Shows
State48 Homeowner PodcastWhat the Door to Door Salespeople Didn't Tell You About Solar!Curious about solar energy? Before you jump in, watch this video to get a full understanding of what solar really means for Arizona homeowners. Door-to-door sales reps might make solar sound like a no-brainer, but the reality has layers that you deserve to know. In this episode, Scott from the State 48 Homeowner podcast breaks down the full picture about solar for Arizona homes, including what most salespeople leave out. From financing and tax credits to the impact on home sales, we dive into the details with insights from real estate pros, solar techs, and roofing experts to help you...2024-12-0207 min
State48 Homeowner PodcastRefinancing Your FHA Loan Will Save You Money - Streamline RefiRefinancing Your FHA or VA Loan to Save Money | Streamline Refinance Explained In this episode of the State 48 Homeowner podcast, we break down how refinancing your FHA or VA loan can significantly reduce your monthly payments and save you money in today's high-inflation environment. Host Scott Kooiman and mortgage expert Steve Farrington walk through the Streamline Refinance option, a powerful but often overlooked tool that allows homeowners to lower their interest rates without the need for equity, credit checks, or appraisals. Learn how a Streamline Refinance works, who qualifies, and how this hassle-free process can...2024-09-3009 min
State48 Homeowner PodcastThe Pros and Cons of Buying Real Estate with a Self-Directed IRAWelcome back to the State 48 Homeowner Podcast! In Episode 160, we dive deep into the intricacies of using a Self-Directed IRA to invest in real estate. Host Scott Kooiman is joined by JP Dahdah, the founder and CEO of Vantage IRAs, a company that manages over $3 billion in assets for more than 18,000 clients. Together, they discuss the pros and cons of buying real estate with your self-directed IRA, offering invaluable insights into this unique investment strategy. Whether you're new to self-directed IRAs or a seasoned investor, this episode breaks down everything you need to know about leveraging your...2024-08-2628 min
State48 Homeowner PodcastEp 141 - What if... Interest Rates Fell Quickly?In this episode of the State 48 Homeowner Podcast, real estate market experts Steve Farrington, Nat Stout, and Scott Kooiman delve into the intriguing but unlikely scenario of a rapid decline in interest rates. From the perspectives of both buyers and sellers, they explore the dynamics of supply and demand, home prices, home affordability, and the importance of planning during uncertain times. 0:00 Intro 1:41 Where Are Rates Now? 7:28 Call Us First 7:58 If Rates Dropped Quickly 13:57 What Are Buyers Waiting For? 17:05 While You Wait2024-04-1521 min
State48 Homeowner PodcastPest Control: Secrets of the ProsJoin host Scott Kooiman and special guest Dave Burns, CEO of Burns Pest Elimination, in this eye-opening episode of the State 48 Homeowner Podcast. Discover the insider tips and cutting-edge technologies used by professionals to tackle pesky rodents and insects like never before. In this episode, Dave Burns delves into the intricacies of pest control, sharing valuable insights on understanding rodent behavior and implementing effective trapping programs. Learn about the evolution of pest control from broad-spectrum pesticides to more targeted approaches, as well as the dangers of DIY efforts with certain pests. Explore emerging technologies in...2024-04-0823 min
State48 Homeowner PodcastTalking to Your Kids About Substance AbuseIn this episode of the State 48 Homeowner podcast, host Scott Kooiman sits down with Ashley Fortune, a social worker from Gilbert Public Schools, to discuss a pressing concern for many parents: substance use among children and teens. As societal norms shift, so do the challenges faced by parents in addressing drug education and prevention. Ashley shares insights from her experience working with youth, highlighting the importance of open communication, early intervention, and being proactive in educating both parents and children about the risks associated with substance use. From recognizing signs and symptoms to navigating peer pressure and seeking professional...2024-04-0119 min
State48 Homeowner PodcastWhat Does $600K Buy In the East Valley?Join Klaus Team real estate agents Kraig Klaus, Ty Lusk, Twila Edwards, and Scott Kooiman as they delve into the current landscape of home affordability in the East Valley of Phoenix Metro, Arizona, in 2024. In this episode, we explore what $600,000 can buy in Mesa, Gilbert, and Queen Creek, highlighting three properties in each city. Our expert agents showcase the homes for sale and discuss the unique characteristics of each neighborhood. Additionally, loan officer Steve Farrington from Unity Home Loans breaks down the loan payment for each option, providing valuable insights into financing these properties. Whether you're a prospective homebuyer...2024-03-1843 min
State48 Homeowner PodcastConquering the Home BudgetIn this episode of the State 48 Homeowner podcast, host Scott Kooiman dives deep into the world of home budgeting alongside guests Christine Matthews from the Klaus Team and financial coach Caroline Kelly. Together, they share personal stories, practical tips, and invaluable insights on how to make smart financial decisions and achieve long-term success with home budgeting. From overcoming budgeting fears to leveraging free budgeting tools like EveryDollar, this episode offers a roadmap for anyone looking to take control of their finances and build a brighter future.2024-03-1128 min
State48 Homeowner PodcastEp 135 - Creepy Crawlies: A Guide to Arizona's PestsJoin host Scott Kooiman and special guest Dave Burns from Burns Pest Elimination as they delve into the fascinating world of bugs and critters in Arizona. With over 41 years of experience, Dave shares invaluable insights into common pests like ants, crickets, spiders, scorpions, Sonoran Desert Toads, and the notorious roof rats. Discover the signs to watch for, tips for prevention, and what to do if you encounter these unwelcome visitors in your home. From venomous spiders to elusive toads and slithering snakes, learn how to coexist safely with Arizona's diverse wildlife. 0:00 Intro 1:02 Common Offenders 1:26 Roof R...2024-03-0418 min
State48 Homeowner Podcast6 Things People Leave in Their Unlocked CarsIn this episode of the State 48 Homeowner Podcast, host Scott Kooiman sits down with Dawn Blake, Crime Prevention Officer for the Mesa Police Department to discuss a critical issue: the dangers of leaving valuables in unlocked cars. Dawn shares insights into the alarming trends she's observed, including the prevalence of stolen firearms, purses, garage door openers, and even keys left in vehicles. They delve into the potential risks and consequences, emphasizing the importance of securing your belongings and keeping your car locked at all times. Tune in to learn valuable tips for safeguarding your vehicle and preventing opportunistic crimes. 2024-02-2612 min
State48 Homeowner PodcastBusting 10 Myths about Reverse MortgageIn this episode, Scott Kooiman chats with Steve Farrington from Unity Home Loans, debunking myths and shedding light on the true workings of reverse mortgages. From the misconceptions surrounding ownership to credit requirements and inheritance, they unravel the complexities of this financial product, aiming to provide a comprehensive understanding. With insights, anecdotes, and industry expertise, this episode demystifies the concept, offering a clearer picture of the possibilities and considerations related to reverse mortgages.2024-02-1921 min
State48 Homeowner PodcastIs My Equity Safe?Welcome back to another insightful episode of the State 48 Homeowner Podcast! In this episode, host Scott Kooiman, alongside real estate expert Kraig Klaus and financial and lending specialist Steve Farrington, delves into the burning question on every homeowner's mind: Is My Equity Safe? Tune in as they analyze the current real estate landscape, discuss market trends, and explore various strategies to safeguard and access your hard-earned equity. Don't miss out on this valuable discussion that could impact your financial future! 0:00 Intro 0:33 Is My Equity Safe? 5:49 Solutions 6:27 What Does the Future Hold? 11:29 Call Us F...2024-02-1220 min
State48 Homeowner Podcast6 Ways to Prepare for a Smooth ClosingJoin Scott Kooiman from the State 48 Homeowner Podcast along with Alysia Moore and Don Czajkowski from Fidelity National Title for a deep dive into essential tips for a seamless home closing process. From unexpected hiccups to crucial documentation, they uncover the vital details that homeowners need to know before making their next move. Dive into this insightful conversation packed with practical advice! In this episode: Avoiding common pitfalls in the closing process. Essential documents needed for a smooth transaction. Understanding financial preparation and funding requirements. Communicating effectively to prevent delays. Strategies for international travel d...2024-01-2217 min
State48 Homeowner Podcast2024 Arizona Housing Market ForecastIn this episode of the State 48 Homeowner podcast, real estate veterans Kraig Klaus and Scott Kooiman and home finance expert Steve Farrington discuss the 2024 Arizona housing market forecast. From analyzing 2023 trends to predicting changes in mortgage rates, inventory, and buyer dynamics, they unravel the nuances impacting buyers, sellers, and the overall housing landscape. Join the conversation for valuable insights into Arizona's real estate future and gain a deeper understanding of how market shifts could influence your real estate decisions.2024-01-1520 min
State48 Homeowner PodcastSpreading Christmas Joy: Donating to Make a Difference for ChildrenJoin Scott Kooiman in this heartwarming Christmas episode as he discusses the importance of giving back during the holiday season. Discover how you can donate and make a real impact in the lives of children through two incredible nonprofits, Sunshine Acres Children's Home and ASA Now, and hear from Sunshine Acres’ Christina Kaiser and ASA Now’s Anika Robinson. 2023-12-2530 min
State48 Homeowner PodcastRevisiting Those "Expert Predictions" for the 2023 Real Estate MarketJoin Kraig Klaus, Steve Farrington, and Scott Kooiman as they dissect the major predictions for the 2023 real estate market in Arizona. Discover the reality behind the expert forecasts and how they measured up against the actual market trends.2023-12-1820 min
State48 Homeowner PodcastYour First Week in Your New Home : 8 Essential StepsIn this episode, our real estate agents and homeowner experts Scott Kooiman and Rob Martin discuss the essential steps to take in your first week in your new home. Whether you're moving into a brand new property or one that's new to you, these eight key actions will help you settle in smoothly and avoid common pitfalls. From utilities to locks, cleaning, and getting to know your neighborhood, this episode provides valuable tips for a stress-free transition into your new home. Homeownership, New Home, Real Estate, Moving In, Utilities, Locks, Cleaning, Neighborhood, Community, Rules and Regulations, Change...2023-12-1120 min
State48 Homeowner PodcastNavigating the Smart Home Maze: Ecosystems, Gadgets, and AutomationIn this episode of the State 48 Homeowner Podcast, host Scott Kooiman dives into the world of smart home technology. Joined by guest T.J. Watson, they explore the landscape of smart home ecosystems, including Google, Amazon, and Apple, and discuss how to choose the best fit for your preferences. From smart thermostats and lights to security cameras and voice assistants, they break down the advantages and drawbacks of each ecosystem. Discover how to simplify your setup with automation and how mesh Wi-Fi systems can boost your smart home experience. Whether you're a tech enthusiast or just starting, this episode...2023-12-0419 min
State48 Homeowner PodcastThe Power of GenerosityJoin Scott Kooiman and Kenny Klaus on the State 48 Homeowner podcast as they delve into the profound impact of generosity on our lives and households. From the joy it brings to our well-being and the difference between active and passive generosity, this episode offers valuable insights to enrich your perspective. Don't miss out on this enlightening episode that explores the power of giving and its significant role in our lives beyond just shelter and structures. Tune in for a thought-provoking conversation that may reshape how you view generosity and its positive effects. 2023-11-2734 min
State48 Homeowner PodcastNavigating the Fall 2023 Real Estate MarketJoin us on the State 48 Homeowner Podcast as we dive into the current real estate market trends in Arizona for the fall of 2023. In this episode, Kraig Klaus and Scott Kooiman from Klaus Team Real Estate Solutions, along with Steve Farrington from Unity Home Loans, share insights on inventory, market dynamics, interest rates, and the impact on both buyers and sellers. Discover the unique aspects of the Arizona real estate landscape and gain valuable information to make informed decisions in the ever-changing market.2023-11-2018 min
State48 Homeowner PodcastI'm Scared to Buy- When is the Right Time to Buy My First Home?Join host Scott Kooiman on this Halloween episode of the State 48 Homeowner Podcast as he delves into the world of buying a home and dispels the myths surrounding the process. Special guest Rob Martin from the Klaus team joins the conversation, sharing valuable insights and strategies for tackling homeownership fears. Discover why it's not as scary as it seems and learn when it's the right time to start this exciting journey.2023-10-3031 min
State48 Homeowner PodcastWhat’s Different in Today’s Arizona Real Estate MarketJoin real estate and home finance experts Steve Farrington, Kraig Klaus, and Scott Kooiman for the October Market Update on the State 48 Homeowner podcast. In this episode, the team discusses the impact of rising interest rates on the real estate market, provides insights on market trends, and offers valuable tips for both sellers and buyers in today's dynamic real estate landscape.2023-10-2326 min
State48 Homeowner PodcastDigital Security and Protecting Your Home TechIn this episode of the State 48 Homeowner Podcast, join Scott Kooiman and T.J. Watson as they dive into the world of digital security and protecting your home tech. With an increasing number of scams and cyber threats, it's crucial to take steps to keep your personal information safe. T.J. Watson, owner of Bits and Bytes Computers in Mesa, shares valuable insights and tips for safeguarding your devices, passwords, and online presence. From the importance of strong, unique passwords and using password management apps to understanding the significance of software updates and two-factor authentication, they cover practical strategies...2023-10-1622 min
State48 Homeowner PodcastUnderstanding our Monsoons: A Meteorologist Explains Arizona's Summer StormsJoin host Scott Kooiman on this exciting podcast episode as he delves into the captivating world of meteorology with special guest Rob Martin, a seasoned TV meteorologist turned real estate agent, as he shares his insights on these unique weather phenomena. Discover how monsoons, haboobs, and dust storms are triggered, the role of temperature and moisture, and practical tips for homeowners to prepare and stay safe during these events. Don't miss this captivating discussion with a weather expert who brings the storms to life.2023-10-0225 min
State48 Homeowner PodcastWhat We Wish We Knew Before Moving to ArizonaJoin host Scott Kooiman and special guest Angela McInnes on this insightful episode of the State 48 Homeowner Podcast, where they share essential tips and surprising facts about life in Arizona. With about 20 years each living in Arizona, they spill the beans on 12 things they wished they knew before making the move. From unusual weather phenomena to unique maintenance needs, this episode covers it all! 2023-09-2539 min
State48 Homeowner PodcastUnderstanding Arizona Property Assessment: An Inside Look with Maricopa County Assessor Eddie CookJoin host Scott Kooiman as he sits down with special guest Maricopa County Assessor Eddie Cook on the State 48 Homeowner Podcast. In this episode, they delve into the complexities of Arizona property assessment, deciphering the jargon, discussing home valuations, and exploring available exemptions to help you learn how this impacts your property taxes and to help you discover valuable tips to ensure a fair and equitable assessment. If you're a homeowner or property owner in Arizona, this podcast episode is a must-listen! Arizona property taxes, Maricopa County Assessor, home valuations, tax assessment, exemptions, homeowner tips, property tax...2023-09-0431 min
State48 Homeowner PodcastAvoid These Home Buying and Selling Mistakes in Today's Market - State 48 Homeowner PodcastWelcome to the State 48 Homeowner Podcast with Scott Kooiman! In this episode, we discuss the key mistakes that both buyers and sellers are making in the current real estate market. Join us as we uncover the critical aspects of pricing, presentation, and preparation for a successful home buying or selling experience. Our expert guests, Steve Farrington from Unity Home Loans and Kraig Klaus, shed light on the importance of pre-approval, smart decision-making, and understanding the various financing options available. Don't miss out on valuable insights that could save you time, money, and stress in your real estate journey."2023-08-2130 min
State48 Homeowner PodcastDealing with Trauma: Cleaning Up After Tragedy StrikesIn this episode of the State 48 Homeowner Podcast, host Scott Kooiman welcomes Marty Derbyshire and Armando Rios from Joe's AZ Bio, a crime scene and trauma cleanup company. They discuss the challenging and sensitive process of cleaning up after crime scenes, deaths, and traumatic events that occur in homes. Marty and Armando share their unique experiences and insights into how they approach these situations with care and compassion, helping homeowners restore their living spaces and find closure. They also shed light on the emotional toll of such events and provide guidance on how to cope. Tune in to learn...2023-08-1426 min
State48 Homeowner PodcastUpdates That Could Decrease Your Home's Value | State 48 Homeowner PodcastIn this episode of the State 48 Homeowner Podcast, host Scott Kooiman and Kraig Klaus from the Klaus Team discuss five updates that can actually decrease your home's value. They delve into topics such as converting bedrooms, converting garages, DIY projects, and the controversial subject of solar panels. Find out what you need to know before making these updates to ensure you're making the right decisions for your home's resale value. Tune in now! #homeupdates #homeresalevalue #bedroomconversions #garageconversions #DIYprojects #solarpanels #realestate #podcast #State48Homeowner2023-08-0719 min
State48 Homeowner PodcastGetting Started in InvestingIn Episode 104 of the State 48 Homeowner Podcast, join us as host Scott Kooiman sits down with renowned Financial Planner, Michael Klein, to delve into the exciting world of investing and building wealth. Michael shares valuable insights on how to get started with investing, how to make informed investment decisions, and essential concepts that will help you grow your wealth and secure your financial future. Don't miss this enlightening conversation that could change your financial trajectory forever! State 48 Homeowner Podcast, Episode 104, Financial Planner, Michael Klein, Investing, Building Wealth, How to Start Investing, Investment Decisions, Financial Future, P...2023-07-3124 min
State48 Homeowner PodcastJuly Real Estate Market UpdateIn this episode of State 48 Homeowner Podcast, Steve Farrington, Kraig Klaus, and Scott Kooiman discuss the latest market update for the Arizona real estate market in July 2023. They delve into the trends and factors affecting the market, including the decrease in overall closings, fluctuating median sales prices, the impact of low mortgage rates, and the surge in new construction sales. The team also addresses the recent headline about US banks reporting their biggest jump in loan losses since the beginning of the pandemic, providing insights into the types of loans affected and clarifying the details. They debunk misconceptions about...2023-07-1721 min
State48 Homeowner PodcastUsing Infinite Banking to Invest in Real EstateKyle Fuller of Factum Financial returns to talk with Kenny Klaus, Scott Kooiman, and Ty Lusk about using the Infinite Banking concept to finance residential real estate investment. To dive in deeper on the Infinite Banking concept as a whole, listen to episode 90!2023-07-1024 min
State48 Homeowner PodcastHomeownership and the American DreamIn this special 100th episode of the "State 48 Homeowner Podcast," host Scott Kooiman invites his niece Sarah Walterman and her husband Caleb as they discuss their whirlwind romance during the COVID-19 pandemic, previous rental experiences, and the joy of building equity along their homeownership journey. Discover the difference between renting and owning, and the freedom and independence that come with homeownership. Homeownership, Independence Day, 100th episode, Family, Love, COVID-19 pandemic, Journey, Equity, Condo, House, Home Real Estate, Freedom. #Homeownership #RealEstate #IndependenceDay #Podcast #RentingVsBuying #Equity #Love inCOVID19 #Love #Family #Journey2023-07-0323 min
State48 Homeowner PodcastEp 99 – Water-Wise Living in the Arizona Desert: Spotting Leaks, Saving Water, and Lowering BillsIn this episode of the State 48 Homeowner Podcast, join host Scott Kooiman as he dives into the crucial topic of water conservation in the Arizona desert. Discover valuable insights on how to detect invisible water leaks in your home, identify wasted water on your property, and implement effective strategies to keep your water bill low. Scott shares best practices and practical tips that can make a significant difference in preserving this precious resource. Whether you're a homeowner or simply interested in sustainable living, this episode is a must-listen for anyone looking to conserve water and adopt a water-wise lifestyle...2023-06-2618 min
State48 Homeowner PodcastJune Real Estate Market UpdateJoin host Scott Kooiman and guests Steve Farrington from Unity Home Loans and Kraig Klaus from the Klaus Team as they discuss the latest updates on the real estate market in June. They delve into the changing trends, supply constraints, affordability issues, price appreciation, inventory challenges, and the impact of mortgage rates on the market. Stay informed and gain insights into the current state of the real estate market. real estate, market update, June, trends, supply constraints, affordability, price appreciation, inventory, mortgage rates, housing market #RealEstateMarketUpdate #JuneTrends #SupplyConstraints #Affordability #PriceAppreciation #InventoryChallenges #MortgageRates #HousingMarket2023-06-1925 min
State48 Homeowner PodcastBulk Trash RemovalJoin host Scott Kooiman in this informative podcast episode as he discusses everything homeowners need to know about bulk trash removal. Scott is joined by special guest Paul Mauger from "Bin There, Dumped That" to shed light on the process and regulations surrounding bulk trash disposal. Learn about the convenience of transfer stations, custom-sized dumpsters, eco-friendly practices, and the importance of avoiding prohibited items. Whether you're planning a cleanout or tackling a home project, this episode provides valuable insights to ensure a smooth and responsible trash removal experience. bulk trash removal, homeowners, podcast episode, Scott Kooiman, municipal...2023-06-1216 min
State48 Homeowner PodcastInvesting in Short Term RentalsThe Klaus Team’s Scott Kooiman and Ty Lusk talk about Short Term Rental investing with seasoned Airbnb host Jenni Vega, including choosing a property, different business models, nightmares, and changing regulations. Join Scott Kooiman and Ty Lusk from the Klaus Team as they delve into the world of short-term rentals. Special guest Jenni Vega shares her experience as a homeowner and investor, discussing the benefits of buy-and-hold strategies, property management, and the untapped potential of unique stays. Discover how to build wealth through real estate investing and debunk common misconceptions about short-term rentals. Get valuable insights an...2023-06-0536 min
State48 Homeowner Podcast10 Mistakes New Homeowners MakeAre you planning to buy a new home? Avoid these common mistakes that many homebuyers make. In this video, we discuss the top 10 mistakes to avoid when purchasing a new home. From garage space considerations to budgeting for essential items, we provide valuable tips and insights to help you make informed decisions. Join Angela McInnes and Scott Kooiman as we explore the dos and don'ts of home buying and ensure a smooth transition into your new abode. Watch now and learn how to avoid these pitfalls! new home mistakes, home buying tips, common homebuyer mistakes, home ownership...2023-05-2925 min
State48 Homeowner PodcastWhat’s Different About the Market Right Now?Join Scott Kooiman, host of the State 48 Homeowner podcast, as he discusses the current state of the real estate market with Kraig Klaus with Klaus Team Real Estate Solutions and Steve Farrington from Unity Home Loans. They delve into the ongoing trend of decreasing active listings and increasing under contract properties, highlighting the impact of limited inventory on the market. The discussion touches on rising median sales prices, the changing dynamics between buyers and sellers, and the importance of having an experienced agent to navigate the shifting market conditions. Gain insights into the Phoenix housing market and understand why...2023-05-2226 min
State48 Homeowner PodcastWater Management and Conservation in ArizonaIn this episode of State 48 Homeowner, host Scott Kooiman sits down with Councilmember Scott Somers from District Six in the City of Mesa, Arizona, to discuss the pressing issue of water scarcity in the region. They delve into the importance of water management, Mesa's water sources, conservation efforts, landscaping practices, and the role of data centers in water consumption. Join the conversation to learn how Mesa is addressing water challenges and what homeowners can do to contribute to water conservation. #WaterScarcity #MesaWaterManagement #ArizonaConservation #HomeownerTips #SustainableLiving #waterconservation #coloradoriver #arizona #water #rights #datacenters #watertable #aquifer #Mesacitycouncil #mesa #citycouncil #councilmember...2023-05-0823 min
State48 Homeowner PodcastGetting Efficient with AppliancesIn this episode of State 48 Homeowner, Scott Kooiman discusses the importance of mitigating high electric bills and increasing efficiency in our homes. Joined by experts Don Paul Neideffer from Spencer's TV & Appliance and Angela McInnis from the Klaus team, they dive into topics such as appliance aesthetics, counter depth vs. standard refrigerators, refrigerator cooling systems, appliance lifespan, the value of matching appliances, new appliance finishes, and tips for energy-efficient washers, dryers, and ranges. Learn how to save money, reduce energy consumption, and make your home more efficient! homeowner tips, saving money on electric bills, appliance efficiency, counter...2023-05-0121 min
State48 Homeowner PodcastInfinite BankingJoin Kenny Klaus, Scott Kooiman, and Ty Lusk as they engage in an enlightening conversation with Kyle Fuller from Factum Financial. In this video, they delve into the powerful concept of Infinite Banking, a little-known wealth strategy that empowers individuals to regain control over their finances through a time-honored financial process. Discover how this life insurance-friendly approach can transform your financial future and pave the way to financial freedom. #InfiniteBanking #WealthStrategy #FinancialFreedom #LifeInsuranceFriendly #FactumFinancial #infinitebankingsystem #infinitebanking #infinitebankingconcept #arizona #investing #investment #wholelifeinsurance #wholelife Infinite Banking, wealth strategy, financial freedom, life insurance-friendly, Factum Financial, financial process, control...2023-04-2452 min
State48 Homeowner PodcastApril Arizona Market UpdateJoin Scott Kooiman and guests Kraig Klaus and Steve Farrington in the State 48 Homeowner Podcast as they discuss the April market update and the fluctuating interest rates. They delve into the current state of the real estate market, including supply and demand, home prices, and the impact of iBuyers. Get valuable insights and predictions for the future of the housing market. Don't miss this informative episode! #State48Homeowner #AprilMarketUpdate #RealEstateMarket #InterestRates #SupplyAndDemand #HomePrices #iBuyers #HousingMarket #realestate #market #economy #housingshortage #inventory #demand #inflation #interestrates #arizona State 48 Homeowner podcast, April market update, interest rate roller coaster, real...2023-04-1725 min
State48 Homeowner PodcastFixing Pipes from the InsideKlaus Team Agents Angela McInnes and Scott Kooiman talk with Toby King from NuFlow Services about how they are able to fix pipes from the inside out without property destruction.2023-04-1025 min
State48 Homeowner PodcastMarch Arizona Market UpdateScott Kooiman and Kraig Klaus of Klaus Team Real Estate Solutions talk with Steve Farrington of Unity Home Loans about the current market, the collapse of Silicon Valley Bank, Inventory, Market Balance, Interest Rates, and more.2023-03-2029 minState48 Homeowner PodcastConquering the Home BudgetScott Kooiman talks with Ramsey Trusted Real Estate advisor and Klaus Team Realtor Rick Collins and Ramsey Coordinator and Klaus Team Transaction Manager Christine Matthews about their experiences with home budgeting, credit, and saving money.2023-03-1332 minState48 Homeowner PodcastAll About Water SoftenersDon Paul Neideffer from Spencers TV & Appliance talks with Angela McInnes and Scott Kooiman about water softeners, reverse osmosis systems, and what homeowners need to know about what they do, maintenance, and why it’s important.2023-03-0618 min
State48 Homeowner PodcastAre You Underinsured?A recent study revealed that 3 of 5 American households are underinsured. Andrew Lee from Lexington Insurance Services returns to unpack that concept with host Scott Kooiman as well as discussing specialty coverages and fire subscriptions for people who own homes in unincorporated areas. In this video, we discuss the issue of underinsurance in America and its impact on homeowners. They delve into the reasons why many homes are underinsured and the potential risks homeowners face. They also provide valuable insights on how to determine if you're underinsured and the steps you can take to remedy the situation. Additionally, they highlight...2023-02-2721 min
State48 Homeowner PodcastMarket Update: Rates, Market Balance, and More...Steve Farrington with Cross Country Mortgage and Klaus Team Lead Listing Specialist Kraig Klaus talk with Scott Kooiman about rates, market balance, and changes to the buy then sell program that benefit sellers.2023-02-2022 min
State48 Homeowner PodcastKeeping Your Family and Valuables Safe at HomeMesa Police Department Sergeant Josh Leon returns to talk with Scott Kooiman about new neighborhood crime trends and steps homeowners can take to protect their families and valuables.2023-02-0611 min
State48 Homeowner PodcastRetirement PlanningFinancial Advisor Michael Klein talks with Scott Kooiman about retirement planning, including different types of retirement accounts, how much to save, and where to save to set yourself up for the lifestyle you want in retirement.2023-01-1631 min
State48 Homeowner PodcastOutdoor Living in ArizonaBrian Kabat and Joseph Burks from Ace Hardware talk with Scott Kooiman about outdoor living in Arizona, including outdoor cooking options, misting systems, outdoor furniture, gas fireplaces, lighting, and more.2023-01-0924 min
State48 Homeowner PodcastEp 74- Interior Design Trends In The New YearScott Kooiman talks with interior designer Jem Funk about the interior design trends as we move into 2023.2023-01-0223 min
State48 Homeowner PodcastDonating Household Goods to Two Great Local CharitiesScott Kooiman talks about household donations with Christina Kiser with Sunshine Acres Children’s Home and Anika Robinson with ASA Now. Both organizations help children experience a family environment, and both have a big need for clothing, games, books, furniture, and more. Join us as we talk about how you can give your items, and what happens when you do.2022-12-2630 min
State48 Homeowner PodcastFirearm Safety in the HomeJosh Leon, a Mesa Police Department Sergeant and a father to small children, talks with Scott Kooiman about firearm safety in the home, including firearm usage, storage, and training habits to take to ensure your family’s safety.2022-12-1220 min
State48 Homeowner PodcastHow to Defeat Porch Pirates75% of Americans have fallen victim to package theft from their front porch. Scott Kooiman talks about the “porch pirate” epidemic and what homeowners can do to minimize package loss, as well as discussing things that probably should work, but don’t.2022-12-0520 min
State48 Homeowner PodcastResidential Lighting DesignScott Kooiman talks with interior designer Jem Funk about residential lighting design, including current trends for recessed lighting, decorative and portable lighting, new technology, and landscape lighting.2022-11-2828 min
State48 Homeowner PodcastRightsizing – Living Sensibly Within our HomesAndrea Brundage joins us again as she and Scott Kooiman talk about a new concept – Rightsizing – and how that helps homeowners live sensibly within the bounds of their homes.2022-11-2114 min
State48 Homeowner PodcastThe Election’s Over, What Now?Steve Farrington, Branch Manager of Cross Country Mortgage, talks with Scott Kooiman about the economy, housing and lending markets, foreclosures, and recession projections after Tuesday’s elections.2022-11-1428 min
State48 Homeowner PodcastEnergy Saving and Water ConservationBrian Kabat and Joseph Burks from Ace Hardware talk with Scott Kooiman about how to keep our electric and gas bills down by conserving electricity and water.2022-11-0726 min
State48 Homeowner PodcastSusanne’s Kitchen RemodelSusanne Lynch talks with Scott Kooiman about her kitchen remodel. Subscribers will remember Susanne from Episode 35, Underground Water Leaks where she talked about a water leak she had under her home. In today’s episode we discuss the changes she made, how her kitchen turned out, how she made decisions, and more.2022-10-1718 min
State48 Homeowner PodcastWhat’s Different in Today’s MarketKraig Klaus and Steve Farrington talk with Scott Kooiman about how today’s market is different, what sellers need to do to sell their homes in today’s market, and what other solutions exist for renters who want to start building equity through homeownership.2022-10-1026 min
State48 Homeowner PodcastUnderstanding the Protection of LLCsBryan Holm, Attorney Partner with Woods Law Group, talks with Scott Kooiman about LLC protection, especially as it relates to liability protection for your rental properties.2022-10-0315 min
State48 Homeowner PodcastReal Estate Market Update – September 2022Steve Farrington, Kraig Klaus, and Scott Kooiman discuss the Arizona real estate market including inventory, demand, rates, and market forces.2022-09-1927 min
State48 Homeowner PodcastWhat to Do With Memories and Memorabilia in Your HomeAndrea Brundage joins Scott Kooiman on today’s podcast episode as we talk about some of our important photos, memorabilia, and family heirlooms and what do do with them when keeping an organized household.2022-09-0518 minState48 Homeowner PodcastAll About Air FryersSusanne Lynch and Scott Kooiman talk about air fryers – what they are, pros and cons, and how it can make your life healthier.2022-08-2917 min
State48 Homeowner PodcastAugust 2022 Market UpdateKraig Klaus, Steve Farrington, and Scott Kooiman discuss the facts of the local real estate market and the mortgage markets.2022-08-2223 minState48 Homeowner PodcastClaims That May Have You Rethinking an Umbrella PolicyAndrew Lee from Lexington Insurance Services returns to share with host Scott Kooiman some true stories of actual claims while explaining what an umbrella policy is and why homeowners might consider one.2022-08-1524 minState48 Homeowner PodcastAll about Probate, Trusts, and WillsBryan Holm, Attorney Partner with Woods Law Group, talks with Scott Kooiman about probate, trusts, and wills and how to best plan your estate.2022-08-0132 minState48 Homeowner PodcastControlling Bugs and Critters in Our Yards and HomesScott Kooiman talks with Dave Burns of Burns Pest Elimination about controlling bugs, birds, snakes, rats and mice, scorpions, and other elements of Arizona nature in our yards and homes.2022-07-2542 min
State48 Homeowner PodcastJuly 2022 Market UpdateKraig Klaus, Steve Farrington, and Scott Kooiman discuss the facts of the local real estate market and the mortgage markets.2022-07-1822 minState48 Homeowner PodcastHow to Start Organizing Your Home – the 4 Questions to Ask YourselfAndrea Brundage joins Scott Kooiman on today’s podcast episode as we talk about the 4 Questions to ask when you’re organizing your home.2022-07-1113 minState48 Homeowner PodcastWhat Kind of Insurance Should Homeowners Have?Scott Kooiman talks homeowner insurance with Andrew Lee of Lexington Insurance Services as Andrew decodes standard homeowner insurance declarations.2022-06-2018 minState48 Homeowner PodcastWhat Kind of Pests and Critters Do We See in Arizona?Scott Kooiman talks with Dave Burns of Burns Pest Elimination about the bugs and critters we’re likely to see as Arizona homeowners, including insects, spiders, scorpions, snakes, rats, and toads.2022-06-0635 minState48 Homeowner PodcastSpring Cleaning: What Can I Donate to the Food Bank?Scott Kooiman talks about Food Drive Donations with Dave Richins, CEO of United Food Bank. They also discuss what food banks are doing to combat food insecurity and food waste in Arizona, how we can help our neighbors, and how to support the Mesa Hydration Campaign. To donate: https://give.unitedfoodbank.org/klaus Dropoff Locations: Klaus Team offices or https://www.mesaaz.gov/things-to-do/volunteer/hydration-donation2022-05-3034 minState48 Homeowner PodcastWhen Our Parents Need to MoveSometimes it happens – Mom and Dad find themselves needing to relocate for health or other reasons, and it can be an emotional and stressful time. Scott Kooiman and Kraig Klaus talk with Chuck Wolf of Caring Transitions about estates in transition including downsizing and relocation.2022-05-2314 min
State48 Homeowner PodcastMay 2022 Market UpdateKraig Klaus, Steve Farrington, and Scott Kooiman discuss the real estate and mortgage markets, including the recent shift in inventory and buyer demand, interest rates, forbearance, inflation, and projections for the months ahead.2022-05-1617 minState48 Homeowner PodcastRestoring Your Shower or TubScott Kooiman talks with Eric and Kara McConnell with Right Choice Resurfacing about the process of resurfacing showers, tubs, and countertops.2022-05-0914 minState48 Homeowner PodcastHome Automation - Alexa and BeyondScott Kooiman talks with Justin Dewing of Positive Home Entertainment about home automation. We discuss all of the different things that can be automated, how to control it, and the newest trends and tech to make our home lives more productive.2022-05-0240 minState48 Homeowner PodcastApril 2022 Market UpdateKraig Klaus, Steve Farrington, and Scott Kooiman talk about the real estate and mortgage markets in April 2022, including inventory, demand, rates, and rents.2022-04-2517 minState48 Homeowner PodcastThe Keys to Home SecurityScott Kooiman talks about keeping your home secure with Ben Moss from Agent Locksmith. They talk about what a homeowner should consider when moving into their new home and some habits to avoid to keep your home, family, and property safe.2022-04-1820 minState48 Homeowner PodcastMold, Hoarding, and Smoking and How to Deal with the DamageScott Kooiman talks with Jill Herndon of Lotus Restoration Services about the effects of mold, hoarding, and smoking on a home.2022-04-1118 minState48 Homeowner PodcastUnderground Water LeaksKlaus Team agent Susanne Lynch talks with Scott Kooiman about an underground water leak she had under her home, and civil engineer Kurt Peterson of Peterson Geotechnical Group talks about the science of the issue and what to do when you have a water leak under your home.2022-04-0431 minState48 Homeowner PodcastWhat Can Go Wrong With Your PoolKenny Klaus and Scott Kooiman talk with Mike Koenig of East Mesa Pools about everything that could go wrong with your pool and how to avoid it.2022-03-2831 minState48 Homeowner PodcastMarch Market UpdateScott Kooiman talks with Kraig Klaus of Klaus Team Real Estate Solutions and Steve Farrington of Gaylord Hansen Mortgage Group about the Arizona real estate market, including inventory, appreciation, affordability, rents, rates, and market volatility.2022-03-2122 minState48 Homeowner PodcastFire Damage – Cause, Effect, and RestorationKenny Klaus and Scott Kooiman discuss fire damage with Jill Herndon of Lotus Restoration Services as they dive into the causes, effects, and how to mitigate fire damage in a home.2022-03-1417 minState48 Homeowner PodcastWhat Homeowners Should Know about TaxesKenny Klaus and Scott Kooiman talk with Mark Weech of Weech Financial about what homeowners should know about taxes, including mortgage interest deductions, tax implications for the sale of property, as well as new tax issues in 2022.2022-03-0732 minState48 Homeowner PodcastFebruary 2022 Market UpdateScott Kooiman talks with Kraig Klaus, Lead Listing Specialist with Klaus Team Real Estate Solutions and Steve Farrington, Home Finance Expert with the Gaylord Hansen Team about the current market in February 2022 as they discuss rates, inventory, real estate, and predictions moving forward.2022-02-2823 minState48 Homeowner PodcastEp 029- Everything You Need to Know About Cleaning Your FloorsScott Kooiman talks with Mike Medley of Medley Carpet Care about how to care for floors between cleanings, carpet cleaning, grout cleaning, and how to decipher carpet cleaning specials you find in mailer coupons and radio spots.2022-02-2122 minState48 Homeowner PodcastEp 028- Everything You Need to Know about Pool RemodelsKenny Klaus and Scott Kooiman talk with Mike Koenig of East Mesa Pools about remodeling and updating your pool.2022-02-1429 minState48 Homeowner PodcastEp 027- Water Damage – Cause, Effect, and RestorationKenny Klaus and Scott Kooiman discuss water damage with Jill Herndon of Lotus Restoration Services as they dive into the causes, effects, and how to mitigate water damage in a home.2022-02-0726 minState48 Homeowner PodcastEp 026- What is 72 Sold?Kenny Klaus and Scott Kooiman talk about the 72 Sold marketing program and some other innovative ways to sell Arizona homes as they look at the claims made on the ever-present commercials and what that means for Arizona home sellers.2022-01-3133 minState48 Homeowner PodcastHot Tubs and Winter Pool MaintenanceKenny Klaus and Scott Kooiman talk with Mike Koenig of East Mesa Pools about how to care for your hot tubs and how to make sure your pool stays healthy in the winter.2022-01-1726 minState48 Homeowner PodcastLet’s Talk Artificial TurfKenny Klaus and Scott Kooiman both have artificial turf at their Arizona homes. In this episode, we sit down with Tracy Tingue, owner of AZ Turf and More and discuss today’s turf options, the process of installs, maintenance, pets, HOA rules, and the do’s and don’ts of artificial grass in Arizona.2021-12-1348 minState48 Homeowner PodcastNovember Real Estate Market UpdateScott Kooiman talks with Kraig Klaus, Lead Listing Specialist with Klaus Team Real Estate Solutions and Steve Farrington with loanDepot about the current market in November 2021 as they discuss inventory, supply and demand, appreciation projections, interest rates, and Zillow’s withdrawal from iBuying.2021-11-2219 minState48 Homeowner PodcastPurchasing with a VA LoanThose who have served our country have special benefits that help with homeownership. The Klaus Team’s Renee Smith and LoanDepot’s Steve Farrington chat with Scott Kooiman about VA misconceptions, benefits, and success stories with VA home buyers, as well as ways veterans can use their benefits.2021-11-1130 minState48 Homeowner PodcastThe Down and Dirty of Septic, Clean Outs, and Leech LinesKenny Klaus and Scott Kooiman are joined by Jeff Boatwright of Cartright’s Drain Service as they discuss all things septic, including what homeowners should do on an ongoing basis, warning signs, and other things to know about their on-site wastewater management.2021-11-0826 minState48 Homeowner PodcastOctober Real Estate Market UpdateScott Kooiman talks with Kraig Klaus, Lead Listing Specialist with Klaus Team Real Estate Solutions about the current market in October 2021 as they discuss inventory, offer expectations, negotiations, interest rates, projections for rates moving forward.2021-10-1811 minState48 Homeowner PodcastManaging Your EquityWhen your home has appreciated and you’ve paid down the principal, your home becomes worth more than you owe – and you’re building equity. In this episode Scott sits down with Steve Farrington, a loan and finance expert from Loan Depot, as we discuss ways to maximize and use your equity to update your home, invest in other opportunities, consolidate debt, or optimize your payments. Join Scott Kooiman and Steve Farrington from Loan Depot as they discuss the power of home equity and how to leverage it for financial opportunities. Learn about the various ways to use your home's eq...2021-10-0425 minState48 Homeowner PodcastWelcome to the State 48 Homeowner Podcast!Arizona is a unique landscape with its own climate. Many Arizona Homeowners wish there was an owner’s manual, and now there is one. Each week, hosts Kenny Klaus and Scott Kooiman discuss a relevant topic for Arizona Homeowners and bring in experts to help listeners understand how best to care for Arizona homes, landscape, and every other aspect of owning a desert home. They’ll also keep listeners in tune to the state of the current housing market and new opportunities homeowners have in a changing world. Kenny and Scott lead Klaus Team Real Estate Solutions, a re...2021-08-0601 min