Shows
Net NetAre domestic partnerships worth it? feat. Raymond HekmatLizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the conversation covers benefits, limitations, and what you might not know could affect your rights. Whether you’re partnered, planning ahead, or just curious, this episode unpacks what it really means to commit outside the traditional framework. Main Topics00:00 Introduction to Domestic Partnerships01:36 Running The Numbers Segment02:32 Benefits and Lim...2025-07-2336 minNet NetAre personality tests worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us something to blame? Main Topics00:00 Introduction to Personality Types01:18 Running The Numbers Segment04:44 Criticisms and Limitations of Personality Tests09:50 Personality Tests in the Workplace19:58 Personality Profiles and Horoscopes20:48 Myers-Briggs and 16 Personalities23:08 Dating and Personality Compatibility24:36...2025-07-0937 minNet NetIs buying in bulk worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn't always cheap. Main Topics00:00 Introduction01:32 Running The Numbers Segment02:03 The Privilege and Pitfalls of Bulk Buying07:32 Unexpected Costs and Considerations14:30 Changing Circumstances and Bulk Buying19:51 Expensive vs. Cheap Items21:01 Toiletries and Household Staples2025-06-2536 minNet NetIs budgeting worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life. Main Topics00:00 Introduction01:25 Running The Numbers Segment05:37 Challenges and Tools for Budgeting10:10 Different Approaches to Budgeting13:31 Loose Budgeting20:25 Buildin...2025-06-1137 minNet NetAre prenups worth it? feat. Raymond HekmatLizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond Hekmat, a California-based family attorney. Together, they unpack common myths and misconceptions about prenups and explore whether they’re worth having. Main Topics00:00 Introduction01:18 Running The Numbers Segment02:20 Meet Our Guest, Raymond Hekmat04:03 The Importance of Prenups08:24...2025-06-0445 minNet NetIs minimalism worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures.Main Topics00:00 Introduction01:02 Running The Numbers Segment02:27 Minimalism in Design03:42 Minimalism in Daily Life06:54 Emotional Attachment to Possessions14:30 Cultural & Family Influences Against Minimalism24:09 Costs of Minimalism28:55 Balancing Minimalism vs Functionality31:27 The Struggle with Clutter35:56 Desi...2025-05-2848 minNet NetAre digital detoxes worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress. This episode explores how logging off can help – or sometimes complicate – modern life. Main Topics00:00 Introduction to Digital Detoxes01:10 Running The Numbers Segment02:35 The Costs of Digital Detox08:38 Detoxing from Social Media17:40 Managing Notifications and Digital Habits24:13 Mindless Social Me...2025-05-2143 minNet NetIs "buy now, pay later" worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of "buy now, pay later". They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional credit cards. Plus, they explore the emotional toll of feeling behind on payments and why it’s so easy to underestimate the long-term impact. Main Topics00:00 References for Statisticshttps://capitaloneshopping.com/research/buy-now-pay-later-statistics/ttps://www.lending...2025-05-1436 minNet NetAre postgraduate degrees worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of postgraduate degrees. From student loan debt to delayed income, mental health strain, and the opportunity cost of time, they explore what you really give up when you go back to school — and how to decide if it’s truly worth it. Main Topics00:00 What are Postgraduate Degrees?01:30 Running The Numbers Segment03:00 Personal Experiences with Master’s Degrees11:01 Evaluating the Worth of a Master's Degree17:20 Perspectives on Postgraduate Education26:44 Sacrifices and Personal Stories...2025-05-0750 minNet NetIs flying first class worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of first class. Is it worth it or a waste? In this episode, Lizzy and Lissa talk about pricing, privilege, upgrades, and what it says about how you view money. Main Topics00:00 First Class Perks01:17 Running The Numbers Segment02:38 Personal Experiences with First Class04:43 The Lounge Experience22:10 The High Cost of First Class24:47 Sleeping on Flights27:14 The Value of Comfort32:10 First Class Mishaps37:16 20 Cents Segment 2025-04-3042 minNet NetAre sabbaticals worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of sabbaticals. While they can be a source of self-discovery, recovery, or a positive lifestyle change, they can also potentially impact your career and finances. This episode covers the ins and outs of what a sabbatical could look like, and whether they’re worth taking.Main Topics00:00 Introduction to Sabbaticals01:36 Running The Numbers Segment03:25 Personal Experiences05:35 Perceptions and Misconceptions13:53 Financial Considerations23:55 The Challenges of Implementing Sabbaticals25:36 Unique Company Benefits32:50 How to Pla...2025-04-2344 minNet NetIs permanent makeup worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of permanent makeup. More and more people are opting for permanent and semi-permanent makeup for their eyebrows, lips, and more. From pricing and upkeep to the risks and rewards, this episode breaks down what you need to know before committing. They discuss whether the convenience outweighs the long-term costs and if it’s truly worth the investment. Main Topics00:00 Bacteria in Inks?01:25 Running The Numbers Segment02:30 Personal Experiences with Permanent Makeup04:25 Different Permanent Makeup Procedures14:51...2025-04-1637 minNet NetAre opposite sex friends worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of opposite sex friends. From navigating boundaries and societal expectations to the impact on relationships and personal well-being, they explore what these friendships really cost. Are they truly platonic, or can underlying tensions add complexity? They share their experiences and thoughts on the subject. Main Topics00:00 Introduction: Are Opposite Sex Friends Worth It?00:53 Running The Numbers Segment02:06 Growing Up with Opposite Sex Friends05:24 Challenges of Opposite Sex Friendships12:28 Trust and Boundaries18:07 Societal Perce...2025-04-0944 minNet NetIs being the breadwinner worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of being the breadwinner. From emotional labor to financial pressure to relationship dynamics, they explore whether taking the lead on income is empowering, exhausting, or both. Main Topics00:00 Introduction01:26 Running The Numbers Segment02:52 Mental Health Impacts of Being the Breadwinner05:54 Power Dynamics In Relationships11:04 Financial Independence20:13 Navigating Financial Independence21:06 Cultural Expectations and Gender Roles23:18 The Complexity of Financial Dependence24:47 Balancing Career and Family33:20 Financial Plann...2025-04-0241 minNet NetAre gym memberships worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of gym memberships. From sneaky fees to the mental cost of unused memberships, they uncover what you’re really paying for. Plus, they share smarter ways to stay active without overspending. Main Topics00:00 Introduction 01:08 Running The Numbers Segment02:42 Personal Experiences with Gym Memberships06:32 Home Gym vs. Gym Membership09:04 Different Gym Options and Preferences16:57 Deal Breakers in Choosing a Gym24:09 Bougie Gyms26:43 Specialized vs. General Gyms29:26 Social Dynamics...2025-03-2646 minNet NetIs overachieving worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of overachieving. More people are feeling the pressure to overachieve in their careers, finances, and even personal lives. This episode unpacks the hidden costs of always striving for more—stress, burnout, and never feeling like it’s enough. Lizzy and Lissa explore where this mindset comes from, how it impacts your well-being, and whether the hustle is really worth it. Main Topics00:00 Introduction to Overachieving01:17 Running the Numbers Segment02:50 Overachieving vs. Perfectionism08:10 The Impact of Overachieving15:2...2025-03-1942 minNet NetAre tattoos worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of tattoos. From hidden fees and touch-ups to the unexpected social and career implications, they break down what you’re really signing up for when you get inked. Whether you're planning your first tattoo or adding to your collection, this episode will help you avoid regrets and make sure your next piece is worth every penny. Main Topics00:00 Would You Get a Face Tattoo?01:58 Running The Numbers Segment03:45 What Tattoos Cost07:18 Personal Tattoo Stories18:04 Social...2025-03-1246 minNet NetIs changing your name worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing your name. From surprise fees and bureaucratic headaches to the unexpected social and professional ripple effects, they uncover what really goes into making the switch. Whether you’re thinking about a name change for marriage, divorce, or just for fun, this episode will help you navigate the process with fewer surprises. Main Topics00:00 Introduction01:25 Running The Numbers Segment02:55 Our Experiences Changing Our Names09:47 Challenges and Frustrations15:30 Why Change Your Name?20:17 How You...2025-03-0546 minNet NetIs networking worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of networking. Schmoozing is known as a means to drive connections and potentially lead to business opportunities. While career breakthroughs and financial benefits are a possibility, they also aren’t guaranteed. Lizzy and Lissa go beyond the surface of a “coffee chat” to dig into whether or not networking is worth the effort. Main Topics00:00 Introduction01:00 Running The Numbers Segment02:38 The Emotional and Mental Costs of Networking09:49 The Art of Building Genuine Connections18:29 Overcoming Networking...2025-02-2653 minNet NetAre concerts worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of concerts. From skyrocketing ticket prices to hidden costs like fees and merch, they weigh the value of these unforgettable experiences against their various costs. Main Topics00:00 Introduction: The Rising Cost of Concerts01:18 Running The Numbers Segment03:04 The Cost of Attending Concerts06:16 The Emotional and Logistical Costs18:58 Our Favorite Concerts23:07 Front and Center: VIP Experiences25:43 Concert Preferences and Priorities27:19 Concert Pet Peeves30:06 Post-Pandemic Concert Experiences37:0...2025-02-1945 minNet NetIs Valentine's Day worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of Valentine's Day. They unwrap the real cost of Valentine’s Day—financially, emotionally, and socially. Is it worth the hype, or just a commercial trap dressed in pink and red? Main Topics00:00 Valentine's Day and Credit Card Debt01:08 Running The Numbers Segment04:12 Historical Origins of Valentine's Day05:49 Personal Takes10:18 Navigating Expectations18:27 Social Media and Valentine's Day22:51 Valentine's Day As A Kid26:37 Creating Your Own Traditions28:02 The Costs...2025-02-1233 minNet NetIs changing careers worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing careers. Many people grow tired of their jobs and want something new. Others base their career choices primarily on financial opportunities. Regardless of your motivation to change careers, is taking the leap worth it? Lizzy and Lissa discuss when to pivot, how to weigh the costs (and benefits), and why some career changes lead to success while others stall out. Main Topics00:00 The Job Change Phenomenon01:08 Running the Numbers Segment04:22 Our Job Counts09:29 Costs and S...2025-02-0549 minNet NetIs day trading worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the risks too big to ignore? In this episode, Lizzy and Lissa unpack the myths and realities around day trading in financial markets. Main Topics00:00 Introduction to Day Trading01:11 Important Disclaimer01:37 Running the Numbers Segment02...2025-01-2944 minNet NetAre certifications worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort, and cost? Let’s talk about it. Main Topics00:00 Introduction01:09 Running The Numbers Segment02:35 Certifications, Licenses, and Designations06:53 Why Even Pursue Certifications?11:05 Financial Costs of Certifications18:42 Personal Experiences and Challenges22:32 Legitimacy 29:31 The Value of Specific Certific...2025-01-2254 minNet NetAre luxury apartments worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your budget? Main Topics00:00 Introduction to Luxury Apartments01:05 Running The Numbers Segment03:10 What Exactly Are Luxury Apartments?04:21 The Amenities You Get07:40 Corporate vs. Individual Ownership15:32 Deal Breakers24:36 Luxury Apartment Vibes26:43 Social Dynami...2025-01-1545 minNet NetIs marriage worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you're team marriage or questioning the whole institution, this episode dives into the practical and personal aspects of tying the knot. What do you think, is marriage worth it? Main Topics00:00 Introduction01:42 Running the Numbers Segment04:14 The History of Marriage10:48 Our Personal Experiences with Marriage23:20 Financial Implications28:59 Benefits and Practicalities of Marr...2025-01-081h 00Net NetAre birthday gifts worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge, stick to a budget, or opt-out altogether? Main Topics00:00 Introduction01:14 Running The Numbers Segment02:39 The Emotional Impact of Gift Giving06:00 Gift Giving in Relationships11:06 Balancing Budget and Thoughtfulness22:46 Budgeting for Gifts23:54 How Much to Spend on Pe...2025-01-0144 minNet NetAre rec leagues worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they can also pose the risk of potential injury. Whether you're a weekend warrior or considering joining your first league, this episode is for you. Main Topics00:00 Introduction01:12 Running The Numbers Segment02:48 What is a Recreational Sports League?04:35 Financial Costs of Playing06...2024-12-2549 minNet NetAre new cars worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others still prefer that new car smell. What do you think, are new cars worth it? Main Topics00:00 Introduction01:28 Running The Numbers Segment03:30 Our Car Purchases09:26 Leasing vs. Buying16:10 The Emotional and Practical Aspects of Car Ownership...2024-12-1841 minNet NetAre New Year's resolutions worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort? Main Topics00:00 Introduction01:19 Running The Numbers Segment05:24 The Psychology Behind Resolutions08:40 Social Pressures11:50 Goal Setting and Reflection15:31 Balancing Goals vs Realistic Expectations26:44 Sacrifices for Change28:23 Specific and Achievable Resolutions42:09 Adapting to Life's Circumstances45:35...2024-12-1148 minNet NetIs food delivery worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending. What do you think – are they worth it? Main Topics00:00 Introduction and Personal Experiences with Food Delivery01:11 Running The Numbers Segment03:43 Cost Breakdown of Food Delivery17:08 Our Preferred Apps21:51 Financial Costs and Inconveniences30:05 Impact of the Pandemi...2024-12-0444 minNet NetIs celebrating holidays worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how you can celebrate meaningfully without breaking the bank or losing sight of what really matters during the holiday season! Main Topics00:00 Introduction00:59 Running the Numbers Segment06:28 Personal Experiences18:50 The Costs of Holidays22:18 Managing Family Expectations26:42 Stresse...2024-11-2748 minNet NetIs working remotely worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can mean increased utility bills, blurred boundaries between work and personal life, and more. Main Topics00:00 Introduction01:06 Running the Numbers Segment03:14 Personal Experiences with Remote Work13:46 Challenges and Downsides19:01 Technological and Ergonomic Considerations23:39 Social and Professional Costs26:56 Work...2024-11-2051 minNet NetAre budget airlines worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you. Main Topics00:00 Introduction01:21 Running The Numbers Segment03:26 What is a Budget Airline?08:00 The Hidden Costs of Budget Airlines10:44 Perception vs Reality15:49 Rookie Mistake22:26 Comfort Over Convenience23:56 Loyalty and Frequent Flyer Miles30:13 Hid...2024-11-1341 minNet NetAre sports fanships worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming subscriptions to the time spent following games and the emotional rollercoaster of victories and losses, being a fan can add up in unexpected ways. Main Topics00:00 Are Sports Fanships Worth It?01:17 Running the Numbers Segment03:06 The Financial Costs08:18 Emotional Costs...2024-11-0641 minNet NetAre side hustles worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles, but also how to make them work without sacrificing your financial well-being or mental health. Main Topics00:00 Introduction01:19 Running The Numbers Segment02:26 What Exactly Is a Side Hustle?07:30 Motivations Outside of Money12:51 The Costs of Side...2024-10-3044 minNet NetAre fitness trackers worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and the downsides of becoming too focused on the numbers. Main Topics00:00 Step Count Check-In01:34 Running The Numbers Segment03:28 How Much Fitness Trackers Cost07:36 The Obsession with 10,000 Steps15:46 Privacy Concerns With Data25:24 The Benefits of Sleep Tracking29...2024-10-2344 minNet NetIs quiet vacationing worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion against a toxic work culture. Is quiet vacationing worth it? Main Topics00:00 What is Quiet Vacationing?01:45 Running The Numbers Segment03:27 Quiet Quitting vs. Quiet Vacationing07:23 The Evolution of Work Culture21:35 Ethics and Implications26:44 Navigating Micromanagement30:50 Remot...2024-10-1650 minNet NetIs content creation worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs. And then, there’s burnout, creative pressure, and the challenges of building and maintaining an audience. If you’re considering diving into the world of content creation, this episode is for you. Main Topics00:00 The Creator Economy01:10 Running The Numbers Segment04:06 The Evolution of Content Cre...2024-10-0951 minNet NetAre pets worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it! Main Topics00:00 Introduction01:08 Running The Numbers Segment02:48 Meet Buckets03:27 Childhood Pets06:47 Becoming a Pet Owner11:57 The Financial Costs18:36 Unexpected Expenses and Emergencies23:22 Pet Insurance24:18 Time and Freedom30:39 The Impac...2024-10-0248 minNet NetIs collecting stuff worth it? feat. Alex BrackettLizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the thrill of the hunt, and of course – the potential for financial gain. But is it worth the time, effort, and money? In this episode Lizzy and Lissa welcome a long-time mutual friend, Alex, who is an expert at collecting vintage tees. Main Topics00:00 Introduction to Collecting00:43 Intro to Hosts a...2024-09-2545 minNet NetAre dating apps worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and ghosting. Lizzy and Lissa explore how these apps can impact your wallet, mental health, and even your approach to relationships. Main Topics00:00 Introduction01:19 Running The Numbers Segment03:20 Personal Experiences with Dating Apps06:06 Financial Costs11:01 How Much Time and E...2024-09-1853 minNet NetAre credit cards worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it? Main Topics00:00 Maxed Out Cards01:33 Running The Numbers Segment03:44 How We Use Cards10:03 Credit Card Strategies and History20:51 The Evolution of Interest Rates23:10 Unexpected Expenses26:20 The Slippery Slope28:40 Strategies for Managing Credit Card Debt2024-09-1147 minNet NetAre luxury brands worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of our lives such as our spending habits and our self-perception. But are they worth it? Main Topics00:00 Introduction01:22 Running The Numbers Segment02:51 The Origins and Evolution of Luxury Brands04:36 The Definition of Luxury11:01 Persona...2024-09-0443 minNet NetIs living abroad worth it? feat. Allan LumutengaLizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a special guest: Lissa’s fiancé Allan, who moved abroad to start a life with her. Main Topics00:00 Introduction00:37 Today’s Special Guest01:43 Running The Numbers Segment03:16 Personal Experiences of Living Abroad06:40 Challenges a...2024-08-2857 minNet NetAre financial advisors worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with financial professionals.Please keep in mind that this episode is informational and educational in nature and should not be misconstrued as financial advice. We are sharing our experiences to help educate, but you should consult a professional for guidance as needed. Main Topics00...2024-08-2151 minNet NetIs drinking alcohol worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it?Main Topics00:00 Introduction02:09 Running The Numbers Segment04:36 Our Own Stories and Experiences15:34 What It Costs To Drink20:55 Is The Industry Predatory?24:52 Alcohol and Its Impact on Culture25:41 The Legal and...2024-08-1448 minNet NetIs entrepreneurship worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of entrepreneurship. Being an entrepreneur can allow you to pursue a passion, gain control of your time, and sometimes, offer an accelerated path toward financial freedom. However it comes with a lot of costs. Is entrepreneurship worth pursuing? Lizzy and Lissa share their takes.Main Topics00:00 A Philosophical Question01:34 Running the Numbers Segment03:37 What Exactly Is Entrepreneurship?08:42 Our Personal Entrepreneurial Journeys15:35 Ideas That Didn’t Make It 23:25 Bootstrapping and Initial Investments25:01 Challenges of Entrep...2024-08-0749 minNet NetIs the FIRE movement worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of the FIRE movement. “Financial Independence, Retire Early” is a strategy as well as a community. Given what it takes to retire early, is it worth the effort? Lizzy and Lissa talk about FIRE and as always, give their 2 cents.Main Topics00:00 Introduction to the FIRE Movement01:30 Running The Numbers Segment06:40 The Evolution of Retirement15:09 Key Elements of the FIRE Strategy19:11 Personal Perspectives on FIRE22:40 Balancing Saving and Living Life23:43 The Cost of Extre...2024-07-3141 minNet NetIs gambling worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of gambling. Is gambling worth it? It might seem like an obvious answer depending on your background, experience, or views on the matter. Yet, this episode gives a refreshing and balanced take on the subjects of gaming and gambling, beyond problem gambling.If you or anyone you know struggles with problem gambling or gambling addiction, you can call the National Problem Gambling Helpline at 1-800-GAMBLER for those of you based in the United States. Additional resources can be found in our show notes.Main...2024-07-2439 minNet NetAre roommates worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of roommates. Roommates can significantly reduce housing costs, but are they worth it to have? Lizzy and Lissa share their thoughts and experiences with roommates, including the brief time they were roommates with each other.Main Topics00:00 Introduction: Are Roommates Worth It?01:08 Running The Numbers Segment02:20 Pros and Cons of Living with Roommates10:10 Roommate Stories22:27 The House Mother Dilemma24:42 Craigslist Roommate Stories28:14 Financial and Social Costs of Roommates41:27 20 Cents Segment2024-07-1745 minNet NetAre beauty services worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of beauty services. They talk about beauty standards, biases, confidence, and more. Are beauty services worth it?Main Topics00:00 Introduction: Beauty Services Debate01:53 Running The Numbers Segment03:30 Societal Pressures, Beauty Standards, and Personal Choices08:02 Attitudes Towards Different Beauty Services19:05 Spending With Intention on Services23:48 Health Risks and Trade-offs27:41 Men and Beauty Standards34:40 20 Cents Segment References for Statisticshttps://www.groupon.com/merchant/trends-insights/market-research/true...2024-07-1138 minNet NetIs alternative medicine worth it?Lizzy and Lissa break down the hidden costs – financial and otherwise – of alternative medicine. They discuss holistic approaches to medicine, the limitations of medical insurance, and more. Plus, they share their experiences with acupuncture, herbs, energy healing, and more. What do you think, is alternative medicine worth it?Main Topics00:00 What is Alternative Medicine?01:50 Running The Numbers Segment04:07 Western vs. Alternative Medicine13:56 Personal Experiences and Challenges with Alternative Medicine23:52 Exploring the Impact of Holistic Health27:37 Costs and Risks of Investing in Alternative Medicine30:45 Bala...2024-07-0344 minNet NetAre weddings worth it?In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of weddings. Beyond the costs of venues and vendors, they also talk about the social, mental, and emotional costs associated with weddings. What do you think, are weddings worth it?Main Topics00:00 Introduction and Wedding Costs Overview01:20 Running The Numbers Segment02:22 Why Do People Even Care About Weddings06:42 Personal Wedding Experiences12:48 The Emotional Costs of Wedding Planning18:53 Family Politics25:01 Balancing Wedding Costs and Emotional Stress2024-06-2745 minNet NetAre long distance relationships worth it?In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of long distance relationships. They talk about the logistics, the mental and emotional complexities, and more. Would you do a long distance relationship? Is it worth it?Main Topics00:00 Introduction and Personal Stories01:20 Runnin’ The Numbers Segment03:05 Financial and Emotional Costs08:35 Transitioning and Personal Experiences21:30 The Emotional Cost of Long-Distance Relationships22:34 Story Time: Love and Legalities26:31 Navigating the Challenges of LDRs38:48 20 Cents Segment ...2024-06-2042 minNet NetIs therapy worth it?In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of therapy. They talk about mental health, the costs of therapy, the ongoing stigma around getting professional help, and more. Is therapy worth it? Let’s talk about it.Main Topics00:00 Introduction: The Prevalence of Mental Illness01:14 Runnin' The Numbers Segment02:50 Understanding Therapy: Types and Benefits06:58 Personal Experiences and the Value of Therapy21:13 The Journey of Self-Reflection21:51 Therapy and Grieving: A Personal Story24:00 Understanding the Roots...2024-06-1342 minNet NetIs homebuying worth it?In this episode of Net Net Podcast, Lizzy and Lissa break down the hidden costs – financial and otherwise – of homebuying. On one hand, it is a major wealth building tool. On the other hand, there’s a high barrier to entry… and many costs beyond maintenance! Is homebuying worth it? Let’s talk about it. Main Topics00:00 The Homeownership Dilemma01:10 Runnin’ The Numbers Segment02:46 The Philosophy of Ownership04:55 Personal Homeownership Journeys17:33 Reflecting on the First Property Experience18:10 The Realities of Short-Term Rentals20:37 Emoti...2024-06-1337 min