Shows
No Bollocks with Matt HaycoxSarah Poynton-Ryan: From £60K Debt to Financial Freedom (The Truth About Banks, Spending & Your "F*ck You" Number).At 27, Sarah Poynton-Ryan found herself drowning in £60,000 of debt, credit cards, loans, bad decisions, and no financial education to fall back on. Fast forward a few years, and she’s built a property empire, authored a bestselling book, and now educates thousands on the real mechanics of money.In this episode, Matt and Sarah go deep into the truth about financial freedom: the shame of debt, why schools never taught you about money, how to know whether to invest or clear debt first, and what a "F*ck You" number really is.This isn’t about...2025-07-0436 min
Girls In PropertyFrom £60K in Debt to Financial Freedom: Money Mechanics with Sarah Poynton-RyanIn this episode of Girls in Property, Athena Dobson is joined by money mentor and author Sarah Poynton-Ryan for an honest, empowering chat all about money — the good, the bad, and the emotional.If you’ve clicked on this one, chances are you’re either working your way out of debt or just looking to get a better grip on your finances. Either way, Sarah’s story will strike a chord.She opens up about how she went from being £60,000 in debt to building a successful career helping others take control of their money. The conversat...2025-06-231h 02
Money MechanicsEpisode 12 - Busting The Top Ten Money MythsEpisode 12 - Debunk The Top 10 Money Myths
In Episode 12 of the Money Mechanics Podcast, Sarah Poynton debunks the top 10 money myths that have been circulating and causing confusion for many. This episode is the perfect wrap-up for the series, offering clarity on common misconceptions about investing, debt, saving, and financial freedom. Whether you're just starting your financial journey or looking to refine your approach, this episode provides the truths that will help you move forward with confidence.
Key Topics Covered:
You Need a Lot of Money to Start Investing
Debunking the myth...2024-12-1718 minMoney MechanicsEpisode 11 - Mortgages For Beginners - Different Types & How To Choose For YouEpisode 11 - Mortgages
In Episode 11 of the Money Mechanics Podcast, Sarah Poynton delves into the crucial topic of mortgages, specifically focusing on the differences between interest-only and repayment mortgages. This episode is packed with practical insights for first-time homebuyers and anyone interested in understanding the financial implications of their mortgage choices.
Key Topics Covered:
What is a Mortgage?
Understanding the definition and history of a mortgage ("death pledge").
The basics of getting a mortgage for buying your first home or an investment property.
Interest-Only Mortgages:
What interest-only mortgages are and...2024-12-1014 minMoney MechanicsEpisode 10 - Interest Rates & How They Really Affect Your FinancesEpisode 10 - Interest Rates
In Episode 10 of the Money Mechanics Podcast, Sarah Poynton explains the importance of interest rates and how they impact our daily lives. Drawing from a real-life listener's question, Sarah breaks down the basics of interest rates, how the Bank of England base rate affects both personal finances and businesses, and why everyone—whether renting, saving, or borrowing—should pay attention to this key financial indicator.
Key Topics Covered:
What is an Interest Rate?
Understanding interest as the "rental fee" for borrowing money.
How it applies to both savings and...2024-12-0313 minMoney MechanicsEpisode 9 - Diversification in InvestingEpisode 9 - Diversification in Investing
In Episode 9 of the Money Mechanics Podcast, host Sarah Poynton delves into the concept of diversification in investing, using the analogy of a "garden of growth." Sarah explains how to create a diversified investment portfolio that can grow steadily and withstand market volatility.
Key Topics Covered:
The Garden of Growth Analogy:
Comparing different investment types to garden elements (e.g., oak trees, hedges, fruit trees, etc.).
How each component (property, defensive stocks, dividend stocks, index funds, and high-risk assets like crypto) plays a role in balancing your...2024-11-2615 minMoney MechanicsEpisode 8 - Stocks, Shares, and Investment Funds ExplainedEpisode 8 - Stocks, Shares, and Investment Funds Explained
Welcome to Episode 8 of the Money Mechanics Podcast! In this informative episode, host Sarah Poynton explores the critical distinctions between stocks, shares, and investment funds. If you’ve ever been confused by these terms or wondered which investment path to take, this episode is your guide to understanding the differences and finding the right strategy for your financial goals.
Key Topics Covered:
Understanding Stocks and Shares:
The interchangeable use of "stocks" and "shares" in the UK.
The analogy of buying a single rose (stock) ve...2024-11-1916 min
Money MechanicsEpisode 7 - Unlocking the Power of Dividend StocksEpisode 7 - Unlocking the Power of Dividend Stocks
Welcome to Episode 7 of the Money Mechanics Podcast! In this engaging episode, host Sarah Poynton explores the world of dividend stocks—a powerful tool for generating passive income. If you've ever dreamed of earning money while you sleep, this episode is a must-listen!
Key Topics Covered:
What Are Dividend Stocks?
Understanding the concept of dividend-paying stocks and how they work.
The distinction between being a shareholder and managing a company.
Passive Income Explained:
The true meaning of passive income and why dividend st...2024-11-1214 minMoney MechanicsEpisode 6: What is compound interest and what you need to do to take full advantage of it right now!
Welcome to Episode 6 of the Money Mechanics Podcast! In this enlightening episode, host Sarah Poynton dives into the essential yet often overlooked concept of compound interest, famously dubbed the "eighth wonder of the world" by Albert Einstein. Learn how understanding and leveraging compound interest can dramatically enhance your financial future.
Key Topics Covered:
What is Compound Interest?
Definition and differentiation between simple interest and compound interest.
Why compound interest is crucial for wealth accumulation.
The Million-Pound Question:
A thought-provoking scenario comparing receiving £1 million today versus £1 doubling every day for 30 days.
The staggering ou...2024-11-0514 minMoney MechanicsWhat is your Money Mindset and how does it impact your financial behaviours?
Welcome to Episode 5 of the Money Mechanics Podcast! In this episode, host Sarah Poynton delves deep into the concept of money mindset, discussing how our financial beliefs and behaviours are shaped by our experiences and upbringing.
Key Topics Discussed:
Introduction to Money Mindset:
The importance of understanding your relationship with money.
How financial decisions compound over time to shape your current situation.
Different Types of Money Mindsets:
Scarcity Mindset: Feeling like there's never enough money and its effects on financial behaviour.
Abundance Mindset: The pitfalls of assuming there's always enough, leading to...2024-10-3133 min
Money MechanicsEpisode 4: Demystifying Debt
Podcast Episode 4: Demystifying Debt
Host: Sarah Poynton-Ryan, Investor, Business Owner, and Money Educator
Episode Summary: In this episode of Money Mechanics, Sarah dives deep into the often misunderstood world of debt. Drawing from her personal experience of clearing £60,000 of debt in 2015, Sarah shares practical strategies to tackle both "good" and "bad" debt. She debunks the myths surrounding debt, explaining how it can be a tool for growth when managed correctly, and guides you on the journey to financial freedom.
Key Topics Covered:
Good Debt vs. Bad Debt: Understand the difference between debt t...2024-10-2217 min
Money MechanicsEpisode 3: How to Build Your Emergency Fund – £10 a Day ChallengeIn this episode of Money Mechanics, Sarah Poynton-Ryan shares practical, actionable tips on how to build your emergency fund by saving just £10 a day. Learn how small daily savings can add up to big results over time and set you on the path toward financial stability. Sarah explains how you can get started even if money is tight, offering ideas for generating extra income without needing to start a full-time business.
Key Takeaways:
The power of saving £10 a day to build an emergency fund over time
How saving small amounts can compound and grow into significant fi...2024-10-1520 minMoney MechanicsEpisode 2: The Money Momentum Method: Build an Emergency Fund, Clear Debt, and Start InvestingIn this episode of Money Mechanics, host Sarah Poynton-Ryan shares the Money Momentum Method — a powerful, step-by-step approach to taking control of your finances. Learn how to prioritise building an emergency fund, tackle high-interest debt, and start investing with confidence, even if you're just starting out. Sarah offers practical, actionable advice for those wanting to achieve financial freedom, starting with small steps that lead to big changes. Whether you’re recovering from debt or planning your first investment, this episode will show you how to create lasting momentum with your money.
Key Topics:
The Money Momentum Meth...2024-10-0819 min
Money MechanicsEpisode 1: Welcome To The Money Mechanics Podcast - Let's Normalise The ConversationWelcome to the Money Mechanics Podcast with your host, Sarah Poynton-Ryan! In this very first episode, Sarah shares her personal journey from being £60,000 in debt to mastering money and investing. She opens up about the lessons she learned the hard way and how understanding money can radically transform your life. This podcast is all about normalising the conversation around money—covering the fundamentals of personal finance, debt recovery, building stable income, and the steps to begin investing.
Sarah talks candidly about:
Her own experience of debt and poor money management
The negative stigma around money and how...2024-10-0810 minMoney MechanicsMoney Mechanics TrailerWelcome to Money Mechanics, the podcast where we demystify money and empower you to take control of your financial future! Hosted by Sarah Poynton-Ryan, investor, entrepreneur, and money educator, this show is designed to break down everything from personal finance fundamentals to advanced investing strategies. Whether you're recovering from debt, looking to stabilise your income, or just starting to invest, Money Mechanics will give you the tools and confidence to make your money work for you. Tune in for actionable tips, candid conversations, and expert insights to help you engineer a life of financial freedom.2024-10-0200 min
The Money Honey - Women in Property, Finance & ConstructionFrom Debt to Wealth: Property Investment Strategies with Sarah Poynton RyanSummary
In this episode, Rosalia interviews Sarah Poynton-Ryan, a female property investor, entrepreneur, author, and financial trailblazer. They discuss the importance of money education, getting out of debt, and different investment strategies in the property market. Sarah shares her journey of starting in debt and building a successful rent-to-rent business. She also talks about her favourite investment strategy, which is flipping properties. Sarah's training company, Kajito Wealth, helps property entrepreneurs turn theory into profitable and sustainable businesses. The episode ends with a discussion on how to connect with Sarah and participate in the Money Honey podcast.
Takeaways
Money education...2024-09-0625 min
Airbnb BlueprintHow to Build and Scale Your Wealth - Sarah Poynton RyanFor this episode, Alex is joined by Sarah Poynton Ryan a property investor, best-selling author, and the founder of Money Mechanics which helps ordinary people to start investing with as little as £10. She is also the founder of Cognito Wealth UK. Sarah and her team provide a 12-step CPD-accredited process that results in business success.
Sarah has founded and sold a photo booth business and has successfully used numerous property models. She understands the nitty-gritty of running a business and guides people through each step in detail, providing practical and up-to-date advice. During the episode, Sarah also s...2024-09-021h 18
Let’s Talk Money and More#133 Sarah Poynton-Ryan – What’s Your Money Story?Join me on the latest episode of Let's Talk Money and More and Podcast as we delve into the inspiring money journey of Sarah Poynton-Ryan, a self-made millionaire who turned her financial situation around and achieved financial freedom. In this insightful episode, we uncover Sarah's remarkable story, her financial strategies, and her passion for empowering others to achieve financial success. Tune in to the episode to gain invaluable insights and learn how to take control of your financial journey. Enjoy!Key TakeawaysMindset Matters: Sarah's journey emphasizes the power of mindset in achieving financial success...2024-03-1240 min
Expert To Authority With Simone VincenziEpisode #454 Sarah Poynton Ryan - Money Mechanics - Winner GTeX Influencer Biz of The Year 2023Welcome to another episode of Expert To Authority Show, brought to you by http://gtex.org.uk/,
I am your host, Simone Vincenzi, The Experts Strategist, and this is the podcast for experts who want to become the ultimate authority in their niche while making an impact in the world.
We have created the Webinar Conversion Kit where you will get access to:
The High-Converting Webinar Framework
BONUS #1: High-Converting Webinar Slide Template
BONUS #2: Pitch and Follow Up Templates
BONUS #3: High Converting Webinars Case Studies
BONUS #4: O...2024-02-1628 min
The Property Nomads PodcastGood Debt, Bad Debt + Property Success - with Sarah Poynton-RyanRob and special guest, guest Sarah Poynton-Ryan discuss debt reduction, debt management, and Sarah's personal journey from financial struggles to becoming a successful entrepreneur in the property industry. Sarah shares her experiences of starting a photo booth business, facing debt and business challenges, and ultimately finding success through property investment. She emphasises the importance of understanding money mechanics and differentiating between good and bad debt. Sarah also highlights the need for operational business practices and the importance of enjoying the journey while preparing for a secure financial future. KEY TAKEAWAYS Debt can be categorised a...2024-01-2536 min
Indulge In: This Must-Listen Full Audiobook For Busy Professionals.Money Mechanics by Sarah Poynton-RyanPlease visithttps://thebookvoice.com/podcasts/2/audible/42664to listen full audiobooks.
Title: Money Mechanics
Author: Sarah Poynton-Ryan
Narrator: Sarah Poynton-Ryan
Format: mp3
Length: 6 hrs and 3 mins
Release date: 01-09-24
Ratings: 5 out of 5 stars, 1 rating
Genres: Investing & Trading
Publisher's Summary:
Your step-by-step guide to how money works and how you can engineer your money to clear debt and create wealth through investing. This comprehensive guide demystifies clearing debt, managing money and smart investing tactics. This is your step-by-step guide to financial stability, independence and abundance. Build your wealth, build a legacy for your family and have fun doing it.2024-01-096h 03Embrace The Full Audiobook That Keeps Book-Lovers Hooked.Money Mechanics by Sarah Poynton-RyanPlease visithttps://thebookvoice.com/podcasts/2/audible/42664to listen full audiobooks.
Title: Money Mechanics
Author: Sarah Poynton-Ryan
Narrator: Sarah Poynton-Ryan
Format: mp3
Length: 6 hrs and 3 mins
Release date: 01-09-24
Ratings: 5 out of 5 stars, 1 rating
Genres: Investing & Trading
Publisher's Summary:
Your step-by-step guide to how money works and how you can engineer your money to clear debt and create wealth through investing. This comprehensive guide demystifies clearing debt, managing money and smart investing tactics. This is your step-by-step guide to financial stability, independence and abundance. Build your wealth, build a legacy for your family and have fun doing it.2024-01-096h 03Get Hooked On The Must-Listen Full Audiobook Now, Curious Minds!Money Mechanics by Sarah Poynton-RyanPlease visithttps://thebookvoice.com/podcasts/2/audible/42664to listen full audiobooks.
Title: Money Mechanics
Author: Sarah Poynton-Ryan
Narrator: Sarah Poynton-Ryan
Format: mp3
Length: 6 hrs and 3 mins
Release date: 01-09-24
Ratings: 5 out of 5 stars, 1 rating
Genres: Investing & Trading
Publisher's Summary:
Your step-by-step guide to how money works and how you can engineer your money to clear debt and create wealth through investing. This comprehensive guide demystifies clearing debt, managing money and smart investing tactics. This is your step-by-step guide to financial stability, independence and abundance. Build your wealth, build a legacy for your family and have fun doing it.2024-01-096h 03
Community ChampionsWhat others think, won't pay your mortgageFacebook: https://www.facebook.com/groups/growinganengagedonlinecommunityInstagram: https://www.instagram.com/zoemckeowncommunity/Join my Weekly challenge - take 5 actions Private podcast -https://plus.acast.com/s/community-champions-private-podcast or download my ’10 steps to Facebook group success’ - https://zoecommunitymanager.co.uk/Today is a great episode with the very wise Sarah Poynton-Ryan who has several large Facebook communtities and gives us some great advice on how she got started and how to grow an online business.Including her funnels, use of WhatsApp and some real...2023-08-2427 min
Unrelenting DriveMake Your Money Work For You | Episode 13 | Sarah Poynton - Property EntrepreneurMulti-business owner Sarah Poynton-Ryan defies conventional success limits on this week's episode. Gives us insights into the detrimental impact of ego when growing your small business.2023-06-301h 20Girls In PropertyFrom 60k in debt to turning over millions - we are talking money with Sarah Poynton-RyanNot talking about money helps to preserve the gender pay gap and stops us from understanding the reasons why it exists and how to close it. Sarah is the person who opens up the wealth growth conversation, un-weirds money and helps us all understand it better through her property training company Cogito Wealth which helps established entrepreneurs and new starters in property to think differently about creating wealth. She started out in property, realised that being a landlord is not for her and now helps others get started and grow to massive success. Sometimes we dream of hitting th...2023-05-0841 min
Property Solopreneur with Rachael Troughton042 Why Change through Growth is Good for Business with Sarah Poynton-RyanSarah Poynton-Ryan is a business mentor, founder & CEO of The Property Sourcing Hub, a business that builds portfolios and invests in property projects for busy professionals who are interested in achieving higher returns on their savings. Sarah started out by dealing in rent-to-rent properties before she made the decision to try a different aspect of property, which then jump started her journey to success. In this conversation, we discuss the importance of making a niche change in your business and how to make that change work perfectly for you. Sarah emphasises the benefits of working with your s...2022-06-2044 min
The Guest List with Steve GuestFeel Overwhelmed By Where To Start? Listen to Sarah Poynton-RyanDo you ever feel overwhelmed by “where to start”? Has “success” ever felt out of reach? Sarah Poynton–Ryan felt the same at the end of 2015. After getting married in September 2015 Sarah took stock on life and realised that she was not where she needed, wanted or deserved to be. Having built up around £60,000 of debt since starting University through poor money management, Sarah needed to make a change. Sarah needed a strategy to bring in sustainable cash flow that would give...2022-06-1048 min
Protect Your WealthFrom Being Broke & In Debt To Now Running A Seven Figure Real Estate BusinessFrom Being Broke & In Debt To Now Running A Seven Figure Real Estate Business Welcome to episode 21 of The Multifamily Millionaire: Real Income From Real Estate with Jason Lee. This week Jason welcomes Sarah Poynton Ryan and they discuss how she went from being in large amounts of debt to running a many faceted real estate business. Sarah is an award-winning entrepreneur, who believes in a world where people wake up in a safe, warm, comfortable bed. A property entrepreneur & investor turned business mentor has always been a grafter and high ac...2021-11-2637 min
R2R with RedwoodEP8. R2R with Redwood | Sarah Poynton-RyanTalking All Things R2R with Sarah Poynton-Ryan from Cogito Wealth.2021-07-1647 min
The Powerful Female Leaders PodcastThe Power of Property Investing with Sarah Poynton-RyanSarah is an award-winning entrepreneur, who believes in a world where people wake up in a safe, warm, comfortable bed. A property entrepreneur & investor turned business mentor has always been a grafter and high achiever. After her first business venture almost ruined her financially she turned things around when she took control and launched her current property & education businesses. In this episode, we discussed the issue of homelessness and how it kick-started Sarah's business in property investing, the misconceptions about social media & success, the ups & downs of business, the difference between motivation & discipline and SO much more! 2021-07-0824 min
Excellent Executive Coaching: Growing Your Business and Enhancing Your Craft.EEC 182: How To Think Differently About Creating And Keeping Real Estate Wealth With Sarah Poynton-RyanDr. Katrina Burrus, MCC talks with Sarah Poynton-Ryan about creating wealth as she shares her words of wisdom answering the following questions. What lead you to advise people in real estate? How do you distinguish a good and bad deal? Why is it dangerous to fall in love with the investments you make? What is a wealth mindset and a loosing mindset? What is you next best move in 5 years? What word of wisdom will you give our listeners about creating wealth? Why is socially responsible investing important? Sarah Poynton-Ryan? Sarah is an award winning...2021-06-2922 min
Straight To The Point CEO - Chris TaylorSarah Poynton Ryan - Creating A Million Pound Brand In 12 Months!In this episode of Straight To The Point we welcome Sarah Poynton-Ryan. A property investor, mentor, serial entrepreneur and one of my amazing business partners..
I've known Sarah for nearly 2 years now. She's had one amazing business journey, and in this episode we discuss the up's and downs of entrepreneurship and how she has managed to generate over a million pounds in revenue from a product that didn't even exist 18 months ago.
Throughout our chat we dove deep into:
- How Sarah built her multi million pound empire.
- How Sarah kept going when things got...2021-06-0356 min
Expert To Authority With Simone VincenziEpisode #292 What it takes to build a property business from scratch with Sarah Poynton-RyanWelcome to another episode of Explode Your Expert Biz Show, brought to you by http://gtex.org.uk/,
I am your host, Simone Vincenzi, The Experts Strategist, and this is the podcast for experts who want to become the ultimate authority in their niche while making an impact in the world.
We have created the Ultimate Publicity Bundle where you will get access to:
A Curated Database Of 500+ Media Publications That Are Looking For Speakers
100+ Podcasts looking for guests.
My templates on how to connect with journalists.
My follow up framework...2020-06-1549 min
Expert To Authority With Simone VincenziEpisode #285 GTeX Member Of The Month - Sarah Poynton-Ryan on How She Sold £64k Using A 5 Day ChallengeWelcome to another episode of Explode Your Expert Biz Show, brought to you by http://gtex.org.uk/,
I am your host, Simone Vincenzi, The Experts Strategist, and this is the podcast for experts who want to become the ultimate authority in their niche while making an impact in the world.
To become a GTeX Member, Apply here:
https://gtex.events/call
Today I have the pleasure to Interview Sarah Poynton-Ryan
An evolving, curious and ambitious property nerd. Known for her crazy side...2020-05-2242 min
Expert To Authority With Simone VincenziEpisode #275 CASE STUDY - How Sarah Poynton Ryan got her biggest speaking gigWelcome to another episode of Explode Your Expert Biz Show, brought to you by http://gtex.org.uk/,
I am your host, Simone Vincenzi, The Experts Strategist, and this is the podcast for experts who want to become the ultimate authority in their niche while making an impact in the world.
The more you are known, the faster you will grow your business. One of the best ways to get known in your field and build your profile is to get featured on media and publications.
But finding the right publications can take...2020-04-1745 min
The Leaders Council PodcastIn Conversation: Sarah Poynton-RyanSarah Poynton-Ryan is the Founder of Property Sourcing Hub, a company helping others to put their money to work.2020-02-2100 min
The New Era Property PodcastSarah Poynton-Ryan used to be in 60k worth of debtSarah is now widely recognised as a successful deal sourcer, but it hasn't always been that easy.
Not long ago, Sarah was in debt of over 60k on credit cards. Tune in to see how Sarah managed to pay this off FAST2019-05-3137 min
Transform Your Wealth And HealthSource Property - Make money. From £60,000 in debt and a failing business to success in 2 1/2 years!Andy Arter interviews Sarah Poynton-Ryan as she talks about how she got into property sourcing which within 2 1/2 years has managed to get her out of £60,000 debt and a failing photo booth business. Sarah also discusses the impact having a mentor had on her life. Sarah's eBook: https://buff.ly/2GRMTOR
How to lose a stone in 3 weeks FREE eBook: https://www.subscribepage.com/lose_a_stone_in_3_weeks
Be one of the 100+ people I help in 2018 by contacting me on transformyourwealthandhealth@gmail.com2018-04-2026 min
The Inside Property Investing Podcast | Inspiration and advice from a decade investing in UK real estate180: Sarah brought herself back from £60,000 of debt by using her sales skills to grow an impressive rent to rent portfolio before helping other source their own dealsToday I am delighted to be joined by Sarah Poynton Ryan. Sarah spent 14 years honing her skills in sales and marketing after she landed her first accidental job in a sales role based on the fact she liked to talk a lot. In that time she built and sold her first business, but after hitting a stage in 2015 where she was £60,000 in debt with credit cards and loans, she knew something needed to change. She'd always had a passion for property investing so started to educate herself and 2 months later secured her first rent to rent HMO. The...2017-04-271h 05
Troubled WatersEp 32: #GoofburnAdrian Poynton, Bridgid Ryan, David Park and Humphrey Ker join host, Dave Holmes for comedy quizzing and daytime drinking. Everyone’s together in the MaxFun LA studio and we bone-on for national anthems, learn about the now serving of camel milk in Third Wave cafes and get nerdy with guessed etymology and a sci-fi round. Have a listen and spread the word, ya goof!
Written by Sarah Morgan and Asterios Kokkinos, produced by Jennifer Marmor and Colin Anderson for MaximumFun.org.
2014-08-1458 min