Shows
Wealth WarehouseThe Storehouse Mentality: Transform Your Financial Future in 2026 With IBCThe concept of the 'storehouse mentality' and how it can transform financial strategies for 2026.We explore the importance of treating capital like a banker rather than a gambler, emphasizing the benefits of building a personal wealth warehouse. We speak on non-market correlated assets, the pitfalls of traditional savings, and the advantages of whole life insurance as a financial tool.Takeaways:Stop treating your capital like you're in a casino.Create your own wealth warehouse.Whole life insurance is non-market correlated.Liquidity without liquidation is key.The average return is not the actual return.Banks profit by...
2026-01-0526 min
Wealth WarehouseEpisode 195: Infinite Banking: What Our Clients Do With Their Capital - Note Stacking With Travis Fairbairn (Part 1)Visit our website:https://www.thewealthwarehousepodcast.com/Travis Fairbairn joins Dave and Paul for a fun, super practical chat on Infinite Banking. He details his journey as a corporate jet pilot and how he found IBC, put it to work, and started “stacking notes” to turn policy loans into predictable cash flow. You’ll hear the story behind it, why using a dollar in more than one place clicked for him, and how he funds big purchases and even premiums through his system. If you’re IBC-cur...
2025-11-0325 minWealth WarehouseEpisode 192: Infinite Banking: Why Would I Need More Than One Policy?Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul tackle a common stall-out point: starting IBC with one whole life policy and never building the system Nelson Nash intended. They cover when to add policies (spouse/kids/your increased income), how to plan expansions using convertible term, what to do with windfalls, and why loans and investments should originate from and return to your policy ecosystem.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode...
2025-10-1330 minWealth WarehouseEpisode 190: Infinite Banking and Pheasant Hunting--the Perfect CombinationVisit our website:https://www.thewealthwarehousepodcast.com/Fresh off the annual South Dakota pheasant trip, Dave and Paul unpack how time in the field mirrors smart money habits. From planning that survives “first contact,” to keeping dry powder ready so you can seize opportunities, to teaching kids stewardship and building legacy, this episode ties hunting camp lessons directly to the Infinite Banking Concept (IBC). Expect talk on independence, autonomy, privacy, patience & timing, and why liquidity you control beats balances that just “look good on paper.”Becoming Your Own...
2025-09-2928 minWealth WarehouseEpisode 183: Infinite Banking: The Only Financial "Hack" You'll Ever NeedVisit our website: https://www.thewealthwarehousepodcast.com/Registers here for the next live Wealth Warehouse Webinar happening Friday August 22nd at 11AM CST/Noon EST: https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQWelcome back to another episode of Wealth Warehouse!In this episode Dave and Paul push back on the idea that IBC is a clever financial hack you can deploy and forget. It’s a philosophy, daily practice and most importantly: a way of lif...
2025-08-1127 minWealth WarehouseEpisode 182: Infinite Banking: Paul & David are Interviewed by the Nelson Nash InstituteVisit our website: https://www.thewealthwarehousepodcast.com/Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Welcome back to another episode of Wealth Warehouse!Welcome back to another episode of Wealth Warehouse!In this week’s episode, Dave and Paul sit down to be interviewed by the NNI itself – in this special interview with current NNI chairman David Stears and his co-host.In addition to tracing back t...
2025-08-0450 minWealth WarehouseEpisode 179: Infinite Banking: Top 5 Reasons We Want To Pay Premium Until The Day We DieVisit our website: https://www.thewealthwarehousepodcast.com/Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/In this episode, Dave and Paul unpack a core belief that separates seasoned IBC practitioners from the casual policyholder: the commitment to paying premiums forever. Not because they have to, but because they want to.They break down why their policies are designed to get better with age, how they’re expecting to earn more in the futu...
2025-07-1428 minWealth WarehouseEpisode 164: Infinite Banking: Reframing Common IBC ObjectionsIs Infinite Banking really too good to be true? Or are the naysayers just missing the bigger picture?In this episode, Dave and Paul cover some of the most common objections they’ve encountered when discussing IBC with those who don’t have their own banking system (yet).From skeptics who believe they don’t need a death benefit because they already have enough assets to those who think a traditional bank loan is the better option—Dave and Paul examine all of these critiques and a few more that you...
2025-03-3132 minWealth WarehouseEpisode 159: Infinite Banking: Replay of the Live Wealth Warehouse Webinar Q&A"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST: https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registrationBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/In this week’s episode – you get a special sneak-peek into a Wealth Warehouse webinar hosted by Dave and Paul!The guys field q...
2025-02-2457 minWealth WarehouseEpisode 157: Infinite Banking: 7 Points That Must Be Considered (Part I)Join our Wealth Warehouse Webinar live on February 13th at 4:30pm CST/5:30PM EST via the link below:https://us06web.zoom.us/j/82829087795Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/Before you begin your own banking system. Before you achieve financial freedom and establish a legacy for your family.....
2025-02-1026 minWealth WarehouseEpisode 156: Infinite Banking: The Traits of Highly Successful IBC UsersJoin our Wealth Warehouse Webinar live on February 13th at 4:30pm CST/5:30PM EST via the link below:https://us06web.zoom.us/j/82829087795Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/Getting started with IBC is a big step in the right direction – but it doesn’t end there.When it comes to how you’re...
2025-02-0330 minWealth WarehouseEpisode 155: Infinite Banking: How a Former Army Ranger Got His Employer to Pay His Life Insurance PremiumBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/In this week’s episode, Dave and Paul sit down with a special guest to explore his IBC journey and what he’s learned from his policy-building and IBC journey to his business-building experience using the Infinite Banking System!Our guest today, Scott McKay, is a retired Army Lieutenant Colonel who served in Special Operations and conventional Infant...
2025-01-2737 minWealth WarehouseEpisode 155: Infinite Banking: How a Former Army Ranger Got His Employer to Pay His Life Insurance PremiumBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/In this week’s episode, Dave and Paul sit down with a special guest to explore his IBC journey and what he’s learned from his policy-building and IBC journey to his business-building experience using the Infinite Banking System!Our guest today, Scott McKay, is a retired Army Lieutenant Colonel who served in Special Operations and conventional Infant...
2025-01-2631 minWealth WarehouseEpisode 154: Infinite Banking: How to Find the Right IBC AdvisorBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/It’s something we should all worry about when it comes to financial advice:“Is this really what I should be doing?”So, when it comes time to pick an advisor, there are some things you can look out for that will give you invaluable insight into whether or not this person actually...
2025-01-2031 minWealth WarehouseEpisode 150: Infinite Banking: IBC & the Gift That Keeps On GivingBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/In this festive episode, we unwrap the parallels between the joy of holiday gift-giving and the power of Infinite Banking. Discover why an IBC policy is truly the "gift that keeps on giving," offering financial freedom and opportunities for generations. We also dive into the importance of expanding your system, getting back to the basics, and how Santa’s workshop serves as the perfect metaphor for...
2024-12-2332 minWealth WarehouseEpisode 149: Infinite Banking: Annual Policy Maintenance & End of Year PlanningBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?Has the time passed? Or can you still enjoy the benefits of becoming your own banker?In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal...
2024-12-1631 minWealth WarehouseEpisode 148: Infinite Banking: Starting IBC in Your 40's and 50'sBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?Has the time passed? Or can you still enjoy the benefits of becoming your own banker?In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal* time to get in...
2024-12-0940 minWealth WarehouseEpisode 147: Infinite Banking: Thinking Like a Banker with Special Guest Langdon RootBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/Our guest today is client and friend Langdon "Roto" Root. Langdon just retired as a Colonel from a 26 year career in the US Air Force. He was an F-16 fighter pilot and a leader of some of the Air Force's best tactical operators both in the air and on the ground. He gives us insight from personal real-life stories about what it means to "think li...
2024-12-0239 minWealth WarehouseEpisode 146: Infinite Banking: What do Pilgrims Have to do with IBC? Let's Exploreecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/In this week’s special episode, Dave and Paul examine what they are thankful for in IBC – as well as the similarities with the early Pilgrims and IBC practitioners.Episode Highlights:0:00 - Catching up3:20 - IBC and Thanksgiving3:40 - Reaping the rewards of your labor8:53 - Lega...
2024-11-2531 minWealth WarehouseEpisode 136: Infinite Banking: The Two Special Ingredients for Building WealthBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Visit our website: https://www.thewealthwarehousepodcast.com/It’s what’s on everybody’s mind: how do I make more money?…and there is an answer, just not one that anybody wants to hear.IBC practitioners know that there is more to wealth creation than just “making more”.Because when it comes to creat...
2024-09-1635 minWealth WarehouseEpisode 129: Infinite Banking: The One and Only Way to Get Rich Using Life InsuranceBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/It’s one of the most common misconceptions when it comes to the IBC process…“When will I get rich?”And it’s not like you won’t.. But it’s a question of “when”In this episode, Dave and Paul take apart this notion of using IBC to “get rich quick” – but only in the short term. As you’ll learn in the episode, the Infinite Banki...
2024-07-2931 minWealth WarehouseEpisode 127: Infinite Banking: Common Objections to Life Insurance Part IBecoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Nearly every single journey to IBC is fraught with objections and unknowns that can cause you, or others to get cold feet.Outside of the Infinite Banking concept, you have objections and general misunderstanding around life insurance itself – making it even harder to realize the upside that IBC brings to you and the safety it brings to your family.In this week’s episode, Dave and Paul address common IBC and life insurance objections that they’...
2024-07-1527 minWealth WarehouseEpisode 125: Infinite Banking and Independence Day!Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/In this special episode of Wealth Warehouse, hosts Dave Befort and Paul Fugere explore the parallels between IBC and the spirit of American independence celebrated on the 4th of July. Join our hosts as they delve into the shared principles of freedom, self-reliance, and financial autonomy that both IBC and America's founding ideals embody.This episode is a must-listen for anyone passionate about liberty, both in a historical and fi...
2024-07-0130 minWealth WarehouseEpisode 115: Infinite Banking: Playing Hardball With IBC HatersIf you’ve listened to even a handful of episodes, you know that IBC comes under constant fire from people that don’t understand the process and most importantly – the benefits.Between 401k believers, CFPs and internet commentators to the influencers and talking heads like Dave Ramsey – there is no shortage of critics and detractors looking to discourage the process of becoming your own banker.Whether it’s trolls on the internet, or “Uncle Bob” at Thanksgiving, Dave and Paul take this episode to help you navigate the myriad of critiques you may encounter in the wild – and...
2024-04-2236 minWealth WarehouseEpisode 113: Infinite Banking: Why Everyone Needs an Income Plan, Not a Retirement PlanIt’s common for most people to fall into the mainstream thinking when it comes to retirement. The whole idea of “having enough” to retire and not considering what money you have coming in – is one of the biggest mistakes most people make.In this week’s episode, Dave and Paul challenge you to change your thinking about retirement – to change your mindset from “retirement planning” to “income planning”.They also touch on a great “IBC in Action” example, as well as some tips for managing your windfalls..Becoming Yo...
2024-04-0838 minWealth WarehouseEpisode 112: Infinite Banking: Where Can You Find More Cash To Fund Your Premium?There is always the issue of grasping the IBC concept in general. But when you do, you may find yourself looking to pay as much premium as possible.In this week’s episode, Dave and Paul explore some client stories and their own experiences expanding their own system – where to find extra premium and how you can get your policy going as quickly as possible! Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/E...
2024-04-0139 minWealth WarehouseEpisode 111: Infinite Banking: Expanding Your System to Accommodate Future IncomeThere are a lot of “a-ha” moments in IBC that only come along once you’ve immersed yourself in this process for a little while.One of those moments is when people realize that they want to expand their system.. But how? Where do you start? In this week’s episode, Dave and Paul discuss this mindset in general – as well as ways that you can reorient your policy and start expanding it today.Becoming Your Own Banker by Nelson Nash: https://infiniteban...
2024-03-2533 minWealth WarehouseEpisode 109: Live From Las Vegas - The 2024 IBC ThinkTank Roundtable!In this special episode, Dave and Paul hit the road for the 2024 IBC ThinkTank in Las Vegas!They are joined by colleagues and fellow IBC practitioners Brandon Goswick and Nate Dean of Cashflow Legendz Podcast: https://open.spotify.com/show/6kfNuRfndv5ES73LZ2sxB1?si=rfzzbDaJT1GRVvDmWMUhzg&nd=1&dlsi=042493071d6f49e1.. and John Perrings of Strategic Wealth Podcast: https://open.spotify.com/show/5eDLko3NJ5Jo3E6Sz6cK9n?si=h-hsHMdjRt-0s7WKF2QIMg&nd=1&dlsi=bff0a0f4c34b4...
2024-03-1130 minWealth WarehouseEpisode 101: IBC Roundtable With Our Clients Part 2 of 2David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah back for the continuation of this special 100th episode..In this week’s episode, you’ll hear the rest of the discussion between Dave, Paul and their clients. They’ll cover more of what IBC has done for their family, for their lives and for their wealth-building opportunities.If you’re a prospective IBC user and you want to hear some more down-to-earth real-life IBC stories, this is absolutely the episode for you!!
2024-01-1538 minWealth WarehouseEpisode 100: 100th Episode! IBC Roundtable With Our Clients Part 1 of 2David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah for this special 100th episode...To commemorate this awesome podcasting achievement, the fellas are bringing you something a little special this week…In this week’s episode you’ll be hearing from Dave and Paul’s real-life clients on all things IBC!! From how they first started and heard of the practice – all the way to how they’ve capitalized and secured their legacy, financial literacy for the next generation and much more!
2024-01-0832 minWealth WarehouseEpisode 96: How Do I Know Who to Trust Online When Researching Infinite Banking?It’s hard enough to grasp the concept of IBC – and to make it even more difficult, there is tons of misinformation about IBC on the internet which teaches newcomers the wrong way to do infinite banking.In this week’s episode, the guys give you a crash course in researching the infinite banking concept. Not only will you learn about the red flags you should be on the lookout for from “finfluencers” – but you’ll also gain a better understanding of why the information they are spreading doesn’t work in the first place.For all you newc...
2023-12-1139 minWealth WarehouseEpisode 94: Infinite Banking: Why We Never Try To "Sell" Anyone On IBCIBC is more than a casual investment – it’s a way of life. To start, you need to understand the problem you’re trying to solve and why IBC is the best solution for it.In this week’s episode, Dave and Paul examine IBC’s “caught not taught” phenomenon and how that factors into who they work with, and why they never really sell anyone on IBC.Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Check out the Wealth Warehouse playl...
2023-11-2731 minWealth WarehouseEpisode 92: IBC: The Swiss Army Knife of Retirement PlanningIn this week’s episode Dave and Paul examine how IBC can affect your retirement in a massive way. From insulating you from market volatility to giving you the freedom to spend and even guard against the ultimate unexpected circumstance.You’ll just have to tune in to get the key steps you need to follow to make sure that your retirement is properly guarded against inflation, market volatility, and much more!Listen to Episode 32 here:https://www.youtube.com/watch?v=As5LxkhmKBo
2023-11-1336 minWealth WarehouseEpisode 90: Why the Interest Rate Environment Doesn't Matter When You're the BankerIn this week’s episode, the fellas talk about the current interest rates and why IBC is coming in sooooo clutch right now. So many people are having to pay an arm and a leg to access capital that you could already have if you were an IBC practitioner.Also – listen in to a common problem that Dave and Paul have run into from time to time with their clients – you won’t want to miss this tip as it could affect your ability to be an IBC practitioner in the future.Becoming...
2023-10-3031 minWealth WarehouseEpisode 89: What is "IBC Amnesia" and How Can It Be Avoided?In this week’s episode, Dave and Paul talk about the essential principles that makes IBC what it really is – and their experience with straying away from those core guidelines. From their own policies and IBC philosophy, to client’s they’ve worked with and missteps they’ve witnessed – the guys will guide you through how you stay true to IBC and continue to grow your banking system.Episode Highlights:0:00 - Introduction0:27 - Episode beginning2:02 - Why do folks get into the inf...
2023-10-2335 minWealth WarehouseEpisode 88: Paying Extra PUA & Building a Business That is Guaranteed to SucceedIn this week’s episode, Paul and Dave dive into PUAs and why IBC users should be looking to add more room to their policies. Additionally, the guys cover a few common misconceptions surrounding IBC for new users, opportunity cost, framing your policies as a legitimate business, and much more!Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Introduction0:27 - Episode beginning3:11 - Paid up additions4...
2023-10-1632 minWealth WarehouseEpisode 87: The Problem and The Solution With Paul HorsleyIn this week’s episode Dave and Paul are joined by their first ever guest – Paul Horsley!Paul is a good friend of Dave and Paul, an IBC Practitioner, world traveler, critical thinker, and an author. Paul joins the guys to share his story of how he discovered "the problem" first-hand and was able to find "the solution" in the Infinite Banking Concept.Paul creatively and simply explains the Infinite Banking Concept in his book “Why The Rich Don't Die Broke”, which can be found on Amazon: https://www.amazon.com/Why-R...
2023-10-0925 minWealth WarehouseEpisode 85: What We Learned About IBC While Bird HuntingLearning IBC can often involve many parallels between the principles you need to learn and things you already do in your own life.In this week’s episode, Dave and Paul reflect on their recent bird hunting trip and some parallels they drew between those experiences with the principles of IBC. From knowing your environment and controlling it, to having discipline, patience and the “appropriate equipment”.If you’re a hunter, you’ll really wanna make sure to tune into this episode – but newbies alike still shouldn’t miss out!Becoming Your...
2023-09-2531 minWealth WarehouseEpisode 84: What Would We Do Differently If We Started Our IBC Journey Today?In this week’s episode, Dave and Paul take a look back on their IBC journey and examine some things that they could’ve done differently.From sharing the concept with their friends and family, to starting sooner and even paying a significant premium, the fellas take you through all the mistakes they’ve made along their IBC journey.Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode 29:https://www.youtube.com/watch?v=D7GHRfLcVYQEpis...
2023-09-1837 minWealth WarehouseEpisode 83: Are You Smarter Than A 5th Grader? Take Our IBC QuizIn this week’s episode, Dave and Paul are doing their own take on “Are You Smarter Than a 5th Grader?” but with an IBC twist. They’ll be testing each other’s knowledge, as well as your own! From basic questions like “Is life insurance an investment?” and how fractionalized banking works – to more complex topics like “Parkinson’s Law”, your IBC know-how will be tested!If you think that you’re ready to become your own banker – make sure you can clear this gauntlet first!Becoming Your Own Banker by R Nelson NashHow Privat...
2023-09-1135 minWealth WarehouseEpisode 79: Creating a Perpetual Financial TailwindYou’ve heard the guys reference “headwinds” and “tailwinds” before when describing IBC and what it does for your financial future.In this week’s episode, the fellas dive into these analogies and why they make so much sense when it comes to what your experience will be with a (properly designed) IBC policy. Additionally, they talk risk, control and what these factors mean for your success and your retirement.Episode Highlights:0:00 - Introduction0:27 - Episode beginning3:27 - Risk, control and the “financial tailwind”
2023-08-1431 minWealth WarehouseEpisode 78: Short Term Sacrifice = Long Term SuccessPatience is a virtue and in IBC, having it is a huge advantage that will directly support or hinder your policy’s performance.In this week’s episode, Dave and Paul examine one of the core tenets of IBC: thinking long-range. It’s one of the biggest criticisms of IBC, the dreaded “start-up cost”. The fellas explain why you need to hold out and what your reward will be for that. For newcomers or those of you looking into IBC, you’ll get an education in one of the most important pillars of a successful policy and wh...
2023-08-0733 minWealth WarehouseEpisode 77: Countering the IBC "Finfluencer" HatersIn this week’s episode, the fellas are responding directly to a vocal IBC critic. Moreover, this critic is a “Finfluencer” with a weak grasp on the actual concept on IBC in the first place.This person (who shall remain un-named) made a “top-10” list of all the reasons why you shouldn’t do IBC.From surrender penalties and ongoing contributions to balancing an IBC policy with other asset classes – Dave and Paul address each criticism and set the record straight.You won’t want to miss this episode – and if you have any IB...
2023-07-3134 minWealth WarehouseEpisode 76: Q&A: Aggressive Premiums, Stock Investing and Diversifying Your Life Insurance PoliciesOne of the best things about IBC is that it sets you on a journey of learning that is never completely done. You have to constantly stay flexible, on your feet and hungry for that edge that will take your wealth building to the next level. In this week’s episode, the guys address your burning questions! From “how quickly can I get my policy going?” to using your policy to score wins in the stock market, Dave and Paul cover it all! They also weigh in on some more complex curveball questions that you grizzled...
2023-07-2433 minWealth WarehouseEpisode 75: Do You Think Like an Investor or a Banker? Here's How To Tell...With so much focus on the dynamics and mechanics of IBC – it can be easy to forget why this wealth building strategy works so well.In this week’s episode, the fellas take a step back and look at what IBC does to solve your need for finance, income and retirement security. They’ll take you through the common mentality most people have and what separates a run-of-the-mill investor from an IBC practitioner.If you’re a prospective practitioner yourself, this is a critical episode for you to watch! Tune in to learn the broad benefits...
2023-07-1737 minWealth WarehouseEpisode 74: Why IBC is Good For AmericaYou’ve heard it a million times before about how IBC works for the individual, but how could it work for our country’s society as a whole?In this week’s episode, Dave and Paul discuss how IBC would benefit not only the average user – but also the country at large. From tackling the monster that is centralized banking, to leading your family and finances to the promised land!Episode Highlights:(0:00) - Introduction(0:27) - Episode beginning(2:26) - Question: mortgaging and refinancing(9:33) - Another audience...
2023-07-1038 minWealth WarehouseEpisode 73: The Benefits of Policy Loans And A Real Life Family Banking ExampleLike most topics in IBC, there is a lot of “cleaning up” to be done of the narrative – and policy loans are one of the biggest culprits.In this week’s episode, Dave and Paul break down policy loans and exactly how they work. This crucial part of the IBC system is plagued with the misconceptions that IBC policy owners and newbies alike have. The guys also dive into some IBC philosophy and what your goals or objectives should be for your policy in the future.Episode Highlights:0:00 - Introduction0:2...
2023-07-0334 minWealth WarehouseEpisode 72: Revisiting Policy Design & Winning the Game Before You PlayThe way that you design your IBC policy is one of the most important considerations you can make as your own banker – and it can make a difference of hundreds of thousands or even millions of dollars.In this week’s episode Dave and Paul break down some of these new age, non-traditional IBC policies – namely the infamous “10/90” policy. Whether it’s out of inexperience, or bad advice, the guys will set you straight on where your policy needs to fall on the premium vs. base spectrum.With their combined experience and decades running their own policies...
2023-06-2633 minWealth WarehouseEpisode 71: Retirement Planning: IBC As Part of Your Retirement PortfolioIn this week’s episode, Dave and Paul finally take a long look at retirement – and dive into the questions you need to ask yourself as well as what your future may look like if you maintain the status quo.Will you be safe with traditional 401k plans? Should you continue to store your hard earn bucks in someone else's bank? How should you be positioning yourself for a comfortable retirement? All of these burning questions will be answered in this episode!!Episode Highlights:0:00 - Intro0:27 - Episode begi...
2023-06-1940 minWealth WarehouseEpisode 70: IBC Q&A: Loan Interest, Inforce Illustrations, & LawsuitsIn this week’s episode of Wealth Warehouse, Dave and Paul, pressed for time, are fielding some of your burning questions!You’ll hear from one of Dave’s clients that has witnessed first-hand their parent’s struggle in retirement – and what led them there. You’ll get a refresher (or a great explanation) on interest, loan repayments and the dreaded task of storing your capital in someone else’s bank.Whether you’re a veteran or a newcomer, you won’t want to miss these nuggets of information!Episode Highl...
2023-06-1223 minWealth WarehouseEpisode 69: The "Unseen" Advantages to Becoming Your Own BankerIBC is something you need to be in – its full benefits and advantages can only really be understood once you get your policy (or policies) up and running.In this week’s episode, Dave and Paul take you through their own IBC journeys and some of the “unseen advantages” that they have enjoyed from utilizing their capital in an IBC banking system.For those of you looking to find more benefits from a couple of vets, this episode is an absolute must-listen.Episode Highlights:0:0...
2023-06-0533 minWealth WarehouseEpisode 67: Fortune Favors The Action Takers!Making the leap to IBC is arguably the most difficult step of all – everyone around you is most likely only doing what the mainstream tells them to. Breaking free can be difficult!In this week’s episode, Dave and Paul discuss making the move to IBC and what it can do for your life. Most importantly, they examine some of the reasons why people put it off – and why you shouldn’t if you haven’t set up your banking system already. From getting the right people in your circle to motivate and educate you to understanding the “probl...
2023-05-2228 minWealth WarehouseEpisode 66: The IBC Solution to Recapturing the Interest You Are Paying to Banks (You're Probably Paying Way More Than You Think!)The economy has been hard to trust in recent months - which can affect your confidence in your IBC policy.In this week’s episode, Dave and Paul take some time to cover the recent rumblings surrounding the devaluation of the dollar as well as the interest rates and what you need to know about them. Additionally, they cover how these interest rates come into play when buying a home and what you should be doing to make sure that you’re staying in control. Episode Highlights:0:00 - Int...
2023-05-1524 minWealth WarehouseEpisode 64: Unpopular Opinion: Building Wealth Requires No More Effort Than Staying PoorEveryone wants to be wealthy – you’re not alone. But the reality is that it takes consistent effort and discipline to get to the levels most people want to be at.This week, Dave and Paul discuss wealth building on a broader scale than just IBC. What goes into being poor? What goes into being wealthy? And where does the mainstream opinion leave us?Episode Highlights:0:00 - Introduction0:29 - Episode beginning1:31 - New age IBC advice6:45 - Being challenged to think8:11 - Bein...
2023-05-0135 minWealth WarehouseEpisode 63: Creating the IBC Family Banking SystemOne of the best rewards that you get from IBC is that you don’t have to rely on a bank to finance the things you want or even need in life.In this week’s episode, the fellas are diving in “family banking” and painting a picture for you of what it would be like to not have to deal with the bank. They’ll detail how you can set up your very own bank to circumvent the painful lending process that we all have to undertake - and how you can share this with those closest to...
2023-04-2431 minWealth WarehouseEpisode 62: Interest Rates, Uninterrupted Compounding and Delayed GratificationWith recent economic turmoil, it can be easy to be wary of new ways of building wealth - and in this era of influencers, you want to make sure you’re getting the right information.In this week’s episode, Dave and Paul are sharing some discussions that they’ve had with clients and prospects alike about topics within IBC. They’ll discuss common questions around IBC “making sense” in a high-interest rate environment, constant compounding, policy loans and more. Most importantly, they’ll let you know how valid these questions and concerns are.Is...
2023-04-1736 minWealth WarehouseEpisode 61: Laddering Policies, Life Insurance Lines of Credit, and the "Smell Test"While IBC expands, so too do people’s interpretations of it – but that’s not what Dave and Paul are interested in. IBC is an established system and you should be wary of influencers coming at you with “versions” of Infinite Banking.In this week’s episode, the guys introduce “laddering” policies, the philosophy behind it and the underlying strategy. They’ll let you know why it’s popular, why it won’t work for your policy – as well as some expanded discussion on the effect of hazardous activites on life insurance, lines of credit and more!Is IBC f...
2023-04-1033 minWealth WarehouseEpisode 60: 7 (Invalid) Whole Life Insurance ObjectionsIBC is usually “caught not taught” and can be tricky for some to initially wrap their head around.This week, the guys are reviewing some common objections to IBC. They discuss why these 7 objections aren’t valid and why you (or anybody else) shouldn’t use them as a reason to say “no” to IBC.Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callDON’T FORGET - Join us on April 20th at 7pm Centr...
2023-04-0335 minWealth WarehouseEpisode 59: IBC FAQ Episode!IBC is no stranger to a constant flow of questions big and small.In this week’s episode, Paul and Dave are doing another installment of “IBC FAQs”! They’ll be answering all of your burning questions - from “why haven’t I heard about this?” and “is whole life too expensive?” to more complex questions like “how much premium should I pay?” and “what should I use a policy loan for?”Is IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-call...
2023-03-2738 minWealth WarehouseEpisode 57: The Case for BaseAs IBC gains more popularity and notoriety, more people get involved. Which can be great, but sometimes it can result in a distortion of Nelson’s core message.In this week’s episode, the fellas address policy design and push back against the small base strategies and the 10/90 policies that you may see on Tik Tok, or YouTube.They’ll take you through the actual arguments and what these people are actually saying. They’ll show you where these policies end up, what goes into them and why they are becoming more and more common to see o...
2023-03-1332 minWealth WarehouseEpisode 56: Our Summary of the 2023 IBC ThinkTank!For the first time ever, the guys are coming atcha from the road! This week, Dave and Paul attended the 2023 IBC ThinkTank in Birmingham, Alabama! This yearly event is well-attended by practitioners from all across the country and features workshops, speakers and other IBC-related events. Dave and Paul will give you their thoughts on some of the workshops, as well as a recap of the speakers, their topics and their overall experience at the ThinkTank!Is IBC for you? Use this link to schedule and intro call w...
2023-03-0635 minWealth WarehouseEpisode 55: Back to the Basics: Sequencing Your Capital & Loan RepaymentsIn this week’s episode, Dave and Paul are getting back to basics: sequencing your capital and managing loan repayment.These are common areas of discussion in IBC - and everyone does it a little differently depending on their circumstances and needs.Today, Dave and Paul will go through their own personal examples of how they’ve sequenced their money and how they’ve set up their policies for maximum efficiency and growth. They’ll also touch on loan repayment - from best practices to how you can balance it with next year’s premium.
2023-02-2734 minWealth WarehouseEpisode 54: Premium Payment Flexibility and Answering the Question "Should I Pay Cash or Take a Policy Loan?"One of the most important aspects of IBC is paying premium - but many people ask, how often do I need to pay?In this week’s episode, the guys are taking you through a more niche issue in IBC: payment frequency. Are you paying your premium quarterly? Monthly? Each year?This decision can have affects downstream on your policies overall performance! The guys will take you through the different payment frequencies, the drawbacks, benefits and they’ll even clue you in to which you SHOULD be using!Ep...
2023-02-2031 minWealth WarehouseEpisode 53: How To Live Like Warren Buffet Through IBCEveryone has a dream to make stupid amounts of money - to earn on the same level as the ultra rich.Well, as an IBC user, you may have more in common with billionaires and captains of industry than you would otherwise think!Join Dave and Paul as they discuss an interesting article that examines the uncanny connection between IBC and money-making legend, Warren Buffet. They detail how IBC practitioners can get access to the same rarified air that Warren does, in terms of access to capital, control of it, tax benefits and much more!
2023-02-1326 minWealth WarehouseEpisode 52: Fractional Reserve Banking, Inflation and the Federal ReserveThere can be lots of different reasons to get started in IBC - but one of the biggest ones is the banking system itself.In this week’s episode, the guys decide to take a step back and look at some of the broad reasons why IBC has made so much sense for so many people. They take a break from the specifics to review the banking system. How does it actually work? How did it come to be? And most importantly: what is so wrong about it?Additionally, Dave and Paul also explore inflation an...
2023-02-0630 minWealth WarehouseEpisode 51: Guaranteed vs Non Guaranteed Cash Value and the Importance of Human Life ValueWhen it comes to IBC, it’s important to have a clear understanding and vision for your policy. This can be difficult when you have some agents that lead with illustrations and promise amazing returns.In this week’s episode, the fellas guide you through some of the areas that trip people up when it comes to IBC. Should you be concerned about the dividend rate? Should you even consider an IUL? What’s the difference between guaranteed and non-guaranteed cash value? Which should I care about?Depending on the agent, the answers to these questi...
2023-01-3029 minWealth WarehouseEpisode 50: Dissecting Illustrations, Creating a System of Policies and "Dollar Cost Averaging"IBC offers you unparalleled control over your capital - but the key is ensuring that you create your system of policies properly. You want to make sure that you get access to a level of ownership that is virtually non-existent in the market.In this week’s episode, the guys cover illustrations once again as well as the importance of getting proper guidance from a practitioner of IBC. They also clear up some misconceptions about how you manage your policy and check out an actual policy illustration sent in from a listener!Episode Highlights:...
2023-01-2327 minWealth WarehouseEpisode 48: IBC and the Mechanics of Legacy CreationLeaving a legacy is arguably one of the most important things a person can do. It’s a difficult task to accomplish that also takes a disciplined mindset and an eye for the future.In this week’s episode, the fellas take a look at the components of legacy and how it mixes not only with IBC, but also with contemporary views on wealth creation. How should you set up your family members for when you graduate? What need to go right? What could go wrong?And being fathers themselves, Dave and Paul also dive into...
2023-01-0934 minWealth WarehouseEpisode 47: Happy New Year! 7 Steps to a Prosperous 2023With the new year officially here - it’s time to look forward to these next 12 months and see what you can do to make 2023 bigger and better for your financial future.So join the fellas this week as they outline their “7 Steps for a Better 2023”! Maybe you’re a new user, or a prospective IBC practitioner and you want to find out how you can get deeper. Perhaps you’re a vet that has years under your belt. It doesn’t matter!From getting a mentor and the right information to tweaking your mindset , Dave and Pau...
2023-01-0234 minWealth WarehouseEpisode 46: 7 "Points to Consider" As We Head Into 2023With 2022 close to being in the rear-view mirror, it’s important to not only reflect on the past year but also to look forward to the future.In this week’s episode, the guys cover “7 Points to Consider” to help get you focused for the year to come as well as getting some of the uninitiated thinking more seriously about IBC.Dave and Paul cover each point, giving you the concepts and context to help you understand this idea when you’re looking at it from 1000-feet. Not only do they tackle the tangible benefits, they also...
2022-12-2626 minWealth WarehouseEpisode 44: Expanding the System and Why Bankers Get to Make the Rules“Capital attracts opportunity” - and IBC can put you in the position to take advantage of those opportunities.In today’s episode, the guys discuss more of the banking and private lending aspect of IBC. Dave and Paul also share some client experiences with red flags, some more on the mindset you need coming in, legacy and the flexibility IBC gives you.Episode Outline:(0:00) - Introduction(2:58) - When you have capital, opportunity finds you(6:31) - When it comes to private lending, it has to be...
2022-12-1229 minWealth WarehouseEpisode 43: Putting Cash Value to Work and How to Bring Your Future Death Benefit Value to the Present and Earn on ItGetting your policy in place is one thing, but how you utilize it is the key.In this week’s episode, Dave and Paul explore some of the opportunities that IBC gives you. While some benefits remain “unseen”, the ways in which you can structure and use your policy are very much known. The guys go through their own philosophies on using cash value, how they approach wealth building and the ways in which IBC changes your whole investing perspective. They also recall some of the opportunities both their clients and they themselves have found through...
2022-12-0530 minWealth WarehouseEpisode 42: IBC Mistakes to Avoid!Getting your policy in place is half the battle with IBC, the other half is managing it properly and avoiding rookie mistakes.In this episode, the guys take you through their list of “mistakes to avoid” for IBC. These tips are relevant for newcomers and veterans alike and range from your wealth building philosophy to simple management and policy funding.Tune in to make sure you’re avoiding these common setbacks so that your policy can keep running efficiently and smoothly!Episode Outline:(0:0...
2022-11-2832 minWealth WarehouseEpisode 41: Business Owner Episode: Buy-Sell Agreements, Key-Person Insurance, and "Insurable Interests"IBC can help you become your own banker - but what does it do for your business?In today’s episode, Dave and Paul look at IBC through the lens of the business owner. There are unique benefits to IBC and a few different ways that a business owner can take advantage. The guys take a closer look at some of those strategies, as well as their take on owning a policy through a business, the drawbacks and more!Episode Outline:(0:29) - Beginning of episode(2:55) - Listener question, other ideas for pa...
2022-11-2131 minWealth WarehouseEpisode 40: Policy Loan Interest Rates, Wokenomics, and How We Turned Our side-hustles into full-time hustlesWith the Fed raising interest rates for a sixth time, some people are beginning to feel some turbulence as the cost of borrowing continues to climb.Which leads us to today’s question and central topic: what does another interest rate hike mean for your policy? Can you do anything to minimize the impact? Should you even care about it in the first place?The guys break down all the info you need to know when it comes to interest rates and your policy, as well as some backstory into how they actually got started in...
2022-11-1434 minWealth WarehouseEpisode 39: What Grinds Our Gears in the IBC WorldEach and every one of us has something that just.. gets under our skin. Dave and Paul are no different - especially when it comes to IBC.In today’s episode, the guys discuss what “grinds their gears”. They cover clients, how policies are set up and misconceptions about IBC. Additionally, they address the hate IBC gets and pretenders that push bad information to get you to sign.. Tune in to hear their list of IBC grievances and see what it’s like from the other side of the fence - as an IBC advisor!...
2022-11-0728 minWealth WarehouseEpisode 38: Red Flags: How to Avoid Advisors Who Teach The Wrong Way to Do IBCWhen it comes to your money, you need to make sure you’re making the right decisions and getting the right information.This week, the guys take a look at IBC practitioners behaving badly. From leading with an illustration to remixing Nelson’s concept, Dave and Paul take you through an exhaustive list of red flags in this episode. With this list, you’ll be able to sort through the pretenders next time you’re shopping for IBC advice.Tune in to make sure that you’re getting the best information possible - and that you’re pra...
2022-10-3132 minWealth WarehouseEpisode 37: Why Real Estate Investors Love IBCIBC can work for everybody - but it’s really great for real estate investors.In this week’s episode, Dave and Paul take a look at IBC in the context of real estate investing. The guys discuss all the problems it can solve, as well as the benefits it can bring! Tune in to see how you can up your real estate game, get unrivaled liquidity, access to capital and much more!Main Episode Outline:(2:09) - Beginning of the episode, IBC and real estate investors are “peanut butter and jelly”
2022-10-2547 minWealth WarehouseEpisode 36: How can I get my spouse on board with IBC??Welcome to episode 36 of Wealth Warehouse!It can be hard enough to plan for yourself when it comes to making financial decisions. When you add in your spouse, especially for a less-known route like IBC, things can get even more complicated.This week, the guys tackle the IBC decision from the POV of a couple. Should you sacrifice the relationship harmony to push IBC? Are there ways that non-believers can be better acclimated? Dave and Paul cover how to introduce the IBC concept and navigate tricky financial conversations. They even g...
2022-10-1728 minWealth WarehouseEpisode 34: The Notorious "MEC" and How to Avoid ItJoin David Befort and Paul Fugere on Episode 34 of the Wealth Warehouse!When it comes to IBC, research is just as important as designing your policy properly. You need to “get” IBC as a concept and understand not only how it works, but why you’re doing it. Your goals need to align with what the Infinite Banking Concept provides.In this week’s episode, the guys address a question from a fan that leads to a deeper discussion on MECs or “Modified Endowment Contracts”. They illustrate the importance of building your policy the right way, why you...
2022-10-0327 minWealth WarehouseEpisode 30: College, Student Loan "Forgiveness" and IBCJoin David Befort and Paul Fugere on Episode 30 of the Wealth Warehouse!This week, the guys react to the student loan forgiveness plan that was recently announced by President Biden.Was this a good idea? Does it address the root cause of the problem? With so much discussion and emotionally-charged debate swirling around this recent development - it can be hard to decipher where to stand on the issue. In this episode Dave and Paul answer these questions and more. They also share their views on higher education, government meddling, and the intersection b...
2022-09-0535 minWealth WarehouseEpisode 29: Universal Life vs Whole Life For The Purposes of IBCJoin David Befort and Paul Fugere on Episode 29 of the Wealth Warehouse!In this week’s episode, the guys respond to a listener's question about universal life insurance vs. whole life insurance for IBC. Does IBC need to use whole life insurance? Is it the best fit for IBC?Paul and Dave cover the pros and cons of universal vs. whole life, how it matches up with your goals and most importantly, how appropriate each is for the Infinite Banking Concept.Episode Outline:(2:05) - Open of...
2022-08-2934 minWealth WarehouseEpisode 25: IBC Q&A: how dividends work and the best way to use themJoin David Befort and Paul Fugere on Episode 25 of the Wealth Warehouse!In today’s episode the guys field some questions from listeners about dividends! How do you know which companies will mesh with your IBC strategy? What is a “paid up addition”? And how does it work? Tune in to have all your burning questions answered!In this episode you’ll learn about:-The different ways you can receive dividends from your policy-How dividends work with IBC and their relationship to PUAs
2022-08-0130 minWealth WarehouseEpisode 24: All of my friends think I'm crazy for putting my money into whole life insurance!Join David Befort and Paul Fugere on Episode 24 of the Wealth Warehouse!Everyone has an opinion when it comes to how you manage your money. Oftentimes, when you step out of the norm, you can get pushback from other people – even family and friends. In this week’s episode the guys give you advice on handling the haters and what you can do to better defend your decision to roll with IBC.In this episode, you’ll learn about:-What makes you a good (or bad) fit for IBC...
2022-07-2530 minWealth WarehouseEpisode 23: Case Study: How one client earned a tax-free, risk-free 33% Rate of Return using IBCJoin David Befort and Paul Fugere on Episode 23 of the Wealth Warehouse!In this week's episode, the guys do a deep dive on a case study and examine the benefits that one of their clients experienced shortly after getting started with IBC. Find out more about how this newbie IBC user used his first policy loan to seize an opportunity that earned him a tax-free, risk-free, 33% rate of return.In this episode, you’ll learn about:-The guy’s perspective on managing loans you take out against your policy and why...
2022-07-1828 minWealth WarehouseEpisode 21: Walter White and IBC: Breaking GoodJoin David Befort and Paul Fugere on Episode 21 of the Wealth Warehouse!This week, the guys break down the popular TV series “Breaking Bad” – and tell you why it’s one of the best examples of a situation that could’ve been avoided by some simple planning and foresight.Yep, that’s right. Whole-term life insurance could’ve saved Walter White a whole lot of trouble.In this episode, you’ll learn about:-How Walter should’ve planned from the beginning-What he did wron...
2022-07-0432 minWealth WarehouseEpisode 20: IBC Frequently Asked Questions #2Join David Befort and Paul Fugere on Episode 20 of the Wealth Warehouse!This week, David and Paul take another swing at some FAQs that they get from listeners and clients. Newcomers and veteran listeners alike will find great insight into some of the most burning questions people have about IBC and whole-term life insurance.In this episode you’ll get answers to questions such as:-Is there a limit to how much I can put into a whole-term life insurance policy?-How can I get my...
2022-06-2733 minWealth WarehouseEpisode 18: How does "Convertible" Term Insurance fit into the IBC strategy?We’re all familiar with the huge benefits that Infinite Banking provides through whole life policies. But what about other types of policies? Can you expect the same results?Today, David and Paul depart from IBC a little to share their experience and thoughts on term life insurance. In this episode you’ll learn about: -The difference between whole life insurance and term life insurance-What term life insurance gets you and some of its financial drawbacks-Convertible versus non-convertible term insurance
2022-06-1329 minWealth WarehouseEpisode 17: Things We Love: Memorial Weekend, Top Gun 2 and IBC!Join David Befort and Paul Fugere on Episode 17 of the Wealth Warehouse!There are so many advantages that IBC can bring to your finances and in turn, your life.In this episode, David and Paul examine the benefits of Infinite Banking and break down what they love the most about this strategy.In this episode, you’ll learn about:-How IBC is able to avoid external economic pressures-What you avoid when you don’t use banks for loans-The importance of having access to m...
2022-06-0631 minWealth WarehouseEpisode 16: Common IBC User Traits and Our ProcessJoin David Befort and Paul Fugere on Episode 16 of the Wealth Warehouse. David and Paul have introduced so many clients from all walks of life to the concept of IBC. And in those encounters, commonalities can be observed. In this episode, David and Paul discuss the common traits that most IBC users have with each other and the traits that can help identify those that won't be a good fit for IBC. In this episode you will learn:-No financial strategy will work if...
2022-05-3032 minWealth WarehouseEpisode 15: IBC vs 529 College "Savings" PlansJoin David Befort and Paul Fugere on Episode 15 of the Wealth Warehouse. We all know that college is open to all. But what we also know is that it sure does cost like it's only for the wealthy few. So what about a college savings plan? In this episode, David and Paul discuss the difference between a savings plan and an investment plan, the advantages of the infinite banking concept when up against 529 Plans, and the other ways for you to start saving for college aside from IBC.
2022-05-2328 minWealth WarehouseEpisode 13: IBC Frequently Asked Questions!Join David Befort and Paul Fugere on Episode 13 of the Wealth Warehouse. People, especially skeptics, may have one, two, or a hundred questions regarding IBC. And this entire episode is dedicated to answering just those. In this episode, David and Paul gather the top frequently asked questions about IBC. How many policies can you own? Can you copy someone else's policy? What's the best thing you can do to an accessible cash value? And so much more.In this episode you will learn:
2022-05-0925 minWealth WarehouseEpisode 12: Common Objections to IBCJoin David Befort and Paul Fugere on Episode 11 of the Wealth Warehouse. Objections to the infinite banking concept come from left and right. Whether it's a misunderstanding or just inhibition, David and Paul move you past those by debunking the common objections that stop people from discovering IBC. In this episode, David and Paul answer questions like, why would I pay interest to an insurance company to borrow my own money? Do insurance companies keep all my built-up cash value after death? Am I too old for IBC? And...
2022-05-0225 minWealth WarehouseEpisode 11: Using IBC to eliminate DebtJoin David Befort and Paul Fugere on Episode 10 of the Wealth Warehouse. Can the infinite banking concept eliminate your debt? With an astounding 'yes!' David and Paul explain how eliminating debt through IBC can mean as easy as changing the pattern of how your money flows. In this episode, David and Paul lay down how you can retain your cash value permanently instead of giving it away permanently.In this episode you will learn:-It's all about your spending pattern
2022-04-2527 minWealth WarehouseEpisode 7: Military Special: IBC for the veteranJoin David Befort and Paul Fugere on Episode 7 of the Wealth Warehouse. In this episode, David and Paul talk about the post-military life insurance options available to military members. David shares an excellent case study about how a military friend who funded an annual premium for a specially designed whole life policy made $100k happen by his retirement. Aside from that, they also touch on soldier group life insurances, survivor benefit plans, why transitioning members shouldn't cut themselves short, and what the 'go-to-hell' fund means.
2022-03-2828 minWealth WarehouseEpisode 6: Family Banking and Some of Our Thoughts on the 2022 IBC Annual Think TankJoin David Befort and Paul Fugere on Episode 6 of the Wealth Warehouse. In this episode, David and Paul share their favorites and the highlights of the recent 2022 IBC Annual Think Tank. If the infinite banking process is not a product, what is it? Here, David and Paul discuss the takeaways from Jayson Lowe's presentation on family banking, how IBC applies to large cases in real estate, what the most important part of the IBC process is, and more.In this episode you will learn:
2022-03-2125 minWealth WarehouseEpisode 5: Real-World Examples of IBC In ActionJoin David Befort and Paul Fugere on Episode 5 of the Wealth Warehouse. In this episode, David and Paul talk about the practical, real-world applications of the infinite banking concept. After understanding the concept of IBC, most clients typically find themselves stuck in the 'now-what' phase. Today, after David shares how he utilized saved-up cash value in his earlier projects in real estate, Paul tells a story of how the infinite banking concept changed the financial trajectory of one of his childhood friend's life.
In this episode you will learn:
David Befort – on his first house flipping experience
What if you ju...
2022-03-1430 minWealth WarehouseEpisode 5: Real World Examples of IBC in ActionJoin David Befort and Paul Fugere on Episode 5 of the Wealth Warehouse. In this episode, David and Paul talk about the practical, real-world applications of the infinite banking concept. After understanding the concept of IBC, most clients typically find themselves stuck in the 'now-what' phase. Today, after David shares how he utilized saved-up cash value in his earlier projects in real estate, Paul tells a story of how the infinite banking concept changed the financial trajectory of one of his childhood friend's life.In...
2022-03-1429 minWealth WarehouseEpisode 4: The Pros and Cons of IBCJoin David Befort and Paul Fugere on Episode 4 of the Wealth Warehouse. In this episode, David and Paul talk about the pros and cons of the infinite banking concept. Right after sharing a quick opinion on new year's resolutions, the two follow it up by discussing the common deterrents to getting into the IBC and what the IBC proffers in terms of insurance, guaranteed growth, and dividends. Later in the episode, Paul also explains why the IBC is not an 'either-or' type of thing....
2022-03-0736 minWealth WarehouseEpisode 2: The Saver, the Debtor and the Wealth CreatorJoin David Befort and Paul Fugere on Episode 2 of the Wealth Warehouse. In this episode, David and Paul simplify the power of the infinite banking concept regarding loans and how IBC puts you in control. After breaking down the two general ways of paying for a purchase, David and Paul discuss why 'wealth creators'—or whole life insurance users—outsmart the 'savers' and the 'debtors' in more ways than one.In this episode you will learn:-How do you fina...
2022-02-2129 min