Shows
The Real Estate and Mortgage Show 11 Steps to Homeownership: A Step-by-Step Guide: Step 1: Making the Decision to Buy📋 11 Steps to Homeownership: A Step-by-Step Guide 🏡 Step 1️⃣: Making the Decision to Buy 🤔💡
👋 Hi, it’s Walter Monteiro here from The Maximum Results Team! Today, we’re diving into Step 1 of your home-buying journey. 🏡 This is the start of an 11-part series where we’ll walk you through each step in the process of buying a home.
Step 1 - Making the Decision to Buy 🛠️🏠 "Step 1 is all about making the decision to buy. Buying a home is a big commitment, so it’s essential to be clear on why you want to take this step.
For Renters: 👉 If...2025-02-2402 minThe Real Estate and Mortgage ShowReset Mortgage Explained: Temporary Payment Relief for Homeowners with Karen MonteiroLearn how the Reset Mortgage, available through Karen Monteiro of Mortgage Alliance Greater Golden Horseshoe, can provide relief for homeowners facing temporary financial challenges. This innovative mortgage solution offers up to 65% of your home’s current value with a flexible term and no monthly payments required, giving you time to get back on your feet. Whether you're looking to refinance or purchase, this mortgage option is designed to offer peace of mind. For more information, contact Karen Monteiro at 519-590-6847 or karen@maximumresults.ca.
Thank you for watching. Let us help you with your rea...2025-02-0902 minThe Real Estate and Mortgage ShowBig News for GTA Home Buyers! Mortgage Insurance Cap Raised to $1.5 MillionHi, it’s Walter Monteiro from The Maximum Results Team! 🚀 Starting December 15, the insured mortgage cap is increasing from $1 million to $1.5 million, allowing buyers to purchase homes up to $1.5 million with a lower down payment requirement: 5% on the first $500,000 and 10% on the remainder. 🏡✨
This is a big opportunity for buyers in high-priced areas like the GTA! 🌆 However, only around 10-15% of buyers will qualify at this level, as lender income and stress test requirements remain in place. If you’re looking to buy in this price range, reach out to discuss your options and take advantage of the...2025-01-3102 minThe Real Estate and Mortgage ShowBeware Of Rental ScamsBeware of Rental Scams: Walter Monteiro from The Maximum Results Team shares an important warning about a recent rental scam targeting one of his listings.
Scammers are falsely advertising properties for rent to steal deposits. Always verify listings with a realtor or trusted source. If you suspect a scam, report it to the Canadian Anti-Fraud Centre and your local police.
Stay safe and reach out if you need advice! Thank you for watching. Let us help you with your real estate and mortgage needs. We serve the Cambridge, Kitchener, Waterloo, Guelph an...2025-01-2402 minThe Real Estate and Mortgage ShowCanada’s New Mortgage Rules Explained: $1.5M Cap & 30-Year Amortization for Homebuyers
👋 **Hello everyone!**
Today, we’re diving into some significant changes to Canada’s mortgage rules that could have a major impact on homebuyers, especially in high-cost markets like 🏙️ Toronto and 🏔️ Vancouver.
The federal government has announced an increase in the **CMHC-insured mortgage cap** from $1 million to **$1.5 million**, along with the expansion of **30-year amortizations** for first-time homebuyers. 🏡 Let’s break down what this means for you.
---
📅 **Starting December 15, 2024**
The maximum purchase price for an insured mortgage will be raised to $1.5 million. This is a big deal, espe...2025-01-1803 minThe Real Estate and Mortgage ShowFixed vs. Variable Mortgages: How Changing Rates Have Shifted the LandscapeFixed vs. Variable Mortgages: How Changing Rates Have Shifted the Landscape
As you consider your options for financing your new or existing home, one of the key decisions you'll face is choosing between a fixed or variable mortgage rate. This decision hinges on your financial goals and your comfort with risk. A fixed-rate mortgage offers predictability and stability, giving you the peace of mind that your payments won’t change over the term of your mortgage. However, if you’re open to a bit more risk in exchange for potential savings, a variable-rate mortgage might be worth consi...2025-01-1103 minThe Real Estate and Mortgage ShowWhat Will It Cost to Break Your Mortgage? Understand the Penalties!Thinking about breaking your mortgage to take advantage of lower interest rates? Before you make a move, it's crucial to understand the costs involved! In this video, we'll explain the penalties you might face, including the difference between breaking your mortgage with a big bank versus a monoline lender.
Learn about:
- The standard penalties for breaking a fixed-rate mortgage.
- How interest rate differential (IRD) penalties are calculated differently by banks and monoline lenders.
- Why working with a mortgage broker can save you thousands in penalties.
2024-12-2804 minThe Real Estate and Mortgage ShowWhy Waiting For Lower Interest Rates Could Cost You MoreAre You Waiting for Interest Rates to Drop Before Buying Your Next Home? Think Again. If you’re holding off on buying your next home because you’re waiting for interest rates to drop, it might be time to reconsider. While it’s natural to want the best deal, waiting for rates to decrease could end up costing you more than you think. Here are five reasons why acting now might be a smarter move. 1. Market Timing Is Unpredictable Trying to time the market is like predicting the weather—it’s nearly impossible. By holding out for lower rates, you might...2024-11-2903 minThe Real Estate and Mortgage ShowUnlock Your Homes Potential with A Payment Free MortgageUnlock Your Homes Potential with A Payment Free Mortgage
Are you ready to access your home equity without the burden of monthly payments? Whether you’re planning for retirement, tackling unexpected expenses, or seeking extra financial freedom, a mortgage without payments could be the perfect solution. **Fulfill Lifelong Dreams** Use your home equity to finance travel, explore new destinations, check items off your bucket list, or spend more time with family. Imagine living the life you’ve always dreamed of without the stress of monthly payments! **Take a Break from Mortgage Payments** Dreaming of a sabba...2024-10-1802 minThe Real Estate and Mortgage ShowWhy Real Estate Agents Ask for Your Personal InformationWhy Real Estate Agents Ask for Your Personal Information Hello! I’m Walter Monteiro, and I understand you might be wondering why real estate agents are asking for personal information, like your ID or details about your financial transactions, during real estate dealings. Let’s take a moment to explain why this is necessary and how it protects everyone involved. In Canada, the real estate industry is regulated by the Financial Transactions and Reports Analysis Centre of Canada, or FINTRAC. FINTRAC is responsible for fighting money laundering and terrorist financing, and real estate agents are legally obligated to comply with...2024-10-0503 minThe Real Estate and Mortgage ShowUnderstanding Mortgage Renewal: Key Tips and Myths DebunkedUnderstanding Mortgage Renewal: Key Tips and Myths Debunked
Hello, homeowners! It’s Walter Monteiro from The Real Estate and Mortgage Show. i’m here to talk about a crucial moment in your homeownership journey, mortgage renewal. When your mortgage term comes to an end, you have the opportunity to renew your mortgage for another term with your current lender or switch to a new one.
But, what about the qualifying process? I felt it was important to cover this topic because I've noticed a lot of misinformation online and on social media. Let’s clear...2024-09-2702 minThe Real Estate and Mortgage ShowUnderstanding Mortgage Renewal: Key Tips and Myths DebunkedUnderstanding Mortgage Renewal: Key Tips and Myths Debunked
Hello, homeowners! It’s Walter Monteiro from The Real Estate and Mortgage Show. i’m here to talk about a crucial moment in your homeownership journey, mortgage renewal. When your mortgage term comes to an end, you have the opportunity to renew your mortgage for another term with your current lender or switch to a new one. But, what about the qualifying process? I felt it was important to cover this topic because I've noticed a lot of misinformation online and on social media. Let’s clear up some...2024-09-0502 minThe Real Estate and Mortgage ShowWho Owes the Commission to the Buyers Agent if you've Signed a Buyer Representation AgreementHi there, I'm Walter Monteiro with The Maximum Results Team at ReMax Real Estate Centre. If you've recently signed a buyer representation agreement, you might be wondering, Who owes the commission to my buyer's agent? Well, let's break it down for you.
When you sign a buyer representation agreement, you're essentially formalizing your working relationship with your buyer's agent. This agreement means your agent is dedicated to helping you find the perfect home and negotiating the best possible deal on your behalf.
Now, you might be concerned about how much this wi...2024-07-1203 minThe Real Estate and Mortgage ShowWhy Deposits Matter in Real EstateWelcome back to the Real Estate and Mortgage Show! I'm your host, Walter Monteiro, and I'm thrilled to announce the relaunch of our podcast. We're committed to providing you with up-to-date information and insights to help you navigate the ever-evolving real estate market. Today is July 1st, 2024, and I want to wish everyone a Happy Canada Day!
In today's episode, we're discussing a critical component of any real estate transaction: the deposit. Specifically, why a deposit is needed and who should hold it in Ontario, Canada.
Let's start with the basics. A deposit in a...2024-07-0105 minThe Real Estate and Mortgage ShowTrust the experts to be wrongTrust the experts to be wrong
Hey, so yesterday I tuned into TikTok, obviously to upload my video and I came across a lady that's actually a real estate agent in the Toronto Real Estate Board.
She was pontificating about how she was tipped off about how agents who think they, just because they have a social media platform, they have the right to say whatever they want.
She was actually quite vulgar about it. And what was really interesting was she was actually exercising the very thing that all...2022-11-0203 minThe Real Estate and Mortgage ShowThe “Disruptions” In The Real Estate IndustryWelcome to this episode of The Real Estate Mortgage Show! How is the real estate industry at this point? Is it wise to buy first and then sell, or do you want to take a risk? Are there any possible alternatives for financing a property? Today, Walter Monteiro answers these pressing questions, the “disruptions” in the real estate industry and why it’s crucial to listen to your mortgage professional.
Standout Quotes:
Lean on your mortgage professional to guide you through the real estate process. – Walter
Remember, there are still not a lot of homes for sale. Canada is letti...2022-04-1509 minThe Real Estate and Mortgage ShowAre things changing?We cannot deny that the different issues, may it be local or worldwide, can widely affect the market. In this episode of the Real Estate & Mortgage Show, our host Walter Monteiro discusses the current situation in the marketplace.
Standout Quotes:
“If you're in the market as a buyer or a seller, you're probably noticing a bit of a change in the marketplace.”
“Interest rates, when they go up, tend to drive the market down.”
“If values are being challenged, you want to make sure you're not putting yourself in a situation where the bank is turning down the d...2022-03-2907 minThe Real Estate and Mortgage ShowBuyers have lost controlIn today's episode, we are going to talk about the situation of today's buyers in the real estate market. We will discuss why buyers have lost control and how sellers are becoming the authority in real estate.
Standout Quotes:
Many people, especially buyers, express a lot of frustration because they can't get a handle on how to buy real estate in today's market. It's because the trend these days seems to be that sellers price their homes below market value and then create almost a feeding frenzy or an auction-type atmosphere for people to buy that p...2021-11-2407 minThe Real Estate and Mortgage ShowFixing and Flipping, is it right for you?Are you planning to do real estate? Have you envisioned yourself going through listed properties, doing repairs, and then selling them? It's called Fix and Flip - a technique where you purchase a property, renovate it, and then resell it for a profit. Listen to this episode as Real Estate and Mortgage expert Walter Monteiro shares the pros and cons of this practice.
Standout Quotes:
"We get a lot of calls in today's market with regards to doing fix and flips. I, for one, I'm not a big fan of them personally because I am not e...2021-10-2104 minThe Real Estate and Mortgage ShowGet preapproved for a mortgage with Walter MonteiroDo you still have doubts about obtaining a pre-approval for a mortgage? Would you like to get one but has no clue where and how to start? Tune in to this episode of The Real Estate and Mortgage Show as Walter Monteiro tackles how you can get a mortgage application pre-approved and things you should know to increase the chances of approval.
Standout Quotes:
“When we start a conversation with buyers, many of them have not spoken to a lending institution or a mortgage broker. They just make the assumption that they’re going to have no p...2021-10-1306 minThe Real Estate and Mortgage ShowHow To Avoid Bidding Wars While Buying a HouseIn this episode of The Real Estate Mortgage Show, we have none other than Walter Montiero. He is the team leader of the Maximum Results Team affiliated with ReMax real Estate Centre in the waterloo region. Walter Monteiro is an experienced agent that works with his wife, Karen Monteiro. Walter and Karen grew up in Waterloo Region. Their combined 36 years of real estate and mortgage knowledge will ensure a seamless transaction and investment. Walter Monteiro can help you sell or buy properties, specializing in all commercial and residential listings. Walter will find you the home of your dreams.
2021-09-2907 minThe Real Estate and Mortgage ShowThe Phenomenon of Blind Bidding in The Real Estate MarketIn this episode of the Real Estate and Mortgage Show, our host Walter Monteiro talks about the phenomenon of blind bidding in the real estate market. Today, Walter explains everything there is to know about blind bidding and how it impacts both the buyer and the seller.
Standout Quotes:
“You would strictly be putting yourself at a disadvantage, you'd be giving away all the cards, and you’d be given the advantage to the buyer.”
“Who wasn't being good to sellers, back then buyers, buyers were nasty.”
Key Takeaways:
Justin Trudeau has decided to enact laws...2021-09-1705 minThe Real Estate and Mortgage ShowWalter Interviews a Young Real Estate Investor | Maximum Results TeamIn today’s episode of The Real Estate and Mortgage Show, we have invited David Sandhu. He is the CEO of TiLt Ventures, an investment company that focuses on real estate, stocks, and sports betting and aims to educate others on how to navigate the world of big-ticket investments. The company is dedicated to bringing new commerce opportunities to Prince Rupert, British Columbia. Even though David is just a starter in real estate investing, he still has many insights to share. And today, he will be tapping into some of his secrets on how he raises money.
...2021-09-1034 min
I love Cambridge with Walter MontieroMeet Chris Monteiro from Panoramique MediaIn this episode, our guest is Chris Monteiro is a digital marketer and media producer who has worked professionally across Ontario since 2012. He has extensive experience working with both large corporations and small businesses. His passion is to assist organizations in communicating their vision to a targeted audience across all digital platforms. Chris is eager to dive into engaging opportunities that will test and stretch my creative boundaries. Today, Chris shares all about Creative Media Services.Standout Quotes: "It's not just a matter of creating the content; it's making sure that your content gets seen." [Walter] "...2021-08-0123 minThe Real Estate and Mortgage ShowSelling Real Estate and Open HousesOur host Walter Monteiro talks about selling real estate and open houses.
Standout Quotes:
"I don't like the idea of an open house as there are screened qualified people by a real estate professional to avoid scams." [Walter]
Key Takeaways:
It is still too early to hold open houses because a large portion of the community is still unvaccinated.
Because real estate sales continue for 18 months, an open house is ineffective.
Several companies have taken the position that they will not hold open houses as a company.
Episode Timeline:
[00:22] Open House...2021-07-2602 min
Marketer of the Day with Robert Plank779: I Love Cambridge: Serve Your Community with Your Business and Podcast with Walter MonteiroWalter Monteiro is a real estate and mortgage agent in Cambridge, Kitchener Waterloo, Ontario, located about 60 miles outside of Toronto. In addition to his real estate work, Walter hosts a podcast called "I Love Cambridge," where he provides a platform for local professionals to showcase their services and share their stories with the community. […]
The post 779: I Love Cambridge: Serve Your Community with Your Business and Podcast with Walter Monteiro first appeared on Marketer of the Day with Robert Plank.2021-05-1023 minMarketer of the Day with Robert Plank: Get Daily Insights from the Top Internet Marketers & Entrepreneurs Around the World779: I Love Cambridge: Serve Your Community with Your Business and Podcast with Walter MonteiroWalter Monteiro is the host of I Love Cambridge podcast and a real estate and mortgage agent in Cambridge Ontario. He has been serving his community since 1987.
Throughout his real estate journey, he has been fortunate to have met great people in many different businesses and walks of life. As a way of thanking his community’s support on his real estate business, Walter launched the I Love Cambridge podcast to create a platform for businesses and community partners to demonstrate their professional services and abilities, and promote them to his listeners.
Walter invites guests onto his show to talk abo...2021-05-1023 min
I Love CambridgeWalter Monteiro being interviewed by Robert PlankWalter Monteiro being interviewed by Robert Plank On this episode of the I Love of Cambridge show, the tables are turned and I was interviewed by a friend of mine by the name of Robert Plank from California. Robert is an internet marketer and was curious to know more about the I Love Cambridge podcast. I share with him the reasons for the show and some tips and tricks of how I conduct my business. Thanks for listening and I hope you enjoy the show2021-04-1124 min
I Love CambridgeMeet Gabby Dozois from At LashMeet Gabby Dozois from At Lash. Gabby has been in the lash industry for about 7 years and her background is in medical aesthetics. Gabby originally started from a home business, and now operates from a storefront downtown Galt. The services they offer include lash extensions, waxing, fillers, makeup, and more! Watch to learn more about At Lash. 2020-09-2207 min
I Love CambridgeMeet Laura Cook from Vision Photography! Laura has been a photographer for nearly 20 years in Cambridge. Her speciality is focusing on the beauty around us, that is often overlooked or taken for granted. She offers many different prints or custom wall art ranging from nature, abstract, and more! Watch the episode to hear more about Laura. 2020-09-1513 min
I Love CambridgeMeet Nicole & Rick from Ernies RoadhouseMeet Nicole & Rick from Ernies Roadhouse. Ernie's Roadhouse is a welcoming place for friends to gather, share a meal and a drink, enjoy entertainment, and enjoy good company. The original Ernie's opened in 1979 and has been going strong since, even despite COVID they were able to still offer takeout and are now fully open! They have a variety of food on their menu and they recently won an award for their burgers. Watch the episode to hear more about Ernie's Roadhouse! 2020-09-0114 minThe Real Estate and Mortgage ShowPick Your Buyers Agent CarefullyEpisode 119: Pick Your Buyers Agent Carefully
2020-08-2604 min
I Love CambridgeMeet Nicole Ranton from NJR Beaute StudioMeet Nicole Ranton from NJR Beaute Studio. Nicole is an eyelash technician that currently works out of her home studio. She will soon be expanding her services by working in collaboration with Cloud Nine Spa. She currently offers lash lifts and lash extensions. However, once moving locations she will offer a variety of services such as facials, chemical peels, body waxing, brow waxing/tints, laser hair removal, and more! Watch the episode to hear more about NJR Beaute Studio!2020-08-1911 min
I Love CambridgeMeet Michelle Baril from Four Fathers Brewing Co.Meet Michelle Baril from Four Fathers Brewing Co. Their business started back in 2009 by four hockey fathers that all had a passion for beer. During COVID they offered home delivery and online orders, and now you are able to dine-in the restaurant. They are now opening an event area for weddings, events, etc. Watch the episode to hear more about Four Fathers! 2020-08-1116 min
I Love CambridgeMeet Lisa Rankin from Lisa's Pet CareMeet Lisa Rankin from Lisa's Pet Care. Lisa started off by volunteering with animals to train/walk them. Her passion quickly grew and she wanted this to become her full-time job, thus began Lisa's Pet Care! Their services include dog walking, sitting & visitation, wedding services, and more! Watch the episode to hear more! Lisa's website: lisa-pet.services 2020-07-2318 min
I Love CambridgeMeet Corina Dunn and Lori Distel from Penny and Pound TheatreMeet Corina Dunn and Lori Distel from Penny and Pound Theatre. Founded in 2015, Penny & Pound Theatre Productions is Cambridge, Ontario's premier, not-for-profit youth theatre company. Their target age range for actors is typically between 14-24 years old. Penny & Pound Theatre Productions' mission is to offer the youth and young adults of Cambridge and area the opportunity to perform in full-scale, professional-quality, youth-only productions to enhance their abilities and enrich their love of theatre to their greatest potential. Watch the episode to hear more! 2020-07-1710 min
I Love CambridgeMeet Tabitha Watson and Sidney Howlett from Homer Watson GalleryMeet Tabitha Watson and Sidney Howlett from Homer Watson Gallery. Homer Watson House & Gallery is the standing homestead and art studio of Canadian Artist Homer Ransford Watson (1855 – 1936). Today the Homer Watson House & Gallery aims to preserve and celebrate the legacy of Homer Watson’s creative spirit through appreciation, enjoyment, and practice of the visual arts. Through exhibitions, events, programs, and a museum space of the late artist's studio, the Homer Watson House & Gallery has something for everyone. Watch the episode to hear more! 2020-07-0813 min
I Love CambridgeMeet Sarah Nagus from Bumblebabee BoutiqueMeet Sarah Nagus from Bumblebabee Boutique. Sarah moved to Cambridge in May right after graduating from the Western University Business Management program (BMOS) for work, and after getting a taste of downtown she decided to get more involved and open her own store. She felt Cambridge was in need of local baby products, so she thought to serve the community by bringing in high-quality Canadian goods, plus some other imports! They have a wide array of different baby items, so watch the episode to hear more! Their website: bumblebabee.ca 2020-06-3011 min
I Love CambridgeMeet Dawn Clifford from No UdderMeet Dawn Clifford from No Udder. Dawn and her husband recently took over the business, located downtown Cambridge. No Udder icecream is plant-based, which means there is no dairy, but it still tastes good! They make all their ice cream in-store, and offer many classic flavours such as cookies and cream or mint chocolate chip, but also more fun flavours like lavender or cotton candy. You can also order pints of ice cream, so you can take the great taste home! Watch the episode to hear more. Their website: no-udder-ice-cream.square.site 2020-06-2314 min
I Love CambridgeMeet Madi Warnock from Galt Juice CompanyMeet Madi Warnock from Galt Juice Company. Galt Juice Company was started in 2014 and was built on the principle that in order for people to find balance in their lives they need the proper tools. They offer organic cold press juice, plant-powered salads, smoothies, wraps, and customized cleanses and even deliver to your home! Watch the episode to hear more. 2020-06-1721 min
I Love CambridgeMeet Chelsi Rodrigues from Whole HealthMeet Chelsi Rodrigues from Whole Health. Chelsi is a personal fitness trainer and as of April this year she began Whole Health. She has been a trainer for over 4 years and a nutritionist 3 years. Her approach to personal fitness is different than most coaches, as she has an emphasis on mindset. She teaches her clients how to change their perspective and find confidence in themselves every step of their journey. Watch the episode to hear more! Their website: wholehealthchelsi.com2020-06-1318 minThe Real Estate and Mortgage ShowNew CMHC RulesEpisode 118: New CMHC Rules
2020-06-1006 min
I Love CambridgeMeet Shannon Markle from Idea ExchangeMeet Shannon Markle from Idea Exchange. Idea Exchange is dedicated to creating an environment of curiosity and discovery, inspiring lifelong learning, reading, and creativity in our community at six locations across the City of Cambridge. Access library materials and services as well as online courses, databases, and a variety of programs and events. Enjoy free admission to art exhibitions at the Cambridge Art Galleries and to over a hundred public art galleries across Ontario. 2020-06-0922 min
I Love CambridgeMeet Ryan Pagnacco from Enable InnovationMeet Ryan Pagnacco from Enable Innovation. Enable Innovation is a mechanical engineering firm, but they focus on product development specifically in Canada. Ryan is a Candian Forces veteran who served in Afghanistan, and after being injured in combat, he decided to go to school for engineering. He then was able to take an entrepreneurial course offered for veterans transitioning back into jobs, and then started Enable Innovation. They have a diverse team of engineers and technologists, such as a mechatronic engineer and an aerospace engineer. Their goal is as they grow, they will have more diverse engineers on their...2020-06-0628 min
I Love CambridgeMeet Rick and Maggie Gallinger from Top Notch ConciergeMeet Rick and Maggie Gallinger from Top Notch Concierge. Top Notch Concierge helps busy professionals organize and manage their lives, which in turn helps to reduce stress and give them more quality time. Each service will differ for clients, but some examples of services they offer are running errands, grocery shopping, home organization, and much more. Their goal is to make their clients lives easier in any aspect they can! Watch the episode to hear more. Their website: top-notchconcierge.com2020-06-0217 minThe Real Estate and Mortgage ShowKWC Real Estate MarketEpisode 117: KWC Real Estate Market
Here is what's happening in the Cambridge, Kitchener, Waterloo real estate market in the month of June, 2020. The effects of COVID19 on the market, MLS stats, real estate scams to watch out for and the sting of hefty mortgage penalties. Thank you for watching. Let us help you with your real estate and mortgage needs. We serve the Cambridge, Kitchener, Waterloo, Guelph and Brantford areas. Check out our website at http://www.maximumresultsteam.ca
2020-06-0218 min
I Love CambridgeMeet Arthur & Jenn Gralec from Tiny CakesMeet Arthur & Jenn Gralec from Tiny Cakes. Arthur and Jenn are husband and wife and started Tiny Cakes Bakery in Cambridge in 2010. They offer cakes, pastries, desserts, cookies, and breads. During COVID-19 they are offering pickup for their desserts! Watch the episode to hear more. 2020-05-2921 min
I Love CambridgeMeet Tim from Diamond Martial ArtsMeet Tim from Diamond Martial Arts. Diamond Martial Arts is a professional full-time studio located in central Cambridge, Ontario. They have been in business for over 18 years and are proud members of the Cambridge Chamber of Commerce. They offer Kenpo Karate programs for teens and adults and will soon be adding back one of a kind kids programs. They also offer many fitness classes focusing on cardio, strength training, and fitness kickboxing.2020-05-2714 min
I Love CambridgeMeet Michael Clark from Grand River Film Festival. Grand River Film Festival celebrates and inspires communities through the shared experience of film. They host both an annual festival and year-round film programs dedicated to bringing bold, reflective and inspiring films to Waterloo Region. Due to COVID-19 the regular season for them has had to change, watch the episode to hear more! Their website: grff.ca2020-05-2324 min
I Love CambridgeMeet Rosalind Horne from Community Support ConnectionsMeet Rosalind Horne from Community Support Connections. Community Support Connections work with more than 700 volunteers in Cambridge, Kitchener, North Dumfries, and Waterloo to help 7,600 local seniors and adults with disabilities stay in their own homes. They do this by strategically focusing on four areas to maximize impact: Nutrition, Physical Health, Social Wellbeing, and Help at Home. The safety and health of their clients, volunteers, and staff are of paramount importance to them, and they are taking proactive measures to ensure they help mitigate the risks of COVID-19 exposure and do their part as an organization to ‘flatten th...2020-05-2119 min
I Love CambridgeMeet Mike Embry from New Approach Dog TrainingMeet Mike Embry from New Approach Dog Training. The New Approach Dog Training staff has had many years of hands-on professional experience. These experiences made them realize that conventional dog training is unsuccessful, inspiring them to have a "new approach". They implement distinct strategies and study the psychology of a dog's thought process, which will lead down the path to true training success. Keep watching to learn more! Their website: newapproach.ca2020-05-1218 minThe Real Estate and Mortgage ShowShould you Refinance your mortgage?Episode 116: Should you Refinance your mortgage?
2020-05-0606 min
I Love CambridgeMeet Assad Quraishi from Haunted Castle GamingMeet Assad Quraishi from Haunted Castle Gaming. Assad had a passion for board games since he was a child, as well as a passion for game design and an intuitive knowledge on how to sell card games, so he knew that starting his own gaming company was his destiny. At Haunted Castle gaming, they believe games are a powerful tool in education and personal growth. Watch the episode to find out more! Their website: hauntedcastlegaming.com2020-05-0521 minThe Real Estate and Mortgage ShowStats April 2020 Waterloo regionEpisode 115: Stats April 2020 Waterloo region
2020-05-0211 minThe Real Estate and Mortgage ShowSellers/Buyers/Balanced Markets ExplainedEpisode 114: Sellers/Buyers/Balanced Markets Explained
2020-05-0110 min
I Love CambridgeMeet James WyattMeet James Wyatt. James is the owner of Kazoku Martial Arts Centre. James is really excited to share with you his studio, his mission, and why he loves Cambridge. He shares his studio, programs, back story, how they're handling Covid-19 and any other questions you might have for us. Enjoy the show!!2020-05-0115 min
I Love CambridgeMeet Bridget Jensen from Better Bedtime.Meet Bridget Jensen from Better Bedtime. Better Bedtime is a service that focuses on helping your baby and you sleep better. As a parent, it can be hard getting your newborn or child to sleep at night or stay asleep through the night. Better Bedtime was created to help navigate parents through this. Keep watching to find out more! Their website: BetterBedtime.ca2020-04-2528 min
The Real Estate and Mortgage ShowAre you still selling during this COVID19 crisis?Episode 113: Are you still selling during this COVID19 crisis?
2020-04-2410 min
I Love CambridgeMeet Brian Banks from Nutrition for LearningMeet Brian Banks from Nutrition for Learning. Nutrition for Learning is a charitable organization that helps to provide food for children in school. Keep watching to learn what they are doing to help during COVID-19. We hope you enjoy the show! Their website: www.nutritionforlearning.ca2020-04-2213 min
I Love CambridgeMeet Autumn Fernandes from One MovementMeet Autumn Fernandes from One Movement Dance Centre. Her business is located downtown Cambridge and is a "No-Bully" dance studio. One Movement believes it only takes one positive movement to create change. We hope you enjoy the show!2020-04-0411 min
I Love CambridgeMeet Greg Gardner from Sugar Daddies BakeryMeet Greg Gardner from Sugar Daddies bakery. It seems everybody is talking about the KETO diet or lifestyle these days. Now for those of you that think keto means giving up sweets, guess again. We found a great little bakery in downtown Cambridge that specializes in keto sweets. In this interview we talk with co-owner Greg Gardner who shares with us how he got started and how their business has just exploded with success. Enjoy the show. They can be found online at www.sugerdaddiesbakery.ca, or on Facebook at https://www.facebook.co...2020-02-2432 min
I Love CambridgeMeet Rob PuschelbergMeet Rob Puschelberg Rob is the Cambridge "co-owner" of the franchise and part of the MealInAJar.com franchise team. Rob's company provides fresh ready made meals delivered to your home or office weekly in mason jars. The food is made locally and is a great alternative for busy people on the go and it's a healthy alternative to fast food. Enjoy the show. 2019-12-1015 min
I Love CambridgeMeet Helena Djordjevich.Meet Helena Djordjevich. Helena is a local Reflexologist here in Cambridge. In this episode Helena shares with us the benefits of reflexology and how it may be something you'd like to consider. Enjoy the show.2019-11-2015 min
I Love CambridgeMeet Michele Braniff from The Green Party of CambridgeMeet Michele Braniff from The Green Party of Cambridge2019-10-2253 min
I Love CambridgeMeet Don WeimerMeet Don Weimer. Don is an independent consultant with the proctor Gallagher Institute. If the name Proctor rings a bell, it's because it's the famous personal development coach Bob Proctor. Don shares some really amazing ideas with us in the episode pertaining to goal setting, how important our thinking is and the law of attraction. It's a really fun show and I hope you enjoy it. If you would like to reach out to Don his website is www.donweimer.thinkingintoresults.com or you can email him at donweimer2018@gmail.com.2019-10-0830 min
I Love CambridgeMeet Katie Hamilton from The Soroptimists Club of CambridgeMeet Katie Hamilton from The Soroptimists Club of Cambridge. The Soroptimist Live Your Dream: Education & Training Awards for Women program has been helping women around the world since 1972. The program provides cash grants to women who are working to better their lives through additional schooling and skills training. Here is a link to their website: https://soroptimistcambridgeon.org/2019-10-0116 min
I Love CambridgeMeet Sarah HawthornMeet Sarah Hawthorn. Naturopathic Doctor, Registered Acupuncturist and co-director of Health In Balance. She completed her undergraduate honours degree at the University of Guelph in Biomedical Science and Music. She then went on to complete the four year naturopathic medicine program at the Canadian College of Naturopathic Medicine (CCNM) in Toronto. During her internship at CCNM, she worked at the Sherbourne Health Centre for HIV patients. She has additional training in Facial Rejuvenation Acupuncture, Auricular Medicine, Total Body Modification and treating the pregnant and pediatric population. She loves working with families to help create healthy habits and to keep...2019-09-2415 min
I Love CambridgeMeet Scott HamiltonMeet Scott Hamilton. Scott is the candidate for the NDP Party in Cambridge. Scotts shares with us for very interesting ideas and also why you should consider voting for him in the upcoming federal election, October 21st, 2019. Here is a link to Scott's website. http://scotthamiltoncambridge.ca/. I hope you enjoy the show.2019-09-1838 min
I Love CambridgeMeet Chris MonteiroMeet Chris Monteiro. Chris is a local videographer, social media manager, and owner of Panoramique Media. Chris makes the use of video come alive with his professional touch. Many of his past experiences include the use of video in the auto industry, the real estate business, sports facilities, food and restaurant, manufacturing, entertainment plus much more. Give your websites and social media presence a professional boost by giving Chris a call and discuss what he can do for you.2019-09-0222 min
I Love CambridgeMeet Lois RaatsMeet Lois Raats. Lois is a business and personal development coach here in the Waterloo region. Lois shares with us how she got started in the business and how she has been able to help many clients with the different challenges running a business has. So if you're just getting started, or looking to elevate your performance, or you might even be looking for an exit strategy, this episode is a must.2019-08-2625 min
The Real Estate and Mortgage ShowWhat it takes to qualify for a mortgageEpisode 103: What it takes to qualify for a mortgage
Another episode for Whiteboard Wednesday. Walter discusses What it takes to quality for a mortgage and addresses 2 groups - the "actual borrower" and potentially investing in a mortgage.
Listen to this week's episode now!
2019-08-2209 min
I Love CambridgeMeet Andalyne TofflemireMeet Andalyne Tofflemire. Andalyne is the Naturalist & Conservatory manager at the Cambridge Butterfly Conservatory. In this interview, she shares with us everything that goes on here from monarch tagging, weddings and private events and she even talks a little bit about even eating bugs as well. It's a fun interview and we hope you enjoy it.2019-08-1918 min
I Love CambridgeMeet Rayaz Hassem from Exotic Detailing & Auto Spa | I Love CambridgeMeet Rayaz Hassem. Rayaz is the owner of Exotic Detailing & Auto Spa here in Cambridge. Rayaz has loved cars his whole life, if fact he was an auto mechanic for 10 years before discovering it not quite meeting his expectations but he wasn't ready to give up his love for automobiles all together. Rayaz discovered making vehicles look great was more his speed and has been in the car detailing business ever since. You'll see in the interview, Rayaz is a super nice guy and there's probably nobody that can make you car look better than Rayaz. Enjoy the show!2019-08-1309 min
I Love CambridgeMeet Stephanie Soulis From Little Mushroom CateringMeet Stephanie Soulis, the President and CEO of the Little Mushroom Catering Company. This company the top catering company in the Waterloo region and they have received many accolades for the excellent food and service. In this interview Stephanie shares with us what makes her company so unique from farm to table to not tipping her staff. They can be found online at https://littlemushroomcatering.ca/2019-08-0717 min
I Love CambridgeMeet Mark SilverthornMark Silverthorn worked as a lawyer for four of the largest collection agencies operating in Canada for 12 years between 1994 and 2006. Mark had an epiphany after which he decided not to represent creditors, debt buyers, or collection agency Subsequently, Mark began representing consumers struggling with consumer debt. Between 2007 and 2009 Mark spent hundreds of hours interviewing bankruptcy trustees, representatives from the credit counselling industry as well as executives at debt settlement firms. Mark also sent undercover operatives armed with hidden recording devices to meet with bankruptcy trustees, credit counselling firms, and debt settlement firms. For more information...2019-07-2418 min
I Love CambridgeMeet Andrea CartwrightAndrea is the owner of Breakout Escapes in Cambridge and Brantford. In this episode she shares a great way for teams to collaborate and bond all while having fun. You can find more information about Breakout Escapes at https://www.breakoutescapes.ca/ 2019-07-1615 min
The Real Estate and Mortgage Show10 Things I’ve Learned After 32 Yrs in Real EstateEpisode 100: 10 Things I’ve Learned After 32 Yrs in Real Estate
This is our 100th episode! Walter will share some tips based on his more than 3 decades of experience in the Real Estate World!
Don't miss this episode and we're sure you'll learn a lot from this!
Listen NOW!
2019-06-1814 minThe Real Estate and Mortgage ShowHow important is your Realtors marketing planEpisode 92: How important is your Realtors marketing plan
Walter have been in the business since 1987 and things really changed tremendously the way Realtors market a property 30 years ago...
Now the question is, How important is your Realtors marketing plan?
Listen to this week's episode now!
2018-10-0105 min
The Real Estate and Mortgage ShowOther data to consider besides comparablesEpisode 89: Other data to consider besides comparables
Today topic is for the seller's side. Walter discusses "What other data to consider besides looking at comparable properties when you're looking to list your property"
There are a few different elements that you need to look at.
Listen to this weeks episode now!
2018-09-2005 minThe Real Estate and Mortgage ShowCan you buy a home without downpaymentEpisode 88: Can you buy a home without downpayment
In this episode, Walter will clarify our listeners about one of the most commonly asked question...Can you buy a home without downpayment?
Listen to this week's episode now!
2018-09-1904 minThe Real Estate and Mortgage ShowHow to price your home for saleEpisode 86: How to price your home for sale
In this episode, Walter discusses about Listing price which is certainly always been a tricky thing to do in terms of which price you list your property at...
Listen to this week's episode to know more about it!
2018-09-1607 minThe Real Estate and Mortgage ShowHow Mortgage Penalties Are CalculatedEpisode 81: How Mortgage Penalties Are Calculated
In this episode, Walter will teach you all how mortgage penalties are calculated and you’ll learn the truth about bank mortgage penalties and why rate isn’t always the cheapest route to fund your mortgage
Listen to this week's episode now!
2018-04-0308 min
The Real Estate and Mortgage ShowEpisode 73Episode 73: What happens after an offer is accepted
Walter discusses one of the most asked questions in the real estate world. What happens after an offer is accepted?
Listen now to this week's episode to find out!
2017-09-1910 min
The Real Estate and Mortgage ShowEpisode 71Episode 71: 10 Common Costs of Owning a Home
In this episode, Walter will answer one of the question that invariably seems to come up. What additional costs are there involved in possessing a home?
Listen now to find out the 10 Common Costs of Owning a Home!
2017-09-1305 minThe Real Estate and Mortgage ShowEpisode 56Episode 56: Multiple Offers
In a busy real estate market, getting your offer accepted when there is multiple bidders becomes a challenge. Walter Monteiro shares some pointers on how you can beat out other buyers with a winning bid and get the home of your dreams
2016-06-1305 min
The Real Estate and Mortgage ShowEpisode 25"Everything Mortgages"... an interview with one of Waterloo Region's top mortgage brokers, Karen Monteiro.
This week's podcast is an interview with mortgage broker, Karen Monteiro. I pepper her with questions about what's happening in today's mortgage market. If you or somebody you know is in the market for a mortgage is about to refinance, this episode is a must2015-02-2625 minThe Real Estate and Mortgage ShowEpisode 24RRSP Mortgage Investing
RRSP Mortgage Investing has been around for years but it's been
treated as a secret because banks and financial planners don't want
you to know about.
In this session, Walter explains how you can use
your RRSP to invest in mortgages. The returns can be quite lucrative.
Curious to know more? Listen in.
http://rrspmortgageinvestor.com
2015-02-1921 minThe Real Estate and Mortgage ShowEpisode 23RRSP Downpayment
It’s RRSPs Season so the timing couldn't be better to discuss using your RRSP's to buy a home.
It's one of the few perks left for first time home buyers so take advantage of it while you can.
Walter will show you how on this week's episode. | http://waltermonteiro.com/podcast
2015-02-1109 minThe Real Estate and Mortgage ShowEpisode 21Closing Costs
In this week’s episode of The Real Estate & Mortgage Show, Walter discusses “Closing Costs” and things that you need to know when buying a property especially the costs involved.
2015-01-2920 minThe Real Estate and Mortgage ShowEpisode 19Rent to Own
Are you planning to “Rent to Own” your dream home?
If you are, then you won't want to miss this podcast.
In this episode, Walter discusses the pros and cons of a Rent to Own Scheme and what you need to know so the dream of home ownership doesn't become a nightmare.
2015-01-1512 minThe Real Estate and Mortgage ShowEpisode 181st Time Homebuyer's Incentives
If you are a first time home buyer then you won’t want to miss this week’s episode where Walter discusses the little known incentives you are entitled to and some helpful tips to make the home buying process a little more affordable.
2015-01-0808 minThe Real Estate and Mortgage ShowEpisode 17Common Seller Mistakes
Facts You Thought Were True That Aren't.
Discover the the mistruths and wives tales of the real estate transaction. Walter shares with you 7 points you need to know if you're going to be selling any real estate in 2015.
2015-01-0217 minThe Real Estate and Mortgage ShowEpisode 15Power Of Sale Properties
Have you ever thought about buying one?
Are they as good a deal as people think they are?
Are there any risks involved in buying one in comparison to a traditional sale?
This week listen to Walter's conversation with Real Estate Lawyer Victor Hussein.
Victor shares some valuable information that many people don't even think about. If you're thinking of buying a Power Of Sale listing, this is information you won't want to miss.
2014-12-1228 minThe Real Estate and Mortgage ShowEpisode 13Multiple Offers
In a busy real estate market, getting your offer accepted when there is multiple bidders becomes a challenge. Walter Monteiro shares some pointers on how you can beat out other buyers with a winning bid and get the home of your dreams.
2014-11-2805 minThe Real Estate and Mortgage ShowEpisode 9Walter Monteiro RRSP Mortgage Investor
This week I thought it was a good time to talk to you about an RRSP investment alternative that I feel very passionate about. RRSP mortgage investing. In fact I wrote a book on the topic last year about it. It's available online at www.rrspmortgageinvestor.com
2012-02-1212 minThe Real Estate and Mortgage ShowEpisode 6Karen Monteiro, Mortgage Alliance Maximum Results Financial Services Inc
This weeks interview with Mortgage Broker Karen Monteiro of Mortgage Alliance Maximum Results Financial Services Inc. Karen shares some insights as to the role a mortgage broker plays in helping you obtain the right mortgage for your goals and needs.
2012-01-2319 minThe Real Estate and Mortgage ShowEpisode 5Walter Monteiro interviews Carolann Wilson of Property Presenters.
Walter Monteiro of Coldwell Banker Maximum Results interviews Carolann Wilson, a professional home stager with Property Presenters.
2012-01-1614 minThe Real Estate and Mortgage ShowEpisode 4Heather Schmitz of AMJ Campbell, Moving Consultant, Interviewed by Walter Monteiro
Walter Monteiro of Maximum Results Coldwell Banker in Cambridge, interviews Heather Schmitz of AMJ Campbell.
2012-01-0819 minThe Real Estate and Mortgage ShowEpisode 3Aberdeen Homes owner Nathan Hallman, interviewed by Walter Monteiro.
Coldwell Banker Maximum Results co-owner Walter Monteiro, interviews the President of Aberdeen Homes, a Cambridge-KW home builder.
2011-12-1608 minThe Real Estate and Mortgage ShowEpisode 2Walter Monteiro Interviews Cambridge KW Home Inspector
Interview with John Maggs. A home inspector in the Cambridge Kitchener Waterloo area. John and his wife Bridgett are the owners of Global Property Inspections. John shares some insights on the home inspection process you should be aware of when out shopping for a new home.
2011-12-1315 min