tells me how she combined her fascination with people, leadership and travel, with a burning desire to use her business skills to help businesses do and be better, to create the not-for-profit Leaders Quest. Lindsay has sat with prisoners on death row, worked with community leaders in the slums of Mumbai and brokered talks between Israelis and Palestinians. She eloquently describes our shared humanity.
She has seen at first hand...2022-03-1051 min
Money Espresso - no-froth conversations exploring money and lifeDavey Lewis – On becoming a professional rugby player & preparing for life after ‘retirement’ at 30Davey was part of the Premiership winning team Exeter Chiefs in 2016 before finishing his playing career at Harlequins. Davey tells me about the grit, determination and hard work that led to his professional career, the thrill of looking up from the scrum to see Jonny Wilkinson, the importance of family and his foresight to plan for a career in financial planning before his first career ended.
Finally, Davey shares his best money purchase for around £30 and his Money Pearl of Wisdom.
Sit back, grab yourself an espresso (or drink of your choice!) and enjoy the conversation.
• Davey can be found on...2022-02-2447 minMoney Espresso - no-froth conversations exploring money and lifeGeorge Kinder – Delivering people into their dreamsIn this episode I chat to George Kinder who shares his journey to becoming an international thought leader, ‘the Father of Life Planning’ and his vision of a Golden Civilisation.
Early in George’s career he recognised that his client’s had unfulfilled dreams and longings. So he crafted his famous ‘3 Questions’ to inspire and deliver people into the life they were meant to live and travelled the world to teach financial planners how to do the same.
Author of 7 books, including 3 on money and 2 on poetry and photography, be prepared to put your preconceptions of financial advice aside and learn how it...2022-02-1051 minMoney Espresso - no-froth conversations exploring money and lifeClare Fielding – Bravery or submission? Her journey to herselfIn this episode I chat to Clare Fielding who eloquently and sensitively explains her journey to co-found and become, we believe, the first trans woman Managing Partner of a City law firm.
Clare, the newly appointed Managing Partner of Town Legal, generously shares her story of acceptance that nature had misplaced her gender and how she became the person she was born to be.
She tells us about her dream to have her own business and how the stars aligned to make that so and the dynamic and fresh, coaching led law firm she and her colleagues are creating. And...2022-01-2745 minMoney Espresso - no-froth conversations exploring money and lifeSue Baker, OBE – On dancing with death & elationSue Baker, OBE, mental health campaigner and founder of Mind’s Time to Change ground breaking movement, shares her journey of public service and surviving a terminal cancer prognosis on the same day as, after 8 years of trying, her partner was told she was finally pregnant.
Sue talks frankly about her values and how she navigated treatment for terminal cancer whilst she and her partner prepared for the birth of their first child. She tells us why she returned to work after her treatment and how she now lives life through a shortened lens.
She speaks about the challenges of st...2022-01-131h 05
Money Espresso - no-froth conversations exploring money and lifeLast minute Christmas Presents? We’ve nailed it for you…Welcome to the final episode of Series One of Money Espresso and it’s a Christmas Bonus Episode!
Now if you’re anything like me you leave your Christmas present buying until well into December, not quite last minute but about ‘ten to’ the Christmas hour. Fortunately for you and me this bonus episode is focussed on what has turned into one of the favourite bits of Money Espresso, the ‘Best Buys’ for under £30, ish.
It turns out that my guests purchases fall into a few general categories; exercise and play, eating, drinking, grooming and gadgets. Not sure what that says about my...2021-12-1331 minMoney Espresso - no-froth conversations exploring money and lifeMoney Pearls of Wisdom – Part 2As we draw our first series to a close, welcome to the second Bonus episode of Money Espresso.
I have spoken to a fabulous bunch of guests from all walks and stages of life. The one thing they all had in common was their generosity to share their personal stories and wisdom.
These two bonus shows shine a light on some of the key messages and learnings from those conversations.
The first one looked at debt, planning, budgeting, saving, investing and giving. This second episode focuses on some of the more profound and philosophical conversations I had with my guests...2021-11-2928 minMoney Espresso - no-froth conversations exploring money and lifeMoney Pearls of Wisdom – Part 1As we draw our first series of Money Espresso to a close I have been reflecting on the broad array of amazing guests that have joined me for our 16 episodes.
I’ve had tremendous guests from all walks of life representing a huge amount of diversity whether that be ages, professions, gender, ethnicity and of course experiences all who have generously shared their learnings and wisdom with me.
My next two episodes shine a light on some of the key messages and learnings that we can all take from them.2021-11-1534 minMoney Espresso - no-froth conversations exploring money and lifeStephanie Brobbey - From law to the radical redistribution of wealth; a woman on a missionIn this episode I chat with Stephanie Brobbey. A Londoner, born to Ghanian parents, Stephanie recently gave up an offer of Partnership in a law firm to found The Good Ancestor Movement.
Stephanie speaks about her upbringing in Shepherds Bush where money was tight and her early exposure to those with less. She explains how she managed her own experience of money scarcity and how coaching and therapy have helped her step away from a burgeoning career in law to live in alignment with her values to achieve a purposeful life.
We explore how her views on philanthropy have evolved...2021-11-0146 minMoney Espresso - no-froth conversations exploring money and lifeEmmanuel Gobillot – The two things not spoken of at dinner parties; money & sexIn this episode I chat to Emmanuel Gobillot who shares his journey from a ‘railway estate’ in Burgundy to becoming one of Europe’s most sought after Key Note Speakers, author and consultant in Leadership and Collaboration
Emmanuel talks about luck and the teacher who spotted his talent which changed the trajectory of his life. We speak about status signalling, how using an Incentive Scheme to teach his daughter about the value of money backfired and why money is not the best way to motivate people.
We ask why so few people have mature conversations around money and conclude that all ch...2021-10-1844 minMoney Espresso - no-froth conversations exploring money and lifeWilliam Pratt – Being a ‘Liberated Spender’ and preparing teenagers for University and lifeIn this episode I chat to William about his life and money journey in an episode that is ram packed with wisdom.
William is the co-founder of Paradigm Norton, as well as being a Chartered Accountant and Chartered and Certified Financial Planner. His qualifications and life experience, make him a great Client Relationship Manager and Board Director for Paradigm Norton.
William talks about the excitement of setting up a new business alongside the tough financial practicalities. He explains his relationship with money and hard work and imparts some practical thinking around educating his teenage daughters about money in preparation for...2021-10-0450 minMoney Espresso - no-froth conversations exploring money and lifeTina Kothari – Money and currency? don’t confuse the two.In this episode I chat to Tina Kothari. Tina came to England as a small baby. She tells her story from getting a Philosophy Degree, to commerce and banking, to becoming a counsellor and trainer working with people with addiction and eating disorders in Europe and the USA, before working with executives at Blue Chip companies. She explains how her life experiences fired her passion for Human Rights. She has combined this passion with her love of film to launch Another Way Now, an organisation dedicated to shining a light on human rights abuses, changing conversations, and bringing action, to...2021-09-2044 minMoney Espresso - no-froth conversations exploring money and lifeTommy Watson – ‘But are they happy?...’Tommy talks about life growing up as the son of a professional footballer and his early money and life lessons. We talk about his career in finance, both in the UK and Singapore, before becoming a Client Manager and Co-Leader of the London Team for Paradigm Norton.
Tommy tells us about falling out of, and back in, love with Financial Planning. He shares the wisdom he learned from his upbringing around money, the importance of stability and the simple pleasures in life. We learn about how he and his wife are planning their financial future, managing expenditure drift and we...2021-09-0644 min
Money Espresso - no-froth conversations exploring money and lifeMark Cuddigan – On business as a force for good and where true fulfilment liesIn this episode I chat to Mark Cuddigan who shares his journey from tennis coach and DJ to CEO of Ella’s Kitchen and his passion for using business as a force for good.
Mark joined Ella’s Kitchen in 2011, drawn to a company whose founding mission is to improve children’s lives through developing healthy relationships with food. This purpose permeates the business to this day.
We talk about BCorps and the role that business, not just government, can and should stand for to change our world for the better. How doing the right thing and treating people well ultima...2021-08-2341 minMoney Espresso - no-froth conversations exploring money and lifeGenevieve Shore - From winning the Rugby World Cup, to FTSE 100 Director to life in the HighlandsGenevieve talks about winning the Women’s Rugby World cup in 1994 and the challenge of playing amateur sport at the highest level whilst building a career.
She speaks about her rise to Chief Information Officer at Pearson Plc in a time when there were few female FTSE 100 Directors. She shares her wisdom around people management, how small breaks can ‘lift’ the trajectory of a life, the importance of mentors, the ‘generosity gene’, the madness of the corporate world and working out what is ‘enough’. Fast forward to now when she lives in the Highlands running her property and food and wine business...2021-08-0952 minMoney Espresso - no-froth conversations exploring money and lifeMartin Ruskin - How religion and finance come togetherIn this episode I chat to Martin Ruskin. Martin is a Client Director at Paradigm Norton and Board Member of the Chartered Institute of Securities & Investments (CISI).
Why am I chatting to one of my colleagues at Paradigm Norton? Well, if I am expecting our guests to share their money stories and wisdom, it’s only right that we ask one of the Client Directors of our sponsor to do so too!
In this open and honest conversation Martin shares glimpses into his early money memories, his business journey and his time as a Pastor. Martin corrects the oft misquoted ‘mone...2021-07-2649 minMoney Espresso - no-froth conversations exploring money and lifeHolly Mackay – A Hippy in a capitalist’s body on a mission to democratise finance.In this episode I chat to Holly Mackay, finance and investment expert, and founder and Managing Director of Boring Money. She talks about her mission to democratise finance and the opportunity costs of being an entrepreneur and mother to two young children.
Our conversation covers her love for language and desire to banish financial gobbledygook. The sacrifices of an entrepreneur. How covid has been a ‘feast or famine’ for many. Her crush on Mark Carney and the risk of not thinking sustainably when investing. And we philosophise around the purpose of money, what really matters and how emotions trump rational thin...2021-07-1245 minMoney Espresso - no-froth conversations exploring money and lifeWilliam Adoasi – on a mission to ‘remove as many barriers to education as humanely possible’In this episode I chat to William Adoasi about his journey from a council estate in South London to founding the innovative watch brand, Vitae London, a brand which is sold in over 30 countries, endorsed by celebrities worldwide with a mission to ‘remove as many barriers to education as humanely possible’
William is a British-Ghanaian entrepreneur, TEDx speaker, philanthropist, role model and fashion designer who is the founder and CEO of Vitae London.
William speaks about his scholarship to a Boarding School where he became aware of difference and inequality, and the power of exposure and awareness.
He talks about the...2021-06-2844 minMoney Espresso - no-froth conversations exploring money and lifeSarah Lord – Giving back and modelling good money behaviours to childrenIn this episode I chat to Sarah Lord who shares her journey from a Medical Biochemistry degree, to Financial Planner, to President of the Personal Finance Society (PFS) via the Middle East!
Sarah found financial services and financial planning soon after leaving University where she quickly saw the good that money, well managed, can do. Her experience has included working for an insurance company, a small IFA, an Investment Manager, an accountancy practice and latterly a national financial services ‘consolidator’. All of which provided a solid grounding for her current Presidency role.
We discuss Sarah’s passion for Financial Planning and to...2021-06-1447 minMoney Espresso - no-froth conversations exploring money and lifeCarl Richards – Don’t focus on goals, let values and purpose guide youIn this episode I chat to Carl Richards, a Certified Financial Planner, international keynote speaker and thought leader. Carl simplifies the complex using sketches and stories. His Sketch Guy column has appeared weekly in the New York Times for the past 10 years.
In this thought-provoking conversation Carl explains why money is not just about spreadsheets and ‘math’, it’s about feelings and emotions. How we spend our money is not just fact, it tells a story of our life and values. He speaks about the scarcity of money growing up, the importance of recognising the ‘rat race’ and making sure the race w...2021-05-3151 min
Money Espresso - no-froth conversations exploring money and lifePaula Higgleton – An inspirational story of leaving school at 16 to becoming Vice Chair at DeloitteIn this episode I chat to Paula Higgleton who shares her inspiring career journey, her people management success and money and life wisdom.
Paula left school at 16 to a job in the VAT office in Southend, where she grew up. A discerning manager noticed her talent and encouraged her to join the Civil Service Day Release scheme to study for a BTEC in Business Studies. From there she joined the Inland Revenue in the then newly formed Self-Assessment team. Her desire to learn more took her to a local accountancy practice where she started her professional qualifications, then to a...2021-05-1540 minMoney Espresso - no-froth conversations exploring money and lifeTim Hale – Investing is easy; it’s managing emotions that’s hardIn this episode I chat to Tim Hale, Founder and Managing Director of Albion Strategic Consulting to learn why an active fund manager came to see a better way to invest.
Tim started life in Corporate Banking in Hong Kong where he witnessed the drive and urgency money can bring. After achieving an MBA from Cranfield School of management Tim moved into the investment world working for Chase Asset Management, now part of JP Morgan. It was during this time that Tim noticed the randomness of investment outcomes and saw the real prize was the capture of investment market returns...2021-05-0242 minMoney Espresso - no-froth conversations exploring money and lifeMichelle Cracknell - Passionate about helping people make the most of their moneyIn this episode I chat to Michelle Cracknell, CBE. After studying Civil Engineering at Imperial College Michelle pursued a career in finance training as an actuary before becoming a Director at a number of financial advice firms, providers and an insurance company. She was CEO of The Pensions Advisory Service from 2013 to 2018 and was awarded a CBE by the Queen in June 2019 for her services to the pensions industry. Michelle now holds several NEDs and is working on a Start Up.
We talk about the good money habits Michelle learned from her father, and the privilege and sense of achievement...2021-04-1743 minMoney Espresso - no-froth conversations exploring money and lifeMoney Espresso | Episode 1 - Barry HornerIn this episode I chat to Barry Horner. Barry is Co Founder and CEO at Paradigm Norton. He is a thought leader within the financial planning profession and is a regular speaker at financial planning conferences and events both in the UK and overseas.
Why am I chatting to one of my colleagues at Paradigm Norton? Well, if I am expecting our guests to share their money stories and wisdom, it’s only right that we ask the CEO of our sponsor too!
We talk about the money taboo that existed in Barry’s family growing up and how Barry has...2021-04-0246 min
The Financial Life Coach PodcastBoiling The Frog Slowly - with Ruth Sturkey@RuthSturkey Learn how Ruth built The Red House Ruth explains the drivers behind and motivations for her exit She shares how Paradigm Norton were the firm for her The challenges she faced and biggest lessons and lots of tips 2020-04-301h 09
PFS Power PodcastInspiring Leaders Ruth SturkeyDavid Scarlett, The Soul Millionaire, talks to Ruth Sturkey, Client Director London, Paradigm Norton.Key learning points:-When leaders get out of the way of their people … the business has a chance of rising to new heights. -Making every decision in the light of a clear, written culture creates the power to rise above self-serving business performance. -Every successful strategy is founded upon first nuturing successful relationships. -Recruit well. Train and develop carefully. Face up to tough leadership decisions.2020-04-1646 min
Financial Planning Training AcademyFeatured podcasts: Max Keeling & Ruth SturkeyThis month’s featured pods from our Financial Life Coach Podcast Max Keeling from Ignite @_maxkeeling Ruth Sturkey from Paradigm Norton @ruthsturkey Subscribe to our Podcast
The post Featured podcasts: Max Keeling & Ruth Sturkey appeared first on Financial Planning Training Academy.2018-06-2500 minThe Financial Life Coach PodcastIt maybe Elton time but it’s not beach and piña coladas yet for Ruth Sturkey What the future holds for Ruth, Red House and Paradigm Norton Why Ruth is so excited about the future of Financial Planning Why ‘What’s important to you about money?’ is her killer question Why ‘Invest in yourself’ is her number one piece of advice How Red House demonstrate their value and service to prospective clients. @ruthsturkey2018-02-211h 10