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Stephen Cowgill

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Expat Property PodcastExpat Property PodcastEpisode 6: The Expat SolutionThe Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You’ll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portf...2025-07-2809 minExpat Property PodcastExpat Property PodcastEpisode 5: Own AssetsThe Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You’ll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portf...2025-07-2713 minExpat Property PodcastExpat Property PodcastEpisode 4: The Rent TrapThe Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You’ll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portf...2025-07-2609 minExpat Property PodcastExpat Property PodcastEpisode 3: Death by a Thousand CutsThe Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You’ll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portf...2025-07-2412 minExpat Property PodcastExpat Property PodcastEpisode 2: The Fog & The FortuneThe Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You’ll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portf...2025-07-2312 minExpat Property PodcastExpat Property PodcastEpisode 1: The Expat AdvantageThe Expat Advantage – A Mini-Series from the Expat Property Podcast   Brought to you by Expat Property People, this short-form series is for UK expats who want to live life on their terms, with freedom, security, and financial control, and are ready to take action.   Across six punchy episodes, Steve shares why UK property is still one of the most powerful tools for building long-term wealth from abroad.   You’ll hear how expats can overcome uncertainty, navigate the UK market with confidence, and use their income to build a portf...2025-07-2211 minExpat Property PodcastExpat Property Podcast026: Big Deal Mindset: A Former Army Officer's Property PlaybookHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   Today, I’m joined by someone I personally owe a lot to—Richie Miller.   Richie’s journey is one of discipline, mindset, and action. A former Army officer who travelled the world in service, he made the bold move from military life to a career in property. And that swi...2025-07-1840 minExpat Property PodcastExpat Property Podcast025: The Utility Hack For Expats with HMOs & Service AccommodationHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, I’m joined by Adam West, founder of The Landlord Utility Group (TLUG). Adam’s journey started as an electrical apprentice before moving into sales in the utilities sector, a background that gave him a unique perspective when he began building his own property portfolio, including flips, buy-to-lets,but more...2025-07-1139 minExpat Property PodcastExpat Property Podcast024: Networking, Numbers, Next-Level LettingsHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today’s episode, I’m joined by my good friend Lyndsay Yiull, a brilliant property investor and the driving force behind a thriving letting agency in Scotland. 🇬🇧✨   From her early career in the care sector to launching networking events and building an impressive portfolio of flips and buy-to-lets, L...2025-07-0448 minExpat Property PodcastExpat Property Podcast023: Know Your Numbers, Not Your NeighboursHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In this episode, I’m re-sharing my interview on the Ultimate FD Podcast, with Josh Keegan, and for good reason.   Over the next few months, I believe there’ll be more deals available than ever before. Landlords are leaving the market, housing stock is increasing, and yet the demand...2025-06-2741 minExpat Property PodcastExpat Property Podcast022: Balancing Boardrooms with Buy-to-Lets: Can You Really Do Both?Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today’s episode, I pull back the curtain on what it takes to manage a demanding career and build a property portfolio from overseas. We dive into:  🔹 How to make time for property, even when life’s busy  🔹 Why you don’t have to choose between c...2025-06-2027 minThe Ultimate FD PodcastThe Ultimate FD PodcastMAGIC MOMENTS: Effortless Wealth: Spend Less Time and Make More Money Welcome back to another episode of Magic Moments! ✨ In this episode, I sat down with Stephen Cowgill. Stephen is an entrepreneur who’s made a real name for himself in real estate and business strategy.  We got into everything from monthly financial check-ins to how making finance feel like a game can totally change your relationship with it. Stephen walked me through his journey - he wasn’t always a numbers guy but now he’s a financial forecasting nerd… in the best way. And it's all because he built a support system that helped...2025-06-1808 minExpat Property PodcastExpat Property Podcast021: My Expat HacksHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today’s solo episode, I’m stepping behind the mic to share what it really takes to juggle full-time work, a UK property portfolio, and a growing global community of expat investors. We dive into:  🔹 The habits that keep me focused and productive  🔹 How I manage my time...2025-06-1331 minExpat Property PodcastExpat Property Podcast020: An Expat Investor's Secret WeaponHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. I’m joined by Guillaume Black, founder and CEO of Property Filter, as he shares his inspiring journey from engineer to tech entrepreneur and expat property investor. Frustrated with wasting time on the wrong deals, Guillaume built a platform that’s now helped investors submit over £600M in offers in just 12 months. Proper...2025-06-0645 minExpat Property PodcastExpat Property Podcast019: Property, Passion and Beating BurnoutHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode,  I’m joined by Katie Harvey, a young entrepreneur who swapped university for the property world, and hasn’t looked back since. From training as an electrician to building a successful rent-to-rent business with her family, Katie shares her journey with honesty, energy, and insight. We explore...2025-05-3045 minExpat Property PodcastExpat Property Podcast018: Expat to Expat: Building Wealth Through PropertyHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. In today's episode, I’m joined by fellow expat and investor Gary Gayner, who shares how he built his own UK property portfolio from overseas and how he now helps other expats do the same. With over 20 years of experience in construction and a passion for personal development, Gary reveals the pow...2025-05-2331 minExpat Property PodcastExpat Property Podcast017: Mortgage Advice Backed by Real Investment ExperienceHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. In today's episode,  I’m joined by Gareth Morgan, a seasoned property investor and finance expert who shares his journey from mortgage advisor to full-time property investor. We explore how Gareth used his curiosity, business acumen, and personal development mindset to learn how to invest using other people’s money, and how he...2025-05-1642 minExpat Property PodcastExpat Property Podcast016: Slow and Steady Wins The Race When Building a Buy to Let PortfolioHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode, I’m joined by Pat Harper, the man behind Total Property Group and one of the most trusted voices in the Liverpool property market.   Pat’s approach is simple but powerful: quality over quantity, value over volume. He talks us through his tried-and-tested strategy of targeti...2025-05-0940 minExpat Property PodcastExpat Property Podcast015: Leveraging Proven Power Teams for Your Next HMO ProjectHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today's episode, I’m joined by Timothy Witt, a seasoned construction professional turned HMO expert, who shares how expat investors can fast-track their success by leveraging a trusted team and a done-for-you service. We talk about Tim’s early motivation to start investing, the lessons he’s learned...2025-05-0236 minExpat Property PodcastExpat Property Podcast014: Why Commercial Property Investing can be easier than residential investing for Expats.Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   In today’s episode, I’m joined by Suzie Carter — a seasoned commercial property investor and trainer with an inspiring story. After a 30-year career as a chartered surveyor, Suzie made the bold move to leave the corporate world and build her own £5 million property portfolio — starting in residential and eventually moving into the c...2025-04-2531 minExpat Property PodcastExpat Property Podcast013: How a cold night in Portsmouth led to an expat lifestyle and the start of a property investing journey.Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   Today’s episode is a real treat. I’m joined by relatively new expat investor — and corporate colleague — Jason Dowling. He shares the moment everything changed for him: a cold, dark evening that sparked his move abroad and, eventually, into the world of property.   We talk about the limiting b...2025-04-1838 minExpat Property PodcastExpat Property Podcast012: Why Strategy is more important than Interest Rates.Hello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market.   Too many expat investors make mortgage decisions based solely on interest rates. But what if the real savings—and success—come from aligning your mortgage with your investment strategy?   In this episode, I’m joined by Rob Peters, a former financial advisor turned mortgage expert and property investor. Together...2025-04-1146 minExpat Property PodcastExpat Property Podcast011: Understanding the supported living strategy as an expat. In this episode, we speak with Chris McDermott from NW Supported Living about his journey as both an investor and a supported living service provider. We discuss: Chris's personal investing journey, from HMO landlord to supported living service provider The differences between traditional HMO letting and supported living letting How he successfully executed his 5-year plan to exit his corporate role and transition into full-time property investing The lessons he's learned and the advice he has for aspiring property investors This is a fantastic episode on a...2025-04-0431 minExpat Property PodcastExpat Property Podcast010: Remote Investing Made Simple: How to Succeed from AnywhereIn this week’s episode, I sit down with Darcel Washbourne, who shares the game-changing mindset shifts that drive success in property investing. We cover: Why stepping outside your comfort zone is the key to growth. How financial, time, and location freedom start with bold action. The power of asking for help—and why it’s a strength, not a weakness. Why remote investing is possible with the right team and research. Darcel also opens up about her personal journey and the mindset shifts that have fueled...2025-03-2731 minExpat Property PodcastExpat Property Podcast009: Development Business as an Expat: The CEO mindsetHello and welcome to another episode of the Expat Property Podcast, a channel that brings you weekly episodes designed to offer valuable discussions on property investment strategies, challenges, and solutions tailored to the unique needs of expats investing in the UK property market. In this week’s episode, I sit down with Richie Clapson, a property development expert, to explore the realities of property development and the importance of thinking like a CEO for success.   We cover: Why property development is not just about the “how,” but about the “who”—the right team ma...2025-03-2045 minExpat Property PodcastExpat Property Podcast008: Choosing the right source, build and manage provider as an expat.As expats, we often have to outsource many services so finding the right provider is critical to success, especially when outsourcing end to end services. In this episode, I'm joined by Shiv Haria, owner and founder of Lifestyle Property People. Shiv gives us behind the scenes insights into what we should look for in a provider as well as sharing his approach to ensuring his clients are making wealth and property decision with the long term in mind, and not just thinking about the next property deal. Shiv is an inspiration and all round good guy and his advice...2025-03-1342 minExpat Property PodcastExpat Property Podcast007: Succession planning as an Expat. A game of two halvesIn this episode, Akash Desai provides insights into the important subject of planning for life after death. This is a subject than many people either avoid or simply don't want to talk about. Akash uses his own experience to provide valuable insights into the steps we can all take to address the subject of estate planning, and how his Black Box concepts helps to provide peace of mind and ensures our Will, Last Power of Attorney (LPA's) and relevant insurances are in place so we can carry on with our lives safe in the knowledge that our...2025-03-0625 minExpat Property PodcastExpat Property Podcast006: The psychology of marketing in today’s digital world and how it impacts property businessesIn this episode, Andy Phillips, a marketing and technology expert who’s also a property investor himself, shares the realities of marketing in the property world and why psychology plays a crucial role in success. Why 80% of marketing is about psychology, not just technology. The biggest mistakes property businesses make with their websites. How to capture leads and keep potential clients engaged. The key to turning website visitors into real conversations and deals.   Join the world's only online community dedicated to expat property investing, visit expatpropertypeople.com   https://propertypipeline.pro http...2025-02-2747 minExpat Property PodcastExpat Property Podcast005: How a mindset change helped me grow my expat portfolio from KSAIn this episode, expat investor Jonathan Smith shares how a mindset shift helped him build a £1M portfolio while based in Saudi Arabia. He discusses challenges, including a deal that almost collapsed after the Liz Truss mini-budget, and how he's now helping other expats achieve their investing goals.   To set up an individual session with Jonathan book your slot here: https://calendly.com/cjresidencesuk/discovery Connect with Jonathan on LinkedIn here: https://www.linkedin.com/in/jonathan-smith-079a6b2a0?utm_source=share&utm_campaign=share_via&utm_co...2025-02-2143 minExpat Property PodcastExpat Property Podcast004: Overcoming limiting beliefs to grow a UK property portfolio as an expatIn this episode, expat investor Hannah Haikal shares her journey from accidental landlord to building her own portfolio. She discusses how a major mindset shift helped her overcome limiting beliefs, all while managing a senior, travel-intensive role and raising two young children.2025-02-1336 minExpat Property PodcastExpat Property Podcast003: Why it takes 3 months to deliver my strategyIn this episode, I discuss the importance of dedicating quality time each year to developing your strategy. I share the tools and techniques I use, and explain how clarifying your 'why' serves as the guiding 'North Star' for crafting a strategy that leads to exceptional results.2025-02-0619 minExpat Property PodcastExpat Property Podcast002: Wealth, Education, and how Expat Investors can make the most of 2025In this episode we hear from property and economics expert, Mr Adam Lawrence. We talk about his career in wealth management, how and why he pivoted to move into full time property investing, the impact formal education had on his career and the motivation behind his popular Propenomix YouTube channel,  Adam also leaves us with the top tips that will help expat investors in 2025. Contact / Follow Adam through the following links:   Website: https://propenomix.com/  LinkedIn: https://www.linkedin.com/in/adamglawrence/  Instagram: @propertyadam Facebook: https://www.facebook.com/adamglawrence/ 2025-01-3155 minExpat Property PodcastExpat Property Podcast001: Why We’re Starting the Expat Property PodcastIn this very first episode, discover the inspiration behind the Expat Property Podcast. We’ll dive into the driving passion for helping expats create wealth through UK property investing, and how this podcast is part of a larger mission to empower expats with the knowledge, connections, and confidence to create financial freedom.2025-01-1721 minThe Ultimate FD PodcastThe Ultimate FD Podcast#146 - Stephen Cowgill - From Guesswork to FrameworkFROM CORPORATE LIFE TO PROPERTY EMPIRE 🤩 In this episode of the Ultimate FD Podcast, we go behind the scenes with investor and expat Mr. Stephen Cowgill as he transitions from decades in the corporate world to running his own small, brand-new limited companies 🚀 Stephen, accustomed to corporate systems where numbers, decisions, and strategies were handed to him, knew he needed that same clarity in his businesses from day one. His goal? To establish a framework that would lead to better margins, faster growth, and long-term success 🌟 WE DIVE INTO: ➡️ Stephen’s jou...2024-11-2443 minThe Expat PodThe Expat PodE034 - Moving to Oman from ManchesterTitle: The Expat Pod: Stephen Cowgill Subtitle: Moving to Oman from Manchester Episode Number: 34 Release Date: [26/02/2024] Duration: [00:55:21] Welcome to The Expat Pod, the podcast where we explore the ins and outs of living abroad, embracing new cultures, and navigating life as an expat. I'm your host, James Doran, and today, we're diving into the life of Stephen Cowgill, a man who has lived in Oman for over 10 years. Come share in his stories of experiencing Muslim traditions, and the generosity and openness of the culture and people...2024-02-2655 minAmerican ConversationsAmerican ConversationsAmerican Conversations on Maryland Politics Episode 4Dirck Bartlett lives in Talbot County on the eastern shore of Maryland. He is the descendant of  Mr. and Mrs. Ezekiel Cowgill, and their son, James. The Cowgills were Quakers. Ezekiel  and  James owned Lombardy Plantation in Talbot County.  After the Civil War ended in 1865, eighteen black soldiers returned to the plantation, and the Cowgills offered the veterans a plot of land in exchange for helping them build a school and St. Stephen’s Church, which still stands today. Prior to 1870, the land was called Cowgilltown. Later, it was renamed the “Village of Unionville” in honor of those livi...2022-07-0842 minGrattan InstituteGrattan InstituteFilling the gap: A universal dental care scheme for AustraliaA conversation with Health Program Director Stephen Duckett and Senior Associate Matt Cowgill. Australia should introduce a Medicare-style universal insurance scheme for dental care, so all Australians can go to the dentist when they need to. It would cost $5.6 billion a year and should be phased in over 10 years.2019-03-1723 minThe Drunk ProjectionistThe Drunk ProjectionistEp. 3: FargoWhen the Coen Brothers released "Fargo" in 1996, pretty much all of North Dakota and Minnesota got upset. "We don't talk like that," they said. Well, the Drunk Projectionist's Todd Melby is from North Dakota and he's here to tell you they do. In this episode, you'll hear an audio documentary he produced with Diane Richard. The doc features the film's dialect coach Elizabeth Himmelstein (7:00), actor William H. Macy (10:10) actor Stephen Park dissecting his Mike Yanagita role (15:30), marketing the city of Fargo to tourists (20:20), film professor Bob Cowgill (26:55), actor Bain Boehlke talks about his role as Mr. Mohra (30:50), female cops...2017-05-1152 min