Shows
The Futurizts PodcastF0141: Stonks to Watch NOW! Investment Analyst Azharuddin Shares His Stock List! 🚀Last Monday (July 7), Donald Trump announced a 25% tariff on all Malaysian products entering the US, effective August 1.The letter, detailing to PM Anwar, sought to escalate the Malaysia-US trade relations, which Trump previously agreed to lower Malaysia’s tariffs down to a baseline of 10% while exempting semiconductors.The reason for the “new” tariffs, according to Trump, is to “eliminate the Trade Deficit disparity” the US has with Malaysia.In the same week, Bank Negara Malaysia (BNM) lowered the Overnight Policy Rate (OPR) by 25 bps to 2.75%, citing “continued expansion in global growth, supported by sustained co...2025-07-151h 01
The Futurizts PodcastF0140: Your Top Money Questions Answered - Savings Tips, Insurance, Stocks, SST & More!Watch the video on YouTube: https://youtu.be/tfBnfBWa87kLinks & Resources:i) Join Our WhatsApp Group: https://futuriztsmembership.wasap.my/ii) Medical Cards Between RM50-120 (not sponsored): https://www.instagram.com/p/DKKBw_OJMg5/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==iii) How To Invest In US Stocks: https://thefuturizts.beehiiv.com/p/start-investing-us-market-f0d7iv) Preparing for SST Increase: https://open.spotify.com/episode/0rHPNDYnFavIppjZrfgkDi?si=84552e87aa8e4cacTIMESTAMPS(00:00) Bank Stocks or REITs?2025-06-3057 min
The Futurizts PodcastF0139: SST Increase - Are You Ready For Another Price Hike? (With Hann Liew)On Monday (June 9), the government announced the revision on SST to boost revenue and strengthen the country’s finances.To ensure that the majority of citizens remain unaffected, the administration has promised that essential goods and services will not be taxed.But the SST document, which is over 222-pages and contains thousands of items, paints quite a different picture. Many people were shocked when they realized that imported fruits (even those that are produced locally) will be hit with the Sales Tax.For a better idea, Malaysia imports A LOT of fruits, including ap...2025-06-171h 04
The Futurizts PodcastF0138: RinggitPlus CEO - 7 in 10 Malaysians Save Less Than RM500 A Month! The Stats Are Worrying!Siew Yuen Tuck is the CEO and co-founder of RinggitPlus, Malaysia’s leading financial comparison platform under the fintech group Jirnexu. An Oxford University graduate in Modern History, Siew began his career in investment banking at Citigroup and later joined a UK hedge fund before returning to Malaysia to address the lack of accessible financial information. He launched RinggitPlus in 2012 to empower Malaysians with transparent, user-friendly tools for comparing and applying for financial products.Siew is also the driving force behind the annual RinggitPlus Malaysian Financial Literacy Survey (RMFLS), which in 2024 revealed improvements in...2025-04-151h 02
The Futurizts PodcastF0137: Why Trump's Tariffs Will Negatively Impact Malaysia and Its Citizens (With Experts Hann and Sani)On Apr 2, Donald Trump announced sweeping tariffs on multiple nations. Malaysia has been slapped with 24% reciprocal tariffs, which is a 50% discount versus the tariffs we “charge” to the US, according to the White House.Trump argues that tariffs will bring back industrialization to America. He believes that other nations have become more rich and powerful at America’s expense, and that foreign countries, whether friend or foe, have “looted,” “pillaged,” “raped,” and “plundered” the beautiful country.The steep tariffs will encourage US consumers to buy more local-made goods and major companies to build their factori...2025-04-091h 23
The Futurizts PodcastF0136: Overworked & Underappreciated - Why Doctors Are Leaving MalaysiaDr. Jon Goh is a distinguished ophthalmologist with a passion for simplifying medical information for patients. A graduate of First Sechenov Moscow Medical University, he trained across multiple specialties before focusing on ophthalmology in major Malaysian hospitals.In this discussion, Dr. Goh shares his insights on Malaysia’s healthcare sector, shedding light on the growing issue of doctor burnout. He explores the challenges faced by medical professionals, from overwhelming workloads to systemic inefficiencies, and discusses potential solutions to improve working conditions.Watch the full video with timestamps on YouTube....2025-03-3054 min
The Futurizts PodcastF0135: MrMoneyTV - Hitting RM1 million in EPF is NOT as hard as you think! But...Previously a registered financial planner, Peter made the daring transition to start his own brand, MrMoneyTV, in 2019.Now, just six years later, MrMoneyTV is one of the top financial content creators in Malaysia, having amassed hundreds of thousands of subscribers on YouTube & TikTok, and over 70,000 followers on Instagram.Together with his partner CK Yap, the channel has been steadfast on their mission in making money matters simple for Malaysians.In this session, we address your biggest questions and touched on topics such as achieving RM1 million in EPF, choosing the best medical premiums...2025-03-171h 16
The Futurizts PodcastF0134: (Almost) Everything You Need to Know About Malaysian Banks - With Investment Analyst AzharuddinOver the past decade, Maybank has consistently paid 5-7% in annual dividends, while Public Bank and CIMB have also maintained steady payouts, albeit at slightly lower rates. Some banks, like RHB, have even offered dividends as high as 7% in certain years.But are Malaysian banks a good starting point for new investors? How do stock dividends work, and what key dates—such as the ex-dividend date and declaration date—should you pay attention to?In this episode, investment analyst Azharuddin breaks down the ins and outs of investing in Malaysian banks, help...2025-03-1156 min
The Futurizts PodcastF0133: Petronas To Lay Off Employees, EPF Dividends To Top 5.80% (With Experts Hann and Sani)Petronas has confirmed that it will layoff employees to ensure long term survival.The O&G giant announced on Feb 7 that it currently has too many workers and needs to undertake a workforce restructuring.“If we don’t do it now, there’ll be no Petronas in 10 years,” its CEO said.Starting the second half of 2025, employees who are no longer needed will be retrenched rightsized. Petronas has promised that those affected will receive “appropriate assistance.”According to its CEO, the company currently has 52,000 employees, but 16,000 are considered “Enablers,” which the group aims to re...2025-02-181h 02
The Futurizts PodcastF0132: Forget About B40, M40, and T20. It's All About Budgeting. (With Experts Hann and Sani)Recently, an anonymous housewife shared how she manages to save RM200-250 per month on her husband’s RM1,500 salary, even with 3 kids.After EPF deductions, the take-home pay is only RM1,335. 😬The post has gone viral on Facebook and shocked netizens. Many praised her discipline and dedication on saving and felt grateful of their own financial situation.In this episode, financial experts Hann Liew and Sani Hamid discuss the fundamentals of budgeting (centred around this housewife's post) and tips to better your current financial situation regardless of your income....2025-01-211h 07
The Futurizts PodcastF0131: Achieving RM1 mil in EPF, Should You Job Hop, and More (With Experts Hann and Sani)In 2022, EPF’s chief strategy officer said that Malaysians would require RM900,000-1 million to retire comfortably.But is this sufficient to retire? More importantly, how much will this be worth after 20-30 years? What's the secret to planning for retirement and enjoying the current moment?In this episode, financial experts Hann and Sani discuss, EPF, retirement, job hopping, gold, Bitcoin and more.----------Timestamps(00:00:19) 35 y/o woman achieved RM2 mil in EPF - is this possible?(00:03:59) Sh...2024-11-061h 23
The Futurizts PodcastF0130: 2025 Will Be Great For Malaysia Only If These Issues Are Addressed.After signing the documents on Monday (7 Oct), PM Anwar expressed optimism for next year’s budget, noting that it will strengthen the local economy and equalize income distribution.While the details have yet to be announced, Budget 2025 will set the tone for Malaysia and the rakyat for the rest of the year.In 2024, our country has made significant progress by promoting foreign investment, posting strong GDP and trade numbers, and receiving an upgrade in rating from JP Morgan.Still, there are three areas which we need to urgently address in order to transition Ma...2024-10-1436 min
The Futurizts PodcastF0129: Ringgit RM4.1220. But I don't see my bills getting cheaper! (With Experts Hann and Sani)On Friday (27 Sept), the Ringgit hit its highest point since June 2021.At RM4.1220 versus the US dollar, it has gained 12.19% since the start of the year and has blown past the year-end target of analysts, with the most optimistic forecast at RM4.20. The average predictions were at RM4.40-RM4.50.Because of this, MIDF has revised their year-end target and expects the ringgit to hit RM4.03 by December.In this episode, financial experts Hann and Sani talk about the ringgit’s unstoppable momentum and what it means for you.----------...2024-10-021h 15
The Futurizts PodcastF0128: Ask the Expert! (With Economist Sani Hamid)At RM4.3180, the ringgit is now at its highest level since February 2023.Meanwhile, the FBMKLCI is at a four-year high.Stocks like Maybank, Tenaga, and CIMB have rallied 20-40% in the past 8 months.In this episode, Mr. Sani Hamid, a veteran economist and certified financial planner, addresses these topics and your burning questions! ---------- Timestamps (00:00:18) What’s happening to the ringgit? Why is it up so much, so quickly?(00:07:52) The Malaysian market at a four year high – what should newe...2024-09-031h 01
The Futurizts PodcastF0127: Why Malaysians Can No Longer Afford A Home Anymore 🥲From 2009 to 2023, property prices have more than doubled. According to numbers from The Edge, an average apartment now costs about RM582,000. With fresh grads earning RM3,000 per month, it will take them 8 years to save up for a downpayment for a house.And that’s before other costs.This is why the younger generation can no longer afford a home.Resources:i) Average apartment prices are now RM582,887: https://theedgemalaysia.com/node/709887ii) Golden rules before buying a property: https://www.propertyguru.com.my/property-guides/ho...2024-08-2852 min
The Futurizts PodcastF0126: Will the Ringgit Hit RM4.00 by Year-End?? (With Experts Hann and Sani)The ringgit’s performance in the past two weeks is unreal.It has gained 3.50% in 8 days, from RM4.6588 to a 12-month high of RM4.4320, before settling at RM4.4635 against the US dollar.This massive movement has not been seen since November 2022, when the local note strengthened from RM4.7380 to RM4.50.In this session, financial experts Hann and Sani are back to talk about the ringgit's movements, what it means for you, and most importantly, will it hit RM4.00 before 2024 ends?-----------Timestamps:...2024-08-0658 min
The Futurizts PodcastF0125: Markets are High. So Should I Invest Now?? (With Experts Hann and Sani)The FBMKLCI has gained 11.97% since the start of the year.The S&P is up 18.33%Gold is up 16.80%.Bitcoin rallied 46.07% (only 16% away from its all-time high of $73,800).It’s obvious that markets have performed exceptionally well so far.If you’re afraid to invest right now, you’re not alone.In this session, financial experts Hann and Sani discuss whether it’s too late to invest in the current market and the impacts of the recent assassination attempt on Donald Trump.----------2024-07-171h 14
The Futurizts PodcastF0124: I Saved RM1,000. What Now?? (With MrMoneyTV)In this session, we dive into the mind of Peter Yong, the founder of MrMoneyTV, to understand his personal motivations and strategies in managing money more effectively.Topics include:How can I grow my first RM1,000?Are ASB and ASM still good investments?I want save more. But how?What's the most sustainable way to increase income?Is it too late to buy crypto?Thoughts on Digital banks (GXBank, Rize, AEON Bank)?Watch this episode on YouTube: https://youtu.be/QwwaEtLLlPcThis session was conducted live on Instagram on...2024-06-291h 16
The Futurizts PodcastF0123: Diesel and petrol subsidies to be removed soon. What now?? (With Financial Experts Hann and Sani)On May 21, PM Anwar announced the cabinet’s decision to implement the subsidy rationalization for fuel.It will start with diesel first and apply to users in Peninsular Malaysia.The Prime Minister stressed that this move is targeted at foreigners and the rich, and will save the government RM4 billion annually.This means that diesel will be floated in the market really soon, which will see prices increase by 55%, from RM2.15/litre to RM3.33/litre.Along with financial experts Hann Liew and Sani Hamid, we discuss the details of what has be...2024-06-041h 24
The Futurizts PodcastF0122: EPF Account 3 - Good or Bad?? (With Financial Experts Hann and Sani)On 25 April, EPF officially announced Account 3, which is a new Account that will receive 10% of your monthly contributions.This account will allow members to withdraw the balance any time, and EPF said this was to replace targeted withdrawals.Old structure:70% Account 1 (cannot be withdrawn until 55).30% Account 2 (can be withdrawn early to pay for education, housing loan, and healthcare).New structure:75% Account 1.15% Account 2.10% Account 3 (can be withdrawn any time).Along with financial experts Hann and Sani, we discussed the pros and cons of this move, plus...2024-04-301h 27
The Futurizts PodcastF0121: How to Build Your Portfolio (with Financial Experts Hann and Sani)Gold, ASB/ASM, stocks, FDs – what do these have in common?They are all part of a diversified portfolio to help you maximize your returns.But how do you determine what percentage to allocate in each asset?Where else can you invest?Most importantly, when should you take profits?In this session, ex-investment banker Hann Liew and economist Sani Hamid discuss how to build a portfolio that maximizes your returns, gold’s remarkable rally, and more.--------------Timestamps:(00:01:36) Why is Gold up 15.48% since Janu...2024-04-171h 36
The Futurizts PodcastF0120: SGDMYR has gained 15.46% in 2 years. Why does it only go up?? (With Economist Sani Hamid)It seems like every other day, the Singapore dollar is making a new all-time high.Since the start of the year, the SGDMYR pair has rallied by 2.45% to RM3.5745.In the recent two years, the Sing dollar improved 15.46%, representing an annual return of 7.45%.This return is higher than EPF and 87% of unit trusts in Malaysia.In this episode, we invite Sani Hamid, an economist and certified financial planner with over 30 years in the markets, to discuss the declining ringgit and why the Singapore dollar only goes up....2024-02-2848 min
The Futurizts PodcastF0119: Investing in 2024 - How next year will be for the markets, 10% Sales Tax & Price Increases.We’re back with Certified Financial Planners Hann and Sani. This session, as the title suggests, mainly focuses on investing in 2024. The speakers shared what sort of strategies we as investors could employ to maximize profits and insights on how next year will be for the markets.We also talked about a more pressing matter: the new 10% sales tax, which will be imposed on Low-Value Goods below RM500 starting January 1, 2024.Will the new 10% sales tax make local goods more competitive?How likely is this new policy to increased prices of online goods?Why are the US Fe...2023-12-221h 38
The Futurizts PodcastF0118: EPF, Bitcoin, and More - Hann and Sani Discuss Bitcoin's 125% Rally This Year and EPF's Projected Payout.In this episode, Certified Financial Planners Hann and Sani share insights on Bitcoin's impressive 125% gain on a year-to-date basis and crypto as an investment class. The second half of the session covers EPF's projected payout for 2023, which experts estimate should range between 5.4-5.7%.What makes Bitcoin unique compared to traditional asset classes?Why is Bitcoin up 125% since January? What makes the asset so volatile?How can we position ourselves in a volatile asset to maximize returns and minimize losses?EPF is expected to pay 5.4-5.7% this year - will it be higher?What is EPF's investment strategy, and...2023-12-011h 48
The Futurizts PodcastF0117: Budgeting the Ringgit - Financial Experts Discuss the Ringgit’s Journey to RM5.00, Budget 2024 Impressions, and More.In this episode, financial experts Hann and Sani break down Budget 2024 and its potential impacts (both positive and negative) to the rakyat. We also discuss the ringgit’s road to RM5.00 and assets to consider with geopolitical tensions on the rise.Budget 2024 represents Anwar’s promise to aid lower-income groups, but does it stay true to its proposal?How did the local market and the ringgit react to Budget 2024?Will the removal of price ceilings on chicken and eggs trigger a surge in prices?Will the SST increase to 8% force businesses to raise prices?Is removing diesel subsidies a go...2023-10-201h 33
Girl Chat InternationalYou can have financial freedom too – Shinji Ong, founder of The FuturiztsOn this episode, Aubrey & Hersyn interview Shinji Ong of The Futurizts to discuss financial freedom! Shinji shares more about his own mistakes with investing and how he learned more about financial literacy and reaching financial
freedom. Shinji wonderfully breaks down all the myths and questions one could have as they become more financially literate such as, the myths behind credit cards, is it too late to start investing? renting vs buying, and more!
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To VIEW the pod and see your fave hosts reactions, follow...2023-10-0546 min
The Futurizts PodcastF0116: Not Gonna Lie About Finance - Industry experts answer your top money questions!How much should we save for retirement? What is the recommended amount?What is the current state of the global & local market?How can I save more?Are long commute times to the office good or bad?Should I switch jobs to work in a bigger company?Recently, we started to accept anonymous questions from you guys through NGL.The response we received was overwhelming, and we are doing our best to keep up with all the questions. We have answered quite a few of them, but they are scattered between TikTok, Instagram, and Twitter.In this...2023-09-131h 17
The Futurizts PodcastF0115: The Wage Crisis - More than 1 in 3 Malaysians earn less than RM2,000 per month.In this episode, we’re back with financial experts Hann Liew and Sani Hamid. Our discussion centered upon the recent wage report released by the Department of Statistics, which highlights the alarming wealth gap between the rich and the poor. We also addressed the question of whether Malaysians are underpaid, and the possible solutions that can be implemented in order to resolve this crisis. Finally, we talked about investing in general – what details that newbies should look out for and how to plan their personal finance journey.Quick facts:The recent quarterly wage report released by the...2023-08-091h 43
The Futurizts PodcastF0114: The Ringgit Blues - Financial Experts Hann and Sani discuss the declining ringgit, Bank Negara Malaysia's intervention, and more.How does the ringgit’s decline affect citizens, apart from seeing import prices go up?What are the reasons for the ringgit's decline? Why has it experienced such a significant drop not only against the US dollar but also against other major currencies?Many people are attributing the ringgit’s weakness to the lack of action from Bank Negara Malaysia. What measures could BNM undertake in this situation?Raising the OPR by a fair margin in order to “catch up” with other central banks and strengthen the ringgit is definitely something to consider. But wouldn't such OPR hikes further burden citizens...2023-07-011h 59
The Futurizts PodcastF0113: Malaysian Finance - Industry Experts discuss on increasing the Retirement Age, BNM's recent OPR hike, and ASB & ASMIn our latest episode, we had the privilege of hosting esteemed guests Hann Liew, the founder of RinggitPlus, and Economist Sani Hamid.Our discussion spanned across various significant subjects, encompassing the dire state of EPF savings and potential strategies to enhance the retirement funds of Malaysians.We also delved into the recent OPR hike by BNM, as well as expert opinions on ASB and ASM.Should the retirement age be raised to increase the alarmingly low EPF savings of Malaysians?Would raising the mandatory EPF contributions from employers work?Why did Bank Negara Malaysia (BNM) hike...2023-05-131h 57
The Futurizts PodcastF0112: Rugged by Banks - Expert Insights on the Banking Crisis, Are Malaysian Banks Still Safe?What do banks actually do with your money? Do they store it safely or use it for other purposes such as lending out or investing?How and why did Silicon Valley Bank, the 16th largest bank in the US, collapse in just two days?Should Malaysians be concerned about this contagion?What are the essential facts we should know about the PIDM insurance for member banks?There are widespread rumors of the US dollar hyperinflating - is this a plausible scenario?Is it possible for Bitcoin to reach $1 million in the next 90 days, and is it a genuine solution to...2023-03-271h 58
The Futurizts PodcastF0111: Budget 2023 Highlights, EPF worries (with RinggitPlus founder Hann Liew & Economist Sani Hamid)In this episode, we are joined by Hann Liew, the founder of RinggitPlus, and Economist Sani Hamid.Hann is a personal finance expert with over a decade of experience in the financial industry. Qualified as a licensed financial planner, he has helped over a thousand Malaysians on their path towards financial literacy.Our other speaker, Mr. Sani Hamid, is a renowned economist and strategist with over 30 years of experience in the financial sector. He is a frequent commentator in the media and is widely respected in the field of economics.Our speakers discussed...2023-03-031h 49
The Futurizts PodcastF0110: Personal Finance!! (With Financial Content Creator Marcus and Econ Man Sani Hamid)What’s the first, most important lesson about money that one must know about?Is setting financial goals important? How do we set goals that are realistic and achievable?How can I save money in the current era of inflation?What are the best investment options for a beginner? Let’s say I am a student with an allowance of RM500 per month.What are the most common financial mistakes that people make, and how can we avoid them?~~~~~~~~~~~~Join our journey towards financial literacy and be a wiser investor today for as little as $1/month:ht...2023-01-131h 29
The Futurizts PodcastF0102: Is Crypto DEAD?? (With Ab0ogee)IN THIS EPISODE, YOU’LL LEARN:• Who is Ab0ogee - An anonymous crypto whale who has helped the web3 community in Malaysia by sponsoring creators and NFT events.• How do we keep our crypto safe? Is a cold wallet really necessary?• What happened to the crypto market? How did we get here?• Ab0ogee's personal thoughts on surviving a bear market.• The long-term investor's sentiment - what is it?~~~~~~~~~~~~Join our journey towards financial literacy and be a wiser investor today for as little as $1/month...2022-12-021h 28
The Futurizts PodcastF0109: Anwar Got Elected. What Now? - Post GE15 Thoughts with Economist Sani HamidWas it surprising for Anwar to be elected?Now that we have a new prime minister, what’s next?The Bursa market rallied after Anwar’s appointment – where is the next resistance?Will the Malaysian ringgit continue to strengthen?Why has the US dollar weakened?Can Malaysia avoid a recession in 2023?~~~~~~~~~~~~Join our journey towards financial literacy and be a wiser investor today:https://www.patreon.com/TheFuturiztsFind us at:https://linktr.ee/thefuturizts~~~~~~~~~~~~Useful links:i) The next f...2022-11-301h 02
The Futurizts PodcastF0108: The FTX Debacle - Market Mayhem, FTX Files for Bankruptcy, Contagion Spreads, BlockFi Halts Withdrawals.The FTX debacle – how the second largest crypto exchange in the world collapsed in 3 daysWhat can we learn from CEOs and billionaires? Should we trust them completely?How do we as investors avoid a crisis like this?Is the contagion over? Has Bitcoin bottomed?Where is the safest place to store your crypto? Is storing it in a cold wallet really safe?~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Join our journey towards financial literacy and be a wiser investor today:https://www.patreon.com/TheFuturiztsFind us at:https://linktr.ee/thefuturizts...2022-11-171h 35
The Futurizts PodcastF0107: Dumped by the Market - Sterling Pound Crash, Malaysia's inflation at 4.7%, How to Prep for a Recession?The Malaysian Ringgit – Why is it weakening against the US dollar? Is this trajectory expected to continue?Why is the US dollar so strong right now? As Malaysians, should we be worried of our weakening local currency?What caused the crash of the sterling pound?How do we prepare for a recession? What are the do’s and dont’s?Malaysia’s August inflation came out at 4.7% - Why does it feel much higher?*Skip to (07:31) to get into our main discussion.~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Join our journey towards...2022-09-301h 25
The Futurizts PodcastF0106: Bear Market Blues - Inflation hits 8.3%, Can the Federal Reserve prevent a recession? Why is the Japanese yen so weak?Inflation in the US hit 8.3% in August – What does this mean and how it will affect the economy?Will the Federal Reserve save the stock market? Can they prevent a recession?What should we expect in the upcoming FOMC meetings? Will the Fed be more aggressive?Why is Bitcoin becoming more correlated to the stock market? Will we see a decoupling soon?The Japanese yen hit a 7 year low against the Malaysian Ringgit – why is this the case?~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Join our journey towards financial literacy and be a wiser investor today: https://www.patreon.com/TheFuturizts2022-09-151h 10
The Futurizts PodcastF0101: The Futurists AMA, LIVE with M1NTED*This podcast is not financial advice. It is used for entertainment purposes only. We are not financial/legal advisors.In this episode, we invited Shinji, our founder, to share the history of The Futurists, his personal struggles and successes, and additional market insights!Moderated by Clarice from M1NTED Asia, you’ll learn:The brief history of The Futurists (origins and long term goals)What are the best ways to build knowledgeHow does the Federal Reserve affect the economy? What are interest rates?Will we see a Bitcoin standard adopted by the world?...2022-08-051h 31
The Futurizts PodcastF0105: Reserved by the Fed - Jerome Powell announces 75 basis point hike, US in technical recession, Why is the Singapore Dollar so strong?How do interest rates affect the economy?The Federal Reserve raised interest rates by 0.75% - why did the markets rally?What are the key takeaways during the FOMC meeting?Why is the Singapore Dollar so strong against the Malaysian Ringgit?With the US recording two consecutive quarters of negative GDP, does that mean we’re in a recession?~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Additional Sources and reading materials:i) The Fed raises rates by 0.75%:https://www.cnbc.com/2022/07/27/fed-decision-july-2022-.html#:~:text=Federal%20Reserve-,Fed%20hikes%20interest%20rates%20by%200.75%20percentage%20point,consecutive%20time%20to%20fight%20inflation&te...2022-08-021h 26
The Futurizts PodcastF0104: Funds Are with Sifu - How did Celsius, Voyager, and 3AC Collapse? Are lending platforms sustainable? How did Terra (LUNA), Celsius, 3AC, and Voyager collapse? What can we learn from this?Stablecoins and CBDCs – what are they? Will govt money continue to reign or will we see a new era?The different types of crypto exchanges – what are their business models, and what do they do with your funds?Are lending/borrowing platforms sustainable? How do they earn yield?Reading T&Cs – what are the red flags to look out for?Scams and false promises – how do we avoid them? What’s the best way to protect our funds?*Skip to (11:51) for the main session~~~~~...2022-07-251h 38
The Futurizts PodcastF0103: The Inflation Era - Why is CPI at 9.1%, Sri Lanka's Devastating Crisis, Malaysia's current EconomyIN THIS EPISODE, YOU’LL LEARN:The recent inflation data released from the US: Why is it at 9.1%? Does the figure correctly reflect the true extent of inflation?A weaker Ringgit: is it good or bad for Malaysia’s economy?Sri Lanka’s economic collapse: What happened?What can the Malaysian government learn from Sri Lanka’s collapse?Why is Malaysia running low on chickens? Will Price Ceilings work?Foreign reserves: What are they and why are they crucial?~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Additional sources & reading materials:i) Malaysia’s chicken crisis: https://twitter.com/FuturistsM...2022-07-161h 32
Hôm nay ngày gì?Ngày 16 tháng 4 là ngày gì? Hôm nay là ngày sinh của Charlie ChaplinNhững cột mốc sự kiện đáng chú ý của ngày 16 tháng 4
SỰ KIỆN
1293 – Vua Trần Nhân Tông nhường ngôi cho Thái tử Trần Thuyên (tức Trần Anh Tông sau này), trở thành Thái thượng hoàng.
1947 – Huỳnh Phú Sổ, giáo chủ Phật giáo Hòa Hảo mất tích.
1972 – Chương trình Apollo: Tàu Apollo 16 đổ bộ xuống Mặt Trăng từ Mũi Canaveral, Florida, Hoa Kỳ.
1972 – Chiến tranh Việt Nam: Tấn công Nguy...2021-04-1601 min
RTK Media - Kênh chia sẻ các thông tin về TokusatsuRADIO: Kamen Rider Ryuki NOVEL - World of IF (TẬP 5)Xin chào các bạn và chào mừng các bạn quay trở lại với chuyên mục RTK Radio, lên sóng đều đặn vào tối thứ 4 cách tuần trên kênh RTK Media.
Ở chương 2, chúng ta đã quay lại mốc thời gian trước khi Shinji bị Ouja hạ sát, dưới góc nhìn của Yui, khám phá những bí ẩn về thân phận của cô cũng như mục đích của Rider War, thông qua các Alternative.
Hôm nay, chúng ta s...2020-02-1200 min
RTK Media - Kênh chia sẻ các thông tin về TokusatsuEpisode 8: RADIO: Kamen Rider Ryuki NOVEL - World of IF (TẬP 5)Xin chào các bạn và chào mừng các bạn quay trở lại với chuyên mục RTK Radio, lên sóng đều đặn vào tối thứ 4 cách tuần trên kênh RTK Media.
Ở chương 2, chúng ta đã quay lại mốc thời gian trước khi Shinji bị Ouja hạ sát, dưới góc nhìn của Yui, khám phá những bí ẩn về thân phận của cô cũng như mục đích của Rider War, thông qua các Alternative.
Hôm nay, chúng ta s...2020-02-1212 minRTK Media - Kênh chia sẻ các thông tin về TokusatsuEpisode 6: RADIO: Kamen Rider Ryuki NOVEL - World of IF (TẬP 3)Xin chào tất cả các bạn và chào mừng các bạn tới với chuyên mục RTK Radio, một chuyên mục mới của RTK Media lên sóng đều đặn vào tối thứ 4 cách tuần.
Ở tập trước, chúng ta đã đi hết Chương 1 của Kamen Rider Ryuki: World of IF.
Tóm tắt lại sự kiện trong chương 1. Sau khi bị Ouja Survive hạ gục, Shinji hoà nhập thân xác với bản thể trong thế giới gương trở thành Kamen Ride...2020-01-2910 minRTK Media - Kênh chia sẻ các thông tin về TokusatsuRADIO: Kamen Rider Ryuki NOVEL - World of IF (TẬP 3)Xin chào tất cả các bạn và chào mừng các bạn tới với chuyên mục RTK Radio, một chuyên mục mới của RTK Media lên sóng đều đặn vào tối thứ 4 cách tuần.
Ở tập trước, chúng ta đã đi hết Chương 1 của Kamen Rider Ryuki: World of IF.
Tóm tắt lại sự kiện trong chương 1. Sau khi bị Ouja Survive hạ gục, Shinji hoà nhập thân xác với bản thể trong thế giới gương trở thành Kamen Ride...2020-01-2900 minRTK Media - Kênh chia sẻ các thông tin về TokusatsuEpisode 5: RADIO: Kamen Rider Ryuki NOVEL - World of IF (TẬP 2)Xin chào tất cả các bạn quay trở lại với chuyên mục RTK Radio, một chuyên mục mới trên kênh RTK Media, lên sóng đều đặn vào tối thứ 4 cách tuần.
Ở clip ngày hôm nay, chúng ta sẽ tiếp tục câu chuyện còn đang dang dở trong Chương 1 của World of IF.
Cuối tập trước, Shinji đang chuẩn bị quay trở lại thế giới gương để đương đầu với Ouja và Tiger, những diễn biến tiếp theo c...2020-01-2216 minRTK Media - Kênh chia sẻ các thông tin về TokusatsuRADIO: Kamen Rider Ryuki NOVEL - World of IF (TẬP 2)Xin chào tất cả các bạn quay trở lại với chuyên mục RTK Radio, một chuyên mục mới trên kênh RTK Media, lên sóng đều đặn vào tối thứ 4 cách tuần.
Ở clip ngày hôm nay, chúng ta sẽ tiếp tục câu chuyện còn đang dang dở trong Chương 1 của World of IF.
Cuối tập trước, Shinji đang chuẩn bị quay trở lại thế giới gương để đương đầu với Ouja và Tiger, những diễn biến tiếp theo c...2020-01-2200 min