aiapproachawardsbankbankingblockchainbnplbusinesscbdcschangeclimatecollaborationcorecovidcustomerdatadigitaldisruptiondrivingemergingenteringevolvingfinancialfundingfuturegenerativegrowthinclusioninclusivityinnovationinvestmentisolandscapelendingletmainstreammarketsmodernisationnextopenpaymentspersonalisationprocessingrealreviewrisesceneservicesspecialtalkingtechtimetokenisationtransformationtrendsukusvcworkyear