bicyclebicyclistbicyclistsbikebillscaliforniacapacitycasecorporateculturecyclistdamagesdeathdollarsdrunkearningentitiesevidencefairfastguidehirehiringhowardiiiinjuryinsurancejohnjusticelawyerlegalliabilitylifestylelosslostmademakesmedicalmilitarymtbiplaintiffsprovingpublicrecordingrecoverriderightsrisksafetysensesettlementspeedtipsvaluingwrongful