Shows
The Long ViewScott Burns: The Case for a Simple Retirement PlanWe’re hitting pause on new episodes during this holiday week. But we wanted to resurface one of our favorite conversations of the past year—the one that Jeff Ptak and I had with author and longtime columnist Scott Burns. We hope that you’ll enjoy it, and we’ll be back with a fresh episode next week.Our guest on the podcast today is syndicated personal finance columnist and author, Scott Burns. Scott began his career as a newspaper columnist in The Boston Herald in 1977, where he was also the financial editor. In 1985, he joined the staff of...
2024-07-0251 min
Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, MoneyEp26: The Retirement Spending Blueprint with Christine BenzThis episode is sponsored by PearsonRavitz– helping physicians safeguard their most valuable assets. Retirement marks a significant shift from accumulation to spending. This transition can be daunting, especially in an unpredictable financial landscape. Christine Benz, Director of Personal Finance and Retirement Planning at Morningstar, provides invaluable insights on this subject, as discussed in this latest episode. Christine covers the challenges retirees face in transitioning from saving to spending, exploring the conventional 4% withdrawal rate, as well as research suggests a flexible approach to retirement spending, accommodating various market conditions and personal circumstances. The discussion also addresses dynamic spending, the...
2023-11-1735 minThe Long ViewJohn Rekenthaler and Amy Arnott: What’s a Safe Retirement Spending Rate Today?Hi, and welcome to The Long View. I’m Christine Benz, director of personal finance and retirement planning for Morningstar. Our guests on the podcast today are Amy Arnott and John Rekenthaler. Amy and John are two of the co-authors, along with me, of some recently released Morningstar research on retirement spending rates. The paper is called The State of Retirement Income, and it’s an update on some research that we published in 2021 and 2022. Amy and John are both long-tenured Morningstar researchers and part of Morningstar Research Services LLC, which is a wholly owned subsidiary of Morningstar. Amy is a...
2023-11-1457 minThe Long ViewMark Berg: Hourly Financial Planning Is 'A Vast Blue Ocean'Our guest on the podcast today is Mark Berg. He is the founder of and lead advisor at Timothy Financial Counsel, which is an hourly financial planning firm that he started in 2000. Prior to launching Timothy Financial, Berg served as a client manager at a fee-only financial planning firm and has provided fee-only financial guidance since 1995. He holds a bachelor’s degree in economics from Wheaton College and is a certified financial planner practitioner and is registered with the National Association of Personal Financial Advisors. He served on the national board of directors for NAPFA from 2008 through 2011. Timothy Financial is...
2023-03-2852 min
RetirementRevisedRetirement Rebootcast Episode Two: Let's make a planWelcome to the second edition of the Retirement Rebootcast! This is a special limited-edition podcast series focused on my new book - Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track. On this podcast series, I invited some of my favorite experts on retirement to join me on the program to talk about some of its key ideas. The book’s official publication date is today - January 10th!I wrote Retirement Reboot with a very particular group of readers in mind: people getting close to retirement who are not financially prepared. In other wor...
2023-01-1046 minThe Long ViewChristine Benz and John Rekenthaler: Revisiting What Is a Safe Retirement Spending Rate After a Tough YearOn this week’s episode, we’ll be chatting about “The State of Retirement Income” study that Christine and I recently co-authored with our colleague John Rekenthaler, who joins us for this conversation. This is the second year we’ve conducted this study, which examines how much retirees can safely withdraw in retirement. Much has changed since last year as the stock and bond markets have sold off and inflation has risen sharply. This can create uncertainty about whether retirement assets will sustain spending over a multidecade horizon, an issue we explore in this study. In this episode, I’ll be asking...
2022-12-2048 minThe Long ViewJustin Fitzpatrick: 'Retirees Have a Superpower'Our guest on the podcast today is Justin Fitzpatrick. Justin is the co-founder and chief innovation officer at Income Lab, which provides retirement planning software. Before co-founding Income Lab, Justin spent over 15 years in financial services, leading teams in advanced financial planning and portfolio strategy and managing the development of financial technology tools. Prior to his work in financial services, Justin spent seven years in academia. He has taught at the Massachusetts Institute of Technology; Harvard University; Queen Mary, University of London; and the University of California, Los Angeles. Justin is a Chartered Financial Analyst charterholder and a...
2022-07-1245 min
Sound InvestingSix Retirement Blind Spots and How to Fix ThemMany of the risks we face in retirement are relatively under our control, while others are not. In this presentation Christine Benz https://www.morningstar.com/authors/30/christine-benz— Morningstar’s Director of Personal Finance, author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and co-host of “The Long View” podcast — on which Paul Merriman was recently interviewed by Christine and Jeff Ptak — showed pre-retirees and retirees how to manage your portfolio and financial plan to protect against six very serious risks. Those risks include retirement date risk, sequence of return risk, low-yield risk, inflation risk, health care and long-term care ri...
2021-04-211h 23
Sound InvestingMorningstar’s “The Long View” podcast hosts interview Paul MerrimanPaul talks with Christine Benz and Jeff Ptak about his commitment to indexing, why he believes in small value stocks, the perils of performance-chasing, and more. They covered such topics as:
Best ways to get young people to understand investment process
How to get investment information to people who need it most
Why Paul was attracted to index funds and DFA
The future of the value premium
The risk of value investors capitulating
The pros and cons of 2 Funds for Life
Why target date funds have more value
The risk of bonds in a rising interest rate market
...
2021-04-0756 minThe Long ViewSteve Chen: 'How Do You Deliver Lifetime Income?'Our guest on the podcast today is Steve Chen. Steve is the founder and CEO of NewRetirement.com, which he describes as a TurboTax for financial planning. NewRetirement advisors also offer one-on-one financial advice and coaching with certified financial planners. Prior to founding NewRetirement, Steve founded venture-backed companies in education and financial services and worked as a consultant at firms including Charles Schwab, Fidelity, and Dimensional Fund Advisors. He also hosts the NewRetirement podcast and contributes to Forbes. Steve received his Bachelor of Science in systems engineering from Boston University.Background ...
2021-01-1346 minThe Long ViewDan Ivascyn: Building a Portfolio to Bend but Not BreakOur guest this week is Dan Ivascyn. Dan is group chief investment officer of PIMCO, where he leads the firm's income, credit hedge fund, and mortgage opportunistic strategies and sits on its executive and investment committees. Dan is perhaps best known as the longtime manager of the PIMCO Income Fund, where he's produced one of the best records of any bond manager since taking the helm in 2007. In 2013, Morningstar named Dan our Fixed Income Manager of the Year. Dan has been in the investment business for nearly three decades. He joined PIMCO in 1998, following stints at Bear Stearns, T...
2019-09-1152 minThe Long ViewRupal Bhansali: FAANG Stocks Are 'Extremely Risky'Our guest on the podcast this week is Rupal Bhansali, Ariel's chief investment officer of international and global equities. She manages Ariel International and Ariel Global and also oversees Ariel's global-equity research team. Bhansali has nearly three decades' worth of experience. Prior to joining Ariel, she managed international-equity portfolios and served in leadership positions at MacKay Shields and Oppenheimer Capital. She also has experience in the hedge fund world, including a stint at Soros Fund Management.
Background Information
Rupal Bhansali bio
Morningstar Analyst Report for Ariel International
Morningstar Analyst Report for Ariel Global
"10 Questions With Rupal Bha...
2019-08-2848 min