Shows
The Twin Cities Real Estate Investing Show#39 - Twin Cities BRRRR Machine : the Richard Ochoa StoryRichard Ochoa has been investing in real estate since 2019. He started while working full-time, buying affordable properties from wholesalers and doing much of the hands-on work himself. Now a licensed contractor, he’s flipped multiple homes and holds a small rental portfolio built through refinancing and reinvesting profits.
In this episode, Richard shares what it’s actually like to go full-time in real estate—what works, what doesn’t, and how he keeps projects moving with a mix of hustle and contractor know-how. If you’re trying to get started with limited capital and a willingness to work, this...2025-07-282h 03The Twin Cities Real Estate Investing Show#38 - Networking Guru Alyssa Strom Shares Twin Cities’ Best Neighborhoods for ROITwin Cities Real Estate Investing #38
Where to Invest in the Twin Cities in 2025 (Our Top 15) w/ Alyssa Strom
Alyssa Strom is back—and this time, we’re diving into the networking magic that’s helped shape her real estate journey. From co-founding the Millennial Investors Group (now REBL) to creating Lyft, a powerful community for women in real estate, Alyssa has built more than just connections—she's built a lifestyle around investing, collaboration, and impact. We also run through our picks for the Top 15 Most Investor-Friendly Areas in the Twin Cities, breaking down which neighborhoods are prim...2025-07-211h 20The Twin Cities Real Estate Investing Show#37 - 10 Years of Simple Deals w/ Adam TafelTwin Cities Real Estate Investing Show #37
"10 Years of Simple Deals w/ Adam Tafel"
Adam Tafel is a local Realtor, investor, and the co host of this show. Over the last decade, he has quietly built a real estate portfolio without chasing trends, overleveraging, or trying to scale quickly. In this episode, Adam reflects on ten years of buying solid properties in good locations using conventional financing and a common-sense approach. No big flips, no massive rehabs — just steady, well-managed rentals across long-term, mid-term, and short-term strategies.
You’ll hear what worked, what didn’t, and...2025-07-141h 07The Twin Cities Real Estate Investing Show#36 - Twin Cities Housing Trends and Opportunities - Summer 2025Twin Cities Real Estate Investing Show #36
"Summer 2025 Market Update"
In this episode, it’s just Adam and Tim pulling back the curtain on what’s really happening in the Twin Cities market right now. We start with a fresh local market update, comparing Minnesota’s resilience to the turmoil hitting national headlines in places like Florida, Austin, and Arizona. Then we dive into real stories from clients and friends making deals work despite today’s challenges — and share the strategies behind those successes. Finally, we unpack big changes in lending, plus the political and regulatory forces you...2025-07-071h 01The Twin Cities Real Estate Investing Show#35 - "Using Equity to Scale a Real Estate Portfolio w/ DIY Pro Evan Kraljic"Twin Cities Real Estate Investing Show #35
"Using Equity to Scale a Real Estate Portfolio w/ DIY Pro Evan Kraljic"
Last week’s guest was Evan Kraljic, a true DIY success story in Twin Cities real estate. Evan began his journey househacking a duplex in 2019 and continued to repeat the strategy, using the equity he built along the way to acquire additional properties. A self-taught investor who mastered everything from renovations to tenant screening, Evan even earned his contractor’s license and real estate sales license to pull his own permits and represent himself—maximiz...2025-06-301h 47The Twin Cities Real Estate Investing Show#34 - "22 Years, One Marriage, and a Lot of Rentals w/ Tim and Nicole SwierczekTwin Cities Real Estate Investing Show #34
"22 Years, One Marriage, and a Lot of Rentals" w/ Tim and Nicole Swierczek
Nicole Swierczek (Tim's Wife) joins us for a candid look back at 22 years of real estate investing alongside her husband Tim. What started with a smart home sale and a used car lot paycheck slowly turned into a true mom-and-pop rental portfolio—built one property, one repair, and one late-night tenant call at a time. Nicole, who currently manages the day to day of the portfolio, shares how they weathered the chaos of landlording, the pressure of...2025-06-231h 17The Twin Cities Real Estate Investing Show#33 - From Househacking to BRRRR to Mobile Home Parks w/ Matt BergstromTwin Cities Real Estate Investing Show #33
"From Househacking to BRRRR to Mobile Home Parks w/ Matt Bergstrom"
Matt Bergstrom’s real estate journey began humbly—fresh out of college, he househacked a townhome with his cousin, not thinking much of it at the time. A decade passed before real estate came back into focus. Alongside his wife, Matt bought a charming early-1900s duplex in St. Paul’s Cherokee Park neighborhood, followed by a full-scale renovation of a single-family home. From there, he kept building: a non-owner-occupied duplex with Section 8 tenants, a handful of rent...2025-06-161h 00The Twin Cities Real Estate Investing Show#32 - A Financial Advisor’s Frugal Path to Freedom w/ Scott JensenTwin Cities Real Estate Investing Show #32
"A Financial Advisor's Frugal Path to Freedom" w/ Scott Jensen
What does a financial advisor actually invest in? For Scott Jensen, the answer might surprise you. A lifelong DIYer and frugality-focused wealth builder, Scott has spent years advising others on how to make smart financial decisions — all while quietly building his own real estate portfolio on the side. But recently, he made a major shift: selling off his physical properties and transitioning into more passive, less hands-on investments so he can spend more time with his family. In t...2025-06-091h 40The Twin Cities Real Estate Investing Show#31 - 2025 Suburban Multifamily Data🎙 The Twin Cities Real Estate Investing Show
Episode #31 – “2025 Suburban Multifamily Data”
This is the third episode in our multifamily data series, where we break down market trends across the Twin Cities. In this one, Adam and Tim dig into the numbers behind suburban multifamily sales — focusing on cities within the metro but outside of Minneapolis and St. Paul proper.
We cover:
The overall lack of sales volume in many suburban municipalities
Which suburbs have relevant data and stand out for rent-to-price ratios
Why some higher-end areas still perform well — and...2025-06-0236 minThe Twin Cities Real Estate Investing Show#30 - How Steve "The Uptown Guy" Taylor Made a Fortune in S MplsThe Twin Cities Real Estate Investing Show #30
"How Steve "The Uptown Guy" Taylor Made a Fortune in S Mpls
Steve Taylor is a real estate broker, manager, and investor operating out of Lowry Hill Minneapolis. Steve came to the states from his home country of New Zealand back in the early 2000s, landing in Minnesota shortly after the real estate crash of 08. Steve immediately saw opportunity where others did not, buying up small multifamily properties in the Uptown and surrounding neighborhoods of South Minneapolis. Today Steve has his broker's license in multiple states, and (similar...2025-05-261h 36The Twin Cities Real Estate Investing Show#29 - "Achieving FIRE without the Burnout" w/ Alyssa StromTwin Cities Real Estate Investing Show # 28
"Achieving FIRE without the Burnout w/ Alyssa Strom"
Alyssa Strom is a local real estate investor from Superior, WI. Her journey into real estate investing began in 2014 after reading Rich Dad, Poor Dad, which inspired her to pursue financial and lifestyle freedom through real estate. Since then, she has been involved in property management, real estate development, and has owned multiple investment properties. Alyssa is passionate about assisting others in achieving their financial goals through real estate.
Alyssa is the perfect guest for this show...2025-05-191h 40The Twin Cities Real Estate Investing Show#28 - SF Strategy to App Development (plus St Paul Rent Control Update) w/ Oliver LernerTwin Cities Real Estate Investing Show #28
"From Single Family Strategy to Software Development w/ Oliver Lerner"
Oliver Lerner is a real estate investor and tech entrepreneur living in Golden Valley, MN. He got his start shortly after college by houshacking a string of SF homes in St Louis Park. Oliver went on to buy more and more homes once he was done occupying each deal - now he self-manages 10 SF rentals, all in Saint Louis Park. Oliver is also the founder of ShukRentals - an app which aims to "rid the world of slumlords".
...2025-05-121h 41The Twin Cities Real Estate Investing Show#27 - Inside the Mind of a Twin Cities Wholesaler w/ Brad SmithTwin Cities Real Estate Investing Show # 27
"Inside the Mind of a Wholesaler with Brad Smith"
Brad Smith is the owner/operation of iBuyMSP, a local wholesaling company. Brad sits down with the boys for an hour and shares his mindset, approach, frustrations, and unique insights into the world of wholesaling in the Twin Cities.
Brad got his MN start in the contracting world, a perfect resume for a good investor/wholesaler. We really only scratch the surface of how much valuable information a guy like Brad can bring to our s...2025-05-051h 25The Twin Cities Real Estate Investing Show#26 - For the Love of Old Homes w/ Claire JohnstonTwin Cities Real Estate Investing Show #26
"For the Love of Old Homes w/ Claire Johnston"
If you listen to this podcast, there is a pretty good chance you follow @minncenturymod on instagram. And if you don't - now you do! Claire Johnston began posting her DIY home renovation journey back in 2018, bought her first rental in 2020, and then got her real estate license ... and the rest is history!
We talk with Claire about her journey from DIYer to influencer and her transition from corporate work to self-employment. Her portfolio may...2025-04-281h 16The Twin Cities Real Estate Investing Show#25 - How Matt Schober Invests Intelligently and Consistently with a Day JobTwin Cities Real Estate Investing Show #25 How Matt Schober Invests Intelligently and Consistently with a Day Job
Matt Schober is a real estate investor living in St Paul. Matt got his start investing out of state after college - and immediately got the investing bug. He then moved back to the Twin Cities with his family, investing in a string of 1-4 unit properties throughout Minneapolis. Today Matt runs a tech-focused consulting business, meaning that focusing on his properties is no longer the highest and best use of his time - and he’s structured his...2025-04-211h 23The Twin Cities Real Estate Investing Show#24 - How Tucker Mortier Went From Newbie to 10 Doors in 3 YearsTwin Cities Real Estate Investing Show #24
"How Tucker Mortier Went From Newbie to 10 Doors in 3 Years"
Tucker Mortier is a real estate investor living in St Paul. His impressive run of 3 owner-occupied duplexes in 3 years is a great blueprint for anyone looking to leverage a few moves into a modest portfolio of small multifamily. Tucker isn’t slowing down anytime soon, having just closed his first commerical deal on a contract for deed.
Tucker is a real easy-going guy, doesn’t take things too seriously. We hear about some of his...2025-04-141h 47The Twin Cities Real Estate Investing Show#23 - Spring Market UpdateTwin Cities Real Estate Investing Show #23 - Spring Market Update
Just the home team for this episode - Adam and Tim break down the current state of the Twin Cities housing market and dive into some deals we have pending for clients and friends.
Topics in Order
Market update
March 2025 closed sales with Home Free TC
March 1-21, 2025: Fully Accepted Offers
Inspections waived: 27% ↘
Pre-MLS sales: 12% ↘
Cash: 18% ↘, Conventional: 70% ↗, FHA: 9% ↗, VA: 1% ↘
Average purchase to list price: 100.6% ↘
Median purchase to list price: 100%
Seller contribution towards buyer's closing costs: 28% ↗
Home warranties included: 7% ↗
Contingent on the sale of the buyer's home: 9% ↗
E...2025-04-071h 05The Twin Cities Real Estate Investing ShowTCREI Show #22 - A Broker's Guide to Multifamily in 2025 w/ Nathan OpatzTwin Cities Real Estate Investing Show #22
"A Broker's Guide to Multifamily" w/ Nathan Opatz
Nathan Opatz is a seasoned real estate professional with 24 years of experience, specializing in multifamily properties. His company, Apartment Cash Flow Inc., operates out of Hudson, Wisconsin . Nathan has a proven track record in the real estate market, working with many sellers in the 4-20 unit space.
Nathan is an easy guy to talk to, he's very direct and keeps things simple. You won't hear Nathan speaking in superlatives or exaggerating his success, he keeps it...2025-03-311h 30The Twin Cities Real Estate Investing ShowTCREI Show #21 - Managing Like a Pro w/ Elzie McGeeThe Twin Cities Real Estate Investing Show #21 - Managing Like a Pro w/ Elzie McGee
Elzie McGee is a professional property manager from North Minneapolis. He also has his own portfolio of small multifamily properties spread across Minneapolis. Elzie is a true expert in the field of property management - he brings all of his experience as an investor and manager of 1000s of units to this episode.
We talk to Elzie about his upbringing, early career, and first few deals. Elzie is the first in his family to build generational wea...2025-03-241h 53The Twin Cities Real Estate Investing ShowTCREI Show #20 - My Real Estate Dad, Will RolfTwin Cities Real Estate Investing Show #20 - "My Real Estate Dad", Will Rolf
Will Rolf is a real estate broker, manager, and investor living in Cathedral Hill, St Paul. Will invested in real estate consistently throughout the 1990s and 2000s as he worked as a Realtor in St Paul, allowing Will to retire from full-time sales around 2010. He got his start buying small multifamily and single-family homes, eventually scaling to larger commercial properties, including restaurants, sober living, and other mixed-use buildings.
Will Rolf is not my (Adam's) actual Dad, but he has...2025-03-171h 21The Twin Cities Real Estate Investing ShowTCREI Show #19 - The Rent Control Mess in St Paul w/ Nate Hood
🎙️ Episode 19: The Rent Control Mess in St. Paul w/ Nate Hood
🔑 Key Topics Covered
The origins and consequences of rent control in St. Paul
Planning Commissioner Nate Hood’s case against rent control
How zoning and building codes impact housing supply
What investors are seeing on the ground vs. what policy promises
Honest disagreements and shared goals for St. Paul’s future
🧠 Episode Summary
In Episode 19, we sit down with Nathaniel (Nate) Hood — a dad, husband, real estate investor, and St. Paul Planning Commissioner. Nate resides in Ward 3, works for...2025-03-101h 30The Twin Cities Real Estate Investing ShowTCREI Show #18 - From Drywaller to $2m Flips - Corey WrightTwin Cities Real Estate Investing Show #18:
"From Drywaller to $2m Flips" - Corey Wright
Corey Wright is a real estate investor living in Minnetonka, MN. He grew up in North Minneapolis and got a job installing sheetrock in the early 00's, often working for home flippers. Corey tells us how his curiosity led him to networking with house flippers, learning other trades, and eventually going off on his own ventures.
Over the years Corey built successful house-flipping, property management, and real estate sales businesses. His kno...2025-03-031h 31The Twin Cities Real Estate Investing ShowTCREI Show #17 - New Year, New Laws w/ Brad SchaeppiTwin Cities Real Estate Investing Show #17 - New Year, New Laws w/ Brad Schaeppi
Brad Schaeppi is an attorney from Minneapolis, currently living with his family in Minnetonka. Brad brings a unique combination of skills and experience to our show—primarily as a full-time real estate attorney but also as a landlord, former city council representative, father, and fifth-generation Minneapolis resident.
Today's episode is a long one because there is a LOT to cover over the past few years of Minnesota, St Paul, and Minneapolis changes to landlord/tenant laws. We dig i...2025-02-241h 57The Twin Cities Real Estate Investing ShowTCREI Show #16 - Quitting Your W2 After Deal #1 w/ Andrew StreetTwin Cities Real Estate Investing Show #16 - "Quitting Your W2 After Deal #1" w/ Andrew Street
Andrew Street has been a friend of the pod for a very long time, and we are excited to have him on! Andrew and his wife Tammy purchased a duplex in 2020 with Adam and Tim - a BEAUTIFUL 1860s up/down in the heart of Hastings, MN. They turned the upper unit into an STR... and it paid their entire mortgage!
Fast forward to 2025: Andrew and his wife have travelled the US in an RV while the...2025-02-1757 minThe Twin Cities Real Estate Investing ShowTCREI Show #15 - Minneapolis Sales/Rental Data and TrendsTwin Cities Real Estate Investing Show #15- Minneapolis Sales/Rental Data and Trends:
No guest for this episode - Adam and Tim dive into the Minneapolis rental, housing, and small multifamily markets. This episode is a continuation of the Twin Cities Real Estate Investing Meetup, which can be found at Meetup.com and takes place once per month at various locations throughout the metro. In this episode we share our findings, including some surprises and valuable insights.
Our main takeaway - while the data is interesting, valuable and will ultimately help ne...2025-02-1048 minThe Twin Cities Real Estate Investing ShowTCREI Show #14 - Househacking w/ Twins, Abby and Vicky HidalgoTCREI Show #14 - Househacking w/ Twins, Abby and Vicky Hidalgo
Did you know we host a monthly meetup? Well, it's true. This meetup happens on the first Tuesday of *most months, and this is where we met Abby and Vicky. Adam's former teammate Jeff has represented these two in a handful of transactions - starting when they took the plunge into duplex living from their comfortable single family in Farmington. This was years ago - now they have a nice little portfolio of small multifamily on their hands.
Abby and Vicky are...2025-02-0357 minThe Twin Cities Real Estate Investing ShowTCREI Show #13 - 5X Househack MVP Adam WidderTwin Cities Real Estate Investing Show #13 - 5X HouseHack MVP Adam Widder
Adam Widder is a commercial asset manager living in Crocus Hill, St Paul. He got his start in real estate by flipping a home with his wife while stationed in Kansas. The profits from this single flip ended up funding his first and second househack deals - a triplex and duplex on the West Side of St Paul.
Adam then went on to househack a third and fourth time - building a small multifamily portfolio in solid B-class neighborhoods. In 2021, he qu...2025-01-271h 25The Twin Cities Real Estate Investing ShowTafeltime #4 - Gameplan for 2025How should the average Minnesotan approach real estate investing in 2025? Real estate content on the internet/social media can be inspiring and helpful - but not always practical when it comes to everyone's market and financial situation. Adam gives his two cents on the downsides to real estate "influencers", ideas for practical investing in 2025, the current state of the market, and much more.
2025-01-2337 minThe Twin Cities Real Estate Investing ShowTCREI Show #12 - Building a Modest St Paul Residential Portfolio w/ Linda AlterTwin Cities Real Estate Investing Show #12 - Building a Modest St Paul Residential Portfolio w/ Linda Alter
Linda has been a real estate professional since the mid-1990s and has made St Paul her home for the majority of that time. A few key residential purchases throughout her career have put Linda in a comfortable place for her eventual retirement - and the relationships she's gained along the way are priceless.
Linda has a fantastic track record of working with investors in the 1-4 unit space - many of whom still occupy their du...2025-01-2059 minThe Twin Cities Real Estate Investing ShowTCREI Show #11 - S Mpls Mixed-Use w/ Kurt PauleyTwin Cities Real Estate Investing Show - #11 - Kurt Pauley
Kurt Pauley is an investor and commercial real estate broker. He got his start by investing in residential and small multifamily properties in cheaper out-of-state markets and later entered the commercial world of mixed-use buildings in Minneapolis. Kurt also helps clients buy and sell similar properties.
Kurt is a smart guy - very straightforward and to the point. He’s easy to talk to and has a right-sized ego about his accomplishments - something you don’t always see with successful commer...2025-01-071h 35The Twin Cities Real Estate Investing ShowTCREI Show #10 - Twin Cities Short Term Rentals w/ Tanya RooneyTwin Cities Real Estate Investing Show - #10 - Tayna Rooney
Tanya Rooney is a real estate investor, airbnb host, and podcaster. She stumbled into the world of short term rentals accidentally when one of her flips didn’t sell, a large home in Summit University of St Paul. Fast forward 4 years later - she has 5 of them throughout Minneapolis/St Paul.
Tanya brings fantastic energy and her specific brand of blunt, straightforward advice to this podcast. Anyone looking to invest in short-term rentals should absolutely consider reaching out to Tayna and her team for help wi...2024-12-301h 22The Twin Cities Real Estate Investing ShowTCREI #9 - Matt BrownThe Twin Cities Real Estate Investing Show - Episode #9 - Matt Brown
Matt Brown is a real estate coach and VP of Growth for our regional Coldwell Banker. He was a pivotal role model for Adam when he made the transition to being a full-time agent and continues to be a mentor for new and seasoned agents/investors throughout the Twin Cities.
In this episode, we get into the market crash of 2008 and the fallout thereafter. Matt and Tim were both active investors and real estate professionals during this time. We als...2024-12-231h 09The Twin Cities Real Estate Investing ShowTCREI Show #8 - Lending Changes, Rent Control.Twin Cities Real Estate Investing Show #8 - Lending Changes and Rent Control
Adam and Tim are on their own this week, diving into the topics of lending changes for 2024 and Twin Cities politics.
Tim shares plenty of new lending guidelines for the upcoming year, many of which will have a direct impact on local investors. Conventional and FHA loan limits have risen to the point where no 2-4 unit househacker should have trouble staying under the max - a problem we use to run into more frequently. The ability to use boa...2024-12-1657 minThe Twin Cities Real Estate Investing ShowTCREI Show #7 - Kirk DuckwallTwin Cities Real Estate Investing Show - #7 - Kirk Duckwall
Kirk Duckwall has been a real estate professional in the Twin Cities for over 20 years. He is the co-owner of BRIX Real Estate, a full-service boutique brokerage serving the greater Minneapolis/St. Paul area.
Kirk began his real estate education in the early 2000s. With a background in the construction industry, he gave flipping a try - with varying degrees of success.
While Kirk doesn't currently invest in real estate (besides his primary home, cabin, and commercial offic...2024-12-091h 07The Twin Cities Real Estate Investing ShowTCREI Show #6 - Kwame Osafo-AddoTwin Cities Real Estate Investing Show!
Kwame Osafo-Addo is an attorney and real estate investor living in Long Lake, MN. We were introduced to Kwame through the Realtor he used to purchase his first primary home in Minnesota a few years back, and since then, he’s become a friend and a trusted resource for our clients with landlord/tenant disputes.
Kwame has the unique experience of having represented hundreds of tenants in legal actions over the years, making him a fantastic resource for landlords as well. He has a unique appro...2024-12-021h 04The Twin Cities Real Estate Investing ShowTCREI Show #5 - Liz SibetTwin Cities Real Estate Investing Show - #5 - Liz Sibet When we set out to make the TCREI Show we had a particular vision - we wanted to show a full spectrum of local real estate investors. So far we've heard from folks with a little as 2 doors and 3 years of experience - and I think some of those interviews will be the most helpful to our audience in sharing actionable advice. We also need to show the other end of the spectrum - investors who have scaled and operate at an extremely high level. That's the sort of...2024-11-2557 minThe Twin Cities Real Estate Investing ShowTCREI Show #4 - "St Paul Data and Market Update"No guest for this episode - Adam and Tim dive into the St Paul rental, housing, and small multifamily markets. This episode is a continuation of the Twin Cities Real Estate Investing Meetup, which can be found at Meetup.com and takes place once per month at various locations throughout the metro. In this episode we share our findings, including some surprises and valuable insights.
Our main takeaway - while the data is interesting, valuable and will ultimately help newer investors navigate the search and purchase process with greater confidence and perspective, we do not re...2024-11-181h 03The Twin Cities Real Estate Investing ShowTCREI Show #3 - Tyler NashTwin Cities Real Estate Investing Show
Tyler Nash is a real estate investor out of Forest Lake, MN. He got his start with an off-market single family purchase in North Branch, MN a little over 10 years ago, which set him up nicely for his next few deals. Tyler bought a smaller duplex with Adam in 2020 on the east side of St Paul, followed by a 7 unit in the western suburbs. Now Tyler is focusing on smaller commercial multifamily with a contractor partner. Tyler is an all-around great guy to work with and a good friend, w...2024-11-101h 13The Twin Cities Real Estate Investing ShowTafelTime #3 - Election Day EveElection Day Episode! If high school friends aren’t fighting in the comments I will consider this Tafeltime a failure. Don’t let that happen ! Also- interest rates, homebuyer credits, “early?” retirement, crypto bros, and so much more. You can find my TCREI Show w/ Tim Swierczek AND Tafeltime on all podcast platforms ! And YouTube! I hope everyone gets out to vote tomorrow - thanks for tuning in.
2024-11-0418 minThe Twin Cities Real Estate Investing ShowTCREI Show #2 - Rianna RedigRianna Redig is a local real estate investor. She got her start in 2015 buying single family homes in a cheaper yet livable area of South Minneapolis. She then focused on 2-4 unit multifamily, buying duplexes in Richfield with her partner. Rianna is now purchasing, renovating, and managing commercial office spaces in the Rochester area. Her target tenants are professionals like attorneys, massage therapists, and estheticians.
Adam Tafel is a Realtor and Real Estate Investor living in Highland Park. You can reach him at Adam@UpsidePropertySales.com.
Tim Swierczek is a Mortgage Le...2024-11-0356 minThe Twin Cities Real Estate Investing ShowTCREI Show #1 - Adam and TimAdam Tafel and Tim Swierczek interview each other for their podcast debut. The guys discuss their vision for the show, their personal growth and challenges as real estate investors, and what guests can expect moving forward.
Adam Tafel is a Realtor and Real Estate Investor living in Highland Park. You can reach him at Adam@UpsidePropertySales.com.
Tim Swierczek is a Mortgage Lender out of White Bear Lake. You can reach him at Tim@TimSwierczek.com. or schedule an appointment today here
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