Shows
Drip Trickle Flow Flood#15. Creating Income Beyond the Gym Floor (with Nikki Naab-Levy)In this episode of Drip Trickle Flow Flood, Melissa and Tony chat with Nikki Naab-Levy, a strength and nutrition coach who’s lived many business lives.We dive deep into Nikki’s multi-income stream mindset, her no-BS approach to nutrition, the hilarious (and shocking!) story of her first ever fitness class, and how she’s built a career by following her curiosity.Check out Nikki’s website: https://naablevy.com/Listen to Nikki’s podcast: https://naablevy.com/podcast/ Follow Nikki on Instagram: https://www.instagram.com/naablevyfitness/ Episode Highlights...2025-07-1435 minDrip Trickle Flow Flood#14. The One Where We Disagree with Dave RamseyIn this episode of Drip Trickle Flow Flood, Melissa and Tony dive into a recent Ramsey Show clip. A caller bought an $11,000 engagement ring using a 0% interest credit card, even though he had the cash to pay outright. Dave called it dumb. We call it smart, depending on the situation. This episode explores when debt is a dangerous trap, and when it might actually be a savvy tool for building wealth.You’ll hear:Why Dave Ramsey’s one-size-fits-all debt advice might not work for everyoneHow to decide if using debt makes financial sense in your situ...2025-06-3027 minDrip Trickle Flow Flood#13. What Are Your 240 Paychecks?In this episode of Drip Trickle Flow Flood, Tony and Melissa dive into the concept of 240 paychecks—the number of monthly paychecks you’d need to sustain a 20-year retirement—and why that number is both a helpful benchmark and wildly outdated. From IP to pickleball, they explore the many ways you can start generating income before 65 and what it really means to design a work-optional lifestyle now.You’ll hear:Why retirement shouldn’t be your finish line—and how to plan for freedom earlierWhat “240 paychecks” really means, and how to build your own versionTraditional vs. untraditiona...2025-06-2026 minDrip Trickle Flow Flood#12. From Home Flipping to Portugal Living (with Brian Hardy)In this episode of Drip Trickle Flow Flood, we sit down with business growth consultant Brian Hardy, who joins us from his new home in Portugal. Brian shares how his curiosity and courage led him to launch multiple businesses, including home flipping, franchising, and a coffee brand, before finding his sweet spot in marketing systems and consulting. From flipping century-old houses in Maine to building a remote-friendly business that supports franchisees, Brian breaks down how he’s created a lifestyle that supports freedom, flexibility, and global living.You’ll learn:How Brian tests business ideas quickly (and...2025-06-1230 minDrip Trickle Flow Flood#11. Growing a Local Gift Shop From the Ground UpIn this episode of Drip Trickle Flow Flood, we sit down with Kali Berg, the co-owner of Wild Hemlock in Anacortes, WA, a charming Pacific Northwest gift shop that’s much more than meets the eye. From rebranding her store to juggling screen printing, knitwear, and knitting classes (all in 1,000 square feet!), Kali walks us through what it really takes to create multiple income streams as a brick-and-mortar entrepreneur. You’ll hear about how she listens to customers, diversifies offerings, and even rolls tables out of the way to host knitting circles. This one’s a must-listen for an...2025-06-0532 minDrip Trickle Flow Flood#10. Rent or Buy? The Real Answer Might Surprise YouIn this episode of Drip Trickle Flow Flood, we dive into one of the most debated financial decisions of all time: Should you rent or buy your home?Spoiler: the answer isn’t one-size-fits-all—and might not be what you expect from a real estate investor.Tony shares his unfiltered take on the rent vs. buy conversation, revealing why he’s a huge proponent of home ownership… and why he still rents. From building wealth through rentals before ever owning his own home, to using “house hacking” and creative financing, Tony walks us through how renting can...2025-05-2921 minDrip Trickle Flow Flood#9. Real Talk with a Real Estate Investor (with Anthony Petz)In this episode of Drip Trickle Flow Flood, we sit down with real estate investor and broker Anthony Petz for a raw, practical, and inspiring look at what it really takes to build income streams through real estate.Anthony shares his journey from office supply sales to full-time investor, the mindset shift that helped him walk away from his 9-to-5, and the unglamorous but necessary grind of turning a single rental into a portfolio. From crawl spaces to cold-knocking on homes, Anthony shows that persistence, discomfort, and creative problem-solving are essential to real estate investing....2025-05-2234 minDrip Trickle Flow Flood#8. Swirl, Serve, and Scale: Multiple Income Streams with Suzzie VehrsIn this episode of Drip Trickle Flow Flood, we’re diving deep into what it looks like to swirl your passions into a purpose-driven, income-generating business.Our first guest breaking down her Drip Trickle Flow Flood is Suzzie Vehrs. She’s a birth doula and founder of She Births Bravely, where she supports mothers through education, postpartum care, and personalized services.Suzzie comes from a finance background and shares how she transitioned into mission-driven work, built a business from scratch, and developed multiple income streams without sacrificing joy, sustainability, or service.In this epis...2025-05-1538 minDrip Trickle Flow Flood#7. How to Balance Multiple Income Streams Without Losing FocusIn this episode of Drip Trickle Flow Flood, we answer our very first listener question—and it’s a good one. Melissa Hoffman, a holistic mindset coach and nervous system expert, asked:“How do you balance starting a new side project that’s different from what you've been doing while you're still growing the business you're working on? How do you do that without getting distracted or confusing people around what you do?”Melissa is currently growing her women's empowerment coaching business, while also wanting to relaunch a boudoir photography business in a brand-new city. If you’ve...2025-05-0835 minDrip Trickle Flow Flood#6 - Building a Relationship with Your Local BankerDisclaimer: The opinions of the guest are their own and not necessarily those of their employerIn this episode of Drip, Trickle, Flow, Flood, we sit down with our very first guest: longtime local banker Ria Van Weerdhuizen, who’s been helping individuals, small business owners, and families understand their money—and use it wisely—for nearly two decades.This conversation is packed with approachable, real-world insights on how to build a strong financial team, why a real relationship with a local banker can be a game-changer, and how even small financial moves can turn into b...2025-05-0232 minDrip Trickle Flow Flood#5. The Rich Mindset - Who You Surround Yourself With MattersIn this episode of Drip, Trickle, Flow, Flood, we dig into how the people in your life influence your mindset, your opportunities, and ultimately your money. This isn’t about surrounding yourself with billionaires on yachts. It’s cultivating a rich mindset—one rooted in curiosity, abundance, generosity, and forward thinking.Whether you’re growing a business, shifting careers, building wealth, or just trying to think differently about money, your environment matters. The words you hear, the stories you absorb, and the people in your orbit all shape what you believe is possible.In this episode...2025-04-1727 minDrip Trickle Flow Flood#4. Talking Money with FamilyIn this episode of Drip, Trickle, Flow, Flood, we dive into the money conversations that happen (or don’t) within families. We dig into:The (often avoided) conversations about money and family—and how our childhood shapes our financial mindsetTony’s experience running businesses with family, managing real estate with his parents, and what it’s like owning rental properties with his wife and brother Teaching kids about money early through simple but powerful exposure to money skills and entrepreneurshipWhy generational money beliefs still impact us—and how to handle conversations where your path (especially if you're a c...2025-04-0932 minDrip Trickle Flow Flood#3. Starving Artist? Not Here: Turning Your Art Into a BusinessIn this episode of Drip Trickle Flow Flood, we go into the myth of the starving artist and how creatives can shift from scarcity thinking to sustainable income. Whether you're a writer, screenwriter, poet, or daydreamer with a notebook full of ideas—this one's for you.Melissa shares how she built a business around writing, from screenplays to romance novels, while Tony gets honest about navigating the freelance writing world, building confidence late in life, and finding joy.You'll hear:Why the "starving artist" narrative needs to dieHow to treat your creativity like a bu...2025-04-0239 minDrip Trickle Flow Flood#2. The 7 Income Streams That Could Change Your LifeWelcome to Episode 2 of Drip, Trickle, Flow, Flood hosted by Tony Moceri and Melissa Cassera. Whether you’re an employee, freelancer, entrepreneur, or investor, this podcast is all about how money moves into your life—and what you can do with it once it’s there.In this episode, we dig into:The 7 core income streams that most people earn from—and why understanding them is the first step to building wealth.How each stream fits into the Drip, Trickle, Flow, Flood framework.Why stacking income streams over time creates stability and freedom.What to look for when...2025-03-2634 minDrip Trickle Flow Flood#1. Your Money Origin Story & The Truth About Income StreamsWelcome to the first episode of Drip, Trickle, Flow, Flood hosted by Tony Moceri and Melissa Cassera. Whether you’re an employee, freelancer, entrepreneur, or investor, this podcast is all about how money moves into your life—and what you can do with it once it’s there.In this episode, we dig into:What Drip, Trickle, Flow, Flood actually means (Hint: It’s how money enters your life—and it’s probably happening right now).How your childhood money beliefs still shape your financial habits today.Tony’s early obsession with Monopoly and how it led to a lifelong...2025-03-1232 min