adviceadvisoraffectallocationalwaysapartmentapartmentsassetaustraliaavoidbadbalancebasedbecomebenefitsbestbetterbewarebigborrowingbudgetbuildbuildingbusinessbuycapacitycasecashcgtchangeschildrenchoosecommercialcommonconsiderconsiderationscostcostsdatadecisionsdeductionsdevelopdevelopmentdondriveearlyeconomyeffectiveemenoughequityetfetfsevidencefamilyfeesfinancialflowfoldforeverfourfundfundamentalsfundsfuturegearinggetgradegreatgrowthhelphighhigherholdhomehouseimpactimportantincomeincreaseindexindustryinheritanceinsuranceinterestinvestinvestedinvestinginvestmentinvestmentsinvestorinvestorskeykidsknowlandlendinglifeloanloanslonglowlowermakemanagemanagementmarketmarketsmattersmaximisemelbourneminimisemistakesmoneymovingmuchmustnavigateneednegativenextnowoffsetopportunitiesopportunityoptionsownershippaypersonalplanplanningplansportfoliopricepricesprivateproblempropertyprotectionqualityquestionsrateratesreadyrentalrepayretireretirementreturnsrightrisingriskrisksrulessavingsschoolsellsellingseriessharesharessimplesmartsmsfstepsstrategiesstrategystructurestructuresstructuringstudysuccessfulsuperswitchingsydneytaketaxtelltermthingsthinkthreetimetrustupdateupgradeususeusefulvalueversuswarningwaywealthwhetherwillworkworthyearyears