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Arquitectura HoyArquitectura Hoy62_Innovación y creación: El Rol Fundamental de las organizaciones que defienden nuestra ArquitecturaEntrevista con los representantes del Colegio de Arquitectos y Arquitectos Paisajistas de Puerto Rico y de la Fundación por la Arquitectura para conocer los esfuerzos que se están llevando a cabo en defensa de la Arquitectura en Puerto Rico. Invitados: Alexandra Betancourt, Víctor Blay, Samayra Romero, Victor Nieto Síguenos en Facebook: www.facebook.com/arquitecturahoypr Programa original transmitido en Radio Universidad el 11/16/2023. Este programa es auspiciado por el Colegio de Arquitectos y Arquitectos Paisajistas de Puerto Rico.    2023-11-1755 minThe Gospel and JusticeThe Gospel and Justice20. Business as MissionKen Rice runs Samayra Coffee Co. with his wife Jalee. They started Samayra two years  ago in Olympia, Washington. Prior to running Samayra, Ken was a pastor for over 20 years. He's held a number of roles including executive pastor of ministries as well as planting a church.In this episode, we talk about running a business as a mission. Through a coffee shop, they have been able to create a safe place for people in the community to find healing. They view themselves as a front door to the church. We also talk about transitioning from pastoral m...2023-04-0346 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowSBI SimplyClick Credit CardSBI SimplyCLICK Credit Card is an entry-level credit card that is best suited for frequent online shoppers. This credit card offers extra rewards and benefits on online transactions at different partner brands like Amazon, BookMyShow, Cleartrip, Lenskart and more. Additionally, you can also earn privileges like complimentary gift vouchers, fuel surcharge waiver and annual fee reversal via this credit card. Read on, to know more about SimplyCLICK SBI Card.For more information refer to:  https://pin.it/5UYOAtO2022-11-0901 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowSBI SimplyClick Credit CardSBI SimplyCLICK Credit Card is an entry-level credit card that is best suited for frequent online shoppers. This credit card offers extra rewards and benefits on online transactions at different partner brands like Amazon, BookMyShow, Cleartrip, Lenskart and more. Additionally, you can also earn privileges like complimentary gift vouchers, fuel surcharge waiver and annual fee reversal via this credit card. Read on, to know more about SimplyCLICK SBI Card. Save each time you spend with the SimplyCLICK SBI Card. The first-year fee or the joining fee is Rs.499 while the annual fee from the second year onwards...2022-11-0901 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHow To Recover A Stolen Credit CardIn case of any event of the loss of your credit card, you must take certain actions immediately for any delay in it would increase the chances of your credit card getting misused. We will have a look at the steps you will have to take in case you lose your credit card:Step 1. Call your credit card issuerCall your credit card issuer immediately to report the loss or theft of your missing card. Typically, you would check the back of the card for the telephone number to call. That’s no...2022-11-0801 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHow To Recover A Stolen Credit CardIn case of any event of the loss of your credit card, you must take certain actions immediately for any delay in it would increase the chances of your credit card getting misused. We will have a look at the steps you will have to take in case you lose your credit card: Step 1. Call your credit card issuer Call your credit card issuer immediately to report the loss or theft of your missing card. Typically, you would check the back of the card for the telephone number to call. That’s not an option wh...2022-11-0801 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHDFC Bank Millennia Credit CardThe Millennia credit card is one of the most sought-after cards from HDFC Bank, majorly due to the offers and benefits the card comes with. This HDFC card is available for a membership fee of Rs.1,000 plus applicable taxes for the first year and Rs.1,000 plus applicable taxes of renewal membership fee. You can get a waiver on your renewal fee for the next renewal year if you spend Rs.1 lakh in 1 year.HDFC Millennia Credit Card Benefits & FeaturesGet Rewarded for Every SpendWith the Millennia credit card, you can get 5% cashback...2022-11-0701 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHDFC Bank Millennia Credit CardThe Millennia credit card is one of the most sought-after cards from HDFC Bank, majorly due to the offers and benefits the card comes with. This HDFC card is available for a membership fee of Rs.1,000 plus applicable taxes for the first year and Rs.1,000 plus applicable taxes of renewal membership fee. You can get a waiver on your renewal fee for the next renewal year if you spend Rs.1 lakh in 1 year. HDFC Millennia Credit Card Benefits & Features Get Rewarded for Every Spend With the Millennia credit card, you can get 5% cashback...2022-11-0701 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowIndusInd Legend Credit CardIndusInd Bank Legend Credit Card is a super premium credit card that is best suited for people who frequently travel and want to earn reward points. Apart from travel, this card also provides benefits on multiple categories, including dining, shopping, entertainment, golf and more. It is a chip-based contactless credit card that makes transactions seamless, be it online shopping, payment at stores or cash withdrawal through ATM. Read on to know more about this credit card.Key Highlights of the IndusInd Bank Legend Credit CardAccelerated reward points on weekend spends.2022-11-0401 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowIndusInd Legend Credit CardIndusInd Bank Legend Credit Card is a super premium credit card that is best suited for people who frequently travel and want to earn reward points. Apart from travel, this card also provides benefits on multiple categories, including dining, shopping, entertainment, golf and more. It is a chip-based contactless credit card that makes transactions seamless, be it online shopping, payment at stores or cash withdrawal through ATM. Read on to know more about this credit card. Key Highlights of the IndusInd Bank Legend Credit Card Accelerated reward points on weekend spends. Fuel surcharge waiver of 1%. Comprehensive...2022-11-0401 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHDFC Bank INFINIA Credit Card Metal EditionHDFC Bank Infinia Credit Card Metal Edition (previously named Infinia Credit Card) is a super-premium card that is offered to selected customers on a special invite from HDFC Bank. This credit card is best suited for high net-worth individuals (HNIs) and offers benefits under multiple categories, including travel, rewards, shopping, dining, etc. HDFC Infinia comes with a high reward rate and is a great choice for heavy spenders. Key Highlights of HDFC Infinia Credit CardIt is a contactless Metallic Card.Get complimentary nights and weekend buffet at participating ITC hotels.G...2022-11-0201 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHDFC Bank INFINIA Credit Card Metal EditionHDFC Bank Infinia Credit Card Metal Edition (previously named Infinia Credit Card) is a super-premium card that is offered to selected customers on a special invite from HDFC Bank. This credit card is best suited for high net-worth individuals (HNIs) and offers benefits under multiple categories, including travel, rewards, shopping, dining, etc. HDFC Infinia comes with a high reward rate and is a great choice for heavy spenders. Key Highlights of HDFC Infinia Credit Card It is a contactless Metallic Card. Get complimentary nights and weekend buffet at participating ITC hotels. Get complimentary Club Marriott membership...2022-11-0201 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowA Guide To Travel Credit Cards For BeginnersIf you're thinking about getting into the points and miles game, you'll want to find a credit card that -- at a minimum -- makes it easy to earn and redeem travel rewards. Luckily, there are plenty of beginner-friendly cards that fit that description. Even better? Many come with extra features like sign-up bonuses, no foreign transaction fees, and travel insurance.Travellers have a variety of credit cards to choose from – because travel credit cards offer not only extra air miles and tie-ups with specific airlines, but also discounts on hotel stays, dining and easy transactions in fo...2022-11-0101 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowA Guide To Travel Credit Cards For BeginnersIf you're thinking about getting into the points and miles game, you'll want to find a credit card that -- at a minimum -- makes it easy to earn and redeem travel rewards. Luckily, there are plenty of beginner-friendly cards that fit that description. Even better? Many come with extra features like sign-up bonuses, no foreign transaction fees, and travel insurance. Travellers have a variety of credit cards to choose from – because travel credit cards offer not only extra air miles and tie-ups with specific airlines, but also discounts on hotel stays, dining and easy transactions in fo...2022-11-0101 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowAmerican Express Gold CardA global provider of financial services with its headquarters in New York City, American Express began operations in 1850 and issued the first American Express® card in 1958.A Gold Card is a charge credit card offered by American Express other than a Platinum Card. These Charge Cards are special as they do not have a pre-established credit limit. American Express has updated the Gold Card's offer/discount catalogue, making it an even more attractive option.Gold Card offers followings Rewards and Benefits:Bonus rewards on dining, supermarkets and c...2022-10-3101 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowAmerican Express Gold CardA global provider of financial services with its headquarters in New York City, American Express began operations in 1850 and issued the first American Express® card in 1958. A Gold Card is a charge credit card offered by American Express other than a Platinum Card. These Charge Cards are special as they do not have a pre-established credit limit. American Express has updated the Gold Card's offer/discount catalogue, making it an even more attractive option. Gold Card offers followings Rewards and Benefits: Bonus rewards on dining, supermarkets and certain travel 4 Membership Rewards points w...2022-10-3101 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowCredit Card Frauds: You Should Be Aware OfIf you use a credit card, chances are that you have been a victim of credit card fraud or you probably know of someone who has been a victim to card fraud. The thing with credit card scams is that while banks and customers do their best to stay alert, scammers are always coming up with new ways to scam you. In some cases, they just put a new spin on an old scam.So, how does one stay alert in such a scenario? Well, the best way is to stay informed of the different methods scammers...2022-10-2801 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowCredit Card Frauds: You Should Be Aware OfIf you use a credit card, chances are that you have been a victim of credit card fraud or you probably know of someone who has been a victim to card fraud. The thing with credit card scams is that while banks and customers do their best to stay alert, scammers are always coming up with new ways to scam you. In some cases, they just put a new spin on an old scam. So, how does one stay alert in such a scenario? Well, the best way is to stay informed of the different methods scammers...2022-10-2801 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowPros And Cons Of Low-Interest Credit CardsLow interest credit cards feature low-interest rates, as the title implies. Rates on low interest cards typically vary between 10% and 15%, which is much less than a credit card with travel incentives. If you usually carry a monthly balance, these cards are perfect for you.For more information refer to: https://www.anamarzablog.com/pros-and-cons-of-low-interest-credit-cards/Following are the Pros and Cons of Low-Interest Credit Cards:Pros:Save money on interest payments:You'll save money on monthly interest payments, which is arguably...2022-10-2701 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowPros And Cons Of Low-Interest Credit CardsLow interest credit cards feature low-interest rates, as the title implies. Rates on low interest cards typically vary between 10% and 15%, which is much less than a credit card with travel incentives. If you usually carry a monthly balance, these cards are perfect for you. For more information refer to: https://www.anamarzablog.com/pros-and-cons-of-low-interest-credit-cards/ Following are the Pros and Cons of Low-Interest Credit Cards: Pros: Save money on interest payments: You'll save money on monthly interest payments, which is arguably the largest benefit of low interest credit cards. Consider...2022-10-2701 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowAmazon Pay ICICI Credit CardAmazon Pay ICICI Card is one of the most popular cashback credit cards in India offering up to 5% cashback on Amazon and 1% flat cashback on all other transactions. Co-branded with one of the biggest e-commerce websites- Amazon- the card quickly gained popularity in India, especially because of its ‘free for lifetime feature’. The Amazon Pay ICICI Bank Credit Card is the first credit card in the country which allows customers to shop on Amazon.in and earn rewards against the same.For more information refer to: https://flic.kr/p/2nVitvD2022-10-2601 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowAmazon Pay ICICI Credit CardAmazon Pay ICICI Card is one of the most popular cashback credit cards in India offering up to 5% cashback on Amazon and 1% flat cashback on all other transactions. Co-branded with one of the biggest e-commerce websites- Amazon- the card quickly gained popularity in India, especially because of its ‘free for lifetime feature’. The Amazon Pay ICICI Bank Credit Card is the first credit card in the country which allows customers to shop on Amazon.in and earn rewards against the same. For more information refer to: https://flic.kr/p/2nVitvD Amazon Pay ICICI Credit Card...2022-10-2601 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowCredit Cards Vs BNPL Cards: Know The DifferenceWhen it comes to leveraging plastic, it is often said that the most delightful experience is a ‘light touch’ experience i.e. an ecosystem which enables cards to be accessed and  transactions to be settled with minimal hurdles and maximum ease. Credit cards and buy now pay later (BNPL) cards are being offered on the aforementioned foundation, as these cards are now introducing a regimen of seamless journeys, be it online or offline.For more information refer to: https://increaseyourcredit.blogspot.com/2022/10/credit-cards-vs-bnpl-cards-know.htmlWhat Is Buy Now, Pay Later?Buy n...2022-10-2001 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowCredit Cards Vs BNPL Cards: Know The DifferenceWhen it comes to leveraging plastic, it is often said that the most delightful experience is a ‘light touch’ experience i.e. an ecosystem which enables cards to be accessed and  transactions to be settled with minimal hurdles and maximum ease. Credit cards and buy now pay later (BNPL) cards are being offered on the aforementioned foundation, as these cards are now introducing a regimen of seamless journeys, be it online or offline. For more information refer to: https://increaseyourcredit.blogspot.com/2022/10/credit-cards-vs-bnpl-cards-know.html What Is Buy Now, Pay Later? Buy now, pay later...2022-10-2001 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowWhat Are The Perks Of Citi Prestige Credit Card?The Citibank Prestige Credit Card is a high-end card that provides rewards, Air Miles, and free gift cards along with travel and lifestyle features. You can get discounts and free stays at some hotels when you use this card. If you are a regular traveller and want to take advantage of premium benefits, this is the best choice. The yearly charge for this card is expensive, at Rs. 20,000.For more information refer to: https://6225ebd1d8471.site123.me/blog/what-are-the-perks-of-citi-prestige-credit-cardKey Highlights of the Citi Prestige...2022-10-1901 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowWhat Are The Perks Of Citi Prestige Credit Card?The Citibank Prestige Credit Card is a high-end card that provides rewards, Air Miles, and free gift cards along with travel and lifestyle features. You can get discounts and free stays at some hotels when you use this card. If you are a regular traveller and want to take advantage of premium benefits, this is the best choice. The yearly charge for this card is expensive, at Rs. 20,000. For more information refer to: https://6225ebd1d8471.site123.me/blog/what-are-the-perks-of-citi-prestige-credit-card Key Highlights of the Citi Prestige Credit Card 10,000...2022-10-1901 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowCitibank Prestige Credit CardCitibank Prestige Credit Card is a premium card that offers travel and lifestyle benefits in the form of rewards, Air Miles and complimentary vouchers. With this card, you can avail discounts as well as complimentary stays at selected hotels. This is an ideal option if you are a frequent traveller and want to avail premium benefits. However, this card comes with a high annual fee of Rs. 20,000. Read on, to know more about this credit card. For more information refer to: https://www.slideserve.com/kartik7/citibank-prestige-credit-cardKey Highlights of the Citi P...2022-10-1701 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowCitibank Prestige Credit CardCitibank Prestige Credit Card is a premium card that offers travel and lifestyle benefits in the form of rewards, Air Miles and complimentary vouchers. With this card, you can avail discounts as well as complimentary stays at selected hotels. This is an ideal option if you are a frequent traveller and want to avail premium benefits. However, this card comes with a high annual fee of Rs. 20,000. Read on, to know more about this credit card. For more information refer to: https://www.slideserve.com/kartik7/citibank-prestige-credit-card Key Highlights...2022-10-1701 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowEpisode 2HDFC Millennia Credit Card is best suited for millennials who frequently shop online and want to earn significant value-back on all their spends. It is one of the best cashback credit cards in India and offers up to 5% cashback on online transactions and 1% cashback on all other spends. Read on to know about its features, benefits and other details.For more information refer to: https://www.edocr.com/v/nyavkyon/Cardinsider/hdfc-bank-millennia-credit-cardKey Features of the HDFC Bank Millenia Credit Card...2022-10-1401 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHDFC Millennium Credit CardHDFC Millennia Credit Card is best suited for millennials who frequently shop online and want to earn significant value-back on all their spends. It is one of the best cashback credit cards in India and offers up to 5% cashback on online transactions and 1% cashback on all other spends. Read on to know about its features, benefits and other details. For more information refer to: https://www.edocr.com/v/nyavkyon/Cardinsider/hdfc-bank-millennia-credit-card Key Features of the HDFC Bank Millenia Credit Card Cashback of 2.5% on all online purchases (on minimum purchase of Rs.2,000). 5% cashback on...2022-10-1401 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHow To Increase Credit Card Limit?Credit limit, as the name indicates, is the purchase limit set by the credit card company or a bank on a particular credit card. The limit, which is usually in terms of money, is the maximum amount the user can spend using the credit card. However, if consumers want to raise their credit card limit and are dissatisfied with their current limit, they can do so in the following ways:For more information refer to: https://cardinsider.mystrikingly.com/blog/how-to-increase-credit-card-limitWays to increase Credit LimitUse Your Card: The...2022-10-1301 minSamayra Credit Guide Podcast ShowSamayra Credit Guide Podcast ShowHow To Increase Credit Card Limit?Credit limit, as the name indicates, is the purchase limit set by the credit card company or a bank on a particular credit card. The limit, which is usually in terms of money, is the maximum amount the user can spend using the credit card. However, if consumers want to raise their credit card limit and are dissatisfied with their current limit, they can do so in the following ways: For more information refer to: https://cardinsider.mystrikingly.com/blog/how-to-increase-credit-card-limit Ways to increase Credit Limit Use Your Card: The bank...2022-10-1301 minFusión Maravilla con Marcia BarrancoFusión Maravilla con Marcia BarrancoT1/21 "3 Generaciones de mujeres, palabras de mamá".Querida Fusión Maravilla este episodio está dedicado a el día de las Madres con Maravillosas invitadas, 3 Generaciones de mujeres: abuelita, madre e hija, que nos comparten sus fortalezas, experiencias, cualidades como familia que han dejado de generación en generación. Ellas son: Lucy Corona, Brenda Yamilet Ríos Corona y Samayra Pérez Ríos, 3 mujeres con valía, resiliencia, Fortaleza, unión familiar y muchos objetivos que han sido metas realizadas. Conoce en este episodio su historia de vida que nos compartieron, ejemplo de mujeres llenas de sueños llevados a la acción y realidad. Síguenos en...2021-05-1128 minQuímica para o século XXIQuímica para o século XXIAcidentes RadioativosEsse Podcast é um trabalho da turma 3V1 do Colégio Estadual do Espírito Santo das disciplinas de Química e Física ministrado pelas professoras Luciana do Nascimento Rodrigues e Thays Ferreira de Souza. Alunos: Alexia Oliveira, Gabriely Sodré, Lucas da Silva, Samayra e Lucimaria.2019-11-2602 minThird Grade NogginThird Grade NogginThe InventorResearched, written, revised, edited, and produced by Penelope, Kayla and Samayra.2019-06-0605 min