Sarah Poynton-Ryan - Podcast Details

Shows

Money MechanicsEpisode 12 - Busting The Top Ten Money MythsEpisode 12 - Debunk The Top 10 Money Myths In Episode 12 of the Money Mechanics Podcast, Sarah Poynton debunks the top 10 money myths that have been circulating and causing confusion for many. This episode is the perfect wrap-up for the series, offering clarity on common misconceptions about investing, debt, saving, and financial freedom. Whether you're just starting your financial journey or looking to refine your approach, this episode provides the truths that will help you move forward with confidence. Key Topics Covered: You Need a Lot of Money to Start Investing Debunking the myth...2024-12-1718 min

Money MechanicsEpisode 11 - Mortgages For Beginners - Different Types & How To Choose For YouEpisode 11 - Mortgages In Episode 11 of the Money Mechanics Podcast, Sarah Poynton delves into the crucial topic of mortgages, specifically focusing on the differences between interest-only and repayment mortgages. This episode is packed with practical insights for first-time homebuyers and anyone interested in understanding the financial implications of their mortgage choices. Key Topics Covered: What is a Mortgage? Understanding the definition and history of a mortgage ("death pledge"). The basics of getting a mortgage for buying your first home or an investment property. Interest-Only Mortgages: What interest-only mortgages are and...2024-12-1014 min

Money MechanicsEpisode 10 - Interest Rates & How They Really Affect Your FinancesEpisode 10 - Interest Rates In Episode 10 of the Money Mechanics Podcast, Sarah Poynton explains the importance of interest rates and how they impact our daily lives. Drawing from a real-life listener's question, Sarah breaks down the basics of interest rates, how the Bank of England base rate affects both personal finances and businesses, and why everyone—whether renting, saving, or borrowing—should pay attention to this key financial indicator. Key Topics Covered: What is an Interest Rate? Understanding interest as the "rental fee" for borrowing money. How it applies to both savings and...2024-12-0313 min

Money MechanicsEpisode 9 - Diversification in InvestingEpisode 9 - Diversification in Investing In Episode 9 of the Money Mechanics Podcast, host Sarah Poynton delves into the concept of diversification in investing, using the analogy of a "garden of growth." Sarah explains how to create a diversified investment portfolio that can grow steadily and withstand market volatility. Key Topics Covered: The Garden of Growth Analogy: Comparing different investment types to garden elements (e.g., oak trees, hedges, fruit trees, etc.). How each component (property, defensive stocks, dividend stocks, index funds, and high-risk assets like crypto) plays a role in balancing your...2024-11-2615 min

Money MechanicsEpisode 8 - Stocks, Shares, and Investment Funds ExplainedEpisode 8 - Stocks, Shares, and Investment Funds Explained Welcome to Episode 8 of the Money Mechanics Podcast! In this informative episode, host Sarah Poynton explores the critical distinctions between stocks, shares, and investment funds. If you’ve ever been confused by these terms or wondered which investment path to take, this episode is your guide to understanding the differences and finding the right strategy for your financial goals. Key Topics Covered: Understanding Stocks and Shares: The interchangeable use of "stocks" and "shares" in the UK. The analogy of buying a single rose (stock) ve...2024-11-1916 min

Money MechanicsEpisode 7 - Unlocking the Power of Dividend StocksEpisode 7 - Unlocking the Power of Dividend Stocks Welcome to Episode 7 of the Money Mechanics Podcast! In this engaging episode, host Sarah Poynton explores the world of dividend stocks—a powerful tool for generating passive income. If you've ever dreamed of earning money while you sleep, this episode is a must-listen! Key Topics Covered: What Are Dividend Stocks? Understanding the concept of dividend-paying stocks and how they work. The distinction between being a shareholder and managing a company. Passive Income Explained: The true meaning of passive income and why dividend st...2024-11-1214 min

Money MechanicsEpisode 6: What is compound interest and what you need to do to take full advantage of it right now! Welcome to Episode 6 of the Money Mechanics Podcast! In this enlightening episode, host Sarah Poynton dives into the essential yet often overlooked concept of compound interest, famously dubbed the "eighth wonder of the world" by Albert Einstein. Learn how understanding and leveraging compound interest can dramatically enhance your financial future. Key Topics Covered: What is Compound Interest? Definition and differentiation between simple interest and compound interest. Why compound interest is crucial for wealth accumulation. The Million-Pound Question: A thought-provoking scenario comparing receiving £1 million today versus £1 doubling every day for 30 days. The staggering ou...2024-11-0514 min

Money MechanicsWhat is your Money Mindset and how does it impact your financial behaviours? Welcome to Episode 5 of the Money Mechanics Podcast! In this episode, host Sarah Poynton delves deep into the concept of money mindset, discussing how our financial beliefs and behaviours are shaped by our experiences and upbringing. Key Topics Discussed: Introduction to Money Mindset: The importance of understanding your relationship with money. How financial decisions compound over time to shape your current situation. Different Types of Money Mindsets: Scarcity Mindset: Feeling like there's never enough money and its effects on financial behaviour. Abundance Mindset: The pitfalls of assuming there's always enough, leading to...2024-10-3133 min

Money MechanicsEpisode 4: Demystifying Debt Podcast Episode 4: Demystifying Debt Host: Sarah Poynton-Ryan, Investor, Business Owner, and Money Educator Episode Summary: In this episode of Money Mechanics, Sarah dives deep into the often misunderstood world of debt. Drawing from her personal experience of clearing £60,000 of debt in 2015, Sarah shares practical strategies to tackle both "good" and "bad" debt. She debunks the myths surrounding debt, explaining how it can be a tool for growth when managed correctly, and guides you on the journey to financial freedom. Key Topics Covered: Good Debt vs. Bad Debt: Understand the difference between debt t...2024-10-2217 min

Money MechanicsEpisode 3: How to Build Your Emergency Fund – £10 a Day ChallengeIn this episode of Money Mechanics, Sarah Poynton-Ryan shares practical, actionable tips on how to build your emergency fund by saving just £10 a day. Learn how small daily savings can add up to big results over time and set you on the path toward financial stability. Sarah explains how you can get started even if money is tight, offering ideas for generating extra income without needing to start a full-time business. Key Takeaways: The power of saving £10 a day to build an emergency fund over time How saving small amounts can compound and grow into significant fi...2024-10-1520 min

Money MechanicsEpisode 2: The Money Momentum Method: Build an Emergency Fund, Clear Debt, and Start InvestingIn this episode of Money Mechanics, host Sarah Poynton-Ryan shares the Money Momentum Method — a powerful, step-by-step approach to taking control of your finances. Learn how to prioritise building an emergency fund, tackle high-interest debt, and start investing with confidence, even if you're just starting out. Sarah offers practical, actionable advice for those wanting to achieve financial freedom, starting with small steps that lead to big changes. Whether you’re recovering from debt or planning your first investment, this episode will show you how to create lasting momentum with your money. Key Topics: The Money Momentum Meth...2024-10-0819 min

Money MechanicsEpisode 1: Welcome To The Money Mechanics Podcast - Let's Normalise The ConversationWelcome to the Money Mechanics Podcast with your host, Sarah Poynton-Ryan! In this very first episode, Sarah shares her personal journey from being £60,000 in debt to mastering money and investing. She opens up about the lessons she learned the hard way and how understanding money can radically transform your life. This podcast is all about normalising the conversation around money—covering the fundamentals of personal finance, debt recovery, building stable income, and the steps to begin investing. Sarah talks candidly about: Her own experience of debt and poor money management The negative stigma around money and how...2024-10-0810 min

Money MechanicsMoney Mechanics TrailerWelcome to Money Mechanics, the podcast where we demystify money and empower you to take control of your financial future! Hosted by Sarah Poynton-Ryan, investor, entrepreneur, and money educator, this show is designed to break down everything from personal finance fundamentals to advanced investing strategies. Whether you're recovering from debt, looking to stabilise your income, or just starting to invest, Money Mechanics will give you the tools and confidence to make your money work for you. Tune in for actionable tips, candid conversations, and expert insights to help you engineer a life of financial freedom.2024-10-0200 min

The Money Honey - Women in Property, Finance & ConstructionFrom Debt to Wealth: Property Investment Strategies with Sarah Poynton RyanSummary In this episode, Rosalia interviews Sarah Poynton-Ryan, a female property investor, entrepreneur, author, and financial trailblazer. They discuss the importance of money education, getting out of debt, and different investment strategies in the property market. Sarah shares her journey of starting in debt and building a successful rent-to-rent business. She also talks about her favourite investment strategy, which is flipping properties. Sarah's training company, Kajito Wealth, helps property entrepreneurs turn theory into profitable and sustainable businesses. The episode ends with a discussion on how to connect with Sarah and participate in the Money Honey podcast. Takeaways Money education...2024-09-0625 min

Airbnb BlueprintHow to Build and Scale Your Wealth - Sarah Poynton RyanFor this episode, Alex is joined by Sarah Poynton Ryan a property investor, best-selling author, and the founder of Money Mechanics which helps ordinary people to start investing with as little as £10. She is also the founder of Cognito Wealth UK. Sarah and her team provide a 12-step CPD-accredited process that results in business success. Sarah has founded and sold a photo booth business and has successfully used numerous property models. She understands the nitty-gritty of running a business and guides people through each step in detail, providing practical and up-to-date advice. During the episode, Sarah also s...2024-09-021h 17

Let’s Talk Money and More#133 Sarah Poynton-Ryan – What’s Your Money Story?Join me on the latest episode of Let's Talk Money and More and Podcast as we delve into the inspiring money journey of Sarah Poynton-Ryan, a self-made millionaire who turned her financial situation around and achieved financial freedom. In this insightful episode, we uncover Sarah's remarkable story, her financial strategies, and her passion for empowering others to achieve financial success. Tune in to the episode to gain invaluable insights and learn how to take control of your financial journey. Enjoy!Key TakeawaysMindset Matters: Sarah's journey emphasizes the power of mindset in achieving financial success...2024-03-1240 min

Expert To Authority With Simone VincenziEpisode #454 Sarah Poynton Ryan - Money Mechanics - Winner GTeX Influencer Biz of The Year 2023Welcome to another episode of Expert To Authority Show, brought to you by http://gtex.org.uk/, I am your host, Simone Vincenzi, The Experts Strategist, and this is the podcast for experts who want to become the ultimate authority in their niche while making an impact in the world. We have created the Webinar Conversion Kit where you will get access to: The High-Converting Webinar Framework BONUS #1: High-Converting Webinar Slide Template BONUS #2: Pitch and Follow Up Templates BONUS #3: High Converting Webinars Case Studies BONUS #4: O...2024-02-1628 min

The Property Nomads PodcastGood Debt, Bad Debt + Property Success - with Sarah Poynton-RyanRob and special guest, guest Sarah Poynton-Ryan discuss debt reduction, debt management, and Sarah's personal journey from financial struggles to becoming a successful entrepreneur in the property industry. Sarah shares her experiences of starting a photo booth business, facing debt and business challenges, and ultimately finding success through property investment. She emphasises the importance of understanding money mechanics and differentiating between good and bad debt. Sarah also highlights the need for operational business practices and the importance of enjoying the journey while preparing for a secure financial future. KEY TAKEAWAYS Debt can be categorised a...2024-01-2536 min

Community ChampionsWhat others think, won't pay your mortgageFacebook: https://www.facebook.com/groups/growinganengagedonlinecommunityInstagram: https://www.instagram.com/zoemckeowncommunity/Join my Weekly challenge - take 5 actions Private podcast -https://plus.acast.com/s/community-champions-private-podcast or download my ’10 steps to Facebook group success’ - https://zoecommunitymanager.co.uk/Today is a great episode with the very wise Sarah Poynton-Ryan who has several large Facebook communtities and gives us some great advice on how she got started and how to grow an online business.Including her funnels, use of WhatsApp and some real...2023-08-2427 min

Unrelenting DriveMake Your Money Work For You | Episode 13 | Sarah Poynton - Property EntrepreneurMulti-business owner Sarah Poynton-Ryan defies conventional success limits on this week's episode. Gives us insights into the detrimental impact of ego when growing your small business.2023-06-301h 20

Girls In PropertyFrom 60k in debt to turning over millions - we are talking money with Sarah Poynton-RyanNot talking about money helps to preserve the gender pay gap and stops us from understanding the reasons why it exists and how to close it. Sarah is the person who opens up the wealth growth conversation, un-weirds money and helps us all understand it better through her property training company Cogito Wealth which helps established entrepreneurs and new starters in property to think differently about creating wealth. She started out in property, realised that being a landlord is not for her and now helps others get started and grow to massive success. Sometimes we dream of hitting th...2023-05-0841 min