Shows
I KONNECTThe American Dream homeownershipThe power of a mortgage pre-approval when shopping for a homeHello and Thank you Listeners for tuning in to I KONNECT weekly podcast "YOUR REALTOR" Giovonnia with Coldwell Banker RealtyWelcome to the The American Dream homeownership "Bridging the gap of homeownership while leaving an inheritance for future generation"*Why pre approval matters: This is the first step in any home search in finding out exactly which home you can afford and securing thefinancing to make the purchase. While you can get a rough estimate through the prequalification, taking the extra step to obtain pre-approval will give you some added advantage.PRE-APPROVAL HELPS YOU: Understand your financial condition.Know exactly how m...2022-03-2804 minI KONNECTThe American Dream homeownershipU.S. Department of Agriculture Rural Development homeownership programUSDA Home Loans are issued by qualified lenders and guaranteed by the United States Department of Agriculture (USDA). Favorable to those living in rural or low-income areas. USDA Loans offer $0 money down, lenient eligibility requirements and competitive interest rates - due to the loan being guaranteed by the USDA. Stand alone as the only mainstream zero money down program available to borrowers that have not served in the military.Also known as the Section 502 Direct Loan Program, this program assists low- and very- low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing...2022-03-2107 minI KONNECTThe American Dream homeownershipHow long before moving should you start packing?*Start the process of planning two months out from your move-in date, begin packing about 2-3 weeks before you move in, and be finished a few days to a week before. *What is the best order to pack for moving? I am glad you asked that questions!!! *Here's the order to what you should pack first. *Start the packing in the least used room.*You don't want to start packing in the kitchen or with your child's favorite toys. *Pack Items that are in storage. *Pack the most...2022-03-0303 minI KONNECTThe American Dream homeownership2022 quiz buyers and sellers wants.....test your knowledge1. What is the primary reason buyers give for purchasing a home? A.) Desire to own a home B.) Job relocation C.) Desire for a larger home D.) Affordability of homes Answer (B) 2. What do buyers look for the most in finding the right neighborhood? A.) Convenience to job B.) Affordability of homes C.) Quality of the school district D.) Quality of the neighborhood Answer (D) 3. What do home buyers cite most commonly as a benefit that real estate agents offer them during the purchase of a home? A.) Pointed out unnoticed faults with the property B.) Negotiate...2022-02-1405 minI KONNECTThe American Dream homeownership2022 who are today's buyers and sellers and what do they want when it comes to real estate quiz?Episode: Topic # 8 and Credit: Published by the NATIONAL ASSOCIATION OF REALTORS®
1. What is the primary reason buyers give for purchasing a home?
A.) Desire to own a home
B.) Job relocation
C.) Desire for a larger home
D.) Affordability of homes
2.What do buyers look for the most in finding the right neighborhood?
A.) Convenience to job
B.) Affordability of homes
C.) Quality of the school district
D.) Quality of the neighborhood
3.What do home buyers cite most commonly as a benefit that real estate agents offer them during the purchase of a home?
A.) Pointed out unnoticed faults with the proper...2022-02-1305 minI KONNECTThe American Dream homeownershipWhy buy a newly built home? Your new home is waiting for you!!Hello and thank you listeners for tuning into I KONNECT weekly podcast. "YOUR Realtor and host Giovonnia with Coldwell Banker Realty. Welcome to The American Dream homeownership..."Bridging the gap of homeownership while leaving a inheritance for future generations" Reasons and benefits: Low cost maintenance Turn key move in ready New building materials Better insulation State of the are technology High rated energy efficiency Protection of new home warranty Modern floor planSafety. Security Lower heating bills Envi...2022-02-0402 minI KONNECTThe American Dream homeownershipDebunking the myths of buying a homeSometimes the conversation you have with yourself is your worst enemy and you start to wonder if it's a waste of time. Get out of your head. Discipline and accountability is a valuable tool. Set realistic goals Set a date to achieve your goal. Steps to tackle debt: Look at your existing budget and make the necessary adjustments. Start a savings account. limit unnecessary purchases. Research debt management consolidation. Pay off debt by contacting debtors and negotiate debt payoff amount. Employment earning, consider a second part job. Take action to improve your situation: Get more hours at work, ask for...2022-01-2609 minI KONNECTThe American Dream homeownershipDownsizing your home for a smaller home ...while reinvesting in a simpler lifestyle.Hello and thank you Listeners for tuning in to I KONNECT weekly podcast your host and "YOUR REALTOR" Giovonnia with Coldwell Banker Realty. Welcome to the The American Dream homeownership......"Bridging the gap of homeownership while leaving a inheritance for future generation"Questions you may want to Ask yourself. Even if your home is paid off by the time your grown kids move out.*Is it worth it to downsize the house? Take a look at your lifestyle.*Do you have unused rooms?*Can you afford to stay in your current...2022-01-1604 minI KONNECTThe American Dream homeownershipSelf care and restore balance in 2022 a fresh start.Here's the jumping-off point, self-care is a broad range of activities, practices you can adopt to improve your health and well-being. Such as: Making healthy lifestyle choices and avoiding unhealthy habits. Here's a few self care tips:*It requires tough-mindedness, a deep and personal understanding of your priorities. *Respect for both yourself and the people you choose to spend your life with. *Turning off the TV instead of watching another episode of your favorite show. *Declining the second drink or it might even mean be declining the first drink....2022-01-0502 minI KONNECTThe American Dream homeownership2022 Create your vision board!!Journal goals and research your vision: Today is your opportunity to build the tomorrow that you want in 2022! Tips and Hints: * Like purchasing a home or starting a business and school etc. just a few suggestions. *Ask yourself what does it take to pursue your goals and dreams? * Declutter your mind by turning off distractions. *Tip: I am prepared to be successful? * Be accountable and make better choices. *Believe in myself and your my goals. * Practice your craft on purpose and sharpen your skill se...2021-12-3102 minI KONNECTThe American Dream homeownershipReasons why you should always work with a realtor whether you're buying or sellingOUR VALUE: *We are professional realtors that adhere to a strict code of ethics. * We Navigate your home buying process making it stress free and we keep up with the ever-changing rules and regulations that govern the sale of property from the National Association of Realtors and related state Realtors associations. *Realtors negotiate the terms and conditions of the contract, sales price and/or purchase price. * We have access to mortgage lenders to pre-qualify you for a mortgage. *We coordinate services for the contract and this process from beginning to closing. ...2021-12-2802 min
I KONNECTThe American Dream homeownershipHome buyers: What you need to know about buying a house now!!!*Know your credit score and pull your credit report: Contact Equifax, Experian and trans union*The credit Bureau offers one free annual credit report.*Get your finances in order such as saving for down payment and closing cost.*What are your needs & wants in a home: 2 car garage, two story how many bedrooms and bathrooms, family room, large backyard.*When your looking for a house consider: location, commute time, parking, school districts, Property taxes, HOA fees and restrictions into your monthly budget.*Get pre-approved asap: Interest rates ar...2021-12-2303 min
I KONNECTThe American Dream homeownershipIntroduction trailer: I KONNECT....The American Dream homeownership.THE AMERICAN DREAM HOMEOWNERSHIP-Bridging the Gap of Homeownership. It is my responsibility and obligation, to help break the mold, toreveal how we got here.The twists, turns, and the good and the bad. Getting lost was anessential part of this journey.When people are armed with the right information you too can creategenerational wealth.I am 100% committed to your journey of obtaining homeownership.Whether you area buyer, seller, and/or an investor,. I have reputationas a high driven, solution driven, negotiation skills, strategicmarketing with strong network connections.--- Send in a voice message: https://anchor.fm/giovonnia-williams/message2021-12-1600 min