401kaffectageannualavoidbackbasicbenefitbestbetterbuycareconcernscontributionscostcreatecutsdaydaysdeferreddepthdoddondownturndrpdsrearlyelectionelectionsemployeeexplainedfamiliesfedfedsfersfundfundingfundsfuturegetgothappenshealthhiddenimpactincomeinflationinheritedinsuranceirsjustkeepknowlayoffsleavelifelifecyclelonglosemajormakemakingmandatorymarketmaxmaximizingmeansmilitarymistakemistakesmoneymonthlymuchnearneednowofficeopenoptionspainpaypensionphasedplanplanningplanspreparepresidentialreallyresignationretireretiredretiringrmdsrolloverrothroundruinrulesafeseasonsecuritysfsicksocialsoonstealingstillstocksurvivortaketaletaxtaxestermtimetooktoptspunderstandingupdatesususeveravsipwealthweeklywillwithdrawwithoutworkworkingworthwrittenyearsyoung