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Vince Gaetano

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The Wise Old Owl PodcastThe Wise Old Owl PodcastRates are Not Moving Down... Buckle UP!You’ve been LIED TO. Rate cuts? Not happening. Relief? NOT COMING. The 2025 EDGE ANALYTICS REPORT just dropped a BOMBSHELL  and it’s BAD NEWS for anyone with a MORTGAGE, HELOC, or CREDIT CARD DEBT.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-07-2408 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastToronto is Falling Apart... Thanks, Olivia!This week, Vince laces into Toronto's Mayor, Olivia Chow. With sky-high taxes, out-of-control crime, collapsing downtown — is this the "progressive comeback" we were promised? From TTC stabbings to tent cities in parks, Toronto is spiralling… all while the citizens pay record-breaking taxes!For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-07-1807 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastLatest CPI Report Breakdown... It's Not Looking Good, Folks!Trade wars, Tax chaos & a Mortgage crisis are hitting Canadians hard. May 2025 CPI is out — inflation’s sticky, housing costs are rising, and the Bank of Canada is trapped. This week, Vince breaks down how it’s all crushing your wallet and what to do before rates spike again. Don’t wait!For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-07-1608 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastPopulation Stalls, Renters Recoil & Investors Re-evaluateThis week, Vince unpacks a bombshell Stats Canada report that exposes the hard truth about Canada's housing market, immigration policy, and what it all means for investors, landlords, and homeowners across Ontario, BC, and beyond.👉 If you’re banking on rental income… think again. 👉 If you’re sitting on a pre-construction unit… brace yourself. 👉 If you thought “real estate always goes up”… welcome to 2025.If you haven't already, please subscribe to the OwlMortgage Youtube Channel for more informative content!For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-07-0907 minAngry MortgageAngry MortgageSPECIAL GUEST: Vince Gaetano | EP. 129Send us a textFounder & CEO Owl Mortgage We welcome Vince back on the show for a 4th timeVince is involved in Development of 5 Unit projects on existing Single-Family Lots & Wow he has some stories: You need to wait 2 months for a Consent that says a yard with no trees doesn't have trees, it's $1000 to add an "R" to an address & so many other City Approval horror storiesAnd what happens when Co-signers want OFF the mortgage Support the show2025-07-0848 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastToronto Bought $63M Electric Ferries… WITH NO CHARGERS?!Toronto: a global city with third-world governance. In this episode, I break down one of the most insane examples of civic incompetence you’ll ever hear — the City of Toronto spent $63 million on electric ferries… and forgot to build the charging stations. Yes, this actually happened. And yes — their solution is to run the electric ferries on diesel. You can’t make this up.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-07-0408 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada's Economic Reality Check! No More Rate Cuts???In this episode, Vince breaks down the real economic state of Canada heading into the second half of 2025 — and it’s not pretty. The Bank of Canada just hit pause, jobs are quietly vanishing, mortgage renewals are looming, and Toronto real estate is flashing red.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-07-0207 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastWhy Can't We Build Homes in Ontario?It’s not the Leafs. It’s not the weather. And it’s NOT immigrants buying up all the homes. Ontario’s real estate disaster is man-made — built on bureaucracy, red tape, NIMBYism, and broken policy. On this episode of The Wise Old Owl Podcast, Vince pulls back the curtain on why homebuilding in Ontario is broken — and how it’s crushing the dream of homeownership for millions of Canadians.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-06-2506 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada's Middle Class is Being CrushedThe warning signs are no longer subtle — Canada is already in the storm. In this episode, Vince exposes the real economic pressure quietly strangling the Canadian middle class. From rising delinquencies and surging credit card debt to job market instability and a government with no real plan — this is the hard truth the headlines won’t tell you.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-06-2006 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Good, The Bad, and The Ugly: Inflation, Interest Rates & the Coming Economic SqueezeAre you a Canadian homeowner, homebuyer, or investor wondering what’s really happening with mortgage rates, the Bank of Canada, and the real estate market? With core inflation rising, food prices climbing, and tariffs hitting Canadian industry, this episode of The Wise Old Owl Show cuts through the noise. Vince breaks down what it all means for your mortgage strategy, budget, and financial future in 2025 and beyond.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-06-1708 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Complete 2025 CMHC Survey BreakdownThis week, Vince dives into the 2025 CMHC Survey. The survey reveals First-time buyers are drowning in debt. Renewers are hitting a financial wall. Refinancers are pulling equity just to survive. The 2025 CMHC Mortgage Consumer Survey is here—and the results are SHOCKING. From sky-high down payments and emotional stress, to the renewal cliff and risky refinancing trends—this is a mortgage wake-up call for every Canadian. Whether you’re in Toronto, Vancouver, or beyond, this affects YOU.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-06-1308 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastHas Canada's Housing Market Finally Hit Rock Bottom?Is the Canadian housing market actually recovering… or barely surviving? This week, Vince rips off the Band-Aid and breaks down what’s really happening across Canada’s major real estate markets — from Toronto, Vancouver, and Edmonton to Calgary.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-05-2807 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Middle Class Can't Afford to Live in the Major Cities Anymore!Canada's Middle Class is Being ERASED — Here's How We Fix It! Toronto, Vancouver, Montreal — cities once full of promise are now becoming unaffordable fortresses for the ultra-rich. The dream of homeownership? Dead for the average Canadian. In this episode of The Wise Old Owl Show, Vince Gaetano breaks down the brutal reality: housing prices are soaring, incomes aren’t keeping up, and the middle class is being pushed out — hard. We’re not just facing a housing crisis — we’re witnessing the collapse of the economic engine that built this country. Nurses, teachers, first responders... they're all being priced out....2025-05-2206 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastConfidence is Gone: The Stalling Canadian EconomyCanada’s Economy Is Stalling — Here’s What You Need to Know! Feeling anxious about the Canadian economy? You’re not alone — and it’s not just a hunch. Consumer confidence just hit record lows, small businesses are struggling, and mortgage renewals are sending shockwaves through households. In this episode of The Wise Old Owl Show, Vince breaks down the key signals you need to know — and what they mean for your finances.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-05-1607 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Housing Market is a Total BloodbathThe Canadian Housing Market Just Cracked — What’s Coming Next Is Brutal🚨 The numbers don’t lie — Canada's housing market isn't just cooling, it's breaking wide open. In this episode of The Wise Old Owl Show, we dive deep into TRREB's April Market Watch and expose the real state of real estate in 2025. With home sales plunging 23.3% year-over-year and condo sales tanking over 30%, we’re witnessing one of the sharpest demand collapses in over a decade. Forget “seasonal slowdown” — this is a structural unraveling.For more information, be sure to visit https://www.owlmortgage.ca/ & h...2025-05-0907 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastWhy Nothing is Being Built in Canada!This week, Vince explores the wide range of issues plaguing the housing market - primarily, the political factors behind the lack of new housing starts. While Federal Officials make broad claims, Vince uses stats and facts to show the truth behind the lack of new housing. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-05-0107 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastWhy Canada's Housing Promise is a Total Fantasy!Canada’s Affordable Housing Plan: 500,000 Homes a Year?! Let’s Get Real.The Canadian government says we’re going to build 400,000 to 500,000 affordable homes per year—but is that even remotely possible? This week, Vince breaks down the cold, hard facts behind Canada’s housing crisis, from construction slowdowns to labour shortages, zoning nightmares, and political red tape. Spoiler: we’re not even close.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-04-3007 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Most Important Election in Canadian History?Canada is heading to the polls — but this isn't just politics as usual. It's about jobs, mortgages, and whether our economy can survive. With consumer confidence crashing, job losses mounting, and mortgage delinquencies rising across the country, Canadians are asking: Who can lead us out of this economic storm? For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-04-2507 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastConfidence is Collapsing! And So Is Your Neighbour's Mortgage!Canada’s housing market and economy are flashing red. In this episode of The Wise Old Owl Show, mortgage expert Vince Gaetano breaks down the surge in Toronto mortgage delinquencies, record-low consumer confidence, rising unemployment, and the sharp slowdown in real estate sales. With a Bank of Canada rate cut expected soon, mortgage rates may drop — but the window to act is short. Whether you're a homeowner, first-time buyer, or mortgage broker, this is your essential 2025 market update to protect your finances and plan smart.For more information, be sure to visit https://www.owlmortgage.ca/ & https://weal...2025-04-1606 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Liberal Government Reverse the Carbon Tax! #Gaslighting101The April 1st carbon tax reversal by the Canadian federal government is an example of gaslighting 101. After years of defending the carbon tax, Liberal MPs are now celebrating its cancellation. But were they lying then, or are they lying now? This week, Vince dives into the hypocrisy behind the policy flip, the impact on Canadian families, and how this move undermines trust in government and climate action. From broken promises to soaring energy prices, the political fallout of this decision is undeniable.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-04-0805 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastOntario is Leading the Nation in Mortgage Delinquency!Canadians are facing significant economic challenges, driven by high inflation and growing uncertainty about a potential recession. Despite the Bank of Canada cutting interest rates, prices remain stubbornly high, putting financial pressure on many households. The ongoing tariffs and trade wars are further complicating everyday life and impacting the broader economy. Meanwhile, the federal government's slowdown in immigration and a rise in asylum claims are reducing the number of non-permanent residents, which is having a direct effect on housing demand and the labor market. Ontario is at the forefront of this economic turmoil, with falling home prices, record-high listings...2025-04-0306 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastIS THE GTA REAL ESTATE MARKET CRASHING?The Greater Toronto Area (GTA) real estate market is in turmoil, and it’s time to face the reality. Home sales are plummeting, inventory is skyrocketing, and affordability is slipping out of reach for many buyers. In this video, Vince breaks down the cold, hard facts behind the GTA’s real estate decline in March 2025. Whether you're looking to buy, sell, or just stay informed, you won’t want to miss this analysis of the latest trends, stats, and expert insights.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-03-3108 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastInflation's Grip on Canadians: Impact on Consumer Confidence and the Cost of LivingInflation in Canada is hitting hard, reshaping lives, and altering the economy. From skyrocketing costs of essentials like housing, food, and energy to declining consumer confidence, the impact is undeniable. In 2022, inflation peaked over 8%, and it’s still well above the Bank of Canada’s target rate. With inflation at 2.6% in February 2024, Canadians are struggling to meet day-to-day expenses. As the Bank of Canada attempts to manage this crisis with interest rate adjustments, the delicate balance between economic growth and inflation control is at a tipping point. In this video, we break down the real consequences of inflation, why it m...2025-03-2804 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastDid Uncontrolled Mass Immigration Lead to Canada's Economic Downfall?Canada’s decision to open its doors to uncontrolled immigration was initially aimed at boosting the economy, but it has backfired. Years of mass immigration have led to a severe economic collapse, with a struggling economy, skyrocketing cost of living, and overwhelmed healthcare and employment sectors. The government’s attempt to create a "healthy" economy through immigration has instead created a series of failed policies, and now, with immigration halted and residency harder to attain, Canada’s housing market and rental market are under extreme pressure. In this video, we break down how Canada’s uncontrolled immigration has devastated jobs, he...2025-03-2106 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanadian Economy in Chaos: Trade War, Falling Loonie and Consumer DebtThis week, Vince breaks down the devastating impact of Donald Trump's trade tariffs on Canada's economy, from plummeting consumer confidence and a 7% drop in the loonie to rising costs of living and falling mortgage rates. With businesses slamming the brakes on investment and housing sales freezing, the country is heading into a recession due to the unpredictability of these tariffs. As the cost of groceries, cars, and imported goods rises, and with interest rates dropping in response to economic panic, Canada faces a financial crisis that’s only getting worse.For more information, be sure to visit ht...2025-03-1908 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada Housing Market Update! What you need to know!Housing Market Update! The real estate landscape is changing rapidly, and there’s a lot more happening behind the headlines than you might think. Home sales are down, supply is soaring, and mortgage delinquencies are on the rise—so what does this mean for homeowners, buyers, and investors? For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-03-1405 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada’s Economic Crisis: Weak Dollar, US Tariffs & InflationCanada's economy is facing major challenges in 2025, from a weak loonie driving up prices to looming US tariffs threatening key sectors. Inflation is worse than it seems, with temporary HST cuts masking the real cost of living. Meanwhile, slowing population growth is fueling a potential job market slowdown. In this video, we break down how these factors are impacting your wallet and what you can do to protect your finances in the coming years. Stay informed and prepared as we discuss Canada’s financial future. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wea...2025-03-1106 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada's Internal Trade Crisis: Why Supporting Local is so Difficult!Canada prides itself on supporting local businesses, boosting our economy, and keeping dollars at home. But there's a major issue hiding in plain sight: buying Canadian products within Canada is ridiculously difficult. From wine in B.C. to dairy from Quebec, outdated regulations and provincial red tape are making it easier for businesses to trade with foreign countries than across provinces.In this video, we break down how Canada's internal trade barriers are hurting consumers, businesses, and the economy. We expose the bureaucratic madness behind why it's easier for an Ontario company to sell to New York...2025-03-0705 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCarney or Poilievre? Who is Better for Canada's Future?The 2025 Canadian federal election is a pivotal moment for Canada. On one side, we have Mark Carney, a global finance expert and former head of the Bank of Canada and Bank of England, now Prime Minister. On the other, Pierre Poilievre, a political veteran and populist, promises change after years of Liberal rule. But what does each candidate's vision mean for Canada’s future? This week, Vince breaks down their economic plans, housing affordability solutions, and approaches to global diplomacy. Carney proposes GST exemptions for first-time homebuyers, while Poilievre focuses on cutting red tape to fast-track housing development. But wi...2025-03-0406 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada's Economy in Crisis: Rising Debt & Consumer Insolvencies in 2025This week, Vince dives deep into the serious state of Canada's economy and the growing financial challenges facing Canadians across all age groups. From rising credit card debt to unsecured loans, many Canadians—millennials, seniors, and everyone in between—are feeling the weight of increasing financial burdens. With consumer insolvencies predicted to reach all-time highs in 2025, it's more important than ever to understand the risks and realities of Canada's debt crisis. Stats provided courtesy of Hoyes, Michalos - annual Joe Debter study.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/...2025-03-0405 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastReturn To Office Mandates & the impact on Canada’s Real Estate Market and EconomyWFH (Work-From-Home) is causing a growing divide between remote and in-office workers in Canada. As companies push for a return to the office, the impact on employee productivity, work-life balance, and real estate is undeniable. While some thrive with flexible work-from-home (WFH) setups, others face challenges that highlight inequalities in the workforce.This week, Vince explores how remote work is reshaping industries, the challenges it presents to non-office workers, and what the future holds for hybrid and in-office work models. With insights on how WFH affected housing markets and what businesses must do to retain top talent...2025-02-2806 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastHow Canada's Government Spending is Hurting TaxpayersThis week, Vince dives deep into the troubling reality of how the Canadian government’s mismanagement of massive infrastructure projects is directly affecting taxpayers. From projects that are over-budget and delayed to funds being improperly allocated, Canadians are feeling the strain. These poorly executed projects are draining resources that could otherwise be used to solve urgent issues, like Canada’s housing crisis. With a severe lack of affordable housing and skyrocketing demand, the country is in desperate need of government investment where it counts.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.real...2025-02-2605 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada's Job Market: The Truth They Don't Want You to KnowCanadians are worried about job security, mortgage payments, and the state of Canada's economy. In this video, we’re pulling back the curtain on Canada's job market and exposing the reality behind the government’s ‘strong job growth’ headlines. Despite claims of a booming economy, the latest labor reports reveal a troubling truth: unemployment rates in Toronto are the highest in over a decade (outside of the pandemic), and long-term unemployment is surging. Even more alarming? The Labour Force Survey and Payroll Survey are completely contradicting each other, leaving us to question the validity of government reports.For...2025-02-2006 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada's Economic & Real Estate Crisis: Job Market Mayhem, Debt and Projections!Vince is joined by Ben Rabidoux to discuss the brewing economic turmoil in Canada as we head into 2025. From the struggling job market to alarming real estate projections, growing debt, and population pressures, Canada’s economy faces critical challenges. What does the future hold for the housing market? Will the debt crisis and job market issues push the country toward an economic tipping point? Watch to understand the factors driving the crisis and what it means for Canadian residents and investors.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-02-1443 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastMortgage Shock, Job Cuts, Missed Payments are Just the Beginning!Canada’s economy in 2025 is not doing well. While reports claim job growth and stable spending, the truth is far darker. Missed payments are at the highest rate since 2020, job security is declining, and Canadians are sinking deeper into debt. In this video, we break down the reality of Canada’s financial crisis, highlighting key issues such as rising mortgage payments, a shaky job market, and unsustainable consumer spending driven by credit.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-02-1206 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanadian Job Market: Unemployment Soars, Immigration Tightens & Consumer Spending DeclinesThe Canadian job market is in crisis—unemployment has hit an all-time high, and Canadians are feeling the impact more than ever. With the economy struggling, there’s a sharp decline in consumer spending and increasing uncertainty due to upcoming mortgage renewals. On top of that, population growth is facing major challenges as immigration pathways tighten and deportations rise.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-02-0804 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe 30-Day Delay: How U.S. Tariffs on Canada Are Setting the Stage for Economic ChaosOn January 31, 2025, Trump rocked North America’s economic landscape as the U.S. threatened to impose a 25% tariff on Canadian imports. This isn't just another trade dispute—it's the unraveling of a 90-year partnership that’s shaped global markets. From steel to energy to agriculture, industries are bracing for massive impacts. But it's not just businesses at risk—your wallet will feel the sting with skyrocketing prices on everything from cars to groceries.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-02-0704 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastIs Canada Headed for a Recession? U.S. Tariff Threats & Economic OutlookThis week, Vince dives into the the current socio-economic state of Canada. Canada’s economy is in deep trouble, and it’s only getting worse. The Bank of Canada’s January 2025 report paints a grim picture, with U.S. tariff threats looming large, potentially slashing Canadian GDP by 1-2%. With inflation spiraling, business confidence tanking, and productivity at an all-time low, the country’s heading straight into recession. Plus, the return of Trump 2.0 means 25% tariffs on Canadian imports are on the table—could Canada survive this? Find out what this means for the economy and how businesses are reacting to the unc...2025-02-0406 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEconomic Update 2025: 60% of Mortgages Renewing at Higher Rates + Labour Market SlowdownCanadians are facing a looming economic crisis as 60% of mortgages are set to renew at significantly higher interest rates than pandemic-era rates. Canadian anxiety continues to grow over Trump's potential tariffs, the Bank of Canada's policies, and an impending economic slowdown that will affect the labour market. This week, Vince breaks down how these factors will affect Canada's GDP, labor market, housing starts, and the cooling rental market. Stay informed on the economic challenges aheadFor more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-01-3105 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Keys To Owning Your First Home: TFSA, FHSA & RRSP Strategy!Are you dreaming of buying your first home but struggling to keep up with rising house prices in Canada? In this video, I'll walk you through the top financial tools you need to know about: the Tax-Free Savings Account (TFSA), First Home Savings Account (FHSA), and Registered Retirement Savings Plan (RRSP). I'll break down the benefits, strategies, and smart planning tips for using these accounts to save for your first home more effectively. Whether you’re a first-time homebuyer or just getting started with saving, this video offers practical advice to help you reach your homeownership goals faster, even in...2025-01-2805 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastFinancial Literacy and Smart Money: A Conversation with Nathan KennedyVince sits down with financial expert, Nate (@NateNewMoney) for an insightful conversation on all things financial literacy. Whether you're just starting your financial journey or looking for advanced strategies, this episode is packed with actionable tips to help you save money, plan for retirement, and grow your wealth.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-01-2337 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastDevelopment Charges are CRIPPLING the Canadian Housing Market!Development charges and excessive bureaucratic red tape are crippling Canada's housing market. The federal Housing Accelerator Fund has proven ineffective, while construction projects grind to a halt. With record-high immigration numbers and a strained housing supply, Canadians are feeling the squeeze. Municipalities, particularly in Toronto, are only making things worse with their slow-moving approval processes. Watch to learn why these issues are pushing homeownership further out of reach for many.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-01-2107 minThe Wise Old Owl PodcastThe Wise Old Owl Podcast2025 Financial Literacy: Mortgage Tips, Household Budgeting & Saving StrategiesStruggling with financial literacy or looking for ways to save money in 2025? This episode is packed with expert mortgage advice, household budgeting strategies, and financial planning tips to help you build a strong financial future. Whether you're interested in saving money, understanding mortgage rates, or finding ways to navigate political bureaucracy in financial decision-making, owlmortgage.ca has you covered.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-01-0705 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Future of Canadian Real Estate in 2025: Political and Economic Shifts You Need to Know!This week, Vince explore the volatile Canadian real estate market in 2025, driven by a series of political and socio-economic factors. From an ongoing immigration crackdown to the latest mortgage rule changes, Vince breaks down the most important developments you need to know.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-01-0708 minThe Wise Old Owl PodcastThe Wise Old Owl Podcast2025: The Year of the Variable Mortgage RateThis week, Vince breaks down the reasons why he believes the variable rate is the way to go for 2025!For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2025-01-0405 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanada's Socio-Economic and Political Troubles.The Canadian government is in complete chaos as Prime Minister Justin Trudeau has lost the faith and respect of his own Liberal MPs. On top of that, Jagmeet Singh's finally stated that he will vote non-confidence releasing Canada from hostage over his pension. Citizens across the country have completely lost trust in both leaders, frustrated by constant gaslighting, evasive answers, and a lack of transparency on key issues. Inflation is soaring, and the looming threat of Trump tariffs could send the economy into a tailspin. Meanwhile, protests in support of Palestine are erupting across Canada, testing the country's social...2024-12-3006 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Future for Young CanadiansThe future for young Canadians has been severely affected by the current Trudeau-led government. They are not only owning less, but also delaying or forgoing having children. Why? The cost of living is skyrocketing, housing is unaffordable, and record deficits are piling up. Meanwhile, the government is gaslighting Canadians on the effectiveness of carbon rebate cheques.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-12-1006 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastThe Trudeau-Liberal Scandal CircusThe Trudeau-led Liberals have been involved in more scandals than most Canadians can keep track of. What's worse, instead of answering questions and taking responsibility, they gaslight the public, offer empty responses, and move forward as if their mistakes don't impact ordinary citizens. As Canadians, we have the power to demand better leadership and hold these corrupt politicians accountable. It's time to stand up for the Canada we all love and fight for the change we deserve.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-12-0606 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCanadians have had ENOUGH of the Liberal Government's GASLIGHTING!Justin Trudeau and the Liberal government have led Canada deep into debt and economic hardship, with record-high unemployment and taxes. Prioritizing political optics over effective action, their weak leadership has created tough times, and Canadians are fed up with the gaslighting.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-12-0106 minThe Wise Old Owl PodcastThe Wise Old Owl Podcast$250 Rebate Cheques and a GST Holiday is more Government Gaslighting!This week, Vince takes a deep dive into the mounting issues plaguing Canada, which he believes have been exacerbated by a series of misguided policies and decisions made by the current government. One of the most glaring examples is the Liberal government's recent move to distribute $250 cheques to Canadians as a form of financial relief. On the surface, this may appear to be a well-intentioned measure aimed at providing immediate support to citizens, but Vince argues that it is nothing more than a superficial political move designed to appease voters in the short term, rather than addressing the deeper...2024-11-2705 minAngry MortgageAngry MortgageSpecial Guest: Vince Gaetano | GOOD NEWS FOR ONCESend us a textNo Stress Test On Renewals is the good new story of the Week, we dig into the details. We need to improve the ability for people with renewing mortgages to SHOP. In a country with just 6 Big Banks running the mortgage business its critical to be to shop for a better rate at point a mortgage renews A major step forward on ending Mortgage Document Fraud in Canada: are we close to getting this fixed or will there be more stalling, Ron breaks it down. Vince relates the difficulties, Red Tape, confusing rules...2024-11-2652 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastA Conversation with The Canadian Real Estate Investor: Nick HillThis week, I had the pleasure of speaking with Nick Hill, co-host of the Canadian Real Estate Investor Podcast. Nick offers valuable insights into the abundant investment opportunities across Canada's real estate market, from coast to coast. We dive into the current market challenges, including the nation's housing affordability issues, while highlighting that, with the right mindset, there are still significant opportunities for wealth creation in real estate.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-11-2234 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastTHE RED TAPE IS RIDICULOUS!This week I dive into the growing struggles builders face when trying to construct new homes. From inflated costs to unnecessary regulations, government taxes and requirements are driving up prices and making it harder to get homes built. These added costs are ultimately passed down to the buyer, making homeownership even more out of reach for many. This has to stop.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-11-2105 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastHow to Combat the Housing CrisisThis week, Vince explores the latest developments in the housing affordability crisis, shedding light on key policy measures being implemented to address the issue. He also emphasizes the need for high-density housing as a critical solution to alleviate the current challenges. Additionally, Vince discusses the role of immigration in the housing debate and clears up some common misconceptions surrounding the repurposing of single-family homes.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-11-1508 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastReal Estate Market Update with Nick OppedisanoThis week, Vince sits down with real estate expert Nick Oppedisano of The OP Team to discuss the latest trends and key topics shaping the world of real estate, including a look at some political issues impacting the industry.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-11-0934 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastImmigration without a plan is CHAOSMass immigration, without a clear, cohesive plan, has lead to chaos. The Liberal government has manipulated Canadians into believing that mass immigration is an unqualified strength, when in reality, they have no strategic framework in place. This lack of planning has harmed not only Canadian citizens but also those they have brought here under false promises. Stagnant wages, a housing crisis, and rising affordability issues are direct consequences of this poor governance.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-11-0407 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastCreating Debt Slaves: The truth behind federal government policiesThe federal government has been promoting various policy changes aimed at addressing affordability in housing, but the reality is that these efforts are falling short. Instead of providing real solutions, they are creating a new class of debt slaves. We must demand better from our policymakers. It’s time for comprehensive solutions that truly tackle the housing crisis and relieve the financial burden on families.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-10-2905 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastPre-Construction Condo Market Nightmare!Not the best news! But this week, Vince dives into the current state of the pre-construction condo market and the tough decisions many purchasers are facing. With a significant number of buyers entering the market during its peak, many now find themselves grappling with declining values and uncertainty about when—or if—the market will bounce back. This may be a tough learning experience for manyFor more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-10-2305 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastOlivia Chow admits Toronto's Vacant Home Tax was a huge Fiasco!The newly launched Vacant Home Tax is already facing significant scrutiny and overhaul. Over 150,000 homeowners have been mistakenly charged, highlighting the scale of the issue. Olivia Chow herself acknowledged the situation as a major fiasco. Unfortunately, this misstep has disproportionately impacted the most vulnerable members of our community. It’s crucial that we hold our political leaders accountable for these shortcomings.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-10-1004 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastREAL ESTATE MARKET UPDATE! IT'S NOT GOOD, FOLKS!The real estate market is likely to face further challenges before we see any signs of recovery. Affordability remains a pressing issue, and unfortunately, the current government has yet to implement effective measures to address it. Recent TREB numbers have been released, and the statistics paint a troubling picture. Year-over-year comparisons reveal a significant decline, indicating that the market is in a precarious position.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-10-0705 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastUnderstanding Credit Scores!Many people are unaware of how their credit score is calculated, so I thought I'd help clarify the five key components that play a crucial role in determining it. Enjoy!For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-10-0204 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastDon't fall for early renewal tactics!Here's some advice for you. Don’t fall for lenders’ tactics—hold off on renewing your mortgage early! Especially if you have a good rate. Be patient! Ride your current mortgage rate to the full length of maturation. The Canadian economy is in a bad place, and I believe that further rate cuts are coming.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-09-2603 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastNew Immigration loophole?As the podcast gets back into the swing of things, Vince shares a quick episode exploring a possible new immigration loophole. He highlights alarming statistics that reveal loopholes in the country’s immigration policies, which can lead to exploitation for both Canadians and newcomers. Vince emphasizes that these scams not only undermine the integrity of Canada’s immigration system but also leave vulnerable individuals feeling misled and frustrated. He discusses the broader implications for communities and calls for more robust measures to protect both citizens and immigrants from these deceptive practices.For more information, be sure...2024-09-1904 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastInternational Students, Temporary Foreign Workers and Inept Government PoliciesThis week, Vince dives deep into the controversial world of Canada’s immigration policies, focusing on their impact on foreign students and temporary foreign workers. Vince pulls no punches as he exposes the failings of policymakers who, through lax regulations and oversight, have created loopholes that exploit both Canadian citizens and the individuals they promised a fair chance at a new life. Additionally, Vince critiques Chrystia Freeland’s housing starts initiative, showcasing its shortcomings and the broader implications for the housing market and the people it was intended to help.For more information, be sure to visit http...2024-09-0508 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastImpending Mortgage Renewal Worries, Pre-Con Purchases in Crisis and More!This week, Vince takes a deep dive into the future of mortgage renewals for 2025/2026, offering a refreshing perspective that might just brighten your outlook. He tackles the challenges faced by those with pre-construction homes and shares a humorous take on inflation with a clever analogy of his own. Tune in for valuable insights and a bit of comic relief! For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-08-2613 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastBankruptcy's exploding, Political Gaslighting and more!On this episode of the podcast, Vince explores the latest trends in the market and home ownership. He reveals that bankruptcies are hitting record highs, challenging the optimistic rhetoric from politicians who downplay the ongoing recession. Vince also delves into the political and economic factors driving the current housing crisis.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-08-1812 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastReal Estate Sales Woes, Population Growth, Toronto Bike Lanes and more!On this week's episode, Vince dives into the sobering state of the real estate market, shedding light on the sluggish sales that have characterized recent months. He explores the possibility of a potential five-year fixed mortgage rate hovering in the high 3% range, a shift that could reshape buyer and seller dynamics. Vince also examines the possibility that Canada's population growth may have reached its zenith, affecting housing demand and urban planning. Additionally, he tackles the growing discontent among city residents over the clash between drivers, bike lanes, and evolving municipal policies. Enjoy!For more information, be sure...2024-08-1221 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastFeds Misleading 30 Year Amortization, The Coalition Against New Home Tax and more!This week, Vince dives into the world of politics, shedding light on how politicians are misleading Canadians with their new 30-year amortization on new homes. He also explores the Coalition Against New Home Taxes' urgent plea for reduced development charges. All this and more on this week's episode!For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-08-0521 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastPrime Lending Rates Drop Again, TorontoTraffic Chaos and more!This week, Vince delves into the recent drop in prime lending rates, exploring the underlying factors and what it signals for the economy. He also highlights Toronto's worsening traffic woes, particularly in Liberty Village, and critiques local politicians for their shortcomings, including the disappointing results of the housing accelerator fund. Tune in to hear Vince's insightful analysis on these pressing issues.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-07-2914 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastToronto Flood, Mayor Chow's Rain Tax, Inflation Drops and more!Welcome to this week's episode of the Wise Old Owl Podcast, where Vince divse into critical issues affecting Toronto and beyond. Vince sheds light on the persistent shortcomings of Toronto politicians, especially their chronic lack of foresight in infrastructure planning—a point driven home by the recent Toronto flood.In addition, Vince unpacks the disappointing launch of the housing accelerator fund, highlighting its rocky start and the implications for affordable housing initiatives in the city. Amidst these challenges, Vince offers invaluable tips and advice for borrowers navigating crises, ensuring listeners are equipped to make informed decisions during un...2024-07-2217 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastPoliticians Need to be Held Accountable, LCBO Strike and moreThis week on the podcast, Vince passionately discusses the impact of current government policies on Canadians nationwide. He delves into the ongoing LCBO strike, offers advice on effective budgeting for the months ahead, and provides insights into future trends in the housing market. Enjoy!For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-07-1517 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastPodcast Summer Update + Market Update July 4th, 2024The Podcast is taking a short summer hiatus, BUT, we are returning in September with some great new guests as well as some of your favourites! In the meantime, you can expect weekly market updates containing insight and advice on all trending finance and real estate issues! Thank you for your continued interest and support! Be sure to follow us on IG @vincegmortgage and subscribe to our YouTube channel OwlMortgage. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-07-0616 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 17: The Power of Staging with Farah Dhalla SinghThis week, Vince is joined by staging and interior design powerhouse, Farah Dhalla Singh of altinteriors.ca. Farah shares some expert tips and insights on how to transform spaces to attract buyers and maximize profits. Whether you're a homeowner looking to sell or a real estate professional, this episode is packed with valuable advice to help you make the most of your property.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-07-0122 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 16: Real Estate Market Trends and Insight with Nick HillThis week, Vince is joined by the "other half" of the esteemed Canadian Real Estate Investor Podcast, Nick Hill. With over 200 published episodes, Nick and his partner, Daniel Foch, host the Country's #1 podcast for insightful knowledge, tips and trends in the Canadian real estate market. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-06-2440 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 15: The Private Equity Investment Market with Glen SilvestriThis week Vince is joined by one of the country's leaders in the investment and finance space, Glen Silvestri of Sage Capital Partners. Thousands of businesses across the US and Canada that do not have a clear succession plan. Furthermore, 75% of small business entrepreneurs WANT to exit within the next 10 years. This is where Glen and Sage Capital Partners come in. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-06-1726 minAngry MortgageAngry MortgageAngry Mortgage Insider Special Edition: RED TAPE DISASTER with Vince Gaetano | EP. 76Send us a textOur Special Guest Vince Gaetano reveals the sad truth behind the City of Toronto’s hellacious Permitting system, the utter insanity of building anything inside the City, the endless Neighbor Complaints, the bizarre process of managing the City InspectionsOh, and the very worst thing about this mess: the Builder is providing EXACTLY the kind of increased density housing the City is BEGGING for. And wait till you hear about the City’s fees & leviesSupport the show2024-06-1350 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 14: Hot Property Reunion with Al SinclairThis week Vince is joined by his former Hot Property co-host, Al Sinclair. With over 35 years of experience working as one of Toronto's top Realtors, Al shares some insight into today's housing market. The guys not only discuss current market trends, but also share some stories of their days working on the popular CP24 show, Hot Property.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-06-1034 minRevealing Real EstateRevealing Real EstateBank of Canada Interest Decisions: Real Estate Market Insights & PredictionsWelcome to Revealing Real Estate Podcast hosted by Nick Oppedisano, a seasoned real estate guru with over 20 years of experience, and Vince Gaetano, an esteemed expert in the mortgage industry. This episode promises to be a special one.Join Nick & Vince as we break down the critical interest rate decisions by the Bank of Canada. With a keen eye on market movements and economic indicators, Vince provides his professional insights into the potential outcomes of the upcoming interest rate announcement and its implications for the real estate market.In this episode, Nick and Vince delve into the e...2024-06-0738 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 13: Financial Literacy 101 with Nathan KennedyThis week welcomes the return of Nathan Kennedy,  one of the brightest minds in the young generation of influencers focusing on financial literacy.  The guys discuss some of the challenges folks are experiencing in the current job and housing market, failures in the current education system and what government should be doing to remedy these issues. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-06-0342 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 12: The Licensed Insolvency Trustee with Doug HoyesThis week Vince is joined by one of Canada's most distinguished licensed personal insolvency trustee's, Doug Hoyes. With over 20 years in the industry, Doug brings a wealth of experience, having examined 7,000+ cases and met with over 100,000 people throughout his illustrious career.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-05-2740 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 11: The Canadian Real Estate Investor Returns: Daniel FochBack by popular demand is one of the host's of the Canadian Real Estate Investor Podcast, Daniel Foch. This week the guys once again dive into the real estate market and some of the hot-button topics surrounding the current administration. These topics include their efforts to tackle the housing crisis, the impact of budget changes, and the recent hike in capital gains tax.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-05-2047 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 10: Motivation and the Keys to Success with Chris CumminsThis week Vince is joined by seven-time TEDx speaker, Chris Cummins. For decades,  Chris  has captivated audiences around the world with his motivational speeches and approaches to success. On this week's podcast, Chris shares some insight into how he helps others recognize their unique skills and talents, illuminating their path to personal and professional growth. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-05-1334 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 9: The Canadian Car Theft Crisis with Paul SantiThis week Vince is joined by Paul Santi of The Insurance Market to discuss some of the recent challenges the insurance industry has been grappling with. The guys discuss everything from the rise of Canadian auto thefts, to unexpected fires in new home developments. Providing insight into some of the factors driving these trends, and how insurance providers are adapting to mitigate risks for homeowners and auto policyholdersFor more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-05-0632 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 8: Financial Literacy with Nathan KennedyOn this week's episode Vince is joined by Nathan Kennedy to discuss various topics connected to financial literacy. With over 100K followers on IG and millions of views across the various social media platforms, Nathan has become one of the leading young voices in the financial space. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-04-2934 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 7: Surviving in Canada as a Small Business Owner with Rosie ScavuzzoThis week Vince is joined by Rosie Scavuzzo, Owner/Operator of  Speducci Mercato,  one of Toronto's trendiest restaurants. Rosie shares some insight into her business practices and highlights her ongoing frustrations surrounding the Canadian Carbon Tax. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-04-2226 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 6: The Canadian Affordability Problem with Ron ButlerOn this week's episode, Vince sits down with the Angry Mortgage Broker (Ron Butler) to discuss a variety of issues related to the Canadian housing market. From why nothing is getting built, to some simple solutions,  the guys get cover it all in this weeks heated episode. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-04-1536 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 5: The Social Media Influence with Snarky MarkyOn this week's episode, Vince sits down with his Son, and one of the leading young influencers in the social media space, Mark Gaetano (aka SnarkyMarky). The guys discuss everything from the importance of social media in business, to dealing with some of struggles that come with having an online presence. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-04-0814 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 4: Why use Property Management Services with Armando SardellittiThis week Vince is joined by Armando Sardellitti, Head Property Manager and Owner of RPM Wealth Builders Inc. The guys discuss some of the benefits of property management services, while also debunking some common misconceptions. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-04-0130 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 3: The Real Estate Investor with Daniel FochVince is joined this week by Daniel Foch, one of the hosts of Canada's leading Real Estate podcasts (The Canadian Real Estate Investor).  The guys dive deep into the topics of investing in real estate, how to structure deals for portfolio growth and discuss the ongoing news and trends in the Canadian real estate market.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-03-2550 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 2: Reverse Mortgages with Shan De MelVince sits down with Shan De Mel of Equitable Bank to discuss the benefits of a reverse mortgage. Together, they dispel prevalent myths and misconceptions surrounding the product. Delving into real-life examples, they highlight instances where this financial product has provided life changing opportunities.For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-03-1828 minThe Wise Old Owl PodcastThe Wise Old Owl PodcastEpisode 1: The Inaugural Podcast with George HughOn this INAUGURAL episode of the podcast, Vince sits down with longtime friend, colleague and competitor, George Hugh of Taurus Mortgages. The guys dive deep into the importance of wealth and portfolio building, the Do's and Do Nots of property acquisition and management and everything in between. Vince and George cap off the episode by discussing a "trusted" one-stop shop for everything from property acquisition to investment repurposing. For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/2024-03-0832 minRevealing Real EstateRevealing Real EstateCanada's Housing Crisis in 2024 | Market Update with Vince Gaetano As we step into the New Year, many of us are setting resolutions for a healthier and more prosperous life. If you're among those considering diving into the world of real estate or simply looking to navigate the dynamic landscape of mortgages, you can't miss this episode. Watch all the way through as Vince Gaetano from Owl Mortgages, joins us once again to share his expertise as a mortgage specialist and shares some financial advice. We dive into the upcoming challenges, trends and opportunities in the housing market for 2024. Vince breaks down how unemployment spikes concerns in the current...2023-12-2245 minRevealing Real EstateRevealing Real EstateShocking Impact of Interest Rate Hike on Home Values With Guest Vince Gaetano In this episode, I'm joined by Vince Gaetano from Owl Mortgages who talks about the shocking impact of the interest rate hike from the Bank of Canada on home values, and what this means for Canadians. Vince tells us how the interest rate hike has caused home values to drop in Toronto, and how homeowners who are underwater on their mortgages are being hit the hardest. Vince also touches upon the new Toronto mayor Olivia Chow, and the effects her new Housing Affordability Program will have on Torontonians. So make sure you tune in to learn about the impact...2023-07-2129 minAngry MortgageAngry MortgageLending Practices To Steer Clear Of - Mortgage Broker Insider with Vince GaetanoSend us a textIn this special edition of the Angry Mortgage Podcast (Episode 16), industry giant Ron Butler hosts guest Vince Gaetano, and together they share their wealth of experience in the mortgage business. They delve into how their past experiences empower them to navigate today's housing market and effectively assist others. The duo expresses concerns about the dangers of normalizing debt to solve financial problems, cautioning against unscrupulous brokers who may take advantage. With their candid insights, Ron and Vince shed light on critical aspects of the industry, making this episode a must-listen for anyone involved...2023-07-2050 minVOCALI CON SONANTIVOCALI CON SONANTI36) "Me, you and the Blues" di GENNARO PORCELLI (2023)36) "Me, you and the Blues" di GENNARO PORCELLI (2023)- Il nuovo album del chitarrista di Edoardo Bennmato pubblicato il 12 maggio per l'etichetta Soundinside Records.Il musicista napoletano vi esplora vari stilemi del Blues (e non solo) con le preziose collaborazioni di artisti del calibro di Edoardo Bennato, Guy Davis, Mario Insenga, Vince Pastano e Daniele Sepe.2023-05-1920 minRevealing Real EstateRevealing Real EstateEpisode 3 | All Things Mortgages And Real Estate With Guest Vince GaetanoOn this week's episode, Nick brings on special guest Vince Gaetano from Owl Mortgages. Nick & Vince host live Revealing Real Estate episodes on Instagram every Thursday at 4:00pm, which has reached a year milestone and over 60 episodes! They discuss how Vince got into the mortgage business, how he became successful in the industry, ways to save money, advice to new homebuyers  and millennials, pre-construction properties, inflation and interest rates, social media, as well as the  importance of patience and having the right team behind you to provide you with the right advice to help  build your wealth and get you...2022-12-2346 minI Love Mortgage BrokeringI Love Mortgage Brokering365: Vince Gaetano on Acquiring Clients from InstagramToday, we're joined by Vince Gaetano. Vince is the Principal Broker/Owner at Owl Mortgage from Toronto, Ontario, who was inducted into the Canadian Mortgage Broker Hall of Fame in 2019.   Vince is here to discuss how he pivoted into social media, and why he decided to create Owl Mortgage.   In today's "Ask The Expert" segment, we have Tom Hall from BluMortgage discussing integrating video into your CRM.   Owl Mortgage's Website: www.owlmortgage.ca Owl Mortgage's Instagram: @owlmortgage Vince Gaetano's Email: vince@owlmortgage.ca ...2022-02-0734 minSaskatchewan Real Estate PodcastSaskatchewan Real Estate PodcastCanadian Inflation and How to Protect Yourself with Vince Gaetano - Episode 47Canadian Inflation and How to Protect Yourself with Vince Gaetano. As inflation rates rise, Canadians are left with some awfully big questions when it comes to their finances. One of the biggest opportunities and weak points could be the family home. Vince Gaetano, a mortgage broker and business owner joins us today to give us his strategy on how Canadians can prepare for inflation. To stay up to date on Vince and his advice follow him on Instagram @vincegmortgage To contact Ron Quaroni: Phone: (306) 290-4438 Web: https...2021-11-0821 minMoney Minds PodcastMoney Minds PodcastS2 EP 10- Talking About Mortgages ft. Vince GaetanoHello everyone. This podcast episode is special because I was able to get a guest on. Vince is a mortgage professional and in this episode he talked about mortgages and the various things you need to know about when applying to get a mortgage for your house. Listen to the full podcast episode to learn more about mortgages. Also you can follow Vince on Instagram and Twitter where he shares insightful tips and information of how homeowners can save moeny as well.   Instagram: https://instagram.com. vincegmortgage?igshid=  Twitter.  https://twitter.com/vincegaetano?s=21.  ENJOY THE EPSIODE AND SHARE IT WITH...2021-04-2123 minNew Money with Nathan KennedyNew Money with Nathan KennedyUnderstanding This Episode Could Save You THOUSANDS Someday With Vince GaetanoLast week I had a chance to sit down with Vince who is a lending expert based out of toronto. We talk about mortgages, how this year has affected the lending industry, key things to know about credit cards and many more! Be sure to listen in to the end - you're not going to want to miss it!   Wealthsimple Trade (Self Directed - This is where you can buy Index Funds/ETFs!!):   wealthsimple.sjv.io/ZoPQz   Wealthsimple Invest (Roboadvisor):   https://wealthsimple.sjv.io/kyL7x   Gritlabs: https://gritlabs.ca/   Vince's Website: https://monstermortgage.ca/agents/vince-gaetano/   Vince's Instagram: https://www.ins...2020-12-0441 min