Shows
Pathology NewsUnlocking Digital Pathology: DeepLIIF & DP4All with Prof. Saad Nadeem (MSKCC)Join us for this Thought Leaders episode as Prof. Saad Nadeem from Memorial Sloan Kettering Cancer Center explains how DeepLIIF and the DP4all (Digital Pathology for All) initiative are opening up new possibilities for digital pathology — from major cancer centres to small community labs and low-resource settings around the world.PresentersHosted by Jonathan Tunstall, CEO and Founder of Pathology News, this Thought Leaders episode features an exclusive interview with:Prof. Saad Nadeem, Computational Pathology & Medical Image Analysis, Memorial Sloan Kettering Cancer CenterIn this Thought Leaders conversation, we explore how Saad’s background in computer science, mathematics and medical imag...
2025-12-0848 min
Your Rich, Fulfilling Life Show48. You Just Moved To Canada. Now What?Landing in Canada as an internationally trained physician is exciting—and overwhelming. In this episode, Usman and Saad walk you through what to do in your first months: setting up your SIN, banking, and credit, avoiding “free” generic bank advice, and understanding how Canada’s system treats you as a consultant, not an employee. They dive into tax-efficient structures, housing and kids’ education, and why proper financial life planning—not random investments—is what actually buys you time, freedom, and options for your family. You’ll also hear about the emotional side of starting over, rebuilding identity, and creating community in a n...
2025-11-1831 minYour Rich, Fulfilling Life Show47. The Smart Way to Funds Your Kids Education!Raising kids in Canada comes with rising university costs and limited government support. In this episode, we break down the smart, structured ways to fund your child’s education without compromising your own financial future. We walk through RESP grants, why they’re helpful but insufficient, how to use investment accounts strategically, and when it may make sense to use your corporation or a long-term compounding asset to support your child’s future education, career, and financial independence. We also discuss how certain structures can create generational tax advantages and give your child access to capital throughout their life. To lea...
2025-11-1017 minYour Rich, Fulfilling Life Show46. How We Actually Build Tax-Free Retirement Plans at RFLDoctors face unique financial challenges. In this episode, we break down how RFL helps internationally trained physicians structure their finances, save millions in taxes, and live a Rich, Fulfilling Life today and in retirement.
2025-11-0328 minYour Rich, Fulfilling Life Show45. Why a Specialist MattersJust like you wouldn’t go to a dermatologist for heart surgery, you shouldn’t take financial advice from generalists who don’t understand doctors. In this episode, we explore why medical professionals need specialists for wealth planning, the dangers of DIY solutions, and how RFL helps doctors achieve a Rich, Fulfilling Life in the most tax-efficient way possible.
2025-09-3028 minYour Rich, Fulfilling Life Show44. Money Myths EpisodeDoctors often hear comforting financial advice that simply isn’t true — like “you’ll pay less tax in retirement,” “your high income is enough for the future,” or “free advice is good advice.” In this episode, we bust these myths and reveal how they could cost you millions. Stick around until the end for a free resource: the Tax-Free Retirement Blueprint.
2025-09-2221 min
Drama PakistaniPawarish Ep 25 ,raised important Issues | The Death in Dayan that shocked everyone| Drama Pakistani #pakistanidramas #dramapakistani #pakistanidramareviewsSubscribe here ⬇ / @dramapakistani0 Dayan | Parwarish | Sher | Drama Reviews | Drama Reviews | Dayan Synopsis: gripping story of a girl fighting for justice after enduring a series of injustices. It follows Nihaal, a young woman whose life is shattered by a tragic turn of events. The events that follow shake Nihaal to her core, drastically altering her personality. This leads Nihaal to embark on a journey to bring those responsible for ruining her life to justice. Channel: Har Pal Geo 7th Sky Entertainment Presentation Producers: Abdullah Kadwani & Asad Qureshi Director: Siraj ul Haq Writers: Fatima Faizan & Amber Azhar Cast: Mehwish Hayat,Ah...
2025-07-1146 minYour Rich, Fulfilling Life Show43. The Hidden Cost of ‘Free’ AdviceMost doctors and dentists think they’re being savvy when they opt for free financial advice from banks, insurance agents, or commission-based advisors. But what if that “free” advice is costing you millions?In this episode, Saad Nadeem unpacks the hidden dangers behind so-called free financial planning—and reveals why it’s often the most expensive mistake high-earning medical professionals make.You’ll learn:Why “free” advice is rarely unbiased (hint: someone’s always selling you something)The shocking long-term cost of commissions, hidden fees, and poor tax planningHow to tell the di...
2025-06-0230 minYour Rich, Fulfilling Life Show42. Why Selling Your Dental Practice Isn’t Enough for RetirementIn this episode of The Rich Fulfilling Life Show, Saad Nadeem dives into one of the most common—and costly—retirement planning mistakes dentists make: assuming the sale of their practice will fund their retirement.From overestimating practice value to underestimating future tax bills, Saad breaks down why this strategy often falls short and what you should be doing instead. You’ll learn:Why relying on your practice sale is a risky retirement planThe myth of “lower taxes in retirement” (and why it’s usually the opposite)The biggest savin...
2025-05-2623 minYour Rich, Fulfilling Life Show41. HOOPP vs. PPP: What's the Best Pension Strategy for Incorporated Doctors in 2025?Incorporated physicians in Ontario can now join HOOPP as of January 2025—a game-changer for doctor retirement planning. But is it better than a Personal Pension Plan (PPP)?In this episode of The Rich Fulfilling Life Show, Saad Nadeem compares HOOPP vs. PPP—covering taxes, contributions, estate planning, and generational wealth.💡 Want to learn how to save up to $1M in taxes? 📘 Get your FREE Tax-Free Retirement Blueprint at rflwealth.ca/blueprintStart building your rich, fulfilling life today.
2025-05-2020 minYour Rich, Fulfilling Life Show40. Inside Saad's New Book! "The Tax Free MD"Are you an internationally trained medical professional in Canada? This episode could save you millions in taxes—and help you finally live the fulfilling life you’ve worked so hard for.Saad Nadeem breaks down the most common (and costly) mistakes doctors and dentists make, including falling into the 53-50-53 tax trap—paying 53% on passive income, 50% in retirement, and 53% on their estate.In this episode, you’ll learn: ✅ Why RRSPs might be hurting you more than helping ✅ How pension plans & insurance wrappers can slash your tax bill ✅ The power of a proper Financial Life Plan ✅ And the...
2025-04-2120 minYour Rich, Fulfilling Life Show39. Enjoy Life Today, Secure TomorrowWelcome to the Rich Fulfilling Life Podcast, where we help medical professionals across Canada build financial clarity, reduce stress, and enjoy life today—without guilt.In this episode, we dive into something even more important than money: peace of mind and time freedom. Many doctors and dentists work tirelessly for a better future, often sacrificing their well-being in the present. But true financial security isn’t just about accumulating wealth—it’s about clarity and control over your financial future.Join us as we explore how proper financial life planning can shift your mindset from scarcity...
2025-03-2321 minYour Rich, Fulfilling Life Show38. The Cost of WaitingIn this episode of The Rich Fulfilling Life Show, Saad Nadeem and Usman Jamal reveal the true cost of waiting when it comes to financial planning for Canadian doctors. They break down why delaying can cost you millions in lost savings, higher taxes, and missed opportunities for financial freedom. Plus, they share how a proactive plan can help you buy back your time and live with clarity and peace of mind. Download The Tax-Free Retirement Blueprint at rflwealth.ca/blueprint to start securing your future today!
2025-03-0934 minYour Rich, Fulfilling Life Show37. Time, Taxes, and Peace of MindManaging time, minimizing taxes, and achieving financial peace of mind—three things every medical professional needs but often struggles with. In this episode, Usman Jamal sits down with Saad Nadeem, CEO of RFL Wealth Management, to discuss how doctors, dentists, and other medical professionals can take control of their finances without sacrificing their well-being.What You’ll Learn in This Episode:- The hidden costs of poor time management and how to reclaim your schedule- Why many physicians pay just as much in taxes during retirement—and how to avoid...
2025-02-1825 minYour Rich, Fulfilling Life Show36. RFL Service PackagesIn this episode, hosts Saad Nadeem and Usman Jamal explore the new service packages offered by RFL Wealth Management, designed to help internationally trained medical professionals live a more balanced and fulfilling life. They discuss the RFL Starter Kit, a free resource to help you understand financial planning, and dive into the comprehensive support provided by the Wealth Builder, Prestige, and Elite Fulfillment packages. From concierge services and tax planning to financial literacy courses for children, this episode highlights the key ways RFL is helping clients simplify their financial lives while achieving long-term peace of m...
2024-11-2624 minYour Rich, Fulfilling Life Show35. Alternative Investments - Are They Worth itIn this episode, hosts Saad Nadeem and Usman Jamal dive into the world of alternative investments. From art and real estate to private equity and more, they break down what makes an investment “alternative” and explore whether these options are truly worth the hype. They discuss how alternative investments can add diversity and growth potential to your portfolio, along with the careful strategies needed to select options that promise future returns and not just risk. Plus, they review recent trends and high-profile transactions covered in a Globe and Mail article, highlighting how the market for alternative investments is evolving. Whet...
2024-11-1120 minYour Rich, Fulfilling Life Show34. Problem With Over Diversified PortfoliosIn this episode of Your Rich Fulfilling Life Show, we tackle the lesser-discussed pitfalls of over-diversification in investment portfolios. Join us as we break down what over-diversified portfolios look like, common red flags to watch for, and the potential drawbacks of spreading investments too thin. We also discuss the essential role of taxation in your returns and how thoughtful financial planning can help you keep more of what you earn. Plus, learn strategies to take advantage of market dips for long-term gains. This episode is packed with insights to help you fine-tune your portfolio and achieve a more efficient pa...
2024-11-0527 minYour Rich, Fulfilling Life Show33. Early Retirement Is PossibleIn this episode of Your Rich Fulfilling Life Show, hosts Saad Nadeem and Usman Jamal dive deep into the topic of early retirement and how it can be within reach with the right planning. They tackle common misconceptions surrounding early retirement and the importance of saving for your golden years. Saad and Usman discuss practical strategies for managing debt and expenses, highlighting how certain types of debt can actually work in your favor. They share valuable insights on financial strategies that can help pave the way to early retirement, as well as the critical role taxes...
2024-10-2826 minYour Rich, Fulfilling Life Show32. What Does RFL Wealth Really Do?In Episode 32 of The Rich Fulfilling Life Show, we take a deep dive into what RFL Wealth Management is all about—our mission, the value we bring to our clients, and the unique problems we solve so they can live their rich, fulfilling lives today without sacrificing their future. We explore two common financial extremes: over-savers, who are too focused on tomorrow to enjoy today, and over-spenders, who live for now but jeopardize their long-term security. You'll learn how a comprehensive financial life plan can help strike the perfect balance, enabling you to retire on your terms, scale back your...
2024-09-3023 minYour Rich, Fulfilling Life Show31 . Dollar Cost Averaging Vs. Lump Sum InvestingIn this episode of Your Rich Fulfilling Life Show, hosts Saad Nadeem and Usman Jamal break down two common investment strategies: dollar-cost averaging and lump sum investing. They explain what each strategy entails, the pros and cons of both, and how they compare in different market conditions. Whether you’re trying to decide which approach is best for your financial goals or looking to optimize your investment strategy, Saad and Usman share actionable insights on how you can build long-term financial success by choosing the right method for you.
2024-09-2317 minYour Rich, Fulfilling Life Show30 . Wills & POAs: What are they? Do you need them? When do you need them?Join Saad Nadeem and Usman Jamal in this episode of The Rich Fulfilling Life Show as they simplify estate planning. They cover the importance of wills, the role of Power of Attorneys (POAs), and the truth about living and testamentary trusts in Canada. Discover how proper estate planning not only protects your assets but also helps you build a lasting legacy, support your family, and contribute to your community. Tune in for a comprehensive guide to securing your legacy and ensuring your values live on.
2024-09-0328 minYour Rich, Fulfilling Life Show29. Family Cottage: Sell It or Gift It To Your Children?In this episode of The Rich Fulfilling Life Show, hosts Usman Jamal and Saad Nadeem explore the smartest strategies for keeping your family cottage in the family for generations. They delve into the tax implications of selling versus gifting your cottage, including how to avoid double taxation pitfalls. The discussion also covers comprehensive estate planning and the role of insurance in ensuring your children can inherit the cottage without being burdened by a hefty tax bill. Tune in to learn how to efficiently preserve your family’s legacy and keep your cottage within the family. Ti...
2024-08-2622 minYour Rich, Fulfilling Life Show28. Incorporations: To Be or Not To Be?In this episode of The Rich Fulfilling Life Show, Saad Nadeem and Usman Jamal dive deep into the crucial question: Should doctors in Canada incorporate their practice? They explore the overwhelming tax benefits of incorporation, offering valuable insights into the best business practices for physicians considering this route. Saad and Usman break down the advantages and potential drawbacks, discuss the ideal timing for incorporation, and how to create a Medical Professional Corporation (MPC). Whether you're a physician considering incorporation or just curious about the topic, this episode is packed with expert advice and actionable tips. ...
2024-08-1924 min
ProSportsStudioThe Legacy of ARSHAD NADEEM | Pakistan's 1st Individual Olympic Gold MedalistFollow ProSports by ProPakistani:
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In this special podcast episode, we celebrate the incredible achievement of Arshad Nadeem, Pakistan's first...
2024-08-1954 minYour Rich, Fulfilling Life Show27. What is Your Retirement Age, Anyways?In Episode 27 of Your Rich Fulfilling Life Show, Saad and Usman explore "What is Your Retirement Age, Anyways?" by delving into the Globe and Mail's Retire Rich Roadmap. They offer invaluable insights for internationally trained physicians on crafting a diversified retirement nest egg. Learn how to confidently plan for a retirement that aligns with your dreams, ensuring you retire when you want and feel secure in your financial future. Don’t miss this essential guide to a rich and fulfilling retirement! Time Stamps 2:00 – When should you retire? 4:00 – How much will your ret...
2024-08-1234 minYour Rich, Fulfilling Life Show15. Everything you need to know about Critical IllnessInterview with Dr. Vu, (Almost) Everything you need to know about Critical Illness
2024-08-1148 minYour Rich, Fulfilling Life Show26. (Part 2) Taxable, Tax-Deferred & Tax Free - Knowing The Difference Will Save You Roughly $2.7M In TaxesIn the second part of this enlightening series, Saad Nadeem and Usman Jamal take a deep dive into the tax-free bucket and its pivotal role in your financial strategy. Learn how to achieve the optimal balance between taxable, tax-deferred, and tax-free buckets to ensure a tax-efficient retirement. They also discuss the importance of selecting the right financial advisor to guide you through this intricate process. Discover how proper planning can help you save $2.7 million in unnecessary taxes over your lifetime. Don't miss this crucial episode for internationally trained physicians aiming for a secure and prosperous retirement. ...
2024-08-0424 min
AI-ready HealthcareSaad Nadeem: Integrated DiagnosticsSaad Nadeem is an assistant attending computer scientist at Memorial Sloan Kettering Cancer Center with dual appointments in the Departments of Medical Physics and Pathology. He is also an adjunct assistant professor in the Department of Applied Mathematics & Statistics at Stony Brook University. Saad focuses on multimodal and multiscale analysis of biomedical data to improve patient outcomes.
DeepLIIF
2024-07-3045 minYour Rich, Fulfilling Life Show25. Taxable, Tax-Deferred & Tax-Free: Knowing The Difference Will Save You Roughly $2.7M In TaxesIn this eye-opening episode of The Rich Fulfilling Life Show, Saad Nadeem and Usman Jamal delve into the crucial world of financial planning for internationally trained doctors. Join them as they explore two of the three essential financial buckets—taxable and tax-deferred—that play a pivotal role in crafting a tax-efficient retirement strategy. Discover how mastering the balance between these buckets can lead to significant savings, potentially reducing your tax bill by $2.7 million over your lifetime. Tune in to understand why thoughtful financial life planning is more important than ever and learn how to position your investments for maximum benefi...
2024-07-2933 minYour Rich, Fulfilling Life Show24. Top 5 Lessons on Wealth, Greed and HappinessJoin Saad Nadeem and Usman Jamal on Episode #24 of the Rich Fulfilling Life Show as they dive into the Top 5 Lessons on Wealth, Greed, and Happiness. Discover practical insights on building wealth while staying true to your values, ensuring you achieve financial goals efficiently. Learn strategic planning tips for a successful future, empowering you and your family to live a Rich, Fulfilling Life starting today—not tomorrow. Tune in for actionable advice and inspiration. Time Stamps 1:00 – Lesson 1: The importance of behaviour over knowledge 5:45 – How your rate of return differs when working with a fin...
2024-07-1530 minYour Rich, Fulfilling Life Show23. Capital gains have officially increased! What are your options, doc?Join Saad Nadeem and Usman Jamal on Episode 23 of the Rich Fulfilling Life Show as they delve into the recent hikes in capital gains tax and its impact on various sectors, particularly the healthcare industry. Discover the repercussions of these tax increases and how they are affecting our doctors and healthcare providers just when they need support the most. Gain insights into navigating financial strategies amidst changing tax landscapes. Tune in for a crucial discussion on taxation and its broader implications.
2024-07-0831 minYour Rich, Fulfilling Life Show22 . Bank of Canada decreased interest rates... What does this mean for your retirement planning?In Episode 22 of the Rich Fulfilling Life Show, Saad Nadeem and Usman Jamal dive into the recent decision by the Bank of Canada to lower interest rates. They explore what this means for retirement planning, particularly for internationally trained physicians, and how it impacts economic stability. Delving into the delicate balance of interest rates and economic wellbeing, they discuss whether this move by the Bank of Canada could potentially lead to unintended consequences. Tune in for an insightful discussion on navigating financial landscapes in light of these changes. Time Stamps1:40 – Outlining the decrease in...
2024-07-0218 minYour Rich, Fulfilling Life Show21. Inflation - What is the real rate of inflation and how it affects your retirement?Join hosts Saad Nadeem and Usman Jamal as they dive into the pressing issue of inflation in Canada, exploring its recent surge and its impact on retirement planning. In this episode, they discuss strategies to navigate rising inflation while maintaining financial goals for retirement. Beyond inflation's uncontrollable eSects, discover actionable insights on mastering controllable factors like tax planning. Tune in to learn how to stay on track financially and live your Rich, Fulfilling Life despite economic ups and downs.
2024-06-2615 minYour Rich, Fulfilling Life Show20. 80 Year-Old Physician Shares His Biggest Regrets The Rich Fulfilling Life ShowIn Episode 20 of The Rich Fulfilling Life Show, hosts Saad Nadeem and Usman Jamal discuss pressing issues faced by Ontario's family physicians. They highlight an article from the Ontario College of Family Physicians calling for reduced administrative burdens to support doctors and patients effectively.The episode takes an emotional turn as Saad and Usman share a video clip featuring an 80-year-old physician reflecting on his life's regrets. The physician candidly discusses being too focused on his career and missing out on time with his family. Saad and Usman emphasize the importance of finding balance and urge physicians...
2024-05-2022 minYour Rich, Fulfilling Life Show19. Where are the opportunities for MPC’s given the new taxIn episode 19 of the Rich Fulfilling Life Show, hosts Saad Nadeem and Usman Jamal delveinto the impact of the new capital gains tax increase on Medical Professional Corporations(MPCs) in Canada. They explore how these changes directly aMect internationally traineddoctors and share strategies to mitigate potential losses. With taxes on the rise, theyemphasize the importance of proactive planning to ensure a Rich, Fulfilling Life both nowand in the future, whether in retirement or beyond. Tune in to discover how to navigatethese challenges...
2024-05-1220 minYour Rich, Fulfilling Life Show18. Saad Hires a Financial Planner#18: Saad Hires a Financial Planner
2024-05-0637 minYour Rich, Fulfilling Life Show17. The Federal Budget was announced, and it has us feeling all the emotions 💼💸Episode #017: “More Taxes For Physicians On The Way. Thank You Federal Budget!”
2024-04-3031 min
How is my Financial Health, Doc?You don't think you need it until you actually need it: Disability Insurance (DI)Disability Insurance (DI) is one of those things in life that you do not think you need it until you really need it. And by then, you wished you had it. We will dive deep into the topic of DI with Saad Nadeem.
To leave me with feedback or comments, please email me at HMFHD2020@gmail.com
To learn more about the conference...
The Code Green Financial Literacy Conference.
Feb 2nd, 2024.
Novotel Hotel, North York, Ontario
Designed by physicians, for physicians.
Vi...
2024-01-2657 minYour Rich, Fulfilling Life Show16. How to make your principle home mortgage tax deductible! - Smith ManeuverIn Canada, the interest on the mortgage of your principle home is not a tax deduction. However, just because it’s not easily deductible, doesn’t mean it’s not possible. In this episode we will take a deep dive into the Smith Maneuver.If done correctly, this strategy will help you turn your bad debt into good debt.In other words, the strategy will help you deduct the interest paid on your taxes.
2023-12-0545 min
Your Rich, Fulfilling Life Show14. Interview with Ross Hendin, CEO of Physicians First FinancialThis week's episode of the Rich, Fulfilling Life show aims to discover one of the ways to support internationally trained phsyicians as owners and operators of their practice. Ross Hendin, co-founder of Physician's First Financial offers a platform with everything that our doctors need to start and grow a clinic. Helping with medical claims, administration and optimization, and a Clairty Concierge, that will get your clinic running intuitively and efficiently.
2023-11-0141 min
Your Rich, Fulfilling Life Show#013 Disability Insurance for Internationally Trained Physicians - All your questions answered.in today's episode of The Rich, Fulfilling Life Show, Saad sits down with Dr. Vu Kiet Tran to discuss everything about Disability Insurance.
Settle in for an in-depth discussion about what is disability insurance pertaining to Internationally Trained Physicians. Get answers to questions such as What is Disability Insurance, How it works, What are the benefits, How long these benefits can last, and How you can utilize this insurance tool to plan your Rich, Fulfilling Life.
2023-09-2758 min
Your Rich, Fulfilling Life Show#012 Interview with an Internationally Trained Physician - Dr. SomaJoin us for a special episode featuring our esteemed guest, Dr. Somanathan Damodaran - a dedicated listener and client. Tune in as we delve into Dr. Soma's remarkable journey from a physician in India to achieving licensure in three different countries, including Canada.
Gain insights into his experiences practicing medicine in the UK, India, and finally an internationally trained physician in Canada. Discover how he navigated fi
Uncover the transformation in his financial journey as he shares his transition to RFL Wealth, a shift that has empowered him to relish a Rich, Fulfilling Life and...
2023-08-2147 min
Your Rich, Fulfilling Life Show#011 Interview with JP Laporte - Setting up tax efficient pension plan solutionsIn this week's episode of The Rich, Fulfilling Life Show we are discussing the different pension offerings for internationally trained physicians with one of the best in the industry.
Listen to the knowledgable JP Laporte - owner and founder of Integris Pension Management Corp - well known in the medical field as the "pension guy." JP and Intergris have built the best asset protection and tax-deferring vehicle in Canada.
2023-08-2151 minHow is my Financial Health, Doc?Financial teaching points for foreign trained physicians (and many others)!This is an episode I recorded with my good friend Saad Nadeem, a CFP who helps foreign trained physicians in Canada. The concepts we talked about are not just for foreign trained physicians. Many of my colleagues trained in Canada are still suffering from the challenges we discussed. The learning points are relevant and real, very real. It is my strong belief that physician burnout is tied to financial well-being. Listen to see if you agree.
If you want to leave me with feedback or comments, please email me at HMFHD2020@gmail.com
2023-08-131h 10
Your Rich, Fulfilling Life Show#010 Interview with Dr. Tran - Financial Lessons for internationally trained physiciansIn this exciting episode of The Rich, Fulfilling Life Show we are joined by Dr. Vu Kiet Tran.
Dr. Tran is an Emergency, Family Medicine and Long-term Care physician who uses his entrepreneurial, business, management and leadership skills, and experience to bring the worlds of business, medicine, and healthcare together. He is the founder of the very first government-registered organized structured pension plan for Canadian physicians and professionals.
2023-08-011h 11Your Rich, Fulfilling Life Show#009 Things to avoid to live a Rich, Fulfilling Life and how to start your journey TODAY!This week's episode discusses YOUR Rich, Fulfilling Life.
Let's take a deep dive into what exactly is a Rich, Fulfilling life. How to achieve the feeling of living a life of financial peace while all your goals are being accomplished.
Learn how you can get a solid financial life plan to start your journey towards a Rich, Fulfilling Life Today!
2023-07-2417 min
Your Rich, Fulfilling Life Show#008 Interest Rates, Inflation, Recession and "richsession"... What does it all mean to YOU?In this episode of Your Rich, Fulfilling Life Show, Saad discusses inflation, what the interest rates are doing, whether are we in a recession, what is a "richsession" and most importantly what it all means to you as an internationally trained physician in Canada trying to achieve financial peace.
2023-07-1113 min
Your Rich, Fulfilling Life Show#007 The North American Dream: Buying Your First Home As an Internationally Trained Physician in CanadaIn North America, buying a home is considered a major life event. This week's episode discusses the different options that are available to internationally trained physicians, personally and corporately, to make this purchase as comfortable and convenient as possible.
2023-06-1927 min
Your Rich, Fulfilling Life Show#006 "Just 6% of Canadians say that their advisor provides them with comprehensive financial planning." What about you?A deep dive discussion on an article published in the Globe and Mail that states only 6% of Canadians actually get comprehensive financial planning from their full-service financial advisors. Listen to the various problems that arise from working with non-specialized financial advisors, what it may be costing you in the long term, and how to fix these problems.
2023-06-1220 min
Your Rich, Fulfilling Life Show#005 The incorrect way most people buy life insurance... and how to fix it!Life Insurance is an important aspect of financial planning. In this episode of the Rich, Fulfilling Life podcast, learn about all three different categories you should be exploring when considering life insurance to plan for a secure future for your family.
2023-06-0616 min
Your Rich, Fulfilling Life Show#004 A Complete Guide on How to Fund Your Children's Education in the Most Tax-Efficient Way.As an internationally trained physician, you may have settled in Canada in your 40s with young children that are soon approaching post-secondary education. Listen to this week's episode to learn how you can begin to accomplish your goal of funding your child's 4 years of undergraduate education in the most tax-efficient way possible.
2023-05-2917 min
Your Rich, Fulfilling Life Show#003 Master These 10 Profound Insights to Transform Your life into a Rich, Fulfilling Life.Today's episode discusses a topic you wouldn't normally expect from a wealth management podcast. However, it is important to discuss topics other than "money" because there is so much more to a Rich, Fulfilling Life. Give these 10 insights a listen and learn how you can implement them to transform your life today!
2023-05-2336 min
Your Rich, Fulfilling Life Show#002 Dividend Diagnostics: Mastering the 5 buckets for financial independence as a dividend paying physician.After discussing the 5 buckets of financial independence for salaried physicians, in this episode of Your Rich, Fulfilling Life show, Saad talks about the 5 buckets for internationally trained physicians that are paying themselves in dividends. Saad details the differences between Financial Independence and retirement and delves deeper into how you can achieve Financial Independence at any age.
2023-05-1519 min
Your Rich, Fulfilling Life Show#001 The Salaried Physician's Shangri la : 5 buckets you must have to achieve Financial IndependenceIn this episode of Your Rich, Fulfilling Life show, Saad talks about the 5 buckets for internationally trained physicians to achieve financial independence. Saad also outlines the difference between Financial Independence which can be achieved at any age and retirement. This can also serve as a great resource for physicians to learn the key terms used within the finance industry.
2023-05-0826 min
SochBicharPMs Performance Agreements Initiative
Webinar Date: Wednesday, October 13, 2021, at 07:00 PM PST
Webinar Moderator: Nadeem ul Haque, VC, PIDE
Webinar Speaker :
Saad Hayat Tamman, Member - PM Office
Bilal Rao, Member - PM Office
2021-10-251h 52
Rich, Fulfilling LifeHighest GIC Rates In Canada | 20205 tips on how to find higher GIC rates in a zero interest rate environment.
2020-08-2300 min
Rich, Fulfilling LifeDividend Adjusted Price - PodcastWhat is dividend adjusted price?
Why does a stock’s share price fall on the ex-dividend date?
Why is it important?
And everything else you need to know about dividend adjusted price
In this segment of…. Let Me Explain!
2020-08-2300 min
Rich, Fulfilling LifeHow Much Do I Need To Save To Retire?I did a fun little exercise to figure out if someone can retire by saving just $250 per month?
I run an analysis on a 20 year old, 30 year old and a 40 year old.
Using the same variables throughout except the age.
It was a fun little video to make.
2020-08-1100 min
Rich, Fulfilling LifeWhat Is A Stock Split? | APPLE CASE STUDYApple recently announced a 4 for 1 stock split which means that the shares of Apple will trade around $100 for the first time since 2016!
What is a stock split?
What does a stock split do for Apple’s share price?
Why did Apple split its stock?
How does it change the fundamentals of Apple?
2020-08-1100 min
Rich, Fulfilling LifeHow To Avoid Paying Capital Gains Tax?If you are a novice investor, you’ll get to learn everything you need to know about capital gains and how they are taxed, and if you are an experienced investor, you’ll get to learn some strategies on how to avoid paying capital gains tax!
Remember: taxes are the biggest detriment to building wealth in this country.
2020-08-1100 min
Rich, Fulfilling LifeHow To Structure Your Stock Portfolio?Remember the book, “A Random Walk Down Wall Street”?
It's a famous book about investing that was written over 40 years ago, in fact the 12th edition of this book is currently in circulation, and it’s author Burton Malkiel just said in a recent interview that cookie cutter portfolios, such as 60/40 portfolios are dead!
2020-08-1100 min
Rich, Fulfilling LifeGold Hits Record High AND Stocks Hit Record High!?!In this video I will go over everything you need to know about gold hitting a record high this week.
I also look to answer two questions:
What is the cause of this surge in gold prices this year?
What would bring gold prices back to earth?
I’ll also go over the massive rally of tech companies and how the stock market is getting extremely concentrated to resemble the tech bubble of 2001.
What should you do if you have cash sitting on the sidelines?
What should you do with your investment portfolio?
2020-08-1100 min
Rich, Fulfilling LifeHow To Be Successful In Life | Lessons From Doctors & Business OwnersDue to the pandemic, there are many charitable organizations out there who need your help.
This might be a great time to make a huge impact in your community while also benefiting from the enormous amount of taxes you’ll save while doing so!
In this video I will go over three separate strategies to make a huge impact in your community.
I thought this is a great time to share some strategies that I have used with some of my clients recently that have saved them 100s of thousands of dollars in taxes and at the same time made a...
2020-08-1100 min
Rich, Fulfilling Life3 Ways To Donate Money For Maximum Tax Reductions!Due to the pandemic, there are many charitable organizations out there who need your help.
This might be a great time to make a huge impact in your community while also benefiting from the enormous amount of taxes you’ll save while doing so!
In this video I will go over three separate strategies to make a huge impact in your community.
I thought this is a great time to share some strategies that I have used with some of my clients recently that have saved them 100s of thousands of dollars in taxes and at the same time made a...
2020-07-2400 min
Rich, Fulfilling LifeAvoid These 3 Biggest Financial Mistakes During the PandemicAfter speaking to 100s of people over the past 3 - 4 months, I have seen so many people make these 3 mistakes!
In this video I will talk about the biggest financial mistakes to avoid.
These mistakes might look quite small from the outside, but they end up costing huge amounts of money.
2020-07-2300 min
Rich, Fulfilling LifeWhat You Can Learn About Investments From Ontario's Recent Investment Regulation Changes?The Ontario Government recently changed investment regulations to allow each municipality to choose their own investments.
In addition, municipalities are no longer restricted to own strictly Canadian investments.
There are 2 major lessons to be learned about investing here.
2020-07-2300 min
Rich, Fulfilling LifeCanada's Debt Over $1 Trillion - What Does This Mean To You?Federal taxes to top $𝟏 𝐓𝐫𝐢𝐥𝐥𝐢𝐨𝐧 for the first time in Canadian History!
𝗪𝐡𝐚𝐭 𝐝𝐨𝐞𝐬 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧 𝐭𝐨 𝐲𝐨𝐮?
In this video I will go over the key facts that Bill Marneaou, our finance minister, shared with us this past week, mainly, that we are on pace to have federal debt go over $1 trillion for the first time in Canadian history.
How we got here?
What are the government's plans to get our economy back on track?
𝐀𝐧𝐝 𝐰𝐡𝐚𝐭 𝐚𝐥𝐥 𝐨𝐟 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧𝐬 𝐭𝐨 𝐲𝐨𝐮!?
2020-07-1700 min
Rich, Fulfilling LifeHow To Have Your Investments Take A Stand Against Racial Injustices?𝐇𝐨𝐰 𝐂𝐚𝐧 𝐘𝐨𝐮 𝐔𝐬𝐞 𝐘𝐨𝐮𝐫 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬 𝐓𝐨 𝐓𝐚𝐤𝐞 𝐀 𝐒𝐭𝐚𝐧𝐝 𝐀𝐠𝐚𝐢𝐧𝐬𝐭 𝐒𝐨𝐜𝐢𝐚𝐥 & 𝐑𝐚𝐜𝐢𝐚𝐥 𝐈𝐧𝐣𝐮𝐬𝐭𝐢𝐜𝐞𝐬?
This video will take a deep dive into the resources that are available for investors who want to take a stand against social and racial injustices.
While for some people this may include staying away from ‘sin’ sectors such as 𝐚𝐥𝐜𝐨𝐡𝐨𝐥 𝐚𝐧𝐝 𝐭𝐨𝐛𝐚𝐜𝐜𝐨, for others it may mean not investing in companies who are involved in 𝐨𝐜𝐜𝐮𝐩𝐢𝐞𝐝 𝐭𝐞𝐫𝐫𝐢𝐭𝐨𝐫𝐢𝐞𝐬, 𝐩𝐫𝐢𝐬𝐨𝐧 𝐢𝐧𝐯𝐨𝐥𝐯𝐞𝐦𝐞𝐧𝐭 𝐚𝐧𝐝 𝐞𝐯𝐞𝐧 𝐫𝐚𝐜𝐢𝐚𝐥 𝐢𝐧𝐞𝐪𝐮𝐚𝐥𝐢𝐭𝐢𝐞𝐬 𝐰𝐢𝐭𝐡𝐢𝐧 𝐭𝐡𝐞𝐢𝐫 𝐜𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐢𝐨𝐧𝐬.
What research do 𝐲𝐨𝐮 conduct on a company to ensure that your hard earned money is being invested with 𝐜𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐰𝐡𝐨 𝐬𝐡𝐚𝐫𝐞 𝐬𝐢𝐦𝐢𝐥𝐚𝐫 𝐛𝐞𝐥𝐢𝐞𝐟𝐬 𝐚𝐧𝐝 𝐯𝐚𝐥𝐮𝐞𝐬 𝐭𝐨 𝐲𝐨𝐮?
Comment below!
2020-07-1700 min
Rich, Fulfilling Life0:06 / 8:12 Self Employed - Disability Insurance Canada - Everything You Need To Know!In this video I will go over everything you need to know about disability insurance if you are a self employed individual.
What is it?
What are the advantages and disadvantages of it?
Why do you need it?
How should you own it from a tax perspective?
2020-07-0900 min
Rich, Fulfilling LifeHow To Reduce Taxes In Canada Through This One Strategy!In this video I will explain how to reduce your overall family taxes in Canada.
Essentially what has happened is that the government has decreased interest rates to historic lows to pump the economy. Lower interest rates mean more people may want to borrow to invest, or start a business.
What this has also allowed us to do is to reduce our overall family taxes.
If you are the higher income earning spouse, and you invest your money in your own name, you’re going to pay *thissss* much tax.
But if you loan your money to your spouse, who ea...
2020-07-0900 min
Rich, Fulfilling LifeHow To Get $2,000 CERB For Life?Wondering how to get $2000 CERB payments for life?
By now, Ii don't think I have to explain why the Canada Emergency Response Benefit AKA CERB came to be in place. What I do want to focus on in this video is the ‘emergency response’ part of it.
Because that means it’s in place only for the time being, and while receiving $2000 a month from the government is quite amazing, it’s also going away very soon.
So in this podcast i will be telling all of you how to get $2000 CERB payments for life!
2020-07-0800 min
Rich, Fulfilling LifeHow To Live A Simple Life? Do We Really Need 40 Types of Toilet Paper?Do we really need over 40 types of toilet paper!?!?
In this video I look at all the companies who started simplifying their product offerings because of the pandemic.
Grocery stores who used to offer over 40 types of toilet paper now just offer four.
Farms that used to produce over a dozen different types of baby carrots are now scaled back to only four.
According to J.D. Power, an industry research firm, reported that in 2019, automakers built and offered more than 605,000 vehicle configurations before taking different colors into account.
And all of this just makes me wonder, when did we...
2020-07-0700 min
Rich, Fulfilling LifeEpisode #010 - Lessons Learned from ‘Mastering The Market Cycle’ by Howard MarksIn this episode Saad conducts a book review of Howard Marks book, ‘Master The Market Cycle.’ Howard argues that no one knows what the future holds but we better know where we stand in the present. This book shares lots of valuable information that may be used given the current market conditions. However, buyer beware because not all markets are built the same and although there is a lot to be learned from the past, one needs great insight to know how to profit from it in the future.
2020-04-2000 min
PakiusiCZara Sa - Mahad Nadeem - PakiusiCSong: Zara Sa
Artist: Mahad Nadeem
Directer: Saad Nadeem
Music : Yawar Music
Writter & Composer: Mahad Nadeem
2016-03-1204 min