Shows
Where Work Meets Life™ with Dr. LauraFinancial Wellness: The Keys to Financial Literacy So Women Can Thrive in Their Careers and LivesDr. Laura welcomes Saijal Patel, Founder and CEO of Saij Wealth Consulting, to a conversation about finance and financial literacy, especially in regards to women. Saijal promotes empowering women’s financial independence and security. She has over two decades of experience in the financial industry in both North America and Asia to draw upon. Saijal’s drive comes from seeing the unique challenges women face in managing personal finances and understanding how money works. Saijal and Dr. Laura address the stigma that surrounds talking about money and the belief that money causes problems. Saijal firmly believes it’s the v...2025-05-0641 min
Closer LookCLOSER LOOK: As a trade war looms, our consumer debt is soaringSend us a textTonight on 'Closer Look': Maybe it's a good thing the Ford government introduced mandatory financial literacy classes for Ontario high school students.Here's another reason to worry about a lengthy trade war with the United States.According to figures released last week, consumer debt in Canada hit a record $2.56 trillion in the fourth quarter of 2024 — and Ontario residents are struggling more than anyone else to make their payments.Equifax Canada’s fourth quarter Consumer Credit Trends Report found that 11,000 Ontarians missed a mortgage payment in t...2025-03-0703 min
Melanated in Melbourne"Have You Tried Not Being Poor?"Nicole and Ri'chard are joined by Counsellor Saijal to discuss the impact of colonization, patriarchy and capitalism on our mental health.
2024-07-201h 12
Closer Look (formerly Inside the Village) - Insightful, credible, unfiltered conversations that matterMoney 101: The real reason financial literacy is now mandatory in high schoolSend us a textThis week on Inside the Village, Frisco and Scott talk dollars and cents — and more specifically, whether high school students in Ontario know enough about how money works. The Ford government recently announced that financial literacy would be a mandatory course in order to graduate. Why the change? Turns out it all began with a chance encounter at a furniture store between Premier Doug Ford and financial expert Saijal Patel. That initial meeting turned into more meetings, and eventually an announcement that many in the province welcomed. Patel — host of the podcast ‘Strictly Money’...2024-06-2133 min
Strictly Money with Saijal PatelMastering Negotiation: How to Boost Your Financial Health with Mark RaffanJoin us on Strictly Money as we dive into the art of negotiation and its critical role in achieving financial success. In this episode, Saijal Patel welcomes Mark Raffan, CEO of Negotiations Ninja, an award-winning negotiation trainer, speaker, and well-known negotiation expert. Mark has coached executives and teams in some of the largest companies globally, and today he shares his insights on how mastering negotiation can significantly boost your financial health.Discover why negotiation is often neglected but essential for financial well-being. Learn practical strategies for negotiating better salaries, securing great deals on major purchases...2024-06-0336 minStrictly Money with Saijal PatelWeekly Insights: Unlocking the Power of Your Employer-Sponsored PensionWelcome to "Strictly Money: Weekly Insights," the podcast that brings you expert advice and actionable tips to take your financial well-being to the next level. In this episode, I’m diving into the world of employer-sponsored pension plans in Canada. Whether you're just starting your career or approaching retirement, understanding your pension options can make a world of difference in your financial future.Join me as I discuss how to make the most of your pension plan and the mistakes so many employees make. I break down the key differences between a Defined Cont...2024-05-3110 minStrictly Money with Saijal PatelHousing in Canada: Unmasking the Myths with Ron ButlerIn this episode, I discuss the pressing issue of housing in Canada with mortgage broker and thought leader Ron Butler. Despite the constant dialogue around making housing more affordable and increasing supply, progress remains sluggish. Is it all just smoke and mirrors? We explore the complexities behind the scenes, from mortgage indebtedness to the policies shaping the market. We’re excited to welcome Ron, the voice behind the popular podcast "Angry Mortgage," to shed light on these critical issues. Whether you're a homeowner, aspiring buyer, or simply interested in real estate, this episode offers invaluable insights. Tune in...2024-05-2728 minStrictly Money with Saijal PatelWeekly Insights: Preparing a Death File – An Act of Love and ResponsibilityWelcome to this week’s episode of Weekly Insights, where we delve into a topic that might make many feel uneasy but is crucial for responsible financial planning – creating a death file. Discussing and planning for death can be uncomfortable, but it's an inevitable reality we all must face. In this episode, I cover why preparing a death file, or an end-of-life planning checklist, is an essential act of love and responsibility.You’ll learn how to compile essential documents, instructions, and information that will help your family manage your affairs smoothly when you’re g...2024-05-2409 minStrictly Money with Saijal PatelNavigating Retirement Challenges: CHIP Reverse Mortgages ExplainedJoin us on Strictly Money as we tackle the pressing issue of the retirement crisis with expert insights from Jeff Thorsteinson, Vice President of Wealth Distribution at HomeEquity Bank and is a 25 year veteran of the wealth management industry. In this episode, we explore the innovative solution of CHIP Reverse Mortgages, designed to empower seniors to age comfortably at home while accessing much-needed cash.Discover key strategies and considerations for seniors facing retirement challenges, including insights on financial planning, cash flow management, and maintaining independence. Jeff provides invaluable expertise on how CHIP Reverse Mo...2024-05-2134 minStrictly Money with Saijal PatelWeekly Insights: How Much Do You Need To Retire? The Answer May Surprise You!Welcome to this week’s Strictly Money Weekly Insights, where we dive deep into the most pressing financial questions of our time. Have you ever wondered how much money you'll need in retirement? If you guessed that this is the number one question on everyone's mind, you're absolutely right. Join me, Saij, as I unravel the mysteries of retirement savings and financial planning.There are many considerations that go into determining your retirement nest egg. From lifestyle expectations to healthcare costs and inflation, and so much more. But there's one almost certai...2024-05-1708 minStrictly Money with Saijal PatelDecoding Sell in May: Investment Strategies and Market SentimentsPhilip Petursson, Chief Investment Strategist at IG Wealth Management is back with his economic and market outlook. We unravel the S&P500 performance and the "sell in May and go away" investment strategy, uncovering what this means for investors.We also delve into the pressing topic of rate cuts by the Federal Reserve and Bank of Canada, and when these pivotal decisions might occur. Plus, we explore sectors that are still cheap and how "magnificent 7 stocks" are influencing market dynamics.----------------------TIMESTAMP:00:00 No advantage in selling stocks based on t...2024-05-1327 minStrictly Money with Saijal PatelWeekly Insights: Best Financial Advice – Lessons from GuestsWelcome to my weekly insights segment on Strictly Money, where I distill timeless financial wisdom shared by my esteemed guests. We uncover the essential strategies for saving, investing, and debt management that stand the test of time.This podcast shares some of the best financial advice from legendary experts Joe Canavan, Jason Heath, Alfred Lee, Cathy Wood, Geoff Turner and Rebecca Oakes. ------------------Key moments:00:00:01 Introduction and Importance of Personal Questions in Finance00:01:31 Joe Canavan's Advice on Paying Yourself First00:02:50 Jason Heath on the Importance of...2024-05-1008 minStrictly Money with Saijal PatelLet's Talk: Supporting Aging Parents with Laura Tamblyn WattsIn this episode, we embark on the poignant journey of navigating aging parents. This evolution requires heartfelt conversations about health, caregiving, and the practicalities of downsizing.Our special guest, Laura Tamblyn Watts, joins us to illuminate these vital discussions. Laura is not only the author of the newly released book "Let’s Talk About Aging Parents," but she also serves as the CEO of CanAge, Canada's leading seniors advocacy organization. With her wealth of experience and expertise, Laura helps us navigate the often challenging terrain of eldercare and family support.---------------------------------------------------------------TIMESTAMP:...2024-05-0636 minStrictly Money with Saijal PatelWeekly Insights: Cutting Through Financial Noise – Why It MattersWelcome to Weekly Insights, where I dive into the world of personal finance with a critical eye on the noise that surrounds us. I’ll unravel the complexities of financial chatter that often clouds our judgment and share practical tips and strategies to navigate through market hype, media sensationalism, and societal pressures that can impact our financial wellbeing. Whether you're a seasoned investor or just starting out on your financial journey, getting clarity amidst the noise will empower you to make informed decisions and stay focused on your financial goals.Key moments:0...2024-05-0307 minStrictly Money with Saijal PatelRe-evaluating Canada's Income and Wealth EqualityIn this episode, we delve into the surprising reality of Canada's income and wealth gap compared to its U.S. counterpart. Despite common perceptions, recent revelations from the report "Billionaire Blindspot" challenge the accuracy of data collected by Statistics Canada, shedding light on a previously overlooked aspect of economic disparity. Join me as Dan Skilleter, the Director of Policy at Social Capital Partners and author of the report, shares insights derived from his extensive experience in policy advising. Gain a deeper understanding of the nuances shaping Canada's economic landscape and the implications for its citizens....2024-04-2926 minStrictly Money with Saijal PatelWeekly Insights: Breaking the Taboo - Talking Finances as a CoupleWhy do so many couples avoid talking about money when it’s essential in order to build and protect one’s wealth? Join me as I explore why couples need to discuss their finances and, more importantly, how to navigate these conversations effectively. Research consistently highlights that couples who openly communicate about money are happier and more fulfilled in their relationships. However, despite these findings, many couples still find it challenging and awkward to broach the subject. So if that’s you - you’re not alone. Whether you're newlyweds, longtime partners, or somewhere...2024-04-2609 minStrictly Money with Saijal PatelDebt, Deficits, and Dilemmas: The Harsh Reality Behind Canada's BudgetWelcome to this special episode of Strictly Money, where we dissect the aftermath of Canada's federal budget announcement. Jake Fuss of the Fraser Institute joins Saijal Patel as they unravel the implications of Finance Minister Chrystia Freeland's budget, specifically crafted to resonate with millennials and Gen Z amidst the pressing issue of housing affordability. They discuss the ballooning debt, new capital gains tax rules and whether Canada is headed in the right or wrong direction when it comes to personal and economic prosperity. -------------------------------------⏰Timestamps: 00:00 - 03:37: Budget Woes: Unsustainable Tax and Sp...2024-04-2227 minStrictly Money with Saijal PatelWeekly Insights: Why Financial Literacy Is Failing PeopleIn this episode, I’m tackling the commonly used term "financial literacy" and why it might be leading us astray. There are limitations of traditional financial literacy and it’s why so many individuals struggle with managing their finances despite possessing basic financial knowledge. The correct approach is a concept called financial capability—a comprehensive framework that goes beyond mere literacy to empower individuals with the skills, attitudes, and behaviours necessary for long-term financial well-being.Whether you're a seasoned investor or just starting your financial journey, this episode will equip you with the tools an...2024-04-1909 minStrictly Money with Saijal PatelTax Tips Unwrapped: Your Guide to Smart Finances in CanadaAs the tax filing deadline approaches, host Saijal Patel is joined by seasoned tax expert Brian Quinlan to provide last-minute filers and proactive planners alike with essential insights to optimize savings and minimize tax liabilities. From new regulations to timeless strategies, we cover everything you need to know to make the most of your finances in 2024 and beyond.---------------------------Timestamps:00:00 - 03:49: Deadline Alert: Last-Minute Tax Tips for Procrastinators03:49 - 07:12: Insights into Evolving Tax Filing07:12 - 11:19: Maximizing Benefits and Refunds11:19 - 13:32: Utilizing CRA Website and Newsletters2024-04-1527 minStrictly Money with Saijal PatelWeekly Insights: 4 Investing Pitfalls That Are Keeping You PoorTune in to this episode as I uncover the 4 key investing mistakes that could be holding you back from achieving financial freedom.Join me as I discuss why investing is not as risky as you may think and how to approach risk the right way when thinking about your investment strategy. Plus for all you FOMOs, I’ll share why time and patience work for you rather than against you. ------------------Key moments:00:00 - 01:05 - Financial Wisdom Unlocked: Insights01:06 - 05:55 - Avoid Costly Investment Blunders: Guide05:56 - 09:30 - E...2024-04-1214 minStrictly Money with Saijal PatelUnpacking Canadian Banking FeesIn this episode of Strictly Money, host Saijal Patel and Ratehub.ca’s Natasha Macmillan discuss a recent report comparing banking fees in Canada to those in the U.K. and Australia. Discover the startling discrepancies in fees for basic banking services and explore how they impact the everyday consumer. From monthly account fees to non-sufficient funds charges, learn why Canadians are paying more and what solutions might exist to alleviate the burden.------------------⏰Timestamps: 00:00 - 03:15: Introduction to banking fees in Canada03:15 - 06:12: Truths about Monthly fees and minimum balan...2024-04-0828 minStrictly Money with Saijal PatelWeekly Insights: Why Financial Freedom Starts with Value-Aligned SpendingWelcome to the latest Weekly Insight! In this episode, I dig into a crucial but often misunderstood aspect of personal finance: aligning spending habits with individual values. Join me as I unravel the misconceptions surrounding spending habits that are stopping millions of people from reaching their financial goals. I’ve give you research-backed advice so you regain control over your finances, wipe away burdening debt, and be authentically happier with your purchases.------------------------------Key moments:00:47 - 02:54: Aligning Spending with Values: Overcoming Regrettable Purchases03:30 - 05:19: Understanding Emotional vs. Rati...2024-04-0513 minStrictly Money with Saijal PatelThe Wealth Advantage: Preparing Women, GenX, and Millennials for Their InheritanceIn this episode, we unpack the imminent trillion-dollar wealth transfer unfolding, with women, GenX, and Millennials set to benefit. However, the lack of preparedness looms large. Estate plans are a mess, poor financial literacy means the inheritance will not be managed well, and families are not having important money conversation. This is an episode you won’t want to miss as we dive into essential conversations and strategies to navigate this wealth transition successfully. My guest, Thuy Lam, a Certified Financial Planner & Money Coach from Objective Financial Partners, sheds light on crucial insights and ac...2024-04-0129 minStrictly Money with Saijal PatelWeekly Insights: Confronting Financial Fear and ShameIn this Strictly Money: Weekly Insights, we go deep into the psychology behind our financial decisions and why many of us struggle to prioritize our financial health and well-being. I share personal insights and reflections on pivotal conversations I've had with others and myself. From confronting fears and shame to embracing the journey towards financial literacy, I discuss the emotional barriers that hinder our path to financial freedom. If you find yourself drowning in debt, battling shopping addictions, or hesitating to save for retirement, and if you want discover the transformative power of facing discomfort for...2024-03-2909 minStrictly Money with Saijal PatelBehind the Numbers: The Canadian Debt Crisis with EquifaxIn this episode, we delve into the pressing issue of the debt crisis gripping Canada. With consumer debt soaring to unprecedented levels, the financial strain on Canadians has become undeniable. Credit card and mortgage delinquencies are up, especially in Ontario and B.C. where home prices are exceptionally high. Rebecca Oakes, Vice-President of Data & Analytics at Equifax Canada, joins me as we uncover the root causes behind this alarming trend and explore potential avenues for relief.-------------------------------------⏰Timestamps: 00:00 - 05:00 A deep dive into the debt crisis in Canada05...2024-03-2520 minStrictly Money with Saijal PatelWeekly Insights: 5 Ways To Spring Clean Your FinancesWelcome to another edition of Strictly Money, Weekly Insights. I’m going to share my five essential financial rejuvenation strategies, so you review, reset and refocus your way to prosperity. From budgeting and credit card statement reviews to setting financial planning goals, optimizing investments, and securing your estate plan, I got you covered.-------------------Key moments: 00:00 - 01:49 Why should you care about Financial Planning01:50 - 02:50 Change your Mindset, Review your Finances02:54 - 04:17 Make your Financial Goals SMART04:18 - 05:00 Apply simple Budgeting Strategies0...2024-03-2208 minStrictly Money with Saijal PatelDecoding Canada's New Trust Reporting Rules: Expert Insights and AdviceIn this episode, we tackle the recent upheaval in the world of trusts, as the Canadian government and the Canada Revenue Agency (CRA) roll out new reporting rules that could significantly impact families and financial professionals across the country.Join me as we discuss the implications of these changes, explore why awareness remains low despite the looming deadlines, and discuss the concerns raised by professional accountants about the daunting and expensive nature of compliance. My guest, Michelle Connolly, Senior Vice-President of Advanced Tax & Estate Planning at Wellington-Altus, brings her expertise to the table, offering invaluable...2024-03-1830 minStrictly Money with Saijal PatelWeekly Insights: Raising Money-Smart KidsWelcome to Strictly Money! In today's Weekly Insights I am diving deep into the crucial topic of financial education for kids. Join me as I uncover common misconceptions about kids and money, explore what every parent gets wrong and why they play the most pivotal role in shaping their children's financial futures. From instilling healthy money habits to fostering a mindset of financial responsibility, we'll discuss why these conversations are crucial for setting children up for success.I'll share three actionable tips on how parents can effectively prepare their children for financial well-being, dr...2024-03-1513 min
pod with a purposeI make a difference: The Bid teamWelcome back to our 'I make a difference (IMAD)' podcast mini-series. The purpose of this series is to explore different colleagues from across our group of specialist businesses and the role they play in achieving our collective goals. In this episode, Jaime chats with Saijal Kotecha, Sarah Ludlam and Shelley Lucas.2024-03-1217 minStrictly Money with Saijal PatelInvesting with Purpose: Morningstar Canada's GuideJoin us for an insightful exploration into sustainable investing with our special guest, Danielle LeClair from Morningstar Canada. As the Director of Manager Research, Danielle brings invaluable expertise to our discussion, delving into the latest trends and challenges in the sustainable funds market. Together, we'll tackle burning questions about selecting the right sustainable fund and assessing its potential returns, offering essential guidance for aligning values with investment choices.Don’t forget to hit that SUBSCRIBE button! ----------------------------------------------GUEST LINKS & RESOURCES: https://www.morningstar.com/en-ca/lp/sustainable-investing-landscapeLEARN MORE ABOU...2024-03-1130 minStrictly Money with Saijal PatelWeekly Insights: She Counts, Global Equality on Women’s DayWelcome to a special episode of our podcast, dedicated to celebrating International Women’s Day! This year’s theme, "Count Her In: Accelerating Gender Equality Through Economic Empowerment," sets the stage for today's discussion. Join me as I delve into the critical importance of economic empowerment for women and explore actionable steps toward closing the gender gap.While we celebrate the progress made by women we must acknowledge the frustratingly slow pace of change. From the challenges faced by women during the pandemic to the systemic biases entrenched in our society, it's clear that there's still...2024-03-0812 minStrictly Money with Saijal PatelUnpacking Market Dynamics Across Canada and the U.S. with Sebastien McMahonIn this insightful episode, we take a comprehensive look at the economic landscape in both Canada and the United States, exploring its far-reaching effects on the stock markets across these neighboring nations.While the US market has seen impressive gains, largely propelled by the influential "magnificent 7," Canadian investors are taking a more measured approach, keenly awaiting signs of economic rejuvenation and the possibility of interest rate reductions.We are joined by Sebastien McMahon, the distinguished Chief Strategist and Senior Economist at iA Financial Group, who will offer his expert perspective on pivotal questions: Are we...2024-03-0431 minStrictly Money with Saijal PatelWeekly Insights: 5 Hard Truths About Financial Wellness You Need to Hear (That No One Talks About)The truth is what can actually set you free from debt and financial misery towards financial freedom. Join host Saijal Patel on this eye-opening episode of Strictly Money as she fearlessly delves into the often overlooked, yet crucial, truths surrounding financial wellness.In a world where money talks and financial security is paramount, Saijal unveils five hard truths that are rarely discussed but are essential for anyone striving to achieve prosperity. Today, you’ll learn some of the most common misconceptions that are keeping you from achieving your maximum financial empowerment, and why you are your best ch...2024-03-0115 minStrictly Money with Saijal PatelFintech Revolution: Reshaping Canadian Finances with Joe CanavanToday we sit down with the illustrious Joe Canavan, a name synonymous with innovation in the fintech space. With a career that spans several successful startups, Joe shares his unique perspective on the seismic shifts occurring in financial services, banking, and insurance. His insights into the disruption of traditional asset management and how technology is paving the way for a new era in finance are not to be missed.Joe is not just any industry expert; he's a visionary who has guided numerous fintech CEOs and startups towards monumental success. Having served on nine different b...2024-02-2642 minStrictly Money with Saijal PatelExploring Love and Financial HarmonyWelcome to a new episode of Strictly Money, where we delve into the often overlooked intersection of love and finance. As we navigate through the complexities of relationships, one crucial aspect that often gets sidelined is the financial dialogue between partners. Today, we're joined by two distinguished professionals, Eva Sachs, a seasoned divorce consultant, and Anna-Marie Musson, a highly respected family lawyer. Together, they form a dynamic team specializing in Modern Marriage Contracts, offering invaluable insight into navigating the intricate landscape of love and finance.With their combined expertise and wealth of...2024-02-2024 minStrictly Money with Saijal PatelSelecting the Best DIY Investment Platform in Canada with Hamish KhamisaIn this new episode of Strictly Money, we dive deep into the intricacies of self-directed investing with the insightful Hamish Khamisa, co-founder of Sparks Trading. As the landscape of personal finance continues to evolve, understanding the nuances of managing your investments becomes paramount. This episode sheds light on the often-overlooked aspects of online brokerage, focusing on the critical question of fees - not just the ones you see but the ones you don't.Hamish Khamisa brings a wealth of knowledge from his journey in the financial sector, particularly in self-directed investing. His unique perspective, rooted i...2024-02-1234 minStrictly Money with Saijal PatelExploring the Popularity of ETFs in Canada with Alfred LeeToday we sit down with Alfred Lee, a seasoned investment strategist at BMO Asset Management, to talk about the impressive surge in popularity of Canadian Exchange-Traded Funds (ETFs) and their pivotal role in modern investment portfolios. With the ETF industry boasting a compound annual growth rate of 20% over the past 10 years, Alfred sheds light on the multifaceted drivers behind this growth, which extends beyond just the allure of lower fees.Alfred Lee brings a wealth of knowledge from his extensive experience in the financial sector, particularly in the realm of ETFs. His insights into the a...2024-02-0525 minStrictly Money with Saijal PatelMarketing Our Way to Debt and Addiction with June CotteHost Saijal Patel is joined by June Cotte, a renowned marketing professor at Ivey Business School, who brings her extensive research on consumer habits, the allure of gambling, and the subtle yet powerful influence of marketing tactics to the forefront. This episode is a must-watch for anyone looking to navigate the complexities of personal finance with more insight and control.June Cotte, our esteemed guest, is not just an academic but a beacon of knowledge in understanding why we spend the way we do. With a focus on consumer behavior, her insights into the psychological triggers of...2024-01-2929 minStrictly Money with Saijal PatelDecoding Asia's Investment Landscape with Herald Van Der LindeWelcome to another insightful episode of Strictly Money, where we explore the vibrant and diverse investment landscape of Asia that could be the key to supercharging your portfolio.Over the past two decades, Asia has proven to be a goldmine for investors, offering some of the most substantial returns in the global market.I speak to Herald van der Linde, the Head of Asia Pacific Equity Strategy at HSBC. As the author of "Asia’s Stock Markets, From the Ground Up," Herald brings unparalleled insights for anyone eyeing the Asian market.We...2024-01-2238 min
Bold(h)erFinancial Literacy: A Path to EmpowermentDive into a world where understanding money is not just empowering, but also a personal journey of growth and confidence. In this episode of Bold(h)er, Lisa Bragg welcomes Saijal Patel, a financial literacy educator and advocate. Together, they explore how breaking down financial barriers and embracing knowledge can lead to transformative decisions in our lives.2024-01-1635 minStrictly Money with Saijal PatelSecuring Your Legacy: The Importance of Wills with Erin BuryWelcome to another insightful episode of Strictly Money, where we delve into the crucial world of estate planning. In this episode, our host Saijal engages with Erin Bury, CEO of Willful, in a riveting discussion about how technology is revolutionizing the way Canadians approach wills and estate planning. Discover the ease and importance of securing your legacy in today's digital age.Erin Bury, a renowned entrepreneur and CEO of Willful, brings her unique perspective to the table. Erin has dedicated her career to transforming the traditional approach to estate planning through technology. Her journey began with a...2024-01-1530 minStrictly Money with Saijal PatelHow to Make Your 2024 Financial Resolutions Stick with Sam SivarajanHow many times have you set money resolutions only for you to give up a few weeks later? You would not be alone. In fact, only 10% of people who make resolutions stick with them! On today’s show, we’re going to unravel the secrets to achieving your financial resolutions and making 2024 your most prosperous year yet! The key to success isn't just about willpower; it's about approaching your goals in the right way. Believe it or not, there's a method to the madness, and we're here to guide you through it. My guest is Sam...2024-01-0828 minStrictly Money with Saijal PatelIs Canada in Dire Need of a Tax Overhaul? With Geoffrey TurnerJoin me for a deep dive into the upcoming tax landscape of 2024 that's set to reshape the financial landscape for all Canadians. In this episode, our guest, Geoffrey Turner, a distinguished tax lawyer with Davies and a respected instructor of the income tax course at the University of Toronto, joins us to unravel the intricacies of the impending tax changes. As tax brackets, CPP contributions, and the TFSA limit jumps, driven by inflation, the news is a welcomed relief for anyone aiming to retain more of their hard-earned money. But it prompts a crucial question: Is Canada's...2023-12-3137 minStrictly Money with Saijal Patel2024 Insurance Trends Canadians Need to Watch For with Matt HandsStrictly Money is your ultimate guide to navigating the ever-changing financial landscape so you can make better personal money decisions! If you're a homeowner or car owner, insurance is non-negotiable, but the rising costs can be a hard pill to swallow. In this episode, we've got Matt Hands, the Vice-President of Insurance at Ratehub.ca, shedding light on the upcoming insurance trends for 2024.Discover the reasons behind the surge in home and auto insurance prices, including the impact of auto thefts. Matt also breaks down how increased competition in the insurance market could actually benefit consumers like...2023-12-2427 minStrictly Money with Saijal PatelHow To Leverage The First Home Savings Account with Jason HeathAre you a first-home buyer who is planning on leveraging the First Home Savings Account? The FHSA was officially introduced earlier this year to help first-time homebuyers, and yet many home purchasers aren’t aware of the new tax-deferred scheme or find it too onerous. The FHSA was officially introduced earlier this year to help first-time homebuyers, and yet many home purchasers aren’t aware of the new tax-deferred scheme or find it too onerous. In fact, according to BMO’s 14th Annual Investment Survey, just over half of Canadians (52%) looking to buy a home for the first...2023-12-1826 minStrictly Money with Saijal PatelCanada's Housing Affordability Crisis with David LarockHow are you feeling about Canada’s housing affordability crisis? The latest data shows that housing affordability actually worsened in Q3 2023. Are better days ahead? There’s a real debate on this. On one hand, more interest rate hikes are likely over and are expected to trend down next year. On the other hand, demand for homes far exceeds the available supply and there’s no relief in sight.I welcome David Larock, mortgage broker and President of Integrated Mortgage Planners to share his take on the housing market and the recent housing headlines in the me...2023-12-1129 minStrictly Money with Saijal PatelNavigating Market Uncertainty: 2024 Outlook and Insights from Philip PeturssonOur guest, Philip Petursson, Chief Investment Strategist at IG Wealth Management, brings a wealth of knowledge and expertise. With his team's 2024 outlook report, Philip offers a unique perspective on the economic trends shaping our future. His insights on the 'rolling recession' and its impact across various sectors provide invaluable guidance for investors and market enthusiasts alike.In this eye-opening episode of Strictly Money, we delve into the intricate world of market uncertainties and the looming question of 2024: Are we heading towards a recession or a recovery? Join us as we dissect the complexities of the g...2023-12-0421 minStrictly Money with Saijal PatelInvesting in the Future: Cathie Wood's Insights on the Tech and Innovation LandscapeJoin us in the kick-off of Season 3 of the new “Strictly Money”, as we crack the code on all things personal finance issues and revolutionize financial well-being for all Canadians!Hosted by former CNBC and BNN business TV journalist Saijal Patel, this episode features a look into the transformative world of Artificial Intelligence in the investment sector, with none other than Cathie Wood, the visionary CEO and CIO of ARK Investment Management. Cathie Wood, a titan in the investment world, shares her unparalleled insights on how AI is revolutionizing investment strategies. With a career spanning deca...2023-11-2826 minStrictly Money with Saijal PatelIntroducing Strictly MoneyStrictly Money is now available where you get your podcasts. Make sure you subscribe.2023-11-2300 min
Temporal Discussion: The Knightmare PodcastMid-Season Special: When Five Tribes go to War, Parts 3 & 4The fourth era of the Dungeon Of Deceit is imminent, and it is a time of change; the Dungeon is growing fast and far beyond its old boundaries, while some of the mightiest of its occupants, both light and dark, are coming into conflict. When old alliances are broken by treachery and greed, fresh alliances are formed as new protagonists emerge, until five distinct factions – four of them forces for evil and only one of them a force for good – take shape. Of these, it is the faction controlled by the sorceress Malice that takes the initiative. While the Dungeon Master, Treg...2021-12-3158 min
Temporal Discussion: The Knightmare PodcastInter-Season Special: When Five Tribes Go to War, Parts 1 & 2The fourth era of the Dungeon Of Deceit is imminent, and it is a time of change; the Dungeon is growing fast and far beyond its old boundaries, while some of the mightiest of its occupants, both light and dark, are coming into conflict. When old alliances are broken by treachery and greed, fresh alliances are formed as new protagonists emerge, until five distinct factions – four of them forces for evil and only one of them a force for good – take shape. Of these, it is the faction controlled by the sorceress Malice that takes the initiative. While the Dungeon Mast...2021-10-081h 04
The Self Worth EditHow to Negotiate Salary Compensation & Advocate for Yourself at Work | Zafreen FarishtaHave you ever wondered how to do salary negotiation? How much is too much? What you should not say in a salary negotiation? This week's guest is a salary negotiation coach (and my sister!) Zafreen Farishta. In addition to being a salary negotiation consultant, Zafreen is a public health start-up professional who started The Pay We Deserve. After successfully undertaking numerous salary negotiations herself and helping others with salary negotiation best practices, she's now making her services more widely available. Through The Pay We Deserve, Zafreen helps first generation WOC strategically negotiate their salaries. She su...2021-10-0445 min
The Feminine EdgeIt's More Than a Feeling: Building Financial Wellbeing with Saijal PatelWhat is financial wellbeing? Saijal Patel is the Founder and CEO of Saij Elle, a financial consultancy and education platform with a mission to help women create financial independence and security through her Strictly Money program and her TV show, Strictly Money. We explore how women can entangle self-worth and economic status and the impact on our confidence. Saijal shares her definition of financial wellbeing, and it's more than just a feeling. She maps out key milestones to bridge the gap between where you are today and building a sustainable, growth oriented financial future healthy financial future. We...2021-09-2441 minThe Self Worth EditBuilding Wealth and Financial Wellness with Saijal PatelToday's guest is former business anchor and correspondent for Canada’s Business News Network (BNN) and CNBC Asia, Saijal Patel. She is the Founder and CEO of Saij Elle (www.saijelle.com), a financial consultancy and education platform with a mission to help women create financial independence and security.In this conversation we talk about: Where the stigma and fear surrounding money come fromThe role media plays in our associations with money Why the traditional 'budget and spend wisely' financial advice is not enough What it truly takes to build real wealthHow you can have a health...2021-07-2647 min
DreamboundBinésan DangersJesse arrives at the port city of Shan Tir, and meets with the Admiral of the city in an attempt to further his quest.
Written and produced by Sena Bryer. Jesse is played by Brandon Acosta and Daisy Guevara. The Guildleader is played by Cole Burkhardt. Brit'ney Ravenwolf is played by Dallas MacKenzie. Griffin is played by Brandon Nguyen. Pip is played by Sena Bryer. Pahi is played by Saijal Reahal. Var Holam is played by Marnie Warner. The druid girl is played by Leslie Grant. Additional voices by Garrett VanValkenburg, Kevin Cutliffe, Bonnie Bogovich, Russ More...2021-06-0120 min
Anirban Saha Podcasts! (for FIN students of Universität Magdeburg)[Bonus episode] Chat with Saijal ShahaniaSaijal Shahania studies Data and Knowledge Engineering at this university. She has worked as a HiWi in the university, worked as a student in a startup in Magdeburg, is a tutor for 2 courses, published scientific papers, and most importantly, she very recently got the Otto-von-Guericke Scholarship and is the first international student from FIN to get it!
Every Thursday and Sunday, you would find a new episode for the next few weeks! Please subscribe to get newer episodes.
In case you have queries, suggestions or you want to be featured in this podcast series, please s...2020-12-0334 min
Love & DividendsSaijal Patel: Wellness as WealthWe chat with Saijal Patel, Founder and CEO of Saij Elle, a financial consultancy and education platform with a mission to help women create financial independence and security. Previously, Saijal was a business anchor and correspondent for Canada’s Business News Network (BNN) and CNBC Asia. She has over twenty years’ experience in the financial industry in North America and Asia, as a Chartered Financial Analyst. We leverage Saijal's expertise as she tells us about how gender, culture and upbringing impact financial security and why money is entirely mind over matter. Saijal shares her...2020-07-2129 min
Love & DividendsSaijal Patel: Wellness as Wealth (CORRECTED AUDIO)We chat with Saijal Patel, Founder and CEO of Saij Elle, a financial consultancy and education platform with a mission to help women create financial independence and security. Previously, Saijal was a business anchor and correspondent for Canada’s Business News Network (BNN) and CNBC Asia. She has over twenty years’ experience in the financial industry in North America and Asia, as a Chartered Financial Analyst. We leverage Saijal's expertise as she tells us about how gender, culture and upbringing impact financial security and why money is entirely mind over matter. Finally, Saijal shares her recommendations for women to be in complet...2020-07-2100 min
Big Idea Big MovesSaijal Patel - Financial Wellness, Re-evaluating and Behaviour ChangeSaijal Patel is the Founder and CEO of Saij Elle, a financial consulting and education platform with a mission to help client create financial independence and security. She also works with companies to build effective financial wellness and inclusion programs for their employees.
Saijal is a CFA with over 20 years experience in the financial industry in both North America and Asia. She is a former business anchor and correspondent for Business News Network and CNBC Asia. She has been named one of the most influential South Asian Women Executives in the Media and Entertainment industry.
She also led Manulife's public rela...2020-06-2334 min
The Dunshelm PlayersWhen Five Tribes Go to War - Part 4Season Finale
The fourth era of the Dungeon Of Deceit is imminent, and it is a time of change; the Dungeon is growing fast and far beyond its old boundaries, while some of the mightiest of its occupants, both light and dark, are coming into conflict. When old alliances are broken by treachery and greed, fresh alliances are formed as new protagonists emerge, until five distinct factions – four of them forces for evil and only one of them a force for good – take shape. Of these, it is the faction controlled by the sorceress Malice that take...2019-09-2028 min
The Personal Finance Show100 - Financial Privilege
This is the 100th episode of The Personal Finance Show!
My special guests today are Tanja Hester and Kara Perez, the hosts of my favourite podcast, The Fairer Cents, and James Mwombela, who is a CFP and Associate Planner at Grid 202 Partners.
Episode 100 isn’t about someone’s personal finance story. It’s about an important personal finance topic.
Today’s topic is financial privilege.
My goal with this episode was to encourage you to think about privilege and how it affects your life and your finances.
Mos...2019-09-1947 min
The Personal Finance Show100 - Financial Privilege
This is the 100th episode of The Personal Finance Show!
My special guests today are Tanja Hester and Kara Perez, the hosts of my favourite podcast, The Fairer Cents, and James Mwombela, who is a CFP and Associate Planner at Grid 202 Partners.
Episode 100 isn’t about someone’s personal finance story. It’s about an important personal finance topic.
Today’s topic is financial privilege.
My goal with this episode was to encourage you to think about privilege and how it affects your life and your finances.
Mos...2019-09-1900 min
The Dunshelm PlayersWhen Five Tribes Go to War - Part 3 Part 3 of 4.
The fourth era of the Dungeon Of Deceit is imminent, and it is a time of change; the Dungeon is growing fast and far beyond its old boundaries, while some of the mightiest of its occupants, both light and dark, are coming into conflict. When old alliances are broken by treachery and greed, fresh alliances are formed as new protagonists emerge, until five distinct factions – four of them forces for evil and only one of them a force for good – take shape. Of these, it is the faction controlled by the sorceress Malice that...2019-09-1330 min
The Dunshelm PlayersWhen Five Tribes Go to War - Part 2Part 2 of 4.
The fourth era of the Dungeon Of Deceit is imminent, and it is a time of change; the Dungeon is growing fast and far beyond its old boundaries, while some of the mightiest of its occupants, both light and dark, are coming into conflict. When old alliances are broken by treachery and greed, fresh alliances are formed as new protagonists emerge, until five distinct factions – four of them forces for evil and only one of them a force for good – take shape. Of these, it is the faction controlled by the sorceress Malice that take...2019-09-0633 min
The Dunshelm PlayersWhen Five Tribes Go to War - Part 1Part 1 of 4.
The fourth era of the Dungeon Of Deceit is imminent, and it is a time of change; the Dungeon is growing fast and far beyond its old boundaries, while some of the mightiest of its occupants, both light and dark, are coming into conflict. When old alliances are broken by treachery and greed, fresh alliances are formed as new protagonists emerge, until five distinct factions – four of them forces for evil and only one of them a force for good – take shape. Of these, it is the faction controlled by the sorceress Malice that take...2019-08-3028 min
The Dunshelm PlayersWhen Five Tribes go to War - TrailerTrailer.
The fourth era of the Dungeon Of Deceit is imminent, and it is a time of change; the Dungeon is growing fast and far beyond its old boundaries, while some of the mightiest of its occupants, both light and dark, are coming into conflict. When old alliances are broken by treachery and greed, fresh alliances are formed as new protagonists emerge, until five distinct factions – four of them forces for evil and only one of them a force for good – take shape. Of these, it is the faction controlled by the sorceress Malice that takes the...2019-07-2702 min
The Personal Finance Show77 - Saijal Patel
Saijal Patel wants you to know that women are 80% more likely to live in poverty in retirement than men.
This is a terrible statistic. Seriously, why is anyone living in poverty in retirement.
If someone is retired, that means they have either worked at a job or a business their whole life, or have supported someone else who worked, in one way or another.
And this person now gets to live in poverty? Why is this acceptable?
Saijal doesn’t think it’s acceptable. She started a company called Saij...2019-04-1100 min
The Personal Finance Show77 - Saijal Patel
Saijal Patel wants you to know that women are 80% more likely to live in poverty in retirement than men.
This is a terrible statistic. Seriously, why is anyone living in poverty in retirement.
If someone is retired, that means they have either worked at a job or a business their whole life, or have supported someone else who worked, in one way or another.
And this person now gets to live in poverty? Why is this acceptable?
Saijal doesn’t think it’s acceptable. She started a company called Saij...2019-04-111h 06
The Personal Finance Show76 - Beau Humphreys
For this episode, the host becomes the guest and my wife becomes the host!
I decided that after 75 episodes it was time to become the guest and tell my story.
I’ve talked a lot on the show about my history with addiction but just bits and pieces here and there.
I asked my wife, Kaila, if she would take over as the host for an episode and she agreed!
We talked about how I got into my gambling addiction, how I got out of it, and what I le...2019-04-0400 min
The Personal Finance Show76 - Beau Humphreys
For this episode, the host becomes the guest and my wife becomes the host!
I decided that after 75 episodes it was time to become the guest and tell my story.
I’ve talked a lot on the show about my history with addiction but just bits and pieces here and there.
I asked my wife, Kaila, if she would take over as the host for an episode and she agreed!
We talked about how I got into my gambling addiction, how I got out of it, and what I le...2019-04-0455 min
Sassy SpeaksMoney TalksIf cash is king, is your credit card the queen or that dirty little secret you’re keeping on the side? We know that in Hong kong you need more than a dollar to get by, so that’s what today we’re sitting down with two exceptional women, Natalie and Saijal, to talk all things saving, spending and our personal favourite, spreadsheets.Featured Guests:Natalie Pringle (https://thenewsavvy.com/) - find her on Instagram @thenewsavvySaijal Patel (www.saijelle.com) - find her on Instagram @saijelleF...2019-03-1300 minSassy SpeaksMoney Talks TrailerJoin us tomorrow for Episode 8 of Sassy Speaks.'Money Talks' features Natalie Pringle & Saijal Patel-------A Create Productions Podcast
See acast.com/privacy for privacy and opt-out information.2019-03-1200 min