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The Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsLessons from My First Single-Family Flip: What I Got Right, What I’d Do DifferentlyIn this solo episode of The Real Estate Lens, Ryan Richards shares his honest, behind-the-scenes experience flipping a single-family home for the first time. From budget overruns to unexpected code violations, Ryan walks through what worked, what didn’t, and the real numbers that shaped the outcome of the project.Whether you’re planning your first flip or just curious about the realities of managing a residential renovation, this episode gives you a candid look at the process, along with actionable takeaways to help you avoid costly mistakes.What you’ll learn:The true cost o...2025-07-1511 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsWhy Everyone’s Moving to Rhode Island, with Brooke BuckettIn this episode of The Real Estate Lens, Ryan welcomes back top Rhode Island real estate agent Brooke Buckett for her third appearance on the show. Brooke specializes in relocation and first-time homeownership, and in this conversation, she breaks down why Rhode Island continues to attract buyers from across the country—and how to navigate a multi-state move without the stress.Brooke and Ryan discuss what’s driving the relocation trend, how Rhode Island’s small size offers big lifestyle variety, and what you really need to consider if you’re selling in one state and buying in anoth...2025-07-0816 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsA Day in the Life of a Loan Officer: What It’s Really Like Behind the ScenesIf you're thinking about a career in the mortgage business, this episode is for you. In this solo episode of The Real Estate Lens, Ryan Richards takes you inside the day-to-day reality of being a residential loan officer—what the job entails, how it differs from working at a bank, and what separates great loan officers from the rest.Ryan shares what his typical day looks like, from fielding dozens of phone calls and reviewing pay stubs to hosting events, marketing his services, and managing time-sensitive client questions. Whether you’re considering a career in the industry or j...2025-07-0110 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsBuilding a Brand That Actually Works with Russ Mangsen of Marketing with Russ Inc.In this episode of The Real Estate Lens, Ryan Richards sits down with Russ Mangsen - founder of Marketing with Russ Inc., the strategist and producer behind all of Ryan’s content—for a deep dive into what it really takes to grow a brand and make marketing work in today’s digital landscape.Russ shares the behind-the-scenes of his decade-long career in social media management, how small businesses can compete with big brands through authenticity, and why marketing is a long game built on strategy, relationships, and consistency. This is a must-listen for agents, investors, and entrep...2025-06-2434 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsCreative Financing Strategies to Adjust Your Down Payments & Closing Costs and Maximize ReturnIn this solo episode of The Real Estate Lens, Ryan Richards shares real-world strategies he's used to minimize the cash needed to close on investment properties—without cutting corners or taking unnecessary risks.Fresh off a recent presentation on creative financing, Ryan explains how he's acquiring his next property with just 2.5% down by leveraging his real estate license, interest rate credits, and smart financing techniques. He also breaks down how to think about capital preservation, why timing matters, and how creative deal structuring can accelerate your portfolio growth.What you'll learn:How to use yo...2025-06-1711 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsWhat Happens After Your Offer Is Accepted? A Step-by-Step Guide to ClosingIn this solo episode of The Real Estate Lens, Ryan Richards walks you through exactly what happens once your offer gets accepted—from the moment you go under contract to the day you get the keys.If you're a first-time homebuyer or it's been a while since you’ve gone through the process, this episode breaks down each stage in plain language. Ryan covers what to expect from underwriting, inspections, appraisals, bank deposits, and more, so you can feel confident and prepared every step of the way.What you'll learn:What underwriting actually is and...2025-06-1018 minThrough the FireThrough the FireThrough the Fire #27 - Best Selling Author, Coach, And Veteran, David RichardsGet ready for an inspiring conversation on unlocking your divine identity, mastering executive presence, and leading with unshakable confidence. Listen to Author, Coach, and Veteran, David Richards, a former Marine Corps officer with 15 years of service, a corporate leader in Customer Experience at Cisco, and a sought-after executive coach specializing in Executive Presence and Transformational Leadership. His work has guided senior leaders at some of the world’s largest financial and IT companies, including Fidelity, Microsoft, and Cisco, helping them elevate their leadership and communication impact at the highest levels.But David’s mission extends far beyond the...2025-06-091h 07The Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsTop 5 Things to Ask Your Loan Officer Before Making a MoveIn this solo episode of The Real Estate Lens, Ryan Richards, residential loan officer and real estate investor, breaks down the top five things you should always discuss with your loan officer before taking action.Too often, buyers make big financial moves - like paying off debt or making a new purchase - without understanding how those decisions impact their ability to get approved for a mortgage. Ryan walks through common mistakes and explains how proactive conversations can save you time, money, and frustration.What you'll learn:Why paying off the wrong debt first...2025-06-0320 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsThe Power of Networking: How Relationships Fuel Success in Business and in LifeIn this solo episode of The Real Estate Lens, Ryan shares how networking has played a pivotal role in building his business, and personal life, as both a loan officer and a real estate investor.Ryan reflects on the groups, events, and strategies that have helped him build meaningful connections, grow his client base, and open doors to new opportunities. If you're an entrepreneur, agent, investor, or someone just looking to build a stronger professional network, this episode will give you a practical roadmap to start making it happen.What you'll learn:How to...2025-05-2712 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsHow to Run a High-Performing Airbnb and Midterm Rental BusinessIn this episode of The Real Estate Lens, Ryan Richards sits down with Sameul Ahsan, Managing Partner of Knightly Properties and a leading voice in the midterm rental and Airbnb space throughout Massachusetts.Sam pulls back the curtain on what it really takes to run a profitable short- and midterm rental business, from finding the right markets to building a reliable operations system that keeps guests happy and properties performing.What you'll learn:What makes a great Airbnb or midterm rental marketHow to find and evaluate potential short-term rental opportunitiesTips for building cleaning and...2025-05-2151 minThe Team Engagement PodcastThe Team Engagement PodcastRe-energize Your Team by Connecting Values and Purpose | Judy RyanJudy RyanJudy Ryan is the CEO of LifeWork Systems, a performance management company specializing in culture transformation since 2002. She helps leaders build inclusive, emotionally intelligent, and accountable workplaces where people thrive. With her proven CultureEX™ system, Judy transforms disengaged teams into motivated, high-performing ones—by transferring ownership and responsibility to every individual. She's also a keynote speaker, author of What’s the Deal with Culture Change?, and host of the business show When Everyone Wins. Judy is passionate about creating a world in which all people love their lives. Connect with Judy 🔗 l...2025-05-1517 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsHow Our Clients Are Winning in the 2025 New England Real Estate MarketIn this solo episode, Ryan Richards, residential loan officer and real estate investor, shares how his clients are navigating the current real estate market and winning despite rising interest rates, tight inventory, and shifting conditions.Whether you're looking to buy your first home or invest in multifamily property, Ryan covers what’s working right now for buyers in Massachusetts, Rhode Island, and across the broader New England region. From strategy to timing to preparation, this episode is packed with real-world insights to help you move forward with confidence.What you'll learn:How first-time buyers ar...2025-05-1310 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsInformed Investor Mastermind Conference: May 29thWe’re pulling back the curtain on what might be one of the biggest real estate events Worcester has seen in years — the Informed Investor Mastermind Conference, happening May 29th from 5–9 PM at Off the Rails in Worcester, MA.My business partner, Ben Carbone and I are hosting this one-night-only event to bring the best of our experience, knowledge, and connections to a wider audience. After years in the industry and months of planning, we’re delivering a high-impact lineup of speakers, resources, and networking opportunities to help investors take the next step in scali...2025-05-0608 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsDefining Your Buy Box: A Must for First-Time Buyers and Experienced Investors AlikeIn this solo episode, Ryan Richards - residential loan officer and real estate investor - breaks down one of the most essential (but often overlooked) fundamentals in real estate investing: defining your buy box.Understanding your buy criteria is the key to making smart, confident decisions in any market. Ryan walks you through how to define what you’re really looking for, how to filter through the noise, and how to align your expectations with the current market conditions — including factoring in your personal capacity to manage the property once you own it.What you'll lear...2025-04-2913 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsMortgage Rates in April 2025: What You Need to KnowMortgage rates are back in the headlines, and for good reason. In this solo episode, Ryan Richards, Branch Manager at Northpointe Mortgage, breaks down what’s currently happening in the mortgage rate market as of mid-April 2025. Whether you're actively house hunting or just keeping an eye on the market, understanding rate trends can help you make smarter, more informed decisions.Ryan pulls back the curtain on rate fluctuations, what’s driving the changes, and how buyers can best position themselves in today’s environment. If you’re wondering whether now is the right time to buy or how to a...2025-04-2212 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsFinancial Planning for Buyers: Smart Strategies for Real Estate Success with Matt WardIn this episode of The Real Estate Lens, host Ryan Richards welcomes Matt Ward, financial planner at Forward Financial Services, for an insightful conversation on preparing financially for real estate investment. Whether you're a first-time homebuyer or a seasoned investor, this episode is packed with practical strategies to help you take control of your finances and make smarter investment decisions.Ryan and Matt share their real-world experiences working with clients to bridge the gap between financial planning and homeownership. They cover key topics including budgeting, saving with intention, understanding good vs. bad debt, and optimizing income allocation...2025-04-1553 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsBuilding a Scalable Real Estate Business with Brooke CoughlinIn this episode, we’re joined by Brooke Coughlin, a dynamic real estate investor who’s made a name for herself by turning strategic thinking into real results. From buying her first single-family rental out of state to growing a multifamily portfolio across markets, Brooke shares the real, behind-the-scenes look at what it takes to scale in today’s competitive landscape.She walks us through her evolution—from working in corporate sales to becoming a full-time investor—and how she used systems, relationships, and a mindset of continuous learning to fuel her journey. Brooke doesn’t hold back as she...2025-04-0846 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsThe 3 Biggest Lessons I've Learned in Real EstateIn this episode of The Real Estate Lens, we're diving into a topic that’s been a long time coming—three of the biggest lessons I’ve learned in my journey through real estate and business. This conversation isn’t just about my experiences; it’s an invitation for you to reflect on your own path, the wins, the losses, and the pivotal moments that shape your success.The first game-changing lesson? You can’t do it all alone. The myth of the solo entrepreneur is just that—a myth. The most successful business leaders understand that building a str...2025-04-0113 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsThe 3 Biggest Mistakes Homebuyers Make and How to Avoid ThemBuying a home is one of the biggest financial decisions you'll ever make—so why do so many buyers make avoidable mistakes? In this solo episode of The Real Estate Lens, we break down the three most common missteps homebuyers make and, more importantly, how you can steer clear of them.From waiting too long to start the process to working with the wrong team and setting unrealistic expectations, these mistakes can cost you time, money, and opportunities. Whether you're a first-time homebuyer or a seasoned investor, getting educated and preparing in advance will set you up fo...2025-03-2517 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsMy Experience Managing a Portfolio RemotelyManaging rental properties remotely can feel overwhelming, but with the right systems, it’s entirely possible to streamline operations and keep your portfolio running smoothly. In this solo episode of The Real Estate Lens, I share my personal journey of transitioning to remote property management—what’s worked, what hasn’t, and where I’m improving.From handling maintenance requests efficiently to managing contractors without being on-site, I break down the essential strategies that have helped me keep my rentals in top shape. You’ll learn how I leverage smart locks, security cameras, and digital maintenance systems to stay on t...2025-03-1816 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsWhy I Started a Mastermind GroupIn this episode, we discuss why Ben Carbone and I recently started a Real Estate Mastermind group and how everything is going so far. The idea started in Florida after we attended the Clever Summit, where the message was that "people go farther together" not only in life but also in the investor community.The group currently is filled with investors in various stages, from entry-level people who want to learn how to start, to seasoned investors looking to bounce their ideas off others, and to make more connections.The goal is to continue to...2025-03-1107 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsUsing Property Management Software to Become More Efficient & Save TimeIn this episode, Ryan Richards takes a deep dive into property management software and how it can transform real estate investing into a more passive and streamlined process. Whether you're a landlord self-managing your properties or an investor looking to scale, choosing the right software is key to optimizing efficiency.Ryan breaks down the pros and cons of popular property management tools, sharing his personal experience with Stessa—a great option for bookkeeping, financial reporting, and automated rent collection. While Stessa simplifies financial management, it lacks customization and tenant communication features, which has Ryan considering Buildium....2025-03-0412 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsFavorite Client Wins of 2024In this episode, Ryan Richards shares some of his biggest client wins of 2024, highlighting real stories of homebuyers who overcame financial obstacles with creative financing solutions. From first-time buyers to self-employed individuals, Ryan showcases how the right guidance and strategy can make homeownership possible—even in challenging situations.Hear how a young couple, struggling with down payment and closing costs, secured their first home through a gift of equity and state assistance programs. Learn how a self-employed borrower, initially unable to qualify, was able to purchase a home much sooner with a tailored bank statement loan. Plus, di...2025-02-2507 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsFinancing Options for Self-Employed BorrowersIn this episode, I break down the process of securing a home loan as a self-employed borrower, addressing common misconceptions and revealing the flexible financing options available. While many believe that being self-employed makes homeownership significantly more difficult due to business write-offs and fluctuating income, you'll hear why that’s not necessarily the case.We’ll explore traditional loan requirements, such as two years of tax returns, and discuss exceptions that could allow self-employed buyers to qualify sooner. Learn how factors like career stability, industry experience, and the way you report your income can impact loan elig...2025-02-1815 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsHow to Make Your Business More Efficient - Real Estate EditionIn today’s fast-paced real estate market, efficiency is the key to success. In this episode, we share strategies for creating and streamlining systems, boosting productivity, and maximizing profitability. Whether you're an agent, broker, or investor, optimizing your workflow can save time, reduce stress, and improve client satisfaction.We’ll explore how leveraging technology like CRM systems can help you manage leads and transactions more effectively. Plus, we’ll discuss time management techniques, delegation strategies, and best practices for improving communication with clients and teams.Are you wasting valuable hours on tasks that could be automa...2025-02-1118 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsSpenser Molloy's Pivot from Managing Short-Term Rentals to Becoming a Full-Time RealtorSpenser Molloy calls into the show to tell the story of his pivot in real estate -- from managing short-term vacation rentals to being a full-time broker. We talk about the many roles that a short-term rental owner takes on, the pandemic's effect on the industry, and the current state of the real estate market. GUESTSpenser Molloy | Broker | NextHome Modern Realtyspenser@nexthomemodernrealty.com | nexthomemodernrealty.comInterested in connecting? HOST Ryan Richards | Branch Manager, Northpoint Mortgage | NMLS 1987735rrichards@trynorthpoint.c...2025-02-0442 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsThe State of the Real Estate Market | Brooke BuckettIn this episode, Brooke Buckett and I break down the state of the real estate market, analyzing key trends shaping the industry and uncovering exciting opportunities for buyers, sellers, and investors. From shifting mortgage rates to evolving housing demands, we’ll explore what’s driving today’s market and what it means for you.Discover what factors and seasonal changes are influencing real estate decisions and learn practical tips to navigate this dynamic landscape. Whether you're entering the market or planning your next move, this episode offers valuable insights to help you stay ahead in an ever-changing indust...2025-01-2835 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsDown Payment Assistance Options for First-Time Home BuyersIn this episode, we explore the financial solutions available to help first-time home buyers overcome one of the most significant barriers to homeownership—the down payment. Discover how tailored down payment assistance programs can make purchasing your first home more attainable.We’ll cover a range of resources, including federal, state, and local programs, as well as innovative financing solutions offered by private institutions. Gain insight into eligibility criteria, application processes, and the potential impact of these programs on your homebuying journey.This episode offers valuable guidance on leveraging down payment assistance options to achieve stra...2025-01-2116 minAWONDERJUNKIEAWONDERJUNKIELight Therapy, Sauna & Mitochondrial Health - Brian RichardsBrian Richards shares his journey into the world of mitochondrial health and light therapy which led him to creating his company, SaunaSpace. He discusses the unique technology behind his saunas, which utilize incandescent bulbs to provide both heat and therapeutic light. The conversation delves into the historical significance of sunlight and its healing properties, the science behind light therapy, and the evolution of light sources from natural sunlight to modern incandescent and LED technologies. Brian emphasizes the importance of light for health and wellness, advocating for a return to natural light exposure in our increasingly indoor lives. In this...2025-01-181h 06CX FilesCX FilesVeronica Richards - CALLS - Servicio Estelar: Navigating Customer Care in MexicoVeronica Richards is the COO at CALLS Contact Center and VP at WW CALLS Canada. She is based in Burlington, Ontario, Canada.  Veronica is also the marketing director of the Mexico Business Club in Toronto. Veronica is originally from Mexico and now works with Mexico from her base in Canada so Peter called her to ask about BPO and CX in Mexico in addition to the attractiveness of the consumer market in Mexico - a market with a population of 128 million people. What opportunities are created by being located so close to the U...2025-01-1631 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsStrategies to Reduce Your Cost of Living When Purchasing a PropertyAre you dreaming of homeownership but worried about the financial strain? In this episode, we dive into smart, practical strategies to help you lower your cost of living while building equity in your new property. Whether you’re a first-time buyer or an experienced investor, these techniques will help you make the most of your real estate purchase.First, we explore multi-family house hacking—a game-changing strategy where you buy a multi-family home, live in one unit, and rent out the others to offset your mortgage. We’ll break down how this approach can dramatically reduce your housin...2025-01-1412 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsReal Estate Wholesaling with Ben Simon: Sourcing Leads Tactfully and Key Tips for SuccessIn this episode, we’re diving into the dynamic world of real estate wholesaling—a high-potential strategy for investors looking to build capital quickly without ever owning property. Whether you’re a seasoned investor or new to the game, this episode unpacks how to tactfully source leads and avoid common pitfalls that can derail your success.We’ll guide you through proven methods for sourcing high-quality leads, including:• Networking strategies to connect with motivated sellers.• Leveraging technology and data to identify off-market opportunities.• Craft a compelling playbook that attracts the right prospect...2025-01-071h 00The Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsBreaking Down Value-Add: How to Increase the Value of Your Investment PropertyAre you ready to unlock the hidden potential of your investment property?  In this episode, Ben Carbone and I dive deep into our experiences, strategies, and insights to maximize the value of your real estate investments. Whether you’re managing a multi-family complex, a commercial property, or a single-family rental, adding value is the key to maximizing your return on investment. But where do you start, and how do you ensure your efforts pay off?Join us as we break down the concept of value-add and explore practical, actionable steps to increase the value of your...2024-12-2433 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsUnderstanding the Different Types of Financing: Pros, Cons, and When to Use ThemFinancing is one of the most critical aspects of real estate and homebuying, yet it can often feel overwhelming with all the options available. In this solo episode, Ryan Richards, Branch Manager at Northpoint Mortgage, takes a deep dive into the various types of financing, breaking down the advantages and disadvantages of each option.From traditional mortgages to creative financing solutions, Ryan explains when and why you might choose one method over another. Whether you're a first-time buyer, seasoned investor, or simply curious about how financing works, this episode provides a comprehensive guide to help you make...2024-12-1123 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsBooks That Changed My Real Estate and Entrepreneurial JourneyThe right books can transform your mindset, improve your skills, and inspire you to reach new heights. In this solo episode, Ryan Richards shares the books that have had the greatest impact on his journey as a real estate professional and entrepreneur. These titles offer powerful lessons on time management, resilience, and the practicalities of managing rental properties—essential tools for anyone looking to grow personally and professionally.Ryan dives into his favorite takeaways from each book and explains how they’ve influenced his approach to real estate, entrepreneurship, and life. Whether you’re looking for motivation, strate...2024-11-2711 minTeacher Talk: An ETT PodcastTeacher Talk: An ETT PodcastEpisode 9: Classrooms and Coaching with Ryan RichardsEpisode 9: Classrooms and Coaching with Ryan Richards In this episode of Teacher Talk, we sit down with Ryan Richards, an experienced middle school teacher and inspiring educator from Toronto. Ryan dives into the heart of teaching at the middle school level, sharing his insights on fostering meaningful connections with students and preparing them for the complexities of life beyond the classroom. From navigating the challenges of lesson plans that don’t always land to emphasizing the importance of recognizing students’ humanity, Ryan provides a refreshing perspective on education as an investment in young people rather than just curr...2024-11-201h 16The Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsHow to Qualify for a Mortgage: Key Factors and Smart StrategiesQualifying for a mortgage can feel like a complex puzzle, especially when it comes to managing debt and credit decisions. In this solo episode, Ryan Richards, Branch Manager at Northpoint Mortgage, breaks down what you need to know about qualifying for a mortgage—from the basics to the finer points of how certain financial decisions can impact your eligibility.Ryan shares his expert insights into how paying off certain debts, managing credit, and understanding lender criteria can all play a role in determining the mortgage amount you qualify for. With practical tips and real-world examples, this episode is...2024-11-1315 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsFrom Corporate Ladder to 175 Doors This Year: How Andrew Freed Achieved Real Estate Success Through SyndicationIn this episode, Ryan Richards welcomes Andrew Freed, a real estate investor and team leader at Candor Realty, who has successfully acquired over 175 doors in multi-family properties so far this year alone. Andrew’s journey began in the corporate world, where he worked his way up as a project manager. But after reading Rich Dad Poor Dad, he realized that true financial freedom couldn’t be found in the 9-to-5 grind. Instead, he shifted his focus toward real estate syndication with a goal to achieve financial independence within a decade.Andrew shares his story of transitioning from the...2024-10-2953 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsRoad to 312 Units: Zack Gray's Journey from Food Stamps to Financial FreedomIn this episode, Ryan Richards sits down with Zachary Gray, a multi-state real estate investor and entrepreneur, to discuss his incredible journey from growing up on food stamps to owning and managing 312 units across Massachusetts, Rhode Island, and South Carolina. As an ex-military member and owner of Gray’s Anatomy Academy, Zack has built a thriving business and achieved financial independence through real estate in less than 3 years.Zack’s story is one of perseverance, grit, and leveraging his financial knowledge to create a successful real estate portfolio. With experience in asset management, syndication, and project management, Zack...2024-10-1551 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsWhat I Wish I Knew Starting Out: Key Lessons for Homebuyers, Investors, and Aspiring Real Estate Professionals with Ryan RichardsHindsight is 20/20. When you're just starting out in real estate—whether as a homebuyer, investor, or new professional—there are plenty of things you learn the hard way. In today's solo episode, Ryan shares the key lessons he wishes he had known from the beginning. He breaks down what you need to know to navigate the mortgage process, avoid common mistakes, and set yourself up for success.In this episode, Ryan covers:The most important lessons from his career in real estate and mortgage lendingAdvice for those looking to get into real estate or real estate inve...2024-10-0121 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsDemystifying the Mortgage Process: A Comprehensive Guide with Ryan RichardsBuying your first home can feel overwhelming, especially when you're faced with countless options, confusing jargon, and conflicting advice. Understanding the mortgage process, knowing what programs are available, and setting yourself up for success are all critical steps that can make your home-buying journey much smoother. In this solo episode, Ryan Richards, Branch Manager at Northpoint Mortgage, breaks down everything you need to know to confidently start the process of buying your first home.Ryan leverages his extensive experience in the mortgage industry to debunk common myths and misconceptions about home-buying programs and financing options. He provides...2024-09-1727 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsCreative Financing, Subto Deals and Fix-and-Flips Featuring Tony EisenhowerIn this episode, we dive deep into the art of creative financing, particularly "subject-to" (Subto) deals, with Tony Eisenhower—a seasoned real estate investor and entrepreneur who has mastered fix-and-flips and innovative financing methods.Tony Eisenhower started with a single fix-and-flip project and has since scaled up to managing three simultaneous projects and overseeing eight rental units. His approach to seller financing and Subto deals has enabled him to creatively fund his investments and build a sustainable real estate business. Tony’s insights into the challenges and opportunities of these unique financing strategies are invaluable for both new...2024-09-0451 minDecentralized RadioDecentralized Radio#6 AJ Richards & RC Carter | The Dark Side Of Centralized AgricultureWelcome to our Wyoming Sovereign Round Up Podcast Series detailing every amazing talk that happened live in Wyoming This summer. Our sixth talk discusses the state of the regenerative agriculture movement in the United States, current bottlenecks and how the way we raise animals can massively impact the land for the better.  Many of us are aware that our food system is broken! With 4 major corporations controlling the mass majority of meat production in the United States, this monopoly set the stage for the shortages during 2020 and ROARING egg prices in recent years. Today we’re talking to t...2024-08-3057 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsHow to House Hack Your Way Up with Gabby DemacBuying your first home or stepping into real estate investing can be daunting, especially when you're not sure where to start. However, with the right guidance and a clear plan, you can navigate the complexities of the market with confidence. Education and personalized advice are key to making informed decisions that align with your goals.Gabby Demac, a dedicated realtor with the Jim Black Group (Brokered by Real), brings a unique blend of expertise and passion to her clients. After transitioning from a career in biomedical engineering to real estate at just 26, Gabby has leveraged her analytical...2024-08-2150 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsFirst Time Homebuying in Rhode Island with Brooke BuckettBuying or selling your first house is intimidating, and many people don’t know where to begin or how to approach it so they never start. However, with the right team around you, the focus gets put on laying out a concrete plan tailored to your individual needs. Education becomes a critical part of feeling confident in the decision to buy or sell your first home.As a top 2% agent in RI, Brooke Buckett (Compass) prides herself on being a trusted advisor for her clients with a heavy focus on education. She empowers her clients to feel co...2024-08-0652 minThe Real Estate Lens by Ryan RichardsThe Real Estate Lens by Ryan RichardsPrinciples of Commercial Real Estate with Ben CarboneCommercial real estate has long been a mystified topic in the world of real estate investing. There are many different avenues to pursue, and many get lost researching and never take the first step. Waiting for the “right time” may never come. Surrounding yourself with the right team and taking consistent action are the keys to unlocking your real estate investing journey. These are the exact principles that Ben Carbone and I discuss as we walk through his journey from entrepreneur to Vice President of Commercial Real Estate at Byrnes Real Estate Group and now owner...2024-07-2359 minAccess Unmissable Full Audiobooks in Biography & Memoir, Arts & EntertainmentAccess Unmissable Full Audiobooks in Biography & Memoir, Arts & EntertainmentEntrances and Exits by Michael RichardsPlease visit https://thebookvoice.com/podcasts/1/audiobook/776917 to listen full audiobooks. Title: Entrances and Exits Author: Michael Richards Narrator: Michael Richards Format: Unabridged Audiobook Length: 15 hours 14 minutes Release date: June 4, 2024 Ratings: Ratings of Book: 4.18 of Total 22 Ratings of Narrator: 5 of Total 9 Genres: Arts & Entertainment Publisher's Summary: The man who brought the kavorka to the Seinfeld show through one of the most remarkable and belovedtelevision characters ever invented, Kramer, shares the extraordinary life of a comedy genius—the way hecame into himself as an artist, the ups and downs as a human being, the road he has traveled in search ofunderstanding.“The...2024-06-0405 minThe Team Engagement PodcastThe Team Engagement PodcastHire to Culture | Ryan GwilliamMeet Ryan, transitioning from bankruptcy as a real estate investor in 2008, he embarked on a transformative journey and is now recognized for his expertise in dog training. He has empowered thousands of canines and their humans. His greatest passion lies in creating significant positive changes in the lives of dogs and their owners, fostering better relationships and understanding through compassionate animal care. In leisure moments, he indulges in crafting comedic songs, infusing joy and laughter into his spare time pursuits.Check out our channel for more podcast episodes! Don't forget to follow us on our socials too...2024-02-2908 minThe Honest EP PodcastThe Honest EP PodcastRyan Hebron (EP and AFL Reserves Captain) on Work/life Balance, Setting up Fulfilling Careers, Leadership and Management, and a Shit Tonne of BooksAndrew and Archie sit down for a wine with Ryan Hebron. Ryan is 2 years out as an EP and also the captain of the GWS Giants reserves footy club. We have 2 parts coming your way over the next 2 Mondays. Topics covered:  - A $9 cheap shiraz  - Ryan's career journey balancing footy and EP  - Leadership and management in healthcare - Overcoming challenges, self-solving skills and finding mentors - A shit tonne of books  2023-10-0846 minSappenin’ Podcast with Sean SmithSappenin’ Podcast with Sean SmithEP. 254 - Funeral For A Friend: 'Casually Dressed and Deep In Conversation' | 20th Anniversary with Ryan Richards & Darran SmithMoments Forever Faded. October 13th 2003, Funeral For A Friend released their debut studio album, 'Casually Dressed and Deep In Conversation', cementing themselves as one of emo, post-hardcore and melodic metal scenes, most influential bands. On this exclusive podcast, Ryan Richards and Darran Smith, return to celebrate the records 20th anniversary tour, by discussing its legacy, life changing impact and blueprint on their career. Embrace nostalgia with secrets behind the songs, what hit's were almost left off, why they lied to major labels, taste of bird milk, early gigs throughout the South Wales valleys vs taking on America, the time...2023-10-061h 22Building Home: An Expat Podcast by Nneya RichardsBuilding Home: An Expat Podcast by Nneya RichardsFrom NYC to Paris - Making Good on a Quarter Life Crisis with Ryan NorvilleNeither myself or today's guests are the first Black creatives that saw Paris as a sort of North Star. But what does that say about New York. Are New York prices hindering a thriving creative class? Families? Now, that's a bleak thought. Ryan Norville had a quarter life crisis that lead her on a path to learning French and eventually she, her husband and two kids moved to Paris! Ryan's determination is evident in her rising career and artistry. She's just as adept at bringing visions to life for her floral art clients as she is for herself. From l...2023-10-0550 minOrder of ManOrder of ManAJ RICHARDS | Fixing Our Broken Food Supply ChainWith roughly 97% of the population eating meat, it’s mind-blowing that 85% of the American meat supply chain is in the hands of four corporations, two of which are foreign. What’s also disturbing is the deliberate manipulation of beef prices, the rise in food intellectual property (IP) in the form of GMO food solutions and fake meat products grown in a lab, and the regulatory constraints placed on small cattle ranches trying to make our food supply chain more robust and secure. My guest today, AJ Richards, is leading the charge when it comes to a new way...2023-08-011h 08Decentralized RadioDecentralized Radio#25 AJ Richards | Working To Solve The BROKEN Meat IndustryOur food system is broken! With 4 major corporations controlling the mass majority of meat production in the United States, this monopoly set the stage for the shortages during 2020 and ROARING egg prices in recent years. Today we’re talking to someone who’s trying to make a difference on a hyper local scale.AJ Richards, has an innovative vision for agricultural and food supply chain management. With a background in family ranching and a deep commitment to improving the world, AJ is on a mission to transform the current food supply chain model. AJ and...2023-07-281h 44A Break in the ActionA Break in the ActionWestley Richards: The pioneer of your modern shotgun.The Westley Richards company managed to do what very few gunmakers outside of London were able to do - catch and keep the eye of the privileged, money is no object shooting elite during the Golden Age of Shotgunning.  What is the history of this gunmaker and why were their developments game changing and still relevant to most if not all of the shotguns that you own today?  We are discussing the iconic Westley Richards company on this episode of A Break in the Action.Westley Richards Agency, USHave a co...2023-07-2423 min