achieveadviceadvisoradvisorsamericaattorneyavoidbagbusinesscapitalclassclientscommondebtdecisionsdoneffectiveesgestatefeefiduciaryfinancialfreedomfuturegainsgetgoodgrabhelphighincomeinvestinginvestmentissuesknowlosemakemarketmarketsmaymiddlemillionmistakesnavigatingobbbpeopleplanningpolicypoliticsproposedrealretirementrisksocialstorystresssuccesstaketaxtaxestruetrustunderstandingunrealizedwealthworth