Shows
The Lost Sci-Fi Podcast - Vintage Sci-Fi Short StoriesA Hitch in Time by Frederik Pohl - Short Sci Fi Story From the 1940sYoung Thom Ra travels back to the hideous Venus-Earth war, and ventures peril to win lovely Elren Dri for his mate! A Hitch in Time by Frederik Pohl, that’s next on The Lost Sci-Fi Podcast.Episode 200 of The Lost Sci-Fi Podcast didn’t go as planned. We’ve been facing some health challenges over the last 2 weeks and want to say thanks to all of you who have expressed your concern. Our plan was to get reacquainted with our old friend Bud Gregory for episode 200 but it’s a longer story than we are able to narra...2024-04-1523 min
My Widowed LifeIntroducing My Widowed Life (Ep.1)Welcome to the My Widowed Life podcast, hosted by Palma Polesel.
Palma is a solo parent, dog lover, and a member of the widowed community, a club no one wants to join. Following the loss of her spouse, she felt compelled to help others navigate widowhood and find a fulfilling life after loss.
In this inaugural episode, Palma is joined by her recurring guest, Richard Dri, a CERTIFIED FINANCIAL PLANNER and fellow widower.
Listen in as Palma and Richard share:
How they became members of the widowed community
Future topics that will be...2023-05-2526 minMy Widowed LifeIntroducing My Widowed Life (Ep.1)Welcome to the My Widowed Life podcast, hosted by Palma Polesel.
Palma is a solo parent, dog lover, and a member of the widowed community, a club no one wants to join. Following the loss of her spouse, she felt compelled to help others navigate widowhood and find a fulfilling life after loss.
In this inaugural episode, Palma is joined by her recurring guest, Richard Dri, a CERTIFIED FINANCIAL PLANNER and fellow widower.
Listen in as Palma and Richard share:
How they became members of the widowed community
Future topics that will be...2023-05-2526 min
The Dream BoatEureka! Famous Dreams That Shaped and Changed Our World Are dreams and the sleep state random? Are dreams just brain junk or does a deeper wisdom lie in the unconscious world of dreams? The notion of the Eureka function! In this episode Dave and Laura look at famous dreams which have shaped our lives or changed the course of the world. This is the notion of the dream state as inspiration and how creativity in our dream life can make exciting and unique connections, providing solutions to tough problems. The hosts discuss famous scientific discoveries that have come during a dream when the dreaming rational mind creatively meets intuition. The...2023-05-0447 min
More Money PodcastManaging Money and Grief as a Widow - Richard Dri, CFP and Vice President of Dri Financial GroupToday I'm diving into an important topic that I've never explored before on the More Money Podcast — widowhood. When my guest, Richard Dri, lost his wife Mary in early 2020, it not only changed his life but his financial advisory business too. Richard has since switched gears to focus on helping clients navigate their finances through their grief. This episode is an incredibly important reminder to not leave estate planning until it's too late. Richard Dri is a Certified Financial Planner with close to 30 years of experience and is currently the Portfolio Manager and Vice President of Dri Financial Group. Si...2022-11-0249 minMore Money PodcastManaging Money and Grief as a Widow - Richard Dri, CFP and Vice President of Dri Financial GroupToday I'm diving into an important topic that I've never explored before on the More Money Podcast — widowhood. When my guest, Richard Dri, lost his wife Mary in early 2020, it not only changed his life but his financial advisory business too. Richard has since switched gears to focus on helping clients navigate their finances through their grief. This episode is an incredibly important reminder to not leave estate planning until it's too late. Richard Dri is a Certified Financial Planner with close to 30 years of experience and is currently the Portfolio Manager and Vice President of Dri Financial Group. Si...2022-11-0249 min
Widower’s JourneyRichard Dri - Widower's Journey Member Shares His Journey and Financial Tips for Fellow WidowersThe Widower’s Journey Podcast once again virtually travels outside the U.S., to Toronto, Ontario, Canada, to visit with Richard Dri, who as a widower, he thought he could handle life as a widower and being a single dad to three kids, but this was not the case. At times, he struggled greatly. Join us as Richard shares details about his journey. As a financial planner, Richard also shares a few suggestions in managing one’s financial resources while embarking on their grief journey.2022-04-1850 min
Non È La RaceNON È LA RACE - Episodio 51 - "Biancaneve e i sette twinks - w/ Farida Kant"👑 NON È LA RACE 👑Episodio 51 - "Biancaneve e i sette twinks - w/ Farida Kant""Altro giro di tè qui a Non È La Race! Questa settimana a servircelo è stata Farida Kant che ci ha raccontato la sua esperienza a DRI e qualche aneddoto dei dietro le quinte. Se cercate uno specchio, fatevelo portare dai dei twinks come Biancaneve"💅 Il nuovo podcast 100% italiano dedicato a RuPaul's Drag Race tra opinioni al vitriolo, commenti "a spillo" e molto altro sul drag talent show di fama mondiale.Diego, Fabio, Riccardo e Valerio vi faranno compagnia per le nuove varie stagion...2022-01-131h 37
The Wealth Navigator Podcast with Richard Dri89: Evolving the digital landscape for entrepreneurs with Mark PetchEntrepreneur, early stage investor, and Founder of Relative, Mark Petch, joins me for an intriguing conversation on the podcast today. A consultancy that helps businesses with profitable growth, Relative is one of a number of companies that Mark has led over the years. As you will hear, his vast amount of experience in both leading and working for businesses has garnered him an extensive amount of knowledge, particularly in advising how to connect with customers in more engaging and meaningful ways, that he brings to this episode today. In this interview, Mark offers his marketing recommendations for...2021-08-3138 minThe Wealth Navigator Podcast with Richard Dri88: Taking the cryptic out of Cryptocurrency with Jean DesgagneJean Desgagne, retired banking executive and CEO of Stablecorp, joins me on the podcast today. Created as a partnership between 3iQ, Canada’s leading crypto asset manager, and Mavennet, a recognized leader in the blockchain development space, Stablecorp is behind the issuance of QCAD, the first ever fully-compliant Canadian-dollar stablecoin designed for the mass market. Jean led the launch of QCAD by managing day-to-day operations and leveraging his deep network and expertise gained from three decades in Canada’s financial services industry as President and CEO of The Canadian Depository for Securities Limited and several TMX Group companies. Currently, he is...2021-08-2441 minThe Wealth Navigator Podcast with Richard Dri87: Building a Real Estate and Development Empire with Lamont WiltshireJoining me on the podcast this week is Lamont Wiltshire, Chief Executive Officer at the Wiltshire Group, a group of companies that delivers construction, real estate and development in the GTA. Founded and headed by himself and his business partner, Odeen Eccleston, The Wiltshire Group is the parent company of its award winning subsidiary companies made up of Wiltshire Homes, a custom home builder, WE Realty, a full-service brokerage, and WE Developments, which delivers construction management, commercial and multi-residential projects and strategic land us. In today’s highly informative interview, Lamont shares his perspective on a possible re...2021-08-1745 minThe Wealth Navigator Podcast with Richard Dri86: A Business Match Made in Heaven with Sam MoorcroftMy very special guest on the podcast this week is ChristianCafe.com President and Co-founder, Sam Moorcraft. After receiving his MBA, Sam engaged in a variety of occupations such as forest management, direct marketing, consulting, project management, and a number of entrepreneurial endeavors. Eventually, he joined forces with his brother and fellow MBA recipient, Philip, to found and build ChristianCafe.com into what is now the largest privately-owned Christian singles site online. Over the course of more than 22 years as a business, this site has helped untold thousands of singles connect, and is responsible for over 25,000 marriages! ...2021-08-1051 minThe Wealth Navigator Podcast with Richard Dri85: Standing out from the crowd with Elias AndersonFounder and CEO of Hear Me Cheer, Elias Anderson, joins me on the podcast this week. Having left his university Engineering program to pursue entrepreneurship full-time, Elias has enjoyed great success with his current company, which was created as a response to the inability for fans to attend live sporting events during the pandemic. A true entrepreneur at heart, he is also the Founder of two other companies, ChampTrax and Sporting World, and, today, he shares his truly remarkable story of success in a very short amount of time with us all. In today’s interview, we lo...2021-08-0330 minThe Wealth Navigator Podcast with Richard Dri84: Great Ideas Become Booming Businesses with Kevin MakoKevin Mako, President of Mako Design and Invent, joins me today for a fascinating discussion about his equally fascinating business and so much more. Built by Kevin completely from the ground up with no financing and no debt, Mako Design and Invent has grown to be the center of physical product design, turning great product ideas into booming businesses, nationally in the US and Canada, and is well on its way to do the same in England and China. Kevin is a true entrepreneur whose many other accomplishments include becoming a Fellow at the Brookfield Institute for Entrepreneurship, an...2021-07-271h 01The Wealth Navigator Podcast with Richard Dri83: Clearing the Air About Succeeding as a Lifelong Entrepreneur with Stephen WorrallMy special guest on the podcast today is Stephen Worrall, founder of Integrated Clean Air Services, and industry expert in the field of HVAC hygiene and Indoor Air Quality. A former member of the Canadian Armed Forces and a veteran of the 1st Gulf War, Stephen is very much a lifelong entrepreneur with a keen interest in financial services who has written and spoken about cryptocurrencies and blockchain at several events. He also sits on several industry committees and is a member and Committee Chair with the Oakville Chamber of Commerce. In today’s episode, Stephen shares ho...2021-07-2044 minThe Wealth Navigator Podcast with Richard Dri82: Making Your Passion Your Business with Marc WilsonMarc Wilson, Founder and Lead Advisor at Athletic Venture Advisors, a firm supporting the sports & sports technology industry by focusing on emerging startups, small business and investors, joins me on the podcast today. Within these industries, Marc and his team provide personal and company engagements, including, but not limited to, Business Development, Mentorship, Strategic Partnerships, Advisory Board Involvement, Investment Assistance, Deal Flow, Due Diligence, Recruitment, Venture Capital Involvement, Private Equity Assistance, Athlete/Entrepreneur Assessment, etc. In our interview today, Marc describes his company, the work in which it engages, including a case study of one of its...2021-07-1344 minThe Wealth Navigator Podcast with Richard Dri81: The Formidable Combination of CPA and Tax Lawyer Expertise with Josh KumarJoining me on the podcast this week is Josh Kumar, Partner at Aird & Berlis LLP. A member of the firm’s Tax Group, Josh’s practice focuses on litigation and dispute resolution with the Canada Revenue Agency and Department of Justice, and also includes tax planning for private companies and individuals. He has extensive experience representing taxpayers in the Tax Court of Canada, the Federal Court of Canada, the Federal Court of Appeal and the Ontario Superior Court of Justice, and he also holds a Chartered Professional Accountant designation. In today’s interview, Josh shares what drives him to...2021-07-0654 minThe Wealth Navigator Podcast with Richard Dri80: Starting a Law Firm to Serve Corporations and Individuals Alike with Sara ErskineSara Erskine, Partner at Weintraub Erskine Huang LLP, is my guest on the podcast this week. Sara’s practice is focused on commercial disputes, bankruptcy and insolvency, receiverships, proceedings under the Companies’ Creditors Arrangement Act (CCAA), securities law, labour and employment law, administrative law, constitutional law and class action litigation. She regularly represents clients before regulatory tribunals including the Ontario Securities Commission, Investment Industry Regulatory Organization of Canada (IIROC) and a broad range of professional disciplinary tribunals. Sara publishes papers in the area of securities law and class action litigation, is frequently invited to speak at legal conferences, and rout...2021-06-2944 minThe Wealth Navigator Podcast with Richard Dri79: Bringing a Cosmopolitan Mindset to Trade Law, Government Procurement, and Life with Robert GlasgowJoining me this week on the podcast is Robert Glasgow, Partner in the International Trade and Disputes Group at McCarthy Tetrault. In this role, Robert regularly provides advice to clients regarding the application of Canadian trade and customs law, and also provides valuable service to clients across a wide range of matters, from sanctions to controlled goods to anti-dumping and countervailing trade remedy disputes. Robert also has an extensive practice regarding government procurement where he employs his in-depth knowledge of procurement law and his understanding of the impact of Canada’s various free trade agreements and the obligations they im...2021-06-2258 minThe Wealth Navigator Podcast with Richard Dri78: Corporate Dispute and Financial Planning Resolutions with Garth DingwallGarth Dingwall, a partner at Abrahams LLP, is my guest on the podcast this week. Garth has a broad practice focusing primarily on commercial and civil litigation, has acted in a variety of corporate commercial matters, and has a keen interest in business law. As you will hear today, he has a great deal of experience and skill in resolving disputes for his clients in the most effective and efficient manner so that they can remain focused upon managing their businesses and living their lives. He has successfully represented clients before the Ontario Superior Court of Justice, the Ontario...2021-06-1559 minThe Wealth Navigator Podcast with Richard Dri77: Tax Law and Preserving Wealth with Mahyar MakkiJoining me this week on the podcast is Mahyar Makki, Partner - Tax, Corporate & Commercial Litigation, Class Action Litigation, at Quantum Business Law. In addition to class actions and business disputes, Mahyar’s practice involves all aspects of tax dispute resolution, commencing at the objection stage with the Canada Revenue Agency, right to the appeals stage at the Tax Court of Canada and to the Federal Court. He also works with high net worth clients for wealth preservation, estate freezes, butterfly transactions, corporate reorganizations and establishment of domestic and international trusts. In our conversation, Mahyar describes his ar...2021-06-0841 minThe Wealth Navigator Podcast with Richard Dri76: The Legal and Personal Aspects of Estate Administration with Susannah RothThis week, my guest on the podcast is Susannah Roth, a Partner at O’Sullivan Estate Lawyers. Susannah’s practice focuses on multijurisdictional and cross-border estate administration, and she has been recognized in both the 2019 and 2020 editions of The Canadian Legal Lexpert Directory as a Leading Practitioner in Estate & Tax Planning (Repeatedly Recommended) and Estate Litigation (Repeatedly Recommended). She is recognized in The Best Lawyers in Canada 2020 in Trusts and Estates, and is also a columnist in The Lawyer’s Daily, published in Canada by LexisNexis, on estate administration, estate planning and cross-border issues. In today’s intervie...2021-06-0157 minThe Wealth Navigator Podcast with Richard Dri75: From Rock Star to Founding Partner with Ryan MartinRyan Martin, founding partner of Aura LLP, joins me on the podcast this week. Once a full-time gigging and session musician and singer/songwriter, Ryan is now an experienced lawyer practicing in real estate, corporate/commercial and estates, where he represents businesses of all sizes, from the purchasing and selling of some of the largest franchises in Canada, to start-ups in the retail technology and construction sectors. In his real estate practice, his clients range from first-time homebuyers to clients with large-scale real estate investment portfolios in both Canada and abroad, and he is one of a handful of...2021-05-2546 minThe Wealth Navigator Podcast with Richard Dri74: Enjoying a Long Career and Still Growing with Corporate Immigration Law Expert Joel GubermanJoining me on the podcast today is Joel Guberman, Senior Immigration Counsel at CILF-Caruso, Guberman, Appleby. For over 35 years, Joel has been practicing in the field of immigration law, advising his clients on immigration issues related to conducting business across international borders, including applications for visas and work-permits. He also advises on matters such as North American free trade, treaty investors and treaty traders, and other issues related to worldwide skilled worker immigration. According to the “International Who’s Who of Business Lawyers” (the official research partner of the International Bar Association) Joel is a leading lawyer in Canada for co...2021-05-1852 minThe Wealth Navigator Podcast with Richard Dri73: Finding Success Through Building a Collective Legacy with Mohamad FakihMy thoroughly fascinating guest today is Mohamad Fakih, CEO of Paramount Fine Foods. Originally from Lebanon, Mohamad eventually made his way to Canada with very little money, and has gone on to create a highly successful empire and legacy through his commitment to putting people first. In addition to his current CEO role, he is the Chairman of Fakih Foundation, the Voice of UNHCR Canada, an award winning entrepreneur, and above all, a passionate and well respected philanthropist and activist. As you will hear, his story is an inspiring one filled with lessons for both business and life in...2021-05-111h 12The Wealth Navigator Podcast with Richard Dri72: The Business of Esports and Gaming with Evan KubesJoining me on the podcast this week is Evan Kubes, President of Rumble Gaming and co-founder of MKM Group. Heading Canada’s first, and one of the world’s most influential, law firms dedicated to esports and content creators, Evan is considered a thought leader in the industry, and he is often featured in publications like Bloomberg, Yahoo Finance, and Global News. Evan’s innovative work has also led to him being recognized as a top influencer manager and esports agent by Business Insider. In today’s episode, Evan shares his journey to his current position, explains esports...2021-05-0446 minThe Wealth Navigator Podcast with Richard Dri71: Disrupting the Real Estate Industry with Robert PriceOn this week’s episode, I am joined by Robert Price, Founder and CEO of Bode Canada, an online real estate brokerage that is really disrupting the industry as it makes selling real estate simple, transparent and more economical. Robert is a former executive at Axia FibreNet working with them in the telecommunications space for over 11 years before they sold to Bell, and he also comes from an entrepreneurial family, with his father being the former CEO of Husky before starting Axia. In our conversation today, Robert discusses Bode Canada’s role as a disruptor in the real...2021-04-2752 minThe Wealth Navigator Podcast with Richard Dri70: From Lawyer to Drug Discovery Entrepreneur with Christina BarbatoSP Nutraceuticals Co-founder, Christina Barbato, joins me on the podcast this week. Once a lawyer working in downtown Toronto, Christina left her job to work full-time with her company, SP Nutra, which takes scientific discovery and transforms it into consumable products that can treat disease. In her role, Christina takes these discoveries through patent and trademark protection, hires consultants to work through formulations, regulatory approvals and clinical trials, and finds well-suited partners with a shared vision to deliver these products to the world. Today, Christina discusses her transition from law to the drug discovery business, relates the...2021-04-2047 minThe Wealth Navigator Podcast with Richard Dri69: Guiding Growth in Business and Life with Jayson SchwarzJoining me for a dynamic conversation on the podcast today is Jayson Schwarz, Senior Lawyer at Schwarz Law LLP. Since being called to the Bar of Ontario in 1978, Jayson has practiced in the areas of corporate/commercial transactions, business structure, real estate law, tax, succession and corporate planning fields. He has been involved in international commercial transactions involving various American, Caribbean, South American, African and European jurisdictions, and has shared his expertise on a variety of media platforms over the years. In our frank and open discussion today, Jayson talks about his firm, how it helps each...2021-04-1336 minThe Wealth Navigator Podcast with Richard Dri68: Raising a Successful Family Law Practice with Sarah BoulbySarah Boulby, partner in Boulby Weinberg LLP, joins me on the podcast this week. A practicing family lawyer since 1993, Sarah advises clients located in Ontario and internationally on complex support, property and parenting issues. Some of her many accomplishments include being listed in Best Lawyers International, recognized by Best Lawyers as the Toronto Family Lawyer of the Year in 2019, and ranked by Lexpert as one of Toronto’s Leading Practitioners of Family Law. Sarah also serves as a Director of the Toronto Lawyers Association and the Chair of the Family and Estates Committee of the Toronto Lawyers Association. 2021-04-0636 minThe Wealth Navigator Podcast with Richard Dri67: Construction Law and Real Estate Investing with Josh StrubConstruction lawyer, Josh Strub, joins me on today’s episode for a discussion about construction law and so much more. A skilled lawyer with both private practice and in-house experience, Josh is currently a partner at Margie Strub Construction Law and an adjunct professor at Western University. His degrees in both law and civil engineering, along with his varied experience, render Josh an expert in the construction law field, and he shares a vast amount of his knowledge, wisdom, and advice during our conversation here today. He begins by discussing why and when companies would need a co...2021-03-3045 minThe Wealth Navigator Podcast with Richard Dri66: Making the Legal Profession Faster, Better, and Cheaper with Aaron BaerThis week, I am joined by Aaron Baer, partner of the law firm of Aird and Berlis LLL, for a conversation about ways to make the legal profession faster, better, and cheaper. Aaron practices corporate and commercial law with an emphasis on mergers and acquisitions, corporate restructurings and regulatory matters for private and public companies. He has a keen interest in legal technology and has played a leading role in his firm’s adoption of artificial intelligence, legal project management and data analytics, and, in 2018, he was seconded to Diligen, a leading AI contract review company based in Toronto....2021-03-231h 05The Wealth Navigator Podcast with Richard Dri65: Building Franchising Success with John EvansJohn Evans, Founder and CEO of Everline Coatings and Services, is my very special guest on the podcast today. After working and learning about franchising at College Pro Painters, John left and went on to start Everline, a company that provides high quality and efficient line painting services for parking lots, roadways, parkades, and warehouses. There are currently 18 Everline franchises across Canada, and they are looking to extend into the United States with the possibility of another 350 there. A prime example of an entrepreneur with an eye for discovering a need and filling it, John has a great deal...2021-03-1658 minThe Wealth Navigator Podcast with Richard Dri64: Building Community Through Canadian Clothing with Local Laundry’s Connor CurranFounder and CEO of Local Laundry, Connor Curran, joins me for a truly fascinating conversation here today. Somewhat of an anomaly in business today, Connor has made the commitment to not only manufacture and sell clothing in Canada, but to build community and profits along the way. Brimming with Canadian pride and financial wisdom, Connor Curran and his organization are on a trajectory toward even greater success in the worlds of both business and philanthropy. During our conversation, Connor shares how he is able to make money manufacturing and selling clothing in Canada, the processes involved, and...2021-03-0952 minThe Wealth Navigator Podcast with Richard Dri63: Simplifying Canada’s Tax Code with The Grumpy Accountant, Neal WinokurNeal Winokur, CPA, and author of The Grumpy Accountant, is my guest on the podcast today. Since starting his CPA practice in 2013, Neal has grown increasingly disillusioned with Canada’s Tax Code, and feels a moral obligation to speak out against it while also proposing a much more simplified version that will benefit all Canadians. He discusses these views and so much more during our conversation here today. He begins by sharing just what it is about the tax code that bothers him so much, the changes he would like to see, and his thoughts regarding the im...2021-03-021h 02The Wealth Navigator Podcast with Richard Dri62: Connecting Local Producers to Consumers with truLOCAL’s Marc LafleurToday, I am joined by Marc Lafleur, CEO and Co-Founder at truLOCAL, a consumer platform that helps people access locally-sourced meat products that are 100% grass fed and pasture raised. By connecting local meat producers with meat eating consumers through an ecommerce system, truLOCAL helps farmers increase revenues while ensuring consumers receive sustainable meats delivered right to their door. Started in 2016, truLOCAL has grown quickly, currently employing a workforce of 55 men and women that has proven key to its enormous success. During our conversation, Marc discusses his company and how it works, its financing, including an appearance on...2021-02-2346 minThe Wealth Navigator Podcast with Richard Dri61: Serial Entrepreneurism and Financial Feminism with Shelley KuipersShelley Kuipers, Co-Founder and C0-CEO of The 51, joins me for today’s episode. Shelley represents the truest form of the serial entrepreneur as she envisions new ideas, starts businesses based on them, foregoes salary, works without a safety net while assuming all the financial risks, and repeats this process over and over again. She has been involved with numerous businesses over the year, and her current venture, The 51, is a platform dedicated to increasing female impact upon the economy by connecting women with capital to women with business ideas. In our conversation, Shelley shares the meaning be...2021-02-1642 minThe Wealth Navigator Podcast with Richard Dri60: Investing and Entrepreneurship with Dooma WendschuhDooma Wendschuh is the co-founder and shareholder of Province Brands of Canada, a Canadian company located in Grimsby, Ontario, who has developed a proprietary technology that can take virtually any plant material and produce fermentable sugars, which in turn can be used to make beverages including premium beers. The best part of the process is that the cost to make this beer is equal to approximately the same cost as it would to take and make regular beer, so Dooma has a beer that is better for the planet and for the consumer, a win-win situation. In toda...2021-02-091h 08The Wealth Navigator Podcast with Richard Dri59: Jeff Adamson Co Founder of SkipTheDishes on Disrupting the Financial SectorJeff Adamson, Co-Founder of NEO Financial, is my very special guest on the podcast today. As the Co-Founder of SkipTheDishes, Jeff disrupted the food delivery business by identifying a consumer expectation gap and designing a more efficient and mutually rewarding system. He and his team at NEO are now hard at work trying to do something similar with the financial sector. On today’s episode, Jeff shares the areas where he finds the financial services industry lacking and identifies issues with current banking apps. He then goes on to introduce details regarding NEO’s innovative rewards program, Cana...2021-02-0245 min
XenoThesisEpisode: 19 Xenogenesis - Dawn: IV: The Training Floor Chapters 1 & 2In Episode 19, Richard and Michael discuss the first two chapters of part 4: Training Floor.
Timestamps
00:00:32 - Intro
00:02:21 - The earliest tangent - Golden Bridge painting
00:03:00 - “Mandalorian” green-screen is not the way
00:04:15 - Chapter 1 predictions
00:05:30 - Chapter 1 summary begins
00:06:20 - Why you shouldn’t touch trees in an tropical forest [1, 2]
00:08:00 - Why you shouldn’t step on a fallen tree in a tropical forest
00:08:37 - First penicillin patient [3, 4]
00:11:00 - Spiders in space [5, 6]
00:14:40 - Back to the summary
00:16:16 - The wishful thinking of Oankali-human mixing
00:20:23 - We wou...2020-12-201h 28
The Metal Cell PodcastPsykosis. Grant (Guitars/Vox) & Tom (Drums) of Psykosis join myself and Joe of Gama Bomb to have a brilliant chat about the thrash metal scene and future plans.Grant (Guitars/Vox) & Tom (Drums) of Psykosis join myself and Joe of Gama Bomb to have a brilliant chat about the thrash metal scene. Since they were formed in 2009, Psykosis have built up an impressive array of supports to M.O.D, DRI, Diamond Head, Sacred Reich, Trivium, Sodom, Onslaught and Nuclear Assault to name a few. Due to their incendiary live shows, which saw them been invited to play Bloodstock twice and Metal Days in Slovenia, Psykosis have built up a large following of fans in the Irish Scene playing venues up and down the country. Despite a...2020-11-261h 09The Wealth Navigator Podcast with Richard Dri58: Avoiding COVID Burnout with Irene CopDr. Irene Cop is the Founder of the ‘Clear the B.S.’ Program – a program which actually stands for clearing the things that block your success. She focuses on helping people avoid burnout and overcome their limiting fear and teaches that our belief system, our fears and our blind spots may be stopping us from having the health, wealth, and happiness we deserve. After she and her two sons were in a serious car accident, which she attributes to her own personal burnout, she committed her life to learning how the brain can be trained and rewired to improve not on...2020-07-3057 minThe Wealth Navigator Podcast with Richard Dri#057: Dental Business Management with Mark GaylardMark Gaylard is a Director of Business Development for Enterprise Dental Management System (EDMS), and the cofounder of Dental Leadership Organization (DLO). Mark is a man that truly knows a lot about so many aspects of the dental profession, and he shares a great deal of his knowledge here today. In this episode, Mark discusses the services offered by his firm and the numerous issues that are currently affecting the dental profession, DLO’s upcoming inaugural conference, how dentists are reopening after the quarantine including the extra costs involved, and the government benefits that dentists might consider ap...2020-07-0643 min
cewesukabelajar#0015: Background Life Story of Richard Darsono: Econs graduate, SF, Gojek, to Googler (Ft. Richard Darsono)Bro ini living the career dream. Dri SF, Gojek, trs Google. Gimana si cerita di balik layarnya.|
Richard Darsono (@cadricad) went from working at a growing startup in SF, Kiva, to Gojek, and now Google. At Kiva, he closed 25+ monthly loan deals that range from $1k to $10k for Small and Medium Businesses (SMBs) during his time. And, at Gojek, perna contribute di beberapa tim: GoPay CEO Office, GoPay Ops Analyst, and Financial Services Platform Business Intelligence Analyst. Making impact mulai dari support the activation of 10,000 micro SMEs as GO-PAY partners, automating reporting for GoPay...2020-07-0408 minThe Wealth Navigator Podcast with Richard Dri#056: Running a Law Firm in the Age of COVID-19Russell Alexander is the owner and founder of Russell Alexander Family Lawyers, and he is my first second time guest, having previously appeared on Episode 26 of the podcast. Since so much has changed for lawyers and business owners since our first interview, I have invited him back to share the differences he has observed during the pandemic. Russell discusses the adjustments that he and his team have made, the impact of the pandemic on the legal profession and on couples and families as well, and explores one of the biggest parenting issues that has developed. He also introduces us to...2020-06-2636 minThe Wealth Navigator Podcast with Richard Dri#055: Investment Policy Statements - Why are they important?On today’s episode, Richard is his own guest once more for a discussion about investment policy statements (IPS). In addition to explaining just what an IPS is, what’s in it, and why it’s so important, Richard also reviews the performance of the S&P/TSX so far this year, and the dangers of making investment decisions based upon emotion rather that evidence. This may be a short podcast, but you can rest assured that it is an extremely important one, particularly given these unprecedented times.2020-06-1214 minThe Wealth Navigator Podcast with Richard Dri#054: Dental Coaching with Angie DrinicAngie Drinic is the founder and owner of Dent-Cents, a dental coaching office in Toronto's West End, which she incorporated more than 25 years ago. Currently, her firm focuses on the challenges of operating a successful and profitable dental practice through the handling of appointment cancellation issues, social media, team training and many other issues that dentists confront. Angie and her team also provide a customized plan to help the dentists achieve and overcome these particular obstacles. In today’s episode, Angie discusses ways in which she helps dentists attract new clients, including the use of social media. She also shares be...2020-06-0554 minThe Wealth Navigator Podcast with Richard Dri#053: Summer Work For StudentsRichard is his own guest yet again today as he discusses summer jobs for students, the financial lessons they offer, and the prospect of such jobs in 2020 given the fallout from the pandemic. He also explores the Canadian Emergency Student Benefit Program, its potential long-term implications, and how to apply for it.2020-05-2810 minThe Wealth Navigator Podcast with Richard Dri#052: Seven Tips to Handle a Bear MarketToday’s episode features Richard acting as his own guest once more and this time he is offering advice on how to handle a bear market. He begins by first outlining just what constitutes a bear market, and then proceeds to offer 7 tips on what you should and perhaps shouldn’t do during a market turndown such as the one that has just taken place in March 2020.2020-05-1921 minThe Wealth Navigator Podcast with Richard Dri#051: Financial Planning and the COVID-19 Pandemic: A Conversation with David VictorDavid Victor is a colleague of Richard’s at Scotia Wealth who prepares financial plans for clients with larger portfolios and complex issues. He is a former tax lawyer with work experience at some of the larger firms on Bay Street, and is also a chartered accountant, which he did before law school. His broad experience in working with tax issues and finance issues, and just the business world in general, renders him an ideal fit for his current role with Scotia Wealth. During today’s podcast, David and Richard discuss the impact that the pandemic and the market downturn may...2020-05-0756 minThe Wealth Navigator Podcast with Richard Dri#050: My Disaster PlanRichard, once again, is taking the opportunity to respond to client concerns rather than interviewing a guest on the podcast today. In this episode, he looks at Disaster Plans, the important role they play, and what documents are included in them. Drawing upon his own recent and tragic experience of losing his wife, Mary, he also provides compelling examples which clearly demonstrate the necessity for everyone to be prepared for any eventuality, and to generate these plans which will help ensure financial stability for themselves and their families. Finally, Richard emphasizes the importance of reviewing current account values, and offers...2020-05-0121 minThe Wealth Navigator Podcast with Richard Dri#049: Canada’s Emergency Assistance for BusinessesOnce again, Richard is his own guest as he continues his series of episodes exploring topics of vital interest to investors in light of the economic impact of COVID-19. Today, he looks at just what precisely business owners need to know when they are considering whether or not to apply for the federal government assistance for business owners programs: the Canadian Emergency Wage Subsidy and the Canadian Emergency Business Account.2020-04-2319 minThe Wealth Navigator Podcast with Richard Dri#048: What to do if you lose your jobGiven the impact of the COVID-19 pandemic on all aspects of life these days, Richard has decided that, rather than have a guest today, he will instead outline for listeners the details of the Canadian Government’s Economic Response to the crisis. Toward this end, today’s episode finds Richard focusing on the Canadian Government’s response for employees which has been designed to help ensure that employees remain economically viable and have the necessary funds to maintain themselves and their families. He reviews and explains the Government’s support plan for individuals, families, seniors, students, and mortgages, and also provides...2020-04-0912 minThe Wealth Navigator Podcast with Richard Dri#046: Falling into Entrepreneurship with Josephine KwanJosephine Kwan is the Founder and CEO of Flow 2 Freedom, an e-commerce apparel company which specializes in activewear that can absorb up to 2 tampons worth of liquid so that women can focus on their workouts without having to worry about leakage from incontinence or menstruation becoming visible. With a background in kinesiology and fitness training, Josephine found herself early on working in real estate until a pivotal event in her life enabled her to realize that she wanted to do something more for society and, after a lot of hard work and drawing upon her own knowledge and experiences, she...2020-04-0153 minThe Wealth Navigator Podcast with Richard Dri#047: The Dri Financial Group and the COVID-19 PandemicIn today’s special episode, Richard discusses the COVID-19 Pandemic, Dri Financial Group’s preparation for both good and bad markets, the overall success of its portfolios over its 35 years, and how they are currently managing portfolios. He also addresses 10 important issues that all investors need to remember as we move forward together through this difficult time.2020-03-2409 minThe Wealth Navigator Podcast with Richard Dri#045: Starting Your Own Leadership and Executive Coaching Business with Jenn LofgrenJenn Lofgren is the founder and CEO of Incito, a firm providing leadership and executive coaching, whose professional journey is an unexpected one filled with courage, conviction, and resilience. While she never dreamed as a child of becoming an entrepreneur, and established herself quite successfully in the information technology field, she eventually followed her passion which led to the creation of her current expanding business. In this interview, Jenn describes her road to success and offers insights into the unique nature of Incito and its services, shares the lessons learned by starting her company during difficult economic times, stresses the...2020-03-1256 minThe Wealth Navigator Podcast with Richard Dri#044: Getting Your Site on the Front Page of Google with Doug LacombeDoug Lacombe is the founder and CEO of Communicatto, a firm that provides advocacy groups in western Canada with top of the line digital marketing services that include social media strategies, SEO consulting and content development. Doug admits that entrepreneurship wasn't always his dream, and in fact it wasn't until the 2008 financial crisis put him out of work that he chose this risky yet rewarding profession. In this episode, Doug lays out how much time and money goes into an effective digital strategy, explains how you increase your site’s ranking through smart SEO, and impresses the importance of participating in...2020-03-0557 minThe Wealth Navigator Podcast with Richard Dri#043: Keeping Cash Flow Consistent with Sara ForbesSara Forbes is the founder and CEO of KaroTech Consulting, a firm that allows smaller businesses to outsource IT services if their budgets are unable to afford these resources full-time. KaroTech’s services include integrating and customizing Salesforce, CRM training and analytics. Sara’s belief that IT training should be not only comprehensive but personal as well prompted her to launch KaroTech. In this episode, Sara discusses why a VP she worked under had a significant influence on her career, breaks down when you should put your business before yourself (and vice versa), and explains why endurance is a vital trai...2020-02-2737 minThe Wealth Navigator Podcast with Richard Dri#042: Outsourcing Human Resources with Wendy GiuffreWendy Giuffre is the founder and CEO of Wendy Ellen Inc., a human resources firm specializing in personalized consultation for smaller businesses. An “outsourced resource,” Wendy Ellen uses a team of contracted consultants to work with companies on any number of human resources issues from hiring to harassment complaints to layoffs. In this episode, Wendy breaks down how she and her firm address certain cases and help to resolve conflicts, lays out the wide range of skills you need to be successful at business, and discusses how she hopes to grow the firm in the next few years.2020-02-1942 minThe Wealth Navigator Podcast with Richard Dri#041: Bringing Healthcare Into the Workplace with Mike GasparMike Gaspar is the founder and chief operating officer (COO) of HealthCasa, a Toronto-based firm that provides on-site corporate health and wellness solutions as well as in-home podiatry and orthotic services. Mike believes that if an entrepreneur wants their startup to succeed, it’s necessary to have immense passion for their project and accept that there will be financial losses early on. In this episode, Mike discusses why he prefers bringing health care to a home or office rather than bringing patients to a clinic, explains why it’s not enough to simply offer your employees competitive salaries anymore, and lays...2020-02-1344 minThe Wealth Navigator Podcast with Richard Dri#040: Forging Personal Connections Through Social Media with Tara ClarkTara Clark is the founder and CEO of Social T., a “one-stop shop” company that specializes in building a comprehensive and effective social media strategy for business, especially newer startups whose founders are occupied by other responsibilities. Tara graduated university just as the 2008 financial crisis was beginning, forcing her to adapt and break into the then-emerging field of digital marketing. In this episode, Tara discusses the vital financial and professional lessons the financial crisis taught her, breaks down exactly how Social T. optimizes social media for its clients, and explains the importance of forging personal connections through both social media and...2020-02-0646 minThe Wealth Navigator Podcast with Richard Dri#039: Smartly Selling Your Business with Eric GilboordEric Gilboord is the founder and CEO of Warren Business Development Centre, which assists business owners in maximizing how much their companies are worth while finding the right people to purchase them. One of the bigger challenges Eric faces in his line of work is that many of his clients are older and often begin the selling process late and without proper preparation, with quite a few owners realizing they’re not yet ready to sell. In this episode, Eric discusses how working in marketing taught him the ins and outs of how to value and sell businesses, explains why he...2020-01-3054 minThe Wealth Navigator Podcast with Richard Dri#038: Taking a "Softer" Approach to Hiring with Antonio AlemanAntonio Aleman is the CEO and co-founder of Hyumeet (How You Meet), an online human resources company based in Quebec City. The app takes an innovative “soft skills” approach to hiring, highlighting motivation, mindset and beliefs over technical knowledge or work experience. Antonio was born in Mexico and immigrated with his family to Canada 12 years ago, lifting them out of poverty. In this episode, Antonio explains why Hyumeet takes its soft skills approach to hiring, delves into the challenges of staying ahead of the competition, and the discusses the risks you’ll need to take if you pursue entrepreneurship.2020-01-2340 minThe Wealth Navigator Podcast with Richard Dri#037: Finding Your Physical and Professional Balance with Louis StackLouis Stack is the founder and CEO of Fitter International Inc., which is known for its line of exercise equipment and ergonomic office products. While attending Western University, a knee injury exposed Louis to the workings of the physical fitness industry. With Fitter International Inc., he began manufacturing balance boards, standing desks, and other strength training products. Louis believes that balance and ergonomics are key to a long and fruitful life. In this episode, Louis Stack discusses the philosophy of Fitter International Inc., explains his utilitarian approach to hiring and firing, and delves into the details of Canada-US business relations.2020-01-1547 minThe Wealth Navigator Podcast with Richard Dri#036: How Good Marketing Tells a Story with Robert SanchezRobert Sanchez is the founder and CEO of Digital Empathy, a marketing firm servicing the needs of the veterinary industry that specializes in website development, targeted ads and content writing. Since he believes customers make decisions based on their own emotions, Robert incorporates behavioural psychology into web development, preferring to craft a narrative around his clients’ practices that pet owners can participate in. In this episode, Robert discusses his lifelong love of animals and crusade against non-medical euthanasia, breaks down his high-risk approach to investment, and explains why he takes such a creative approach to veterinary marketing.2020-01-0852 minThe Wealth Navigator Podcast with Richard Dri#035 Rethinking the Veterinary Business with Bash HalowBash Halow is the founder and owner of Halow Consulting, a firm that assesses the financial state of veterinary offices and provides them with practical strategies for maximizing their profits and optimizing their services. Bash previously worked on the frontlines of the veterinary field and believes that the current business model does not serve practitioners and employees as well as it could. In this episode, Bash discusses the major issues veterinary professionals face today, explains how his firm helps out offices and clinics, and reveals why he currently doesn’t have a financial plan of his own.2020-01-021h 00The Wealth Navigator Podcast with Richard Dri#034 Balancing the Books with Drew TetzDrew Tetz is the senior manager of Edmonton-based Brad Tetz Chartered Professional Accountants, a firm founded by his father and which has become a family business—Drew’s mother and fiancée also work for the company. Drew recently completed CPA tax specialization course and specializes in unique needs of owner-managers in the energy, construction and service fields. In this episode, Drew explores how the new rules for small businesses impact income-splitting among family members, discusses the effect automation has had on accounting, and explains why there’s no better time to get into accounting.2019-12-1848 minThe Wealth Navigator Podcast with Richard Dri#033: Podcasting From Coast to Coast with Robert SzmigielRobert Szmigiel is the co-founder of Canada’s Podcast, a nation-wide podcast network that connects entrepreneurs from coast to coast. A Vancouver native, he became involved in podcasting as a means of staying in touch with his hometown while abroad, and in the process he and his colleagues were able to build a company that not only keeps Canadians connected to where they live but allows them to spread the word about their own enterprises. In this episode, Robert discusses exactly how Canada’s Podcast is structured and operates, explains why his network is such a boon to entrepreneurs across the...2019-12-1149 minThe Wealth Navigator Podcast with Richard Dri#032: A Smarter Approach to Networking with Edwin FrondozoEdwin Frondozo is a tech entrepreneur and founder of Slingshot VoIP, a Canadian communications service provider. Slingshot simplifies the needs of businesses that have multiple locations to their names and need a network to cover all of it. Edwin plans to 10x his company over the next five years. He’s also host of the Business Leadership Podcast and a DIY investor In this episode, Edwin explains how he was able to grow his business and acquire over a thousand clients, discusses which of his abilities has been key to his success, and reveals how he maintains a healthy work-life ba...2019-12-0554 minThe Wealth Navigator Podcast with Richard Dri#031: Frequently Asked Finance Questions with Richard DriFor a change of pace, Richard has dipped into his mailbag to answer questions sent in by listeners. Among the most frequently asked are which traits you should look for in a reliable financial advisor and/or investment strategist—a subject in which Richard has the firsthand experience to answer. In this episode, Richard outlines nine questions you should ask a wealth advisor if you’re considering hiring them., gives you pointers for hiring a wealth advisor, and emphasizes that no wealth advisor works alone.2019-11-2717 minThe Wealth Navigator Podcast with Richard Dri#030: Saving Strategies with Ashley & LoraBiography: Ashley and Lora have returned to the Richard Dri Podcast! Last episode they discussed some key methods for getting your personal finances in order, and this time around they want to dive even deeper into specific strategies that will allow you to save money. You’ll be amazed at how much less you’ll spend just by taking a closer look at your credit card statement and realizing how little is necessary. In this episode, Ashley and Lora explain how coffee shops and subscription services make our expenses skyrocket, make a case for modern-day coupon clipping, and suggest some cons...2019-11-0628 minThe Wealth Navigator Podcast with Richard Dri#029: Mastering Personal Finance with Ashley & LoraIn a change from the Richard Dri podcast’s usual proceedings, today Richard’s colleagues Ashley and Lora are having an enlightening chat about what you can do to get your finances in order. The vast majority of people unfortunately are not taught the ins and outs of personal finance while growing up, and as a result many young people find themselves deep in debt with no idea of how to break out of it. But a solution is within their grasp! In this episode, Ashley and Lora help you visualize your financial goals, explain how little contributions can turn into...2019-11-0619 minThe Wealth Navigator Podcast with Richard Dri#028: Fighting Food Addiction with Sandra EliaSandra Elia is a food addiction counsellor who is concerned with the obesity and overweight epidemic that affects over six million Canadians today. Formerly overweight herself, Sandra was able to turn her life around through mindfulness, exercise and avoiding what she calls “trigger foods.” She now runs her 12-month program out of the Wharton Medical Clinic with over 80 people currently enrolled—and she hopes to expand it further. In this episode, Sandra discusses why she believes there is such an obesity epidemic in North America, explains her “three pillars” approach to treating her clients’ food addiction, and reveals how she’s managed to r...2019-11-061h 01The Wealth Navigator Podcast with Richard Dri#027: Finding Your Ideal Client with Dr. Joe VomvasDr. Joe Vomvas is a chiropractor and the founder and director of Modus Health & Performance Clinic. Based in Leaside Village, Modus operates on the principle of “Heal, Move, Perform,” taking a comprehensive approach to treating injuries and chronic pain that includes massage, acupuncture and chiropractic. In this episode, hosted by Scotia Wealth Management team member Lora Shapiro, Joe discusses how he went about launching his own clinic, explains how being an entrepreneur is essential to his clinic’s continued prosperity, and reveals his key to financial success.2019-10-3053 minThe Wealth Navigator Podcast with Richard Dri#026: Making Family Law Collaborative with Russell AlexanderRussell Alexander is the owner of Russell Alexander Family Lawyers, a firm specializing in family law that has several locations throughout the Greater Toronto Area and beyond. Russell has been a lawyer for over 21 years and has become an expert in navigating divorce using methods that avoid litigation and leave both parties feeling as satisfied as possible. In this episode, Russell the differences between litigated and collaborative divorces, discusses some of the technological risks a modern law firm faces, and reveals how he effectively manages several offices.2019-10-231h 14The Wealth Navigator Podcast with Richard Dri#025: Keeping Your Visit to the Vet Pleasant with Dr. Chris O'TooleChris O’Toole is a doctor of veterinary medicine and the owner of Bloor West Village Animal Hospital near High Park in Toronto. Chris is still in charge of the day-to-day operations at his practice, and since opening it has come to truly understand how responsibility should be delegated among stuff—and that’s including himself. In this episode, Chris discusses what led him to open his own animal hospital from scratch—and how he was able to return a profit within a year of opening. He also explains why his hospital’s location is key to its success.2019-10-1658 minThe Wealth Navigator Podcast with Richard Dri#024: Healthy Body, Healthy World with Dr. Suzee CamilleriSuzee Camilleri is a Doctor of Veterinary Medicine based in the Greater Toronto Area. Unlike many veterinarians, Suzee works in a hospital for humans—Mount Sinai, specifically—focusing on pathology and phenogenomics. She’s very concerned with the medicinal benefits of good nutrition and uses her research to improve both human and animal health alike. In this episode, Suzee discusses how illness in her family influenced her career path, explains why she believes a healthier diet helps both ourselves and the environment, and relates how she’s been able to create an equilibrium between her professional and personal lives.2019-10-101h 02The Wealth Navigator Podcast with Richard Dri#023: The how, what, why and when of writing a Will—with Nathan BenderNathan Bender is a certified financial planner and an estate and trust consultant who Richard has worked with for many years. He provides advice and consultation for preparation of wills and assists with estate management strategy. In this episode, Nathan discusses the cornerstones of estate planning, what the typical process is for setting up and bequeathing a will, and the options available to your beneficiaries.2019-10-041h 04The Wealth Navigator Podcast with Richard Dri#022: Digital Marketing and Website Design with Chris CrockerChris Crocker is the co-founder and co-founder of Iconic Group, a team of digital marketing experts based in the Greater Toronto Area. Chris and his business partner Darcy Darbyson founded Iconic Group together along with a now departed third partner and use their expertise to provide their numerous clients with website design, social media strategy and brand development. In this episode, Chris discusses how he and Darcy were able to efficiently but amicably sever their partnership with their other co-founder, explains what digital marketing is and what it can do for you, and gives you three business lessons that apply...2019-09-261h 07The Wealth Navigator Podcast with Richard Dri#021: Investing in Your Employees with Dr. Ramin SaramDr. Ramin Saram is a veterinarian, entrepreneur and “DIY” investor based in the Greater Toronto Area. An Iranian immigrant, he had to requalify for his veterinarian’s credentials after arriving in Canada and even learn English on the fly. Now he manages the College Street Animal Hospital and oversees a staff of nine people. On the side, Ramin enjoys renovating, garden design, and investing on his own terms. In this episode, Ramin discusses what prompted him to realize his love of animals, explains which qualities make for an ideal entrepreneur, and argues that your own employees are the best investment you ca...2019-09-0655 minThe Wealth Navigator Podcast with Richard Dri#020: Emergency and Financial Care with Dr. Paul PerlonDr. Paul Perlon is an emergency medical physician specializing in chronic pain management who works at a hospital located in the Greater Toronto Area. On the side, Paul is also medical director of a walk-in clinic in Oak Ridges, Richmond Hill. He prides himself on being a person who engages and builds trust with the patients in his care. In this episode, Paul discusses what drew him to the medical field, reveals how he made the best of his biggest disappointment, and explains why he wants to finance his children’s post-secondary education.2019-09-0658 minThe Wealth Navigator Podcast with Richard Dri#019 Building a Breakfast Business with Tony CappellanoTony Cappellano is a Toronto-based entrepreneur and restaurant owner who founded the Boom breakfast chain throughout the Greater Toronto Area. Tony is a veteran of the food industry, invests in real estate, and can speak firsthand as to what it takes to be a successful entrepreneur. He believes that the more money and effort you put into training employees, the better they will be at winning over customers and making them feel at home. In this episode, Tony explains what motivated him to start his own businesses, reveals how he picked up his entrepreneurial skills, discusses why Boom focuses on...2019-07-2357 minThe Wealth Navigator Podcast with Richard Dri#018: Understanding Dividend Stocks with Richard DriA big change is coming to the Richard Dri Podcast: once a month Richard will host a special solo episode where he answers one of the listener questions he’s frequently asked. This first FAQ episode focuses on how you can enrich your investments through a well-curated stock portfolio. Somewhat surprisingly, Richard actually recommends dividend stocks, specifically “boring” ones in bank or telecom companies rather than booming tech corporations—and there’s a good reason why. In this episode, Richard explains what dividends are, argues for investing in dividend growth companies rather than the more obvious choices like Apple, and reveals ho...2019-06-2817 minThe Wealth Navigator Podcast with Richard Dri#017: Developing Land and Opportunities with Nicholas FideiBiography: Nicholas Fidei is the president of Treasure Hill Corporation and Treasure Hill Commercial, which develop land and build commercial homes throughout the Greater Toronto Area. He’s also part of a cycling team called the CycleWarriors that raises money every summer for cancer research at Princess Margaret Hospital, in which Richard participates. Nicholas believes that a strong work ethic is essential to making your mark and creating opportunities that allow you to succeed. In this episode, Nicholas discusses the impact his father on his entrepreneurial spirit, explains what exactly Treasure Hill does to stand out from the competition, and la...2019-06-1932 minThe Wealth Navigator Podcast with Richard Dri#016: Finding Your Niche and Internet Marketing with Josh SchachnowBiography: Josh Schachnow is a corporate immigration lawyer based in Toronto who assists tech companies in bringing in new talent from beyond Canada’s borders. Josh is also a solo entrepreneur—solopreneur for short—which allows him to work remotely, flexibly, and be almost entirely self-reliant. In this episode, Josh discusses how he came to work in the field of immigration law, argues how online marketing allows you to do more with less, and explains what led him to launch his own networking group. Richard Dri, is a Portfolio Manager and founder of Dri Financial Group at Scotia Wealth Management. By lis...2019-06-0751 minThe Wealth Navigator Podcast with Richard Dri#015: Community and Small Business with Eran GurvichBiography: Eran Gurvich is the young and wise beyond his years co-owner of FC Locksmith Ltd., which provides a variety of locksmithing services to the Greater Toronto Area. Eram’s path to where he is now is very unique, having been raised in a kibbutz—a kind of commune—in his native Israel, done a tour in the Israeli Defence Force, and then moved to Canada to start his own business. Each stage in Eram’s life has provided him with important lessons that shape his current success. In this episode, Eran discusses his upbringing in a kibbutz, explains why his mili...2019-05-291h 06The Wealth Navigator Podcast with Richard Dri#014: Families, Business and Family Businesses with Steve LeglerBiography: Steve Legler is a family enterprise advisor designate, CFA charter holder, and family legacy advisor based out of Montreal. Steve is the founder of Shift Your Family Business, as well as the author of the book of the same name. The Alberta Business Family Institute estimated that family businesses generate approximately 60% of Canada’s GDP, hiring 6 million part- and full-time employees and creating 70% of new jobs. However, a large majority of these family businesses never persist longer than a single generation. At Shift Your Family Business, Steve works with these small business owners to ensure that their companies’ legacies last...2019-05-2354 minThe Wealth Navigator Podcast with Richard Dri#013: Insurance Defense and Cyber Security with Frank BenedettoBiography: Frank Benedetto is a managing partner of GTA law firm Flaherty McCarthy, LLP. Frank has been practicing law for two decades now and occasionally lectures with other members of his practice at Queen’s University. As an insurance defence lawyer, he represents insurance companies in the aftermath of accidents, and occasionally those who have been injured. In this episode, Frank explains how insurance defence ties into your average traffic accident, reveals what lecturing has taught him about his own work, and discusses some of the insurance complications that will likely come with self-driving cars. Richard Dri, is a Portfolio Ma...2019-05-0348 minThe Wealth Navigator Podcast with Richard Dri#012: Healthy Entrepreneurship with Dr. Greg WellsBiography: Dr. Greg Wells is the founder and CEO of The Wells Group, an author, and a retired associate professor at the University of Toronto. For the past 25 years, Dr. Wells has researched the human physical performance, examined how the body reacts when pushed to its limits, and trained numerous athletes including Olympic champions. He believes that strong business leadership comes hand in hand with a heathy body and a healthy mind. In this episode, Dr. Wells discusses his career change from academia to business, how an entrepreneur can make their company more successful through health initiatives, and what can...2019-04-1858 minThe Wealth Navigator Podcast with Richard Dri#011: Being a Lifelong Entrepreneur and Surviving Recessions with Kyle KotackRichard Dri, is a Portfolio Manager and founder of Dri Financial Group at Scotia Wealth Management. By listening to Dri’s podcasts, you will learn the strategies that successful investors use to become financially independent. Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. Wealth advisory and brokerage services are provided by ScotiaMcLeod, a division of Scotia Capital Inc. For more information visit www.scotiawealthmanagement.com. Dri Financial Group is a personal trade name of Richard Dri. Biography: Kyle Kotack is the president and co-owner of the Vaughan-based Skylar Me...2019-04-1041 minThe Wealth Navigator Podcast with Richard Dri#010: Culturally Sensitive Care with Pal Di IulioBiography: Pal Di Iulio is the associated editor of Panoram Italia, a culture magazine aimed at Italian-Canadians in the Greater Toronto, Montreal and National Capital regions. Paul previously worked for Villa Charities, Inc. in the Greater Toronto Area for over 35 years, providing the local Italian community with long-term care. In his nearly four decades of work with Villa, he oversaw the development of Villa Colombo in Toronto, Vita Community Services, and several other important programs, working his way up to CEO. In this episode, Pal discusses how he and Villa Colombo have provided seniors with “culturally sensitive care,” suggests how to t...2019-03-2955 minThe Wealth Navigator Podcast with Richard Dri#009: Barrier-Free Real Estate with Jeffrey KerrBiography: Jeffrey Kerr is a licenced RE/MAX realtor and Vice President of Winwood Country Homes, Inc. In his time as a broker, Jeffrey has come to realize how the vast majority of homes—especially in the Greater Toronto Area—do not accommodate for residents with physical disabilities or other accessibility issues. His experiences working with differently abled clients in this market led him to publish the book Barrier Free Real Estate - Achieving Freedom at Home, which he discusses at length with Richard today. In this episode, Jeffrey discusses what inspired him to focus on accessible homes and real esta...2019-03-2235 minThe Wealth Navigator Podcast with Richard Dri#008: CPMS and Investment Discipline with Ian TamBiography: Ian Tam is a chartered financial analyst (CFA), relationship manager at Morningstar Research, Inc. and a financial columnist for The Globe & Mail. He specializes in Morningstar’s Computerized Portfolio Management Services (CPMS), which Richard has been using with his own clients for over 15 years. CPMS provides a consistent, historical database that investors can use to make evidence-based decisions without having to rely on intuition. In this episode, Ian lays out a brief history of CPMS and how it functions, explains why it’s much more reliable than going with your gut instinct, and argues that smaller investors may be in a...2019-03-1543 minThe Wealth Navigator Podcast with Richard Dri#007: Staycations and Stock Options with Paul and CathyBiography: Paul and Cathy have been married for four decades and have been Richard’s clients for over half of that time. Veterans of the broadcast industry and teaching—with Cathy having recently retired from the latter—they are Torontonians through and through. Their comfortable lifestyle is the result of years of careful planning, saving and spending, traits which they have instilled in their equally financially responsible children. In this episode, Paul and Cathy make their case for prioritizing frugality over luxury, offer advice for putting together a will, and explain how the partial school loans their children took out and pa...2019-03-0848 minThe Wealth Navigator Podcast with Richard Dri#006: Investing In Yourself with Bill and KateBiography: Bill and Kate have been married for 42 years and are the parents of two daughters who, thanks to setting a good example, have developed healthy financial habits. Following their wedding, Bill and Kate leveraged their mortgage to move from a smaller townhouse to a large detached home, though now as retirees they’ve opted to downsize. Along the way They’ve also had their share of fruitful and not-so-fruitful business ventures, taking away important financial and life lessons from both the ups and downs. In this episode, Bill and Kate discuss how their financial habits were shaped by parental busi...2019-03-0147 minThe Wealth Navigator Podcast with Richard DriCareful Spending and Pension Planning with Anne-MariaBiography: Anne-Maria is a retired chemical engineer who worked for the Ontario Ministry of the Environment for nearly four decades. Born and raised in a small forestry community in Finland, she immigrated to Canada with her family in 1976 and over the course of a nearly 37-year career was able to secure a sizeable and healthy retirement fund through her pension and careful spending. In this episode, Anne-Maria discusses the benefit of the ministry’s defined pension plan, how she ended up overstretching herself in the early days of her retirement, and why she thinks younger people don’t look towa...2019-02-2241 minThe Wealth Navigator Podcast with Richard Dri#004: Navigating Trendy Investments and Stock Options with JohnBiography: John is a retired Canadian oil company executive who’s spent the last six work-free years travelling from one warm climate to another in what he considers his “endless summer vacation.” A client of Richard’s for nearly three decades, he’s keenly aware of what different companies’ benefits packages have to offer and prefers steady long-term investments over big booms. In this episode, John discusses his valuable learning experiences working for Ford, explains why he retired as early as he did, and outlines the difference between sound and risky investments. Visit richarddri.ca/news/podcasts/ for the full show notes...2019-02-151h 02The Wealth Navigator Podcast with Richard Dri#003: Investing in Real Estate Early and Often with BobBiography: Bob is a physician who’s done his rounds both in a general hospital and at clinics he opened up himself. He’s also built up a lucrative side-career in real estate, taking advantage of the market shift from buying to renting. Now comfortably wealthy, he stresses the importance of saving up and living frugally to live securely later in life, even if it means cheaper living arrangements for the time being. In this episode, Bob discusses his surprisingly early forays into the real estate market, reveals a large oversight many doctors have, and makes his case for using cred...2019-02-0850 minThe Wealth Navigator Podcast with Richard Dri#002: Raising Kids and Retiring Responsibly with Anne and RonBiography: Anne and Ron are married retired teachers who have been clients of Richard for over 25 years. While they came from different economic backgrounds—upper-middle class for Anne and lower-middle class for Ron—they both learned the value of saving money and spending it wisely early on. Decades later, they’ve built a comfortable life for themselves, owning multiple real estate properties and taking eye-opening trips, while being able to pass their ethos onto their children and grandchildren. In this episode, Anne and Ron discuss how diving headfirst into work at a young age taught them financial responsibility, speak highly of the...2019-02-0147 minThe Wealth Navigator Podcast with Richard Dri#001: Spending Wisely and Living Frugally with MiriamMiriam grew up in very modest circumstances, with her family living in the basement of a synagogue during her early years and her mother having to get by on credit and good will. While Miriam’s parents were able to to provide for their family, their ups and downs pushed her to live frugally and invest her money. Thanks to an accelerated track in high school, spending wisely, and jobs in insurance and the Canada-Israel Committee, she was able to put her daughter through private school and comfortably retire. In our first episode, Miriam describes how her experiences growing up co...2019-01-2924 min