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Sarah Palurovic

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Tech WeeklyTech WeeklyTech Weekly | Bundeshaushalt 2025 und Fintech-GründungenDie Bundesregierung konnte sich auf einen Haushaltsvorschlag einigen. Allerdings geht diese Einigung zu Lasten der Verwaltungsdigitalisierung und auch für den Digitalpakt 2.0 fehlen die Mittel, erklärt Fabian Zacharias, Leiter der Public Affairs beim Bitkom. Im Koalitionsvertrag hatte sich die Ampel-Koalition das Ziel gesetzt, Deutschland zum europaweit führenden Standort für Fintechs zu machen. Allerdings würden nur 19 Prozent der Fintechs wieder hier gründen. Was sich politisch verändern muss und welche Länder was besser machen, erklärt Sarah Palurovic, die Digital-Banking-Expertin des Bitkom. Positiv hat sich aber die Digitalisierung des Gesundheitswesens verändert, die von der Regierung...2024-07-1915 minDigital Euro PodcastDigital Euro PodcastEpisode 60: Democracy Issues of the Digitized Financial Sector In this episode we are joined by Caroline Marburger, a specialist in science communication for the discourse project "Democracy Issues of the Digitalised Financial Sector" (eFin & Democracy) at the Centre Responsible Digitality (ZEVEDI). The Centre Responsible Digitality (ZEVEDI) is a research network that brings together the scientific expertise of researchers from Hessian universities to analyse the ethical and legal dimensions of digital transformation. eFin & Democracy is an innovative project that uses events and various media formats to stimulate a broad discussion among citizens, experts, companies and politicians on the socio-political aspects of digital finance. In its first two years...2024-05-2956 minWas Bitcoin bringt - mit Niko JilchWas Bitcoin bringt - mit Niko JilchStirbt unser Geld? Bitcoin vs. Digitaler Euro - Marc Friedrich & Sarah PalurovicHol dir JETZT 21% Rabatt für 6 Monate bei COINFINITY mit dem Code 🧡 WASBITCOINBRINGT 🧡Heute ein Special: Bitcoin gegen Digitalen Euro - das Duell zwischen Sarah Palurovic (Digital Euro Association) und Marc Friedrich. Live vor Publikum in Graz, aufgenommen beim 10-Jahre-Coinfinity Geburtstagsfest in Graz. Sarah auf TwitterDigital Euro AssociationMarcs WebsiteMarc auf Twitter***Herzlichen Dank an unsere Sponsoren!⚡️ CoinfinityBitcoin kaufen & Sparplan! Spare 21% der Gebühren für 6 Monate mit Code WASBITCOINBRINGT🔐 Bitbox02Die beste Hardware-Wallet: 5% Rabatt mit Code WASBITCOINBRINGT2024-04-301h 03EY FinTech & bEYondEY FinTech & bEYond#071 - Digital Euro Conference: Discover the future of moneyOn February 29, the second Digital Euro Conference took place at the Frankfurt School of Finance & Management – and EY FinTech & bEYond was part of it to capture the vibrant impressions throughout the one-day conference. Industry leaders, experts, and policymakers engaged in lively discussions about the impact of Central Bank Digital Currencies (CBDCs), stablecoins, and tokenized commercial bank money on the economy and society. We spoke to visitors, experts and exhibitors about the conference and the latest trends and developments in this inspiring field. Gain more insights into how these innovative technologies are shaping the future of money and jo...2024-03-1151 minDigital Euro PodcastDigital Euro PodcastEpisode 59: This Month in Digital Money – News Digest November 2023 In this monthly news digest, Sarah recaps the news in the digital money space in November 2023. Which CBDC launched this month? What is DZ bank's recent announcement all about? Which country has announced the piloting of a wholesale CBDC for 2024? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2023-11-3004 minDigital Euro PodcastDigital Euro PodcastEpisode 58: This Month in Digital Money – News Digest October 2023 In this monthly news digest, Sarah and Conrad recap the news in the digital money space in October 2023. How is the digital ruble going to evade intermediaries in cross-border transactions? What does the digital euro preparation phase entail? Which results does the wrapped CBDC trial by the Reserved Bank of Australia and Mastercard yield? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2023-10-3106 minDigital Euro PodcastDigital Euro PodcastEpisode 56: This Month in Digital Money – News Digest September 2023In this monthly news digest, Sarah and Conrad recap the news in the digital money space in September 2023. In this monthly news digest, Sarah and Conrad recap the news in the digital money space in September 2023. What does the CBDC Anti-Surveillance Act in the US entail? How is the Citi Token Services set up? Which cross-border advancements are planned for the e-Yuan? How are the newly issued tokenized fund shares by Metzler Asset Management regulated? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Conrad Kraft, executive director at...2023-09-3008 minDigital Euro PodcastDigital Euro PodcastEpisode 54: Cryptobanknotes & CBDC Cash from A to Z In this episode, Andrei Lipkin gives an introduction to crypto banknotes and CBDC Cash and how they compare to banknotes as we know them today. How does CBDC Cash fit in with CBDC? Are they anonymous? What edge do they have over regular banknotes, CBDCs or cryptocurrencies? Enjoy the episode! Reach out to Andrei Lipkin, author of the theory of creating blockchain-based cash for CBDCs, stablecoins and cryptocurrencies & creator of cryptobanknotes LinkedIn Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to the Digital Euro Association ...2023-09-0730 minDigital Euro PodcastDigital Euro PodcastEpisode 53: This Month in Digital Money – News Digest August 2023In this monthly news digest, Sarah and Conrad recap the news in the digital money space in August 2023. In this monthly news digest, Sarah recaps the news in the digital money space in August 2023. Is the ECB using real funds for the wholesale CBDC trials? What rules apply to stablecoins issued under the new regulatory framework in Singapore? Will Russia enable a programmable Digital Ruble? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter Follow the DEA activities...2023-08-3109 minDigital Euro PodcastDigital Euro PodcastEpisode 52: Sand Dollar Chief Architect Shares Insights Into Bahama's CBDC In this episode, NZIA's Chief Architect of the Sand Dollar U-Zyn Chua shares his view of Bahama's CBDC, its inception through the tender process that NZIA underwent together with IBM, and the generally positive attitude toward blockchain technology as a base layer. U-Zyn shares how much leeway was given in designing the Sand Dollar, how the CBDC is used today as a settlement asset and how he pivoted from being a CBDC architect to becoming the co-founder of CakeDeFi. Enjoy the episode! Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn 2023-08-2434 minDigital Euro PodcastDigital Euro PodcastEpisode 51: This Month in Digital Money – News Digest July 2023 In this monthly news digest, Sarah recaps the news in the digital money space in July 2023. Which model does the Banque de France deem most promising for wCBDCs? Which concerns does Russia's digital currency raise? What does the BIS report on CBDC lessons learned reveal? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2023-07-3107 minDigital Euro PodcastDigital Euro PodcastEpisode 49: This Month in Digital Money – News Digest June 2023 In this monthly news digest, Sarah recaps the news in the digital money space in June 2023. What are the key takeaways from the leaked digital euro legislative proposal draft and when will it be published? How did JP Morgan expand its blockchain-based payment system? What is the latest in the investigations concerning Binance? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2023-06-3004 minDigital Euro PodcastDigital Euro PodcastEpisode 48: This Month in Digital Money – News Digest May 2023 In this monthly news digest, Sarah and Conrad recap the news in the digital money space in May 2023. Which US state passed an anti-CBDC bill this month? How does the Hungarian National Bank help to educate students in money management? How does the IMF assess the success of the eNaira, one year after its initial launch? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2023-05-3106 minDigital Euro PodcastDigital Euro PodcastEpisode 47: This Month in Digital Money – News Digest April 2023 In this monthly news digest, Sarah and Conrad recap the news in the digital money space in April 2023. What are the latest developments regarding the digital pound? Which news did the ECB release regarding wholesale central bank money? Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2023-05-0207 minBLOCKTALES - Unchained StoriesBLOCKTALES - Unchained Stories"Orange Pilling Grandparents" with Sarah PalurovicFinding the middle ground between CBDCs and the Bitcoin mindset. This is the Blocktale of Sarah Palurovic! Sarah works for the Digital Euro Association, is an expert when it comes to CBDCs (Central Bank Digital Currencies) and their design. She works closely with regulators to advance digital central bank money. On the other hand, she discovered Bitcoin several years ago and is fascinated by the idea of a free monetary network. How can these seemingly incompatible views be combined, and is there a common ground to be found? Sarah...2023-03-3031 minThe Sentinel Report with Alex NewmanThe Sentinel Report with Alex NewmanESG Invades US Economy, Risking Trillions For Globalist GoalsThe ESG scam is a major threat to the U.S. economy and individual freedom, warns Kevin Stocklin, business reporter for The Epoch Times, in this interview on The Sentinel Report with Alex Newman. In his New Film “Shadow State,” Stocklin warns of how ESG is an ideological vehicle of the business component for the UN’s “Sustainable Development Goals”, which is furthered by the World Economic Forum. It is also an industry which is backed by tens of trillions of dollars, with our own money — retirement savings, and anything that goes through an index fund– being weaponized against America. And yet those...2023-03-2530 minPoundcastPoundcastDesigning the Digital Money of the Future: Digital Pound vs Digital EuroIn episode 8, our host Jannah speaks to Sarah Palurovic, Executive Director of our partner organisation, the Digital Euro Association. Sarah is also an economist and research assistant at the Frankfurt School Blockchain Center. Her focus is on executive education in blockchain and digital assets, specializing in the economics of cryptocurrencies and emerging business models. Jannah and Sarah discuss progress towards a digital Euro as well as a digital Pound. How do these compare and what impact will they have on one another?2023-03-1528 minDigital Euro PodcastDigital Euro PodcastEpisode 45: This Month in Digital Money – News Digest February 2023 In this monthly news digest, Sarah, Neslihan and Conrad recap the news in the digital money space in February 2023. What city is found to be the most crypto-ready city? What is new with the Rulebook Development Group for a digital euro? Where do Japan and India stand with their CBDCs? Find out in the episode! Claim your 20% DEA community Digital Euro Conference on-site ticket discount here: Claim your free Digital Euro Conference ticket here Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to...2023-02-2809 minBlock52 - Blockchain, Crypto Assets and DLTBlock52 - Blockchain, Crypto Assets and DLTBlock52 - #194 Interview mit Sarah Palurovic, Executive Director, Digital Euro AssociationIn der heutigen Episode sprechen wir mit Sarah Palurovic, Executive Director bei der Digital Euro Association. Philipp Sandner spricht mit Sarah über den digitalen Euro, Stablecoins, die EZB und Frauen im Blockchain-Bereich. Philipp und Sarah überlegen, wie es im Bereich digitales Geld weitergehen kann und wann mit neuen Entwicklungen zu rechnen ist. 2023-02-1930 minDigital Euro PodcastDigital Euro PodcastEpisode 43: This Month in Digital Money – News Digest January 2023 In this monthly news digest, Sarah and Conrad recap the news in the digital money space in January 2023. Which updates did Fabio Panetta share in his speech at the Committee on Economic and Monetary Affairs of the European Parliament on the digital euro project? How is the adoption of the e-CNY progressing? Find out in the episode! Follow the CBDC tracker updates here Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter Follow the...2023-01-3106 minDigital Euro PodcastDigital Euro PodcastEpisode 41: Digital Money Recap 2022 In this episode, the executive directors at the DEA recap the developments in the year 2022 in regards to general trends, regulation, stablecoins, CBCDs and developments and successes at the DEA. The Terra Luna crash, the finalized MiCAR draft and the ECB's progress in the investigation phase of the euro CBDC are just some examples of noteworthy developments. In 2022, the DEA introduced many new formats and grew its community many times over. Conrad, Tamara and Sarah also discuss upcoming topics, trends and predictions for 2023. Enjoy the episode! Reach out to Conrad Kraft, executive director at the...2022-12-2123 minDigital Euro PodcastDigital Euro PodcastEpisode 39: This Month in Digital Money – News Digest November 2022 In this monthly news digest, Sarah and Neslihan recap the news in the digital money space in November 2022. What is new next except for the first tokenized bank deposits on blockchain by JPMorgan and usage testing of a digital euro by Spanish banks? Find out in the episode! Follow the CBDC tracker updates here Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Neslihan Ozkan, DEA associate LinkedIn Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2022-11-3004 minDigital Euro PodcastDigital Euro PodcastEpisode 38: Updates on Stablecoin Regulation with Circle In this episode, Caroline Hill and Teana Baker-Taylor from Circle provide us with the current regulation and policy developments such as the implications of MiCA, the competitiveness of different regulatory approaches and developments worldwide. We talk about take-aways from the Circle Converge event, how stablecoin regulation is perceived by Circle as a private entity stablecoin issuer, Circle's involvement with regulators and the possibility and potential risk of regulatory arbitrage between different jurisdictions. Which general trends in stablecoin regulation did we see around the world after the Terra crash and can they be classified as timely? How do...2022-11-0940 minDigital Euro PodcastDigital Euro PodcastEpisode 37: This Month in Digital Money – News Digest October 2022 In this monthly news digest, Sarah, Conrad, Atakan and Neslihan recap the news in the stablecoin and CBDC space in October 2022. What's new with MiCA? What developments are there regarding the ECB’s wholesale and retail CBDC? Which special design does the e-HKD have? Enjoy the episode! Follow the CBDC tracker updates here Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Reach out to Neslihan Ozkan, DEA associate LinkedIn Reach out to...2022-10-3116 minDigital Euro PodcastDigital Euro PodcastEpisode 36: Stablecoins – Enabler for Borderless Work? With the development of blockchain technology thirteen years ago, payments without intermediaries became possible. Can stablecoins solve the problems of today's cross-border payments, such that workers from around the globe can get paid by employers easily, no matter where they are? Will we see an inclusion of workers, who have formerly been incapable of participating in the global labor markets, getting paid in stablecoins? Enjoy the episode! Reach out to Oliver Schantin, Co-founder and CEO of basenode.io LinkedIn Reach out to Brian Becerra, Reporter and Ambassador of BeInCrypto LinkedIn Reach...2022-10-2759 minDigital Euro PodcastDigital Euro PodcastEpisode 35: The CBDC Manifesto Explained In this episode, Jamiel Sheikh and Tamara Schmidt give context about the CBDC manifesto, its roadmap from the idea to its publication, its target groups and supporters and of course: what it recommends. The process of creating an optimal retail central bank digital currency (CBDC) infrastructure is a particularly challenging one. With differing macroeconomic situations, changing consumer needs, and ever-evolving technology, central banks are confronted with a multitude of design approaches that may guarantee specific CBDC features at the cost of others, thus leading to trade-offs. Given the critical role of CBDC in the payments space and its potential...2022-10-1237 minDigital Euro PodcastDigital Euro PodcastEpisode 34: This Month in Digital Money – News Digest September 2022 In this monthly news digest, Conrad and Sarah recap the news in the stablecoin and CBDC space in September 2022. Which advancements has the ECB made in its front-end prototyping collaborations? What are the available functions in Norway's CBDC sandbox that was recently launched? Enjoy the episode! Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2022-09-3007 minDigital Euro PodcastDigital Euro PodcastEpisode 32: Paradigm Shift in Liquidity Visibility of Banks? In this episode, Marcus Treacher from RTGS.global talks to Sarah Palurovic about the liquidity visibility of banking and the paradigm shift from bank API messaging to near real-time communication. Where are deficiencies in liquidity visibility to be found? How have interbank settlements changed since COVID? How can we reimagine the concept of salary through instant money transfers? Can digital money add any additional benefit to consumers and banks if near real-time settlement is already possible today? Reach out to Marcus, member of the board at RTGS. global Twitter LinkedIn RTGS.global Reach out to...2022-09-1433 minDigital Euro PodcastDigital Euro PodcastEpisode 31: Ahead of the Digital Euro: Public Digital Euro Working Group Recommendations With the introduction of the digital euro the European Commission and the ECB face what is probably the most significant challenge facing the eurozone since its inception. Which primary characteristics must a digital euro possess to guarantee being a serious alternative to physical money in the future? Deniz Baytemur and Derico Frade as members of the Public Digital Euro Working Groups present their groups recommendations for a digital euro compartmentalized by design dimensions, payment relevant aspects and legal considerations after four months and in-depth analysis of relevant literature. The group’s findings have culminated in the paper “Ahea...2022-08-3130 minDigital Euro PodcastDigital Euro PodcastEpisode 30: This Month in Digital Money – News Digest August 2022Conclusions from the ECB Working Paper & USDT Development after Tornado Cash debacle In this monthly news digest, Tamara and Sarah recap the news in the stablecoin and CBDC space in August 2022. What are the conclusions of the newest ECB working paper? How is USDT developing after the Tornado Cash debacle? Enjoy the episode! Reach out to Tamara Ferreira Schmidt, executive director at the DEA LinkedIn Twitter Reach out to Sarah Palurovic, executive director at the DEA Twitter LinkedIn Follow the DEA activities to stay up to date LinkedIn Twitter Website Newsletter2022-08-3009 minDigital Euro PodcastDigital Euro PodcastEpisode 28: This Month in Digital Money – News Digest July 2022The euro-dollar parity and inflation adjusted stablecoins. In this monthly news digest, Conrad and Sarah recap the news in the stablecoin and CBDC space in July. Which functions does the Central African Republic's official digital currency allow? Which stablecoin did Tether launch this month? What are inflation-adjusted stablecoins? These and other questions will be addressed during the first "This Week in Digital Money" episode. Enjoy the episode! Reach out to Sarah Palurovic, executive director at the DEA LinkedIn Twitter Reach out to Conrad Kraft, executive director at the DEA LinkedIn Twitter ...2022-08-0312 minDigital Euro PodcastDigital Euro PodcastEpisode 26: Crypto vs. CBDC Bubble: Irreconcilable Perspectives? In this episode of the Digital Euro Podcast, Sarah Palurovic (Executive Director of the DEA) takes a look at the perspectives of crypto and CBDC proponents. The debate which is shaped by polarizing voices on social media, especially Twitter, seems to have fundamentally irreconcilable perspectives. Which points of critique and philosophies are brought forth by these two camps who holds up to a reality check? Is there any common ground for crypto and CBDC proponents?2022-07-0635 minBitcoin, Fiat & Rock\'n\'RollBitcoin, Fiat & Rock'n'RollNews: Krypto crasht – droht ein Kryptowinter? In einer neuen News-Episode von Bitcoin, Fiat & Rock’n’Roll nehmen Jonas Groß, Michael Blaschke und Sarah Palurovic den aktuellen Krypto-Crash unter die Lupe. In den letzten Wochen sind vor allem Kryptowerte wie Bitcoin und Ether in einem sehr schwachen Gesamtmarkt erheblich unter die Räder gekommen. Bitcoin ist zeitweise unter die Marke von 20.000 USD gefallen – ein Rückgang vom Allzeithoch von mehr als 65%. Was sind die Gründe für den starken Preisrückgang im Kryptomarkt? Welche Rolle spielt die Inflation und die Europäische Zentralbank? Droht ein weiterer Preisverfall? Sind wir auf dem Weg in einen länger anhaltend...2022-06-191h 09ENTER WEB3ENTER WEB3#05 Blockchain studieren - das geht?! - Teil 3 mit Sarah Palurovic / Mitentwicklerin des MSc Blockchain & Digital Assets am Frankfurt School Blockchain CenterBlockchain studieren - das geht?! Aber sicher! Die fünfte Episode bildet den krönenden Abschluss (im wörtlichen Sinne) unserer „Blockchain studieren“-Reihe mit insgesamt drei Episoden zu dieser Thematik. Unsere heutige Expertin Sarah Palurovic, Executive Director der Digital Euro Association, Research Associate und Mitentwicklerin des post-experience Masterstudiengangs Blockchain & Digital Assets am Frankfurt School Blockchain Center, gibt uns Informationen aus erster Hand zu den Zugangsvoraussetzungen, den inhaltlichen Schwerpunkten und den Potenzialen im zukünftigen Arbeitsmarkt. Weitere Infos zum Studiengang: https://www.frankfurt-school.de/home/programmes/master/blockchain-digital-assets Mehr zu Sarah Palurovic: https://www.linkedin.com/in/sarahpalurovic/  Mehr zum Host: htt...2022-06-1929 minKrypto.LogischKrypto.LogischFolge 013: Wie funktioniert der digitale Euro? (feat. Sarah Palurovic, Digital Euro Association)Sarah Palurovic ist Geschäftsführerin der Digital Euro Association, die Gestaltungsempfehlungen an die Europäische Zentralbank zum Thema Central Bank Digital Currencies macht. Zentralbanken und Kryptowährungen - ist das nicht ein Widerspruch? "Nein", sagt Sarah Palurovic von der Digital Euro Association. Die CBDCs sind nicht nur in China bereits Realität, sondern auch die Europäische Zentralbank (EZB) arbeitet an ihrem digitalen Euro. Die Blockchain-Expertin und Geschäftsführerin der Digital Euro Association hat uns in der aktuellen Folge erklärt, wie so ein digitaler Euro der Europäischen Zentralbank eigentlich aussehen könnte und in welche F...2022-06-1654 minDigital Euro PodcastDigital Euro PodcastEpisode 24: Private sector products and services for public sector CBDCs In this episode of the DEA Podcast, Sarah Palurovic interviews Glenn Kim, the managing director of strategic business development at Fluency with vast experience in government and central bank financial advisor, investment banking, and entrepreneurship in tech and financial services. They discuss which tasks, tools and processes could be outsourced to the public sector companies by a Central Bank when CBDCs are introduced. Glenn explains how such products and services will be introduced concurrent with the introduction of a CBDC and how factors such as user-experience, data protection (i.e., GDPR requirements) and anonymity are addressed in such an outsourcing...2022-06-0437 minCrypto CallingCrypto CallingWas ist eigentlich Ethereum?Dieses Mal zu Gast: Sarah Palurovic. Sarah ist Executive Director bei Digital Euro Association. Die Fragen waren unter anderem: - Was ist Ethereum? - Welche Probleme löst Ethereum? - Welches Zukunftspotenzial haben Anwendungen auf der Ethereum Blockchain? Moderator: Felix Hosse Sarah Palurovic LinkedIn: https://www.linkedin.com/in/sarahpalurovic/ Blockchain Founders Group Website: http://blockchainfounders.io/ Twitter: https://twitter.com/bcfounders LinkedIn: https://www.linkedin.com/company/blockchain-founders/ Medium: https://blockchainfounders.medium.com/ Felix Hosse LinkedIn: https://www.linkedin.c...2022-03-0722 min