affordabilityappletonaprilaugustbuyerbuyerscaliforniaceoconsumercoronaviruscovidcutsdebteconeconomiceconomyeffectelectionendestateexpofedfirstforecastgrowthheadwindshighhikehomehomebuyinghomeownershipimpactinflationinterestjohnjulyleslielooklowmacromarketmeanmidmortgagenextnowoptimismoutlookperspectivepricepricesrateratesrealrecessionreformreliefreportreviewrisingriskssalesseasonsincestartstatestillsummersupplytaxtimetrendsupdateuptickwrapyearyearsyoung