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Victor Lagos
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Debt to Financial Freedom
From Plumbing to Purpose: Grant Chugg’s Mission to Fight Poverty in Africa
In this powerful episode, I speak with Grant Chugg, a Tasmanian plumber turned humanitarian, who shares his life-changing journey from business success to purpose-driven impact in Africa.After a New Year's resolution led him to say “yes” to a trip to Burundi in 2017, Grant found himself face-to-face with extreme poverty—and a deeper calling. What he witnessed in the eyes of a 4-year-old boy looking after a goat instead of going to school changed everything.Since then, Grant has been building schools, supporting communities, and feeding thousands through Villag...
2025-04-10
1h 24
Sin Fronteras
140 Sin Fronteras
Hola…Hola…Hola…desde un lugar de la Mancha….Bienvenidas Bienvenidos a Sin Fronteras , un tren con historias que contar ,para soñar despiertos sinfronterascalypopodcast@gmail.com Sin Fronteras (Facebook) Podcast recomendado esta semana Panta Rehy Audio ficción https://go.ivoox.com/sq/1248609 Poesía con amor https://go.ivoox.com/rf/144427033 para mandar sus poemas programapoesiaconamor@gmail.com Cuentos Oscuros https://go.ivoox.com/sq/3982 Leyendo para tus oídos https://go.ivoox.com/rf/1 Inicio música de Suno y canción El Vagón de Zafiro desde los lagos del pokara “Me quedaría “música de suno. El Vagón de...
2025-04-06
5h 12
Debt to Financial Freedom
Why Willpower Alone Won’t Get You Financially Free — with Tristan Scifo
What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth.You’ll hear:Why desire is more powerful than disciplineThe psychology of behaviour change (especially fo...
2025-04-01
1h 14
Debt to Financial Freedom
Why Willpower Alone Won’t Get You Financially Free — with Tristan Scifo
What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth.You’ll hear:Why desire is more powerful than disciplineThe psychology of behaviour change (especially fo...
2025-04-01
1h 14
Debt to Financial Freedom
Women & Wealth w/ Christine McCarron: Overcoming Money Fears & Building Financial Freedom
🔥 Think real estate investing isn’t for you? Think again!In this episode of Debt to Financial Freedom, Victor Lagos speaks with Christine McCarron, a real estate investor, coach, and author who went from less than $0 to a seven-figure net worth after 50! She shares how she overcame money fears, limiting beliefs, and financial roadblocks to build passive income and achieve true financial freedom. 💰What You'll Learn in This Episode:✅ The biggest money myths holding women back from investing✅ Why real estate is NOT as scary as...
2025-02-08
1h 11
Sin Fronteras
138 Sin Fronteras
Hola…Hola…Hola…desde un lugar de la Mancha….Bienvenidas Bienvenidos a Sin Fronteras , un tren con historias que contar ,para soñar despiertos sinfronterascalypopodcast@gmail.com Sin Fronteras (Facebook) (Poesía con amor ) para mandar sus poemas https://go.ivoox.com/rf/137852097 programapoesiaconamor@gmail.com Cuentos Oscuros https://go.ivoox.com/sq/3982 Leyendo para tus oídos https://go.ivoox.com/rf/117957333 Introducción Música de https://suno.com/song/ea2b00b8-708f-4ec5-942a-3627d6368129 El Vagón de Zafiro desde los lagos del Pokara “Pequeños detalles “ El vagón de Armando Silles Mclaney “ La luz de...
2025-01-19
3h 51
Debt to Financial Freedom
Investment Real Estate and You with Victor Lagos
Does your financial planner pooh-pooh the idea of investment real estate?Are you unsure of how to incorporate real estate investing into your financial future?Have you heard that even Warren Buffet has real estate investments and you’re ready to join him?In this week’s episode of Get Your FILL, Financial Independence & Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions.About Victor:Victor’s journey began at 19, diving into the world of finance with a passion for helping people make the most of the...
2025-01-02
37 min
Get Your FILL
S6E14 – Victor Lagos
Does your financial planner pooh-pooh the idea of investment real estate? Are you unsure of how to incorporate real estate investing into your financial future? Have you heard that even Warren Buffet has real estate investments and you’re ready to join him? In this week’s episode of Get Your FILL, Financial Independence & Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions.
2024-12-30
37 min
Get Your FILL, Financial Independence and Long Life
Investment Real Estate and You with Victor Lagos
Does your financial planner pooh-pooh the idea of investment real estate? Are you unsure of how to incorporate real estate investing into your financial future? Have you heard that even Warren Buffet has real estate investments and you’re ready to join him? In this week’s episode of Get Your FILL, Financial Independence & Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions. About Victor: Victor’s journey began at 19, diving into the world of finance with a passion for helping people make the most of the...
2024-12-30
37 min
Debt to Financial Freedom
Childfree Wealth: How to Achieve Financial Freedom Without Kids with Bri Conn
Looking to build your financial future without the traditional family blueprint? In this episode, we explore childfree wealth strategies with Bri Conn from Childfree Wealth, a U.S.-based life and financial planning firm dedicated to helping those who are childfree or permanently childless thrive financially. Discover how to align your money with your true values, whether that’s embracing travel, philanthropy, or pursuing your passions—without the pressure of legacy planning.Bri Conn dives into:- Breaking free from the traditional "inheritance mindset"- Practical steps for setting up your cash flow...
2024-12-29
57 min
Invest In Yourself: The Digital Entrepreneur Podcast
Achieving Financial Freedom: Victor Lagos’s Real Estate Investment Strategies
What does it take to turn financial rock bottom into a thriving property investment business? In this episode of Invest In Yourself: the Digital Entrepreneur Podcast, Phil Better sits down with Victor Lagos to uncover his transformative journey from debt to financial freedom.Ever wondered how a startup business loan can be strategically leveraged in the property investment market? Tune in to hear Victor discuss his unique approach, despite having no initial experience in business or money management. Curious about the "bucketing" method and how it helped Victor save $100,000 to kickstart his first investment? Learn this and...
2024-11-27
34 min
Just Minding My Business
Secrets to Financial Freedom Good Debt Vs Bad Debt
Discover the secrets to financial freedom with this conversation on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor’s expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in ea...
2024-11-10
32 min
CADENA Y PEDAL
CADENA Y PEDAL / 63. Jornada agridulce con victoria de MARC SOLER | Abandono de WOUT VAN AERT | Muy bien MAS y LANDA
Etapa número 16 de esta Vuelta a España 2024. Martes día 3 de septiembre con una etapa de nuevo de alta montaña. Etapa que iba desde LUANCO hasta LAGOS DE COVADONGA por un recorrido de 181,5 kilometros. Etapa en la que hemos visto una gran fuga por delante donde MARC SOLER. Mientras por detrás entre los favoritos de la general la carretera ha ido poniendo a cada uno en el sitio que le pertenecia. En este grupo destacables han sido la actitud tanto de un muy combativo MIKEL LANDA junto a ENRIC MAS. Roglic ha estado defendiéndose y...
2024-09-03
13 min
CADENA Y PEDAL
CADENA Y PEDAL / 62. ¿¡Pero que has vuelto a hacer PABLO CASTRILLO?! | Etapón con el rojo más cerca #LaVuelta24
Etapa número 15 de esta Vuelta a España 2024. Jornada corta tras la larga etapa del día de ayer, en un día de alta montaña que nos llevaba desde INFIESTO hasta CUITU NEGRU, en esa estación de Pajares y donde se completarían un total de 142,9 kilometros de recorrido. Etapa en la que hemos visto muchísima pelea por conformar la fuga buena del día. Día en el que no ha tomado la salida el joven corredor del Visma Lease a Bike Cian Uijtdebroeks. Etapa muy entretenida tanto por el pulso de los...
2024-09-01
13 min
Debt to Financial Freedom
Navigating Ethical Dilemmas in Finance: Victor Lagos on Integrity and Career Choices
In this episode, we share Victor Lagos’ recent guest appearance on the Loan Options AI podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor discusses the key moments that shaped his career, including his experiences in asset finance, facing ethical challenges, and how staying true to his values has helped him succeed.Victor also explains the importance of making complex financial topics easy for clients to understand, and why he believes practical experience and strong et...
2024-08-20
1h 36
Debt to Financial Freedom
How to Use Offset Accounts to Save Thousands on Your Home Loan
What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services and practical tips for teaching financial discipline, including how her son bought his first home at 24 with a 20% deposit....
2024-08-12
39 min
Glocal Citizens
Episode 233: Talent + City = Itana with Victor Ndukwe
Greetings Glocal Citizens! Increasingly, I am thinking thoughts about places of being that better reflect citizen-centered social, economic and built enviroments. In recent conversation with Paul Damalie and following the works of another fellow GC, Chinedu Echeruo (which happens to be how I came across this week’s guest), those thoughts are beginning to rise into a mental framework for manifesting that new world. Born and raised in Nigeria, Victor Ndukwe is an Architect that has evolved over the years straddle tech and design. He is currently a founding team member of Itana (formerly Talent City) and is...
2024-07-30
56 min
Falar as Danças ● Wording Dances
Ep. 6 - Ana Borralho & João Galante
[PT] Neste novo episódio de Falar as Danças, convidámos Ana Borralho & João Galante a escrever e ler-nos um texto seu, intitulado “Quarto Escuro”. Ana Borralho & João Galante trabalham juntos nos seus próprios projetos de performance, dança, instalação, fotografia, som e videoarte, que apresentam por todo o mundo. Conheceram-se enquanto estudavam artes visuais no AR.CO, em Lisboa, e trabalharam juntos regularmente nos anos 90 como actores/co-criadores no grupo de teatro Olho em Cacilhas/Almada. Co-fundaram a banda de não-músicos Jimmie Durham e a associação cultural Casa Branca, foram co...
2024-07-12
53 min
Happy Business Radio
Victor Lagos: From Sydney to Tasmania: A Finance Expert’s Journey
Join us on this captivating episode of Happy Business Radio as we welcome Victor Lagos, a seasoned finance broker originally from Sydney, who recently made the life-changing decision to relocate to Tasmania. Victor shares his journey from the bustling city life to the tranquil environment of Tasmania, a move driven by a desire for more space and a better work-life balance during the COVID-19 lockdowns. Listen in as Victor provides insights into his finance brokerage, Lagos Financial, which specialises in helping residential and commercial property investors grow their wealth through strategic finance and loan structuring.
2024-07-08
42 min
Debt to Financial Freedom
Prevent Financial Disaster: Expert Tips on Negotiating Unsecured Debt
Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your debt. Learn the strategies used by professional debt negotiators to help you regain control of your finances and achieve financial freedom.Topics covered:Understanding unsecured debtEffective debt negotiation strategiesReal-life success storiesTips for maintaining financial health post-debtWhether you're...
2024-07-06
1h 14
Debt to Financial Freedom
OUTLIERS EDGE -Learn How to Assemble World-Class Teams and Leverage Collaboration | Victor Lagos
The higher you go, in business and in life, it's more about collaboration and not about competition." Victor LagosDon't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.Timestamps00:00 - Victor intro, changing system inside-out 04:19 - Victor's business journey in finance06:37 - "Go hard to do good" 08:36 - Victor's goals achieved through manifestation13:36 - Niiamah embodies "athlete" identity shift18:34 - The power o...
2024-07-02
50 min
Debt to Financial Freedom
Victor Lagos Secrets to Financial Freedom: Good Debt Vs Bad Debt (Just Minding My Business Media)
Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor’s expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in...
2024-07-02
31 min
Outlier's Edge Podcast with Niiamah Ashong
Learn How to Assemble World-Class Teams and Leverage Collaboration | Victor Lagos | Ep 476
"The higher you go, in business and in life, it's more about collaboration and not about competition." Victor LagosDon't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.Welcome to the Outlier's Edge Podcast, hosted by Niiamah Ashong, Founder of Outlier's Edge and Sherpa of the World of Difference. On this podcast, you'll join other high-performing unconventional leaders and entrepreneurs (aka Outliers) as they talk about leveraging what makes them...
2024-06-20
50 min
Lagos talks 913
Sports Business with Orufuo Ezaga Ep. 54
In this episode, host Orufuo Ezaga is joined by Victor Ndukauba, Deputy Managing Director of Afrinvest West Africa Ltd. They discuss Afrinvest's experience as the shirt sponsors of Enugu Rangers FC, exploring the partnership's impact on the team and the broader implications for sports sponsorship in the region.
2024-06-19
28 min
Debt to Financial Freedom
From Debt to Financial Freedom: Mastering Property Investment with Victor Lagos
2024-06-06
34 min
Debt to Financial Freedom
Giving is Receiving | Victor Lagos | The Business Diaries of Phuong and Jay | AM Visuals
2024-06-06
44 min
Debt to Financial Freedom
Victor Lagos - Top Tips That Banks Don't Want You To Know
2024-06-06
26 min
Debt to Financial Freedom
Dollars and Making Sense - Debt
2024-06-06
27 min
Life Conversations With Victor James
LAGOS: My Story & Lessons
Three years after moving to Lagos, I narrated the story of how I moved here, and the lessons I have learnt so far.
2024-05-31
35 min
Debt to Financial Freedom
Navigate Your Path to Financial Freedom with Smart Property Investments
In this engaging episode of the Debt to Financial Freedom podcast, join Victor Lagos, founder of Lagos Financial, as he explores the intricacies of reaching financial freedom with an emphasis on smart property investment. Victor openly shares key experiences and critical decisions from his own journey towards financial independence, delving into the effects of soaring interest rates on property investments and the management of cash flow.This episode covers:What financial freedom truly means and how it differs for everyone.
2024-05-30
36 min
Lagos talks 913
Sports Zone 16-05-2024
Enjoy the crew banter and discuss different stories around the world; - The Vice Chancellor, Lagos State University, LASU, Prof. Ibiyemi Olatunji-Bello, said the institution is fully prepared to host the best edition of the Federation of African Universities Sports, FASU, in September, this year. - Rivers Queens made a comeback from a first half deficit to defeat experienced Imo Grasshoppers on day 3 of the Ardova Handball Premier League 2024 ongoing in Benin City, Edo State. - The organizers of the 2024 African Basketball League have confirmed the qualified...
2024-05-16
58 min
Lagos talks 913
Sports Business With Orufuo Ezaga Ep. 47
In this episode, Orufuo Ezaga had a discussion with Victor Jedidiah Daniyan, Founder and CEO of Vikseen Virtual, a sports gaming application featuring NPFL clubs and stars.
2024-05-01
26 min
Commercial Property Show Australia
How to Refinance & Repeat - Financial Freedom Series
Get ready to dive deep into the world of financial savvy with episode 6 of the Financial Freedom Series, "Refinance & Repeat"! Join our dynamic duo, Andrew Bean and Victor Lagos, as they shed light on the secrets of leveraging property to build wealth. Whether you're an aspiring mogul or a seasoned investor, this episode is packed with insights you won't want to miss! In this thrilling instalment, Andrew and Victor unravel the mysteries of refinancing and accessing equity to propel your property portfolio to new heights. Ever wondered how to tap into your home's value to fu...
2024-03-12
49 min
Hablemos de Innovación: Potenciando nuestra Región Innovadora
Episodio 09: Soluciones innovadoras | | Hablemos de innovación: Potenciando nuestra región innovadora
Invitado: Victor Altamirano Beneficiario programa Región 4.0 Centro de Innovación Regional Los Lagos. En este episodio Victor Altamirano nos cuenta su experiencia participando en nuestros programas Plataforma de oportunidades de Negocio y Región 4.0 a través de su emprendimiento que busca desarrollar transporte sustentable en la industria acuicola. El Centro de Innovación Regional de Los Lagos es un programa impulsado por el Gobierno Regional de Los Lagos, apoyado por el Consejo Regional de Los Lagos, ejecutado por la Universidad Austral de Chile Sede Puerto Montt y la Asoci...
2024-02-19
16 min
Debt to Financial Freedom
Master Refinancing Property for Explosive Portfolio Growth! | Financial Freedom Series Ep 6
In this must-watch last episode of the Financial Freedom Series, Andrew Bean teams up with expert mortgage broker Victor Lagos to unveil the secrets behind successful property refinancing. Dive deep into the art of using equity to fuel your real estate investment journey and discover how to secure the best interest rates, choose the right loan structures, and navigate the future of financing. Whether you're a seasoned investor or just starting out, this episode is packed with expert insights and actionable tips to turbocharge your portfolio and march confidently towards financial freedom.About Vi...
2024-02-15
1h 01
Lagos talks 913
Sports Zone 06-02-2024
Enjoy the crew banter and discuss different stories around the world; - President of the Wrestling Federation of Nigeria, Daniel Igali, has applauded the efforts of all his wrestlers at the just-concluded National Trials in Yenagoa, Bayelsa State after 13 of them qualified for the African Games and the Olympic qualifiers. - Ahead of the FIBA Women’s Olympic Qualifying Tournament in Belgium, D’Tigress Rena Wakama says the team is ready to qualify for the 2024 Olympics in Paris. - The technical director of the Athletes Federation of Nige...
2024-02-06
57 min
Lagos talks 913
Sports Zone 16-01-2024
Enjoy the crew banter and discuss different stories around the world; - The Nigeria Shooting Sport Federation (NSSF) has released a programme of activities it intends to undertake in the year 2024. - Nigeria’s men’s and women’s table tennis team will know their opponents at the ITTF World Team Table Tennis Championships finals in Busan, South Korea as the draws for the global showpiece holds on Tuesday (today) at the Busan Exhibition and Convention Centre. - Anthony Joshua will face ex-mixed martial arts (MMA) fighter Franci...
2024-01-16
55 min
Lagos talks 913
Sports Zone 09-01-2024
Enjoy the crew banter and discuss different stories around the world; - Nigeria’s highest-ranked table tennis player, Aruna Quadri, hopes to qualify for the forthcoming Paris 2024 Olympics through the International Table Tennis ranking. - Nigeria men’s para-volleyball national team will face Egypt, Morocco and Kenya in group A of the African qualifiers for a place at the Paris 2024 Paralympic Games. - Emma Raducanu has reunited with childhood coach Nick Cavaday in time for the Australian Open where she will play her first Grand Slam for a ye...
2024-01-09
57 min
Debt to Financial Freedom
Navigating Commercial Lending: Essential Strategies for Business Financing Success with Lee Pedler
Ever wondered how commercial lending differs from residential lending and what opportunities it holds for your business growth?In this must-listen episode of the Debt to Financial Freedom Podcast, I, Victor Lagos, sit down with the fantastic Lee Pedler from ANZ. We're diving deep into the world of commercial loans and how they can be a game-changer for your business.Lee, with his wealth of experience, breaks down the complex world of commercial lending into bite-sized, easy-to-understand pieces. We chat about everything from the...
2023-12-23
50 min
Lagos talks 913
Sports Zone 22-11-2023
Enjoy the crew banter and discuss different stories around the world. - Nigeria’s senior men’s cricket national team, Yellow Greens, will begin their campaign for a ticket to the 2024 International Cricket Council (ICC) World Cup tomorrow when they meet Kenya in their opening game. - Oscar Pistorius will have a second chance at parole at a hearing on Friday after he was wrongly ruled ineligible for early release from prison in March. - Transgender women have been barred from playing in international women's matches under new...
2023-11-22
49 min
Lagos talks 913
Sports Zone 14-11-2023
Enjoy the crew banter and discuss different stories around the world. - Nigeria’s female senior cricket team, the Female Yellow Greens, have intensified their preparations ahead of the 2024 ICC Women’s T20 World Cup qualifiers which will be played in Uganda from December 7 to 18. - Nigeria table tennis star, Quadri Aruna, has been listed as the 15th player to qualify for the season-ending World Table Tennis (WTT) Finals Championship, which features the top 16 players in the world. The event will hold from January 3 to 5, 2024 in Doha, Qatar. ...
2023-11-14
54 min
Debt to Financial Freedom
Proven Solutions to Overcome Finance Approval Hurdles | Financial Freedom Podcast Ep 5
Ever felt like you're navigating a maze when trying to get your finances approved?Do you know the common pitfalls that could be standing between you and your financial freedom?Join us in this riveting episode of the Financial Freedom Series Podcast with Andrew Bean and Victor Lagos, as we unravel the complexities of the finance approval process. Victor, a seasoned property investment and financial management advisor, shares invaluable insights and expert tips to guide you through the journey of securing finance approval.
2023-11-03
1h 24
Commercial Property Show Australia
🔥 From Approval to 🔥 Lighting Up Your Bank Balance: How to Get Your Money Fast! - Financial Freedom Series
Welcome to another riveting episode of the Financial Freedom Series! In today's episode, your trusted hosts Andrew Bean and Victor Lagos dive deep into the intricate world of loan applications, demystifying the approval process, and arming you with the knowledge you need to secure that sweet, sweet approval. Ever wondered why some loan applications get the green light while others face the rejection stamp? We kick things off by exploring the most common pitfalls of loan applications and sharing insider tips on how you can bulletproof your application against rejection. Next, we navigate through the...
2023-11-03
1h 13
Lagos talks 913
Sports Zone 28-09-2023
Enjoy the crew banter and discuss different stories around the world. - With two days to the end of the 2023 National Youth Games, Team Delta is still in commanding lead in the medals table beating with 26 gold, 17 silver and 12 bronze medals totalling 45 medals. - The Nigerian Football Federation has retained the services of Christopher Danjuma as the head coach of the women’s U-20 team. Nigeria’s hopes of jointly hosting the African Cup of Nations with Benin Republic in 2027 were dashed on Wednesday after the Confederation of Africa Football’s Executive Commit...
2023-09-28
1h 11
Debt to Financial Freedom
Loan Shopping 101 : Navigating Different Types for Maximum Returns
Ever thought about how the right loan can supercharge your property investment journey? What if the keys to unlocking the best deals were just a play button away?Dive deep into the intricate world of commercial loans, property investments, and the secrets to navigating the financial maze with industry experts, Victor Lagos and Andrew Bean. Whether you're an investor, a business owner, or someone looking to understand the financial landscape better, this episode is a goldmine of insights!In this episode, you'll discover:...
2023-09-16
47 min
Debt to Financial Freedom
Cracking the Lending Code: Secrets to Maximising Your Borrowing Capacity
In this enlightening episode, Victor Lagos, a renowned property investment finance broker, joins Andrew Bean to demystify the complexities of the lending world. If you've ever felt overwhelmed or confused about how to maximise your borrowing capacity, this is the episode you've been waiting for.What You'll Learn:The hidden power of trusts and how they can shelter your debt.Why working with the right accountant can make or break your borrowing potential.The common mistakes people make when applying for...
2023-08-26
59 min
Commercial Property Show Australia
Loan Shopping 101: A Comprehensive Guide to Understanding the Loan Types Available for Commercial Property Investors - Financial Freedom Series
We are back with another episode of the Financial Freedom Series! I'm your host, Andrew Bean, joined once again by the knowledgeable Victor Lagos from Lagos Financial. In this episode titled Loan Shopping 101: A guide to commercial property loans, Victor and I dive into the crucial topic of loan shopping for investors in the commercial property market. We explore the essential differences between commercial property loans and residential ones, highlighting how these distinctions can shape your investment strategy. Victor breaks down the impact of your loan choice on the overall profitability of your commercial property i...
2023-08-24
47 min
Built Tough
S2, EP4 - Miishe Addy, CEO & Co-Founder of Jetstream Africa - Streamlining Africa’s complex supply chains to boost trade
In 2017, Miishe Addy moved to Accra, Ghana to teach at a technology incubator. She also pursued a side hustle exporting coconut oil and byproducts. Miishe wanted to ship her products to Lagos, Nigeria, but she abandoned her plans after running into logistical challenges. Facing the complexity and fragmentation of African supply chains, Miishe sought the guidance of an advisor, Solomon Torgbor, who worked for Maersk. They found that the supply chain problem was not unique to her venture but affected all businesses across Africa. In 2018, they founded Jetstream to simplify supply chains. Their mission? To support African...
2023-08-07
34 min
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 11 with Bob Andersen
Ep 11 . Debt to Financial Freedom Podcast with Bob AndersenIntroducing Bob Andersen: The Property Mastermind 💼🏢🔑 Meet Bob Andersen, the director of Property Mastermind, with over 39 years of experience in property development, property investment, and marketing sectors. 💰 Bob's involvement in projects worth over 1.3 billion dollars showcases his expertise across diverse property types including commercial buildings, apartments, high rises, retirement complexes, subdivisions, townhouses, student accommodation, and NDIS projects. 🏗️ At a...
2023-07-19
1h 01
Debt to Financial Freedom
Episode 2: Financial Freedom Series Podcast
Welcome to the second episode of the Financial Freedom Series! In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan ApplicationApplying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker. Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identity and understand your income and liabilities. Let's delve into the details of the documents you may need to provide and explore the tools that c...
2023-07-13
52 min
Lagos talks 913
Sports Zone 11-07-2023
Enjoy the crew banter and discuss different stories around the world. - The Badminton Federation of Nigeria is set to host the Lagos International Badminton Classics. - Nigeria has won the 2023 African U-21 Nations Women’s Volleyball Championship Zone 3 in Niamey, Niger Republic. - Dillian Whyte has accused promoter Eddie Hearn of showing favouritism towards Anthony Joshua, with the two sharing hilarious barbs at their press conference on Monday. - Top seed Carlos Alcaraz underlined his status as the man likeliest to stop Novak Djokovic winning another Wimbledon after beating 2021 finalist Ma...
2023-07-11
58 min
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 10 with Scott Robinson
Debt to Financial Freedom Podcast Episode 10 with Scott RobinsonWelcome to a remarkable episode that breaks the mold. Today, we venture beyond the realms of property, inviting an extraordinary guest who embodies a multifaceted brilliance. Scott Robinson, a distinguished business owner, transcends conventional boundaries with his profound expertise.As a Senior Lecturer at the esteemed Academy of Applied Movement Neurology, Scott delves into the intricate workings of the mind, brain, and nervous sys...
2023-06-23
1h 08
Lagos talks 913
Sports Zone 21-06-2023
Enjoy the crew banter and discuss different stories around the world. - Nigeria’s senior men national rugby team, the Stallions, have departed the shores of the country en route Mauritius venue of the Paris 2024 pre-Olympic qualifiers. - Police have searched the headquarters of the Paris 2024 Olympics organising committee, as well as its major infrastructure partner, as part of investigations into alleged embezzlement of public funds and favouritism - At the end of a final day packed with pressure and palpitations it was Australia who emerged victorious. The old fable of the tortoise an...
2023-06-22
52 min
Commercial Property Show Australia
Financial Freedom Series - Cracking the Lending Code: Understand How Banks Evaluate Your Borrowing Capacity
In this episode of The Financial Freedom Series, the podcast that empowers you with expert insights to achieve your financial goals. Join your hosts, Victor Lagos and Andrew Bean, as they delve into the world of mortgage lending. Get ready to discover the truth about how banks assess your borrowing capacity. Victor sheds light on the intricate details of this process, revealing strategies that can help you maximise your borrowing potential. Learn how utilising a trust can enhance your borrowing capacity and gain an advantage in securing a mortgage. But that's not all, Victor reveals a...
2023-06-12
51 min
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 9 with Harry Benetto
Debt to Financial Freedom Podcast Episode 9 with Harry Benetto"Welcome to our exciting new episode!,In this captivating episode of the Debt to Financial Freedom podcast, host Victor Lagos welcomes special guest Harry Benetto,Head of Sales at PropHero. Together, they embark on a journey to explore the fascinating story behind PropHero, the next-generationwealth platform revolutionizing property investing. Tune in as they delve into the company's history, its visionary founders,and the remarkable success they have achieved in just under two years. Get ready to be inspired by...
2023-06-09
31 min
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 8 with Sally Irwin
Debt to Financial Freedom Podcast Episode 8 with Sally Irwin"Welcome to our exciting new episode!,Ladies and gentlemen, today we have a truly remarkable guest joining us. Her name is Sally Irwin, a visionary leader and an unwavering advocate for victims of modern slavery. In March 2014, Sally founded the Freedom Hub Survival School, a beacon of hope that has transformed countless lives. This remarkable institution not only rebuilds the shattered lives of survivors but also provides them with long-term support and an invaluable peer support program....
2023-05-26
46 min
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 7 with Victor Idoko
Debt to Financial Freedom Podcast Episode 7 with Victor Idoko"Welcome to our exciting new episode! Today, We have a very special guest joining us Victor Idoko-founder and financial planner of CFV Services,, a company that specializes in creating financial value for its clients. With Victor Idokos wealth of experience and knowledge in investments and wealth management, we're in for a treat.Victor Idoko is the founder and financial planner of CFV Services, a company that specializes in creating financial value f...
2023-05-10
45 min
Commercial Property Show Australia
Financial Freedom Series - Ready Set Loan: How to Prepare Yourself For a Smooth & Successful Lending Experience.
Welcome to the Financial Freedom Series, the podcast where we explore the world of personal finance and investing to help you achieve your financial goals. In today's episode your hosts Victor Lagos and Andrew Bean will be sharing valuable insights on how to make your lending experience hassle free. Whether you're a seasoned investor or a first time borrower, applying for a loan can be a daunting process. With a vast array of requirements, documents, and red tape to consider, it's easy to get lost in the details. That's why Victor and Andrew are here to...
2023-05-04
43 min
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 6 with Philip Khao
Welcome to Episode 6 of Debt to Financial Freedom Podcast, where we have the pleasure of hosting Philip Khao, a distinguished chartered accountant and a Partner of Solve Accounting, who also co-hosts the new and exciting podcast 'Solve to Evolve.' In this episode, we delve into different topics, and gain valuable insights from Philip's expertise and experience.In this episode, Phil shares his story of buying a property as an owner-occupier at 21 and then converting it into an investment property, which later became positive cash flow. He used the equity to build granny flats an...
2023-04-26
59 min
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 5 with Arjun Paliwal
Welcome to our podcast, where we bring you conversations with the brightest minds and top performers across various industries. And today, we have a very special guest joining us, Arjun Paliwal.Arjun is a highly successful entrepreneur and a leading expert in the Australian property market. He's the founder and Head of Research at InvestorKit, a data-driven buyer's agency that has helped numerous Australians build successful property investment portfolios. He's also the co-host of the popular podcast, The Property Nerds, where he deep dives into Australia's hot and cold property markets...
2023-04-10
39 min
Debt to Financial Freedom
Ep 1 - Financial Freedom Series with Andrew Bean - Don't Make These Big Money Mistakes That Kill Your Borrowing Capacity
Welcome to the first episode of the Financial Freedom Series! In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic of borrowing capacity and the big money mistakes that investors often make that can negatively impact their ability to secure loans from banks.Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the f...
2023-04-06
1h 01
Commercial Property Show Australia
Financial Freedom Series - Don’t Make These Big Money Mistakes That Kill Your Borrowing Capacity
Welcome to the first episode of the Financial Freedom Series! In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic of borrowing capacity and the big money mistakes that investors often make that can negatively impact their ability to secure loans from banks. Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical a...
2023-04-05
1h 01
Debt to Financial Freedom
Debt to Financial Freedom Podcast Episode 4 with Alex Minter
"Welcome to our exciting new episode! Today, we have a very special guest joining us - Alex Minter, Director at Astute Property Network, focusing on residential property investment strategy, property advisory and acquisition services. With Alex's wealth of experience and knowledge in the field, we're in for a treat.Alex has 12 years of professional property experience and 19 years of personal property experience, with involvement in over a thousand property transactions. He has worked with wealth creation organisations and developers, gaining insight into how most developments are marketed to...
2023-03-27
46 min