Shows
Zubaani: South-Asian Parenting Tips and StorytellingZubaani: Food MemoriesWelcome to Season 2 of the Zubaani podcast by nonprofit Peerbagh. Season two takes a deep dive into the topic of intergenerational storytelling with writers Salma Hussain and Upasna Kakroo as cohosts.Episode 2, Season 2: Food MemoriesIn this podcast episode, we discuss the role of food in storytelling and building cultural identities. We also feature children's books that bring this aspect of South Asian culture for kids and families. Mangoes are included :-)Books and other trivia discussed in this episode:100 Chapatis – Picture Book, by Derek Mascarenhas (Author), Shantala Robinson (Illust...2025-06-0433 min
Financial Advisor Success3X’ing The Business With No More Than 50 Great Clients By Hyperfocusing On Who You Can Add The Most Value For with Anjali JariwalaAnjali Jariwala is the Founder of FIT Advisors, a California-based RIA that operates virtually nationwide, managing $65 million in assets for 45 client households. Over the past six years, Anjali has tripled her annual revenue from $250,000 to $750,000 while only adding a net of 10 client households by focusing on physicians with complex tax needs and small business owners with revenues of $5M-$20M. She achieved this growth by enhancing her service offerings with advanced financial planning and CFO services, while raising her fees to reflect the increased value. Listen in as Anjali shares how she transitioned from paid ads to...2024-11-191h 29
Aligned Money ShowEmbracing Professional Help with Anjali JariwalaOn this show, we talked about the challenges and opportunities successful young people face, the lessons that can be learned from top performers and how to embrace money and emotions relationship with Anjali Jariwala, CPA, CFP and Founder of FIT Advisors. Listen to learn how to ensure you and your spouse are on the same page when it comes to money!
For the Difference Making Tip, scan ahead to 18:24!
You can learn more about Anjali at FitAdvisors.com, Facebook, Twitter, and LinkedIn.
Did you get anything out of this episode? Do us a s...2024-01-0820 min
Savvy With Faith TeopeCulture on HandWhen financial advisor Anjali Jariwala wanted to enrich her daughter with her south asian roots and couldn’t find children’s books that fit the bill, she decided to write one herself. What’s the significance of culture on the topic of financial literacy? Catch this episode to hear the power of understanding cultural filters in order to create wealth and enjoy hard-earned money.2023-12-0623 min
LifeBloodBe the Change with Anjali JariwalaLifeBlood: We talked about how to be the change you want to see in the world, how to follow a passion while maintaining a career you love, bringing out your inner creative, and overcoming the challenges of learning about a new industry, with Anjali Jariwala, financial advisor and children’s book author.
Listen to learn how to handle the rejection and resistance you encounter when trying something new!
You can learn more about Anjali at AnjaliJariwala.com, FitAdvisors.com, Facebook, Twitter, and LinkedIn.
Get your copy of Why We Eat with Our Hands HERE2023-04-1520 min
Mission Driven BusinessCreating The Products You Want with Anjali JariwalaBrian chats with Anjali Jariwala, CPA, CFP, an experienced investment manager and founder of FIT Advisors, a financial planning firm serving physicians and business owners. Anjali shares her newest passion project, Why We Eat with Our Hands, a children’s book that describes the rich beauty of Indian culture. On the episode, Anjali highlights how the lessons she learned building her business have helped her to navigate the book writing process. She also shares what she wished she knew before starting her book and how the idea started as a gift for her daughter Nyla. Ep...2022-10-2536 min
Conversations for Financial ProfessionalsCFFP #58 - Using Your Personal Story to Build a Firm Specialization ft. Anjali Jariwala, CPA, CFPWelcome to another episode of the Conversations for Financial Professionals podcast where we are shaping the next generation of financial advice.
Today we have Anjali Jariwala, CPA and CFP®, who is the founder of FIT Advisors - a financial planning firm serving physicians and business owners virtually across the US. Prior to launching her own firm, Anjali spent over 6 years years working with Fortune 500 clients at a top 4 accounting firm, PricewaterhouseCoopers, and 2 years with a large, prestigious financial planning firm serving high net worth individuals. During her career, she would often share financial advice with family and fri...2022-06-2243 min
Minority MoneySome Life and Business Updates with Maricela Miles-MattinglyAfter just launching our business, moving to a new house, traveling by plane to Chiacago, and recently celebrating our son’s birthday– it’s been one crazy ride!With a bit of a whirlwind of so many different things happening recently, Maricela and I decided that we wanted to come on here and talk about what we have planned for the next few months!Highlights>> Our son’s birthday!>> The conference in Chicago.>> Quick market updates!>> Stay tuned for Pride Month!If...2022-05-3019 minMinority MoneyBanking the Unbanked with Jontae JamesThe cannabis industry has been riddled with stigma; both for its place in society, and how black and brown minorities have become the face of it in the war on drugs. While it’s now legal in the state of California, it is still very much federally illegal. Because of this, so many people from the traditional markets that run on cash, are unable to be financed or backed up by banks or are getting taxed incredibly high.In this episode, I’m joined by Jontae James, an entrepreneur who started young and dove into the venture capi...2022-05-2342 minMinority MoneyThe Impact of Money with Anjali JariwalaThere are many iterations of the immigrant story of coming to America with a limited amount of money– or if any at all. Growing up with parents that had to go through this can leave deep impressions on younger generations– where money is scarce and it must be saved. While saving and budgeting is a great way to future-proof, it might not be the best way to make that money work for itself; which is why financial education is so important.For this episode, I’ve invited over Anjali Jariwala, a career changer that started in tech but qu...2022-05-1629 min
Worth Listening with Lauryn WilliamsHelping Women of Color Get Ahead FinanciallyThis is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny. In this episode, Chloé and Lauryn talk with three other CERTIFIED FINANCIAL PLANNERs™ to share tips on how to help women of color get ahead financially. As minority women in the financial industry, they all have experience working with other women of color and s...2021-08-1746 min
Doctors Unbound with David Draghinas, MDGreatest Hits: Simple Steps for Building an Abundance Money MindsetIn this greatest hits episode there’s so much to consider including whether or not we start off the new year money-goal strong or we go in with regret of the overspend. Regardless of how we could see the situation, though, our perspective changes our reality. My guest, Anjali Jariwala, CPA, CFP, has got the scoop from what we can teach our kids to do internal audits on their own relationship with money. Have you ever considered a different way of practicing medicine? Whether you are burned out, need a change of pace, or are looking to su...2021-08-1625 min
Money Checkup with Anjali JariwalaBiden's Proposed Tax Changes and a Summer HiatusJoe Biden ran on a number of proposed tax law changes during the 2020 campaign. Several of these proposals temporarily took effect as part of the American Rescue Plan, and several others have been introduced in Congress. Note that, historically, major tax reforms seem to pass towards the end of the year, with changes applying to the following year. In this episode, I’ll summarize some of the proposed changes. Also, Money Checkup will be taking a hiatus after this episode. This summer I’m focusing on renovating our home and working on a lifelong dream of mine: Publi...2021-05-2524 min
Young Money with Tracey BissettEP193 Financial Fitness for Business Owners with Anjali Jariwala of FIT AdvisorsBusiness and personal finances are interconnected, but without the guidance of experienced planners, many business owners lose track of where their spending is going and things can become dangerously muddled. Anjali Jariwala, CPA, CFP® and the founder of FIT Advisors, is experienced in helping business owners and physicians navigate their finances as they continue their busy lives. In this episode, she will explain the steps you can take to feel empowered to discover and reach your life goals - all while building a stable financial future. Listen in as Anjali shares her advice on finding the best financial advisor fo...2021-05-1126 min
Money Checkup with Anjali JariwalaDeveloping and Teaching Financial Literacy with Jedidiah CollinsWhile playing professional football, Jedidiah Collins realized that he didn’t know how to manage money. Despite earning a high salary, he’d spend most of his paycheck right after he received it and didn’t know how to plan for the future. With encouragement from his family and mentor, he began to learn about personal finance, eventually studying for the CFP® exam during the offseasons. After a few years of working in wealth management, Jedidiah realized his passion was helping people who were just beginning their financial journeys. "Rich is having a lot of money today," Jedidiah s...2021-05-1139 min
Money Checkup with Anjali JariwalaContract Review for Physicians with Poonam LakhaniPhysician contracts can be very complex, and often physicians turn to attorneys for help reviewing them during the negotiation process. Poonam Lakhani, an employment and business attorney with The Prinz Law Firm, works with physicians to do just that. She reviews contracts to understand compensation structures, non-compete clauses, termination clauses, whether there are specific steps that can lead a physician to become a partner, and more. “My goal is to make sure that as much is defined as possible, because when there’s vagueness in an agreement, that’s where disputes occur," she says. Poonam is bas...2021-04-2747 min
Money Checkup with Anjali JariwalaDesigning Your Wealth with Dasarte YarnwayDasarte Yarnway founded his own wealth management firm at age 24 out of a desire to help people create multi-generational wealth. At Berknell Financial Group, he encourages clients to think deeply about their relationship to and beliefs about money, then works alongside them to create a unique, holistic plan that reflects their values across all aspects of their financial life. Then, he helps clients use their wealth to invest in themselves, their families, and their communities. “How do you create that better life when no one’s telling you what the rules are to this system?… If they had a c...2021-04-1342 min
Growing Your Firm | Strategies for Accountants, CPA's, Bookkeepers , and Tax ProfessionalsHow This Firm Owner Charges Five Figures per Year For Her “Micro-Niche”Anjali Jariwala, CPA and CFP®, is the founder of FIT Advisors - a financial planning firm serving physicians and business owners virtually across the US. Prior to launching her own firm, Anjali spent over 6 years working with Fortune 500 clients at a top 4 accounting firm, PricewaterhouseCoopers, and 2 years with a large, prestigious financial planning firm serving high net worth individuals. During her career, she would often share financial advice with family and friends but began to realize that not only did most of them lack access to the best personal finance information but also their busy family lives meant they j...2021-04-0821 min
Money Checkup with Anjali JariwalaManaging Your Business Cash Flow with Tracey BissettTracey Bissett works with business owners to help them understand their financials, manage their cash flow, and set pricing in a way that ensures they earn a fair salary. Though Tracey believes it is essential for business owners to know their numbers, she doesn’t believe anyone should feel shame because they don’t — and she works with her clients to understand where those feelings come from and develop strategies for addressing them. “I don’t see how you can actually hit your goals for your business without knowing your numbers.” Tracey operates her firm, Bissett Financ...2021-03-3033 min
Money Checkup with Anjali JariwalaHow to Read a Loan Estimate with Christina RazziIn this episode, US Bank loan officer Christina Razzi (NMLS# 162739) walks us line by line through a loan estimate. She outlines what each number means, which ones vary from bank to bank or from state to state, and which are estimates that will change as you get closer to closing. Here is a sample loan estimate that you can use to follow along: https://www.consumerfinance.gov/owning-a-home/loan-estimate For more detail, visit: https://fitadvisors.com/how-to-read-a-loan-estimate2021-03-1649 min
Money Checkup with Anjali JariwalaHow to Maximize Your Tax Savings in 2021 [BONUS]I recently had the opportunity to join former Money Checkup guest Brent Lacey on his podcast, The Scope of Practice. We talked in detail about tax planning for 2021 and beyond. I hope you enjoy this bonus episode! For more details and to learn more about The Scope of Practice, visit: https://www.thescopeofpractice.com/podcast-episode-40-how-to-maximize-your-tax-savings-in-2021-anjali-jariwala-ceo-of-fit-advisors/2021-03-0955 min
Money Checkup with Anjali JariwalaFinancial Literacy for Kids with Mac Gardner, CFP®A few years ago, one of Mac Gardner’s clients approached him. She served on the board of a children-serving nonprofit, and she asked if Mac could create some financial literacy materials for the kids the organization served. Mac did — and he learned along the way that many kids have very little exposure to the basics of personal finance. He created The Four Money Bears to help instill in kids those basic principles. “There are really only four things you can do with money: Spend it, save it, invest it, and give it away. Those are the four b...2021-02-2339 min
Money Checkup with Anjali JariwalaDeveloping Healthy Habits that Last with Katrina Ubell, MDKatrina Ubell, MD worked for a decade as a pediatrician. After years of big fluctuations in her weight, she lost 45 pounds in a year and has been able to keep it off since. With her physician husband’s encouragement, she left her practice to launch her own business, where she focuses on helping other physicians understand their food habits so they can make permanent changes to their lifestyles. “Swapping out different actions will only help for so long, because you’ll still be thinking those thoughts and feeling those feelings that don’t support you.” More: https...2021-02-0947 min
Money Checkup with Anjali JariwalaDiversity in Investing with Rob RahbariLess than 2% of global assets under management, across mutual funds, hedge funds and other asset classes, is managed by women and people of color, according to a 2019 Knight Foundation report. After a decades-long career in investing, University of Rochester Senior Investment Officer Rob Rahbari knew statistics like these. So in 2020, when the university’s president challenged every university department to recommit to diversity, equity and inclusion, Rob and his teammates developed an open-source list of funds owned and managed by women and people of color to share with other endowments and foundations. “It doesn’t mean anything until...2021-01-2640 min
The Scope of Practice PodcastHow to Maximize Your Tax Savings in 2021 - Anjali JariwalaEpisode 40 - Death and taxes are the only two certainties in life, so they say. In this episode, we're talking about TAXES!! Specifically, what strategies can you employ to maximize your tax savings in 2021? What are the tricks? What are some hacks we can employ? My guest this week is Anjali Jariwala. She's the founder of FIT Advisors and is a tax professional.In this episode we talk strategy as well as tactics. We discuss longterm strategies you can use to minimize your tax burden over the course of your life. Additionally, we talk about some specific items yo...2021-01-1854 min
Money Checkup with Anjali JariwalaCommunicating Uncertainty with ‘Sketch Guy’ Carl RichardsFinancial planners are like pilots, Carl Richards says. We can create flight plans for our clients, showing them a map of the next few decades. But life and the markets both change in ways we don’t expect. Financial planners need to learn to communicate that uncertainty, and to establish themselves as guides who can adjust plans as clients’ lives and goals change. “You can have the best investment plan in the world, but if you don’t know why you have it, you’re not going to get where you want to go," he says. As the f...2021-01-1246 min
Money Checkup with Anjali JariwalaNavigating Market Uncertainty In A Crisis [RERUN]In the first few weeks of the COVID-19 pandemic, the markets were incredibly volatile. But they stabilized fairly quickly, and now, it looks as if the stock market will end 2020 at or near record highs. In March, Trace Tisler reminded us that prudent investors don’t chase returns — that makes investing a game rather than a strategy. Diversification is key to weathering storms. He was largely correct. To prepare for the next crisis, listen to his advice: https://fitadvisors.com/episode-34-navigating-the-market-uncertainty-of-covid-19/2020-12-2958 min
Money Checkup with Anjali JariwalaCoping With Stress Through Mindfulness [RERUN] Events during 2020 — the COVID-19 pandemic, social unrest, economic uncertainty — upended our lives in many ways, straining our mental and emotional health. In May, psychologist Amee Dassani joined me on the show to provide insight on managing stress and practicing mindfulness. If you missed this episode in the spring, or if you could benefit from that advice again, it's here! https://fitadvisors.com/episode-37-coping-with-stress-through-mindfulness 2020-12-1550 min
Money Checkup with Anjali JariwalaYear-End Wrap-Up 2020As 2020 draws to a close, it may be difficult to remember every event that affected your finances. In this episode, we'll cover Paycheck Protection Program loans, student loans, and mortgage refinancing. I'll also discuss a few things to keep in mind for your 2020 tax planning, including charitable contributions and retirement plan contributions.2020-12-0131 min
Money Checkup with Anjali JariwalaPhysician Leadership with Brent Lacey, M.D.Dr. Brent Lacey coaches physicians in all phases of their careers — whether it's to find the right institution for their goals, to assume leadership roles and advocate for change within those institutions, to launch their own practices, or to master their personal finances. Though physicians typically work in silos, Brent says, COVID-19 has demonstrated how important it is for physicians to understand the inner workings of their hospitals or practices and to advocate for the changes they wish to see — and if the culture is too entrenched for those changes to occur, he encourages physicians to move on. 2020-11-1740 min
Money Checkup with Anjali JariwalaGrowing Your Real Estate Investing Business with Semi-Retired MDKenji Asakura and Letizia Alto are experienced and passionate real estate investors. They share their knowledge with other physicians and high income earners through their business, Semi-Retired MD, which offers courses, coaching and more. “Whenever you’re in a challenge, say, ‘how can I?’ Then figure out every possible solution and try them, and never give up and say ‘this is impossible.’ There’s always a possible solution — you’ve just got to figure it out and try to hit it from as many ways as you can and be very, very persistent," Leti says. Since their last ap...2020-11-0343 min
Money Checkup with Anjali JariwalaMoney, Entrepreneurship and Marriage with Farnoosh TorabiYou may already know Farnoosh Torabi. She’s a financial journalist and TV and podcast host who appears regularly on The Today Show, NextAdvisor, Bloomberg Opinion, CNBC and more. She is the author of several books, the most recent of which is When She Makes More: 10 Rules for Breadwinning Women. In addition to running her own business, Farnoosh is a wife and mom to two kids. She and her family live in New Jersey. https://fitadvisors.com/farnoosh-torabi-personal-finance-female-breadwinners2020-10-2041 min
Money Checkup with Anjali JariwalaFinding the Right CPA for Your Business with Geraldine CarterGeraldine Carter believes CPAs should do more than compliance. A great CPA, she believes, can act as a fractional CFO, offering cash flow forecasting and strategic support to business owners. She founded She Thinks Big Coaching and launched her podcast, Smart Strategy for CPAs, to do just that: Help CPAs establish themselves as key members of business owners’ teams, focusing on specific niches where they can develop expertise. On the other side of the equation, Geraldine encourages business owners to find the right CPA or fractional CFO as soon as they can afford to do so. Business owne...2020-10-0643 min
Money Checkup with Anjali JariwalaPlanning for a Career in Tech with Chloé A. Moore, CFP®The tech industry can be challenging to navigate. Tech workers tend to change jobs often as startups launch or fail. Many are compensated not only with a traditional salary and benefits package, but with stock options — which, if a company succeeds, can result in “life-changing amounts of money” for employees. Chloé A. Moore, CFP® helps tech workers prepare for those incredible possibilities while protecting themselves and their financial security. https://fitadvisors.com/money-checkup-tech-compensation-chloe-moore2020-09-2236 min
Money Checkup with Anjali JariwalaCharting Your Unique Financial Path with Lauryn Williams, CFP®Lauryn Williams became a professional track and field athlete at age 20. Suddenly, she found herself earning six figures and, despite studying finance in college, she ended up working with two financial planners who took advantage of her inexperience. In this episode, Lauryn speaks candidly about her mistakes — especially buying more house than she could afford — and how she now tries to provide frank, accessible advice to her clients as the founder of her own financial planning firm, Worth Winning. https://fitadvisors.com/lauryn-williams-worth-winning-unique-financial-path2020-09-0841 min
Money Checkup with Anjali JariwalaInvesting in Multifamily Real EstateVeena Jetti is a real estate investor specializing in multifamily properties. At her firm, Vive Funds, she seeks to develop investment opportunities, primarily in Texas and Florida, then to bring investors together to take advantage of those opportunities. She continually reminds potential investors that they’re investing in the sponsorship team as much as the property itself. A good team can make a good deal into a great deal, she says; the opposite is less likely. https://fitadvisors.com/veena-jetti-multifamily-real-estate2020-08-2542 min
Business Strategy for CPA's099 Lean and Profitable By Design, with Anjali Jariwala, CPA, CFP, & founder of FIT AdvisorsLearn more about PEAK FREEDOM Anjali Jariwala, CPA and CFP®, is the founder of FIT Advisors — a financial planning firm serving physicians and business owners virtually across the US. She utilizes her expertise in tax and finance to empower her clients to discover and reach their life goals while building a stable financial future. Anjali hosts Money Checkup podcast - a semi-monthly checkup that discusses the many facets of financial well-being. When Anjali started her practice 5 years ago, baked right into the plan was how to build a highly profitable business while working...2020-08-1957 min
Money Checkup with Anjali JariwalaStudent Loans During and After the PandemicAt the beginning of the COVID-19 pandemic, the CARES Act paused interest on federal student loans. Legislators have been discussing additional student loan relief as they work on additional stimulus legislation. Travis Hornsby, founder of Student Loan Planner, says it’s important for borrowers to keep an eye on these changes so they can plan for their futures. https://fitadvisors.com/travis-hornsby-student-loans-pandemic-policy-change/2020-08-1140 min
So Money with Farnoosh Torabi1079: Ask Farnoosh: How to Recover from Bankruptcy?In this week's Ask Farnoosh, CFP and founder of FIT Advisors, Anjali Jariwala joins to answer listeners' questions about bankruptcy, paying off debt, saving for a home and creating a financial plan.
More about Anjali: She is the founder of FIT Advisors - a financial planning firm serving physicians and business owners virtually across the US. Prior to launching her own firm, Anjali spent over 6 years years working with Fortune 500 clients at a top 4 accounting firm, PricewaterhouseCoopers, and 2 years with a large, prestigious financial planning firm serving high net worth individuals. During her career, she would often share financial advice wi...2020-08-0747 min
Money Checkup with Anjali JariwalaBuying Property During the COVID-19 PandemicAmber Romo is a real estate agent in the Los Angeles area. Despite the COVID-19 pandemic, she and her team are busy with home purchases and sales. https://fitadvisors.com/buying-property-during-the-covid-19-pandemic2020-07-2828 min
Money Checkup with Anjali JariwalaCreating a Mission-Driven BusinessBrian Thompson is a tax attorney and CFP® who works with LGBTQ+ founders of mission-driven businesses to hone their ideas and maximize their impact. https://fitadvisors.com/episode-42-creating-a-mission-driven-business 2020-07-1442 min
Money Checkup with Anjali JariwalaChoosing the Right Real Estate AgentA real estate agent can be instrumental in buying or selling your home. Chicago’s Suchi Bhagat explains what agents do and how to identify a partner. https://fitadvisors.com/episode-41-choosing-the-right-real-estate-agent2020-06-3038 min
Money Checkup with Anjali JariwalaPlanning for Military BenefitsWilma Broering, CFP®, is a financial counselor to military service members. She is dedicated to helping service members navigate the day-to-day challenges of military life, take advantage of their benefits, and save for retirement. She retired from a financial planning practice in 2008, where she served the general population, before narrowing her focus to military members. 2020-06-1649 min
Where Accountants Go - The Accounting Careers Podcast178: Anjali Jariwala from Fit Advisors and the Money Checkup PodcastThe owner of Fit Advisors and host of the Money Checkup Podcast, Anjali Jariwala, joined us for this episode of Where Accountants Go, the Accounting Careers Podcast.
Anjali was always interested in business, and decided to major in Accounting after spending a little time as a Pre-Med major. However, she found that medicine was not for her, and therefore had switched while still in school.
What’s interesting about Anjali’s career though is that now she has come full circle, using her medical knowledge combined with her business and accounting knowledge, to serve business owners and physicians in their own f...2020-06-0941 min
Money Checkup with Anjali JariwalaRunning a Business From Home With Kids Anjali Jariwala and Mary Beth Storjohann are working and parenting full-time from home during the pandemic. They’re both learning to say no more often. Learn how. https://fitadvisors.com/episode-39-running-a-business-from-home-with-kids2020-06-0250 min
Money Checkup with Anjali JariwalaLaunching a Practice with a PartnerDavid Lieberman and Sachin Parikh of Palo Alto’s L&P Aesthetics share their tips for a successful partnership in a medical practice. https://fitadvisors.com/episode-38-launching-a-practice-with-a-partner2020-05-1956 min
Money Checkup with Anjali JariwalaCoping With Stress Through MindfulnessThe COVID-19 pandemic has upended our lives in many ways, straining our mental and emotional health. I recently had psychologist Amee Dassani on the show to provide insight on how to get through this crisis and manage stress. Join us and listen to the episode now. https://fitadvisors.com/episode-37-coping-with-stress-through-mindfulness2020-05-0550 min
Money Checkup with Anjali JariwalaA High School Teacher’s Approach to Navigating COVID-19Kids around the country have been out of school for weeks now and may not return until the fall. Monica Jariwala, a high school teacher, joins us to talk about what teens are experiencing during the COVID-19 pandemic and how families Read more: https://fitadvisors.com/episode-36-a-high-school-teachers-approach-to-navigating-covid-19 2020-04-2127 min
Money Checkup with Anjali JariwalaPlanning in Times of UncertaintyHas your financial situation changed, or do you expect it to change, as a result of the COVID-19 pandemic? Review your emergency fund and make any changes you need to make; review your estate planning documents, and take advantage of expanded unemployment benefits and delayed student loan payments. Talk to your financial advisor about immediate, specific steps you can take to weather this storm. Read more: https://fitadvisors.com/episode-35-planning-in-times-of-uncertainty2020-04-0738 min
Money Checkup with Anjali JariwalaFULL EPISODE | Navigating the Market Uncertainty of COVID-19This show was initially syndicated partially to Apple Podcasts. We're republishing it in an effort to share the full show. The last two weeks have been full of market volatility, making many people anxious about their finances. The COVID-19 is putting external pressure on our economy. Traditional economic stimulus tools may not work as they have in the past. The next weeks and months are likely going to be rocky, but that doesn’t mean you should pull your investments out of the markets — that’s a risky gamble that, historically, has not paid off. AB...2020-03-2458 min
Money Checkup with Anjali JariwalaNavigating the Market Uncertainty of COVID-19The last two weeks have been full of market volatility, making many people anxious about their finances. The COVID-19 is putting external pressure on our economy. Traditional economic stimulus tools may not work as they have in the past. The next weeks and months are likely going to be rocky, but that doesn’t mean you should pull your investments out of the markets — that’s a risky gamble that, historically, has not paid off. ABOUT THE GUEST: Trace Tisler, CFP® is a financial advisor based in Hudson, Ohio, who primarily works with mid-career professionals and clie...2020-03-2458 min
Money Checkup with Anjali JariwalaEstate and Succession PlanningPuneet Cham joins Money Checkup to talk about the nuts and bolts of making your estate plan: Power of attorney for healthcare, power of attorney for property, guardianship for minor children, revocable trusts, a succession plan for your business, and more. Even if you feel like you won’t need your estate plan for many years, putting one in place will ensure that your family and your asset are protected. Puneet Cham is a partner at Latimer LeVay Fyock who focuses on holistic estate planning and business succession planning. Read more on www.fitadvisors.com. ...2020-03-101h 02
Money Checkup with Anjali JariwalaPlanning for Marriage, From Weddings to College FundsKaya Ladejobi is the founder of Earn Into Wealth, a financial planning firm that serves high-earning women and dual-career couples. Kaya holds an MBA in entrepreneurship and is a Certified Financial Planner™. She works virtually with clients in their 30s and 40s as they navigate student debt, weddings and honeymoons, having children and planning for family obligations. EPISODE HIGHLIGHTS Weddings are often the first big expenses couples assume together. Kaya encourages her clients to understand what’s on the horizon. If couples plan to have kids or purchase a home right away, they may need...2020-02-2553 min
Money Checkup with Anjali JariwalaShort-Term Rentals and Life Beyond Medicine with David Draghinas of Doctors UnboundDavid Draghinas is the host of Doctors Unbound, a podcast for and about physicians who are doing extraordinary things inside and outside the medical field. He practices clinical medicine as an anesthesiologist in the Dallas area on top of spending time with his wife and their four children. David is an anesthesiologist in working private practice with Metropolitan Anesthesia Consultants in the Dallas area. He is a graduate of the USC Keck School of Medicine who started his career as a U.S. Navy physician in San Diego. David and his wife have four young children. 2020-02-1140 min
Money Checkup with Anjali JariwalaValue-Based Financial Planning with Scott Frank, CFA, CFPWhen it comes to financial planning, the default is to think that you’re just dealing with dollars and cents. In reality, it’s so much more than that. financial planning is about figuring out what you value in life, too. In today’s episode, my guest, Scott Frank, CFA, CFP, of Stone Steps Financial talks about how to connect what you’re doing with your money to what you’re doing with your life. And as financial planners, what we can do to help! Read more about Scott here: https://fitadvisors.com/episode-30-values-based-financial-life-planning2020-01-2844 min
Money Checkup with Anjali JariwalaFinancial Tips for the New YearAnjali Jariwala, CPA, CFP® is the founder of FIT Advisors. She works with physicians and business owners to build stable financial futures and use their money in ways that support their values. “Give yourself a year-end checkup just to make sure that you’re set for not only this year, but set up appropriately for 2020.” KEY RESOURCES REFERENCED IN THIS EPISODE For more about P&C insurance, try Money Checkup Episode 20. For more on retirement plans for small business owners, try Episode 13. For more on life insurance, try Episode 16. To learn more about college savings options, read thi...2020-01-1427 min
Money Checkup with Anjali JariwalaTax Planning for 1099/Independent Contractors [Ep. 4 Rehash]In this episode, we will look at the benefits of being an independent contractor and some of the tax challenges you might also run into. As an added bonus I’ll take a deep dive into the Qualified Business Income deduction (“QBI”) that came out last year with the new tax changes. We will go over the good, bad and what you can do to optimize the QBI for your taxes this year. Oh look! We've written a companion blog that can be found here: https://fitadvisors.com/tax-and-retirement-planning-for-independent-contractors/ 2019-12-3125 min
Money Checkup with Anjali JariwalaLife, Balance, and Becoming Wealthy Mom MDBonnie Koo is a board-certified dermatologist and the founder of Wealthy Mom MD. As a financial coach, she empowers women physicians to take control of their finances and plan for the lives they want without stress and anxiety. MORE ON BONNIE! Bonnie Koo, MD is a board-certified dermatologist, as well as a business owner, wife, mother, and stepmother. She works as a physician on a locum tenens basis. With Wealthy Mom MD, Bonnie writes about how women physicians can manage money in addition to addressing childcare, elder care, divorce, and other unique concerns faced by...2019-12-1745 min
Money Checkup with Anjali JariwalaGive Yourself A Year-End Financial CheckupAs the end of the year approaches, make sure you make time to review your finances for 2019 and prepare for 2020. From retirement plan contributions to employee benefits to tax returns, work with your financial advisor and CPA to make sure you’re on track to maximize your tax benefits and save for your future. After subscribing to the podcast, read more about how to give yourself a year-end financial checkup here.2019-12-0338 min
Money Checkup with Anjali JariwalaCashflowing Rentals, REPS, and Financial Freedom with Semi-Retired MDLetizia Alto and Kenji Asakura are physicians in Seattle. After a few years of full-time work and a transformative vacation to New Zealand, they decided to begin real estate investing so they could embrace the semi-retired lifestyle. Today, they own several dozen residential and mixed-use properties. They blog and lead real estate investing classes at Semi-Retired MD. Leti continues to work half-time as a family medicine physician and Kenji moonlights as an internal medicine physician. They live in Seattle. KEY RESOURCES REFERENCED IN THIS EPISODE FB Group for: Physicians and their sp...2019-11-1954 min
Money Checkup with Anjali JariwalaUnderstanding Physician Burnout with Nisha Mehta, MDDr. Nisha Mehta identified the symptoms of burnout fairly early in her life as a radiologist. Instead of pursuing an academic career, she chose to begin writing and speaking about issues surrounding physicians’ demanding lifestyles, including work-life balance, women in medicine, physician finances, healthcare policy and the industry landscape, physician entrepreneurship and more. EPISODE HIGHLIGHTS Fewer and fewer physicians say they would recommend a career in medicine to their children because the profession is so demanding. Dr. Mehta thinks most people in medical careers are beginning to realize the seriousness of burnout, including administrators and...2019-11-0551 min
Money Checkup with Anjali JariwalaHow Business Owners Can Build Balanced LivesSophia Bera, CFP®, is the founder of Gen Y Planning and a friend of mine. She does an admirable job of balancing her work with her personal life, and this week on Money Checkup, she shares advice on how to structure your business to align with your goals and values. To learn more about Gen Y Planning, visit genyplanning.com. Follow Sophia Bera on Twitter at @SophiaBera. But first! Be sure to read the companion blog here: https://fitadvisors.com/how-business-owners-can-build-balanced-lives 2019-10-2248 min
Money Checkup with Anjali JariwalaLaunching New Medical Practices with Debra PhairasOver 20,000 physicians talk about starting a medical practice, and according to this week’s guest, it’s a fallacy to think that physicians aren’t actually doing it anymore. On the contrary, Debra Phairas, president of Practice & Liability Consultants, LLC, has helped over 500 physicians open their own medical practices in her 34 years as a practice management consultant. With her technical expertise on how you can open your own, you're bound to sooner than later. Want more? Find the blog on the FIT Advisors website! 2019-10-0859 min
Money Checkup with Anjali JariwalaThe Reality of Malpractice Insurance with Jason Shah, MDThe U.S. sees six to eight medical malpractice claims per 100 doctors per year says Dr. Jason Shah, cofounder of Flagship Healthcare. If a judge rules in favor of the patient, the average settlement or judgment is about $400,000 — although that can vary widely based on where the claim is filed and the physician’s specialty. At the most basic level, physicians need to be insured for the potential of a malpractice suit. Check out the show with Jason as he walks us through the basics and nuances when pursuing this type of insurance. Jason S...2019-09-2437 min
Money Checkup with Anjali JariwalaProtect Yourself With Property and Casual Insurance with Meaghan DowdThere are many more risk factors out there than there used to be. Thus, it’s necessary to change your mindset - you’ve worked hard, built wealth, may have a family relying on you - so you want to make sure that you are protected! Prevention is always the best course of action, you don’t want to be put in a bad situation because you weren’t prepared. Meaghan Dowd, Personal Risk Advisor, joins me to delve into the importance of insurance and the different coverages you should be sure to have.2019-09-1053 min
Money Checkup with Anjali JariwalaContract Review and Buying into a Medical Group with Kristen PrinzContract agreements will be written to favor the hospital or group over the doctor so take the time to make sure you are protected and know exactly what you are getting into. You often spend more time working than you do with your family so you don’t want to lock yourself in to a career that isn’t what you had in mind when signing the contract. Becoming a partner in a practice is an exciting time, but you need to be careful before signing the partnership agreement and putting in hundreds of thousands of dollars. Join in as K...2019-08-2747 min
Money Checkup with Anjali JariwalaHow to Give Yourself a Mid-Year Money CheckupIt’s halfway through the year, summer is coming to an end. It’s the perfect time to do a mid-year money checkup. The purpose of this checkup is to ensure that you are on the right track for your personal financial goals for the year. Join in on this solo episode where I go in detail about not only what you should be looking at but also the reasons behind each step. Doing a mid-year checkup is sure to save you some sanity and maybe even some money come tax time! For more content, plea...2019-08-1336 min
Money Checkup with Anjali JariwalaProtecting Your Future Through Asset Protection with Ike DevjiIt’s incredibly important to be proactive and focus on asset protection prior to an incident. You want to protect those assets during your life so that you can enjoy them and so that there is something to go into estate planning. Join in as Ike Devji, an attorney who focuses on asset protection, wealth preservation, and risk management as he delves into why asset protection is critical along with ensuring you are appropriately covered. Ike Devji is an attorney whose practice has focused on asset protection, wealth preservation, and risk management for mo...2019-07-301h 06
Making Work Better: Employment Law & Workplace ChallengesCFP Anjali Jariwala shares advice for business ownersIn this episode of “Tales from Around the Water Cooler,” Anjali Jariwala, CPA and CFP®, founder of FIT Advisors—a financial planning firm serving physicians and business owners virtually across the U.S.—takes us through the factors that influenced her decision to launch her own business. Anjali explores the challenges she experiences as a business owner and provides us with tips on how she maintains a high level of service while creating the work culture that best fits her firm. If you are a current or new business owner, this is the episode for you. Anjali Jariwala...2019-07-2247 min
Money Checkup with Anjali JariwalaLife Insurance with Mark MaurerLife insurance is such a crucial piece of a financial plan for your life, but it’s not always something that people understand or prioritize. What type of policy do you need? Do you have adequate coverage? Should your spouse have life insurance? In today’s Money Checkup, Mark Maurer gives us some helpful pieces of advice to answer these questions, and others, as we chat about why life insurance is an important component of one’s financial life. We go through term life policies versus permanent policies, how much insurance you should have and even talk about how much i...2019-07-1651 minMoney Checkup with Anjali JariwalaThe Ins and Outs of Real Estate Private Equity Investments with Rachele VoigtHave you ever wondered what is private equity and how to invest in real estate private equity deals? Or what are some of the requirements you need to have to even partake in this type of investment?. In today’s Money Checkup, I’ve invited Rachele Voigt on the show to provide her expertise and insight if you are exploring this asset class to diversify your portfolio. She goes over some of the common terms for you to understand and some things to watch out for when you are doing your due diligence. Rachele is a Senior Assoc...2019-07-0244 minMoney Checkup with Anjali JariwalaWhat You Should Know About Student Loan Planning with Travis HornsbyThe world of student loans can be daunting, and one that is challenging to navigate. Should you continue with Federal loans? Should you refinance to private loans? What are the benefits and dangers to both? In today’s Money Checkup, Travis Hornsby joins me on the show to give some insight into how you can navigate some of these questions and more to figure out what is best for your situation and your student loans. Travis Hornsby founded Student Loan Planner after helping his physician wife navigate ridiculously complex student loan repayment decisions. To date, he’s cons...2019-06-1845 minMoney Checkup with Anjali JariwalaRetirement Plans for Small Businesses with Neil ShoreIf you’re a business owner, figuring out the right retirement plan for you and your employees can seem like a daunting task. The first decision is to determine if you want a defined contribution plan or a defined benefit plan and then from there the number of options continues to grow. In today’s Money Checkup, I’ve invited Neil Shore to join me on the show to take a deep dive into these options and provide you insight on what may work for you and your business. Tune in to not only find out about the various retire...2019-06-041h 00
Work Your Wealth PodcastFinding the Right Financial Planner for You with Anjali JariwalaThis week I sat down with fellow financial planner and CPA Anjali Jariwala to discuss how to figure out how to find the right financial advisor for you. Anjali Jariwala CPA, CFP® founded FIT Advisors to save her clients time and help guide them to better financial decisions. As a mom, business owner and wife of a physician, she understands the opportunities as well as challenges that young professionals face. Whether you’re running a medical practice, looking at your first job or navigating money conversations in a new marriage - she knows your home life and fin...2019-06-0345 minMoney Checkup with Anjali JariwalaWhy You Should Hire a Financial Planner with Mary Beth StorjohannMany times people see just the dollars and cents side of money, but there is so much more behind each person’s money script. You have certain beliefs and ideas about your money for a variety of different reasons. In today’s Money Checkup, I chat with fellow Certified Financial Planner®, Mary Beth Storjohann on some of the questions we see quite often when it comes to money and hiring a financial planner to navigate money issues. We dive into what to look for in a CFP®, questions you should be asking your potential financial planner and more! Tune in and...2019-05-2144 minMoney Checkup with Anjali JariwalaWhat You Should Know About Disability Insurance with Stephanie PearsonOne of the items that is often overlooked and the least understood in the insurance world is disability insurance. How much coverage should you have? What does the term “any occupation” mean and should that be in your policy? In today’s Money Checkup, I’ve invited Stephanie Pearson, MD to join me on the show to discuss these questions and many others specifically as it relates to physicians and the disability insurance they should have in place. Stephanie has been through her own traumatic injury so knows first hand the specifics to look out for when it comes to disab...2019-05-0756 minMoney Checkup with Anjali JariwalaCreating Streams of Passive Income Through Real Estate Investing with Peter Kim (Passive Income MD)Passive income, especially in recent years, has become a popular way to growth wealth. One platform you can use to benefit from passive income is real estate. In today’s Money Checkup, I’ve invited Peter Kim to join me on the show. Peter has taken this idea of passive income through real estate investing, not only to grow his own wealth, but to educate other physicians on how to do it as well. Join us on today’s episode to hear how he’s gotten to where he is today and the information, tips and tricks he passes on to ot...2019-04-2348 minMoney Checkup with Anjali JariwalaPart 2 Buying a Home - How Much Home Can You Afford?Buying a home can seem like an impossible task, especially when you start to learn about all of the other costs to consider that might not even relate directly to the home purchase. In today’s Money Checkup you’ll hear Part 2 of Christina Razzi’s episode where I will dive further into some of the costs to think about and consider when you are determining the amount of home you can afford. There are rules of thumb that most lenders tend to follow, but there are also other indirect costs and future costs you need to also be thinki...2019-04-0924 minMoney Checkup with Anjali JariwalaPart 1 Buying a Home - What to Know About Mortgages with Christina RazziOne of the biggest purchases many of us will make in our lifetime is a home and for some people that might happen more than just once. What usually comes with the purchase of a home is also a mortgage, which means a lot of paperwork and a lot of complicated numbers and so what does it all mean? In today’s Money Checkup, I talk with Christina Razzi (NMLS 162739) about what lenders are looking for, what things to watch out for when working with a lender and some of the unique features physicians can take advantage of when lo...2019-03-2651 minMoney Checkup with Anjali JariwalaPhysicians and Money with Tarang Patel (Dr. Money Matters)It doesn’t matter how much or how little a person makes; finances can be a challenge for all of us. In today’s Money Checkup, I chat with Tarang Patel about how even physicians struggle with finances. Coming right out of medical school or residency, physicians are faced with large amounts of student loan debt and many don’t have the opportunity to start contributing to an employer sponsored retirement plan until they are in their mid-thirties. We discuss these issues and others that our physicians are facing with their finances to try and provide some suggestions and insigh...2019-03-1239 minMoney Checkup with Anjali Jariwala2018 Tax Return Changes ExplainedThere have been plenty of changes to the 2018 tax returns as a result of the Tax Cuts and Jobs Act. Today we go over some of the big changes that might affect you and your tax return. Tune in to find out some of the forms that are no longer utilized, how the tax brackets have shifted, the changes to standardized and itemized deductions and more. And if you have a question about the changes made and we don’t cover it today, please feel free to reach out to me and I’d be happy to get...2019-02-2616 minMoney Checkup with Anjali JariwalaReal Estate Investing with Christina WooReal Estate investing is popular and can provide for an income stream in retirement as well as diversification in your portfolio. But what are some of the important factors to think about before investing in real estate? What are the tax considerations you should be aware of before investing? And what’s a §1031 exchange? In today’s Money Checkup, Christina Woo and I answer these questions about real estate investing and more to see if this is the right investing path for you. We will talk about the metrics to know and understand when vetting an investment property. We will...2019-02-2652 minMoney Checkup with Anjali JariwalaTax Planning for 1099:Independent ContractorsTaxes can be a challenge for a lot of people. There’s an added level of complexity if you are or are thinking about becoming an independent contractor. The tax rules and planning differs from a W-2 employee. But what are they? Today on the episode we will dig into what those differences are. We will look at the benefits of being an independent contractor and some of the tax challenges you might also run into. As an added bonus I’ll take a deep dive into the Qualified Business Income deduction (“QBI”) that came out last year wit...2019-02-1224 minMoney Checkup with Anjali JariwalaThe Psychology of Money with Shanta KanukolluWhether you like it or not, there is an emotional component to how you approach money. In today’s episode Shanta Kanukollu and I discuss why we behave the way we do with our money and how that impacts the financial decisions we make. From the “money script” we’ve developed to the culture we were raised in, each aspect can impact your money decisions. Shanta Kanukollu, Ph.D is a Licensed Clinical Psychologist in downtown Chicago. She enjoys working with individuals from various cultural backgrounds. Her professional interests include working with clients who struggle with issues related...2019-02-1235 minMoney Checkup with Anjali JariwalaGetting Back to the Investment Basics with Kelly KlingamanSometimes to get a good understanding of something, we need to start with the basics. In today’s episode Kelly Klingaman and I discuss the investment basics to give you a better understanding of what your money can do for you. We will also provide some tools and tips you can use for your next money checkup. As a Regional Director with Dimensional Fund Advisors, Kelly Klingaman works with advisors from across the US on investment, messaging, and business strategy issues in order to sustain, improve, and grow their practice. She graduated from the University of Texas at...2019-02-1244 minMoney Checkup with Anjali JariwalaWhat to Expect From Money CheckupIt’s here! I’m really doing this! Money Checkup is live! If you can’t tell, I am very excited about launching this podcast. For over a year I have wanted to launch a podcast to help educate a wider audience around all the nuances and technical knowledge around money. In the first episode I wanted to put it on the table around the WHY: WHY I launched this podcast; WHY I’m passionate about educating others around money; WHY I got to where I am today in my finance expertise. I’ll fill you...2019-02-0508 min
Financial Advisor SuccessEp 079: Niching From The Start To Turbo-Charge $250k Of Recurring Planning Fees In Only 3 Years with Anjali Jariwala My guest today has built her practice to more than $250,000/year of recurring financial planning fees in just her first three years—and she did it while also starting a family. The founder of FIT Advisors, Anjali Jariwala provides financial investment and tax planning advice for young physicians and small business owners in their thirties for an annual retainer fee that starts at $10,000/year. Working entirely virtually with clients, her firm has achieved impressive growth, due in major part to focusing in on a niche from the start, which allowed the firm to pursue unique marketing channels that most ot...2018-07-031h 53
Doctor Money MattersEpisode 4. Anjali Jariwala, CPA -- Taxes Welcome to episode 4 of the Doctor Money Matters podcast. We discuss the tax issues and finances with Anjali Jariwala, CPA founder of FIT Advisors. Taxes are a major issue for many high income healthcare professionals and proper planning can help minimize the pain.2017-03-3033 min
Behind The AdvisorEp #53: Operating an RIA to Serve Gen X Clients with Anjali JariwalaAnjali shares her work experience as a CPA and explains what motivated her to create her own financial planning firm. She gives an inside look into how she operates her RIA, including the details of her fee structure and why she uses the model she chose. We also cover the enormous benefits inherent in running a virtual practice. You can find show notes and more information by clicking here: https://www.xyplanningnetwork.com/532016-06-2255 minBehind The AdvisorEp #53: Operating an RIA to Serve Gen X Clients with Anjali JariwalaAnjali shares her work experience as a CPA and explains what motivated her to create her own financial planning firm. She gives an inside look into how she operates her RIA, including the details of her fee structure and why she uses the model she chose. We also cover the enormous benefits inherent in running a virtual practice. You can find show notes and more information by clicking here: https://www.xyplanningnetwork.com/532016-06-2255 min