actamericanbestbrokeragechallengeschangescharitableconsequencesconsiderationscountriescoveredcurrencydigitaldiversificationdollareuropeanexpatexpatriationexplainedfactorsfeaturingfinancialforeigngivingglobalinsightsinternationalintrointroductioninvestmentinvestorsirakeykingdomknowlivingmanagementmarketmarketsmovingnavigatingneednhrnomadoutlookoutsideplanningportugalq2q3reportreviewriskrolloverrothstatustaxtaxestopukunitedupdateusyear