Shows
In The Tranches of Structured FinanceA Data-Driven Look at Consumer Credit in 2025In this episode of In the Tranches of Structured Finance, Vadim Verkhoglyad breaks down recent credit performance and origination trends across consumer unsecured, subprime auto, and non-QM mortgages.Tune in for insights on:Strong recovery in consumer unsecured performancePlateauing trends in subprime auto, with rising loss severityWorsening impairments in non-QM despite limited lossesMinimal credit impact from recent wildfires and hurricanesGet the latest data-driven view on what’s really happening with borrowers in 2025.Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 da...
2025-04-1536 min
Consumer Lending PerspectivesEP 5 Data Transparency and the Future of Consumer Lending with dv01Vadim Verkhoglyad, Head of Research at dv01, joins the podcast this month with his rich background in data and performance analysis. In this episode, Jeff Bogan, host, and Vadim discuss several key topics, including data transparency in consumer credit, consumer behavior psychology and mindset, the effects of inflation and debt on home prices and home insurance, and the implications of zero interest rates on future consumer credit. Looking ahead, Vadim identified opportunities to enhance consumer lending, such as better data utilization and lower APRs. He acknowledged challenges like outdated systems, financial literacy gaps, and the need for gr...
2025-01-2938 min
Asset BackedVadim Verkhoglyad, CFA dv01Vadim Verkhoglyad is the Vice President, Head of Research Publication at dv01. His LinkedIn is here. He has over 16 years of experience across structured credit, finance, and technology, and has an extensive background in data and performance analysis, research, and capital markets. He kickstarted his career as an analyst at Fitch Ratings and then transitioned to hedge fund Tricadia Capital, where he rose from systems analyst to senior vice president over his 12-year tenureHe has worked at dv01 for over five years, and regularly produces in-depth research on dv01 and industry data on asset classes including consumer unsecured, mo...
2024-05-231h 02
Another Fine MezzSpecial Episode: Dv01's Vadim Verkhoglyad◆ No need to panic for consumer ABS ◆ Trusting your gut with career opportunities ◆ From the USSR to structured financeThis week’s episode of Another Fine Mezz with the full team may have come and gone but this bonus episode, is the first in a mini-series where global securitization editor Tom Lemmon, talks to market participants from across US Securitization.Tom and his guests will focus not only on market trends but also each guest’s career and personal development.The guinea-pig for the first episode was Vadim Verkhoglyad, head of re...
2024-02-0850 min
Power HouseVadim Verkhoglyad: Housing is massively undersupplied and there’s no refi-boom in sight80% of U.S. homeowners are not incentivized to refinance until rates fall below 4.0%. 38% of homes are owned outright without a mortgage. We haven’t built enough homes to outpace household formation in 13 years. These are some of the data points we discuss in today’s episode of Housing News. Vadim Verkhoglyad, Head of Research at dv01, reveals proprietary research on mortgage and real estate market trends. Vadim is one of the only housing researchers who understands the housing market from end to end – with a career experience spanning from capital markets to fintech. Clayton and Vadim explore supply...
2023-10-0552 min