accidentaccidentsavoidbenefitsbuildcanadacanadiancasecasesclaimclaimscommoncompaniescompensationconditionscontingencydamagesdaydepositiondisabilitydondriveremploymentexpertsexplainedfairfallfeesfloridagetguidehiddenhitinjuredinsurancejuryjusticeknowlawyerlawyerslegalliabilitylifelongmakingmaximizemedicalminormistakesneednegligenceontarioparalegalprotectprovererightsroleseeksettlesettlementsettlementsslipsteptacticstaketipstoptrialtrucktruthunderstandinguswatchwinwrongful