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No More Excuses. Wake Up!EP 61-Topic Entrepreneurship: I bought a Commercial Building and Land In Belize within 3 monthsSend us a textEpisode - No More Excuses. Wake Up!In this episode of No More Excuses. Wake Up!, I take you through my journey of purchasing a commercial building and land in Belize—all within three months! How I discovered the opportunity to buy a commercial building.The reasons that made me decide to invest in land in such a unique location.The steps I took to complete the purchases within a short three-month timeframe.Plus, I share insights on Veteran Assumable Mortgages—a unique opportunity for eligible buyers to assum...2024-09-2828 minNo More Excuses. Wake Up!EP 60 - Topic Money: The Different Burner Syndrome from My Book Whippin' Debt Ass!Send us a textEpisode - No More Excuses. Wake Up!On this episode of No More Excuses. Wake Up!, I dive into Chapter 7 of my new book *Whippin' Debt Ass!* titled "Another Paycheck." Tune in as I break down how you can generate additional income and use it strategically to pay off debt. Here's what you'll learn in this episode:- How to Get Out of Debt with Additional Income: I'll share my personal tips and strategies for creating new revenue streams to tackle debt faster.- Why I Decided Not...2024-09-2129 minNo More Excuses. Wake Up!EP: 59 Topic Money: the 7th chapter Another Paycheck in my new Book Whippin Debts Ass!Send us a text On this episode of NO More Excuses Wake Up! I discuss the 7th chapter Another Paycheck in my new Book Whippin Debts Ass! From this episode you will learn:· How to get out of debt with additional income · Why I decided not to write my dissertation for my PHD program· How I had a system to start paying myself · Intentionally paying off debt · Using my extra paycheck formula ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESww...2023-03-1320 minNo More Excuses. Wake Up!EP: 58 Topic Money: 6th chapter Owning your No’s in my new Book Whippin Debts Ass!Send us a text On this episode of NO More Excuses Wake Up! I discuss the 6th chapter Owning your No’s in my new Book Whippin Debts Ass! From this episode you will learn: · How to assert yourself and say NO when people ask for money · My reason why I decided to tell people NO · Understanding your No what is your why · Having a plan for yourself · Be empowered with saying NO ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLES 2023-03-0919 minNo More Excuses. Wake Up!EP: 57 Topic Money: 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass!Send us a text On this episode of NO More Excuses Wake Up! I discuss the 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass! From this episode you will learn: · Our psychological mindset is linked to our finances · Four basic tenants of Central Communication styles · Breakdown and explanation of all communication styles in relation to money · The intimidation of money · The relationship between communication and money · Finding yourself in these communications styles ORDER YOUR COPY OF Whippin Debts Ass PLEASE LE...2023-03-0624 minNo More Excuses. Wake Up!EP 56: Topic Money: 4th chapter It’s Better to Whipp Debt Together than separate in my new Book Whippin Debts AssSend us a text On this episode of NO More Excuses Wake Up! I discuss the 4th chapter It’s Better to Whipp Debt Together than Separate in my new Book Whippin Debts Ass! From this episode you will learn:· How Tony and I wrote this chapter for couples· The importance of putting money together· The debt we had together as a couple· How we had to put our separate minds together as a blended family· Managing and budgeting credit card debt· Money life-skill we learned as a married coupl...2023-02-2012 minNo More Excuses. Wake Up!EP 55: Topic Money: 3rd chapter My Breaking Point in my new book Whippin Debts AssSend us a text On this episode of NO More Excuses Wake Up! I discuss the 3rd chapter My Breaking Point of my new Book Whippin Debts Ass! From this episode you will learn:· My struggle as a single parent before the marriage· My story of trying to apply for welfare (government financial support)· How my environment did not break me· Tax return check the second coming of Christmas· My bottom line was not making financial sense· To not repeat the credit card debt cycle ORDER YOUR COPY...2023-02-1317 minNo More Excuses. Wake Up!EP: 54 Topic Money: My new book 2nd Chapter Whippin Debts Ass! Humbel BeginningsSend us a text On this episode of NO More Excuses Wake Up! I discuss the 2nd chapter Humble Beginnings of my new Book Whippin Debts Ass! From this episode you will learn:· Our struggles with money being married· How I was a poor steward splurging from my business’s income· The importance of overseeing money· Explain pure financial vessel · I was broke as a business owner· Your age should align with your bank account ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REV...2023-02-0613 minNo More Excuses. Wake Up!EP: 53 Topic Money Introduction to my new book Whippin debts Ass! (Re-upload)Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherap...2023-01-2419 minNo More Excuses. Wake Up!EP: 53 Topic: Money Introduction to my new book Whippin debts Ass! On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherapist.com...2023-01-2315 minNo More Excuses. Wake Up!EP: 52 Topic Money: Do You know your Net worth? How to calculate your Net worth!Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON...2022-12-2618 minNo More Excuses. Wake Up!EP:51 Topic Money: How to become a Millionaire. Steps to guide you in the right directionSend us a text On this episode of NO More Excuses Wake Up! I discuss How to become a millionaire. Steps to guide you in the right direction From this episode you will learn:· In your lifetime you had come across a million dollars · Investment, liquid, and home equity totals a million dollars you are a millionaire· First develop a mindset. Cars, debt, and vacations keep you from the millionaire mark· Start investing early 401k 403b Seph IRA compound interest· Biggest investment is your home at the right time in the right ma...2022-12-1621 minNo More Excuses. Wake Up!EP: 50 Topic Money: How to budget using my financial budgeting spreadsheetSend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZO...2022-10-2923 minNo More Excuses. Wake Up!EP:49 Topic Entrepreneurship: Careers that do not require a degree / The breakdown of New-Collar jobs and salariesSend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARN...2022-10-2120 minNo More Excuses. Wake Up!EP: 48 Topic Money: How to overcome the mismanagement of money. (Personal and Business)Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARN...2022-10-1820 minNo More Excuses. Wake Up!EP 47 Topic Entrepreneurship: Do you need a degree to start a healthcare agency?Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLE2022-10-1319 minNo More Excuses. Wake Up!EP:46: Topic: LifeSkills Fear and Stagnation starting a businessSend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherapi...2022-10-1115 minNo More Excuses. Wake Up!EP 45: Topic: Entrepreneurship: My First Respite PlacementSend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherap...2022-10-0622 minNo More Excuses. Wake Up!EP: 44 Topic: Entrepreneurship: How to build a relationship and network to get paid to start a government agencySend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherap...2022-10-0417 minNo More Excuses. Wake Up!EP: 43 Topic Entrepreneurship: Do you need startup money to start a government contract agency?Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherap...2022-09-2326 minNo More Excuses. Wake Up!EP: 42 Terminating employees Topic: Entrepreneurship When a difficult decision must be done.Send us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneythera...2022-09-2119 minNo More Excuses. Wake Up!EP: 41 NPI Topic Entrepreneurship: Explained why you need one for your Healthcare agencySend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherap...2022-09-1419 minNo More Excuses. Wake Up!EP 40: Topic Entrepreneurship: How I started my Non-Profit Grant funded After-School ProgramSend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherap...2022-09-0925 minNo More Excuses. Wake Up!EP 39: Topic Entrepreneurship: How I started my Government Contracting Agency A Second TouchSend us a text On this episode of NO More Excuses Wake Up! I discuss the Introduction to my new Book Whippin Debts Ass! From this episode you will learn:· There are Thirteen easy chapters· Breakdown of the introduction· My personal story of being fifty thousand dollars in debt· Why I was going to give up my businesses· What was causing our debt· What caused me to whip debt ass ORDER YOUR COPY OF Whippin Debts Ass PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLESwww.stenellthemoneytherap...2022-09-0120 minNo More Excuses. Wake Up!EP 38: Building Wealth through Passive and Residual IncomeSend us a text On this episode of NO More Excuses Wake Up! I discuss Building Wealth through Passive and Residual Income From this you will learn:· Breakdown passive and residual income· Different types of passive income· Team players to help build your business passive income MY PERSONAL FINANCIAL MANTRA BUDGET PAY DEBT SAVE INVEST AND LIVE On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught. You can download my free budgeting spreadsheet at www.stenellthemoneytherapist.com while you are there wa...2022-08-2623 minNo More Excuses. Wake Up!EP: 37 Public Service Student Loan Forgiveness. How to complete the application. Deadline and details you should knowSend us a text On this episode of NO More Excuses Wake Up! I discuss Public Service Student Loan Forgiveness From this you will learn:· How much I owe in student loan debt· The reason I did not finish My PHD· How to complete the Public Service Loan Forgiveness Certification Application· Forbearance emergency release waiver qualifications and deadline · The number of qualifying payments needed and what you need to qualify· How student loan chokes you Public Service Loan Forgiveness LinkHome | Federal Student Aid ...2022-08-2224 minNo More Excuses. Wake Up!EP: 36 Topic Entrepreneurship: The value of purchasing real-estate as an investorSend us a text On this episode of NO More Excuses Wake Up! I discuss the value of purchasing real estate as an investor From this episode you will learn:· Tax advantages· Able to sell the property · Rental property tax deductions · Increase net worth on pro· Tangible asset· Investing assets from selling a home · Real-estate cash flow MY PERSONAL FINANCIAL MANTRA BUDGET PAY DEBT SAVE INVEST AND LIVE On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills...2022-08-1721 minNo More Excuses. Wake Up!EP: 35 Topic Money: Fear and Money with no financial goals or planSend us a text On this episode of NO More Excuses Wake Up! I discuss Fear and Money with no financial goals or plan From this episode you will learn:· How to overcome the worry surrounding fear and money· Worries about not having enough money · Getting hold of money to alleviate the fears· Importance of goal setting· Re-evaluate spending money and creating more income· Tapping into the fears to develop a plan· Money goals and managing money MY PERSONAL FINANCIAL MANTRA BUDGET...2022-08-1518 minNo More Excuses. Wake Up!EP:34 Topic: Money & Life skills...Boujee Rich Fake people with no retirement planSend us a text On this episode of NO More Excuses Wake Up! I discuss Boujee Rich Fake people with no retirement plan From this episode you will learn:· Defining what debt means to you· Re-writing your plan goals and budget· Planning today for tomorrow’s retirement · The importance of fully investing instead of making purchases with no return· Investing your money to change your lifestyle· How to be crazy creative and make a change for your future· Retirement and Debt · Doing what makes financial sense ...2022-08-1022 minNo More Excuses. Wake Up!EP: 33 Topic: Money. Understanding Revenue and Profit when starting a businessSend us a text On this episode of NO More Excuses Wake Up! I discuss understanding Revenue and Profit From this episode you will learn:· Having a business creates more revenue than working for others· The Breakdown of Gross Revenue, Cost of Goods, Gross Profit, Operating Expenses, Net Profit· Business bank account for the Business· Generating a pay stub for your business· Net profit should be profitable MY PERSONAL FINANCIAL MANTRA BUDGET PAY DEBT SAVE INVEST AND LIVE On each episode of No More Excuses. Wake Up! We will be...2022-08-0819 minNo More Excuses. Wake Up!EP:32 Topic Life Skills! Where have I been? My Veneer journey! Added Services to my existing business!Send us a text Topic Life Skills Where I have been? My Veneer Journey! Added Services to my existing business! On this episode of No More Excuses Wake Up! My Veneer Journey! Added Services to my existing business! I have been missing in action. I made a personal change in my life. I decided to get veneers on 18 of my teeth. I have tetracycline. Before my teeth calcification, I was given tetracycline medication for a fever when I was very young. The outcome was discolored stained teeth for the r...2022-07-0521 minNo More Excuses. Wake Up!31 Topic: Life Skills: Chellie Phillips Author, Coach and Career Trainer that helps others unlock their power in personal brandingSend us a text On this episode of NO More Excuses Wake Up! Introducing Chellie Phillips creator of Successfully Ever After Career Planner Course Chellie Phillips is a sweet-tea-sipping, sassy Southerner with a passion for helping dynamic, driven, career-minded professionals write their own success stories. She’s a coach, corporate trainer, and motivational speaker, as well as the author of two award-winning books: When in Doubt, Delete It and Get Noticed, Get Hired. Chellie’s “Successfully Ever After” formula is designed to land you in an ideal career, perfectly matched to your skillset, that feels more like “...2022-04-2254 minNo More Excuses. Wake Up!30 Topic: Entrepreneurship: All the way from the UK Roxana Blair from Signature Accountability Accelerator programSend us a text On this episode of NO More Excuses Wake Up! Introducing Roxana Blair Signature Accountability Accelerator Program. Roxana Blair helps mothers start and scale their online business with Signature Accountability Accelerator Program. This helps them get financially empowered without getting lost in the online noise and without being online 24/7.Key Take awayDON’T LOOK AT THE LIMITATIONS LOK AT THE POSSIBILITIESIT’S NOT ABOUT THE AMOUNT OF MONEY. IT’S ABOUT THE TRANSFORMATION From this episode you will learn:· What inspired Roxan...2022-02-1758 minNo More Excuses. Wake Up!29 Topic: Entrepreneurship: How to write an employment contract for business owners. What you need to KnowSend us a text On this episode of NO More Excuses Wake Up! I discuss the importance of having an Employment Contract. From this episode, you will learn:My Different Agencies and how I write employment contracts The importance of having a contract for anyone who works for your company W2 Employees and contractors Specifics details of what should be in the contract Purpose of the employment contract Having a Policy and Procedure separate from contracts MY PERSONAL FINANCIAL MANTRA BUDGET PAY DEBT SAVE INVEST AND LIVE On each episode of No More Excuses. Wake Up! We will be talki...2022-02-0221 minNo More Excuses. Wake Up!Ep: 28 Topic Life-skills A breakdown of my entire year of 2021. What I did not share on Social Media.Send us a text On this episode of NO More Excuses Wake Up! A breakdown of my entire year of 2021. What I did not share on social media. KEY TAKEAWAYJanuary -Tony Surprise Retirement PartyFebruary -Covid hit my homeMarch-Recovering from Covid April-My Birthday in AntiguaMay-Housing Market continued to boom overnightJune-Decided to SellJuly-Put house #1 on Market2021-12-3039 minNo More Excuses. Wake Up!27 Topic Money: Shawn Perry from sharing consultation services: Had multiple major life events that changed her life. By walking in her Faith Shawn started her credit restoration business.Send us a text On this episode of No More Excuses Wake Up! Introducing Shawn Perry from Sharing Consultation Services. Shawn Perry, a native of Newark, NJ who currently resides in South Jersey. A wife, mother, worshiper, and domestic violence advocate who loves to inspire and empower people during their everyday walks of life. During her 20 years of working in the Human Services field, she had the privilege of becoming a Behaviorist for the last 7 years and was granted the opportunity to pursue and receive a Master’s degree in both Counseling and Behavior Analysis. Thro...2021-11-2258 minNo More Excuses. Wake Up!26 (Tony and Stenell 12 year Anniversary episode) How our marriage was going to end after two years. The dream God gave us that manifest to why we are still together twelve years laterSend us a text On this episode of NO More Excuses Wake Up! (Tony and Stenell 12-year Anniversary episode) How our marriage was going to end after two years. The dream God gave us that manifest why we are still together twelve years later From this episode you will learn:Why our marriage was going to end after 2 yearsUnderstanding God’s visions his voice and his promise in our marriageKnowing your insecurities with yourself and with God when he speaks Our personal issues with each other...2021-10-221h 02No More Excuses. Wake Up!(REWIND) Ep 4 Topic Life Skills: Marriage, Relationship & Our Blended Family. With Special Guest Tony Myers, My HusbandSend us a text(REWIND)- This is an episode rewind from last year. Tony my husband was my first guest. We discussed our marriage, relationships & our blended family. As we approach our 12 year anniversary this week October 22 with a fresh new episode and insights into our relationship. Listen to this episode so you can be prepared for what's coming up next.....On today's episode of No More Excuses. Wake Up! I have my first special guest my husband Tony Myers. Tony and I met 11 years ago and we've also been married for 11 y...2021-10-1837 minNo More Excuses. Wake Up!25 Topic Entrepreneurship /Defining who you are self-employed or business owner. Understanding the difference to Master the ConceptSend us a text On this episode of NO More Excuses Wake Up! Introducing the one and only me host Stenell Myers also known as Stenell The Money Therapist. We will be discussing a spin-off episode 24. Defining Who you are Self Employed or Business Owner. Understanding the Difference to Master the Concept. From this episode you will learn:Understanding are you a business owner or a self-employed as an entrepreneurSetting up your business correctly as an entity to be identified by the IRS.How many clients and staff do...2021-10-1533 minNo More Excuses. Wake Up!24 Topic Entrepreneurship- Who I am . What I Do. The agencies I run under Stenell Myers Enterprises When and How I got started owning my businessesSend us a text On this episode of NO More Excuses Wake Up! Introducing the one and only me host Stenell Myers also known as Stenell The Money Therapist. We will be discussing Who I am . What I Do. The agencies I run under Stenell Myers Enterprises When and How I got started owning my businesses From this episode, you will learn: The year I started both of my businesses JOY Making A Difference (nonprofit) After SchoolProgram and A Second Touch Support Coordination agency (for profit) What I do in my b...2021-10-1123 minNo More Excuses. Wake Up!22 Topic Money: Valery Nunez Woman of Color Financial Wellness Coach of Holistically Money Savvy whos parents sacrifice as immigrants to provide for their family which taught her how to give people hopeSend us a text On this episode of NO More Excuses Wake Up! Introducing Valery Nunez Woman of Color (WOC) Financial Wellness Coach owner of Holistically Money Savvy. Valery is a first-generation millennial who's a Savvy WOC Financial Wellness Coach. She graduated with her Ba in Psychology and MA in education and over $85,000 of debt. After struggling to make ends meet while having her first salary job, she became inspired to educate herself about finances and created a step-by-step plan to take control of her money and help others achieve financial peace. Since then, she ha...2021-09-2745 minNo More Excuses. Wake Up!23 One year Anniversary Guest Shout Outs and AccomplishmentsSend us a text On this episode of NO More Excuses Wake Up! One year Anniversary Episode This Podcast has been in the making for over 10 years ago starting with my firstbook my Cousin Ebonie and I wrote Who’s Gonna Pay the Mortgage. After the booklaunched Trudy suggest we start a magazine I female Magazine was born in August2011. We interviewed women all over the world to feature in the magazine. After1 year I did not feel connected to the people I interviewed and decided to endthe...2021-09-2718 minNo More Excuses. Wake Up!21 Topic Money: Shaterial Starnes Owner and Financial Coach of the Starnes Group who got her financial house hold in order when life happened. She teaches financial prevention online and in her Community Nashville TennesseeSend us a text On this episode of NO More Excuses Wake Up! Introducing Shaterial Starnes AKA Coach Starnes Shaterial Starnes, Owner of The Starnes Group is a Financial Coach who is also a published author, trainer, facilitator, and consultant. Starnes has been a featured speaker at numerous conferences and conducted several workshops about financial literacy for several organizations. She ultimately recognized her ability to empower and educate through financial literacy and made a cognizant decision to bring about change by helping individuals and business owners recognize the root causes of their financial behaviors. Starnes view...2021-08-2454 minNo More Excuses. Wake Up!20 Topic Money: Shanda Deshield from Real Financial Guide Teach service base online entrepreneur coaches to manage their money, save them from business financial ruin, organize book keeping and build financial wealthSend us a text On this episode of NO More Excuses Wake Up! Introducing Shanda DeshieldShanda is an online Money Coach; that helps coaches gain clarity and bridge the gap betweenbusiness and personal finances while reducing the effects of financialhardship with a money coach. Break bad habits, make money, save money, and growmoney with a plan. Shanda resides in New Jersey with her husband and twochildren. She has a background in franchise management, mortgage, and realestate. Shanda overcame losing it all after her first m...2021-07-1540 minNo More Excuses. Wake Up!19 Topic Money: Tamika Wyche- Greenidge Esquire. Southern New Jersey Bankruptcy Attorney who has a heart of a teacher and gives her clients tools to win with money.Send us a text On this episode of NO More Excuses Wake Up! Introducing Tamika N. Wyche -Greenidge, Esquire Law Offices of David Paul Daniels has been family-owned and operated since 1979. Tamika N. Wyche-Greenidge, Esquire, started in the family business in 1997 as a legal secretary and -worked under the tutelage of her grandfather, David Paul Daniels, Esquire, until he passed on January 12, 2017. Tamika has been a lifelong resident of South Jersey. A graduate of Highland High School, she went on to earn a Bachelor of Science in Business at Rutgers Un...2021-06-2954 minNo More Excuses. Wake Up!18 Topic: Life skills: How Tamika L. Chester overcame every undesirable obstacle and stigma placed on her life as a Teenage Mother Living in the City of Camden New Jersey to a Professional Educated Strong Courageous Woman that takes NO SHITSend us a textTamika L. Chester values her faith, family, and community. She is dedicated to helping people ignite their passions; find their purpose; and achieve their life goals by connecting them to the people, places, and things that will aid them in doing so. One of Tamika’s life mottos is “Be the change you wish to see in the world” followed by “Just do it”. Tamika grew up in the city of Camden and after graduating from Rowan University in 1997; she joined AmeriCorps, a national service program that engages Americans in intensive service to meet the n...2021-06-1459 minNo More Excuses. Wake Up!17 Topic Entrepreneurship: How I purchased my vacation home using a business bank statement loan because I did not qualify for a traditional mortgage loanSend us a text On this episode of No More Excuses Wake Up! How I purchased my vacation home using my business bank statements. I always wanted a vacation home in Florida. Five years I had this plan to purchase a home every time I tried doors were closed. Doors continued to close all the way to closing on the first home that we lost. We almost were not able to purchase this home because it appeared as if we had no income to purchase a second home because I was processing our taxes for year...2021-06-0720 minNo More Excuses. Wake Up!16 Topic Money (Wisdom Tip) -How I saved $170 a month for a year and a half to purchase a car with cashSend us a text On this episode of No More Excuses Wake Up! (Wisdom Tip) How I saved $170 a month for a year and a half to purchase a car with cash. Having $50,000 in debt I had to decide to make some quick sound choices to not only get out of debt but to change the way I was thinking about money. I had to create a lifestyle of saving for things that were important to me. We had three cars and were paying $1300 a month in car notes not including gas an...2021-05-2417 minNo More Excuses. Wake Up!15 Topic Life Skills with Dr. Deborah Spence (Woman on Woman abuse and Shame) CEO and owner of Need To Talk LLC, Counseling and wellness Center.Send us a text On this episode of No More Excuses Wake Up! Introducing Dr. Deborah Spence Dr. Deborah Spence, host of the need to talk radio show: wrcj 90.9 FM is the CEO and Owner of Need to Talk Counseling and Wellness Center. She offers the following services, Marriage and Relationships, Child and adolescent, Art Therapy, Women's Issues, Family Intervention, Personality, Men Issues, Depression and Anxiety, Pandemic fatigue, Career Counseling, Adjustment Disorders, and Bariatric Evaluations. From this episode you will learn: · Dr. Spence personal experience with woman-on-woman abuse· T...2021-05-1838 minNo More Excuses. Wake Up!14 Topic Life-skills Altagracia Felix Certified Money Coach for woman who have experienced abuse or trauma.Send us a textOn this episode of NO More Excuses Wake Up! Introducing Altagracia Felix Alta Felix is a Certified Money Coach and the owner of R2E | Revitalize. Reinvent. Empower. Her 1-1 and group coaching programs specifically serve the needs of women who have experienced abuse or trauma and are ready to break free from their experiences to begin living the life they truly desire. Her mission is to empower her clients to heal their relationships not only with themselves, but also with others, and money. Alta Fel...2021-05-0658 minNo More Excuses. Wake Up!13 Topic Money: Guest "Ashley Van Veen" from Bankable Facts Money Coach for Millennial's and Gen Z professionalsSend us a textOn this episode of NO More Excuses Wake Up! Introducing Ashley, A Van-Veen AshleyVan-Veen is a millennial woman from Baltimore, Maryland. She is a respiratorytherapist, financial activist, future certified financial planner, and founderof Bankable Facts, an online following that shares relatable, digestible, andsocially conscious financial advice to Millennial and Gen Z professionals whohave a 9-5 job. Ashley became debt-free of student loans and a car loan 2 yearsago and is now investing for early retirement. Ashley invests so tha...2021-04-1942 minNo More Excuses. Wake Up!12 Topic Life-Skills-Guest Tamika- McTier Faith, Family, Finances and MarriageSend us a textOn this episode of NO More Excuses Wake Up! Introducing Tamika McTier. Tamika is very passionate about providing accountability and empowering women that are on a journey to become the best versions of themselves. Tamika has always been a source of reference for women seeking advice, words of encouragement, prayer, and empowering those in need. It has become a common act but women especially to share their heart and life experiences with her. Tamika has interacted with a lot of women over the years, which led her into dis...2021-04-0543 minNo More Excuses. Wake Up!11 Topic Entrepreneurship: What Is Your Why Entering Entrepreneurship?Send us a textI know you always hear about entrepreneurship which is why I am speaking briefly in this episode but from the heart. As I reflect on why I decided to be a business owner it came back to God showing me what He wanted me to do. In the process of my reflection, I asked myself why I took the path to be a business owner after working over 20 years in the field of mental health and education. I discovered my “why” and that “why” is what led me to continue to work in the f...2021-03-1611 minNo More Excuses. Wake Up!10 Topic Money : "The Budget is REAL"Send us a textIf there is one thing to know about me, I am serious when it comes to money and budgeting. Which is why I not only wrote about this topic in my book Whippin Debt’s Ass, but I also talk about the importance of sitting down each time you are paid and work on that budget to plan your monthly expenses. In this episode, "The Budget Is Real", I am breaking down how to utilize my personal budget spreadsheet. I separated each category that has a separate total, which you will be ab...2021-03-0824 minNo More Excuses. Wake Up!9 Topic Life skills: Women & Relationships (Making The Hard Decision To Stay or Leave The Marriage)Send us a text On this episode of NO More Excuses Wake Up! Women, I am speaking from my heart. Recently I have been thinking about women not moving to their fullest potential in their relationship. Trust is important. I talk about following your woman's intuition and your gut. Everyone is different and it all depends on what is a deal breaker in your relationship. I share about value, respect, love and tapping into yourself to be strong to make the best sound decision for yourself.Words of AffirmationGod...2021-02-2414 minNo More Excuses. Wake Up!8 Topic Money: How To Financially Reinvent Yourself During The Pandemic Pt 2Send us a textOn this episode of No More Excuses. Wake Up! I talk about different ways you can reinvent yourself in the middle of this pandemic. I discuss how to make a change within yourself such as starting a company or writing a book that you have inside of you. I realized during this stressful time that I do not need a brick and mortar for my staff to come into. I can continue to use zoom to run my businesses. Reinventing yourself is about seeing what works and what...2021-01-2216 min
No More Excuses. Wake Up!7 Topic Life Skils: Sandwich GenerationSend us a textOn today's episode, I share my personal experience as a Generation X in the sandwich generation taking care of my mom and raising my children.A year ago, I notice a small decline regarding my mom paying her bills, taking her medication, and managing her finances. I had to take over and make changes in my life to include her. My mom is in the silent generation 1928-1945. I am in the Generation X 1965-1980.On each episode of No More Excuses. Wake Up! We'll be talking about...2020-12-0813 minNo More Excuses. Wake Up!6 Entrepreneurship: Guest Victoria Debrah - Reinventing Yourself During The PandemicSend us a textOn this episode of NO More Excuses Wake Up! I am so excited to have this fabulous guest on the show. My friend, my family, my girl! Introducing Victoria Debrah who started her personal Home and Elder care agency Elite Healthcare Solutions in 2007. Google is her best friend. Victoria googled and reinvented herself and started her PROFITABLE Wedding Officiant and Notary Business at the beginning of the pandemic while designing her new eyewear line Debrah Designs. You will feel her passion, her commitment to change and her tenacity to kee...2020-11-2437 minNo More Excuses. Wake Up!5 Topic Money: Another PaycheckSend us a textOn this episode of No More Excuses. Wake Up! I discuss exactly what I did with my other paycheck to get out of debt.When I was finally able to pay myself, I did not have a plan about what to do with my extra check from one of my agencies. I was wasting money on things that did not show my return on my dollar or time. I was very upset and disappointed in myself because I was throwing money away. I gave this...2020-11-1014 min