annuitiesaprilaugustavoidbatbehavioralbestboomerschallengeschecklistcreatingdeckdependabledreamselectionfebruaryfinancefinancialfirefourgenhopeimpactincomeinflationjanuaryjulyjunelastinglegacylifelistmakemarchmaymedicaremoneynovemberoctoberpillarsplanplanningpreservingprofessionalprotectedpsychologyquestionsrealityreasonssavvysecurityseptembersocialstagesstrategiestacklingtaxtaxesthreatsthreetoptopicstriviatwinunknownsworkworst