Shows
The Excellent Monetary System (EMS)The Excellent Monetary System (EMS): True Additional Money Creation in Service of SocietyThis episode introduces the Excellent Monetary System (EMS) as a structural solution for enabling real, debt-free public financing. Discover how the EMS is implemented, how it operates alongside the current monetary system, and how it offers governments a non-inflationary way to meet societal needs without relying on taxes or borrowing.In this short yet powerful episode, I present a clear and complete explanation of the Excellent Monetary System (EMS): an additional monetary system designed to enable real, debt-free money creation in service of the public interest.I walk you through its step-by-step implementation, the role...2025-03-1005 min
The Excellent Monetary System (EMS)BBONUS episode: The Root Cause of Financial Problems in Our SocietyThis bonus episode of the Excellent Monetary System (EMS) podcast explores what lies at the heart of recurring financial stress, inequality, and economic crises across the globe: the fact that our current monetary system never truly creates additional money — all new money comes with an equal amount of debt.Discover how the EMS proposes a revolutionary but complementary solution: truly additional, debt-free money creation. This episode explains how EMS offers structural relief, economic resilience, and the potential to break the cycle of scarcity, taxation pressure, and debt. It challenges conventional thinking about inflation, explains ho...2025-02-2713 minThe Excellent Monetary System (EMS)Breaking Free from the Debt TrapIn this powerful episode of the Excellent Monetary System podcast, we take a deep dive into one of the most critical questions of our time: how much debt is enough to sustain modern economies? The answer: there is never enough. Our current financial systems — monetary, banking, and economic — are built on endless growth driven by debt, creating a dangerous cycle that threatens long-term stability. This episode explores the mechanics behind debt-based money creation, the structural flaws that make economic collapse inevitable, and how we can transition to a future where money is created based on real societal needs. Discover how...2025-02-2613 minThe Excellent Monetary System (EMS)The Debt Trap: Why Our Economic System Is Built to FailIn this episode of the EMS podcast, we explore one of the most critical and misunderstood flaws in our global economic system: the debt trap. Most people don’t realize that in today’s monetary framework, money is only created through debt — and never as real, net-positive value. This creates a vicious cycle where governments, businesses, and individuals are forced to borrow endlessly, just to stay afloat.We unpack the systemic causes behind this, including why the money supply can never cover total debt obligations due to interest, and how Keynesian economics often worsens the pr...2025-02-2411 minThe Excellent Monetary System (EMS)The Narrow Definition of Monetary and My Broader InterpretationIn this episode of the EMS podcast, I challenge the traditional, narrow definition of "monetary" as used in mainstream (macro)economics. While conventional thinking focuses on money supply and central bank policy, I explain why the entire network of financial dependencies between citizens, companies, and governments also belongs to the monetary domain.From inflation to cost pricing, from government policy to income inequality—everything has a monetary dimension that's often ignored. I show why this broader interpretation is essential for real systemic change, and how the Excellent Monetary System provides a structural solution....2025-02-2213 minThe Excellent Monetary System (EMS)The Current Governmental Banking and Financing SystemIn this episode of EMS – Excellent Monetary System – Wilfred Berendsen breaks down how governments fund their activities through taxation and debt, and how central banks like the ECB influence national budgets via interest rate policies. He critiques Modern Monetary Theory (MMT), especially the version proposed by Stephanie Kelton, and explains how current financial structures contribute to inflation, inequality, and economic instability. Wilfred makes the case for transitioning to the Excellent Monetary System, a system that removes the need for taxation and promotes sustainable prosperity for all.2025-02-2021 minThe Excellent Monetary System (EMS)The Current People and Companies Banking SystemIn this episode of the Excellent Monetary System (EMS) podcast, we dive deep into one of the core mechanisms of our modern economic world: the People and Companies Banking System. Although it underpins almost every financial transaction for individuals and businesses, its functioning and consequences are widely misunderstood.We reveal how commercial banks create money through debt — not through real value — and explain why this system never produces real, additional money. Instead, it guarantees a vicious cycle of borrowing, repayment, and rising inequality. As long as this model remains, economic collapse is not a risk...2025-02-1810 minThe Excellent Monetary System (EMS)The currrent economic systemsIn this sixth episode of the EMS podcast (Excellent Monetary System), we examine how today’s economic systems are built on financial dependencies between companies, citizens, and governments. Using the cost-price structure as a lens, we explain how these dependencies are created and maintained – often at the expense of livable wages and sustainable growth. We argue that it’s time for a fundamental shift toward the Excellent Monetary System.2025-02-0422 minThe Excellent Monetary System (EMS)The current monetary systemThis episode describes and tells a lot about the current monetary system. The features of current monetary system are mentioned. It is explained how the current monetary system works. The role of commercial banks in money creation is explained. The notion of fractional reserve banking is mentioned but also the notion of full reserve banking. And the other alternative of no reserve banking. I mention my definition of governmental banking system and governmental financing system. These notions will get more detailed explanations in further episodes of this podcast.2025-01-2926 minThe Excellent Monetary System (EMS)What is the Excellent Monetary SystemIn this Episode of the Podcast, I explain a lot more about the Excellent Monetary System. The key features of the Excellent Monetary System are explained, it is explained how the Central Banks and Governments can create my monetary system. I explain a bit about the Governmental Policies that governments can or should use together with the Excellent Monetary System. This episode of the podcast however, of course, by far not fully covers what EMS entails. For getting the bigger picture, to get to understand the relations enough, the former episode about inflation but also quite some p...2025-01-1329 minThe Excellent Monetary System (EMS)How inflation really worksThis part of the podcast is the most important because it explains many aspects of the phenomenon of inflation. This explanation is very relevant for understanding what is going on in the current worldwide economies but also it is important for understanding enough why my Excellent Monetary System is important to solve problematic inflation and why my Excellent Monetary System is much better than the current monetary system. Also hopefully those who listen to this episode about inflation completely will get to understand how important the insights in this podcast are and why the current monetary system is insane...2025-01-0950 minThe Excellent Monetary System (EMS)Outline for the EMS podcastThis episode for the podcast gives a global description of the content of the podcast. This content, the several episodes that i plan to make and publish here the next months, is a very important guide line. But while making the podcast i might well add other episodes 2025-01-0904 minThe Excellent Monetary System (EMS)Introduction Excellent Monetary System (EMS) podcastThe Excellent Monetary System (EMS) has been created around 2010 by Wilfred Berendsen from Lichtenvoorde, The Netherlands. Drs. W.T.M Berendsen has been educated at Erasmus University, Rotterdam, The Netherlands. There he acquired his MBA with specialization in change management. Therefore he also understands well how ecosystems like economic and monetary systems and our worldwide economies should work and how to improve these kind of ecosystems.The Excellent Monetary System (EMS) is not just an option for improving the current monetary system, but the EMS is the only possible and highly needed replacement for the current worldwide m...2025-01-0905 min