Shows
Smart Advice with Carissa LucrezianoSmart Advice Podcast: Best of 2025Here are three reasons why you should listen to this episode:Discover the key themes shaping financial decision-making, from economic shifts to evolving investor needs.Understand how resilience emerged as the strongest guide for navigating uncertainty.Learn how expert insights can inspire clearer and more confident choices moving forward.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceEpisode Highlights[00:21] Season Wrap-Up: The Themes Defining Financial Decision-Making Over the episodes throughout Season 3, Canadians faced shifting economic conditions and changing financial needs.Host C...
2025-12-0119 min
CIBC PerspectivesCIBC Perspectives - Government Finance UpdateCIBC’s Deputy Chair, Roman Dubczak, and Priya Radha, Managing Director and Head of the Government Solutions Group, discuss current trends in government finance, including the impact of technology, market uncertainty, and investor diversification. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-11-1806 minCIBC PerspectivesCIBC Perspectives - The Canada Climate Competitiveness StrategyCIBC’s Deputy Chair, Roman Dubczak, and Vice-Chair for Energy and Climate Finance, Tom Heintzman, discuss Canada’s 2025 federal budget and the Climate Competitiveness Strategy, and its aim to catalyze investment in clean energy, critical minerals, and green innovation. They highlight key incentives, regulatory updates, and the strategy’s broad impact across industries, as well as the key takeaways for our clients. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-11-1023 min
The Sustainability AgendaKey takeaways from the 3rd Annual Carbon SummitAmber Kirby and Aaron White of CIBC join Tom Heintzman, Vice Chair, Energy and Climate Finance to discuss the key takeaways from the 3rd annual CIBC Carbon Summit, and how participants are navigating the carbon management landscape, including financing mechanisms and carbon dioxide removal approaches, in response to evolving policies. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-11-0722 minCIBC PerspectivesCIBC Perspectives - Dissecting Canada’s Federal BudgetCIBC’s Roman Dubczak, Avery Shenfeld, and the Hon. Lisa Raitt unpack the Canadian Federal Budget, addressing its long-term growth strategy and implications for businesses and voters. The discussion highlights major spending initiatives, deficit projections, and political considerations. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-11-0612 minSmart Advice with Carissa LucrezianoProtecting your legacy: Succession strategies for business ownersHere are three reasons why you should listen to this episode:Understand how Canadian businesses can prepare for generational wealth transition.Gain practical tips on business succession, valuation, and managing complex family dynamics.Reflect on the emotional side of entrepreneurship and how legacy planning shapes the future.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceIain Gallagher: LinkedIn | CIBC ProfileEpisode Highlights[00:31] The Changing Landscape of Canadian BusinessCanada’s business environment has undergone several changes in recent years.Entrepreneurs have faced challenges from th...
2025-10-2725 minSmart Advice with Carissa LucrezianoPassing on wealth: Strategies to Give, Receive, and ThriveHere are three reasons why you should listen to this episode:Gain insight into the practical and emotional complexities of intergenerational wealth transfer, including the rise of living gifts.Discover how wills and estate plans are key to ensuring your wishes are respected and your family’s future is protected, along with strategies on having open family conversations about inheritance.Learn why financial independence matters and how the younger generation can build wealth beyond inheritance.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceRichard Voss: LinkedIn | CIBC Profile
2025-10-1423 minSmart Advice with Carissa LucrezianoBeyond the headlines: interest rates, housing and where the economy is headedHere are three reasons why you should listen to this episode:Learn how interest rate cuts actually affect variable and fixed-rate mortgages, and what that means for your next renewal.Understand the regional differences shaping Canada’s housing markets, including why now may be an opportunity for condo buyers.Gain practical strategies for staying financially resilient, from managing employment uncertainty to making smart spending decisions.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceAndrew Grantham: LinkedIn | CIBC Author ProfileEpisode Highlights[00:20] Canada’s Economic CrossroadsC...
2025-09-2921 min
Eyes on the EconomyUnlocking the Housing Puzzle: Immigration, Rentals, and the Affordability CrisisBenjamin Tal, CIBC's Deputy Chief Economist, and Katherine Judge, CIBC Senior Economist, discuss the evolving landscape of Canadian immigration policy, its impact on the housing market, and the critical role of purpose-built rentals in addressing affordability. Drawing on recent research and government initiatives, they explore how shifts in immigration trends are shaping economic productivity, the regional variations in housing market performance and how government initiatives are shaping both immediate and future responses to Canada’s affordability crisis. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-09-1711 minSmart Advice with Carissa LucrezianoTax Planning, Year-End Strategies, and Cross-Border Wealth with Jamie GolombekHere are three reasons why you should listen to this episode:Learn why now is the time to take advantage of Canada’s current capital gains rate and how it can impact your investment returns.Explore the ins and outs of owning property outside of Canada and how to avoid double taxation and cross-border estate issues.Hear practical year-end tax planning strategies, from charitable giving to tax-loss selling, to help you keep more of your wealth and achieve your financial goals.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Sm...
2025-09-1522 minSmart Advice with Carissa LucrezianoBullish on bonds? An expert update on the fixed income market Here are three reasons why you should listen to this episode:Discover why the fixed income asset class is not just the “quiet” side of your portfolio and why everyone should have a portion in their portfolios, offering attractive yields, stability, and protection against market volatility.Learn how investment-grade bond funds and laddering strategies can help you manage reinvestment risk, match your investments to your cash flow needs, and diversify beyond traditional options.Get actionable advice on putting idle cash to work, protecting your purchasing power from inflation, and why timing the market is less effective than...
2025-08-2528 minCIBC PerspectivesCIBC Perspectives - Navigating the AI Revolution in Capital MarketsRoman Dubczak, Deputy Chair, CIBC Capital Markets sits down with colleague Daniel Lee, Managing Director, Technology and Innovation, Global Investment Banking, CIBC Capital Markets to explore how generative AI is reshaping the software landscape. The discussion covers the divergence in performance between AI beneficiaries and traditional SaaS companies, the rise of AI-native business models, and the economic implications of autonomous “agentic” AI. Daniel shares insights on how AI is driving new pricing strategies and the complexities investors face in valuing AI-driven companies. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-08-2020 minEyes on the EconomyThe economic impact of US immigration policyAvery Shenfeld, CIBC’s Chief Economist, and Ali Jaffery, CIBC Senior Economist, discuss their recent report on US immigration policy and what this means for population growth, GDP, and fiscal policy, as well as implications for the Fed.
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2025-08-1910 minSmart Advice with Carissa LucrezianoHow an investment expert plans for rising education costsHere are three reasons why you should listen to this episode:Learn how to approach saving for future education as a long-term goal, and with an investor mindset.Learn how to build a resilient RESP investment strategy that adapts to market shifts, and discover investment solutions designed to evolve with your child’s age.Gain insights into how to build financial literacy with your children and family, so you can work together to achieve your long-term education planning goals.ResourcesCIBC's "Smart Advice" Podcast and WebsiteVisit CIBC for more Smart AdviceMichael Keaveny: LinkedInCIBC Education PortfoliosCIBC Registered Ed...
2025-08-1123 minCIBC PerspectivesCIBC Perspectives - Mid-Year Update: Economic & Market OutlookCIBC Capital Market’s Roman Dubczak hosts a mid-year economic and market outlook discussion with colleagues Benjamin Tal, Ian de Verteuil and Ian Pollick. The discussion offers valuable perspectives for investors and business leaders navigating today’s complex economic landscape and explores the resilience of global markets amid tariffs, evolving rate cycles, and ongoing geopolitical and economic volatility. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-07-3120 minCIBC PerspectivesCIBC Perspectives - Mid-Year Update: Sustainable FinanceCIBC Capital Market’s Roman Dubczak leads a mid-year discussion with Siddharth Samarth on the latest trends and developments in global sustainable finance. The discussion highlights recent market activity, evolving regulatory frameworks, and key regional shifts, as well as insights from CIBC’s latest ESG Investor Survey and the challenges and opportunities facing clients as they navigate the transition to a more sustainable future. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-07-2814 minSmart Advice with Carissa LucrezianoInvesting in yourself: Practical tips for a healthier, richer life with Dr. Noah Levine Here are three reasons why you should listen to this episode:Understand the powerful connection between financial well-being and your physical health, and how to disrupt that cycle.Learn practical strategies for building resilience, managing stress, and maintaining balance in a fast-paced world.Gain expert advice on preparing for retirement—emotionally, physically, and financially—so you can enjoy a purposeful and fulfilling next chapter.ResourcesCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceDr. Noah Levine: Cleveland Clinic ProfileInvest in your health by following Canada’s 24-Hour Movemen...
2025-07-2832 minCIBC PerspectivesCIBC Perspectives - Mid-Year Update: Financing & AdvisoryCIBC Capital Market’s Roman Dubczak leads a semi-annual discussion with CIBC Investment Banking and Corporate Banking Product Heads on key trends and challenges in the financial markets for the first half of 2025. The panel highlights strong market activity, resilient performance across sectors, and shares insights on opportunities and risks for the remainder of the year. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-07-2335 minSmart Advice with Carissa LucrezianoWhat else can you invest in? How alternative investments are shaping the market Here are three reasons why you should listen to this episode:Understand the rise of alternative investments and why public markets are no longer the full picture.Learn how private equity, private credit, and real assets can enhance diversification and hedge against inflation.Gain clarity on how everyday investors can access and implement alternatives in traditional portfolios.ResourcesAlternative investments enter the mainstreamCIBC's "Smart Advice" Podcast and Website - Website | Apple Podcast | SpotifyVisit CIBC for more Smart AdviceMeric Koksal: LinkedInEpisode Highlights[00:20] The Growth and Potential of Alternative InvestmentsTraditional i...
2025-07-1425 minEyes on the EconomyThe need for rate cuts in Canada and the US, and if so, when?Avery Shenfeld, CIBC's Chief Economist, and Katherine Judge, CIBC Senior Economist, discuss the complexities of interest rate policies and their impact on the Canadian labor market and the economy. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-07-0810 minCIBC PerspectivesCIBC Perspectives - Playing Defence: an analysis of the security and spending commitments made at the June G7 and NATO summitsRoman Dubczak, Deputy Chair of CIBC Capital Markets, is joined by Hon. Lisa Raitt, Vice-Chair, Global Investment Banking, and Ian Pollick, Managing Director and Head, Fixed Income, Currency and Commodities Strategy, to review Prime Minister Carney’s first G7 meeting and the NATO Summit in Brussels. With defence and security high on the agenda, and rising tensions in the Middle East, they also discuss energy prices and how continued uncertainty could impact the markets. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-06-2613 minSmart Advice with Carissa LucrezianoWhat Canadians want: New CIBC poll reveals what matters most to us right nowHas the current economic landscape led you to revisit your goals or adjust your journey to achieving them? If so, you’re not alone. In this episode of Smart Advice, Carissa Lucreziano is joined by Sean Simpson, Senior Vice President of Public Affairs at Ipsos, to unpack the findings of the inaugural CIBC Ambitions Index. Together, they explore how Canadians are reshaping their goals with a focus on balancing health, financial stability, and personal relationships. From Gen Z's short-term wins to Boomers' focus on preserving wealth, the conversation dives into generational differences, economic challenges, and the resilience dri...
2025-06-2325 minSmart Advice with Carissa LucrezianoRecession or rally? Mid-year investment insights and strategies with David WongMarket volatility isn’t new, but over the past year it has intensified due to tariff tensions, unpredictable interest rates, and persistent inflation, leaving investors to navigate contradictory and confusing economic signals. This raises a critical question for investors: how can you make wise decisions when news cycles outpace policy changes and traditional indicators seem unreliable?In this episode of Smart Advice, host Carissa Lucreziano welcomes back David Wong, Chief Investment Officer and Head of Total Investment Solutions at CIBC Global Asset Management. With decades of experience guiding investors through economic storms, David brings clarity to a cha...
2025-06-0928 minEyes on the EconomyA discussion on defence spending in CanadaBenjamin Tal, CIBC’s Deputy Chief Economist, and Katherine Judge, CIBC Senior Economist, provide insight into the trajectory of defence spending in Canada and the potential boost to economic activity associated with it. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-05-2811 minSmart Advice with Carissa LucrezianoCanada’s housing market: What would Scott McGillivray do?For many Canadians, real estate is a deeply personal milestone. It’s an investment in the future, and often a building block for wealth. But as we look ahead, a new reality is taking shape. With mortgage renewals on the horizon, economic uncertainty and real estate markets showing varied performance across the provinces, homeowners and buyers alike are facing more complex decisions than ever. Is now the time to look into an investment property, buy, sell or renovate?In this episode of Smart Advice, host Carissa Lucreziano sits down with real estate investment expert, entrepreneur, and television ho...
2025-05-2628 minThe Sustainability AgendaKey takeaways from the 2nd annual CIBC Electrification SummitGayatri Desai of CIBC Corporate Banking Europe joins Tom Heintzman, Vice Chair, Energy Transition and Sustainability, to discuss key takeaways from CIBC’s 2nd annual Electrification Summit, including observations on global electrification trends in the UK, Europe and the U.S. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-05-1326 minSmart Advice with Carissa LucrezianoWhat’s next for Canada? Lisa Raitt on politics and the economy in the Carney eraIn this episode of Smart Advice, Carissa Lucreziano sits down with the Honourable Lisa Raitt, former federal cabinet minister and current Vice Chair of CIBC Capital Markets, to navigate the complex interplay of politics, economics, and markets. With insight shaped by decades of experience in government and now in the financial services sector, Lisa cuts through the noise to reflect on what matters most: Canada's sovereignty, strategy, and resilience in a rapidly changing global landscape.Be equipped with insights to make sense of volatility, understand the tools available to weather potential changes in US-Canada relations, and learn...
2025-05-1228 minCIBC PerspectivesCIBC Perspectives - Carney’s CanadaRoman Dubczak, Deputy Chair, CIBC Capital Markets, hosts an engaging discussion following the election of Mark Carney as Canada’s 24th Prime Minister. Roman is joined by colleagues, the Hon. Lisa Raitt, Vice-Chair, Global Investment Banking, CIBC Capital Markets, and Avery Shenfeld, Managing Director and Chief Economist, CIBC Capital Markets, to provide timely insights into the formation of the new Cabinet, developing economic strategies, and the upcoming G7 Summit in June. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-05-0612 minCIBC PerspectivesCIBC Perspectives - Navigating Market Uncertainty - A Capital Markets UpdateIt has been a turbulent couple of weeks in the global capital markets, driven by unprecedented global trade developments. These developments are driving political and macroeconomic uncertainty, which in turn, are unleashing historic levels of volatility across all asset classes. Roman Dubczak, Deputy Chair, CIBC Capital Markets, moderates a discussion on navigating the current market uncertainties, including directing capital investment, positioning portfolios and charting a path in an uncertain future. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-05-0621 minCIBC PerspectivesCIBC Perspectives – Tariff Trouble – Impacts and Insights from our TeamRoman Dubczak, Deputy Chair, CIBC Capital Markets, leads a discussion on the recent economic upheaval triggered by President Trump’s announcement of tariffs on US trading partners. Roman is joined by colleagues the Hon. Lisa Raitt, Vice Chair, Global Investment Banking, Avery Shenfeld, Managing Director and Chief Economist, and Ian Pollick, Managing Director and Head, Fixed Income, Currency and Commodities Strategy, who delve into the immediate and longer-term impacts of these tariffs, and provide valuable insights into the economic landscape, the political ramifications of the tariffs, and the role of the upcoming Canadian federal election. Hosted by Simplecast, an AdsWizz co...
2025-05-0614 minEyes on the EconomyWould bringing all the factory jobs back be a winner for the US?Avery Shenfeld, CIBC’s Chief Economist, and Andrew Grantham, CIBC Senior Economist, look at why a tariff-driven, broad rebound in the factory share of US employment might not be a worthy policy goal. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-04-2911 minEyes on the EconomyWhy time is not on Trump’s sideBenjamin Tal, CIBC’s Deputy Chief Economist, joins Katherine Judge, CIBC Senior Economist, to discuss the deteriorating US economic backdrop, the trade landscape, and implications for the Fed and the Bank of Canada. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-04-0209 minEyes on the EconomyAssessing the gains from removing interprovincial barriersAvery Shenfeld, CIBC’s Chief Economist, and Ali Jaffery, CIBC Senior Economist, discuss their recent report on reducing Canadian internal trade barriers, and explain their skepticism on the size of benefits to the economy. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2025-03-1812 minSmart Advice with Carissa LucrezianoWomen's guide to wealth: Smart money strategies for every stageWomen’s financial journeys are shaped by unique milestones and challenges ranging from navigating career transitions to planning for retirement. In this special edition of Smart Advice, we break down the results of a groundbreaking Women of Influence+ survey conducted in collaboration with CIBC, on Women, Money, and WealthThis episode offers expert guidance and practical tools to help you navigate your financial journey. You won’t want to miss this roundtable discussion featuring CIBC financial advice expert Carissa Lucreziano, Dr. Rumeet Billan, CEO of Women of Influence+ and Margaret Adaniel, Vice President of Wealth Digit...
2024-12-0941 minEyes on the EconomyA Hitchhiker’s Guide to the Bank of CanadaCIBC Chief Economist Avery Shenfeld chats with Ali Jaffery, CIBC Senior Economist about how to read the tea leaves in this easing cycle. Those tea leaves point to the Bank of Canada taking another big step in December, enroute to a bit below neutral next year.
For more information, check out the In Focus report here: https://economics.cibccm.com/cds?ID=c9e80163-55bb-469f-8b0a-c7f0877374de&TYPE=E Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2024-11-2010 minCIBC PerspectivesCIBC Perspectives – America decides: what's at stake for Canada?Deputy Chair of CIBC Capital Markets, Roman Dubczak is joined by the Hon. Lisa Raitt (Vice-Chair, Global Investment Banking) and CIBC's Chief Economist Avery Shenfeld to discuss the implications of the US election on Canada and its economy. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2024-11-0713 min
CIBC Innovation Banking PodcastAmerican Made: The Key to Scaleable Investments with Morad Elhafed of Battery Ventures and CIBC Innovation Banking’s Andrew PhillipsOriginally released on January 24th 2024, this episode of The CIBC Innovation Banking Podcast is part of our renewed focus on highlighting exceptional conversations within the American Innovation Economy. Join us as we revisit these insightful discussions and shine a light on the ongoing innovation that shapes our industry.Morad Elhafed and the rest of the team at Battery Ventures in Boston believe that it's time to get back to fundamentals and build durable and scalable businesses. He is joined by Andrew Phillips, managing director in Boston of CIBC Innovation Banking. Morad and Andrew share their insights into...
2024-10-3117 minSmart Advice with Carissa LucrezianoYours, mine, ours: How blended families can navigate the nuances of wills and estate planningIn this episode of Smart Advice, we delve into the intricate world of estate planning for blended families—a crucial yet often overlooked topic for many Canadians. Estate planning becomes significantly more complex when it involves couples with children from previous relationships, second marriages, or common-law partnerships, which are increasingly common across the country. Our guest, Richard Voss, Director of Wealth Strategies at CIBC Private Wealth, shares expert insights to help protect your family’s legacy. Tune in for practical tips on managing wills, powers of attorney, and trust planning to help avoid potential conflicts and ensure every...
2024-10-2133 minCIBC PerspectivesCIBC Perspectives - Market Outlook with Victor Dodig and Harry CulhamCIBC’s President and CEO, Victor Dodig, sits down with Harry Culham, SEVP and Group Head, CIBC Capital Markets and Direct Financial Services for an in-depth conversation around our current market conditions, where they see things going, and how CIBC operates in an evolving and dynamic economic environment. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2024-10-1023 minSmart Advice with Carissa LucrezianoHow to manage your career like a business with Kelley KeehnAre you ready to elevate your career? The job market is evolving faster than ever, and adapting to these changes has become critical.In this episode of Smart Advice we dive into a conversation with Kelley Keehn, author, entrepreneur and financial educator, on how to manage your career as a business.Whether you're a seasoned professional or just starting your journey, learning how to align your career with your financial goals can make all the difference in building a more secure and successful future. Here are three reasons why you should listen to t...
2024-10-0724 minSmart Advice with Carissa LucrezianoHarris or Trump? The economic stakes of the US electionWith key policies on trade, tariffs, and taxation hanging in the balance, investors worldwide are closely watching the upcoming U.S. presidential election.In a time of global economic uncertainty, this episode of Smart Advice explores the potential impact of different election outcomes. Featuring Michael Sager, Managing Director and Head of Multi-Asset and Currency Management at CIBC Asset Management.Whether you're a seasoned investor or just getting started, understanding these dynamics can help you navigate volatility and make informed decisions for long-term financial growth. Tune in for Michael’s analysis and insights on how the el...
2024-09-2324 minSmart Advice with Carissa LucrezianoInvesting for success: Key strategies to build long-term wealthIn a world of financial uncertainty and rapid market changes, long-term investing success can be achieved by focusing on the areas and strategies that are within your control. You've undoubtedly heard that investing is an excellent way to build wealth, but there's more to investing than simple tricks like "buy low, sell high". This episode dives into a compelling conversation with Michael Keaveney, Vice President of Managed Solutions at CIBC, as he describes the key habits of successful investors including investment diversification, investing regularly and staying disciplined amid market volatility. Both novice and seasoned investors ca...
2024-08-0528 min
The Energy ShiftRating the TransitionGreg Remec, Senior Director, Fitch Ratings, and Richard Sanders, Executive Director, Corporate Banking at CIBC join CIBC co-hosts Luisa Fuentes, Managing Director, Head of Energy Transition and Sustainability, Corporate Banking and James Wright, Managing Director and Co-Head of US Corporate Banking to discuss the rating agency approach to energy transition. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2024-07-2638 minSmart Advice with Carissa LucrezianoInflation, Interest Rates, and the Future of the Canadian Economy with Avery ShenfeldWhether you're looking for a new mortgage, contemplating your investment strategy, or simply trying to make sense of the economy, join us for a conversation with Avery Shenfeld, Managing Director and Chief Economist at CIBC Capital Markets, to shed light on the recent interest rate cut, its expected impact on the Canadian economy, and what this means for consumers.Here are three reasons why you should listen to this episode:Find out what the recent interest rate cuts may mean for inflation and the Canadian economy.Learn how inflation and interest rates may impact Canadian consumers...
2024-07-0821 minEyes on the EconomyThe Bank of Canada Outlook: Sticking to our guns for nowAvery Shenfeld, CIBC's Chief Economist, joins Ali Jaffery, CIBC's Senior Economist, to discuss why May’s inflation report needn’t deter the Bank of Canada from a rate cut in July, and the implications for bond market investors. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2024-07-0309 minSmart Advice with Carissa LucrezianoHow the capital gains tax changes could impact your tax bill with Jamie GolombekTax expert Jamie Golombek, Managing Director of Tax & Estate Planning at CIBC Private Wealth, joins us for an in-depth conversation on the new higher capital gains inclusion rate, and what this change could mean for Canadians and their future financial decisions—including individuals, investors, and businesses or corporations. If you might be affected by the change, you’ll want to listen to this episode! Here are three reasons why you should listen to this episode: Learn about the changes to the capital gains tax inclusion rate that took effect on June 25th, 2024.Find out how the changes...
2024-07-0122 minThe Sustainability AgendaKey takeaways from the CIBC Electrification SummitLuisa Fuentes of CIBC Capital Markets joins Tom Heintzman, Vice Chair, Energy Transition and Sustainability, to discuss the key takeaways from CIBC’s inaugural Electrification Summit, including observations on financing electrification in North America and beyond. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2024-06-2021 minEyes on the EconomyEvaluating the BoC’s maneuvering roomBenjamin Tal, Deputy Chief Economist, CIBC and Katherine Judge, Senior Economist, CIBC discuss how labour market dynamics and inflation risks are impacting Bank of Canada policy. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2024-06-1911 minSmart Advice with Carissa LucrezianoNavigating Canada’s real estate market with Benjamin TalDive into the complexities of the Canadian housing market with our latest episode of "Smart Advice," where we explore the challenging landscape of real estate affordability, market dynamics, and government policies. In this episode, CIBC’s Deputy Chief Economist, Benjamin Tal dissects the ongoing affordability crisis, stagnating market trends, and the anticipated impacts of governmental and economic shifts on both buyers and investors. Whether you're a homeowner, potential buyer, or investor, this episode offers invaluable insights into navigating the uncertainties of the Canadian housing market and preparing for upcoming financial challenges and opportunities.Tune...
2024-05-2023 minSmart Advice with Carissa LucrezianoWhat you need to know about investing your money in 2024Trying to make sense of the current investment landscape? Worried about inflation eating away at your savings? Want to create a predictable income stream for your future? This episode is for YOU, the Canadian investor seeking smart strategies to build wealth.In this episode of the Smart Advice Podcast, we are joined by David Scandiffio who is the President and CEO of CIBC Asset Management. David discusses the importance of diversification, asset allocation strategies for different life stages, and opportunities for growth, like private investments. David also shares an optimistic vision for the evolution of investing tools...
2024-05-0633 min
CIBC Innovation Banking PodcastThe Key to Scaleable Investments with Morad Elhafed of Battery Ventures and CIBC Innovation Banking’s Andrew PhillipsMorad Elhafed and the rest of the team at Battery Ventures in Boston believe that it's time to get back to fundamentals and build durable and scalable businesses. He is joined by Andrew Phillips, managing director in Boston of CIBC Innovation Banking. Morad and Andrew share their insights into the current investment landscape, how investors identify high-quality companies, and why Boston has become a hub of talent and investment.Every dollar needs justification In today’s investment landscape, investors and founders need to justify every dollar. Investors are looking for scalable and durable investments, and fou...
2024-01-2417 min
Balado de Services financiers Innovation CIBCLes clés de l’investissement évolutif avec Morad Elhafed de Battery Ventures et Andrew Phillips de Services financiers Innovation CIBCMorad Elhafed et ses collègues de Battery Ventures à Boston trouvent qu’il faut revenir aux principes fondamentaux et bâtir des entreprises durables et qui ont un potentiel de croissance. Il est en compagnie d’Andrew Phillips, directeur général, Services financiers Innovation CIBC, Boston. Morad et Andrew nous font part de leurs observations sur le contexte actuel des investissements, sur la façon dont les investisseurs repèrent les entreprises de grande qualité et sur les raisons pour lesquelles Boston est devenue un centre de talent et d’investissement.Chaque dépense doit être justifiée Dan...
2024-01-2421 minThe Sustainability AgendaKey Takeaways from the CIBC Carbon SummitRyan Fan and Tom Heintzman of CIBC Capital Markets discuss the key takeaways from CIBC’s inaugural Carbon Summit and the importance of the carbon markets for companies on a net zero journey. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2023-11-0315 min
CIBC Innovation Banking PodcastNavigating Brexit and Beyond with Malcolm Locke of Egress and CIBC Innovation Banking’s Sean DuffyMalcolm Locke, CFO of UK-based B2B software service company Egress, sits down to discuss Brexit, expanding to North America and why the UK is still attracting investments. He’s joined by CIBC Innovation Banking’s Managing Director for UK & Europe, Sean Duffy, who adds his valuable expertise to the conversation. In a post Brexit and high-inflation environment, how can UK based firms grow and expand? Listen to this episode to find out. Access to talent is criticalMalcolm says that Brexit has impacted software companies' access to talent. The European job market has traditionally been...
2023-11-0118 min
Balado de Services financiers Innovation CIBCComposer avec le Brexit et au-delà avec Malcolm Locke d’Egress et Sean Duffy de Services financiers Innovation CIBCMalcolm Locke, chef des services financiers de la société britannique de services logiciels interentreprises Egress, discute du Brexit, de l’expansion en Amérique du Nord de l’entreprise et des raisons pour lesquelles le Royaume-Uni attire encore des investissements. Il est en compagnie de Sean Duffy, directeur général, Royaume-Uni et Europe, Services financiers Innovation CIBC, qui ajoute sa précieuse expertise à la conversation. Dans le contexte de l’après-Brexit et de l’inflation élevée, comment les entreprises du Royaume-Uni peuvent-elles croître et prendre de l’expansion? Écoutez cet épisode pour le savoir. L’accès aux talents...
2023-11-0119 minSmart Advice with Carissa LucrezianoExploring the potential of generative AI with Robertson VelezArtificial Intelligence (AI) has been a popular topic in recent years, especially with the advancement of generative AI and the creation of tools like ChatGPT. People and businesses alike are exploring ways to integrate the technology into our daily lives from education and services, to businesses and investing. To look at the growing opportunities for generative AI in finance, Robertson Velez is here to join us on Smart Advice. He is a Portfolio Manager with CIBC’s Global Equities team responsible for stock selection, portfolio construction and risk control for the Technology and Communications sleeves of the Ren...
2023-10-2325 minSmart Advice with Carissa LucrezianoWhat's next for inflation and interest rates? with Avery ShenfeldThe strength of the economy and how it impacts Canadians is top of mind right now. Over the last year, Canadians have faced high inflation, multiple interest rate hikes and a rising unemployment rate. So it’s no surprise, many are wondering what to expect next.In this episode, CIBC’s Managing Director and Chief Economist, Avery Shenfeld joins us to give his insights and analysis on the market and answer some pressing questions about the Canadian economy. From inflation and interest rates to buying and investing, Avery talks to us about the current economic situation in Canada...
2023-10-0925 minSmart Advice with Carissa LucrezianoHow the FHSA helps first-time Canadian homebuyers with Jamie GolombekHomeownership is a dream that many Canadians aspire to, but with rising home prices — especially in places like Ontario or Vancouver, BC — achieving that dream is becoming more difficult.That’s where the First Home Savings Account comes in. It’s a new savings plan introduced to help first-time Canadian homebuyers land their first home. In this episode, Jamie Golombek gives us an overview of the FHSA and how it can be used to its fullest potential. We also review some scenarios where the FHSA is — or isn't! — applicable.The new First Home Savings Account (FHSA) is com...
2023-09-0418 minSmart Advice with Carissa LucrezianoAre your investing instincts always right? Spot the difference between fear and foresightThe recent market trends have taken even the most seasoned investor for an emotional roller coaster ride. And those feelings can have a significant impact on financial decisions, driving both savvy and irrational investment choices.In this episode of Smart Advice, CIBC’s Managing Director and Head of Institutional Equities Mark Herzog joins us. As a seasoned trader and investor, Mark shares his insights into emotional investing and how creating a rock-solid investment plan can allow you to make well-balanced decisions and navigate the market with confidence. If you want to discover how to...
2023-08-0722 minThe Sustainability AgendaCIBC’s Power Generation targetBindu Dhaliwal, VP of Environmental, Social, Governance at CIBC, joins Dominique Barker to discuss CIBC’s Power Generation target and how it advances CIBC’s Net Zero ambition. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2022-10-0311 minThe Sustainability AgendaThe Inflation Reduction Act and U.S. energy transitionJames Wright and Frank Palladino of CIBC Capital Markets join Dominique Barker to discuss the Inflation Reduction Act (“IRA”), its impacts on the U.S. energy transition, and what it means for our clients going forward. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2022-09-0917 min
Curve Your EnthusiasmThe strangest recession you ever did seeIan and Andrew start the episode by discussing Friday’s data deluge, particularly the red-hot inflation reading in the United States. Andrew talks about the implications for Canada based on the drivers of U.S. CPI strength, noting that both the near-term peak and the end-of-year resting spot have now increased. The duo spend a lot of time talking about the options for the Bank of Canada, and introduce CIBC’s new forecasts for the target rate, which is higher as a result of the data. Ian talks about why CAD rates have been underperforming of late, and why he like...
2022-06-1333 minThe Sustainability AgendaHuman capital – an investment factorCIBC Human Capital Index is an equity index jointly developed by CIBC and Irrational Capital to target the “S” component of ESG. It is based on the Human Capital Factor which quantifies the link between company culture and equity performance. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
2022-04-2720 minCurve Your EnthusiasmThe inflation episodeThe scorching hot CPI report has created yet another shock for the market, and the probability of an even more ‘forceful’ response from the Bank of Canada seems warranted. In this episode, Ian and Andrew do a deep dive on the latest report and talk about the many methodology adjustments StatsCan is making to the basket. The co-hosts take some time to go over the new forecasts presented in the MPR from last week, and unveil CIBC’s new policy forecast. Ian discusses why back-end rates underperformed recently, as well as some of the risks to the Bank’s QT implemen...
2022-04-2225 minThe Sustainability AgendaThe circular economy from the investor lensThe Closed Loop Partners’ fund strategies, research and partnerships on the circular economy. Tazia Smith, COO & Managing Director at Closed Loop Partners joins Dominique Barker for the final episode of the three-part series on the circular economy, ahead of the CIBC Circular Economy Roundtable on Wednesday, April 13. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2022-04-0815 minThe Sustainability AgendaThe circular economy ecosystem – a conversation with TC TranscontinentalTC Transcontinental discusses leading corporate initiatives and innovation around the circular economy, the importance of engaging with the ecosystem and the trends in sustainable product demand. In this episode, Magali Depras, Chief Strategy & CSR Officer at TC Transcontinental, joins Dominique Barker on the second of a three-part series focused on the circular economy, in advance of the upcoming CIBC Circular Economy Roundtable taking place on April 13, 2022. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2022-03-2817 minCurve Your EnthusiasmWell that was anticlimacticThe Bank of Canada (BoC) hiked interest rates for the first time since 2018, and the episode begins with a dissection of the statement. This week, Ian is joined by Andrew Grantham, Senior Economist in CIBC Economics. Once the pair establish what was surprising from the BoC, they spend some time discussing why C$100.0 oil in 2022 has a different impact than C$100.0 oil in 2014. Andrew discusses his upside view on inflation, while also discussing the latest trends in provincial economics. Ian and Andrew spend some time talking about what impacts terminal rates, and ultimately agree to disagree. Hosted by Simplecast, an...
2022-03-0426 minThe Sustainability AgendaThe role of insurance in climate innovationNatalia Moudrak, Managing Director and Climate Resiliency Leader at Aon’s Public Sector Partnership, joins CIBC’s Dominique Barker to discuss the role insurance can play in decarbonization efforts by scaling investments into innovative technology solutions. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2022-02-0920 minThe Sustainability AgendaCentral banks and climate – scenario analysisIan Pollick, Global Head of FICC Strategy at CIBC Capital Markets joins host Dominique Barker to provide key insights and explanations on the Bank of Canada and OSFI climate scenario analysis. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2022-02-0415 min
The Raitt StuffThe way forwardThe Hon. Lisa Raitt welcomes colleague the Hon. Navdeep Bains to discuss his recent move to CIBC and the need for public and private sector collaborations to action strategic innovative opportunities and the growth of a strong ecosystem in Canada
2022-02-0214 min
Balado de Services financiers Innovation CIBCPremière impression : L’art de la présentation avec Keith Gordon, vice-président à la direction et chef de la sécurité de la Banque CIBCÀ titre de vice-président à la direction et chef de la sécurité à la Banque CIBC, Keith Gordon a vu un nombre incalculable de présentations de la part d’entreprises en démarrage. Dans cet épisode, nous discutons de la façon de mettre le pied dans la porte, des éléments qui composent une excellente présentation et de ce que vous devez faire une fois que vous avez obtenu une rencontre avec un client potentiel. Nous explorons les raisons pour lesquelles une présentation efficace peut transformer un client en un évangéliste pour votre produit ou service, tandis qu...
2021-10-1317 min
CIBC Innovation Banking PodcastFirst Impressions: The Art of the Pitch with CIBC Executive Vice President and Chief Security Officer Keith GordonAs Executive Vice President and Chief Security Officer at CIBC, Keith Gordon has been on the receiving end of an untold number of pitches from startups. In this episode, we discuss how to get a foot in the door, the elements that go into a great pitch, and what to do once you’ve secured a meeting with a prospective client. We explore the reasons why an effective pitch can turn a client into an evangelist for your product or service, while a bad pitch could damage your reputation with future prospects. Keith also shares his perspective on the im...
2021-10-1319 minThe Sustainability AgendaThe Road to COP26Susan Rimmer, Head of Global Corporate Banking at CIBC Capital Markets joins Dominique Barker to provide key takeaways from the 2nd annual CIBC Sustainability Conference: The Road to COP26. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2021-09-3012 minThe Sustainability AgendaProject Carbon – in conversation with Robin Green and Ryan Fan (CIBC)Dominique Barker in conversation with Robin Green and Ryan Fan from CIBC Capital Markets discussing voluntary carbon markets and the goals of Project Carbon, the growth of voluntary carbon markets, and why this project is needed today. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2021-07-2114 minThe Sustainability AgendaUnderstanding CIBC’s carbon emissionsDominique Barker in conversation with Linda Scala from CIBC Risk to define CIBC’s footprint and financed emissions, and discuss how it is measured. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2021-04-1912 minThe Sustainability AgendaDefining the Sustainability AgendaIn the inaugural episode of the Sustainability Agenda, our host Dominique Barker, Head of Sustainability Advisory speaks with Roman Dubczak, Head of Global Investment Banking at CIBC Capital Markets, to discuss CIBC’s direction on Sustainable Finance. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com
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2021-03-0813 min
CIBC Innovation Banking PodcastCIBC Innovation Banking Podcast Season 3 TrailerListen to stories of innovation, entrepreneurship and how to scale a business amidst a transforming economy.
Innovation economy entrepreneurs share their insights on how we can create a future fueled by innovation with host Michael Hainsworth.
CIBC Innovation Banking is a trusted financial partner to entrepreneurs and investors. Get in touch with our team at cibc.com/innovationbanking.
2021-03-0301 min
Balado de Services financiers Innovation CIBCBande-annonce de la saison 3 de balados de Services financiers Innovation CIBCÉcoutez des récits sur l’innovation, l’entrepreneuriat et la façon de faire croître une entreprise dans un contexte économique en transformation.
Les entrepreneurs de l’économie de l’innovation expliquent à l’animateur Michael Hainsworth comment nous pouvons créer un avenir alimenté par l’innovation.
Services financiers Innovation CIBC est un partenaire financier de confiance pour les entrepreneurs et les investisseurs. Communiquez avec les membres de notre équipe à l’adresse cibc.com/servicesfinanciersinnovation.
2021-03-0301 min
CIBC Private Wealth USIs this a lost year for education? - Q&A with Tim Daly, CEO of EdNavigatorRead more in the Q&A article with Tim Daly.COVID-19 has upended just about everything, and we’re still working through it—how we work, shop, socialize, learn, worship, receive healthcare and care for others. It has laid bare both strengths and weakness in our institutions, processes and systems. The pandemic has altered life for every age group in almost every way. The coronavirus, after all, is not interested in career dreams, childcare situations or travel plans; it is only interested in host cells. Key innovations that emerged during this pandemic will outlive it. Other...
2020-12-1415 min
CIBC Innovation Banking PodcastCIBC Innovation Banking Podcast Trailer Season 2Host Michael Hainsworth shares insights from innovation economy entrepreneurs on how to grow a business during a pandemic.CIBC Innovation Banking is a trusted financial partner to entrepreneurs and investors. Get in touch with our team at cibc.com/innovationbanking.
2020-11-0901 min
CIBC Innovation Banking PodcastCIBC Innovation Banking Podcast TrailerListen in to our newest podcast where entrepreneurs and small businesses will learn the secrets to success, including how to build a minimal viable product, pivot a company’s target clientele, and scale-up to a global level.CIBC Innovation Banking is a trusted financial partner to entrepreneurs and investors. Get in touch with our team at cibc.com/innovationbanking.
2020-11-0901 min
Balado de Services financiers Innovation CIBCBande-annonce des balados de la saison 2 de Services financiers Innovation CIBCL’animateur Michael Hainsworth présente les perspectives d’entrepreneurs de l’économie de l’innovation sur la façon de faire croître une entreprise pendant une pandémie. Services financiers Innovation CIBC est un partenaire financier de confiance pour les entrepreneurs et les investisseurs. Communiquez avec les membres de notre équipe à l’adresse cibc.com/servicesfinanciersinnovation.
2020-11-0901 min
Balado de Services financiers Innovation CIBCBande-annonce des balados de Services financiers Innovation CIBCÉcoutez nos plus récents balados où des entrepreneurs et des propriétaires de PME découvriront les secrets de la réussite, notamment la façon de créer un produit minimum viable, de modifier la clientèle cible d’une entreprise et de passer à l’échelle mondiale.Services financiers Innovation CIBC est un partenaire financier de confiance pour les entrepreneurs et les investisseurs. Communiquez avec les membres de notre équipe à l’adresse cibc.com/servicesfinanciersinnovation.
2020-11-0901 min
CIBC Private Wealth USLegacy of COVID-19: Lessons learned for the next pandemic – Q&A with Kevin Tabb, MD, President and CEO of Beth Israel Lahey HealthCOVID-19 has upended just about everything, and we’re still working through it—how we work, shop, socialize, learn, worship, receive healthcare, and care for others. It has laid bare both strengths and weakness in our institutions, processes and systems. The pandemic has altered life for every age group in almost every way. The coronavirus, after all, is not interested in career dreams, childcare situations or travel plans; it is only interested in host cells. Key innovations that emerged during this pandemic will outlive it. Others are yet to reveal themselves but will surely be part of the l...
2020-10-2024 min
CIBC Private Wealth USElection implications - Energy sectorPatricia Bannan is a managing director and Head of Equities for CIBC Private Wealth Management. In this role, she oversees the firm’s proprietary equity strategies.Lance Marr is a senior investment analyst providing research and analytical support for the CIBC Energy Infrastructure strategy and serves as team lead on the firm’s Clean Energy strategy.The energy sector arguably has the most at stake with a change in the political landscape. As we weigh the scenarios, the status quo appears likely in the event of a Trump win, with a benign regu...
2020-10-2007 min
CIBC Private Wealth USElection implications - Financials sectorPatricia Bannan is a managing director and Head of Equities for CIBC Private Wealth Management. In this role, she oversees the firm’s proprietary equity strategies.Brant Houston is a managing director and co-manager of the Disciplined Equity and Income Opportunities Strategies. In respect to financial stocks, the most significant issues related to the election are regulations, tax rates, interest rates and spending/deficits. Under a Trump administration, regulations should continue to ease; under a Biden administration, it would be reasonable to expect additional scrutiny. In either case, the...
2020-10-2008 min
CIBC Private Wealth USElection implications - Technology sectorFind more of our latest financial insights & resources at wealth.us.cibc.com
2020-09-2906 min
CIBC Private Wealth USElection implications - Healthcare sectorFind more of our latest financial insights & resources at wealth.us.cibc.com
2020-09-2907 min
CIBC Private Wealth USLegacy of COVID-19: AI and Healthcare - Q&A with Daniel Lubin, Founder and CEO, Entry Point CapitalCOVID-19 has upended just about everything, and we’re still working through it—how we work, shop, socialize, learn, get healthcare, worship, and care for others. It has laid bare both strengths and weakness in our institutions, processes and systems. The pandemic has altered life for every age group in almost every way. The coronavirus, after all, is not interested in career dreams, childcare situations or travel plans; it is only interested in host cells. Key innovations that emerged during this pandemic will outlive it. Others are yet to reveal themselves but will surely be part of the legacy of C...
2020-09-2914 min
CIBC Private Wealth USLegacy of COVID-19 series: Work and Careers - Q&A with Deepali Vyas, Senior Client Partner and Global Co-Head of Fintech, Global Financial Markets practice of Korn FerryKey innovations that emerged during this pandemic will outlive it. Others are yet to reveal themselves but will surely be part of the legacy of COVID-19. CIBC Private Wealth is committed to bringing to you the perspective and insight of top thinkers in various fields on what the legacy of COVID-19 could be.In this installment, Deepali Vyas provides her insights on the latest advances with hiring and onboarding being done remotely, how COVID-19 is changing the career outlook of the youngest of the workforce, and why leadership matters more than ever now. The article also...
2020-09-1517 min
CIBC Private Wealth USWhile You Were Sleeping: CIBC’s Foreign Exchange Team Works 24/7 for ClientsBuying a house in another country can be a complicated process with many additional considerations and moving parts that can be difficult to navigate. It is not uncommon for wealth advisors to assist clients with real estate purchases—whether it is to invest in commercial real estate or purchase a second home. More rare, however, is when a client calls and needs help purchasing and closing on a house in another country, prior to undertaking a two-year renovation—all in local currency. When buying international real estate, there are additional layers of compl...
2020-08-1010 min
CIBC Private Wealth USProactive planning with low market values using giftsDo you have substantial assets that you want to pass on to beneficiaries now? Would you like to avoid erosion of your estate from recurring taxes every time assets are passed from one generation to the next?As the world economy trudges through the uncertainty of the COVID-19 pandemic, many investment and financial plans are on hold. However, these challenging times may present an opportunity to focus on how best to preserve wealth for the benefit of future generations.With asset values depressed, as many now are, gifts can be an effective way to transfer...
2020-05-0908 minCIBC Private Wealth USProspects for economic recoveryIn recent weeks, we’ve experienced the beginning of a deep recession due to the public health policy put in place to combat COVID-19. While we can’t say that the worst of the virus’ toll is behind us, CIBC Private Wealth Chief Investment Officer Dave Donabedian, CFA, contemplates what the economic reopening process—and ultimately, a recovery—might look like.
2020-04-2305 min
CIBC Private Wealth USProactive planning with low market values using a sale to a Grantor TrustDespite the current uncertainty and continuing impact of the COVID-19 pandemic, there still may be opportunities for wealth planning. The current unfortunate circumstances have created a prime environment for certain wealth transfer strategies – such as sales to grantor trusts – which can help position individuals with transfer tax concerns to take advantage of the current financial conditions.Read more about Proactive Planning During a Time of Uncertainty and Volatility:https://private-wealth.us.cibc.com/blog/-/blogs/proactive-planning-during-a-time-of-uncertainty-and-volatility
2020-04-2008 minCIBC Private Wealth USProactive Planning With Low Market Values Using Spousal Lifetime Access TrustsMuch has been written about how market volatility and low asset valuations create an opportunity to efficiently move wealth to children and grandchildren. While those explanations might resonate, not everyone is ready to give away a significant amount of wealth. After all, what if those assets are needed in the future? A strategy that allows the best of both worlds—efficiently transferring wealth, while retaining indirect access to that wealth if needed—is a Spousal Lifetime Access Trust (SLAT).Read more about Proactive Planning During a Time of Uncertainty and Volatility:https://private-wealth.us.cibc.com/blog...
2020-04-1610 minCIBC Private Wealth USProactive Planning in Volatile Markets with Roth ConversionsThis is the second podcast in a six-part series that focuses on proactive planning strategies in a volatile market.Do you have a traditional IRA that will produce ordinary income on distributions? Would you like to possibly mitigate income taxes on those distributions for yourself as well as your heirs?There may be a silver lining for retirement savings and wealth planning during this time of uncertainty. The current market downturn is an opportunity to potentially save on income taxes and generate income tax free growth for retirement savings as markets recover.Learn...
2020-04-0906 minCIBC Private Wealth USBenefits of a GRAT when market values are lowThis is the first in a six-part series that focuses on proactive planning strategies in a volatile market.Global pandemic fears, plunging stocks, the Fed’s emergency interest rate cut and a steep decline in 10-year Treasury yields wreaked havoc on many investment portfolios in recent weeks.Regardless of how bleak the situation may appear, low stock prices and rock-bottom interest rates are creating potentially ideal conditions for certain wealth planning strategies. While increased market volatility can be unnerving for even the best investors, times like these can also present opportunities to implement we...
2020-04-0208 min
CIBC Private Wealth USThe intentional recession: Markers along the roadWhen will the economy begin to recover? CIBC Private Wealth Chief Investment Officer Dave Donabedian, CFA, provides insight into three critical issues: fiscal and monetary policy, Asian economies and the path of COVID-19 itself.
Learn more at http://wealth.us.cibc.com
2020-03-3106 min
CIBC Private Wealth USShaping the Future: Three Top Technology TrendsInnovation in technology is moving forward at a remarkable speed. Just a few short years ago, the average person simply couldn’t conceive of 3-D printed houses, zerocarbon natural gas, brain-computer interface or swallowable medical devices.“The tech sector is more dynamic today than it’s been in the past 20+ years I’ve been covering it. You hear the word ‘disruptive’ used regarding every technology there is—and it’s true. Technology is inherently disruptive. That term is not overused. Certainly, artificial intelligence has the potential to be very disruptive in ways we haven’t yet seen. On the other hand, th...
2020-02-0308 minCIBC Private Wealth USThe Advisor: In PartnershipTwo investment management teams at CIBC Private Wealth Management are a rarity: together for 22 and 19 years, respectively.
2018-09-0606 min