Shows
Balanced FI Podcast42. How to Make the 52 Week Savings Challenge Work for YouWelcome to the Balanced FI Podcast, episode 42 - How to Make the 52 Week Savings Challenge Work for YouThe 52 Week Savings Challenge is a simple method for saving a large amount. Making smaller deposits each week will help you reach your savings goal amount by the end of the year-long challenge period.Print out one of the trackers included in this article for monitoring your savings progress. You don’t have to start your challenge at the beginning of the year, but the $1000 and $5000 Savings trackers are set up to accumulate those amounts before Christmas.
2022-05-2517 min
Balanced FI Podcast41. The Best Mother's Day Gift Ideas for Moms of Young KidsWelcome to the Balanced FI Podcast, episode 41 - The Best Mother's Day Gift Ideas for Moms of Young KidsThese Mother’s Day gift ideas for moms with young kids are guaranteed to score the dads out there some major brownie points. We all know it’s Dad’s job to buy Mother’s Day gifts when their children are young. That also means there’s more pressure to buy a great gift. Mom is going to appreciate anything directly from the kids. It’s on Dad to buy something that shows his appreciation for all she does. ...
2022-05-1111 min
Balanced FI Podcast40. How to Start a Virtual Bookkeeping BusinessWelcome to the Balanced FI Podcast, episode 40 - How to Start a Virtual Bookkeeping Business, based on my own experience in starting one. I’ll walk you through the major decisions you need to make, step by step, to get this side hustle off the ground. The most important reminder is to not fake your qualifications; don’t pass yourself off as a bookkeeper with no knowledge or experience.We’ll cover the basic steps, likeDecide on a business name & business typeRegister with your state & the IRSOpen a business bank accountGet liability insuranceTrain on book...
2022-04-2732 min
Balanced FI Podcast39. Investing Terms 101Welcome to the Balanced FI Podcast, episode 39 - Investing Terms 101: Basic Investment Terms You Need to KnowUnderstanding a few basic investment terms is a step forward on your journey toward financial security. Investing can be as complex or as simple as you want it to be. Thousands of people actually invest others’ money as a job…. but it’s also something literally anyone with money can participate in. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES...
2022-04-2024 min
Balanced FI Podcast38. The 20 Best Money-Saving Life HacksWelcome to the Balanced FI Podcast, episode 38 - The 20 Best Money-Saving Life HacksPlanning for your money, conserving, meal planning, and more… little changes can lead to big improvements in your finances. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read- The 20 Best Money-Saving Life Hacks: Ways to Save Money in Everyday LifeRead- 4 Ways to Be Intentional With Your MoneyRead- 7 Steps to Find Your Motivation For Debt PayoffRead...
2022-04-1321 min
Balanced FI Podcast37. Quick Tips for a Frugal WeddingWelcome to the Balanced FI Podcast, episode 37 - Quick Tips for a Frugal WeddingThe average cost of a wedding in the US is around $30,000. That’s an awful lot of money to spend on one day. If you’re looking for more affordable alternatives, there are many ways to plan and host a frugal wedding without going into debt. These ideas will allow you to do something meaningful with your partner and celebrate your love in a way that doesn’t break the bank. FIND US:Balancedfi.com -- Podca...
2022-03-2924 min
Balanced FI Podcast36. Gather These Documents for Your Tax PrepWelcome to the Balanced FI Podcast, episode 36 - Gather These Documents for Your Tax PrepHopefully, you’re planning ahead to make sure your taxes will be filed in a timely manner. Whether you’re preparing your own return or paying a professional, some documents are needed for taxes, and you need to make sure you have all of them gathered up. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read- The Most Important Documen...
2022-03-2228 min
Balanced FI Podcast35. Struggling to Talk to Your Spouse About Money: 3 Simple Steps to HelpWelcome to the Balanced FI Podcast, episode 35 - Struggling to Talk to Your Spouse About Money: 3 Simple Steps to HelpMoney is a big part of marriage, whether you want to acknowledge it or not. The 3 steps to discussing your money with your spouse are:Talk about your current money situationTalk about your current money feelingsTalk about how to change your moneyTips for making these things happen included! FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RE...
2022-02-1516 min
Balanced FI Podcast34. Amazon Hacks for Making the Most of Your AccountWelcome to the Balanced FI Podcast, episode 34 - Amazon Hacks for Making the Most of Your Account - even if you’re not a Prime member. Amazon has taken over so many areas of life, but some of those features are super helpful. Although some of the things we discuss require a Prime membership, some are still available to non-members. Taking advantage of all the features of your Amazon account just makes good sense. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com
2022-02-0820 min
Balanced FI Podcast33. The 4 Cs of Credit: What You Need to KnowWelcome to the Balanced FI Podcast, episode 33 - The 4 Cs of Credit: What You Need to KnowAlthough you probably haven’t heard of them, the 4 Cs of credit are:Capacity to pay the loan backCapitalCollateralCredit scoreImproving one or all of these areas can greatly improve your odds of being approved for a mortgage or getting a better interest rate. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read: The 4 Cs of Credit: What...
2022-01-2513 min
Balanced FI Podcast32. Frugal not Cheap: 6 Things You Shouldn’t Skimp OnWelcome to the Balanced FI Podcast, episode 32 - Frugal not Cheap: 6 Things You Shouldn’t Skimp OnThe cheapest option isn’t always the best option - it might not be safe, efficient, or long-lasting. Instead, you shouldn’t skimp on these things:Safety thingsBaby safety thingsShoesAnything sleep relatedDog foodInsurance Listen to find out why! FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read: Frugal not Cheap - 6 Things You Shouldn’t Skimp OnResour...
2022-01-1818 min
Balanced FI Podcast31. How to Find Grants to Pay Medical BillsWelcome to the Balanced FI Podcast, episode 31 - How to Find Grants to Pay Medical BillsThe American healthcare system isn’t just un-user-friendly, it’s very expensive. Grants and financial assistance can help you avoid financial hardship or even bankruptcy. This episode covers where to find grants and other assistance, how to negotiate with medical providers, and how to organize everything to stay sane. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read: How to F...
2022-01-1120 min
Balanced FI Podcast30. 3 Simple Gratitude Prompts for Your Holiday SeasonWelcome to the Balanced FI Podcast, episode 30 - 3 Simple Gratitude Prompts for Your Holiday SeasonThe holidays can be hard for so many, making the focus on gratitude even more important. Askin yourself 3 simple questions can help you find the good in your day. FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read: 3 Simple Gratitude Prompts for Your Holiday Season SOURCES:Source: How to Practice Gratitude
2021-12-1407 min
Balanced FI Podcast29. All You Need to Know About Keeping Fun in Your BudgetWelcome to the Balanced FI Podcast, episode 29 - All You Need to Know About Keeping Fun in Your BudgetSetting aside a bit of money each month for fun, frivolous purchases helps you stay on track financially. You’re less likely to completely blow your budget when you know you have already planned for your hobbies and random habits. This episode goes over why you need to budget for funhow much to set asidehow to actually make a fun money budget part of your life FIND US:Balancedfi.com -- Pod...
2021-12-0718 min
Balanced FI Podcast28. Do You Need a Credit Score While Debt-Free?Welcome to the Balanced FI Podcast, episode 28 - Do You Need a Credit Score While Debt-Free?You CAN live without a credit score, once you’re debt-free… but life is a lot easier with a good credit score. A credit score is helpful for renting a home, establishing new utility services, applying for certain jobs, getting a mortgage, property insurance in some states, life insurance rates.Using credit wisely and carefully can help you get and maintain a good credit score. There’s one important caveat here - don’t even attempt limited credit card use unle...
2021-11-3020 min
Balanced FI Podcast27. 5 Tips for a Frugal ChristmasWelcome to the Balanced FI Podcast, episode 27 - 5 Tips for a Frugal ChristmasGift-giving doesn’t have to bankrupt you. To save money on Christmas, consider:Simplifying your giving listPlanning ahead and making a budgetShopping sales & looking for cashbackMaking giftsGiving second-hand giftsTo make next year less stressful, save for Christmas throughout the year FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read: 5 Tips for a Frugal ChristmasResource: Draw NamesRe...
2021-11-1614 min
Balanced FI Podcast26. How to Find Good Mental Health Care That Fits in Your BudgetWelcome to the Balanced FI Podcast, episode 26 - How to Find Good Mental Health Care That Fits in Your BudgetWhether you do or do not have health insurance, you are entitled to mental health care (and medical care, but that's for another day). Cost can make proper mental health care prohibitive, but there ARE resources out there when you can't afford a more traditional route. Suicide Prevention Lifeline: 1-800-273-8255Mental Health.gov National Domestic Violence Hotline: 1-800-799-SAFE (7233)Dial *211 FIND US:
2021-11-0926 min
Balanced FI Podcast25. 7 Steps to Find Your Motivation For Debt PayoffWelcome to the Balanced FI Podcast, episode 25: 7 Steps to Find Your Motivation For Debt Payoff.We’ve got 7 easy steps to keep you going during a long debt payoff journey:Identify what’s importantGet on the same pageTurn your priorities into goalsRemind yourself of your motivation for debt payoffWatch the numbers changeSet rewards to keep your motivation for debt payoffCelebrate your victories with like-minded people FIND US:Balancedfi.com -- Podcast -- Facebook -- Instagram -- Pinterest -- Hello@balancedfi.com RESOURCES:Read: 7 Steps to Find Y...
2021-11-0211 min
Balanced FI Podcast19. 3 Ways to Use Meal Planning to Save MoneyWelcome to the Balanced FI Podcast, episode 19! Thank you so much for listening in! Meal planning helps save money in multiple ways, plus it reduces so much stress for busy families.Meal planning reduces food wasteMeal planning limits impulse buysMeal planning reduces the expenses of eating out BONUS: Meal planning reduces stressTIP: online grocery shopping/ grocery pickup makes life easier and saves both time & money. If you need a kick in the pants to jump-start a money mindset change, I’m hosting a FREE No Spend Week Challenge October 11-17, 2021. You’ll le...
2021-09-1416 min