Shows
The Afternoon AdvisorWhy Every Financial Advisor Sounds the Same w/ Emily Armstrong | The Afternoon Advisor E11Every advisor says the same thing. Here's how to stop.Emily Armstrong is the founder of Wonder Lab Strategy and one of the sharpest brand strategists in financial services. She's spent seven years watching advisors try to differentiate themselves — and failing — because they're starting with the wrong question. In this episode, she walks through her full identity architecture framework and explains why the advisors who win are the ones who start at the one-yard line, not the 50.You'll learn:- Why "great relationships" and "holistic planning" are killing your marketing — and what actually differ...
2026-06-0453 minThe Afternoon AdvisorSpending $650k/Month in Ads & Being a Contrarian w/ Aaron Cirksena | The Afternoon Advisor E10This advisor is spending $650,000 a month on paid ads. He knows exactly what he'll make back.Aaron Cirksena is the CEO and founder of MDRN Capital — one of the fastest-growing fully virtual RIAs in the country. His entire strategy is built around doing the opposite of what the industry tells you to do: extending the sales process instead of shortening it, offering a performance pledge no other firm will touch, and going fully virtual when everyone else was opening offices. In this episode, he pulls back the curtain on the data, the hiring, and th...
2026-05-0435 minThe Afternoon AdvisorNiche Marketing & Organic Growth at Scale w/ Sahil Gupta | The Afternoon Advisor E9What does it look like to grow an RIA from $600M to $1B without losing what made it work in the first place?Sahil Gupta handles organic growth and marketing for Twin Peaks Wealth Advisors, a 14-person RIA serving tech employees - built over 10 years by two UC Berkeley founders who started by cold-calling Apple and Facebook employees about their RSUs. In this episode, recorded live at Future Proof in Miami, Sahil breaks down how they're layering content and digital marketing on top of a referral-driven firm, why radical honesty about who you serve is becoming...
2026-04-2015 minThe Afternoon AdvisorBuilding the Full Growth System w/ Mike Barrasso | The Afternoon Advisor E8Most financial advisors are looking for a silver bullet. There isn't one... but there are a lot of golden BBs.Mike Barrasso grew his family's RIA from $150M to $400M from the business development seat. Now as co-founder and CEO of WealthReach, he's building the systems that make that kind of growth repeatable for any firm. Recorded live at Future Proof in Miami, this episode covers the three problems holding most advisory firms back, why your website is your most overlooked growth asset, and what the full organic growth funnel looks like when it's actually built...
2026-04-1428 minThe Afternoon AdvisorThe Psychology of Referrals w/ Dan Allison | The Afternoon Advisor E798% of your clients are willing to refer you. So why is your organic growth rate sitting at 1-3%?Dan Allison has spent 22 years studying the behavioral psychology of referrals - and he's coached financial advisors at Vanguard, Dimensional Funds, and some of the largest wealth firms in the world. In this episode, he breaks down exactly why the referral gap exists, the five characteristics every client advocate needs, and the simple framework that turns your existing book of business into a referral engine - without a single awkward sales conversation.You'll learn:
2026-04-0643 minThe Afternoon AdvisorOrganic Growth & Loving Your Business Again w/ David DeCelle | The Afternoon Advisor E6Most financial advisors didn't sign up to be marketers. But the ones who reframe why they're growing... those are the ones who can't be stopped.David DeCelle has helped over 200 multi-billion-dollar RIAs grow organically. In this episode, he shares the step-by-step system he'd use to build an RIA from zero, why the referral gap in most books of business is bigger than advisors think, and the mindset shift that doesn't just grow your firm — it improves your marriage, your health, and the rest of your life.You'll learn:The "feedback ma...
2026-03-3046 minThe Afternoon AdvisorConversational Intelligence & the Future of Advice w/ Liam Hanlon | The Afternoon Advisor E5Jump just raised $80 million. Not because they built a better note taker — but because they're sitting on one of the most valuable data sets in wealth management.Liam Hanlon is the Head of Insights at Jump, where a team of PhDs and behavioral scientists from UPenn and UC Berkeley are analyzing hundreds of thousands of advisor-client conversations to figure out what actually drives success. In this episode, Liam shares what that data is revealing — about how advisors win and lose clients, why the best advisors make the worst coaches, and what the advisory profession is really going to l...
2026-03-2359 minThe Afternoon AdvisorTestimonials, AEO vs SEO, & Durable Growth w/ Andrew Johnson | The Afternoon Advisor E4Every advisor knows their clients love them. So why are so few using testimonials in their marketing?Andrew Johnson is the founder of Testimonial iQ — now FMG Testimonials, following a recent acquisition by FMG — and one of the sharpest minds in advisor marketing and compliance. In this episode, Andrew breaks down the state of testimonials three years after the SEC marketing rule changed everything, why the biggest firms are finally all-in, and what advisors need to understand about AEO before their competitors do.What You'll LearnWhere testimonials actually stand — FINRA...
2026-03-0926 minThe Afternoon AdvisorVideo Marketing for Financial Advisors w/ Nick Meyer | The Afternoon Advisor E3What does it actually take to grow your advisory firm with short-form video? We went straight to the source.Nick Meyer is the most followed CFP® professional on social media — 1.8 million followers, over 330 million video views — and the co-founder of Sage Content. He's worked with Fidelity, Discover, Ally Bank, TurboTax, and the Golden State Warriors. In this episode, Nate puts Nick in the hot seat with 15 questions every advisor wants answered about video marketing.What You'll LearnHow to get started — You don't need fancy gear. Here's the simples...
2026-03-0237 minThe Afternoon AdvisorCompliance, AI, & The Future of Financial Advice w/ Chad Gordon | The Afternoon Advisor E2Is compliance a "boogeyman" keeping you up at night as a financial advisor, or is it the secret to your firm’s reputation?In this episode of The Afternoon Advisor, Nate Hoskin sits down with Chad Gordon, founder of Sharp Archive and an RIA owner who is obsessed with driving "time spent on compliance" down to zero. They dive into the high-stakes world of SEC fines, the rise of AI-powered litigation, and why the future of financial advice is a 100% "collapse" into human relationships.In this episode, we discuss:...
2026-02-2451 minThe Afternoon AdvisorEmail Marketing Done Right w/ Patrick Di Cesare | The Afternoon Advisor E1Episode SummaryMost advisors hear “email marketing” and think “blast a cold list.” Patrick Di Cesare argues that’s the fastest way to burn trust in a trust-based industry. In this episode, Nate and Patrick break down a permission-based email funnel that turns attention into booked calls - starting with a lead magnet, followed by a pre-built email sequence designed to build trust, handle objections, and create qualified appointments. You’ll also learn what to send, when to send it, how long your sequence should run, and how to use AI witho...
2026-02-1637 min
THE VETERANS CLUB PODCASTOrley Pacheco: Marine Mindset for WealthJoin us as we welcome United States Marine Corps Veteran and Wealth Advisor,Orley J. Pacheco, MBA, SE-AWMA® on the Podcast.Orley J. Pacheco, MBA, SE-AWMA® is a Senior Financial Advisor who operates at the carrefour of Family Offices, Private Equity and Venture Capital helping principals grow, preserve, and together be great stewards of wealth. Financial sponsors, athletes, entertainers and their loved ones value Orley's ethos of honor, courage, and commitment for driving impact and being their trusted advisor at the deal table.Orley develops endearing relationships with multiple generations of the families he advises. Workin...
2025-11-171h 29
Wealth B-HersThe Family Love Letter: Turning Financial Planning into an Act of Love with Jennifer LeeHow do you prepare for life's biggest transitions —the moments when emotions collide with financial realities? In this empowering conversation, Dr. Felecia Froe sits down with Jennifer Lee, AIF®, AWMA®, founder of Modern Wealth and author of Squeeze the Juice: Live With Purpose, Then Leave a Legacy. With over 26 years of experience helping clients through divorce, loss, and retirement, Jennifer brings heart and strategy to the financial planning process. She shares why money is simply a tool, how to build trusted relationships with advisors before a crisis strikes, and why every family should write a "Love Letter," a simple yet...
2025-11-1250 min
HEAVY Music InterviewsMusical Equality And Sustainability With VICKI GORDONInterview by Kris PetersSince the Australian Women in Music Awards (AWMA) inception in 2018 almost 2000 individuals have been recognised with a nomination, with 1946 nominations from 2018 to 2024. Designed to provide an outlet to celebrate and reward women in the Australian music industry, AWMA has become a vital platform for recognising the vast contributions of First Nations and culturally diverse artists, musicians, technicians, photographers, journalists, leaders, artists with a disability and music practitioners from every corner of the sector.To be held on October 9 at Fortitude Music Hall in Brisbane, this year's ceremony features a spectacular line-up, including KATIE MILLER...
2025-09-1520 min
Financial Behavior Thought LeadersRetain and Gain Clients with Evan Beach, CFP®, EA, AWMA®[embed]https://youtu.be/UUdb833W9v4?si=BNIzGdgw0vYGDiBE[/embed]
In this episode of Financial Behavior Thought Leaders, Dr. Mary Bell Carlson welcomes Evan Beach, CFP®, EA, AWMA®, a nationally recognized wealth management speaker, author, and one of Financial Behavior Keynote Group’s exclusive speakers. Evan stands out in the industry not just for his engaging keynotes but for being a true practitioner—he continues to work directly with clients while bridging the gap between financial research and real-world application.
Mary and Evan dive into his signature keynote, “Retain and Gain: An Evidence-Based Client Communication Schedule to Maximize Referrals and Rete...
2025-08-1326 min
Stars and Stories: The Black Star Radio PodcastOpening the doors for Regional Women in MusicOpening the doors for Regional Women in Music.
It highlights everyone. That’s how Elly Hanlon described the Australian Women in Music Awards (AWMA) — an event that’s not just about performers, but about recognising every corner of the industry.
Whether you’re behind the scenes, from a remote town, gender diverse, multicultural, or First Nations — AWMA is for you.
Elly knows firsthand. As a 2022 regional delegate from Airlie Beach, she was given access to the full experience: the conference, the First Nations showcase, and the black carpet and she’s now part of the team...
2025-08-0203 min
Taming the Financial ChaosWhat Galileo Can Teach Us About AdviceIn this episode, we’re taking a little detour from the usual financial talk—because sometimes, the most powerful lessons come from unexpected places.We kick things off with a story about Galileo (yes, the telescope guy) and what happened when he challenged what everyone thought was true. It’s not just a history lesson - it’s a reminder of how easy it is to dismiss new ideas without truly listening. And honestly, we see a lot of that happening today.As financial advisors and as human beings, we all give advice, whether we realize...
2025-05-2714 min
Get Ready: Before Life Happens PodcastStart Sharing Your Money KnowledgeSend us Fan MailOn this episode of The Get Ready Money Podcast, I spoke with Nate Hoskin, Founder of Hoskin Capital and Co-Founder of N2 Content Marketing about changing the way we think about money and sharing our knowledge.In this episode we discussed:Ask your audience what they want to know.Establish yourself as a source of trust, most people don’t know what you know. Basic financial information is the most useful, and opens the door to more complex topics. Understand the true power of comp...
2025-04-1842 min
The Good Divorce® ShowWhat Does YOUR Money Story Look Like During and After Divorce? ft. Jennifer LeeIn this episode of The Good Divorce Show™, Karen McNenny speaks with Jennifer Lee, founder of Modern Wealth, about financial empowerment during and after divorce. They discuss the importance of understanding one's money story, facing financial realities, and the role of financial advisors in navigating the divorce process. Jennifer emphasizes the significance of assessing financial needs, the power of compound interest, and the necessity of temporary spousal support. The conversation also touches on the concept of divorce fatigue and the importance of creating a family love letter to communicate values and intentions regarding finances.About Jennifer Lee, AW...
2025-04-0339 min
435 Podcast: Southern UtahReal Estate Decisions in a Changing Economic MarketUnlock the complex world of Southern Utah's real estate market as we tackle the pressing issues shaping its current landscape. Have you ever wondered why some properties are skyrocketing in value while others seem to stagnate or even depreciate? We'll unravel these mysteries with insights into fluctuating home values, steady interest rates at 7.07%, and their impact on the pace of home sales. As St. George continues to grow rapidly, we anticipate a surge in activity by spring, driven by increasing inventory and demand. Prepare to gain a deeper understanding of how these trends might affect your next real estate...
2025-02-111h 03
The D ShiftExpert Tips for Divorce Financial PlanningWelcome to another episode of The D Shift. Today, we tackle one of the most emotionally charged aspects of divorce: money. Joining us is Jennifer Lee, founder of Modern Wealth, a Sarasota-based financial firm that specializes in helping individuals navigate life transitions such as divorce, losing a spouse, career changes, and retirement planning. Jennifer is also the author of the book "Squeeze the Juice: Live Life with Purpose, and Leave a Legacy." In this episode, Jennifer shares her expertise on why understanding your financial options is crucial before even consulting an attorney, common misconceptions about divorce finances...
2024-11-1425 min
The Pitch of Discontent185 - Weekly Roundup (07/10/24)📆 It’s a new month (and Mother of God, how is it October already?), so we’re kicking things off right with a brand new slate of glorious alternative tunes 📻 Owen & Paige quickly recap the recent AWMA controversy and important on-the-ground reporting before diving headfirst into scrappy prog bangers, Aussie alt-rock sing-a-longs, death metal skull-crushers, and much more 😎
To listen to Side B and get the whole show, subscribe to the TPD Patreon: https://www.patreon.com/tpdpod
Find Jamie-Lee’s original Substack piece here:
"Brothers for Sisterhood...
2024-10-0841 min
SBS NITV RadioAWMA encourages nominations for First Nations artists and practitioners for prestigious music industry award.Nominations for the fifth prestigious Australian Women in Music Awards (AWMA) open today (23 April) with categories spanning all music genres from rock to opera and the many behind-the-scenes roles vital to the Australian music industry.
2024-04-2309 min
SBS NITV RadioAWMA encourages nominations for First Nations artists and practitioners for prestigious music industry award.Nominations for the fifth prestigious Australian Women in Music Awards (AWMA) open today (23 April) with categories spanning all music genres from rock to opera and the many behind-the-scenes roles vital to the Australian music industry.
2024-04-2309 min
Show Your ReceiptsShow Your Receipts w/ Rodd Newhouse, Wealth Management AdvisorIn the latest episode of Show Your Receipts, Tony sits down with Rodd Newhouse.
As an Accredited Wealth Management Advisor (AWMA®) and Sports and Entertainment Accredited Wealth Management Advisor (SE-AWMA™), Rodd possesses the specialized knowledge and skills to capitalize on opportunities that align with his clients' unique financial goals. He is dedicated to providing a goals-driven experience that seamlessly integrates financial planning and investment strategies, ensuring a holistic approach to wealth management.
Rodd's background speaks volumes about his commitment to excellence. With over 20 years of experience in the sports industry and a deep understanding of inv...
2024-04-1058 min
Taming the Financial ChaosAI Can Do a Lot...Except Determine Value.We're picking up where we left off in our AI discussion on episodes 4 & 9. If you haven't listened to episode 9, it leads right into what we're talking about in this podcast.If you think about it, AI is great at being task-oriented, but not so great at determining value. We've seen this play out in several examples that I've included in this podcast. (Anyone remember Michael Cohen using Google Bard instead of Google Search??)The bottom line is that when it comes to artificial intelligence and decision-making, you likely want to use a service that can...
2024-02-1223 min
Taming the Financial ChaosCompetitive Investing: No One's a WinnerIn this podcast, I'm discussing a blog post that dives into what I call competitive investing.If you find yourself comparing your investments with someone else's...this podcast and blog should resonate with you.Let's talk about why comparing your needs and wants with the goals of others will likely not give you the retirement YOU really want and why it's impossible to determine a winner in this "game."Securities and financial planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Principles of Financial Planning and LPL Financial are separate...
2023-12-2108 min
Taming the Financial ChaosAI: Should You Trust Financial Decisions to Something That Can't be Held Accountable?Welcome to a continuing discussion about AI!We addressed AI in a previous podcast and how it relates to robo-advisors; in this episode, we're looking at the story of the Air Force drone simulation that could have potentially killed its operator*. This scenario leads us to this question: Should we entrust decisions to something that we know is not perfect and cannot be held accountable? That's what we're unpacking today.(*This story has been reported as false by some media outlets. CLICK HERE to read the story I refer to in...
2023-12-1415 min
Taming the Financial ChaosIs ESG Investing Really the Solution We've Been Promised?Is ESG investing the right solution for the problems we’re experiencing globally? And is it possible that this “solution” can cause adverse effects?In our ESG series, we’ve covered the cost of ESG investing – now we’re looking at the potential benefits and results.We’re also looking at real-world examples of how companies are being evaluated and compared – what makes one company “Brown” and another company “Green”? Is it a fair comparison? And what’s the trickle-down effect on the consumer?While the concept of ESG investing seems like a no-brainer that everyone s...
2023-11-0118 min
Taming the Financial ChaosGreenwashing, Fees, and Risks: Another Look at ESG InvestingIn our first episode on ESG Investing, we took a look at what it is and the complications that can be involved.Now we're looking at ESG investments and things to take into consideration should we choose to move forward with this type of strategy. We will have a special focus on greenwashing and the potential impact on fees that might be involved. We're also looking at some of the risks involved.Bottom line: When it comes to investing, it pays to do your research and/or work with a professional who can help you...
2023-10-0123 min
Taming the Financial ChaosESG Investing: Is it really what it says it is?ESG Investing: What is it? How effective is it REALLY? We’re putting ESG Investing under the microscope without venturing into politics – yes, that IS possible!While it might seem that ESG Investing is pretty cut and dry – they’re not polluting the planet so I should invest in them – that’s actually not the case. Currently, there are over 140 firms in the US alone that have different scoring systems for evaluating ESG investment opportunities. So, how can that be anything but subjective?Could ESG Investing be the right option for yo...
2023-09-0126 min
Taming the Financial ChaosMan vs. Machine: How Automated is AI?Technology brings wonderful benefits…and some drawbacks. Today we’re looking at the tasks that machines can complete and where human reason and thought puts information into context.Artificial intelligence (AI) is all over the news today. While you might think that technology is fully automated, we’re looking at how humans still have their hand in AI.Why is this important? Before you consider working with a robo-advisor…listen to this podcast. You can also access the blogs about this topic here:Robo...
2023-08-0118 min
Chamber NeighborsMeet Gabriel Penfield - Relational Wealth ManagementIn this episode is a fascinating talk that weaves personal growth and professional development. Meet Gabriel Penfield!
Gabriel Penfield is an entrepreneur and business leader in the Midlands. He has several pending projects for Chapin as he continues to provide value to the community. Relational Wealth is the platform from which Gabe has launched several other beloved businesses, including Tribal Coffee, Parking Lot King, and Maverick's Cigars, among others. Gabriel is a mentor and community connector who seeks to make a difference in lives through a consultative approach.
He began his career in the financial...
2023-07-2123 min
Taming the Financial ChaosHow Resilient Are Your Finances?How quickly could you tell me the impact of these purchases on your finances:· A $10m mansion at the beach?· A cup of Starbucks coffee?· A home improvement or new car?People tend to freeze on that third question because we don’t know how resilient our finances are.We’re discussing how planning involves measuring, defining the problem, and finding solutions. This involves something that many people aren’t comfortable with: being vulnerable.At Principles of Financial Planning, we use what’s called a Slac...
2023-07-0120 min
Taming the Financial ChaosHow CONDITIONS Can Affect Our Financial OutcomesIn our last podcast, we discussed how uncertainty and chance can affect our financial planning. Now, let's talk about how the conditions around our circumstances can also play a significant part.We know where we want to be when it comes to retirement...but how do we get there? Something to consider is the 6 Principles of Financial Planning outlined by yours truly in this podcast!Securities and financial planning offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Principles of Financial Planning and LPL Financial are separate entities. FOLLOW PRINCIPLES O...
2023-06-0234 min
Freelance Finance FixTax-Free Rental IncomeAre you aware you can rent out your home for tax-free income? That’s right—for freelancers, solopreneurs, and small business owners who love to travel, renting your property might be an excellent way to earn tax-free income. In this episode, Alex covers what the Augusta Rule is and how to take full advantage of renting your home for tax-free income, along with details about Section 280A. In this episode, you’ll also hear: How the Master’s Golf Tournament changed short term rental rules Tips for taking advantage of the Augusta Rule...
2023-05-3009 minFreelance Finance FixTempted by High Interest CDs? Here's How to Protect Your Financial FutureHave you noticed more banks enticing you with higher rates? Higher rates generally mean higher savings but there’s no guarantee to how long this seemingly win/win situation will actually last. In this episode, Alex shares why banks are offering high rates and why you should review your long term financial goals before making any changes to your current investments. In this episode, you’ll also hear: Why banks are pushing longer term investment offers Inflation as a benchmark for financial planning Long-term power of compounding and equity market’s...
2023-05-2311 min
Taming the Financial ChaosHow Much Control do You REALLY Have Over Your Finances?Have you ever wondered how much of financial planning we can control...and how much is left to chance?Principles of Financial Planning Advisor Matt McCoy, CFP®, CRPC®, AWMA® digs into control as it relates to your finances, discussing one key question: Do we really HAVE control?In this podcast, we look at chance, conditions, and how experience influences our financial choices. Many things can affect our financial planning, and it's essential to understand how each element interacts with the other.Ready to tame the financial chaos in your life? Let's get started.
2023-05-1739 minFreelance Finance FixCommon Questions about Home Office DeductionsOur last episode, “Are You Maximizing Your Home Office Deductions?”, focused on home office deductions and details about Form 8829 Expenses for Business Use of Your Home. Be sure to review IRS Publication 587 and make sure you're using the most advantageous calculation when determining the business use percentage of your home. In this episode, Alex answers the most common questions about home office deductions to ensure your claim is as legitimate as possible. In this episode, you’ll also hear: Which spaces in your home qualify for deductions Storage use and exclusive use by busine...
2023-05-1612 minFreelance Finance FixAre You Maximizing Your Home Office Deductions?Although the April tax deadline has passed, now is a great time to review your return to ensure you’re maximizing your home office deductions. In this episode, Alex dives into home office deductions, different ways to compute your home office use, and what to know about Form 8829 Expenses for Business Use of Your Home. In this episode, you’ll also hear: What constitutes a business use area in the home Gross square footage and usable square footage calculations Getting the most out of your home office deduction Must...
2023-05-0912 minFreelance Finance FixQuarterly Tax Payments SimplifiedOur previous episode, “A Freelancer’s Guide to Quarterly Tax Payments,” covered the basics of estimated tax payments and avoiding underpayment penalties. In this episode, Alex discusses safe harbor provisions and determining your estimated tax payment. Be sure to check out Publication 505 by the IRS to learn more about estimated tax withholdings and safe harbor provisions. In this episode, you’ll also hear: Benefits of safe harbor provisions for non-W2 income earners 90% accuracy for estimated payments and paying 110% of prior year taxes Pro-tips for making estimated payments as a freelancer or...
2023-05-0210 minFreelance Finance FixA Freelancer’s Guide to Quarterly Tax PaymentsYou might be mistaken if you’re a small business owner or freelancer and think you only have to pay the IRS once a year. Estimated tax payments only apply in certain states, so review your local tax laws to avoid any penalty. In this episode, Alex breaks down what estimated tax payments are, who has to pay them, and how to pay them on time, and shares some insight to keep clear of paying the IRS more than is absolutely necessary. In this episode, you’ll also hear: Avoiding underpayment penalties Pay-as...
2023-04-2513 minFreelance Finance FixMost Common 529 QuestionsOur prior episode, “529 Plans are for More than Education” highlighted that the traditional 529 College Savings plans are set for big changes. While 529 accounts used to be where parents and grandparents invested money to fund the next generation's higher-level education costs like tuition, the Secure Act 2.0 includes provisions that if unused, this money can be rolled into a beneficiary’s Roth IRA. There are restrictions and rules that must be followed, but listen to the Freelance Finance Fix Episode 13 for all of the details. In this episode, Alex addresses 8 of the most common 529 plan questions and answers and shares...
2023-04-1813 minFreelance Finance FixHow to Use a 529 College Savings Plan for More than EducationTraditionally, 529 accounts have been an option in which savings could be accumulated and invested toward the purpose of funding a loved one’s education expenses. Money can be set aside in the 529 plan as a lump sum or over time, invested in the markets, and grow tax free. The real beauty and benefit of a 529 education savings plan is typically realized when the beneficiary uses the money and all its tax-free growth on qualified education expenses. But now, thanks to new legislation, the savings and growth from this investment can potentially be rolled into a Roth account.
2023-04-1112 minFreelance Finance FixHow Much Tax Would I Owe if I Sell My Home?If you’re planning to sell your primary residence or an investment property, you might qualify for certain options to get the most out of the transaction while saving money on your tax bill. In this episode, Alex details 5 important things to know about how selling your home impacts your taxes. In this episode, you’ll also hear: Understanding capital gains tax vs. ordinary income tax Benefits of Section 121 or a 1031 exchange Why it’s important to review your home’s title Must-listen moments: [00:02:30] If you have receiv...
2023-04-0411 minFreelance Finance Fix10 Situations Where a Roth Conversion Doesn’t Make SenseAlthough Roth IRA conversions offer many financial benefits, they can also create financial woes if converted too soon or if tax filings aren’t managed properly. In this episode, Alex shares 10 scenarios where it’ll pay to think twice before executing a Roth conversion. In this episode, you’ll also hear: How Roth conversions impact income benefits and taxes Recognizing Roth conversions do not have a limited time window Why age doesn’t matter for Roth conversions Must-listen moments: [00:03:28] Often, a mistake with Roth conversions or contribution...
2023-03-2811 minFreelance Finance FixHow Wealthy People Get More Tax-Free GrowthDo you think you make too much money to contribute to a Roth IRA or that you’ve out-earned your eligibility for a tax-free growth? You might be surprised to learn you can still take advantage of a Roth account regardless of your income. In this episode, Alex outlines who is eligible for Roth conversions and makes suggestions for when and how to do Roth IRA conversions. In this episode, you’ll also hear: Roth contribution vs. Roth conversion Tax implications of Roth conversions Multi-year strategy and goals for Roth co...
2023-03-2112 minFreelance Finance FixFunding a Freelance Lifestyle with an Old 401KDid you know an old 401K might hold the key to funding your new business or, at the very least, could save you thousands in taxes? For big tech employees or those with employer stocks that have performed tremendously well, it’s worth researching how net unrealized appreciation, or NUA, might impact your financial plans. In this episode, Alex reveals what Net Unrealized Appreciation is, its unique advantages, and who might benefit from this little-known tax strategy the most. In this episode, you’ll also hear: 2 advantages of using the Net Unrealized Appreciation tax tre...
2023-03-1411 minFreelance Finance FixDo Bonds Belong in Roth?No one likes leaving money on the table, especially when it’s thousands of dollars. Unfortunately, you could be at risk of doing just that if you’re unintentionally holding bonds inside a Roth account. In this episode, we highlight the differences between Roth accounts, bonds, and why it’s necessary to make sure your investments are where you need them to be. In this episode, you’ll also hear: Why we love the long term, tax-free growth Roths offer Benefits of holding bonds and other conservative investments Understanding risk toler...
2023-03-0712 minFreelance Finance Fix7 Things for Freelancers to Prepare For Tax SeasonApril 18th is rapidly approaching so now is the time to review your 1099s and financial accounts to make filing your taxes as easy as possible. In this episode, Alex covers 7 things you need to know about filing your taxes as a freelancer or solopreneur to avoid costly surprises and penalties. In this episode, you’ll also hear: Why it’s better to review everything vs. rush to file your taxes Double-checking for commonly missed deductions How increasing interest rates impact your tax filing Must-listen moments:
2023-02-2812 minFreelance Finance FixGifting Without a Paper TrailEvery year brings the opportunity to take advantage of the annual gift tax exemption to non-charities when filing taxes, but many don’t understand the gift tax limit or its benefits. In this episode, Alex explains the annual gifting limit, how to increase your 2023 gifting limit from $17,000 to potentially $68,000, and why it’s important to plan your gifts. In this episode, you’ll also hear: Defining what the IRS considers a gift Common misunderstandings about the annual gift tax exemption Suggestions for creating a gifting plan and what forms are required for gifts Must-liste...
2023-02-2113 minFreelance Finance FixThe Power of an HSA Part 2As mentioned in Part 1, health expenses and rising health insurance costs can quickly derail even the best laid financial plans. An HSA account is a solid planning tool to help freelancers mitigate risk and navigate unexpected expenses. In this episode, Alex discusses the final 5 attributes of an HSA account and why it’s beneficial to have this dedicated financial bucket available. In this episode, you’ll also hear: Selecting an HSA custodian and planning for future retirement Short term vs. long term HSA investing strategies Keeping receipts for future reimbursements and HSA tax filing process ...
2023-02-1411 minFreelance Finance FixThe Power of an HSA Part 1Health savings accounts, known as an HSA, are growing in popularity and for good reason. Health insurance plans seem to get more expensive every year while offering less coverage. In this episode, Alex sheds light on 6 key attributes of an HSA account and why it’s a powerful planning tool that freelancers should evaluate and consider utilizing in their financial strategy. In this episode, you’ll also hear: Triple tax benefits of using an HSA account Understanding HSA eligibility requirements and contribution limits How HSA funds never expire, gap year benefits, and what counts as a me...
2023-02-0711 minFreelance Finance FixRoth IRA Features That Benefit FreelancersHaving an emergency fund is non-negotiable for freelancers. Even with the most meticulous tax planning and retirement strategies in place, unpredictable expenses can occur at any time. In this episode, Alex dives into the most overlooked benefit of having a Roth retirement account and three things freelancers should know about using Roth accounts. In this episode, you’ll also hear: Common misconceptions about Roth IRA withdrawals Understanding which documents to keep for tax purposes How a Roth account provides income flexibility year over year Must-listen moments: [00:00:50] The world and your business...
2023-01-3109 minFreelance Finance FixHow Freelancers Retire WealthyDid you know 401K plans are not limited to employees working for large companies? If you’re a freelancer serious about planning for your retirement, optimizing your tax strategy, and have extra cash available, opening a solo 401k might be your next move. In this episode, Alex shares what freelancers need to know about solo 401Ks and why you should talk with a financial advisor about getting one started. In this episode, you’ll also hear: Benefits of a solo 401K for freelancers 2 key components to understand about solo 401Ks Advice for calculating employer contribution...
2023-01-3109 minFreelance Finance FixOnline Banking For FreelancersWould you switch banks for an extra 30K? Yeah, me too. This all begins with a simple question: Are you getting a good rate of return for the money in your savings account? Chances are your bank isn’t working hard enough to keep your business, and you’re missing out on money that requires little effort to earn. In this episode, Alex breaks down why it’s time to check how much your current savings account is paying you and 3 critical areas to pay attention to when making a banking change. ...
2023-01-3108 minFreelance Finance FixWelcome to Freelance Finance FixHosted by Alex M. Lynch CFA®, AWMA®, this show teaches six-figure freelancers and solopreneurs like you how to: Hack your money to further your financial independence, lower your tax bill, invest smarter, and optimize your finances. Freelance Finance Fix was created by money nerds who love researching, optimizing, and diving deep into all things financial. We are passionate about helping freelancers find unique and exciting opportunities available to them that are not available to the traditional 9-5 crowd. So grab your favorite beverage and listen in for some money tips, all in the amount of time it tak...
2023-01-1602 min
The Next-Level Income ShowEP. 98 | Is Multi-Generational Legacy Planning for You? with Christian Allen and Rod ZabriskieHIGHLIGHTS OF THE EPISODE00:01 - Episode sponsor: Money Insights Investment Optimizer Strategy00:40 - Guest introduction: Christian Allen and Rod Zabriskie03:44 - The framework for working with high-income earners04:11 - Generational legacy planning05:28 - The Investment Optimizer, other strategies, and premium finance08:37 - Cash-value life insurance as an asset11:54 - Capital Avalanche13:00 - Who is this strategy for? Who should start to think about these things?16:41 - Who takes over the premium payments?19:31 - Perpetual family banking27:58 - New book by Christian, Rod, and Chris: “Money Insights for Sa...
2022-04-2629 min
Real Money TalksTeach Your Kids Young & Take The Stress Out of MoneyToday, I am joined by Chad Willardson, the founder of Pacific Capital, and entrepreneur investor to talk about how to teach your kids about money.Our kids are always watching - and even when we aren't talking to them about money they are learning by watching what we do. For this reason, the money talks conversations need to start when they are young.There are a multitude of tools that can be used even with our youngest children. Listen in to hear some of the when, how, and why of teaching our kids financial planning...
2022-03-1826 min
The Engineering Student Experience PodcastEpisode 25 - Engineering at an Air Quality AgencyIn this episode, Paul explores what it's like to be an engineer at an air quality agency by interviewing Dr. Simin Mehrabani, who works at the South Coast Air Quality Management District (AQMD). The South Coast AQMD is a government agency responsible for improving the air quality for over 15 million people in Los Angeles, Orange, Riverside, and San Bernardino Counties.
Simin received a Ph.D. in chemical engineering from the University of Southern California, and currently is a Senior Air Quality Engineer for the South Coast AQMD. In this role she supervises a team of air quality...
2022-01-2846 min
Sex, Drugs, and JesusEpisode #29: Money Management, the Beauty of Being The Black Sheep and Embracing Transgender Siblings with Jacqueline Schadeck CFP®, AWMA®, AuthorSend a text INTRODUCTION:Jacqueline Schadeck is a CERTIFIED FINANCIAL PLANNER™ professional who partners with individuals and families to help them gain financial clarity. She believes that people need comprehensive financial guidance in order to make the best decisions, and she has a passion for helping clients achieve financial success.Jacqueline has been asked to contribute to numerous media outlets, including CNBC, MarketWatch, Atlanta Business Chronicle and many more. Any given week, you might find her leading financial education presentations to a local AARP chapter or explaining the tax code at a...
2021-12-1750 min
You & Your MoneySmart Ways to Give to the Causes You Care AboutLearn smart financial strategies to maximize the impact you can make on the causes you care about, from WHZ Principal/Managing Partner and Chief Goal Strategist Jim Zahansky, AWMA®.- Subscribe to the You and Your Money podcast- Follow us on Facebook, Instagram, LinkedIn and YouTube- See how we can create a tailored financial strategy to help you live with Absolute Confidence, Unwavering Partnership, For Life: whzwealth.com
2021-12-1612 min
Women Thriving in BusinessWealth Management for All of Us | Kaitlyn Carlson"Financial independence is paramount. My mom always says that when a woman is financially independent, she can live life on her terms." — Priyanka ChopraBeing a woman in a male-dominated field, like finance, is a challenge like no other. It requires courage, passion, and mental toughness to overcome stereotypes and challenge the status quo. At some point, you may realize that entrepreneurship provides the best opportunity for true industry transformation. My guest, Kaitlyn Carlson, recognized the inequity of working with over 300 wealth management clients, and none being women or people of color. That realization sparked a mission and...
2021-12-0843 minYou & Your MoneyGifts That Help Loved Ones Live WellStruggling to find the perfect gift? Listen as WHZ Principal/Managing Partner and Chief Goal Strategist Jim Zahansky, AWMA® shares two gift ideas that could be life-changing for a loved one and offer financial benefits for you, too. Read more: whzwealth.com/gifts-help-loved-ones-live-well-and-offer-tax-advantages-tooSubscribe to the Fearless Flyer:Build the financial confidence to pursue all your life's goals fearlessly with WHZ's monthly newsletter: whzwealth.com/fearless-flyer- Subscribe to the You and Your Money podcast- Follow us on Facebook, Instagram, LinkedIn and YouTube- See how we can crea...
2021-12-0623 min
Três VassourasS01E10 — A Pedra Filosofal — O Dia das BruxasOlá, seja muito bem vindo, seja muito bem vinda, para mais um episódio aqui do Três Vassouras!
E para o episódio de hoje, Thiago, o vulgo Jhames, e Helô, falam finalmente sobre quadribol, a guerra de Troia, e qual a melhor maneira de nocautear um trasgo montanhês adulto. Tudo isso e muito mais na análise do capítulo de hoje, "O Dia das Bruxas"!
Já é Halloween, carai!
Episódio "Radio Oslo Indica 03 - Sick Note": https://open.spotify.com/episode/2iLoIy9iKVxwvczMDYtsMj?si=vbYlPtH7QJepZ-OcB_AWmA&dl_branch=1...
2021-10-1444 min
When Passion Meets ProfitWealthy Women Make a Difference with Kaitlyn CarlsonI'm excited to introduce you to my guest today Kaitlyn Carlson. Kaitlyn is the Founder & CEO of Theory Planning Partners, a concierge financial advisory firm designed for 7-figure female entrepreneurs. Before launching Theory Planning Partners, Kaitlyn spent the majority of her career at UBS Financial Services, Inc., where she held roles in the South as well as the Northeast. There, she developed more than 300 financial plans for clients with assets ranging from $500,000 to $1 Billion. Subsequently, she became an advisor on a private wealth management team that managed over $600 million for a few dozen families. Her car...
2021-09-2935 min
Da Realist Radio ShowSeason 4 EP 5 Interview w/ Rodd NewhouseRodd Newhouse is a Wealth Manager with 44 Management and focuses on managing wealth for private clients with a concentration on sports and entertainment professionals. He holds an Accredited Wealth Management Advisor (AWMA®) designation which allows him to help his clients capitalize on opportunities to preserve, grow, and transfer their wealth. Listen now! For more Follow and Listen @darealistradioshow Hosted By: @glopez214 @zstarrockproductions
2021-08-2947 min
Thought and ActionMarket Musings with Scott PooreOn this episode of the Podcast we have our market musings update with Scott Poore, AIF®, AWMA®, APMA® of Eudaimonia Group. Erik and Scott discuss the market’s reaction to good and bad news, the “C word” (CoVid), and what exactly the Fed is and why their minutes move the market.
2021-08-2517 minThought and ActionMarket Musings with Scott PooreOn this episode, Erik R. Flegal and Scott Poore, AIF®, AWMA®, APMA® talk through bonds, inflation causes and Covid expectations on the market.
2021-08-1019 min
Jon Mallia PodcastEp 020 ma' Neil AgiusWaħda mil-ftit affarijiet li dan il-ġens kapaċi jaqbel dwarha hi li Neil Agius huwa leġġenda ta’ żmienna.
Din hija ħarsa fil-qosor lejn il-poddata tiegħi miegħu, miġbuda ftit jiem wara li kiser ir-rekord dinji għall-itwal għawma f’baħar miftuh.
Il-mistieden issibuh fuq https://www.facebook.com/neilagius.official jew https://www.neilagius.com
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2021-07-292h 01Thought and ActionMarket Musings with Scott PooreToday's podcast episode, Erik R. Flegal and Scott Poore, AIF®, AWMA®, APMA® talk through recent movements in the market and some reasons for their cause. It truly highlights the difference between short term and long term investment horizons.
2021-07-2913 min
Thought and ActionMarket Musings with Scott PooreToday's podcast episode, Scott Poore, AIF®, AWMA®, APMA® - Chief Investment Officer of Eudaimonia Group, discusses with Erik R. Flegal the dip and correction in the last two weeks, inflation expectations and opportunities (with and without an infrastructure deal).
2021-06-2821 min
Here We Grow Show With Your Host Michael FoguthEpisode 76: What You Need To Know About Inflation, and How it Impacts Your RetirementEpisode 76 of the Here We Grow Show. This week we're talking to Ed Harris, Financial Advisor, AWMA. Ed joined Foguth Financial Group a few years ago and has helped 100's of clients align their goals with their retirement. Ed is also an established author. His most recent book is titled Mountain Climbing Money.
Topics covered:
Inflation
Inflation stats
Inflation effects
Where to go for advice
What to look for in a financial advisor
*Attend One Of Our Free Workshops:
https://foguthfinancial.com/workshops/
*Foguth Financial Group (FFG) website:
2021-06-2729 min
62 Who Knew62 Who Knew ?!? Ep 10162 Who Knew 62?!? Episode 101Three weeks ago, Mr. Steven Sless Guest Hosted the show and broke our viewership record!!!His topic was “grey divorce.” Divorce rates in the Baby Boomer Generation are on the rise and it is becoming a very serious subject with which many families must deal with.Tonight’s topic is how we can ease that transition on borrowers entering, or who have already entered, the retirement portion of their lives.This is 62WhoKnew at its best!Well tonight, we bring him back as my guest, and on...
2021-06-0258 min62 Who Knew62 Who Knew ?!? Ep 09962 Who Knew 62?!? Episode 99Silver or Grey Divorce statistics on the rise.Tonight's topic is how we can ease that transition on borrowers entering, or who have already entered, the retirement portion of their lives. This is 62WhoKnew at its best! Tonight's topic is: Easing The Financial Difficulties of Divorce Jamie Hopkins Esq., LLM, CFP®, ChFC®, CLU®, RICP®Managing Director at The Carson Groupwww.CarsonGroup.Com Nancy Hetrick, AWMA®, CDFA®Founder & CEO of Smart Divorce Solutionsw...
2021-06-0257 min
Here We Grow Show With Your Host Michael FoguthEpisode 70: It's not what you earn, It's what you keepThis week, guest hosts, Financial Advisor, Ed Harris, AWMA and Investment Advisor Representative, Brad Vey discuss pandemic employment struggles alongside how to navigate and understand stock market swings and the silicon valley stock market environment!
2021-04-2729 min
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