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Showing episodes and shows of
Sarah Megginson
Shows
The Change
S4 Ep 4: Sarah Megginson on how menopause impacts our finances
Laura and Cathy chat to money expert and writer Sarah Megginson to discuss the significant financial challenges women face, particularly in midlife. They discuss the impact of the gender pay gap, unconscious bias, and the effects of peri and menopause on income. Sarah emphasises the importance of financial education and awareness, sharing practical tips for managing finances and advocating for better support systems for families. The discussion also touches on Sarah’s personal experience acting as a surrogate for Lisa Messenger and the positive and surprising impact it has had...
2025-07-23
57 min
3AW Mornings with Tom Elliott
The new way Australians are planning to use the bank of mum and dad
Finance expert Sarah Megginson joined Tom Elliott.See omnystudio.com/listener for privacy information.
2025-07-14
05 min
The Morning Show with Mark Rorke
Money - Sarah Megginson
Millions of us are relying on an inheritance
2025-07-14
07 min
Afternoons with Sofie Formica
'Not a financial strategy': 41% of Aussies counting on inheritance
8.8 million people say they're expecting to receive an inheritance to help them get ahead in life. Finder Personal Finance Expert, Sarah Megginson, joined Carla Bignasca to discuss how this is a risky outlook for financial futures, saying, "I think it's definitely something that you should be putting in the back burner in your mind, not relying on it as a financial strategy."See omnystudio.com/listener for privacy information.
2025-07-11
11 min
Property Investment, Success & Money | The Michael Yardney Podcast
The Shocking Truth About Australia's Gender Wealth Gap - with Sarah Megginson
Today, women live longer than men, but retire with far less money. And despite all the progress we've made, Australia's gender wealth gap remains stubbornly wide. Today I'm joined by Sarah Megginson, money expert and Head of Editorial at Finder, to unpack the insights from their 2025 State of Women’s Wealth Report. We explore why women continue to fall behind financially, what drives the wealth gap beyond pay inequality, and most importantly, what women (and men) can do about it. You might be thinking, "Well, I’m not a woman — why does t...
2025-07-09
41 min
Changing Seasons Podcast
44 - Sarah Megginson: My Surrogate Journey.
Today Sarah Megginson returns to the podcast to speak with Jody about her decision to be a surrogate for her friend Lisa Messenger. Sarah had given birth to three healthy children of her own and at the same time had watched Lisa and her partner go through many years of failed IVF attempts.One day she asked LIsa if she would be open to her being a surrogate. That was nearly two years ago and Lisa and her partner now have a healthy little boy called Hugo.Jody and Sarah speak in depth a...
2025-06-27
1h 07
Galey & Emily Jade on 1029 Hot Tomato
Vodafone Phone Scam | Sarah Megginson
See omnystudio.com/listener for privacy information.
2025-06-27
04 min
The Morning Show with Mark Rorke
Finance - Sarah Megginson
How will you be spending your tax refund
2025-06-26
07 min
Changing Seasons Podcast
33 - What Menopause Does to Women's Wealth with Sarah Megginson & Simone Clarke.
Today Jody speaks with Sarah Megginson, personal finance expert and Simone Clarke from UN CEO United Nations Women Australia. Sarah and Simone are two of the authors of the State of Women's Wealth Report 2025.They report the menopause can mean an average hit of $40,000 to a women's superannuation balance. We discuss ways that women can reduce this impact by contributing more to superannuation in the years leading up to menopause and how we should all be encouraging our daughters to be more mindful about investing in their future at a younger age.Women 50+ are the...
2025-04-11
1h 10
Galey & Emily Jade on 1029 Hot Tomato
Money expert explains Trump tariff impact on us!
Sarah Megginson (@moneymargarita) explains the Tariffs and how they will affect everyday Aussies. See omnystudio.com/listener for privacy information.
2025-04-09
05 min
Galey & Emily Jade on 1029 Hot Tomato
Budget breakdown | Sarah Megginson
See omnystudio.com/listener for privacy information.
2025-03-26
04 min
Perth Property Insider Podcast
Latest Insights on Building & Keeping Wealth
Building wealth isn’t just about making money—it’s about mindset, strategy, and timing so that you keep it compounded over the long term. Today, I sit down with Sarah Megginson, Head of Editorial at Finder, to break down the key insights from their Finder Wealth Report. We explore what separates successful investors from those who struggle and why waiting for the "perfect time" to invest might be costing you. Sarah shares real-life case studies so you can learn from both wins and mistakes. If you're serious about building wealth, this episode is a m...
2025-02-19
35 min
The Real Estate Podcast
"Generational Real Estate Wealth Gaps: Why Gen Z Wants More!
We talk with Sarah Megginson from Finder.com about the expectations of Gen Z and Millennials income expectations. And the temptation of having everything to buy so easily, making it difficult to save for a deposit for a home. Listen here: https://apple.co/3wub8Le ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions...
2025-02-17
14 min
The Real Estate Podcast
"Generational Real Estate Wealth Gaps: Why Gen Z Wants More!
We talk with Sarah Megginson from Finder.com about the expectations of Gen Z and Millennials income expectations. And the temptation of having everything to buy so easily, making it difficult to save for a deposit for a home. Listen here: https://apple.co/3wub8Le ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions...
2025-02-17
14 min
Spinning Plates with Sophie Ellis-Bextor
Episode 144: Sarah Megginson
Sarah Megginson (@sarahmegginsonmoney) is an editor and personal finance expert from Australia, who has co-written a book called The Power of Two. She has three children (Lila 14, Noa 11 and Jesse 9) and she was a surrogate mother for her friend Lisa’s baby in 2023.Baby Hugo is now 18 months old and Sarah explained to me how he feels like a nephew to her, although she carried and gave birth to him for her friend.We talked about her surrogacy journey and how it has been a positive and ‘expansive’ journey for herself...
2025-02-03
1h 11
Seize the Yay
Seize the Bébé // Lisa Messenger and Sarah Megginson on surrogacy and the power of two
I mentioned the crazy revelation in our last episode that our first was back in 2018 making 2025 our seventh year. And that makes this one of many beautiful full circle moments as we welcome back our first guest EVER, the inimitable Lisa Messenger, without whom the show would not actually exist. I so often talk about sliding doors moments and sometimes those come in the form of a person taking a leap of faith on you that changes your life forever. Lisa said yes when we hardly knew each other, I had zero proof of concept, and was so green...
2025-01-29
1h 05
Property Investment, Success & Money | The Michael Yardney Podcast
The Habits of Australia’s Wealthiest Investors – Are You Missing Out? With Sarah Megginson
If you’ve ever wondered how to make smarter money moves, whether property is still the best way to grow wealth, or how to set yourself up for financial freedom, today’s show is for you. Sarah Megginson, personal finance expert and Head of Editorial at Finder.com.au and I unpack the Finder Wealth Builder Report, which is a fascinating deep dive into how Aussies are saving, investing, and making their money work harder Sarah shares some eye-opening insights from the report—like what separates successful investors from those who just can’t seem to get a...
2025-01-29
46 min
Beauties and the Tea
Ep: 10 - Finance, but make it fun with Sarah Megginson
In this episode, Kayla and Jasmine welcome personal finance expert Sarah Megginson to discuss the importance of women in finance, personal finance journeys, and practical financial advice for individuals and business owners. They explore the challenges women face in financial literacy, share personal stories, and provide insights on credit card strategies and evaluating payment platforms for businesses. The conversation emphasizes the need for financial independence and the importance of understanding one's finances. In this conversation, Kayla and Jasmine discuss the importance of forecasting in business, especially when making decisions that impact the future. They delve...
2024-12-20
1h 17
The Heart Of It
Lisa & Sarah Merging Motherhood And Friendship
Today Ali is joined by Lisa Messenger & Sarah Megginson. Fourteen years of friendship. Eight years of ‘trying’, Sixteen rounds of IVF and now, one beautiful baby boy. Lisa & Sarah's book "The Power of Two" is a remarkable true story that shows that together anyone can do more than we ever thought possible. Todays episode is a beautiful coming together of friendship and motherhood. LINKS: Follow Cam @camerondaddo on Instagram Follow Ali @alidaddo on Instagram Follow Nova Podcasts @novapodcastsofficial. Follow Lisa & Sarah on Instagram @mummyatlast Got a question for Cam & Ali? You can email them at separat...
2024-12-08
51 min
Conceive Baby
The Power of Two - An Inspiring Journey of Infertility, Surrogacy, Love and Resilience
Episode Summary:In this inspiring episode of the Conceive Baby Podcast, I am joined by World Renowned Entrepreneur Lisa Messenger and Seasoned Lifestyle Columnist and Finance Expert Sarah Megginson who share with us special insights into their story detailed in their book, "The Power of Two." Lisa, a dynamic force in the business world as the CEO of Collective Hub, opens up about her challenging path to motherhood, spanning eight years and 18 rounds of IVF. Sarah, a respected lifestyle columnist and financial expert, joins her as both co-author and the incredible surrogate who carried Lisa's child. Their...
2024-11-26
57 min
Crappy to Happy
Surrogacy, Friendship, and the Power of Two with Lisa Messenger & Sarah Megginson
This week, Cass is joined by Lisa Messenger and Sarah Megginson, two colleagues and friends whose lives were changed forever when Sarah offered to be a gestational surrogate for Lisa. In this episode, we discuss Lisa's gruelling six-years and 16 rounds of IVF, and the significant financial, physical, and emotional toll of infertility. The episode delves into the legal and emotional complexities of surrogacy in Australia, the vital role of hope and resilience, and the deepening of Lisa and Sarah's friendship through this profound experience. Both women stress the importance of asking for help, the power of connection, and the...
2024-11-25
45 min
WHAT I'VE LEARNT
What I've Learnt - Lisa Messenger & Sarah Megginson
THE POWER OF TWOLISA MESSENGER & SARAH MEGGINSONA life-changing story of friendship, surrogacy and true connectionFourteen years of friendship. Eight years of ‘trying’. Eighteen rounds of IVFand now, one beautiful baby boy. The Power of Two is a remarkable true storythat shows how together, we can do more than we ever thought possible.Lisa and Sarah’s journey begins with a working relationship and transformswith a life-changing act of love and friendship, but this book i...
2024-11-22
53 min
Explore Your Ears To A Life-Enhancing Full Audiobook.
The Power of Two by Lisa Messenger, Sarah Megginson
Please visithttps://thebookvoice.com/podcasts/1/audiobook/818663to listen full audiobooks. Title: The Power of Two Author: Lisa Messenger, Sarah Megginson Narrator: Sarah Megginson, Lisa Messenger Format: Unabridged Audiobook Length: 6 hours 57 minutes Release date: November 14, 2024 Genres: Memoirs Publisher's Summary: The Power of Two is a universal and timeless story of hope, possibility and living life outside the lines, co-written by media powerhouses and best friends Lisa Messenger and Sarah Megginson, and their uplifting, life-affirming surrogacy story.For the past year, the world has followed closely as Lisa and Sarah - co-authors, media powerhouses and best friends - candidly and generously shared...
2024-11-14
6h 57
Move Over Mama
The Power of Two- Lisa Messenger and Sarah Megginson
Returning to the 'Move Over Mama' couch is Money Expert Sarah Megginson, this time with a very personal story to share.We met Sarah Megginson last season to talk about money because her day job is the money expert for Finder.com. After gifting us with one of our most popular podcasts to date (because who doesn't want to start making money young) Sarah rejoins us with her close friend Lisa Messenger and the baby boy they created together. Sarah was recently Lisa's surrogate, which means she carried Lisa's baby because Lisa couldn't carry her own.
2024-11-14
44 min
Unlock Top Full Audiobooks in Biography & Memoir, Memoirs
The Power of Two by Lisa Messenger, Sarah Megginson
Please visithttps://thebookvoice.com/podcasts/1/audiobook/818663to listen full audiobooks. Title: The Power of Two Author: Lisa Messenger, Sarah Megginson Narrator: Sarah Megginson, Lisa Messenger Format: Unabridged Audiobook Length: 6 hours 57 minutes Release date: November 14, 2024 Genres: Memoirs Publisher's Summary: The Power of Two is a universal and timeless story of hope, possibility and living life outside the lines, co-written by media powerhouses and best friends Lisa Messenger and Sarah Megginson, and their uplifting, life-affirming surrogacy story.For the past year, the world has followed closely as Lisa and Sarah - co-authors, media powerhouses and best friends - candidly and generously shared...
2024-11-14
6h 57
Top Full Audiobooks in Biography & Memoir, Memoirs
The Power of Two by Lisa Messenger, Sarah Megginson
Please visit https://thebookvoice.com/podcasts/1/audiobook/818663 to listen full audiobooks. Title: The Power of Two Author: Lisa Messenger, Sarah Megginson Narrator: Sarah Megginson, Lisa Messenger Format: Unabridged Audiobook Length: 6 hours 57 minutes Release date: November 14, 2024 Genres: Memoirs Publisher's Summary: The Power of Two is a universal and timeless story of hope, possibility and living life outside the lines, co-written by media powerhouses and best friends Lisa Messenger and Sarah Megginson, and their uplifting, life-affirming surrogacy story.For the past year, the world has followed closely as Lisa and Sarah - co-authors, media powerhouses and best friends - candidly and generously...
2024-11-14
03 min
Galey & Emily Jade on 1029 Hot Tomato
From 18 Rounds of IVF to Baby Hugo | Best friend becomes surrogate
Our exclusive podcast chat with the writers of 'Power of Two' Sarah Megginson & Lisa Messenger. After 18 rounds of IVF and years of trying, Lisa Messengers dream of motherhood came true thanks to the selfless act of her friend, Sarah Megginson, who became her surrogate. Their new book shares this incredible journey of the arrival of baby Hugo.See omnystudio.com/listener for privacy information.
2024-11-14
13 min
Friends With Money
Holiday season shopping hacks
The sales season is fast approaching, so how can shoppers make sure that they actually grab a bargain on Black Friday or Boxing Day? This week on the Friends With Money podcast, Money’s Tom Watson is joined by Sarah Megginson, personal finance expert at Finder, to preview this years’ sales season and discuss the steps consumers can take to maximise their savings. Are sales events like Black Friday genuinely a good time to shop? Should Aussies do anything before the sales to help them get a bargain? How can shoppers boost their savings with cashback and...
2024-11-12
19 min
JAM Nation with Jonesy & Amanda
🤰 EXCLUSIVE CHAT: Lisa Messenger & Sarah Megginson
Lisa Messenger and Sarah Megginson joins Jonesy & Amanda to chat about Sarah's selfless act to give her friend Lisa a baby via surrogacy. See omnystudio.com/listener for privacy information.
2024-11-11
06 min
Baby Brain Podcast
177. The Power of Two! Lisa Messenger & Sarah Megginson’s surrogacy journey
This week we’re joined by the beautiful Lisa Messenger and Sarah Megginson who share their story of friendship, connection and surrogacy. Lisa speaks about her infertility journey, how Sarah had offered to be a surrogate, what that process involved and how they navigated it all together as best friends! We hear all about the pregnancy and birth of the beautiful baby Hugo, and what life looks like now as a modern family. Lisa Messenger is the vibrant, game-changing founder and CEO of The Messenger Group, and founder and editor-in-chief of Collective Hub™. Lisa has authored over forty...
2024-11-11
50 min
Things You Can't Un-Hear
Lisa Messenger & Sarah Megginson // The Power of Two: Surrogacy Journey & a Friendship Like No Other.
In this episode of Things You Can’t Un-Hear, I’m joined by two incredible women—Lisa Messenger, founder of Collective Hub and a trailblazer in the entrepreneurial space, and Sarah Megginson, her close friend and surrogate. Many of you may know Lisa for her work in business and her numerous bestselling books, but today we dive into a very different chapter of her life—her journey to motherhood after 18 rounds of IVF. Joining Lisa is Sarah, the friend who generously offered to be the surrogate for Lisa’s son, Hugo, who recently turned 1. Together, they’ve co-authored...
2024-10-15
55 min
In The Back Seat with Renee Gracie
In the Front Seat with Sarah Megginson
Listen to finance guru Sarah Megginson answer rapid fire questions about conspiracy theories, and how she would spend 1 million dollars in 24hrs! This is a lively and engaging segment that gives listeners a quick peek into the quirks, personalities and experiences of the guests, all from the front seat! Hosted on Acast. See acast.com/privacy for more information.
2024-09-26
15 min
In The Back Seat with Renee Gracie
In the Back Seat with Sarah Megginson
In this week's episode of In the Back Seat with Renee Gracie, sits down with finance guru Sarah Megginson for an insightful conversation about personal finance with practical tips for financial well-being. Sarah shares her expertise from her role at Finder.au, offering listeners some strategies for saving and how to get ahead in the current economic climate. She also opens up about her career journey, detailing how she successfully pivoted from print journalism to digital journalism and became a sought-after ghostwriter for bestselling authors. This episode provides empowering, real-world financial knowledge and inspiration for anyone looking to take control...
2024-09-22
55 min
Move Over Mama
Money Expert-Sarah Megginson
Join Emily Jade and Millie Valentine as they interview Money Expert Sarah Megginson.The Finder.com.au Editor and Money expert wants teens and especially teen girls to learn how to manage money and dare we say it, start investing NOW.In this episode Sarah unpacks how her financially unstable upbringing lead to creating a safe and secure life for her and her family through financial freedom.Now her passion for personal finance stability has turned into a mission to make money less like homework and more like a good...
2024-08-28
46 min
Galey & Emily Jade on 1029 Hot Tomato
Money expert explains new changes to our pay and super!
Sarah Megginson from Finder.au explains the recent updates to our pay and super!See omnystudio.com/listener for privacy information.
2024-07-02
04 min
Secrets of Successful Business Podcast
Sarah Megginson: Why it's time to stop saying you don't do money!
Send us a textThrilled to have personal finance expert Sarah Megginson join me on the podcast this week to talk about money. In this episode we talk about money confidence and how to make better money decisions both in business and in life. We chat about those financial pitfalls we all encounter from pay now, pay later to falling for the ever-growing range of money scams. We're discussing practical tips and sharing actionable advice to help you incorporate and maintain healthy financial habits - from monthly money meetings to mindset and everything in...
2024-06-24
51 min
Work Wives
Financial Literacy - Our Chat with Sarah Megginson
In this episode, we talk with financial expert, Sarah Megginson, about ways we can optimise our income and save maximum dollars for maximum benefits.Sarah’s Deets:https://www.instagram.com/sarahmegginsonwriter/https://www.sarahmegginson.com/https://www.finder.com.au/app/savings-with-sarahLove this interview? You'll enjoy these others:Habits with Dr. Gina CleoElevate - Our Chat with Shannah Kennedy and Colleen CallanderThe Life List - Our Chat with Kate ChristieCome to Bali with Us...
2024-04-01
1h 31
Galey & Emily Jade on 1029 Hot Tomato
Tips for home owners after ANOTHER Rate Rise
Sarah Megginson from Finder.com joins the show to give tips following the interest rate rise! "This is a tactic to take your disposable income away so inflation can stop growing over Christmas."See omnystudio.com/listener for privacy information.
2023-11-07
04 min
Secrets of Successful Business Podcast
Embracing the Journey of Surrogacy: Lisa Messenger's Inspiring Tale of Hope, Resilience, and Friendship
Send us a textJoin us today as we welcome the ever-inspiring Lisa Messenger who bravely discusses her roller-coaster journey of fertility and IVF and her decision to ask her best friend Sarah Megginson to become her surrogate. You'll experience firsthand the emotional, physical, and financial highs and lows that Lisa experienced on her journey to motherhood. Lisa's story is one of self-doubt, struggle, and ultimately, resilience, and has ignited a flame of hope for others globally. Prepare to be moved and inspired by Lisa's candidness and strength. We also dive deeper into Li...
2023-07-04
42 min
No Filter
"My Best Friend Is Having My Baby"
Listen to part two of Lisa and Sarah's story here. Lisa Messenger always thought she’d be an entrepreneur, not a mother. But one day, after 15 years of running multiple businesses including publishing company The Messenger Group and later Collective Hub, Lisa decided it was time to try. But what happened next wasn’t easy. Over 8 years, Lisa had 16 rounds of IVF and spent over $500,000 trying to conceive. She even came close to adopting. But it wasn’t until her friend Sarah Megginson offered to help that she had a chance. And...
2023-05-21
37 min
KICPOD
Giving birth to your best friend's baby - KICBUMP with Lisa Messenger & Sarah Megginson
What an incredible story Lisa Messenger and her bestie Sarah Megginson share - one that initially started with heartache, where Lisa tried for a baby for 8 years and did 16 unsuccessful rounds of IVF, then becoming a magical story where during a discussion about Lisa's struggles, Sarah offered the most selfless thing a person could offer - to carry Lisa's baby for her! With Sarah now nearly 6 months pregnant, she and Lisa share in today's episode everything that we're curious to know - the process of surrogacy, how it all came about, how it feels being pregnant with...
2023-04-11
46 min
The Clare Wood Podcast
How to write a business book with Sarah Megginson
Have you ever wondered what goes into writing a book? In today's episode, I am joined by Sarah Megginson, ghost-writer and editor, as we chat about the process that we went through together to create and bring to life, my bestselling book, Intentional Profit. Full shownotes at https://clarewood.com/podcast/episode198/
2023-02-27
42 min
Your First Home Buyer Guide Podcast
Scam-Proof: How to Avoid Getting Scammed
Today, we're talking about how scarily easy it is to lose money to scammers. This has been a very interesting topic. Especially when you’re in business or property management. These scammers will always make a way to take advantage of a situation. Joining us today is Sarah Megginson, head of editorial at Finder and writes about all things money and property. As a Finance Journalist, Sarah shares her experience on how she got scammed. These scammers are really sophisticated and do everything to make it seem legit. Tune in to the episode to know ho...
2023-01-17
50 min
Property Investment, Success & Money | The Michael Yardney Podcast
Here’s what 1,900 investors think is going to happen to property in 2023, with Sarah Megginson
Are you wondering what’s ahead in property for 2023? Maybe you’d like to know what other Australian property investors plan to do. Well, that’s exactly what we discuss in today’s show as we unpack the results of this year’s Property Investor Sentiment Survey. You’ll hear what 1,900 Australians feel about our current real estate markets and what they plan to do. And you’ll also hear how rising interest rates and inflation are affecting their household budgets, what they mean for their property plans, and how, if at all, it changed thei...
2022-11-14
43 min
Influencing Insider
Money and Finance PR with Sarah Megginson
Money, home loans, finances are always important topics of discussion, but with a federal budget and election around the corner those stories will be leading news bulletins around the country.
2022-03-23
18 min
Property Investment, Success & Money | The Michael Yardney Podcast
Here’s what 1,800 investors think is going to happen to property in 2020
When you look back on 2019, it’s going to be a watershed year for property, a year of two halves. At the beginning of the year everyone was very nervous about the future of our property markets. At the end of the year there’s so much more optimism. Of course, there are still some economic issues and headwinds ahead for our property markets. But we’ve recently conducted our annual Property Investor Sentiment Survey, so today, I want to share what 1,800 property investors are planning to do for 2020. This will h...
2019-12-09
51 min
Property Investment, Success & Money | The Michael Yardney Podcast
Here’s what 1,800 Australian Property Investors plan to do in 2019
Wondering what's ahead for property in 2019? Maybe you'd like to know what other Australian property investors plan to do? Well that's exactly what we discuss in today's show as we unpack the results of this year's Property Investor Sentiment Survey You'll hear what over 1,800 Australians feel about our current real estate markets and what they plan to do. You see...they took part in this year’s Property Investor Sentiment Survey run by my Property Update newsletter in conjunction with Your Investment Property magazine and onthehouse.com.au Being Austra...
2018-12-17
35 min
Property Investment, Success & Money | The Michael Yardney Podcast
My predictions for property in 2018
What is ahead for 2018? I will give some of my predictions at the end of the show, but first we are going to talk about this year's Property Investment Sentiment Survey. To help discuss this I’m joined by Metropole Property Strategist Ahmad Imam because sentiment plays a big role in how the property markets perform. 2017 Property Investor Sentiment Survey Over 2,200 Australians have taken part in this year’s Property Investor Sentiment Survey run by Michael Yardney’s Property Update in conjunction with Your Investment Property magazine. Being Australia’s longest-ru...
2017-12-18
31 min