Shows
Retro Movie RoundtableHarry Potter and the Prisoner of Azkaban (2004)RMR 0147: Special Guests Bethany Morris and Mary Guest, joins your host Bryan Frye for the Retro Movie Roundtable as they revisit Harry Potter and the Prisoner of Azkaban (2004) [PG-13]
Genre: Fantasy, Adventure, Action
Starring: Daniel Radcliffe, Rupert Grint, Emma Watson, Michael Gambon, Robbie Coltrane, Gary Oldman, Richard Griffiths, Fiona Shaw, Alan Rickman, Maggie Smith, Timothy Spall, David Thewlis, Emma Thompson, Julie Walters, Mark Williams, Oliver Phelps, James Phelps, Chris Rankin, Bonnie Wright, Pam Ferris, Adrian Rawlins, Geraldine Somerville, Harry Melling, Tom Felton, David Bradley, Matthew Lewis, Seamus Finnigan, Robert Hardy, Jimmy Gardner, Jamie Wa...
2025-12-221h 27
The Walters Agency PodcastSave Your Wallet And Sanity: Optional Endorsements On Auto PoliciesOptional Endorsements On Auto Policies - What Are They And Do I Need One?Think your auto policy has you covered from every angle? We put that assumption to the test and show where the real gaps live—then walk through the endorsements that actually fix them. From rental car reimbursement to roadside assistance to gap coverage, we share plain-English guidance that helps you avoid surprise bills and stressful weeks without wheels.We start by demystifying what an endorsement is and why “full coverage” is more myth than reality. Then we dig into rental...
2025-12-2214 min
Judah ChurchThe Bible Revival Sermon | God 3:16 Series | Pastor Glenn Walters | Judah Church | Charlotte, NCThe Bible Revival is a call for the Church to return to the authority of Scripture in a generation that wants inspiration without submission. Writing from a Roman prison, Paul anchors Timothy not to comfort or strategy but to the God breathed Word that stabilizes believers when culture and pressure shake everything else. This message confronts itching ears and a Church tempted to trade authority for approval. Pastor Glenn Walters of Judah Church, in Charlotte, NC declares that we will not just quote Scripture, we will live by every Word God has spoken.Scripture References:2 Timothy 3, verses 16...
2025-12-161h 10The Walters Agency PodcastShort-Term Cuts, Long-Term Consequences: Smarter Ways To Save On Insurance This Holiday Season Is It A Bad Idea to Cancel/Reduce Coverage During the Holidays to Save Money?Holiday stress hits hard, and the urge to cut insurance for quick savings can feel tempting. We’ve seen how that story ends, and it’s not with a bigger gift budget. Tim Walters, a licensed agent who’s guided clients since 2012, explains why canceling or reducing coverage during peak travel season is a costly gamble: more cars on the road, more distractions, and higher odds of a claim you’ll have to pay out of pocket. One incident can wipe out...
2025-11-2614 minThe Walters Agency PodcastBill Grady with RE/MAX: How Insurance Shapes Your Mortgage Payment In Tennessee’s Real EstateA Real Estate Agents Perspective on Insurance: Meet Bill Grady with RE/MAXBuying a home should feel exciting, not chaotic. We sat down with Nashville-area real estate broker Bill Grady to unpack the overlooked force that can make or break your closing: homeowners' insurance. From the first walkthrough to the clear-to-close letter, we trace how premiums, deductibles, and roof conditions ripple through your monthly payment and your underwriting timeline.We dig into PITI and show why focusing only on price and rate misses the point. Insurance can shift affordability fast, especially in...
2025-11-2114 minJudah ChurchRevival Is The Response Sermon | Pastor Glenn Walters | Judah Church Charlotte, NCPastor Glenn Walters of Judah Church in Charlotte NC delivers a prophetic message that reminds us that revival is not a destination you travel to or an event you wait for. In Ezekiel 37 God places His prophet in the middle of a valley filled with everything that looks dead defeated and disconnected. God does not tell Ezekiel to wait for something to happen. God tells him to speak. Revival does not begin when conditions improve. Revival begins when someone opens their mouth and releases heaven’s word into earth’s dryness. Revival is not something you catch. Revival is some...
2025-11-1946 min
Restoration Church Buffalo SermonsThe Apostles Creed: God’s Miraculous PlanThis sermon was preached by Wes Walters on November 11th, 2025. As apart of our Apostles Creed Series. MAIN IDEA: God’s miraculous plan for me was, is, and will be Jesus.“Jesus Christ, son of God the father”Matthew 8:28-29, Matthew 14:33 , Matthew 16:16, Mark 1:1, John 1:34, Romans 1, John 1:1-5 “Our Lord”Acts 2:36Romans 4:23-24 “He was conceived by the Holy Spirit, born of the virgin Mary.”Isaiah 7:14Luke 1:35 “Suffered under Pontius Pilate.”Mark 15:15Isaiah...
2025-11-1640 min
ERF Jess - TalkwerkWie soll mein Leben weitergehen?© ERF
Als Delia Walters erfährt, dass sie das Kind einer Vergewaltigung ist, bricht ihre Welt zusammen. Die Suche nach Identität stürzt sie in Depression, Essstörung und Suizidgedanken. Doch ihre Geschichte endet nicht in Dunkelheit: Heute spricht Delia offen darüber, wie sie trotz Trauma und seelischem Schmerz neuen Sinn gefunden hat. Im Talkwerk erzählt sie, warum sie ihre Identität an Gott festmacht und wie der Glaube ihr den Weg aus Verzweiflung und Hoffnungslosigkeit gezeigt hat.
Missbrauch, Alkohol und Drogen, Suizidgedanken – Mirjam Skubski hat schon früh die dunkelsten Seiten des Lebens erlebt. Doc...
2025-11-1457 minThe Walters Agency PodcastCyber Insurance: Protecting Households & Small Businesses From Data BreachesWhat Is Cyber Insurance Protection And Do I Need It?Your data isn’t just files on a server—it’s the lifeblood of your business and household. When attackers lock systems, drain accounts, or leak client information, the real cost goes far beyond the initial hit. We break down what cyber liability insurance actually does, why small businesses are prime targets, and how families can use homeowners endorsements to recover from identity theft without losing weeks of time and thousands of dollars.We walk through the big-ticket items most people overlook: forensic invest...
2025-11-1210 minThe Walters Agency PodcastTimothy Walters Explains The Return Of Premium Life InsuranceWhat Is Premium Life Insurance?Think life insurance is just money your family gets if you’re gone? We flip that script by breaking down return of premium term life insurance—coverage that protects your loved ones now and returns every dollar of premium if you outlive the term. It’s simple, clear, and powerful for people who want a big death benefit today and a guaranteed lump sum tomorrow.We walk through the nuts and bolts in plain English: how ROP term compares to standard term and whole life, why premiums are higher...
2025-11-0412 minJudah ChurchPursue Faith Sermon | I Have Decided Sermon Series | Pastor Glenn Walters | Judah ChurchFaith is not passive. It is the key that unlocks the unseen. Paul told Timothy to pursue faith because faith is the difference between walking by sight and walking in promise. It is not willpower; it is the confident expectation of good based on God’s Word. This Sunday, Pastor Glenn Walters of Judah Church in Charlotte, NC teaches how faith draws out everything heaven has promisedScripture References:1 Timothy 6, verse 11Hebrews 11, verses 1–7James 1, verses 2–42 Corinthians 5, verse 7Romans 12, verse 31 Thessalonians 5, verse 8Proverbs 13, verse 12Proverbs 4, verse 23Romans 10, verses 14 & 17John 4, verses 6 & 11
2025-10-261h 25
St. Columba's Episcopal Church SermonsWalking to Wholeness - 10.12.25 Nicole Walters, D.Min.Seventeenth Sunday after Pentecost Old Testament: Habakkuk 1:1-4, 2:1-4 1The oracle that the prophet Habakkuk saw. 2O Lord, how long shall I cry for help, and you will not listen? Or cry to you "Violence!" and you will not save? 3Why do you make me see wrong-doing and look at trouble? Destruction and violence are before me; strife and contention arise. 4So the law becomes slack and justice never prevails. The wicked surround the righteous— therefore judgment comes forth perverted. 1I will stand at my watchpost, and station myself on the rampart; I wi...
2025-10-1215 minThe Walters Agency PodcastWhy a Personal Liability Umbrella Can Save Your Home, Retirement, and Sanity How Does Personal Liability Coverage Protect Homeowners?A birthday song, a crowded deck, a sudden collapse—no one expects a normal gathering to turn into a liability nightmare. That story anchors our deep dive into personal liability umbrellas and why they’re one of the smartest, most affordable ways to protect your home equity, retirement savings, and future income from lawsuits that leap past standard policy limits. We walk through how an umbrella actually works—stacking on top of your homeowners and auto coverage—so when a claim exceeds those caps, you’re not writing checks from...
2025-10-0816 minJudah ChurchPursue Righteousness Sermon | I Have Decided Sermon Series | Pastor Glenn Walters | Judah ChurchEvery decision creates a direction. Every pursuit sets a path. Paul tells Timothy, “Flee these things, but pursue righteousness.” Righteousness is not accidental, it is intentional. In a world chasing fame, money, and validation, the believer must decide: I will chase after the righteousness of God. This message shows us righteousness as the covering of Christ, the ministry of the Spirit, the pursuit of the believer, and the crown of the faithful.Catch us live by visiting our livestream at http://www.judahchurch.org/liveVisit our website: http://www.judahchurch.orgFollow us on Social Med...
2025-10-0644 minThe Walters Agency PodcastHow Insurance Shapes Buying, Selling, and Value in Real Estate with Timothy WaltersHow Does Insurance Impact The Real Estate Business? Closings don’t fail at the kitchen island—they fail at the roof. We pull back the curtain on how insurance actually drives real estate timelines, approvals, and final numbers, from the first lender requirement to the binder that gets your deal across the finish line. With Timothy Walters of The Walters Agency, we unpack the differences between replacement cost and actual cash value, why a carrier’s reconstruction calculator rarely matches your purchase price, and how roof age and materials can shut doors or unlock better rates...
2025-10-0315 minJudah ChurchFight Or Flight Sermon | I Have Decided Sermon Series | Pastor Glenn Walters | Judah Church Charlotte, NCEvery believer is born with the instinct of fight or flight — but too often we fight the wrong battles and flee from the wrong enemies. In a world chasing wealth, power, and empty idols, Paul tells Timothy to flee corruption and the love of money, and to pursue righteousness, godliness, faith, love, patience, and gentleness. This message from Pastor Glenn Walters of Judah Church in Charlotte, NC calls us to decide what we will run from and Who we will run to. Because every step away from the old life is a step into the abundant life promised in Ch...
2025-10-0244 min
All Things New PodcastClub Meth to Christ: Rodney & Amber Williams on True Freedom in JesusLives changed by Jesus. Former meth addict turned evangelist Rodney Williams—and his wife Amber—share how Christ made “all things new,” from burn-unit recovery to global ministry. Practical hope for addiction, recovery, and life in the Spirit.
Rodney tells the story behind his books Club Meth to Christ and Once an Addict, Now Free; Amber shares her freedom story; and the team recounts jail/prison ministry, Celebrate Recovery, and street outreach. We talk repentance, walking by the Holy Spirit, and why real change starts in the heart—not with behavior management.
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Scriptures referenced: Revelation 2...
2025-09-151h 20The Walters Agency PodcastInsurance Clickbait Is Costing You More Than You ThinkWhat Should We Know About Misleading Insurance Advertising On Social Media?Ever wondered why those $35/month insurance ads seem too good to be true? Spoiler alert: they absolutely are. In this eye-opening discussion, Timothy Walters tackles the growing problem of deceptive insurance marketing on social media platforms and reveals what's really happening behind those clickbait offers.The conversation centers on one particularly outrageous claim circulating online: that insurance agents pocket a whopping 80% of your premium payments. Walters pulls back the curtain on this blatant falsehood, explaining that property and casualty commissions typically range...
2025-09-0514 minJudah ChurchUnlocking Your Next Level Sermon | Cheat Codes Series | Pastor Glenn Walters | Judah ChurchEvery game has levels, and every believer has levels. Some levels you can’t reach by talent, effort, or intellect—they’re locked behind a code. In the Kingdom, the cheat code to unlocking your next level is humility, the key that dethrones pride and invites God’s hand to lift you higher. In this message, Pastor Glenn Walters exposes the Leviathan spirit of pride from Job 41 and shows how humility unlocks God’s presence, promotion, honor, and grace in your life.Scripture References:Job 41, verses 1-5Job 41, verses 33-34Ephesians 6, verse 18Philippians 4, verse 62Chronicles 7, verse 14Job 41, ve...
2025-09-011h 30The Walters Agency PodcastWhen Vet Bills Bite: The Truth About Pet InsuranceWhat Is Pet Insurance And What Does It Cover?Ever found yourself facing a staggering vet bill and wondering if there's a better way? That's exactly what we explore in this candid conversation about pet insurance – the increasingly popular option for protecting your furry family members without emptying your savings account.Timothy Walters brings his insurance expertise to bear on this emotional topic, acknowledging how our relationship with pets has fundamentally evolved. "I've noticed like people kind of look at pets as members of the actual human family," he observes, explaining how this sh...
2025-08-3014 min
Hillcrest CRC MessagesTough Questions About The Bible | Evening Series - Foundations of Our Faith, August 14, 2025“TOUGH QUESTIONS ABOUT THE BIBLE”A sermon outline based on 2 Peter 1:12-21 & Belgic Confession Articles 3-6Hillcrest CRC, August 17, 2025, 5pmRev. Curt Walters1. What makes the Bible a special book? (2 Peter 1:20-21, 2 Timothy 3:16-17)2. How can it be God’s Word when people wrote it? (2 Peter 1:20-21)3. Are there any mistakes or contradictions in the Bible? (2 Peter 1:20-21)4. Is the Bible true?5. How was the Bible put togeth...
2025-08-1428 minThe Walters Agency PodcastBundling Smart: Insurance Benefits and StrategiesWhat Are The Possible Benefits Of Bundling Multiple Policies?Timothy Walters reveals why insurance companies are so eager to bundle your policies and whether this strategy actually benefits you as much as it benefits them. We dive deep into the mechanics of insurance bundling, exploring two distinct approaches that most consumers never consider when shopping for coverage.The conversation uncovers the difference between carrier bundling and agency bundling, revealing how specialized coverage needs like manufactured homes often require creative solutions that traditional bundling cannot provide. Timothy shares real examples of clients who saved...
2025-08-0710 minHillcrest CRC MessagesWhat is God Like? | Evening Series - The Foundations of Our Faith, August 3, 2025“WHAT IS GOD LIKE?”The Foundations of Our Faith, part 1A sermon outline based on 1 Timothy 1:12-17 and Belgic Confession article 1Hillcrest CRC, August 3, 2025, 5pmRev. Curt Walters 1. A few don’t believe in God. (Psalm 14:1)2. What is God like? Eternal. (Deuteronomy 33:27, 1 Timothy 1:17)Incomprehensible. (Job 11:7, 37:23, Isaiah 55:9) Invisible. (John 1:18, 4:24, Colossians 1:15, 1 Timothy 1:17) Unchangeable. (Hebrews 13:8)Infinite. (1 Kings 8:27, Jeremiah 23:24)Almighty. (Deuteronomy 3:24)Completely
2025-08-0629 minThe Walters Agency PodcastThe Truth About Coverage: What Your Insurance Agent Really Needs to KnowWhat Are Some Common Insurance Myths Or Misconceptions That People Should Be Aware Of? What if everything you thought you knew about insurance was wrong? Timothy Walters, licensed insurance agent and owner of The Walters Agency, tackles the most persistent myths that trip up consumers when shopping for coverage. We dive deep into why insurance agents ask so many detailed questions during applications, and it's not because they're being nosy. The real reason might surprise you and could save you from serious headaches down the road.Credit scores and insurance premiums have a c...
2025-08-0112 minHillcrest CRC MessagesTrain up a Child | Morning Series - The Most Misunderstood Verses in Scripture, part 4“TRAIN UP A CHILD”The Most Misunderstood Verses in Scripture, part 4A sermon outline based on Proverbs 22:6Hillcrest CRC, July 20, 2025, 9:30amRev. Curt Walters 1. How do we train our children?Love the Lord and walk in His ways. (Deuteronomy 6:6-9, Ephesians 6:4)We attend church every Sunday. (Deuteronomy 6:4-9, Hebrews 10:25)We make God’s Word a part of our daily lives. (Psalm 119:9,105, Colossians 3: 16, 2 Timothy 3:16-17)We make prayer a priority. (Psalm 32:6, Romans 12:12)We discipl...
2025-07-2230 min
St. Columba's Episcopal Church SermonsYour Road to Jericho - 7.13.25 Nicole Walters, D.Min.Fifth Sunday after Pentecost Old Testament Deuteronomy 30:9-14 Moses said to the people of Israel, "The Lord your God will make you abundantly prosperous in all your undertakings, in the fruit of your body, in the fruit of your livestock, and in the fruit of your soil. For the Lord will again take delight in prospering you, just as he delighted in prospering your ancestors, when you obey the Lord your God by observing his commandments and decrees that are written in this book of the law, because you turn to the Lord...
2025-07-1321 minThe Walters Agency PodcastRising Costs: Why Your Insurance Premiums Keep ClimbingRecently, Premiums Appear To Be Going Up Across The Board - Why Is That Happening?The mystery of skyrocketing insurance premiums finally explained! Licensed insurance agent Timothy Walters cuts through the confusion to reveal why your coverage costs keep climbing—and no, it's not just your agent trying to squeeze more money from you.Behind every premium increase lies a complex web of economic forces. First, there's the unavoidable reality of inflation. When your car needs repairs after an accident or your home requires rebuilding after a disaster, those costs have increased dramatically ye...
2025-07-0816 minThe Walters Agency PodcastThe Premium: Understanding What Drives Your Insurance CostsWhat Factors Affect My Insurance Premiums And How Can I Lower My Costs?Rising insurance premiums have many of us scratching our heads, wondering what's behind the increases and if there's anything we can do about them. Timothy Walters, licensed insurance agent and owner of The Walters Agency, breaks down the hidden factors affecting your rates and offers practical solutions to help manage costs.Many consumers fall into the trap of constantly shopping for the lowest premium without understanding the underlying factors that follow them between companies. For auto insurance, accidents and tickets...
2025-07-0314 minThe Walters Agency PodcastCustomizing Your Coverage: Understanding Insurance EndorsementsWhat Are Endorsements On Insurance And How Are They Valuable?Your standard insurance policy might be leaving you dangerously exposed without you even realizing it. Discover the critical coverage gaps that could cost you thousands and how simple endorsements can provide the protection you actually need.In this eye-opening discussion with Timothy Walters, we dive deep into the world of insurance endorsements – those optional coverage add-ons that turn basic policies into comprehensive protection plans. Timothy reveals the two endorsements he recommends most frequently: water backup through sewer and drains, and hidden water damage co...
2025-06-1111 minThe Walters Agency PodcastSmall Business, Big Risks: Why Proper Coverage MattersLet's Talk About Small Business InsuranceThe protection of your small business shouldn't be an afterthought—it's the foundation that allows your entrepreneurial dreams to flourish. Timothy Walters, licensed insurance agent and small business owner, dives deep into the essential coverages that shield businesses from increasingly complex threats.Most small business owners focus primarily on profitability and cash flow, often viewing insurance as just another expense. However, as Timothy explains, this perspective misses the critical role insurance plays in business sustainability. "When lawyers get involved, they swing like they're in the big leagues," he...
2025-06-1113 minThe Walters Agency PodcastRising Deductibles: What Your Wallet Needs to KnowHow Deep Are Your Pockets? Examining Changes In DeductiblesRising insurance deductibles are reshaping how we protect our homes and property – and most people won't notice until they're filing a claim. Timothy Walters pulls back the curtain on this important trend that directly impacts your financial security.Remember when $500 homeowners insurance deductibles were common? Those days are gone. Now, $2,500 minimum deductibles are becoming standard for most perils, with even higher thresholds – often $5,000 or percentage-based calculations – specifically for wind and hail damage. This shift isn't arbitrary; insurance companies have lost billions on weather-related claims in rec...
2025-05-1410 minThe Walters Agency PodcastBeyond Death: How Life Insurance Creates Security for Your Loved OnesWhat Is Life Insurance And Why Should You Have It?Death is inevitable. Financial hardship for your loved ones doesn't have to be. Timothy Walters dives deep into the world of life insurance, offering a refreshingly honest look at a subject many people avoid discussing. Drawing from his decade of experience helping families through the claims process, Timothy explains why life insurance isn't really for you—it's the ultimate gift for those you leave behind.The podcast explores a common misconception: that life insurance is only necessary for married people with children. Ti...
2025-05-1414 minHillcrest CRC MessagesChosen By God | Morning Series - What Does It Mean to Be Reformed?, part 2, May 11, 2025“CHOSEN BY GOD”What Does It Mean To Be Reformed? part 2A sermon outline based on Ephesians 1:1-14Hillcrest CRC, May 11, 2025, 9:30amRev. Curt Walters 1. Predestination is thoroughly biblical. (Genesis 12:1-3, Deuteronomy 7:6, Psalm 33:12, Matthew 22:14, John 6:37, Acts 13:48, 2 Thessalonians 2:13) 2. Why does God adopt some but not others? It has nothing to do with us. (Ephesians 2:8-9, Romans 9:16, 2 Timothy 1:9) It has everything to do with God. (Ephesians 1:5, Romans 9:15, 20-21) 3. What is the
2025-05-1435 minThe Walters Agency PodcastShingles vs. Metal: Making Smart Roofing Choices for Your HomeWhat Are The Most Important Factors To Consider While Shopping For Roof Insurance?Your roof is your home's first line of defense against nature's fury, but do you know if your insurance policy truly has you covered? Timothy Walters of The Walters Agency tackles the critical differences between replacement value and actual cash value coverage that could mean thousands of dollars out of your pocket after a storm."They don't make shingles like they used to," Timothy explains, debunking the myth of the 30-year roof as he's witnessed newer roofs degrading faster than...
2025-04-1811 minThe Walters Agency PodcastThe Water's Rising: Are You Financially Protected?What Is Flood Insurance, And How Does It Differ From Homeowners Insurance? A dangerous misconception could leave your home completely unprotected when disaster strikes. As Timothy Walters reveals standard homeowners insurance policies simply don't cover flooding—a harsh reality many East Tennessee and Western North Carolina residents learned the devastating way after Hurricane Helene."We all live in a flood zone," Walters emphasizes, challenging the common belief that only certain areas need flood protection. This critical distinction became painfully clear when countless homeowners discovered their regular insurance wouldn't cover a penny of flood dam...
2025-04-1810 minThe Walters Agency PodcastUnderstanding Your Insurance Contract: From Coverage Gaps to Complete ProtectionWhy Is Having The Right Coverage Important?Protection isn't automatic when you purchase an insurance policy—it's defined by the specific terms, provisions, and exclusions within your contract. Timothy Walters draws back the curtain on this common misconception that leaves many policyholders vulnerable to unexpected out-of-pocket expenses after a claim.The podcast explores how different life situations require tailored insurance solutions. Whether you're a homeowner, landlord, or renter, each scenario demands specific coverage considerations. Timothy explains why landlords should require tenants to maintain renter's insurance and how homeowners with rental rooms need special po...
2025-03-2108 minThe Walters Agency PodcastBeyond Standard Coverage: Insuring Your Valuable CollectionsAre High Value Items Covered Under Standard Policies?Do you know what's actually covered under your homeowner's insurance policy? Many homeowners are shocked to discover that their most treasured possessions—from vintage guitars and family heirlooms to fine jewelry and artwork—may have little to no protection under standard coverage.In this eye-opening episode, Timothy Walters tackles the critical gap in protection that exists for high-value items in typical homeowner's policies. He explains that standard insurance forms often impose severe limitations or complete exclusions for valuable possessions, leaving many at risk of significant fina...
2025-03-2107 min