agencyanalysisbasicblueprintcaliforniaclosingcompassconductcontractscontrolsdealdealsdebtdecodingdeedsdisclosuresdutieseconomicequationescrowessentialethicalextendedfiduciaryfinancialfinancingfinishfuelingfundamentalsgamegroundguidinghandoverlandlandscapelawlawslightlinemarketmathmortgagesnotesnumbersownershippracticeprinciplesproceduresprofessionalpropertypulseregulationsresponsibilityrulesshapingspecifictransfertrustunderstandingunlockingusevaluationvalue