Sarah Eifermann And Trudi Cowan

Shows

Financial FOFUMatt Wong, Founder at DiscernibleFor our final episode of season 4 we interview Matt Wong. Matt is the owner of businesses Discernible and Team Human, does regular gigs as an MC/speaker, is a Pilot, is a classically trained musician, teaches courses on Udemy, has an MBA and clearly has a thirst for knowledge and growth. Trudi and Sarah have a fascinating chat with Matt on how he has evolved in business, what drives him and his desire to continuously grow. He shares what keeps him motivated in business, how his previous experiences have prepared him for being a business owner and...2023-05-151h 04

Financial FOFUTo work with or to not work with your Life Partner?Could you work or run a business with your partner? I think for many the answer would be a firm NO! But there are plenty of couples out there that run businesses together – whether through planned decisions or circumstances. In this episode Trudi and Sarah speak with Ush Danak of the EQ Academy about the pros and cons of running a business with your life partner. They talk through some of the things you need to consider before jumping into this type of work arrangement such as responsibilities, pay and whether each partner actually has the time, focus and de...2023-05-0826 min

Financial FOFURisk Insurances with Nick ZarasNick from Consillium Wealth joins the team once again to talk all things personal insurances. Trudi and Sarah quiz Nick on the ins and outs of obtaining income protection and TPD insurance for business owners. They chat about who should have it and why as well as going through some of the practical aspects of obtaining the insurance - like do your need a DR certificate, how does medical history come into play, and how quick do the policies pay out. Also, did you know that you may have income protection insurance in your super and that Nick could...2023-05-0126 min

Financial FOFUContracts in business and other important documentsOne thing in business that can often come back to bite is not having the right legal/business documentation in place. We have back lawyer Samir Banga of Banga Legal to talk about some of the important legal documents you should have in place and why you should have them! We are talking contractor/employment agreements, privacy policy, loan documents and more. Do you know where your trust deed and company constitution is located? We also touch on some of the important policy documents you should have in place – in light of recent cyber breaches- do you have an IT...2023-04-2336 min

Financial FOFUWhy Bookkeeping is so important!Rebecca Kartel from the Kartel Solution joins us today to talk about the importance of bookkeeping. Getting it right is so important to ensure your books are appropriately reflecting your business activity, but also to ensure that your financial and taxation obligations are prepared using accurate information. In this episode Trudi and Sarah with Rebecca talk about some of the reasons why we believe bookkeeping is so important. We discuss some of the things we commonly see go wrong and importantly when is it time to call in the experts. Cloud accounting software has simplified bookkeeper but also to...2023-04-1627 min

Financial FOFUQuoting for ProfitThe majority of business owners are in it to make a profit. But are you pricing/quoting your jobs to ensure that you will make a profit? Listen in as Sarah and Trudi talk you through how to quote to ensure you are making a profit. They take you one a guided walk using a template worksheet to explain contribution margin, fixed costs, job costs and more. Download the template from Financial FOFU website before you listen in and following along using your own numbers. This exercise can be an eye opener on why your profit margins aren’t wh...2023-04-1021 min

Financial FOFUForward Cash Flow PlanningOur regular listeners will know that this is one of Sarah's favourite topics, and for good reason - in business cash is king! In this episode Sarah and Trudi take us through exactly what cash flow planning is and why it is important to the success of any business. They provide some tips and tools on where to start and how to get it right to ensure a cash flow healthy business. ----- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and...2023-04-0324 min

Financial FOFUDepreciationIn this episode Sarah and Trudi talk all things depreciation. They will take you through what it is and the many different types. As well as the difference between depreciation and capital works and why accounting and tax depreciation can be two different things/amounts. They walk through the lending implications of depreciation, limits on how much you can claim and so much more. A short and sweet episode for all business owners purchasing assets within their business. ----- Just two industry experts having a friendly chat and sharing our knowledge. We aim...2023-03-2722 min

Financial FOFUBuying a Motor Vehicle in your BusinessBuying a car in your business is a topic that Sarah and Trudi both discuss with their clients on a very regular basis. Who can buy a car in their business? When can you buy, how do you buy, do you have to use it for work purposes? These are just some of the topics discussed. Trudi and Sarah will also take you through what are the financing options and when is it best to finance or buy outright. They also walk through the income tax and fringe benefits tax implications of owning a car in your business. This is a...2023-03-2036 min

Financial FOFUDirector's DutiesHands up who is a Company Director? This is a MUST listen episode for you. Many people sign on to being a new Company Director because their Accountant/Lawyer/Spouse told them they needed to. But many are unaware of the implications of doing so. In this episode we chat with special guest Harry Croft of Studio Legal on what exactly are the responsibilities of a Company Director, what are the potential liabilities and where it can go wrong. The Director's Duties are enshrined within law and thus not only can there be civil penalties there can also be...2023-03-1327 min

Financial FOFURewarding your EmployeesYes it's nearly Christmas! Which is a great time of year to review how you are rewarding your staff. Wages are only one component of remunerating your staff, so in this episode Sarah and Trudi discuss what are the other options to reward/thank your team for their work throughout the year. They chat about bonuses and pay rises as well as options. They also talk through Christmas parties and the need to know FBT implications. Employers are in need of new ways to retain their staff, so listen in to pick up a tip or two. ...2022-11-2828 min

Financial FOFUHow to get money from your business- all the different correct ways of paying yourselfYou own the business so you can do whatever you like with the cash right?? Wrong! It all depends on the type of business structure you operate and your role within that business. In this episode Sarah and Trudi walk you through the different ways to pay yourself from your business depending on your particular business structure. They talk through options such as wages, loans, owner drawings, distributions and dividends. They also talk through the implications if you get it wrong. If you've had a recent change to your business structure or are not quite sure you are doing...2022-11-2119 min

Financial FOFUContracting vs Employee and Personal Services Income (PSI)To staff your business with contractors or employees is a question that many businesses have had to consider. But which is right for you or is a combination best? There are distinct differences between employees and contractors from a legal, taxation and even practical perspective. Understanding these differences is important to enable you to make the right decision for your business so let Sarah and Trudi take you through some of the key factors to consider. They talk through the practical differences between the two, the cost differences and the taxation issues to consider. They also touch on some...2022-11-1426 min

Financial FOFUTo Scale Up or Scale Down...Trudi needs help! Should she continue to grow the business or slow down and keep it at its current level? This is a topic that Sarah often assists her Helix planning clients with so Trudi asks all the questions you might be thinking right now. What is the starting point for this decision, what factors should you consider, is there even a right/wrong answer? They talk about determining whether your business model is a sustainable model to grow, business goals, why did you start your business in the first place and is it delivering a liveable wage. They co...2022-11-0729 min

Financial FOFUWhat to do when your business partner (and/or life partner) suddenly passesDo you have a plan for what would happen if you were no longer able to run your business? How about a plan if your business partner suddenly passes? Or what would happen to your business if your life partner was to pass? These are discussions that many people find uncomfortable and would rather not think about let alone plan for. But consider, would you rather have a plan your spouse can put into action if you were to pass or leave them with a business they know nothing about nor what to do with? In this episode, Sarah...2022-10-3127 min

Financial FOFUPhotography in your business. How to present your brand to the public with Simon Whittaker from Simon Whittaker photographyAnyone can take a photo right? Sure. But is that photo going to be the best representation of you and your business? In this episode, special guest Simon Whittaker from Simon Whittaker photography talks to Sarah and Trudi about the importance of photography in your business. Simon explains the impact the right photos can have, and the process that he takes his clients through in order to achieve the best possible results. We chat about the location, the wardrobe, the lighting and how to get you relaxed! We also talk about what to look for in a photographer to ensu...2022-10-3026 min

Financial FOFUBusiness Compliance with Adam Wood from Certified ByEvery business has some form of government regulation and compliance that it must meet. Whether it be meeting OH&S obligations, WorkCover, HR, licensing obligations, or environmental protection regulations. Complying with government, private sector, and industry regulations can be difficult and expensive. But it is a necessary part of business. In this episode we chat with Adam Wood from Certified By – a business that helps SME's meet their compliance obligations in all aspects of business. We also have a chat about ESG (Environmental, Social, Governance) which is a hot topic right now and is particularly relevant if you work wit...2022-10-2434 min

Financial FOFUHow to build your business from a Business Owners perspectiveWe've all listed to a podcast from the perspective of a marketing professional who has all the theory and experience on how to market your business. But we also know that most people like to chat with their business besties about what they do to get new business. In this episode Sarah and Trudi take a trip down memory lane and talk about some of the marketing strategies they used and what was successful and what was not to successful. This is a really practical conversation about different strategies you can employ in your own business and the often...2022-10-1635 min

Financial FOFUDefamation and what to do about it in business with special guest Samir Banga of Banga LegalWhen we first started working the test was ‘If you didn’t want to see it on the front page of the newspaper, you probably shouldn’t say it’. Yet how many of us stop and think about that before smashing out a new post on Instagram or putting up a blog article or google review? The reality is that these mediums are quickly become a business risk, both if one of your employees says the wrong thing and if a customer doesn’t stop to think. In this episode Sarah and Trudi talk through this business risk with special gu...2022-10-1032 min

Financial FOFUCurrent Environment Update: Borrowing Money, Tax Changes and what's ahead in Season 4It's the first episode of season 4 and we are excited to be back with lots of updates for you! Sarah and Trudi chat about the current lending environment in light of the recent interest rate rises. Listen is for a few tips and things to be aware of if you either have a mortgage or are trying to get one. They also chat about some recent tax changes around FBT and a few that are coming up - think bonus deduction - (once the legislation is passed!) We check in on words of the year (do you remember what...2022-10-0325 min

Financial FOFUWhat makes Verity Hare of TradieWives tick!Here we are again at the last episode of Season 3! In this Season Finale double length episode we interview Verity Hare from Tradie Wives. Verity started a facebook group seeking support for herself and has managed to turn it into her full time gig supporting Tradie Wives across Australia, and now has over 16k in members!!!Listen in for a fun and inspiring chat about how she went from managing her husband's admin to owning/running a successful business herself. ----- Just two industry experts having a friendly chat and sharing our knowledge. ...2022-06-2048 min

Financial FOFUSuccession PlanningWhen you started your business did you think about how you might exit out of the business? Reality is that most of us don't. In this episode Sarah and Trudi have a chat about some of the exit strategy options that are available and why it is important to consider these even if you have no intention of exiting right now (who knows what the future holds, right?). They also have go through some of the things you can do to prepare your business for sale if you know that is the option on the horizon. Whether you are...2022-06-1324 min

Financial FOFUHow to protect your IP!Did you know all businesses have some intellectual property (IP)? Did you also know that all business should take steps to protect this valuable asset? Trudi and Sarah talk to Jen, a legal IP lawyer, from Studio Legal about all the things IP related. We will take you through the different types of IP a business may have and the different protections that are available to businesses. Including which protections you need to apply for and which are automatically applied. If you've been following along this season and now have your marketing sorted, you now need to make sure...2022-06-0634 min

Financial FOFUHow to get more customers?Following on from last week, Trudi and Sarah continue this discussion on marketing your business with Jessica Campbell from Penguin Wolf. This time the focus is on marketing strategy, branding and how to incorporate video content into your marketing plan. Jessica talks about how to get started with marketing your business and what goes into developing a marketing strategy (hint: it is more than create a cool logo!). Penguin Wolf focuses on video content so we also chat about some of the different types of video content and how one shoot can be reused on different platforms...2022-05-3030 min

Financial FOFUWhat Social Media is right for my business?This week Trudi and Sarah have invited in their own Social Media Manager Camielle Honrade from Follow Me Media to talk about using social media within your business. While they started with a list of questions to fire at Camielle, the three quickly found a topic they could have talked about for much longer! Camielle talks about some of her favourite platforms and why she feels that all businesses can benefit from social media. They will take you through some of the ways businesses can use social media, which platform to use and also briefly touch on the dreaded...2022-05-2333 min

Financial FOFUInterest rates, and their impact on, well, everythingIf you haven’t had a conversation about interest rates or increase cost of….well anything – then you having been living under the proverbial rock! With the Reserve Bank of Australia increasing the cash rate for the first time in over 10 years it is a popular topic right now. Sarah and Trudi break down some of the factors that have caused the increase in interest rates in laymen’s terms everyone can understand. We’re not economists so they chat on the bits that are most relevant to you. They also talk about why it is relevant to you and take y...2022-05-1627 min

Financial FOFUAsset Finance 101It’s a common issue that when you’re growing your business you often need finance to assist. In today’s episode we break down the most common types of Asset Finance, and how they apply to what you are trying to achieve. We discuss the different types of loans including Chattel or Commercial Mortgages, Hire Purchases, Leases and Novated Leases as well as Standard/Full Documented or Express Loan Applications. Sometimes overlooked in the excitement to obtain your new goods, the length of term vs asset retention or lifespan of the asset aren’t considered and so we also bre...2022-05-0937 min

Financial FOFUASIC and what you need to know!If you have a company or a registered business name then you should be familiar with ASIC otherwise known as the Australian Securities and Investments Commission. In this episode Trudi and Sarah talk about ASIC as a regulator and some of the areas they are responsible for. We also talk about the companies register and the current project to merge more than 30 registers into one to improve reporting and efficiencies. In closing Sarah and Trudi detail the new requirement for Directors to obtain a Director Identification Number. If you have a company, this is a great episode to update...2022-05-0221 min

Financial FOFULesser Known TaxesWe all know what income tax is, and have some idea how GST works (it’s just 10% right?) but do you know about some of the smaller taxes that apply to businesses? In this episode Trudi walks us through some of the lesser known (but no less important) taxes that exist in Australia. We talk about the what and when of Fringe Benefits Tax, who needs to be aware of Payroll Tax and when Land Tax applies. We also touch on the reporting requirements under the Taxable Payments Annual Report. Think your business is on top of all of th...2022-04-2527 min

Financial FOFUWho do you get advice from?If you talk to any advisor they will have a story about a client who came to them wanting to follow some advice they have received at the pub/bbq/park. While you might receive some advice that is appropriate, if you are not talking to a qualified advisor they may not have taken into account all of your specific circumstances that are so relevant to any piece of advice (whether accounting, legal, finance etc.). Sarah and Trudi in this episode not only talk about why they believe obtaining advice from the right place is so important, but also...2022-04-1830 min

Financial FOFUProtecting your businessWe so often talk to business owners about protecting their personal assets from any risk associated with owning a business. In this episode we focus on how to protect your business and business assets. Sarah and Trudi explain the basics on the Personal Property Securities Register (PPSR) (https://www.ppsr.gov.au/) and how and why you should use it to protect certain assets. They also chat on the various types of insurance available to business owners and why it is so important to have the right insurance. Finally, we talk about how you can structure your business in a...2022-04-1125 min

Financial FOFUThe ins and outs of Self Managed Super FundsNick joins us once again for the 3 and final in a mini series to talk about SMSFs or Self Managed Superannuation Funds. These are very common among those who run their own business and those who want to have more control over how their superannuation is invested. Trudi, Sarah and Nick take you through why, why and when you should consider a SMSF and the upfront and ongoing costs of having an SMSF. They also talk about some of the special rules and restrictions that apply to SMSFs as they are a highly regulated product. If you ever wanted...2022-04-0426 min

Financial FOFUHow to save EVEN MORE MONEY!Our previous episode on saving money (you can click here to listen) has been one of our most popular episodes to date. So Sarah and Trudi revisit the topic to run through some more tips on how to save money and how to properly manage your cash flow so that you can save your money. From separate savings accounts, to reducing spending to shopping around, the girls break it down it to useful usable steps to ensure you have more money in the bank. The Government's Moneysmart website also has some really great tips and tools that we reference...2022-04-0421 min

Financial FOFUEverything you've wanted to know about Superannuation!Nick Zara from Consilium Wealth again joins us to explain to us the ins and outs of Superannuation...you know that 10% your employer puts away for your retirement? Trudi and Sarah fire all the questions at Nick such as what is Super, how is it invested, can you choose your investment options, insurance and so much more. We talk about how to get more money into Super and when and how can you take money out. We also run through some government incentives that you may not be aware of such as the government co-contribution and the First Home...2022-03-2825 min

Financial FOFUWhere to start with Investing Money?This week we invite back Nick Zara from Consilium Wealth to talk to us about investing. Nick helps us to debunk common myths about investing and the stock market. As well as talking through just exactly how to navigate stock market as a first-time investor, how to choose what to invest in, the importance of diversification and how to level up as an investor. Investing can seem like a whole new language at times, and this episode aims to break down and explain Shares, Managed Funds, ETFs and a whole host of other investment types as well as which...2022-03-2128 min

Financial FOFUHealthy Cashflow ManagementOur previous episode on saving money (which can be found here) has been one of our most popular episodes to date. So Sarah and Trudi revisit the topic to run through some more tips on how to save money and how to properly manage your cash flow so that you can save your money. From separate savings accounts, to reducing spending to shopping around the girls break it down it to useful usable steps to ensure you have more money in the bank. The Government's Moneysmart website also has some really great tips and tools that we reference and...2022-03-1428 min

Financial FOFUAre you pricing for a Toyota or Ferrari?Noticing a theme this season? If you haven’t yet listened to the previous episode on break even analysis- STOP WHAT YOU ARE DOING- and listen to that one first. This is a follow on episode that works through how to price your product/service. The break-even point is a large part of this, however, given it's IWD, Trudi and Sarah also talk about why women often under price/value themselves, the importance of research and making sure you factor your own wage into the pricing of your products. After this episode you should have a good understand of wh...2022-03-0728 min

Financial FOFUBreak Even AnalysisThis is a short but important episode where Sarah and Trudi take you through what is break even analysis and how it should be used when pricing your products or services. Download the free example spreadsheet here and follow along with two examples of break even calculations and then have a go at calculating the break even point in your own business. Understanding your break even point is a really important aspect of your business finances, as if you get it wrong it will flow through to pricing that may not be earning a profit! Downloads from...2022-03-0227 min

Financial FOFUUnderstanding Your BooksIn this episode Sarah and Trudi talk about the importance of understanding your businesses financial books. They talk through some of the terminology and explain what the reports are for, but most importantly explain why each report is important and how it can help you in your business. If you want to learn more about your business finances this is the episode for you. We also highly recommend the Helix Planning course. ----- Just two industry experts (and guests) having a friendly chat and sharing our knowledge. We aim to raise your knowledge...2022-02-2128 min

Financial FOFUUnpacking your Money StoryWelcome back to Season 3! In today's episode we are discovering what your 'Money Story' is and how it impacts your decisions and your life. We also look at your Money Mindset and Strategies you can use to improve yours! Lot's has happened since Season 2 ended, catch up on what's beeen happening for Sarah and Trudi. We have a huge season in store for 2022 and can't wait to share it with you. ----- Just two industry experts (and guests) having a friendly chat and sharing our knowledge. We...2022-02-1428 min

Financial FOFUWe're back with Season 3!A very quick episode to let you all know what's in store for this season! --- Send in a voice message: https://podcasters.spotify.com/pod/show/financialfofu/message 2022-02-0903 min

Financial FOFUEmotional Intelligence and its impact on your lifeDo you have emotional intelligence? Do you know what it is? Trudi was a little lost so, so for this season's finale, we got in the amazing Ush Dhanak, one of Australia’s leading experts on Emotional Intelligence and the CEO of Emotional Quotient (EQ) Academy to enlighten her. Ush spends much of her time going into her corporates and developing EQ within the leaders of the business and teaching how this can improve the business environment and business outcomes. In this episode we challenge you not to chuckle at Trudi's special comments while Sarah and Ush talk us th...2021-10-1129 min

Financial FOFUWhat on earth are personal insurances?In this episode Sarah and Trudi have invited in guest, Financial Planner, Nick Zaras of Consilium Wealth to talk about personal insurances. Not sure what that encompasses? Well listen in and you'll find out that we are talking about things like income protection, life insurance and trauma cover. In this episode get into the nitty gritty with Nick of exactly what it is those policies cover and in what circumstances you can make a claim on which type of policy. We also have a chat about who should have this type of insurance coverage, when to get it, how t...2021-10-0433 min

Financial FOFUEducating your kids about money!Even now many high school leavers are still saying they're not being educated about money. People in early 20’s want to buy a home sooner than later but school didn't teach them the things they needed to know to make quality financial decisions, and they find it very overwhelming and confusing! Financial literacy statistics are shocking in Australia with 1 in 3 adults, and 1 in 2 women unable to demonstrate an ability to understand basic financial concepts like explaining what an interest rate is, and how it works. We often talk about whether your financial literacy is a result of what you were taught as a ki...2021-09-2722 min

Financial FOFUHow to maintain a Work Life BalanceWith the blurring of lines between life and work, exacerbated by working from home, today’s episode draws attention to the challenges of maintaining a work life balance, and what you can do about it. From setting your own expectations, and communicating with your customer base, work life balance is up to you to take control and cultivate for your own benefit. Balance is the operative word in our title and we look at many different ways you can use your time well to have the balance needed to lead a happy and healthy life. ----- ...2021-09-2029 min

Financial FOFUWhat is a VA?A Virtual Assistant or more specifically a Virtual Specialist could be exactly what you need in your business. Yet often, as business owners we don’t know when we should be looking for an outsourced specialist, or where to find one. Today our special guest Rosie Shilo, the Founder of Virtually Yours Network. She breaks down with us all things VA or VS, and explains the benefits that a VA can bring to your business and what support you may be able to tap into when you need it. ------ Just two industry experts having a...2021-09-1328 min

Financial FOFUWhen to get a Business Coach?Such a common question in business, is knowing simply when is the right time to get a Business Coach. Today’s episode discussed the when, the who and the why of Business Coaching. What should you be looking for in a coach? What’s the difference between the titles? What are you trying to achieve and how will it bring you a return on investment? ----- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a ra...2021-09-0628 min

Financial FOFUWhen should Women invest?In today's episode, Natallia Smith of Tru Wealth Advice joins us to discuss the very important topic of When should Women Invest? It's something that often falls to the back of Women's minds as they juggle the other components of their lives, compounded by a lack of learning often that starts in the home, that Women don't need to know these things. We're here to tell you today, that your financial life and stability is 100% your responsibility but also within your power. Sarah's Money Intelligence course is also a great place to start. ------ 2021-08-3026 min

Financial FOFUSaving money and more money... in business!With the current economic climate, and off the back of our most popular episode, today we are looking at ways to save money in your business to either reduce your costs or increase your cashflow. There are so many things you can do every day, week or month within your business to regularly impact your cash flow and put you in a better cash position. Part of managing great business finances is to know what you are spending your money on, always. And, where possible how to save some of that money! ----- Just two...2021-08-2318 min

Financial FOFUEstate Planning, the what, the why and the when!In today's episode of Financial Fofu, we have with us special guest Lucy Percy of Head and Heart Estate Planning. She joins us today talking about some of the reasons why people stall in arranging and documenting their affairs. It's a great episode that discusses the what, the why and the when for getting this stuff done! ----- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics.2021-08-1632 min

Financial FOFUBusiness Lending and TaxEverything you need to know when it comes to your business and lending! Plus Trudi gives us the tax implications of lending and what to watch out for! ----- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here If you'd like to leave...2021-08-0931 min

Financial FOFUWhat the hell did you just say? Financial Jargon and Industry AcronymsIs your Advisor is talking gobbledygook? Sometimes, we get lost in the world of financial jargon and industry acronyms that we use ALL THE TIME!! So, apologies, but here's what they mean! ------ Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And...2021-08-0221 min

Financial FOFUInvestments and Tax!Thinking about investing but have no idea what it will do to your tax return? This is the episode for you! Today we are discussing the implications of investment and your personal tax implications. ----- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here 2021-07-2623 min

Financial FOFUHome Loans for the Self EmployedWe are busting myths over here on today's episode of the Home Loans for the Self Employed! Of course you can get a home loan if you're self employed! This episode is EVERYTHING YOU NEED TO KNOW to get set up for finance for your dream home. ------ Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear...2021-07-1935 min

Financial FOFUInvestment Properties and Lending (the deductibility of finance)Ever considered converting your current home to an investment property and buying the home of your dreams? This episode is for you! ------ Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And, if you'd like to leave us a message, or suggest...2021-07-1223 min

Financial FOFUNew Financial Year, New You!Today's episode covers all the things you should be/could be doing to start the new financial year afresh! ------ Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And, if you'd like to leave us a message, or suggest a topic, you...2021-07-0519 min

Financial FOFUBusiness Acumen and the Business Acumen GaugeToday's episode discusses the Business Acumen Gauge and the 11 categories that form part of that assessment. Business Acumen is well defined in the greater marketplace, leaving large gaps for interpretation and often a broader misunderstanding of the importance of Business Acumen in not only Leadership and Management positions, but in every role with an organisation. For more information check out here ---------- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax...2021-06-2837 min

Financial FOFUWhat makes a great Accountant?If you ask anyone this question "Do you have a great Accountant?" the answer is almost always a resounding YES! But then when you start to dive deeper it becomes clearer perhaps that the person you asked may in fact not truly know just what makes an Accountant great! It's a conundrum right?! It's not your specialty, that's why you outsource it to an Accountant in the first place!!! In this episode we are chatting all things relevant to you being able to answer this questions, with the knowledge in hand to ask the tough questions yourself...2021-06-2134 min

Financial FOFUA Business Owner's Mindset: should you just stay employed or on contract?Today's episode discusses the difference between a business owner and an employed/contracted industry specialist. Sometimes (we're not sure why!!) being in business is considered easy. In reality it really isn't, and it takes a whole different skill set to achieve success. Listen as we break down all the things that a business owner needs to think about in order to operate. ------ Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of...2021-06-1427 min

Financial FOFUTax Planning (and preparing for your tax returns)In this episode, Trudi deep dives on just what tax planning is, why it's a benefit to your business, and should be locked annually into your calendar. Not to be missed for anyone in business! ------ Just two industry experts (and guests) having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters.2021-06-0717 min

Financial FOFUBusiness PlansWelcome to Season 2 of Financial FOFU Business Plans!! Not the 1984 style that gets left on the shelf! In this episode Sarah and Trudi discuss a modern business plan, and how it is no longer a document but a behaviour or habit. Tune in to hear all the fab tips discussed. ------ Just two industry experts (and guests) having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This...2021-05-3123 min

Financial FOFUTrapped: What being trapped in a foreign country under martial law taught me about life and businessIn this final episode of the season, Sarah shares her story about her experience being stranded in Peru, 12 months on. You don't want to miss this wild tale, and everything it taught her. This keynote was released originally in video format, and can be accessed on You Tube here Nb. this episode is longer than our usual ones. ------- Just two industry experts (and guests) having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a r...2021-03-211h 14

Financial FOFUHow to read financial statements!Today's episode breaks down just how to read and understand your financial statments. This is so important as a business owner. Having the financial literacy required to understand this important info can literally make or break your business. -------- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And, if you'd like to leave us a...2021-03-0932 min

Financial FOFUIWD #choosetochallenge Why women need to get better with moneyToday's episode of Financial Fofu talks directly to the IWD theme this year of #choosingtochallenge Choosing to challenge our own preconceived notions around money and the guilt or shame we may have, but also choosing to challenge the concept of solving this issue for women, but also generations to come. Tune in to hear Trudi and Sarah discuss and uncover some of the reasons you may be suffering from Financial Fofu and what you can do about it. ------ Just two industry experts having a friendly chat and sharing our knowledge.2021-03-0123 min

Financial FOFUWhen to call it quits?Everyone wants to be an Entreprenuer! However running your own business can an amazing thing, but it also can be stressful, and time consuming and complicated and frankly exhausting. Sometimes it's really hard to no whether you should be pushing on through, or calling it quits and in today's episode, we unpack that. ------- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is...2021-02-2225 min

Financial FOFUWhat do I need to know or do to start a business?Today's episode title has one of the highest search rankings online. It's like the Holy Grail, everyone is searching for it, or the answers it holds! Starting a business can be one of the most rewarding and challenging life experiences you have! However you may not be successful with it. These are the things we think are super important to consider when starting your business. ------ Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths...2021-02-1532 min

Financial FOFUDo I really need that Asset?Often Trudi and Sarah ask this question to their clients. An asset purchase can be a great way to harness growth within a business and sometimes it is needed to propel the growth, yet commonly many business owners don't really think through the long term implications of that particular purchase. In today's episode of Financial FOFU, we discuss many of the things that should be taken into consideration when looking to purchase a new business asset. ------- Just two industry experts having a friendly chat and sharing our knowledge. We aim...2021-02-0831 min

Financial FOFUWhat is an Advisor?Another short episode that really breaks down just what is an Advisor in the Professional Services. ---- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And, if you'd like to leave us a message, or suggest a topic, you can do so...2021-02-0122 min

Financial FOFUMarketing Terms...confused much?The fanta-bulous Paris Young of Pascal Satori joins us again to explain some of the marketing jargon used last time she joined us. We get a little off track (oopps don't mind us) but squeeze out of Paris some really helpful tips and tricks that should take the confusion out of the Marketing process for you. ----- Just two industry experts (and guests) having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a sa...2021-01-2527 min

Financial FOFUWhere do you start with Marketing?Today's episode has the amazing Paris Young from Pascal Sartori (previously Pepebucks) and we talk Marketing --------- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And, if you'd like to leave us a message, or suggest a topic, you can do so...2021-01-1830 min

Financial FOFUHow much can I borrow from a bank : What is borrowing Capacity?It's the 64 million dollar question- How much can I borrow!?! In this episode of Financial Fofu, special guest Paul Kusli from Kudos Money, is back to talk about borrowing capacity! If you've ever been super confused as to how this gets calculated, tune in and get some awesome insight into servicing/borrowing capacity/dsr/nsr and any of the other names it's known by! ------ Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax...2021-01-1127 min

Financial FOFUStart 2021 with flying colours!A really quick episode to help you start 2021 with flying colours. Okay so for productivity, it’s SHIFT not SWIFT, my bad lol: https://tryshift.com/ If you enjoyed this episode, we’d love a review! ------- Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read...2021-01-0417 min

Financial FOFUWhere there's a will, there's a way...forwardToday's episode has the amazing Amanda Weir of Bayberry &Weir talking all things Wills and Estate Planning. We know it's something that most people like not to think about, yet really shouldn't avoid. Your Will and your Powers of Attorney and how you'd like to plan for the management of your Estate, should you no longer be able or not be here to manage; is you deciding what's really important for you. We get it, it requires the style of super adult thinking most of us like to avoid. What if we told you, it really was a simple process? W...2020-12-2823 min

Financial FOFUGet set up for 2021Today's episode helps you get set for 2021! Can you believe the year is almost done? We have special guest Paul Kusli of Kudos Money with us today talking all things home loans in preparation for next year. Together with our resident Tax and Accounting Expert Trudi of TCK Accountants, Paul and Trudi discuss lending and tax tips to get you going earlier in 2021. ---- Just two industry experts (and guests) having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths su...2020-12-2135 min

Financial FOFUWhat Entity type is right for me?A very common question in the world of business and self employed life. In this episode Trudi provides some clarity around just what entity you could consider for your business, and when to get it set up. Two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU h...2020-12-1422 min

Financial FOFUHow to get divorcedA requested episode on... wait for it... DIVORCE. This episode really breaks down what divorce and property settlement are and well, just how to get divorced. We were joined by the amazing Amanda Weir and you can check out Bayberry & Weir by clicking here Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful...2020-12-0723 min

Financial FOFUTax: is not a dirty wordIn today's episode we talk about the topic everyone loves to pretend doesn't exist. You might be surprised to learn about some of things we discuss in this episode- straight from an Accountant's mouth. We are two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here The link mentioned toda...2020-11-3036 min

Financial FOFUHome Loans made easyIt's a simple fact that home loans can appear convoluted and complicated to most people. This topic is easily broken down by Sarah, who is a lending expert with over 17 years as a mortgage and finance broker. Sarah runs SFE Loans and Kudos Money (in conjunction with Paul Kusli) She recommends you check out the info hub's on the website's linked above for more savings tips and thoughts. Links mentioned in episode: MFAA FBAA Rate My Agent Read more about FOFU here And...2020-11-2324 min

Financial FOFUHow save money, and more money!Always a hot topic: HOW DO I SAVE MONEY??????!!!! In this episode Trudi and Sarah discuss the many ways in which you can start your money saving journey with tips and tricks to get the most out of your savings plan. Read more about how to save money here or here If you have any suggestions or would like to ask a question, you can leave a message here --- Send in a voice message: https://podcasters.spotify.com/pod/show/financialfofu/message 2020-11-1615 min

Financial FOFUWhat is Finance FofuA short episode that really sets the scene on what Financial Fofu is and how it impacts you in your life Just two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And, if you'd like to leave us a message, or suggest a topic, you can...2020-11-0910 min

Financial FOFUIntroduction to Financial FOFUJust two industry experts having a friendly chat and sharing our knowledge. We aim to raise your knowledge base and dis-spell any myths surrounding finance. tax and a range of other financial topics. This is a safe space to ask questions and hear useful info on financial matters. Read more about FOFU here And, if you'd like to leave us a message, or suggest a topic, you can do so here --- Send in a voice message: https://podcasters.spotify.com/pod/show/financialfofu/message 2020-11-0912 min