Shows
I've Heard WorseEpisode 12: The Butterfly Effect & Your FinancesWhat if a single financial decision could change the course of your life forever? In this episode of I’ve Heard Worse, Sara McCullough explores how small shifts in your financial planning can have a profound ripple effect, unlocking opportunities, reducing stress, and even benefiting those around you. Whether you're navigating through tough decisions or simply looking to enhance your financial situation, the choices you make today can shape your future in unimaginable ways.Key Points:
Do you know where you stand? - Clarity in your financial situation builds confidence and helps you st...2025-04-0229 min
I've Heard WorseEpisode 11: The Cost of Doing NothingThink financial planning is just for the ultra-wealthy? What if one simple decision could change your net worth by six figures? In this episode of I’ve Heard Worse, Sara McCullough breaks down the real value of financial planning, why "free" advice isn’t actually free, and how a single smart move could reshape your financial future. You'll also learn why false time pressure leads to costly mistakes and how to shift your mindset from avoiding financial conversations to owning them with confidence. If you've ever wondered whether planning is worth the price, this episode will change how you see...2025-04-0225 min
I've Heard WorseEpisode 10: Money Questions? Answered!Got money questions? You’re not alone! If you're unsure where your money is actually going, how much you should be saving, or whether you're working with the right financial expert, this episode is for you. Certified Financial Planner Sara McCullough answers the most common (and trickiest) questions about financial planning—so you can take control with confidence.Key Points
Your salary isn’t your cash flow - Know what actually lands in your bank account and what’s already spent before your next paycheck arrives.
Saving ‘enough’ depends on you - There’s no magic perce...2025-04-0220 min
I've Heard WorseEpisode 9: Life Gets Crazy, Your Finances Shouldn’tWhat if everything went wrong at once? Would you still be financially stable, or would you be scrambling for solutions? In this episode of I’ve Heard Worse, Sara McCullough dives into the power of knowing your numbers, anticipating challenges, and making informed financial decisions—whether you’re planning for the future or navigating a crisis right now.Key Points:
If you don’t know, you don’t know – Why knowing your numbers is the foundation of financial confidence and how it empowers you to make better decisions.
What if the car dies, the roof lea...2025-04-0243 min
I've Heard WorseEpisode 8: The ‘Too Little’ TrapWhat if paying off your house isn’t the smartest move—but a financial trap? Many people believe a debt-free home equals financial security, but what if that mindset is holding you back from real financial freedom? In this episode of I’ve Heard Worse, Sara McCullough challenges conventional retirement wisdom, breaks down the surprising results of a new CPP study, and reveals why many retirees struggle to actually spend the wealth they’ve built. Plus, we unpack why your financial decisions should be based on facts—not just rules of thumb.Key Points:
Your h...2025-04-0228 min
I've Heard WorseEpisode 7: Too MuchYou work hard for your money—but are your financial habits actually working against you? Could the way you're prioritizing (or not prioritizing) be putting your future self in a tough spot? In this episode of I’ve Heard Worse, Sara McCullough is breaking down three major financial mistakes that even smart people make—and how to fix them before they cost you.Key Points:
Prioritization matters - If everything is a priority, nothing is. Align your financial choices with what truly matters most.
Emotional spending is sneaky - If you don’t know the l...2025-04-0234 min
I've Heard WorseEpisode 6: Two Buckets, One PlanAre you making decisions with only half the information? If you’re not thinking in both buckets - today and tomorrow, you might be setting yourself up for financial blind spots. In this episode of I’ve Heard Worse, Sara McCullough breaks down how to track your numbers, anticipate future spending, and avoid common DIY planning mistakes.Key Points:
Do you have answers in both buckets? - Many people plan for today but ignore how their choices impact tomorrow. You need a clear picture of both.
They can’t pull the wool over their...2025-04-0237 min
I've Heard WorseEpisode 5: In Sickness and in HealthWhat happens to your finances when life throws a curveball—like death or divorce? Are you really prepared, or is your family left with someone else’s plan? In this episode of I’ve Heard Worse, Sara McCullough discusses the importance of planning for life’s major transitions and how failing to prepare can cause both financial and emotional strain. Whether it’s passing on a business or preparing for a divorce, the right steps today can save your loved ones from unnecessary turmoil tomorrow.Key Points:
Failing to plan causes financial and emotional...2025-04-0230 min
I've Heard WorseEpisode 4: The Dynamic Duo: Net Worth & Cash FlowDo you know your own net worth? Want to truly start taking control of your finances?It all starts with understanding the mentioned above net worth and cash flow. In this episode of I’ve Heard Worse, Sara McCullough breaks down why these two elements are crucial for your financial health. By being proactive in tracking your net worth and cash flow, you can avoid costly mistakes and make smarter decisions for your future. The more you know about your financial situation, the better equipped you'll be to take control and plan for long-term success.2025-04-0228 min
I've Heard WorseEpisode 3: Planning Over PitchingIs financial planning truly helping you make confident money decisions, or is it just a sales pitch disguised as advice? In this episode of I’ve Heard Worse, Sarah McCullough discusses the truth about financial planning, and why most of us aren't getting the guidance we need. She shares valuable insights and actionable steps to help you take control of your financial future. By asking the right questions and gaining clarity on your goals, you can make empowered decisions about your money.Key Points
You sound like a regular person — Financial planning isn't just...2025-04-0225 min
I've Heard WorseEpisode 2: Your Goals vs. Your Money—Who’s Winning?Is Your Money Actually Working for You—Or Against You? We all have financial goals, but are we making them harder than they need to be? Sometimes, the most responsible choice isn’t a complicated strategy—it’s just making the decision. In this episode of I’ve Heard Worse, Sara McCuollough breaks down how financial planning can help you untangle stress, take control, and quiet that loud voice in your head.Key Points
Just buy the car – The story of a client who overcomplicated his financial plan when the simplest solution was right in fro...2025-04-0224 min
I've Heard WorseEpisode 1: How to De-Stress Your MoneyEver wonder if you're the only one struggling with your money, or why it feels like everyone else has it figured out? In this first episode of I've Heard Worse, Sara McCullough dives deep into why we stress over money and how to break free from the confusion and uncertainty. She shares practical tools, personal insights, and the approach you need to start making confident financial decisions. It's time to stop worrying and start making money work for you.Key Takeaways:
Money's job is to be there so that you can trade it...2025-04-0212 min
The Made for More PodcastGiving God Our Yes, He Will Take Care of the Rest: A Surrendered Life Leads to True Fulfillment with Jordan McCulloughEntertainer, worship pastor, and vessel for the Lord, Jordan McCullough and Sara Laine bring wisdom, fun, and hope as they dive into rejection resulting in redirection, stewarding the gifts God has given you, and detatching our worth from what we do. Jordan talks about his experience on NBC's "The Voice" and all that God showed him through it that ultimately has him in the role he is in now. This episode will leave you better than when you found it; a reminder that true fulfillment is when we surrender by giving God our yes - because that is often w...2024-10-2547 min
So Dramatic! with Megan Pustetto386: FWAW LEAKED EMAILS Over Bullying Claims, Farmer Bert Reunites With KARLI, Lauren & Sara's Huge Payday!Married at First Sight's Collins Christian’s surprising new career! Eden Harper throws shade at ex-hubby Jayden Eynaud! Mitch Eynaud's drunken 'racist' antics during a wild night out! Jonathan McCullough slings more mud at his ex-wife Lauren Dunn! An update on The Bachelor filming in Melbourne! Lauren and Sara Mesa’s huge payday! The truth about when Tim Calwell REALLY met his girlfriend Barbera! ANOTHER woman comes forward to spill tea about Farmer Wants a Wife's Joe Bobbin! A bombshell about Farmer Todd’s secr...2024-05-2236 min
So Dramatic! with Megan Pustetto376: MAFS Cast's Secret Group Chat Exposed, Inside Cass & Sara's Explosive Feud, and More Jack & Tori Cheating Claims!Exclusive photos confirm the identity of Abbie Chatfield’s new boyfriend! A Bachelors 2023 star has landed a leading role on Fboy Island! MORE claims Married at First Sight's Jack Dunkley CHEATED on Tori Adams after filming! Lucinda Light lands her first post-show collab! The truth about those Timothy Smith and Natalie Parham dating rumours! The REAL reason why Madeleine Jevic didn’t attend the Reunion amid false reports! Rumours about Jade Pywell and Ridge Barredo's Reunion dramas debunked! We know when the MAFS 2024 cast get thei...2024-04-1548 min
So Dramatic! with Megan Pustetto359 - MAFS 2024 Retreat Drama: Jack BODY-SHAMES Tristan, KISSES Sara, and Has Explosive FIGHTS With Timothy, Jono, and Tim!Everything you need to know about all of the EXPLOSIVE drama that is set to go down at this year’s Married at First Sight Couples Retreat! Including, Jack Dunkley body-shaming Tristan Black, hitting on Sara Mesa, and his explosive fights with Timothy Smith, Tim Calwell and Jonathan McCullough! PLUS LOTS MORE! Want more of the latest gossip? Get EXTRA hot tea on SO DRAMATIC! EXTRA via PATREON and APPLE! Visit SO DRAMATIC! ONLINE and sign up for our VIP list! Keep up to date with the lat...2024-03-0238 min
Mornings with SimiFull Show: It's CKNW's Pink Shirt Day, How the brain hears music & Surrey portable problemsSeg 1: How do our brains interpret music?Music perception involves how our minds and brains process music. When we listen to music, our senses interpret various elements like pitch, timbre, loudness, and timing.Guest: Dr Marcus Pearce, Leader of the Music Cognition Lab at Queen Mary University of London and Honorary Professor of Neuroscience at Aarhus UniversitySeg 2: Wendy's back-tracks and are you a bad driver?Guest: Scott Shantz, Contributor for Mornings with SimiSeg 3: View From Victoria: Turns out hosting the world cup will cost us m...2024-02-281h 20Mornings with SimiCould getting money from the bank of mom and dad be risky?As things get more and more expensive, it seems that more of us are getting help from the bank of mom and Dad. And even though you’re dealing with family, it is not risk free.Guest: Sara McCullough, Certified Financial Planner Learn more about your ad choices. Visit megaphone.fm/adchoices2024-02-2807 min
Toronto Real Estate Investing with NicoleBreaking Barriers: Women and Financial LiteracySend us a textAs a woman, if you've ever said (or thought) "I don't understand this," when it comes to financial planning, this episode will simply change how you think.Sara McCullough, a seasoned expert from WD Development with over two decades in the finance sector, passionately advocates for a deeper awareness of one’s financial landscape and the significance of making educated choices. She challenges listeners to discard any self-doubt about their financial acumen, to embrace a positive relationship with money, and to understand the emotional dynamics at play. Sara underscores th...2024-02-1954 min
Afro-Sachem. Stewart Family COVID-19 JournalAfro Sachem, Family Journal 28Apr2023. Cousin Becky. Black Family History. The Clark Family. Book Review "We Do Better Together" Clark-Woods Family History By: Becky McCulloughAfro Sachem, Family Journal 28Apr2023. Cousin Becky. Black Family History.
The Clark Family. Book Review "We Do Better Together" Clark-Woods Family History By: Becky McCullough
Grammer Family Tree. Anderson Grammer and wife, Cornelia. Lewis Grammer, Lutisha, Sara, Isabell, Mary, Amy, Henry W. Allen.
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Send in a voice message: https://podcasters.spotify.com/pod/show/ds6/message2023-05-0112 min
The Sovereign CEO with Karla Joy TreadwayEP.41 Trans Activism, Cultural Marxism, SEL and how to create a new way forward with Sara Higdon.Join me for an IG live podcast episode with Sara Higdon from @transagainstgroomers and @gaysagainstgroomers.
Sara is a digital creator, writer, podcaster living in the USA. Upon graduating College, Sara joined the Army and Served as a Logistics Officer for seven and a half years. She served in the famed 101st and 82nd Divisions, and was awarded a Bronze Star after a deployment to Afghanistan in 2013. In 2017 Sara got out and began working as a Warehouse Manager for a major medical company. At the same time, she was diagnosed with Gender Dysphoria, and began medically transitioning in...2023-04-211h 35The Sovereign CEO with Karla Joy TreadwayEP.41 Trans Activism, Cultural Marxism, SEL and how to create a new way forward with Sara Higdon.Join me for an IG live podcast episode with Sara Higdon from @transagainstgroomers and @gaysagainstgroomers.
Sara is a digital creator, writer, podcaster living in the USA. Upon graduating College, Sara joined the Army and Served as a Logistics Officer for seven and a half years. She served in the famed 101st and 82nd Divisions, and was awarded a Bronze Star after a deployment to Afghanistan in 2013. In 2017 Sara got out and began working as a Warehouse Manager for a major medical company. At the same time, she was diagnosed with Gender Dysphoria, and began medically transitioning in...2023-04-211h 35
Sara Makes SenseWhat if I need care?Send us a textThis is a wide-ranging conversation with Paul McIntyre Royston, CEO of the Grand River Hospital Foundation. We talk about that specific foundation does, what governments in Canada pay for and what they don't when it comes to health care, what the term 'health care' encompasses.The conversation also moves into what could it mean if we were contributing to a stronger health care system for everyone? That securing our own potential, future, maybe- health needs might be done by giving to build a stronger system today. For everyone. What if we, as d...2023-02-2755 min
ADHDAFEpisode 40: The Non-cisgender & ADHD overlap with Katie HarrisonNon-binary neurodivergent counsellor Katie Harrison LPC, based in Misouri is a total ledge! Their unique perpective as all of the above enables Katie to identify neurodvergence in clients the world over. Please note, that identification is not the same as diagnosis! Once identified, Katie helps clients navigate the adult ADHD diagnosis process in their country. Which comes with added difficulties when you are non-cisgendered.It's been said that ADHDers are highly intuitive, Katie argues that the so called ‘intuition’ of people who are Assigned Female At Birth; especially those with late diagnosed ADHD is actually due t...2023-01-311h 06