Shows
The Dollars & Sense Podcast#47: Trumps Tariffs, Should We Panic?In this episode we address the growing speculation and panic the markets have seen due to trade wars. Have we seen this before and what happened? Should you be doing anything with your investments as a reaction?If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts: Click HereThe information shared on The Dollars & Sense Podcast is general in nature and does not...2025-03-1924 minThe Dollars & Sense Podcast#46 Is that a Goal or a Strategy?Goals versus Strategies - What's the difference?Hands up if you have said you have a goal to be mortgage free!Hands up if you have a goal to own "X" amount of properties!Are those really goals, or are they strategies to help you achieve the REAL goal?Tune in to this weeks episode where Tim and Brodie discuss the difference between a Goal and a Strategy and why it is so important to differentiate the two when considering financial planning. If you have a question, suggestions, or a...2025-01-1419 minThe Dollars & Sense Podcast#45: The Power of Small Caps - What Does History Say About Investing in Small Companies?In this episode, we dive into the world of small-cap investing and explore why it’s often overlooked by mainstream investors. We challenge the conventional wisdom that favors large-cap stocks, and discuss how small-cap investments can diversify your portfolio and bring significant returns over time. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts: Click HereThe information shared on The Dollars & Sense Pod...2024-12-1721 minThe Dollars & Sense Podcast#44: Talking All Things InterestThis week, we are discussing interest (woohoo). We explore the risks involved with term deposits, which have generally been seen as "risk-free" by the public, mortgage interest rates, and more. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts: Click HereThe information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists pu...2024-12-1130 minThe Dollars & Sense PodcastBE RIGHT BACK!We'll be back with more episodes next week, here's a quick update from Tim. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts: Click HereThe information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial d...2024-12-0509 minThe Dollars & Sense Podcast#43: Investment Is Supposed To Be Boring!The popular image of investing tends to be formed by movie dramas like ‘Wolf of Wall Street’, ‘The Big Short’ or 'Margin Call'In truth, however, success in long-term investing is more likely due to a slow and steady approach with minimal drama. This weeks Podcast lists explores the benefits of opting for ‘boredom’ over excitement when it comes to investing.If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to al...2024-11-1420 minThe Dollars & Sense Podcast#42: Investing In Hype Stocks, Is It Worth The Risk?Nifty Fifty, FAANG, MAMAA, Magnificent Seven. Over the years there are always companies that shoot the lights out in the stock market, so much so that we end up giving them nicknames. But are these stocks overvalued and should you buy them at their peaks? We explore concentration risk in this episode and ask some key questions for investors to consider: Do I already hold it? Why should I expect a return? And what are the costs?If you have a question, suggestions, or a topic you would like us to cover, please send an e...2024-11-0523 minThe Dollars & Sense Podcast#41: Donald Trump or Kamala Harris: What Will Happen With Stock Portfolios?Trump or Harris?Republican or Democrat?How will my portfolio or the share market react to the eventual winner and does it even matter? Tune in this week as we tackle politics and investments leading up to the November election.If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts: Click HereThe information shared on The Dollars & Sense Podcast is general...2024-10-2920 minThe Dollars & Sense Podcast#40: SEASON THREE COMING SOON - A Quick Update / Future PlansJust a quick one today team, we are back and sharing with you what our plans are going forward, who we are targeting with our new episodes, and what we learnt from the first two seasons. As always we appreciate your feedback and support.. Lets go! If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts: Click HereThe information shared on The Dollars & S...2024-10-2215 minThe Dollars & Sense Podcast#39: "Well Mr / Mrs Client, That Depends"If you've ever engaged with a Financial Adviser and asked a question, chances are that you've heard "well that depends!"Slowing down the decision process and taking some extra time can be frustrating when you just want to "get cracking with things". This episode, Tim attempts to answer why advisers might want to ask a few more questions before rushing to an answer. Tim dives into the most common questions that are asked from new and existing clients such as,Should I repay debt or invest more?Should I sell my property?2024-06-2529 minThe Dollars & Sense Podcast#38: A FREE RESOURCE Breaking Down Your Insurance Policy/Renewal LetterWhen was the last time you opened your annual renewal letter for your personal insurance? Even if you do open them, we know from reviewing insurances with clients that all the different terms and names get confused, mistaken or completely forgotten.This weeks episode is designed to be a useful resource to save and replay each time you feel the need to review your insurance to ensure you can review with more confidence and understand what you're actually paying for. Tim breaks down the intricate details of the 5 most commonly purchased insurance products so...2024-06-1833 minThe Dollars & Sense Podcast#37: Helping Kiwi Mums and Empowering Them With Knowledge and Guidance!In this weeks episode, we introduce Financial Adviser Terri Watson!Terri describes her passion for helping Mums gain better financial literacy and how she helps empower them with tools and confidence to improve their comfort and confidence with all things money.From humble backgrounds and personal struggles, Terri has managed to empower her own self and shares the experience which ultimately lead to her life long passion of sharing her knowledge to Mums in order to improve theirs and their families lives.If you're looking to gain some helpful insights and relatable stories...2024-06-1237 minThe Dollars & Sense Podcast#36: The 7 Simple Rules for Long-Term InvestingYou've probably heard these "Rules" mentioned plenty of times before.......This week, Tim and Brodie discuss the 7 rules of investing: diversify, focus on long term, don't time the market, control costs, stay disciplined, don't react to past performance, and regularly review your goals. If you're looking to learn in more detail what these simple rules actually mean or why they are important to long term success, listen in and challenge your current thinking with the perspective of two financial advisers.If you have a question, suggestions, or a topic you would l...2024-06-0440 minThe Dollars & Sense Podcast#35: Head to Head - Reverse Annuity Mortgages, Are They a Good Idea or Last Resort?This week Tim and Brodie go head to head on Reverse Annuity Mortgages. What are they? Are they a suitable option in retirement, or should they be seen as a last resort? You've probably heard the term "you can't eat your house" and cash flow can be an issue for people in retirement, so is a Reverse Annuity Mortgage a sensible option or should you stay well away from them?If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzF...2024-05-2841 minThe Dollars & Sense Podcast#34: The Power of Habits - Are they Getting You Closer or Taking You Further Away?Habits, not one-time choices, determine someone's position in life. This week we explore studies showing how anticipation of a reward creates habits more than the reward itself and link it to common financial habits we see working with clients. How can we use this information to break bad financial habits and form better ones, and how do we implement these changes?If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereL...2024-05-2137 minThe Dollars & Sense Podcast#33: Recession - Finally Starting To Feel The Effects, So What Can You Do About It?This week we have a straightforward discussion about the dreaded 'R' word, recession. It certainly feels like we've been dancing around the word for years now, but now we are actually starting to feel the effects. Redundancies, high interest rates, inflation, falling house prices to name a few. So what defines a recession, how does it actually impact people's lives, and more importantly - what can you do about it?If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More...2024-05-1431 minThe Dollars & Sense Podcast#32: Inflation in 2024, Why The Numbers Don't Match Our ExperienceInflation is on everyone's mind these days. But what exactly is it, how is it calculated, and why does it feel worse than the official numbers suggest? Join us this week to explore why many Kiwis feel like inflation is higher than what we may be seeing in the media or driven by a government agenda. If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts: C...2024-05-0736 minThe Dollars & Sense Podcast#31: The 8 Great Investment Mistakes, Are You Guilty Of These?What are the 8 great mistakes, who is prone to them, and how do you overcome them? This week we dive head first into the world of investment and what we believe to be the biggest mistakes people do when it comes to investing, us included! Are you making any of these mistakes or have you been guilty in the past?If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all...2024-04-3035 minThe Dollars & Sense Podcast#30: Lawyer Anna Seabrook On Property With Friends, Relationship Agreements, Trusts, and WIlls.Welcome to Anna Seabrook who joins the podcast this week to discuss legal topics related to property, relationships, and estate planning! We talk about the conveyancing process when buying/selling property, what to watch out for when going into property with partners or friends, relationship property agreements, trusts, contracting out agreements, and wills. We thoroughly enjoyed having Anna from Hayman Lawyers on the show, and if you have any questions or would like to talk to Anna about your situation you can contact her at: a.seabrook@haymanlawyers.co.nz or find out...2024-04-2339 minThe Dollars & Sense Podcast#29: Property Or Shares, What's The Best Way To Build Your Wealth?This week we weigh the pros and cons of investing in shares versus property. Outlining the benefits of each - property offers tangible assets, rental income, leverage, and control, while shares provide liquidity, diversification, dividends, accessibility, and professional management. Discussing downsides like market risk, illiquidity, and high costs for property and volatility, lack of control, intangibility, and fees for shares.So what's better?If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: C...2024-04-1442 minThe Dollars & Sense Podcast#28: Money Personalities, What Does Your Money Personality Say About You?Do you know what your money personality is? This week, Tim and Brodie discuss the different money personalities which you can find at sorted.org and look at the pros and cons of each personality. Understanding how we think about and interact with money can be incredibly helpful with changing financial behaviors and making smarter decisions.If you have a question, suggestions, or a topic you would like us to cover, please send an email to: podcast@foxplan.nzFor More Dollars & Sense Content: Click HereListen to all The Dollars & Sense Podcasts...2024-04-0942 min