Shows
Live Long and Master AgingThe digital doctor in your pocket | Tyler SmithAdvanced biomarker testing and a personalized 100-day intervention to adjust biological age are at the heart of a new longevity venture called Hundred. The AI-driven platform uses data from wearable technology together with users’ medical histories to devise individual health plans. Billed as a ‘doctor in your pocket,’ the goal is to extend quality of life to a vibrant 100 years, through tailored insights and guidance. Hundred’s founder, Tyler Smith, is spearheading an effort to redefine how we understand and manage aging. Citing his own startling results from biological age tests, as a catalyst for the venture, he is a pa...2025-07-2139 minLive Long and Master AgingThe digital doctor in your pocket | Tyler SmithAdvanced biomarker testing and a personalized 100-day intervention to adjust biological age are at the heart of a new longevity venture called Hundred. The AI-driven platform uses data from wearable technology together with users’ medical histories to devise individual health plans. Billed as a ‘doctor in your pocket,’ the goal is to extend quality of life to a vibrant 100 years, through tailored insights and guidance. Hundred’s founder, Tyler Smith, is spearheading an effort to redefine how we understand and manage aging. Citing his own startling results from biological age tests, as a catalyst for the venture, he is a pa...2025-07-2139 min
Something In The WildHow I Plan My Trips and Content SchedulePlanning your 2025 outdoor trips? Whether it’s hunting, fishing, or camping, proper preparation can make or break your experience. In this episode of Something in the Wild, Tyler Smith walks through his approach to planning trips, balancing time and budget, and ensuring an stress-free adventure. From hunting tag applications to maximizing weekends for travel, learn how to set yourself up for success in the great outdoors.
Key Moments (Chapters):
00:00 - Introduction
02:00 - Using a Calendar
04:12 - Hunting Trips
05:38 - Western Tag Draws
08:50 - Thinking Long-Term
10:36 - Budgeting for Trips
13:13 - Balancing Responsibilities
15:36 - Travel Cadence
18:32 - Fishing Plans
21:49 - Ca...2025-02-0426 minSomething In The WildConservation Debrief | Executive Orders, Utah Land Grab, CO WolvesIn this episode of the Something in the Wild podcast, Tyler Smith reviews January 2025’s major conservation stories. From Utah’s failed attempt to reclaim federal land to the controversial wolf reintroduction in Colorado, Tyler covers the most critical developments and their implications for hunters, anglers, and public land users.
00:00 - Introduction Overview of January's conservation topics.02:00 - Utah Land Grab Supreme Court rejects Utah's lawsuit over BLM land.05:30 - Executive Orders Trump’s orders targeting Alaska’s public lands.09:30 - Colorado Wolves Costs and controversy of wolf reintroduction efforts.14:00 - Corner Cross...2025-01-2828 min
Not a GuruS1:E1 No Growth, No Glory....No GurusWelcome everyone to the new podcast! You are joined by Tyler Smith ATC/CSCS and Dr. Heidi Cooke! For years Tyler and Heidi have been helping people with health, fitness and personal growth! They have taken all those years of knowledge and have started the next chapter of their podcast. They learned that no matter what you want to do in life, it starts with one thing- YOU! There are here to attack all things growth minded- business, personal development, behaviors, you name it - they will help you open a new exciting chapter! Thanks for listening a...2024-11-2539 min
8 by 80, the Nebraska 8-Man Football Podcast3.13- Week 6 PreviewTyler won a steak. A pile of teams with good records have a chance to prove something. Two top 10 matchups on a Thursday. Should be a good week.
Tyler Smith & Austin Hamm previewing week 6 of Nebraska 8 man football.2024-10-031h 03
It's Not About The MoneyTask management is not project managementTodoist, much as we love it, is a task management tool, not a project management tool. What if we treated it that way? Today, Tyler explains a shift he’s recently undertaken in project management that has made it easier to keep the proper perspective and get the right things done. Steve confesses that weekly reviews are probably worth his while. And Tyler unexpectedly falls in love with Apple Mail because of Focus Modes. (00:00) - A list of technologies
(02:38) - Steve still needs to do some weekly reviews
(06:36) - Project manage...2024-08-0834 minIt's Not About The MoneyA train wreck of emailThis one is a bit, um, wide-ranging. And nerdy. It’s a window into the minds of your esteemed hosts. We talk about email management and apps and workflows. We talk about podcast management and apps and workflows. Tyler agrees to try an experiment with Apple Mail. (00:00) - The travails of corporate job email management
(07:28) - Newsletters and email open statistics
(11:57) - Apple Mail
(18:31) - Email before bed
(23:03) - Tyler acknowledges that he might be an "Apple person" now
(24:35) - Podcast listening
--- Steve Nay: https://daybreaktax.com/ https://w...2024-07-2529 minIt's Not About The MoneyRetrospective on the "Many Hats of an Entrepreneur" interviewsWe take a few minutes to look back on the interviews we had during the “Many Hats of an Entrepreneur” series over the past few months. Steve resonated with growing slowly and intentionally. Tyler learned a lot about marketing. And we’re both looking forward to future episodes with just the two of us: book clubs, nerdy deep dives into our tech stacks, reports of home maintenance projects, and probably at least one mention of McDonald’s. (00:00) - Retrospective on the Many Hats of an Entrepreneur interviews
(00:05) - Tyler started another business
(04:11) - Retrospec...2024-07-1817 minIt's Not About The MoneyBusiness website design, with James HagenYou know you need a website, but maybe it’s a daunting task. Today’s guest explains everything you need to know to get started on your business website, whether you decide to DIY it, hire a professional, or something in between. James Hagen is a web designer who works with business owners and budgets of all sizes to make sure the right thing gets built to do the right job for the right customers. We discuss: Using analytics to guide where you invest your time and money in the design process Understanding your buyer’s...2024-07-1139 minIt's Not About The MoneySuperpower Storytelling, with Stephen SteersWhether you think you're a good storyteller or not, it's a skill worth developing. Today's guest, Stephen Steers, is the author of Superpower Storytelling. He walks us through how to get better at storytelling and why it's such a powerful tool in sales, in business, and in life. Along the way, we discuss why it's so important to reframe sales not as a battle to be won with the right pressures and tactics but as a collaborative problem-solving exercise that helps everyone. Stephen Steers:https://www.stephensteers.com/podcast https://www.linkedin.com/in/ste...2024-06-2044 minIt's Not About The MoneyDeveloping your marketing strategy, with Juliana Weiss-RoesslerWhile it might be easy to jump straight into marketing tactics (posting on social media, making videos, running paid ads), your marketing will be much more successful with the proper strategy in place. Today, Juliana Weiss-Roessler talks in depth about getting the right business strategy, brand strategy, and marketing strategy for your business. Once you have those, you can follow the experimental process of plan--implement--measure--repeat to find the marketing channels and approaches that consistently find and convert the right kind of clients for you. Whether you need tools to DIY your marketing or you're ready to...2024-05-1645 min
Something In The WildS1E15 | TikTok Comments, Humane Society, Wildlife Controversy, and My Mission StatementGet ready for an unfiltered discussion on "Something in the Wild" as hosts Tyler Smith and Sammi bring you Episode 15, tackling the tough stuff with Sammi's and Tyler's candid commentary, prepare to dive deep into some of the most pressing issues facing wildlife today.
From TikTok comments to heartbreaking cases of animal cruelty, Tyler and Sammi leave no stone unturned as they dissect the intricacies of modern conservation discourse. Join them as they navigate through the maze of tough topics, from the fluctuations in Pennsylvania's turkey population to the harrowing wolf torture incident that shook Wyoming to its core.
...2024-05-1446 minIt's Not About The MoneyGrowing your business at the right pace, with Erica GoodeHow much money does your business need to make for your life? Would you rather have an extra $50k this year or get back 10 hours a week? What time bucket of your life are you currently in? Erica Goode, CPA, is a fractional CFO serving coaches and consultants, but she offers so much more than just financial guidance to her clients. Her own journey to business ownership is unique and refreshing, and it embodies her mindful and intentional philosophy. The kids will never be young again, the teenagers are only this way right now, and ma...2024-05-0943 min
Something In The WildS1E14 | Abe Lincoln Quotes, Self-Sustainability, and Growing as a PersonJoin Tyler Smith on "Something in the Wild" as he delves into the art of gardening in the latest episode. Inspired by Abraham Lincoln's timeless quote about making a comfortable living from a small piece of land, Tyler kicks off a new series dedicated to exploring self-sustainability. In this episode, Tyler discusses the beginning stages of starting your garden, focusing on the care and maintenance of indoor plants as the weather warms up.
As Tyler navigates the intricacies of planning your garden, he shares insights into optimizing indoor space, supplementing light with grow lights, and understanding watering needs for...2024-05-0716 minIt's Not About The MoneyManaging your equity compensation, with Alex CrouchIf you're a tech professional at a big company or a small startup, chances are good that you get at least some of your compensation in equity: stock options, restricted stock units, ESPPs, etc. All these forms of equity have their own nuances and tax implications, and figuring out how they fit into your larger financial picture can be confusing. Today our guest is Alex Crouch, CFP, the founder of Tech Financial Planning. His firm specializes in helping tech professionals answer these complicated questions in the way that best suits their financial goals. We...2024-05-0239 minIt's Not About The MoneyCybersecurity basics for solopreneurs, with Don SeslerWhat do a meteor strike, a laptop in a canoe, and a cyberattack have in common? They all require you to have a business continuity plan, both so you don't lose your data and so you can continue operating the business even in a disaster. Today we welcome Don Sesler of Sageplan Technology Consulting to talk about the nuts and bolts of cybersecurity and IT for solopreneurs. Whether you want to DIY or you're ready to hire it out, Don shares a wealth of information that will point you in the right direction. Sma...2024-04-2544 minIt's Not About The MoneyThe Many Hats of an EntrepreneurWe're back with a new series of interviews, and this episode introduces the theme: the many hats of an entrepreneur. Our framework is the "five parts of every business" proposed by Josh Kaufman in "The Personal MBA": value creation, marketing, sales, value delivery, and finance. What are each of these things? What does it look like to perform all of them as the solo entrepreneur? What does it look like to hire out certain functions to fractional specialists? What do each of those things look like in Steve and Tyler's businesses right now? In...2024-04-1824 min
Something In The WildS1E9 | Preserving Nature in South Park: A Call to ActionIn episode 9 of the Something in the Wild Podcast, host Tyler Smith delves into the urgent need to protect the natural habitats of South Park, Pennsylvania. Situated just ten miles south of Pittsburgh, South Park boasts over 2,000 acres of public land, including the iconic Buffalo preserve. However, recent development proposals threaten to encroach upon public green space, jeopardizing the delicate balance of local ecosystems. The proposed development of 108 houses on 64 acres of land poses a significant threat to the park's biodiversity, including deer, turkey, and various small mammals.
Join Tyler as he advocates for...2024-04-0213 minIt's Not About The MoneyYNAB Rule 4: Age your moneyWhat if you could put all your bills on autopay, treat your credit card like cash, and step back from the stress of worrying about when your transactions happen? That's the peace of mind available when you get to YNAB Rule 4: Age your money. When the money you're spending today was earned long ago, you can suddenly let go of a whole category of money stress that you might not even realize you have. Tyler and Steve demystify the "credit card float" and illustrate with cafeteria-style cereal dispensers. If after all this...2024-03-1429 min
Something In The WildS1E6: Exploring Nature and Sustainability in Western PennsylvaniaWelcome to Something in the Wild, where host Tyler Smith takes you on a journey through the beautiful woods of western Pennsylvania. In this episode, Tyler shares his outdoor experiences, from shed hunting to exploring nature's wonders.
Discover Tyler's insights on sustainable living and why it's crucial in today's world. From gardening updates to discussing land conservation, Tyler delves into topics that resonate with nature enthusiasts and conservation advocates alike.
Join Tyler as he explores the delicate balance between humanity and nature, reflecting on the importance of protecting our wild places for future generations. Tune...2024-03-1222 minIt's Not About The MoneyYNAB Rule 3: Roll with the punchesBest-laid plans rarely survive contact with reality, but getting your budget to reflect reality is where the clarity comes from. Tyler and Steve have both had aspirationally-too-small budgets for groceries and eating out. What to do? Rule 3 empowers you to get your budget to show what's actually happening and align the way you spend your money with the things you actually, truly value. (00:00) - Dogs and their exercise
(03:39) - Where contact sports intersect with personal finance
(06:11) - Underestimating groceries
(10:17) - Reflecting reality is the goal
(13:48) - Your priorities change all the time
(18:12) - W...2024-03-0735 minSomething In The WildS1E5: Springtime Adventures & Wildlife Management InsightsWelcome to Episode Five of Something in the Wild with your host, Tyler Smith. Join us as we delve into the joys and challenges faced by modern-day hunters and outdoor enthusiasts. In this episode, we celebrate the arrival of spring, embracing longer days and warmer temperatures.
As Tyler shares his experiences in Pennsylvania's breathtaking outdoors, he highlights the excitement of extended daylight hours, offering more opportunities for outdoor adventures after work. From the beauty of emerging foliage to the calls of wildlife, spring brings a vibrant transformation to the wilderness.
Prepare for your springtime escapades...2024-03-0515 minIt's Not About The MoneyYNAB Rule 2: Embrace your true expensesIn part two of our series, we discuss YNAB Rule 2: Embrace your true expenses. Not every expense happens regularly or predictably. Budgeting for the infrequent or high-impact purchases that happen throughout the year increases your resilience. It can even take circumstances that used to be emergencies and convert them into mere inconveniences. (00:00) - Auditioning in a quartet
(03:36) - Rule 2: Embrace your true expenses
(08:17) - Categories of true expenses: Predictable and unpredictable-but-inevitable
(10:49) - How to have fewer emergencies
(15:41) - The joys of auto-pay
(19:47) - True expenses vs. an emergency fund
(26:53) - Some of Tyler and St...2024-02-2940 minIt's Not About The MoneyYNAB Rule 1: Give every dollar a jobThe first episode in four-part series on the YNAB Four Rules. Today: Giving every dollar a job, and why embracing the reality of your financial picture empowers you with clarity about your priorities. (00:00) - Cute, little dogs
(02:17) - Rule 1: Give Every Dollar a Job
(05:47) - A plan, not a forecast
(10:21) - Scarcity and priorities
(14:08) - Building the muscle of decision-making
(15:53) - The three approaches to personal finance: Accounting, forecasting, and allocating
(20:23) - YNAB excels the best when you reflect reality inside of it
--- Steve Nay: https://daybreaktax.com/ https://www.linkedin.com/i...2024-02-2229 minIt's Not About The MoneySteve makes a spreadsheet of McDonald's pointsTyler and Steve have a McDonald’s…problem? And Steve dives into the numbers to figure it out. Along the way, they discover the value of McDonald’s rewards points, what lessons Tyler learned from how McDonald’s prices different sizes of fries, and how to run what-if scenarios. (00:00) - Another weird spreadsheet
(01:40) - Different prices at different McDonald's locations
(04:09) - How much are the points worth?
(07:37) - "Optimal" ways to spend points
(10:38) - Using McDonald's pricing as a model
(16:28) - What-if scenarios
Links: Episode 18, "Optionality" --- Steve Nay: https://daybre...2024-02-1520 minIt's Not About The MoneyTax brackets (and why they're not as scary as they seem)Steve attempts a dubious analogy to explain how tax brackets actually work. It involves buckets, a garden hose, and a very tall ladder. (00:00) - Inspiration from a client's budget categories
(03:25) - Buckets and a garden hose
--- Steve Nay: https://daybreaktax.com/ https://www.linkedin.com/in/nsteven/ Tyler Smith: https://www.tylersmith.io/ https://www.linkedin.com/in/tylersmith-io/ 2024-02-0812 minIt's Not About The MoneyBook Club: Essentialism: The Disciplined Pursuit of Less (Greg McKeown)Steve might have too many things going on. “Essentialism” by Greg McKeown provides ideas on how to focus your efforts on the things that truly matter. Along the way, Tyler and Steve discuss a few aphorisms to jumpstart your thinking. “No is a complete sentence.” “Less but better.” “Half of the troubles of this life can be traced to saying yes too quickly and not saying no soon enough.” (00:00) - Steve might have too many things going on
(06:34) - "Very few things are exceptionally valuable"
(09:31) - Focused forward movement
(12:32) - Unacknowledged workaholism?
(15:05) - Evaluating opport...2024-02-0137 minIt's Not About The MoneySteve gets a letter from the IRSSteve gets a surprise letter from the IRS, and it’s not good news. But with his wits about him, and with copious documentation, he’ll ride out the storm in style. Getting IRS correspondence is never fun, but as long as you keep your records, have a good tax pro on your side, and don’t panic, it’s totally manageable. In this episode, Steve explains the basics of dealing with IRS correspondence, and it’s less scary than you think. (00:00) - Literal guinea pigs
(02:27) - Steve gets some ominous mail
(04:29) - What went w...2024-01-2520 minIt's Not About The MoneyBook Club: You Need a BudgetAs much as Steve and Tyler talk about You Need a Budget, it was finally time to review the book written by YNAB founder Jesse Mecham, which explains the mindset and process of this beloved budgeting method. Reading the book (again, in Tyler’s case) has already changed how they budget. Tyler has freed himself up to make quicker progress on his financial goals by simplifying his focus on true expenses. Steve gave himself permission to be less obsessive about his budget, and got ideas about teaching kids money management skills. Links:"You Need a Bu...2024-01-1842 minIt's Not About The MoneySolopreneur Taxes 101: From W-2 to Schedule CHow are taxes different when you’re self-employed? Steve discusses how things change when you go from a W-2 job to being your own boss. The biggest changes are the way you pay your taxes (withholding versus estimated tax payments) and what things you can deduct. There are a few gotchas and surprises on the journey, but you, armed with this knowledge, can go forward prepared to face them. (00:00) - On Resolutions and Journaling
(06:20) - Set the scene: You have a W-2 job but are considering starting a business
(07:57) - W-2 jobs and w...2024-01-1131 min
It's Not About The MoneyRetrospective: The first year(ish) of the podcastTyler and Steve discuss the first year of “It's Not About The Money,” including numbers (surprisingly not zero!), popular episodes, favorite episodes, paradigm-shifting episodes, and advice. Consistency is probably the most important factor, and the barriers to entry may be lower than you think. Pursuing creativity for its own sake has been rewarding. (00:00) - Tyler gets mistaken for an older person
(02:58) - The most important number
(07:28) - Downloads, "followers," impressions, etc.
(10:30) - Which episodes have received the most attention?
(13:43) - Advice for starting a podcast
(16:22) - Get better at it by doing it
(21:42) - Steve...2024-01-0432 min8 by 80, the Nebraska 8-Man Football Podcast2.39- Senior Super Team DraftAustin Hamm and Tyler Smith snake draft dueling super teams of 2024 Nebraska 8-man football seniors!2023-12-301h 038 by 80, the Nebraska 8-Man Football Podcast2.38- 2023 All-State teamsThe inaugural 2023 Nebraska 8- Man All State Football teams with Tyler Smith and Austin Hamm!2023-12-2141 minIt's Not About The MoneyZapier and business process automationWhat processes could you automate in your business? Steve, a software developer turned tax professional, talks through several automations he’s built recently using Zapier. Tyler gets excited about the possibilities, and the two brainstorm some other ideas to “work on the business” and free up time for higher-value activities.(00:00) - Tyler's annual review retreat
(03:05) - What is Zapier?
(05:28) - LLC consent form automation
(09:50) - Podcast production automations: breaking it down into manageable pieces
(13:32) - Using AI to write JavaScript (it got pretty close)
(19:06) - Other automation ideas
(21:35) - Choosing tools for their automation potential
--- 2023-12-1427 minIt's Not About The MoneySide hustles to start with minimal capitalSteve and Tyler have both learned so much from actually starting businesses, rather than just learning about starting businesses. So if you want to start one yourself, how should you begin? This episode goes through some business ideas that need varying levels of skill and varying amounts of capital. Maybe one will spark an idea for you and inspire you to try something of your own. (00:01) - Steve buys a battery pack and Tyler buys some lightswitches
(04:53) - Starting a side gig with limited capital
(08:53) - Under $1000: pet sitting, personal shopping, music instruction, language tr...2023-12-0730 min8 by 80, the Nebraska 8-Man Football Podcast2.37- 2023 All Class Top 10Austin Hamm and Tyler Smith argue their way through an All-Class Nebraska 8 man football top 10 ranking. 2023-12-0752 minIt's Not About The MoneyRevealing our business finances for 2023Steve and Tyler pull back the curtains, open up the closets, and get very vulnerable about how much it has cost to start their businesses. Tyler proposes a rubric for evaluating expenses, which proves extremely useful: 1) Essential, 2) Have to Have, 3) Nice to Have, and 4) Shouldn’t Have. They break down what exactly is in each of these categories for them, as well as the totals and percentages for each category. The last 20 minutes is full of introspection about the experiential value of starting a business and the various phases a young business goes through. 2023-11-3054 min8 by 80, the Nebraska 8-Man Football Podcast2.36- Championship RecapAustin Hamm & Tyler Smith breaking downthe 2023 Championships of the Stanton Mustangs and Sandhills/Thedford Knights, as well as the record breaking performances from Kyle Cox and Breckan Schluter. 2023-11-2141 minIt's Not About The MoneyThe philosophy of tax deductionsSure, that big business expense may land you a tax deduction, but that doesn't make it a good idea. On this episode, Steve describes how the tax code is a tool to achieve policy goals by incentivizing certain behaviors. This might mean you should have kids or buy a truck, but don't do it just for the tax benefits. (00:00) - The Dad-a-Base
(02:16) - Should you buy that truck for your business?
(06:33) - Taxes as a tool for policy goals
(09:34) - The philosophy of tax deductions
(18:08) - Tax planning season
---Steve Nay: ht...2023-11-1622 minIt's Not About The MoneyImplementing "Getting Things Done"Steve has had a few weeks trying to implement Getting Things Done and has lots of questions for Tyler, the resident GTD veteran. Capturing actions, weekly reviews, selecting the right ticklers, and the surprising joy of physical file folders for actual pieces of paper. (00:00) - Pilgrimage to the Ramsey studio
(03:29) - Initial capturing
(07:03) - Unexpected love for the general filing system
(11:54) - Capturing actions
(17:45) - Weekly review
(26:53) - Picking the right contexts
(31:22) - "Waiting" and "tickler" lists
(39:35) - Inbox processing
Links: David Allen's "Getting Things Done" https://www.goodreads.com/book/show/1633.Getting_Things_Don...2023-11-0942 minIt's Not About The MoneyEverything is budgetingIn this episode, we acknowledge that maybe we love the word "budgeting" too much and what we really mean is "making better decisions". Allocating resources (time, attention, money, nutrition) are all about scarcity and opportunity costs. It's about defining your values and the results you want, and then making the decisions that will lead you to those outcomes. (00:00) - Roller coaster change management
(03:51) - Finite resources
(11:54) - Food opportunity costs
(14:11) - Steve's PTO budget
(18:25) - Scarcity and opportunity costs in resource allocation problems generally
(21:07) - Making better decisions (aka budgeting)
Links: Tyler's newsletter https://new...2023-11-0226 minIt's Not About The MoneyBoredom in all its formsBoredom typically means your brain is telling you something is not sufficiently meaningful or engaging, and once you recognize that you can decide how to deal with it. On this episode, Tyler and Steve discuss the research into various types of boredom and our brain's responses to them. It's about finding meaning, whether you rediscover it or reintroduce it or find it elsewhere. (00:00) - Backwards roller coasters
(03:25) - Three types of boredom
(09:08) - Boredom provides us information
(14:12) - The fork in the road after boredom
(16:17) - Vitality: the opposite of boredom
(20:54) - Man drives tank into s...2023-10-2630 minIt's Not About The MoneyCreativity and the drive to createThe desire to create is a core human impulse. Tyler and Steve talk about things they've created that they're proud of, whether it's a family, a business, an early-2000's blog, or a "failed" project. (00:00) - Plastic bags and double-suspension gallops
(05:56) - The desire to create
(12:38) - Anyone can create
(18:40) - Self as community
(22:32) - Trying things that didn't work out
(26:34) - Don't let the voice of critics paralyze you
Links: "Create" by Dieter Uchtdorf https://www.youtube.com/watch?v=RhLlnq5yY7k "Why We Sleep" by Matthew Walker https://www.goodreads.com/book...2023-10-1929 minIt's Not About The MoneyHow do we get things done?Steve describes his process for managing work, and Tyler convinces him to read Getting Things Done. (00:00) - Halloween costume outsourcing
(03:19) - What is Steve's process?
(11:20) - David Allen's Getting Things Done
(14:03) - Tyler's process
Links: David Allen's "Getting Things Done" https://www.goodreads.com/book/show/1633.Getting_Things_Done ---Steve Nay: https://daybreaktax.com/ https://www.linkedin.com/in/nsteven/ Tyler Smith: https://www.tylersmith.io/ https://www.linkedin.com/in/tylersmith-io/ 2023-10-1234 minIt's Not About The MoneyThe power of focusTyler has a breakthrough in saving for his true expenses, and it's about more than just rearranging the financial deck chairs. What are the benefits of focusing on one goal at a time? Why do high net worth individuals still benefit from budgeting? And why does Steve allocate some of his "fun money" to an emergency fund? (00:00) - Dog talk
(03:06) - Too many goals
(06:44) - Doubling down on an emergency fund
(11:41) - A reverse debt snowball
(14:32) - Steve's fun money emergency fund
(16:46) - A tool for understanding opportunity costs
Links: Our episode abou...2023-10-0520 minIt's Not About The MoneyAppliance Repairs, or, What is the Client Really Buying?Steve has repaired a handful of appliances himself, but others he won't touch without hiring a professional. Why the difference, and what is he really trying to buy? Whether it's purchasing parts and watching YouTube videos to do the repairs himself (a little money and a lot of time) or outsourcing to an expert (a little time and a bit more money), sometimes he's buying peace of mind, sometimes hands-on experience, and sometimes convenience. When you consider your clients, what are they really trying to buy with your products or services? It might be different th...2023-09-2829 min
It's Not About The MoneyTyler hires a coachTyler is a coach, and now he has hired a coach. Steve asks him about how it works, what he's learned, and how it's making him a better coach to his own clients. But first! A brief diversion into dog grooming. 🐶 (00:00) - Steve's dog requires grooming; Tyler's does not
(02:14) - Tyler hires a health coach
(09:44) - What Tyler (the client) has learned about being Tyler (the coach)
(14:46) - Business, executive, and career coaches
---Steve Nay: https://daybreaktax.com/ https://www.linkedin.com/in/nsteven/ Tyler Smith: https://www.tylers...2023-09-2119 minNot a GuruSeason 2 Episode 1 - Lead with your FlawsWelcome to Season 2 of the How to Health podcast! For those of you new to joining us your host are Heidi Cooke and Tyler Smith. For those of you returning back from last year, welcome back. The How to Health podcast tackles all things health and fitness and helps you navigate real life solutions that work for you! If you want to make changes to your personal health or fitness, you have come to the right place and we can't wait to help you on your journey. On this week's episode Heidi and Tyler talk about their o...2023-09-041h 19
It's Not About The MoneyOptionalitySteve discusses an iPad purchase and its accompanying sheet music adventures. Tyler finds a surprise bank account. An acquaintance buys a house for cheap. Having cash available is doubly beneficial--it protects you from unexpected risks and it lets you take advantage of unexpected lucky opportunities. (00:00) - Esoteric spreadsheets
(05:37) - What is optionality?
(10:16) - Risk and luck
(13:19) - Savings gap
(15:33) - Steve buys an iPad for sheet music
(19:52) - Tyler squirrels away money so he'll forget about it
(21:31) - How do you define financial independence?
Links: The Psychology of Money, by Morgan Housel http...2023-08-3127 min
It's Not About The MoneyBook Club: Psychology of MoneySteve and Tyler discuss Morgan Housel's 2020 book, "The Psychology of Money". It distills a lot of financial wisdom into an easy-to-read anthology of advice and, especially, cogent explanation. Embrace risk but beware of ruinous risk. Get the goalposts to stop moving. Be wealthy versus rich. Don't let your ego stand in the way of accumulating wealth. (00:00) - Lemonade stands
(01:19) - Psychology of Money
(06:03) - Experience vs. perception
(09:42) - The newness of "retirement"
(14:35) - Rich vs. wealthy
(17:58) - Getting the goalposts to stop moving
(25:47) - Luck, tail events, and risk
(33:28) - Ego
Links: The...2023-08-2436 min
It's Not About The MoneyShould you outsource your chores?Should Steve outsource his lawn maintenance? What did Tyler think of hiring house cleaners? And why is that so different from going to a car wash? Today, we talk about outsourcing in business and in life, and the tradeoffs of time and money it entails. (03:44) - Outsourcing in personal life
(07:33) - Tyler hires a house cleaner
(11:29) - Meal kits
(13:22) - Outsourcing as leverage
(16:30) - Steve hires a billing platform
(17:52) - Steve doesn't hire a lawn company
(22:16) - Life is about tradeoffs
Links:Tax Strategy Digest episode, "Marketing The Right Way": https://www.linkedin.com/pulse/m...2023-08-1727 min
It's Not About The MoneyWhy coaching and taxes make good side gigsWhat characteristics make a good side gig? How do you strike a balance between your day job and your side project? How much is enough? (00:00) - Japanese curry
(03:31) - Flexibility
(07:32) - Remote work
(10:27) - Choose how many clients to take on
(13:21) - Low barriers to entry
(16:56) - Keeping it intentionally small
(20:55) - Low capital investment
(25:00) - Skills for your primary career
(27:29) - Try it out!
--- Steve Nay: https://daybreaktax.com/ https://www.linkedin.com/in/nsteven/ Tyler Smith: https://www.tylersmith.io/ https://www.linkedin.com/in/tylersmith-io/ 2023-08-1029 min