Shows
'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS10 Ep3 Do I Need a Spreadsheet?In the third episode of the ‘Money and Me’ season, Simon and Bex talk about practicalities (including processes as well as tools) that can help us to manage our money well.Some key points of interest covered in this episode include the following:Simon starts off by commenting that because people deal with issues in different ways, there is not a single, ideal way to manage our money. Instead, we need to select - from a range of options - the strategies and tools that are going to work best for us. [01:35]Rather than launching straight into...2025-06-2524 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS10 Ep2 Where do we Start?In the second episode of this season on ‘Money and Me’, Simon and Bex talk about the importance of identifying core values and principles at the start of our journey with money.Some key points of interest covered in this episode include the following:Simon suggests that the first step in getting to grips with money is being willing to think and talk about it [01:25]; the second stage is to start exploring and understanding what we believe as a result of our faith and how that then affects the way that we think about money and how...2025-06-1824 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS10 Ep1 What Matters and WhyIn the first episode of this season on ‘Money and Me’, Simon talks about key moments and turning points in his journey with money.Some key points of interest covered in this episode include the following:Simon talks about a Peugeot 204 and the part that it played in the first ‘gripping memory’ that he has of money. [03:45] Simon's first significant experience of managing his own money was when he became a student. [06:06]Being left some money in his Gran’s will prompted Simon to consider the relevance of biblical teaching to what he did with his money. [08...2025-06-1123 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Bonus Ep2 Navigating Faith and Finance for Charities: Insights from Yekemi Otaru, CEO of Somebody CaresIn the second bonus episode of this season on ‘Making Things Happen: Churches, Charities and Money’, Dr Yekemi (Kemi) Otaru shares her experiences of dealing with faith and finance challenges in her role as CEO of Aberdeen charity, Somebody Cares. Some key points of interest covered in this episode include the following:Kemi introduces herself, explaining the steps that led her to become the CEO of Somebody Cares. Her achievements en route include becoming the first black woman to serve as a University Chancellor in Scotland. [01:09] Kemi goes on to talk about how Somebody Cares gives imme...2025-05-1435 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Bonus Ep1 Navigating Faith and Finance for Churches: Insights from Malcolm Webb, Church AccountantIn the first bonus episode of this season on ‘Making Things Happen: Churches, Charities and Money’, Malcolm Webb shares his experiences of balancing faith and finance on a daily basis in his role as a church accountant.Some key points of interest covered in this episode include the following:Malcolm introduces himself, explaining how he became a Christian and the steps that led him to become the accountant of a multi-site church serving Aberdeen and Aberdeenshire. [01:48]In response to a question from Bex, Malcolm describes some of the dynamics of being the accountant of a church othe...2025-04-2333 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep8 Faith Before Finance: Turning Vision into Provision for Churches and CharitiesIn Episode 8 of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss ways in which faith can be put before finance so that vision is turned into provision for churches and charities.Some key points of interest covered in this episode include the following:Bex and Simon introduce the topic of vision and provision in church and charity work, noting from the outset that there is a crucial balance that needs to be struck between having faith and being realistic about financial matters. [00:34] Bex gives some biblical examples to illustrate the fact...2025-03-2626 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep7 Staffing and Other Business Factors that Affect the Finances of Churches and CharitiesIn Episode 7 of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss approaches that charities and churches can take to dealing with staffing and other business factors that affect their finances.Some key points of interest covered in this episode include the following:Bex starts off the discussion by asking Simon whether all charities and churches need ‘staff’ [00:50] and then goes on to enquire about essential personnel, such as trustees, for a charity. (01:51)Simon explains that the nature and vision of a charity will determine if, and when, it should start employin...2025-03-1925 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep6 Making Specific Project Finances Work for Charities and ChurchesIn Episode 6 of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss how charities and churches can make finances work for specific projects.Some key points of interest covered in this episode include the following:Simon starts off the discussion by mentioning a number of different types of projects – including special events, new initiatives and building projects – that can require a specific financial response from a church or charity. [01:49]In response to a question from Bex, Simon suggests that the first priority should be to establish the timescale of the project as that...2025-03-1224 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep5 How, When and with Whom should Charities and Churches Talk about Money?In Episode 5 of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss how, when and with whom charities and churches should talk about money.Some key points of interest covered in this episode include the following:Simon starts off by suggesting that when it comes to talking about money, churches and charities should be proactive by initiating conversations, and also by determining their content and direction. [01:41] He adds that money cannot be a ‘secret topic’ for a church or charity for legal reasons and also because transparency and accountability are required in order...2025-03-0524 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep4 Budgeting and Cash Flow for Charities and ChurchesIn Episode 4 of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss how charities and churches can best manage their budgets and cash flow.Some key points of interest covered in this episode include the following:Simon starts off by explaining that managing budgets and cash flow well are vital factors to prioritise for anyone aiming to run a viable charity. [01:10]In response to a question from Bex, Simon notes that a charity must have its own dedicated bank account; in addition, each charity must also be managed and overseen by a bo...2025-02-2628 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep3 Where does Money for Charities and Churches Come From?In the third episode of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss possible revenue sources for charities and churches, and how best to interact with them.Some key points of interest covered in this episode include the following:Bex and Simon start off the discussion by identifying possible sources of revenue for charities and churches, including individual donors, companies, grant-making bodies, other charities and government organisations. [01:34]In response to a question from Bex, Simon talks about possible responsibilities and obligations that may arise when making applications for financial support from...2025-02-1925 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep2 Key Financial Principles and First Steps for Churches and CharitiesIn the second episode of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss key financial principles and first steps for charities and churches that are at an early stage of their development. Some key points of interest covered in this episode include the following:First of all, Simon explains that there are various legal and regulatory requirements that need to be fulfilled when setting up a charity. These include compliance with HMRC guidelines, providing annual accounts and following legal advice when communicating about the charity and initiating its activities. [02:05]Secondly, Simo...2025-02-1225 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS9 Ep1 Why Churches and Charities Need to Talk about MoneyIn the first episode of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss why money is a key issue for churches and charities and why they need to be able to talk about money openly and confidently.Some key points of interest covered in this episode include the following:Simon and Bex introduce themselves [00:48] and explain that the focus in this season will be less on personal money matters and more on dealing with faith and finance issues from a church or charity perspective. [02:39]Simon starts off the discussion by aski...2025-02-0526 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep10: Top 10 Faith and Finance Priorities for Christians in Business with Jim GrimmerIn the final episode of this Faith and Finance Top 10s season, Jim Grimmer, founder of P3 Business Care shares his top ten faith and finance priorities for Christians in business.Some key points of interest covered in this episode include the following:Jim introduces himself and talks about P3 Business Care (a community interest company and social enterprise) [01:17], before going on to explain how he became a Christian. [03:25]Jim’s first top tip is to have integrity in all transactions, ‘doing the right thing even when no one’s watching’. Proverbs 10.9 adds weight to this point: ‘...2024-12-0430 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep9: Top 10 Money Tips for Teenagers with Dave Hall, Youth PastorIn Episode 9 of this Faith and Finance Top 10s season, guest contributor, Dave Hall, shares his top ten money tips for teenagers.Some key points of interest covered in this episode include the following:Dave introduces himself [01:24], explaining how he became a Christian [01:57] and the steps that led him to become Youth Pastor of Catalyst Vineyard Church, Aberdeen. [03:26]Dave’s first top tip is to be a good steward. [06:12]Top tip number two is to live simply and to be generous with any surplus. [07:56]Thirdly, Dave highlights the importance of regarding money as a tool. Of it...2024-11-2732 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep8: Top 10 Tips for Christians in the WorkplaceIn Episode 8 of this Faith and Finance Top 10s season, Simon and Bex discuss ten top tips for Christians in the Workplace.Some key points of interest covered in this episode include the following:Simon’s first top tip is to know what we think about money and to have a good grasp of key values that will determine how we deal with financial matters in the workplace. [01:48]Top tip number two is to know why we are working, beyond simply to acquire money to pay the bills. Simon recommends ‘God at Work’ by Ken Costa as a b...2024-11-2027 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep7: Top 10 Tips for Preparing for RetirementIn Episode 7 of this Faith and Finance Top 10s season, Simon and Bex discuss ten top tips in connection with preparing for retirement.Some key points of interest covered in this episode include the following:Simon’s first top tip when planning for retirement is to start early. [01:14]Top tip number two is to try to keep abreast of the current, basic rules affecting pensions. Various websites such as Gov.UK, Money Saving Expert and those belonging to debt charities, such as Christians Against Poverty, can be very helpful in this regard. [03:17]Thirdly, Simon stresses the im...2024-11-1325 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep6: Top 10 Tips for Dealing with DebtIn Episode 6 of this Faith and Finance Top 10s season, Simon and Bex discuss ten top tips for dealing with debt.Some key points of interest covered in this episode include the following:Simon’s first top tip for dealing with debt if it has become an issue for us is to admit that we are ‘in debt’. [01:21]Top tip number two is to quantify and define our debt, including acknowledging the situation if the debt is best described as being ‘unmanageable’. [04:37]Thirdly, Simon stresses the importance of asking for help and support, especially if the debt is ‘u...2024-11-0624 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep5: Top 10 Tips for InvestingIn Episode 5 of this Faith and Finance Top 10s season, Simon and Bex discuss their Top 10 Tips for Investing.Some key points of interest covered in this episode include the following:Simon’s first top tip on this subject is to consider the investing options for our financial circumstances only once we have put in place the foundational budgetary practices that best suit our needs. [01:36]Top tip number two is to be clear about our objectives (‘give every pound a purpose’) and to understand the timescale for each objective. [03:52]Thirdly, Simon explains the importance of understanding the na...2024-10-3023 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep4: Top 10 Tips on Giving and Being GenerousIn Episode 4 of this Faith and Finance Top 10s season, Simon and Bex discuss their Top 10 Tips for Giving and Being Generous.Some key points of interest covered in this episode include the following:Simon’s first top tip for giving and being generous is to give first and then budget with what is left. [01:17]Top tip number two is to decide how much to give before we decide to whom we wish to give. [04:34]Thirdly, Simon explains the principle of giving regularly but also on an ad hoc basis. [06:13]Next, Simon talks about the benefits of...2024-10-2322 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep3: Top 10 Tips for Practical BudgetingIn the third episode of this Faith and Finance Top 10s season, Simon shares his Top 10 Tips for Practical Budgeting.Some key points of interest covered in this episode include the following:Simon’s first top tip for practical budgeting is to itemise carefully all of our income so that we know how much money will be coming in monthly and over the course of a year. [01:43]Because of the great importance of giving and being generous (as discussed in Season 5), Simon suggests that top tip number two should be to decide how much we are go...2024-10-1624 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep2: Top 10 Ways to Achieve a Healthy Relationship with MoneyIn the second episode of this season of Faith and Finance Top 10s, Simon talks about his Top 10 Ways to Achieve a Healthy Relationship with Money.Some key points of interest covered in this episode include the following:Simon explains that this episode is designed to be a practical guide to developing a healthy relationship with money. [01:10]Simon’s first top tip is budgeting because of the immediate, practical benefits of putting in place a deliberate and organised way of managing money. [01:29]Top tip number two is to recognise that our relationship with money can have a...2024-10-0924 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS8 Ep1: Top 10 Bible Passages about Money and PossessionsIn the first episode of this season of Faith and Finance Top 10s, Simon selects his Top 10 Bible Passages about Money and Possessions.Some key points of interest covered in this episode include the following:Simon and Bex start off the episode by explaining that this new season will comprise ten ‘Top Ten’ lists on a faith and finance theme, starting off with Simon’s favourite ten biblical passages about money and possessions. [00:52]Simon’s first choice is a verse which underpins many of the comments that he has made about stewardship in this podcast - Psalm 24...2024-10-0223 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Bonus Ep2 - FAQs on Faith and Finance ChoicesIn this bonus episode, Simon and Bex discuss FAQs relating to the faith and finance choices that we make as individuals.Some key points covered in this episode include the following:The first question from a listener about individual faith and finance choices is from Charlie, who asks about giving principles: how much should we give, and to whom or what should we give? [02:24]The next question is from Morven, who is interested in hearing thoughts about principles that can help us to decide how much it is appropriate to spend on ourselves. [09:14] Simon then provides...2024-09-1835 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Bonus Ep1 - FAQs on Using our Money Ethically and ResponsiblyIn this bonus episode, Simon and Bex discuss FAQs about using our money in an ethical and responsible manner that benefits society. Some key points covered in this episode include the following:Bex explains that the Season 7 bonus episodes will feature faith and finance FAQs. The first episode focuses on using our money in an ethical and responsible manner that benefits society and the second one explores issues to do with our personal finances and the choices that we make in that context. [00:30] The first question from listeners that Bex poses to Simon is from Don: ‘Ho...2024-09-0433 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep8: Financial FAQs, 8: ScamsIn the final episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topic of Scams.Some key points of interest covered in this episode include the following:Bex introduces the topic of Scams [00:33] before asking Simon whether he thinks that the number and type of scams are increasing. [03:07]In response to a question from Bex, Simon identifies three main warning signs / red flags to watch out for: an offer that is too good to be true [04:06]; when help is requested for a crisis situation that is too ba...2024-07-1025 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep7: Financial FAQs, 7: TaxesIn the penultimate episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topic of Taxes.Some key points of interest covered in this episode include the following:Bex starts off by asking Simon what tax is and how it works. [01:32]In response to further questions from Bex, Simon explains the nature and practicalities of each of the following: National Insurance [06:06]; Income Tax [11:11]; VAT [12:53]; Capital Gains Tax [16:07]; Inheritance Tax [19:17].Simon explains what is meant by ‘tax efficiency’, ‘tax avoidance’ and ‘tax evasion’ [21:39] and goes on to outline three HMRC and Gover...2024-07-0329 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep6: Financial FAQs, 6: Financial PlanningIn the sixth episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topic of Financial Planning.Some key points of interest covered in this episode include the following:Bex starts off by asking Simon about the nature of financial planning, whether anyone can do it, [01:43] and how best to go about it. [02:59]Bex goes on to ask Simon to explain how financial planning can help us to identify when we can retire [08:36] and whether or not there are any general guidelines regarding how much we should aim to...2024-06-2629 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep5: Financial FAQs, 5: Buying a HouseIn the fifth episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topic of Buying a House.Some key points of interest covered in this episode include the following:Bex starts off by asking Simon for his thoughts on how we know whether or not it is appropriate and prudent for us to decide to buy a house. [02:02]Bex goes on to ask Simon to explain the nature and purpose of a mortgage. [03:26]Bex then follows up with questions about what kind of deposit is required for a...2024-06-1929 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep4: Financial FAQs, 4: InvestingIn the fourth episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topic of Investing.Some key points of interest covered in this episode include the following:Bex starts off by asking Simon to explain what investing is [01:13] before going on to enquire about how Christians should approach that topic. [04:05]Bex then asks Simon a series of questions to which people have been frequently looking for answers on the Internet: What is an ISA [06:30], and also a LISA? [07:42] What are bonds? [09:29] What is an ETF? [11:40] What are ‘shor...2024-06-1235 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep3: Financial FAQs, 3: Borrowing and DebtIn the third episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topics of Borrowing and Debt.Some key points of interest covered in this episode include the following:Bex starts off by asking Simon to explain what debt is [01:39] before going on to enquire about the possible impact of taking out a loan. [03:03]In response to a further question from Bex, Simon provides information about both ‘secured’ and ‘unsecured’ loans. [04:59]Simon discusses the evolving relationship between lenders and those who provide loans for them [11:41] and points out that s...2024-06-0529 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep2: Financial FAQs, 2: Credit Scores and Credit CardsIn the second episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topics of Credit Scores and Credit Cards.Some key points of interest covered in this episode include the following:Simon starts off by explaining what a credit score is [02:04] before going on to deal with related questions about the need for credit and credit scores, and how a credit score can be improved. [04:57]In response to a question from Bex, Simon describes the difference that a credit score can make to the terms of a lo...2024-05-2932 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS7 Ep1: Financial FAQs, 1: Inflation, Cost of Living & RecessionIn the first episode of this season on financial FAQs gleaned from the Internet, Bex picks Simon’s brain on the topics of Inflation, Cost of Living & Recession.Some key points of interest covered in this episode include the following:Bex and Simon introduce this new season of the podcast by explaining that it is based on which questions about finance are asked most frequently on Google. [00:35]Bex asks Simon to start things off by providing some introductory comments about inflation and cost of living. [03:02]Bex delves deeper into the potential causes of inflation, asking why pr...2024-05-2234 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Bonus Ep2 – Money According to Chuck Freeland, Lead Pastor of a Multi-site ChurchIn this bonus episode, Simon and Bex talk faith and finance with Chuck Freeland, Lead Pastor of a multi-site church in Aberdeen / Aberdeenshire. Some key points covered in this episode include the following:Chuck introduces himself, explaining how he became a Christian and the steps that led him and his wife, Taryn, to become lead pastors of a multi-site church serving the North-East of Scotland. [01:51]In response to questions from Simon and Bex, Chuck reflects on his experience of endeavouring to ensure that the decisions that he makes – on a personal level and also on behalf of...2024-05-0838 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Bonus Ep1 – Money According to Mark Whittington, University LecturerIn this bonus episode, Simon and Bex talk faith and finance with Mark Whittington, Senior Lecturer in Accounting & Finance at Aberdeen University.Some key points covered in this episode include the following:*Mark introduces himself, explaining how he became a Christian and the steps that led him to follow a university career as an Accounting Academic. [01:30]*In response to a query from Bex about his approach towards financial issues, Mark highlights the importance of asking good questions and being open to information and opinions from a wide range of sources and perspectives. [05:11]2024-04-1734 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep8: Money According to the Final Books of the BibleIn the concluding episode of the ‘Money According to the Bible’ season, Simon and Bex discuss various points made in the final books of the Bible about wealth, possessions and our attitudes towards them.Some key points of interest covered in this episode include the following:Bex starts off by noting the prominence given to Moses in the Letter to the Hebrews (Hebrews 11.24-28) as a result of his decision to place his faith in God rather than relying on the wealth and status to which he was entitled. [01:31]The focus then turns to the Book of J...2024-03-2729 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep7: Money According to the Letters of PaulIn the penultimate episode of the ‘Money According to the Bible’ season, Simon and Bex discuss various points made in the Letters of Paul about wealth, possessions and our attitudes towards them.Some key points of interest covered in this episode include the following:Simon explains that the focus of this episode will be on the money-related themes covered by Paul in his letters to new and developing churches [02:02]. Bex notes that a major point picked up by Paul is God’s ownership over everything, to which he draws attention in verses such as Romans 11.36 (“For from him...2024-03-2029 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep6: Money According to ActsIn the sixth episode of the ‘Money According to the Bible’ season, Simon and Bex discuss various points made in the Book of Acts about wealth, possessions and our attitudes towards them.Some key points of interest covered in this episode include the following:Bex and Simon introduce this episode, which explores what we can learn from the way that the early church dealt with money and possessions, as described in the Book of Acts. [00:54]Bex begins by asking Simon for his thoughts on two very well-known passages in Acts (Acts 2.42-47 and Acts 4.32-37), which desc...2024-03-1325 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep5: Money According to JesusIn the fifth episode of the ‘Money According to the Bible’ season, Simon and Bex discuss various points made by Jesus about wealth, possessions and our attitudes towards them.Some key points of interest covered in this episode include the following:When introducing the episode, Simon and Bex note that Jesus spoke extensively about attitudes towards wealth, money and possessions during his ministry and did so in a manner that was new and radical at the time. [00:36]To start off, various points are drawn out of the Parable of the Talents (Matthew 25.14-30 & Luke 19.12-27), especially the...2024-03-0626 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep4: Money According to the Old Testament ProphetsIn the fourth episode of the ‘Money According to the Bible’ season, Simon and Bex discuss various points about attitudes to wealth and possessions that are highlighted by the Old Testament Prophets.Some key points of interest covered in this episode include the following:Bex starts off the episode by remarking that, through verses such as Haggai 2.8 and Jeremiah 27.5, the Prophets continue a key theme that has run throughout the rest of the Old Testament: that everything belongs to God and our role is to be responsible and diligent in the way that we steward, on His...2024-02-2822 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep3: Money According to the Old Testament PoetsIn the third episode of the ‘Money According to the Bible’ season, Simon and Bex discuss various points about wealth and possessions that are highlighted by the Old Testament Poets.Some key points of interest covered in this episode include the following:Simon and Bex introduce the episode, with Bex commenting that The Bible Project has helpful resources that can assist us to understand and appreciate the various literary styles used in the Bible. [00:54]Simon starts off by sharing some reflections on the key biblical theme of stewardship, prompted by Psalm 24.1, one of his favourite money-related vers...2024-02-2129 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep2: Money According to the Old Testament Books of HistoryIn the second episode of the ‘Money According to the Bible’ season, Simon and Bex discuss various points about wealth and possessions that are highlighted in the Old Testament Books of History.Some key points of interest covered in this episode include the following:Simon identifies the Old Testament Books of History and then previews some of the topics that will be covered in the episode. [00:42]David’s passion for giving generously to support the building of the temple, as described in 1 Chronicles 29, is used to draw attention to the importance that is attached throughout the Bible...2024-02-1426 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS6 Ep1: Money According to the Old Testament LawIn the first episode of this season on ‘Money According to the Bible’, Simon and Bex identify key themes that are introduced in the Old Testament Books of the Law.Some key points of interest covered in this episode include the following:Simon explains that this new season of the podcast will explore what the Bible says about money by tracing key themes as they emerge and develop through the Old and New Testaments. He has been helped in this endeavour by being able to draw on a resource produced by Howard Dayton called ‘2350 Verses on Money...2024-02-0727 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Bonus Ep3 – Vox Pop 2 on ‘Giving’In this second vox pop bonus episode on the theme of ‘Giving’, guest contributors talk about the practicalities of giving and the impact that generosity has had on their own lives and on the lives of others.Some key points covered in this episode include the following:Simon introduces the episode, with Bex then explaining that the first question posed to participants was ‘What has influenced your attitude to giving / being generous?’ [00:56]In the next section, answers are proffered in response to being asked ‘What can you / we give?’ [04:10]The third question answered by our guests for this epi...2023-12-1326 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Bonus Ep2 – Vox Pop 1 on ‘Giving’In this first vox pop bonus episode on the theme of ‘Giving’, guest contributors talk about why we might want to be generous and they also discuss the principles (including a number mentioned in the Bible) that have affected their attitudes towards this topic. Some key points covered in this episode include the following:Simon introduces the episode [00:44] and thanks the contributors. [02:26]The first question that participants answer is, ‘Why do you think you should (or shouldn’t) give?’ [02:58]Next up, answers are proffered in response to being asked, ‘What is lost if people don't give / are not gene...2023-12-0623 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Bonus Ep1 – Talking Faith and Finance with Olivia Barker White, Kids Club KampalaIn this bonus episode, Simon and Bex talk with Olivia Barker White about her involvement and role in the inspirational story of Kids Club Kampala, a charity supporting vulnerable children in underprivileged communities in Uganda.Some key points covered in this episode include the following:Olivia introduces herself [02:03] and describes how, from an early age, she felt a passionate desire to be involved somehow in supporting the global poor. [03:29]Olivia explains how she came to visit Uganda and, in due course, set up Kids Club Kampala with co-founders, Corrie and Sam. [05:55]In response to a question...2023-11-2234 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep8: The Impact of GivingDrawing on a number of examples from history, Simon and Bex discuss the amazing impact that generous giving can have on individuals, communities and society as a whole.Some key points of interest covered in this episode include the following:Simon starts off by describing the very significant, but not widely known, role of Humphrey Monmouth (a wealthy cloth merchant) in spreading the gospel as a result of his financial support of Bible translator, William Tyndale, during the first part of the 16th century. Monmouth’s story is one of a number of interesting and inspiring ac...2023-10-2531 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep7: When to Give? / Attitudes to GivingSimon and Bex discuss the different attitudes that we can have to giving and how that can influence when we give. Some key points of interest covered in this episode include the following:Simon explains that, originally, the focus of this episode was to have been on the question of ‘When to give?’ but, ultimately, it went on to explore wider issues, notably the different kinds of attitudes that we can have towards giving. [00:27]Simon identifies four broad categories into which givers can fall, with each one being the result of a specific attitude that has been...2023-10-1823 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep6: How much to Give?Simon and Bex discuss various practical and strategic points relating to giving as they discuss the question, ‘How much should we give?’Some key points of interest covered in this episode include the following:Bex begins the episode by mentioning biblical principles relating to giving that have been covered in discussions to date. Simon explains that, on this occasion, his emphasis is going to be on practical and context-sensitive factors that can help us to implement our giving in an effective, efficient and appropriate manner. [00:42]One point to take into account is the tendency of our givi...2023-10-1124 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep5: Who to Give to?Simon and Bex discuss the factors that come into play when we are going through the process of deciding to whom we wish to give.Some key points of interest covered in this episode include the following:Simon and Bex start their conversation about to whom to give by discussing which comes first: the decision to give or identifying who we are going to give to? [01:15]Simon introduces the idea of ‘opportunity cost’ because the fact that we have ‘limited resources’ means that we are likely to have to choose between ‘mutually exclusive alternatives’ ie a decision to...2023-10-0421 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep4: How to Give? – Part 2Simon and Bex delve further into the practicalities of Giving, focusing on three further ways in which charitable giving can be made more tax efficient. Some key points of interest covered in this episode include the following:After a quick recap on Gift Aid [00:50], Simon introduces the three main topics that will be covered in this episode: Give as you Earn/Payroll Giving; Wills and Legacies; Limited Company Donations. [03:15]Simon explains how Give as you Earn/Payroll Giving works [03:46] and then, in response to a question from Bex, goes over the pros and cons of using...2023-09-2728 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep3: How to Give? – Part 1Simon and Bex delve into the practicalities of Giving, concentrating on Gift Aid in this episode. Some key points of interest covered in this episode include the following:Bex starts the episode with a quotation emphasising that Giving is essentially a matter of the heart [00:52], and Simon lists 17 approaches to Giving which the Bible encourages us to adopt. [02:03]Simon goes on to explain that the focus in this two-parter is going to be on how to give - specifically on the best way to give money to a charity or organisation, and how the UK tax...2023-09-2027 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep2: What to Give?In the second episode of this season on Giving, Simon and Bex discuss what we can give, noting that money is an obvious choice but is by no means the only option.Some key points of interest covered in this episode include the following:Simon and Bex start by talking about matters relating to giving money. [01:12]When turning to what we can give other than our money, the first option that Simon and Bex talk about is how we can give our time. [06:20]Prompted by Simon’s comments about volunteering time, Bex asks him to suggest ho...2023-09-1325 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS5 Ep1: Why Give?In the first episode of this season on Giving, Simon and Bex discuss some basic principles of the topic in response to the question, ‘Why Give?’Some key points of interest covered in this episode include the following:Simon and Bex introduce the topic of Giving by considering some recent statistics about the extent to which people in the UK give to charity and the reasons that people give for donating. [02:15]Reference is made to what the Bible says about Giving, with particular attention being drawn to 2 Corinthians 9.6-11: ‘Remember this: Whoever sows sparingly will also reap s...2023-09-0631 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Bonus Ep2 - The HMRC Tax Return!In this bonus episode, Simon talks listeners through the HMRC tax return, highlighting some key points that they may find useful. Various items covered in this episode that may be of particular interest include the following:Simon starts off by outlining the purpose and nature of the HMRC tax return, as well as explaining who needs to complete it on an annual basis. [01:19]Simon talks about the circumstances in which people might find it helpful to have professional input or assistance from the likes of a financial planner or an accountant. [08:01]Simon mentions the importance of...2023-08-1633 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Bonus Ep1 – Talking Faith, Finance and Philanthropy with Simon GlazierIn this bonus episode, Bex interviews Simon about his own faith and finance journey, including the values and principles that have underpinned the creation and development of his business, Stewardship Wealth.Some key points covered in this episode include the following:Simon describes an incident that triggered his appreciation of the power of generosity [01:38] and goes on to talk about various other factors that shaped his thinking about why we might want to cultivate the habit of giving some of our money away. [03:18]Prioritising giving money away and exploring what it means to give sacrificially were...2023-07-1928 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep8: Five Common Barriers to Great Money Conversations and How to Overcome ThemSimon and Bex identify five common stumbling blocks to having great conversations about money and discuss ways of overcoming them.Some key points of interest covered in this episode include the following:Stumbling block number one to having good conversations about money is failing to actually start the process! [01:48]The second barrier is that talking about money can have an emotional dimension that many people find difficult to handle. [05:23]Thirdly, if you find financial content difficult and don’t fully understand the issues, you are going to struggle to have good money conversations. [13:12]Similarly, if you ar...2023-06-2128 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep7: How Awareness of the Future Can Influence our Money ConversationsSimon and Bex discuss how an awareness of the future can have a positive influence on our conversations about money.Some key points of interest covered in this episode include the following:Simon and Bex introduce the episode by talking about the individual goals that they feel that God has placed on their hearts and how important these are to them. [01:43]They then go on to discuss what contribution money can make to the efforts that we each make to fulfil our goals and what that might look like in practice. [04:52]Bex comments that each of...2023-06-1428 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep6: Money Conversations – Setting Priorities in the PresentSimon and Bex discuss the importance of establishing – in the here and now – thoughtful, discerning and healthy priorities that will have a positive impact on our attitudes towards, and our use of, money in the future.Some key points of interest covered in this episode include the following:Simon introduces the key elements of this week’s discussion: how should we shape our current attitudes, behaviours and emotions relating to money; and what can we do now to create better outcomes in the future? [01:18] It is suggested that a vital element in that process is to have c...2023-06-0726 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep5: Money Conversations – Taking Account of the PastSimon and Bex discuss the very significant influence that past conversations and experiences involving money can have upon us. Some key points of interest covered in this episode include the following:Simon explains that the next three episodes will focus on how factors connected with the past, the present and the future can affect our attitudes towards, and our experiences of, money. In this episode, the spotlight will be on the way in which previous conversations and experiences involving money may have influenced the way in which we are currently dealing with financial matters. [00:36]Simon and...2023-05-3128 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep4: The Many Different Types of Conversations About MoneySimon and Bex discuss the many types of conversations that we can have about money and how we can get the most out of each of these.Some key points of interest covered in this episode include the following:Simon introduces the episode by explaining that the focus is going to be on the range of people with whom we can have money conversations and the different contexts in which those discussions occur. He describes the situation as having many layers of financial interaction while Bex uses the analogy of each of us having various spheres...2023-05-2426 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep3: What a Good Conversation about Money Looks LikeSimon and Bex identify and discuss various factors that can help us to have good conversations about money. Some key points of interest covered in this episode include the following:Simon identifies four factors that can contribute significantly to the success of conversations about money: identifying purpose; recognising approaches that can be constructive; being clear about actions that need to be taken; reviewing the conversation. [01:12]When discussing possible purposes for having conversations about money, Simon suggests that these tend to fall into four main categories: to develop an understanding of money matters; to support attempts to...2023-05-1728 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep2: Talking Money? Start with the Internal Conversation!In the second episode of our ‘Money Conversations’ season, Simon and Bex explore the importance of acknowledging that, from an early age, we are prone to having internal conversations about money that can then go on to influence our views on a whole range of topics. Identifying this tendency, and specific factors that have affected our attitudes, can help us to be discerning and balanced when we start discussing money matters with other people.Some key points of interest covered in this episode include the following:Bex explains what she means by ‘internal conversations about money’ and why...2023-05-1024 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS4 Ep1: Talking About Money - Getting StartedIn the first episode of our ‘Money Conversations’ season, Simon and Bex discuss some basic principles for having helpful, healthy, Spirit-led conversations about financial matters throughout our lives. Some key points of interest covered in this episode include the following:Money is intrinsic to our lives – we deal with it all the time and in lots of different ways – so if we don’t learn how to talk about money matters (including the relevance of what the Bible says about money), we are likely to be storing up issues that we will have to deal with at a later...2023-05-0324 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Bonus Ep2 – Talking Faith and Finance with Fiona Clarke, Private Client SolicitorIn this bonus episode, Simon and Bex talk with Fiona Clarke, an Aberdeen Solicitor who specialises in Private Client work, an area of the Law which includes Estate Planning, Wills and Powers of Attorney.Some key points covered in this episode include the following:Fiona introduces herself [01:13] and describes how she became a Christian. [02:01] She goes on to explain how she developed an interest in the Law [03:53] and the steps that led her to become a Private Client Solicitor. [04:42]In response to a question from Bex, Fiona talks about the way in which her faith interacts...2023-04-1232 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Bonus Ep1 – Talking Faith and Finance with Don Thomas, Church PlanterIn this bonus episode, Simon and Bex talk with Don Thomas of Inverclyde Vineyard Church about his experience of becoming a church planter, which Don describes as having ‘a dream in your heart that you’ve heard God whisper to you’. Don describes the financial and faith challenges that he and his wife, Abi, encountered along the way.Some key points covered in this episode include the following:Don introduces himself [01:24] and describes how he became a Christian [02:14] before going on to talk about how he came to study Theology at Aberdeen University [04:20] and the contribution made b...2023-03-1534 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep8: Estate PlanningIn the final episode of our ‘Practical Financial Planning’ season, Simon puts forward some key points to note regarding the arrangements that we can make in connection with the belongings and assets that we leave behind when we die.Some key points of interest covered in this episode include the following:Bex and Simon invite listeners to contribute suggestions for topics to be covered in future seasons of the podcast. [00:52]Simon explains what he means by ‘estate planning’, noting that its key purpose is to help people to arrange their financial matters so that, when they die, the...2023-02-0824 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep8: End of Life PlanningIn the final episode of the ‘Key Life Stages’ season, Simon and Bex discuss key financial elements involved in making thoughtful, appropriate and helpful end of life arrangements.Some key points covered in this episode include the following:Simon explains why end of life planning is important. [00:25]Simon highlights that a key factor affecting financial planning in this area is the extent to which resources can be passed on to others. In the first instance, he describes the situation as far as pensions are concerned. [03:15]Simon goes on to talk about the heritability factors that apply to I...2023-02-0125 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep7: Decumulation StrategyIn Episode 7 of our ‘Practical Financial Planning’ season, Simon explains the relevance of a decumulation strategy to managing finances in retirement. Typically, money needs to be taken from various sources during this phase of life in order to fund expenditure, but the choices to be made regarding the timing and order of such withdrawals can make a big difference. Some key points of interest covered in this episode include the following:Simon explains that the aim of a decumulation strategy is to manage the timing and order of financial withdrawals during retirement. [01:06] A good decumulation strategy is b...2023-01-2528 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep7: RetirementIn Episode 7 of the ‘Key Life Stages’ season, Simon and Bex explain that the nature of retirement can vary from person to person and they discuss how to thrive in retirement. Some key points covered in this episode include the following:Simon identifies four factors that can come into play when considering what ‘retirement’ means for each individual [02:09]: Age [02:44]; Stage [03:25]; Health [03:57]; Income. [04:38]Simon explains that the process of ‘retirement transition’ requires people to weigh up their priorities regarding matters such as money, career, health, family and other relationships. [06:19]In response to a question from Bex, Simon provides som...2023-01-1824 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep6: Cash Flow PlanningIn Episode 6 of our ‘Practical Financial Planning’ season, Simon explains how cash flow planning can help to create a useful 'budget for life'.Some key points of interest covered in this episode include the following:Bex and Simon set the scene by quoting the following biblical references: Luke 14.28-30 & 12.31-41; Proverbs 31.16-21 & 21.5. These verses flag up a number of topics relevant to financial planning, including anticipating future needs, providing for family, inheritance and generosity, but also greed, laziness, haste and lack of planning. [01:05]Simon starts talking about the concept of cash flow planning by explaining the long...2022-12-1425 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep6: Getting Ready for RetirementIn Episode 6 of the ‘Key Life Stages’ season, Simon and Bex discuss various points to consider in connection with getting ready for retirement.Some key points covered in this episode include the following:Simon provides a brief overview of planning for retirement and explains why it is important to prepare well for that stage of life. [04:06]The first, and most obvious, step is to build up your State Pension. [06:49]The next key factor is to increase your pension(s), whether company pension schemes or personal pensions. [08:08]The third main strategy to adopt is to make a cons...2022-12-0723 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep5: Providers and PlatformsIn Episode 5 of our ‘Practical Financial Planning’ season, Simon explains how an understanding of platforms (technology that enables us to interact with various financial elements) can help us to manage our money.Some key points of interest covered in this episode include the following:Simon uses the analogy of buckets (places we put money) on a shelf (a way to organise our money) to explain how we can accumulate various products (bank accounts, pensions, ISAs, savings accounts etc) from different providers (banks; building societies; brands such as Visa, PayPal, Mastercard; insurance companies etc), which then require to b...2022-11-3028 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep5: Career ProgressionIn Episode 5 of the ‘Key Life Stages’ season, Simon and Bex discuss various issues and opportunities connected with career progression.Some key points covered in this episode include the following:Simon introduces the topic of ‘Career Progression’, explaining what is going to be covered in this episode. [00:55]Bex and Simon consider some of the things that the Bible says about work, referring to Genesis 2.15, Revelation 22.3, Colossians 3.23, 2 Thessalonians 3.10, Proverbs 14.23 & 16.3, and concluding with Ephesians 4.28, which highlights the potentially transformative effect of work. [02:27]Simon suggests that any point at which our financial circumstances change is an opportunity to think about ho...2022-11-2322 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Bonus Ep2 – Providing Support during the Cost of Living Crisis, with Ben Clift of Christians Against PovertyIn this bonus episode, Simon and Bex talk with Ben Clift, of Christians Against Poverty (CAP), about the Cost of Living Crisis and various ways in which support can be provided.Some key points covered in this episode include the following:Following an entertaining difference of opinion between Bex and Simon about whether or not Simon had foreshadowed Ben Clift as their guest in this episode [00:53], Bex asks Ben to describe his role as a CAP Debt Centre Manager and what an average day looks like. [01:17]Ben explains that CAP is a national/international charity which...2022-11-1631 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Bonus Ep1 - Can hobbits, a mellifluous poem and an extreme spreadsheet help us to press 'reset' on some of our major expenses?In this bonus episode, Simon and Bex discuss practical approaches to budgeting for ‘big ticket items’ but also talk about ways in which we can ‘refresh’ our thinking regarding these expenses.Some key points covered in this episode include the following:Bex asks Simon for some tips on how to deal with major expenses that can wreck a budget, such as birthdays, Christmas, weddings and holidays. [00:41] As part of his response, Simon explains that, as described in the writings of JRR Tolkien, hobbits have an unusual but thought-provoking way of dealing with birthday presents. [02:18] Bex is prompted...2022-11-0234 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep4: Make Money Make MoneyIn the fourth episode of our ‘Practical Financial Planning’ season, Simon and Bex discuss Investing: what it is; why you might want to do it; and some principles you may wish to follow.Some key points of interest covered in this episode include the following:Simon defines investment as something that has an ‘expected return’ and illustrates this comment by examining whether or not various purchases (eg a car or a house) and financial strategies (putting money in the bank, acquiring shares or buying gold) meet the terms of that definition. [02:13]In response to a question from Bex...2022-10-1924 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep4: Your First HomeIn Episode 4 of the ‘Key Life Stages’ season, Simon and Bex highlight the significance given to homes in the Bible before going on to discuss the financial practicalities and implications of buying your first home.Some key points covered in this episode include the following:Bex and Simon quote various verses from the Old and New Testaments (Micah 4.4; John 14.2 & 14.23; Acts 2.46, 4.32-35 & 18.26; 2 Corinthians 5.1-2) to illustrate the importance placed on homes in the Bible. [00:25]It is noted, however, that the Bible also stresses the importance of not storing up treasures on earth. (Matthew 6.19) This prompts Bex to ackn...2022-10-1221 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep3: It’s an ISAIn episode 3 of ‘Practical Financial Planning’ (the third season of the ‘Where Your Treasure Is…’ podcast), Simon and Bex explore the whys and wherefores of considering an ISA, (Individual Savings Account) as an investment option.The following points are among those covered by Simon and Bex in their discussion:Simon explains that investment vehicles are ‘containers’ that have been created to ‘carry’ money in order to help investors gain positive returns on their money. [00:44]Two of the best known investment vehicles are pensions and ISAs (Individual Savings Accounts). Each of these can create benefits for an investor, especial...2022-10-0521 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep3: Your First JobIn the third episode of the Key Life Stages season, Simon and Bex delve into the things that you need to know about your payslip when you get your first job.Simon and Bex introduce their comments on payslip deductions by making some observations on tax, including some examples of occasions when tax is mentioned in the Bible. [02:01]In response to a question from Bex, Simon explains why income tax and National Insurance are collected separately by the Government. [04:12]With the aim of helping listeners to understand their payslip and the salary deductions that are made, Simon talks...2022-09-2824 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep2: Pensions & Your Longest HolidayIn the second episode of ‘Practical Financial Planning’ (the third season of the ‘Where Your Treasure Is…’ podcast), Simon and Bex discuss pensions: how they work, the different types and why they are so important. Some key points of interest covered in this episode include the following:Simon introduces the topic of pensions and explains the ages at which they can become available. [01:53]Simon goes on to describe the three different types of pensions that are available: State Pension [04:25]; Occupational Pensions, which are divided into final salary defined benefit schemes [06:00] and career average schemes [07:18]; and Personal Pensions...2022-09-2125 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep2: Starting a FamilyIn the second episode of the Key Life Stages season, Simon and Bex discuss various finance related matters that come to the fore when starting a family. As well as covering the significant changes that inevitably occur with the arrival of children, points relating to hybrid families and managing finances jointly are also explored.Some key points of interest covered in this episode include the following:Simon explains that he will be considering three key elements in this episode: joint finances; children; and hybrid families. [00:52]In response to a question from Bex, Simon talks about the...2022-09-1420 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS3 Ep1: It's a Goal!In the first episode of the third season of the ‘Where Your Treasure Is…’ podcast, Simon and Bex explore the importance of establishing clear personal goals before embarking on any kind of practical financial planning.Some key points of interest covered in this episode include the following:Simon explains that the practicalities of financial planning need to be preceded by a process of setting clear objectives and goals. [01:45]Simon uses a spot of role play to illustrate the importance of drilling down into the underlying reason(s) for the financial planning decisions that we make. [02:39]Simon provid...2022-09-0722 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS2 Ep1: Starting OutIn the first episode of Key Life Stages, the second season of the ‘Where Your Treasure Is…’ podcast, Simon and Bex discuss what the priorities should be for people who are starting out on their individual journeys of applying principles of the Christian faith to their own financial planning. A good understanding of biblical principles, clarity of purpose and effective budgeting are identified as key elements that will help individuals to steward responsibly the money and resources given to them by God.Some key points of interest covered in this episode include the following:In res...2022-08-3121 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetArriving Soon: Seasons 2 and 3 of 'Where Your Treasure Is...'Co-hosts Simon Glazier and Bex Elder introduce what will be covered in the two new seasons of the ‘Where Your Treasure Is…’ podcast.Season 2 starts on 31st August and will cover eight Key Life Stages, exploring the main financial decisions and actions that need to be considered in each phase.Season 3 will provide a deeper dive into Practical Financial Planning, and its first episode will arrive on 7th September. Topics covered will include understanding pensions and ISAs, how to model your financial future, and why and how you might want to invest.As ever...2022-08-2402 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Bonus Ep2: Behind the Scenes of the Launch of the ‘Where Your Treasure Is…’ PodcastIn this bonus episode, Mike Elder - who produces 'Where Your Treasure Is...' on behalf of Free Range Podcasting - takes a light-hearted look at some of the technical issues and challenges that Simon and Bex encountered during the recording of the first season of the podcast.Seven aspects of creating a podcast are covered, as follows:To produce a podcast, you need sound, and to produce sound you need a microphone (preferably one that is switched on). [02:40]To hear the sound produced during a recording, you need headphones (preferably a set that don't require...2022-08-1717 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Bonus Ep1: Practical Giving – Humanitarian Aid Trip to Poland for UkraineThis bonus episode, following the conclusion of Season 1 of the ‘Where Your Treasure Is…’ podcast, is a spin-off from the fifth episode, ‘Giving’. In it, Simon explains how he came to take part in a humanitarian aid trip to Poland in June 2022. As well as describing the nature and purpose of the journey, Simon reflects on the importance of being open to participating in different types of ‘giving’, including donating our time, energy and support.Simon explains the nature of his recent trip to Poland to deliver humanitarian aid and how he became involved in it. [00:35]When asked how this trip...2022-07-2721 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep10 InvestingIn this final episode of Season 1 of ‘Where Your Treasure Is...’, Simon and Bex discuss the topic of Investing: what it is, what the Bible says about it and how to go about doing it wisely.The following points are among those covered by Simon and Bex in their discussion:Simon starts off by referring to the Parable of the Talents (Matthew 25.14-18) - also known as the Parable of the Bags of Gold - to illustrate the fact that the Bible describes money as a tool which needs to be used well. [01:12]However, Simon also goes...2022-07-0626 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep9 Financial Planning for Key Life Stages - Part 2In Season 1 Episode 9 of ‘Where Your Treasure Is…’, Simon and Bex continue to look at ways in which financial planning strategies can be applied to key life stages. Generic principles grouped together under the acronym PEPSI (Protection; Emergency Fund; Pension, Savings, Investment) are again used to identify financial needs and priorities at each life stage.Points of particular significance that are covered in this episode include the following:Having concentrated last time on the first life stage (‘Starting Out’), Simon begins by considering issues associated with ‘Starting a Family’, whether that be establishing a lifelong relationship or having chil...2022-06-2929 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep8 Financial Planning for Key Life Stages - Part 1In Season 1 Episode 8 of ‘Where Your Treasure Is…’, the focus is on ‘Financial Planning for Key Life Stages’. Foundational principles are explored by considering the situation faced by those who are starting out on their financial journey, but those principles are generic and are relevant for listeners whatever their life stage may be. Specific points of interest covered in this episode include the following:The podcast has attracted a wide audience from all stages of life, so the aim of this episode is to identify some key principles that will be relevant and useful for listen...2022-06-2221 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep7 Negative Money - Part 2In Season 1 Episode 7 of ‘Where Your Treasure Is…’, Simon and Bex continue to explore the theme of ‘Negative Money’, a term used by Simon to prompt us to think about various kinds of debt and borrowing that can be part of our financial experience these days.Some key points of interest covered in this episode include the following:Initially, a quick recap of Part 1 of this topic is provided. [01:02]Some points to consider regarding bank overdrafts are put forward. [02:49]When discussing credit cards, it is acknowledged that they can be useful, but Simon suggests that they should be...2022-06-1524 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep6 Negative Money - Part 1In Season 1 Episode 6 of ‘Where Your Treasure Is…’, Simon and Bex consider the topic of ‘Negative Money’, a term used by Simon to prompt us to think about various kinds of debt and borrowing that can be part of our financial experience these days.A key theme running through the show is the importance of being able to distinguish between “what we need” and “what we want”.Some key points of interest covered in this episode include the following:In response to a question from Bex, Simon explains why he has chosen to call the episode ‘Negat...2022-06-0824 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep5 GivingIn the fifth episode of Season 1 of ‘Where Your Treasure Is...’, Simon and Bex take a deeper dive into the topic of Giving. They consider what the Bible says about the subject and discuss how various key points should be interpreted. Simon outlines his own thoughts and practice in this area with the aim of providing listeners with some points which may be helpful to them as they consider this aspect of their finances.Key points that are covered in this episode include the following:• Bex invites Simon to share his thoughts about tithing, a topic...2022-06-0127 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep4 Foundations of Faithful FinanceIn the fourth episode of Season 1 of ‘Where Your Treasure Is...’, Simon and Bex consider the key topic of Foundations of Faithful Finance, first of all from an individual point of view, and then by looking at five foundations that everyone can use when managing their finances. Key points that are covered in this episode include the following:• In response to a question from Bex, Simon identifies three elements that are at the heart of his endeavours to be faithful to God in the way that he deals with his finances: faith, family and philanthropy. [00:53]•...2022-05-2525 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep3 What is Financial Planning?In this episode of ‘Where Your Treasure Is...’, Season 1 (Foundations of Faith & Finance), Simon and Bex discuss Financial Planning and its potential benefits for anyone wanting to manage their money wisely and effectively. They comment that a key point to note is that it is important to establish personal priorities at the outset so that finances can then be used to achieve relevant and desirable goals.Points that may be of particular interest in this episode include the following:In response to a question from Simon, Bex provides two examples from the Bible of references to plan...2022-05-1827 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep2 What the Bible Says about MoneyIn the second episode of ‘Where Your Treasure Is...’, Season 1 (Foundations of Faith & Finance), Simon and Bex explore what the Bible has to say about money.Key points covered include God being the creator and owner of all things, with our role being one of stewardship: to be wise, faithful and responsible managers of the wealth and possessions entrusted to us.Specific points of interest in this episode include the following:Simon starts by observing that the Bible has a great deal to say about money, referring to it in many different contexts and high...2022-05-1128 min'Where Your Treasure Is...': The Podcast where Faith and Finance MeetS1 Ep1 What is Money?In this first episode of ‘Where Your Treasure Is...’, Simon and Bex go back to basics and open up a discussion about what money actually is and how it can affect our attitudes towards financial matters. Three core principles that can help to shape our thinking about money are identified as being as follows: (1) Everything belongs to God – He is the originator and true owner of wealth (2) Our role is to be good stewards of the wealth and possessions entrusted to us by God, managing them faithfully and effectively on His behalf (3) If we demonstrate that we can be truste...2022-05-1127 min'Where Your Treasure Is...': The Podcast where Faith and Finance Meet'Where Your Treasure Is...' TrailerThe 'Where Your Treasure Is...' podcast has been designed to provide information and ideas for anyone wishing to understand principles that can help Christians to be faithful and effective in their use of money.In this introduction to the show, co-hosts Simon Glazier and Bex Elder pose some initial questions for listeners to set the scene, before going on to introduce themselves: Simon is an award-winning financial planner who now runs his own business while Bex is a freelance writer and translator who also works one day per week for her church as its Assistant Youth...2022-05-0702 min