Shows
Slice Home BuyersThe Mortgage Man's do's and don't's for first home buyers with Aaron Cattell I S2E28This Slice weekly episode, Amy is joined by Aaron Cattell 'The Mortgage Man', a Financial Advisor and First Home Mortgage Expert. Aaron shares his journey of property investment, home ownership and his various professional endeavours. This episode is filled to the brim with market insights, tips for first home buyers and considerations for getting into property investment.
Check out our FREE Home Buyers Software.2024-05-1439 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#73; How To Build Your First Home (& get finance for it) with Steve from Classic BuildersShould you buy or build your first home?
Before you answer that, it would be important to under the process and costs of building a property. That includes how to finance it from the bank.
Because things are a little different.
There is more than one option, but usually, it's a turnkey option or a progressive option. If you don't know what those terms mean then you neeeeeed to listen to this podcast.
And if you know what those...2023-12-1422 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#72: How To Sell Your Property For The Best Price w/ Rachael Bridger from HarcourtsWant to sell your property soon?
Is now a good time to sell? How do you get the best price?
Is it best to list via auction or negotiation?
Completely renovate your house or leave it as is?
All these questions are useful, and I didn't know the answers so I decided to ask someone who does know the answers, and the person is Rachael from Harcourts.
Have a listen, and let me know...2023-08-2916 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#71; Open Homes & Auctions: What to ask & look for. w/ Rachael Bridger from Harcourts.Open homes are scary - and auctions even more so.
What can you do at open homes to give you a bit of an advantage over everyone else? What can you ask, & what are you supposed to look for when going through a stranger's home that you like?
In this episode, I pose these questions and many more to Rachael from Harcourts as we discuss the open home process as well as the buying-at-auction process if you really like a home. How do you win the auction and what...2023-08-2917 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#70- Capital Gains Tax & Interest Deductibility. Do You Need an Accountant? with Anthony Appleton-TattersallDo you need a property accountant? Probably - With guest speaker Anthony Appleton-Tattersall, my accountant.
Property tax is becoming alot more complex with all the changes, so whether you think having a property accountant is worthwhile depends on a few things.
And in this episode, I speak with my accountant on a few of those topics, including
- Capital Gains Tax
- Brightline
- Trusts (do these really save you tax?)
- Interest Deductibility changes
2023-06-2329 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#69: Getting A Lawyer For Your First Home & BeyondBuying a home is a big deal.
It's a lot of money, and most of it isn't even yours.
So you want to make sure it's done right. A big part of that is getting a lawyer to check the contract and property documents for you; and of course faclicate the purchase and any other issues that pop up.
This week I talk to Adam from NZ Legal to explain at what stage a lawyer should be involved and all of the other things...2023-05-2416 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#67 Surprise! Inflation is not as bad as we thought!Surprise! Inflation is not as bad as we thought! Finally some good news - but does this mean interest rates are coming down?Not quite- but at least things are slowly turning around which hopefully means they won't go up any further. But we will see what the next OCR announcement holds as the OCR is more closely linked to mortgage rates than inflation. We discuss when we think this will happen and what the current interest rates are in today's podcast. And then once you have decided it is time for a chat to ta...2023-04-2110 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#66; Bank Collapse; What Happens To Your Mortgage, KiwiSaver & Savings?With all that is going on overseas, bank collapses, bailouts, and general uncertainty we are getting a lot of questions about this topic.
What happens to my savings if the bank collapses?
What about my mortgage?
Is my KiwiSaver safe?
For each question there is a very different answer.
And realistically what is the chance of a bank in NZ collapsing?
Listen in and let us know what you...2023-03-2516 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#65; Three MASSIVE Property Red Flags & How To Overcome ThemSometimes there will be property features that you will love.
Other times not so much, and even more so there will be times when alarm bells go off.
So should you walk away or can you turn these red flags into opportunities?
- Mono plaster cladding properties.
- Unconsented works
- Leasehold titles
Have a listen and let us know what you think!2023-03-0316 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#64- Deep Dive on Revolving Credit & Offset Savings AccountsA complicated topic, but worthwhile, especially now as the 1-year interest rates and the floating rates are quite similar.
Done correctly, a revolving credit or offset savings account can save you $100,000's on interest repayments.
In this episode, Ant and I go through who these accounts are best suited to, and how to maximize these products.
We also talk about the differences between them at different banks.
It's worth the listen just to see if this will help you. Then talk to us to see which way is best for you.2023-02-1912 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#63 Inflation is still up but Interest rates going down?!?!Last week the inflation report came out and while it wasn't exactly what we wanted, it's still going to impact the housing market.
Ant and I have been going over the numbers and want to share our thoughts with you. We're breaking down how the inflation report will affect house prices and interest rates in the near future.
This week has been a little crazy in the mortgage world, with some banks raising rates and others lowering them. But, the good news is that long-term rates are now lower than short-term rates. This means that...2023-02-0313 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#62; Jacinda Resigns! What Does This Mean For Property?Well, that was unexpected.
Jacinda resigns.
What does this mean for the future of the property market, first-home buyers, and the rental market in New Zealand?
I think the biggest effect this is going to have is now it drastically decreases the chances Labour has winning the next election, thus meaning National is likely to get in.
And for that, there are some clear policy differences- listen to this podcast as Chris & I dissect them. 2023-01-2612 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#61 - Should You Buy in 2023?Welcome to 2023...
First let's talk about the elephant in the room: interest rates and house prices. Yes, they are currently on the rise and the market may seem a bit daunting. But don't let that discourage you. Rather let it be a warning. Some people would say buying now is risky.
And it is.
If you don't know what you are doing.
But take some comfort in this- seasoned property buyers are buying now because things are cheaper than before, 20% cheaper in some areas. And although you might think house prices...2023-01-1913 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#60 - Property Predictions For 2023As you start to unpack what a crazy year we've had in 2022 you might be thinking what on earth is going to happen in 2023?
You'd be right to wonder if 2023 is going to be even more unpredictable than this year we've just had.
We've had these same thoughts in the office so decided to do a podcast on it.
Firstly we recap what happened in 2022 then dive into what our predictions for 2023 will be.
How much higher will rates go up before they start to come down?
When will...2022-12-3012 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#59 - Do You Need Mortgage Protection Insurance? (& other ways to protect your wealth)It's never nice to talk about, but sometimes serious illness, accidents or death happens.
In those situations, most people do not want to have to sell their homes to pay the bills or mortgage if one person can no longer work.
That's where mortgage protection insurance can help. But do you actually need it?
Today, Anthony & I discuss this and other potential insurance products to protect your assets.
We also talk about other ways to protect your wealth if you and your partner were to separate; again this is something that...2022-12-1614 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#58 - Fear Of Messing Up? Here's the most common fears of buyers, and how to fix them.Fear of losing your deposit if the developer goes under?
Fear of buying a house that's going to leak or fall over?
Fear of overpaying in this market?
Fear of rates increasing so much you can't afford them?
Fear of the home value decreasing the day after you buy?
A lot of fearful thoughts..
But no worry..
We are here to save you- hopefully.
Chris and I cover why these thoughts, although quite normal, should not stop you from buying your first or...2022-12-0918 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#57 The Bank Of Mum & Dad; Should You Use Them?The bank of Mum and Dad has become the 5th largest home loan lender in New Zealand, with an estimated $22.6 billion being loaned out to family members to help them get into a home.
But not everyone has this as an option to them..
Maybe, a sibling or friend can help instead.
Either way, there are some benefits and negatives to using family or friends as a bank
And there is a lot more information you should know before accepting a gift from someone..
Things like:
...2022-12-0114 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#56 - OCR Up 0.75%; What it means for youThe OCR is up again, and this time a massive 0.75 jump. The biggest jump we've had.
Should you care?
Yes; especially when you hear The Reserve Bank say things like "we are trying to purposely put NZ into a recession"
This podcast is quite sobering, but we do give you tips on how to get out the other side.
If there is only one thing you learn by listening it is this; stop spending money you don't have and start saving more than you think you need. 2022-11-2415 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#55 Negative Equity; What is it & what to do about itNegative equity is a term most of us haven't heard in a while but is becoming a real possibility for some homeowners, especially those that brought in the last 12-18 months.
But what exactly is it?
Negative equity is when the property you own is worth less than the mortgage you owe against it.
For example, you buy a property for $ 1.2 million, your mortgage is $ 1 million but then the house price drops to $900,000 - you now have $100,000 of negative equity.
Is this a problem?
Not really - only if...2022-11-2115 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#54 Is Going Interest-Only A Good Idea?As interest rates go up, mortgages get more expensive and you might have heard about "going interest-only".
What exactly does that mean?
First off, your mortgage is usually split into two parts;
The "principal" which is the actual amount you borrowed or the loan itself. So when you pay off the principal the mortgage amount you owe actually decreases.
And the "interest" which is the cost of borrowing money from the bank.
If you were just paying the interest-only portion but not the principal then your weekly cost will...2022-11-0917 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#53 Are The High Interest Rates Cancelling Out Any House Price Drops?We always hear "I'm going to wait until house prices drop before I buy"
The problem is, that for house prices to drop, the cost of money has to go up. The cost of money, also known as interest rates are the highest we've seen since 2008.
Does this higher interest rate cancel out any house price drops?
We've done the maths and although it does in some cases, it's pretty clear that there is not one size fits all and there are some very clear takeaways in this current market situation.
...2022-11-0414 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#52 - A Deep Dive Into KiwiSaver With A Specialist AdviserThis week's episode talks about the very first step of the mortgage process. KiwiSaver...
Getting this right or wrong can be the deciding factor of "when" you buy your first home.
Are you making the correct contributions?
Are you in the correct fund?
Are you with the right provider?
All of these questions have specific answers for your own situation. It is certainly not "one size fits all" when it comes to KiwiSaver.
We deep dive into all of this and the reasons why your KiwiSaver balance...2022-10-3120 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#51 - Should You Listen To Your Parents Advice?Should You Listen To Your Parents Advice?
The rebellious teenager inside you screams no...
But you are no longer a teenager and some of the advice parents give their children is pretty helpful...after all they have been around a-lot longer.
But financial advice is different.
Some peoples parents don't even own property- so should they be giving you advice on whether you should buy a home and when? Probably not.
Even if your parents have multiple properties, their advice might be outdated and not relevant to your situation.
...2022-10-2009 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#50 - The 50th Episode! Are Our Most Popular Episodes Still Relevant?We made it to 50 podcast episodes!
Free mortgage approvals for everyone!!
This episode I have both Chris and Ant joining me to go over our most popular episodes and if the information them is still relevant.
Spoiler: some of it's not so its super important to get this update in your ears.
Here are our most popular topics that we discuss..
- First Home Buyer Grants
- Home Buying Requirements
- How To Make Your Bank Statements Look Pretty
- Is Now The Best Time To Buy?
2022-10-1418 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#49; What Happens If You Can't Pay Your Mortgage?With the cost of living and inflation at all-time highs, it's a real possibility that you might miss a mortgage payment- especially if you have over-leveraged yourself with other debts or decided to have a child (down to one income).
If you already have a mortgage and your interest rate is going from 2.5% up to 5.35% then your monthly repayments could be going up by around $800. That's on a mortgage size of only $500,000. Up by around $1600 per month on a $1,000,000 mortgage.
If you don't have a mortgage yet and are looking to buy then you might...2022-10-0719 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#48 - Understanding WHY You Want To Buy Your First Home Will Help You Get In To Your Forever Home FasterMost people just want a home as a roof over their heads - but then what? It's very likely that your first home isn't going to be your dream home, so how can you use the first home you purchase as a way to also springboard you closer to that next home, or another home?
The people we speak to don't usually think about that next purchase after their first home and how the first home they buy can speed up or slow down the likelihood of buying their forever home.
Yes, house prices usually g...2022-09-2820 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#47 How To Get A Bigger Loan Amount To Buy A Better 1st HomeLast week we spoke about how to figure out how much money you could get from the bank in 3 different ways.
But what if you were expecting more? Or that number is way less than you know you could actually afford?
Is there a way to magically increase the loan amount?
Well no,
But also yes..
Let me explain.
If you’ve just gone into the bank and told them your usual details the person you speak to is going to read that form you filled in an...2022-09-1619 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#46 - How To Figure Out Your Max Loan Amount (without using a broker)As soon as people decide that they want to buy a house, the next question is how much can they borrow.
Sound familiar? So then you go onto your favorite bank's website to use one of their basic calculators to get a ballpark figure.
However, they are just that. Very simple.
In fact we have tried them all and there was a difference of $210,000 between the highest and lowest loan amounts based on the same data between the 5 big banks in NZ.
That's not very helpful when you are trying to...2022-09-0817 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#45 The Fastest Ways To Pay Off Your MortgageTo this point, most of our content has been about how to get a mortgage or buy a house. But what happens once you have actually got a mortgage?
Are you stuck with it for 30 years?
Or are there some ways to pay it down faster?
Yes, there are 3 main ways.
Depending on how actively or passively you want to manage your mortgage will depend on which one might be best for you. Or a combination of the three.
These are
1. Making more than the minimum repayments2022-09-0212 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#44 - High Inflation; What's The Best Mortgage Structure?Lots of different opinions on what fixed rates are doing, and what you should do with either a new mortgage or a part of your mortgage that you need to refix; these options are more important during times of high inflation.
The current rate for 1 year fixed is 4.95% and the floating rate is around 6.75%
The main thing when deciding what to do with your rates is your personal situation, how you get paid, and what your plans are for the property.
Having a mortgage broker who understands your situation is super helpful with...2022-08-2615 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#43 Which Bank Is Best?Banks have been getting a bad rep lately with all the new rules and them just trying to de-risk themselves in a property market full of unknowns.
But if you want a home, you kinda need a bank to give you money.
So, which is best?
Well, it depends on your situation and the current rules at the bank.
If you want a new build, then some banks are better.
If you have a smaller deposit then you might only be able to go to your own bank.
2022-08-1714 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#42 Buying In A Different City That You Work? It's NOT That SimpleIt might be tempting to want to buy in a different town to where you work to make it more affordable for you to buy your first home.
However, it doesn't work like that.
There are rules..
Firstly the commute - it kinda needs to be less than a 1-hour drive from where you work. But now if you can work from home.
If you are thinking you can live in one place on the weekends (your home) and then rent in the city you work in then we need to...2022-08-0516 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#41 Revolving Credits & Offset Savings; Are They For You?Revolving credits are complicated.
It's one of those things that you learn by doing; but in this episode, Chris & I try our very best to describe how these accounts can save years off your mortgage & save you $10,000's in interest.
We cover who these kinds of faculties are good for and who should stay well clear.
We also go over how to make the most of the accounts and what pitfalls to look out for.
They are not for everyone but used correctly they can be very effective.
hello...2022-08-0421 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#40 - Mortgage Jargon 101We sometimes forget that the language we use when talking to first-home buyers is not appropriate.
I don't mean we use swear words or shout profanities but more so we use words that you may have never heard of.
Our fault.
But also lawyers, real estate agents, and other pieces of educational material use these same terms.
So in this podcast, we get to be a walking, talking dictionary - with a bit of banter mixed in.
It's important that you know these terms so you are 100% certain when...2022-07-2817 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#39 Pros & Cons Of Buying With Family & Friends (& the #1 thing you must do before purchasing)It's tempting.
Pooling your money & income with a friend or family member so you can buy a home or a better bigger home that usually wouldn't be able to afford.
Although it's a great idea at the start of the process, what about at the end?
What if one of you no longer lives there or wants to sell?
Or has to sell?
There are many things that could happen and not all of them turn out great for the relationship.
In this podcast, we cover what...2022-07-2822 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#38 July Update For First Home Buyers; Everything You Should KnowIt's been a busy month in July for mortgages and offers.
This podcast covers all of it.
We go over 7 key things.
1. 1% cash back from BNZ
2. 1% interest rate for top-ups at ANZ
3. Inflation is at 7.3%
4. OCR is up 0.5%
5. Test rate is up at ASB
6. Which banks are offering loans to people with less than a 20% deposit.
7. Today's current interest rates.
And a whole lot of banter.
Enjoy!2022-07-2016 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#37 The Benefits Of Using A Mortgage Broker Instead Of Going Directly To The BankIt's taken us a while to realize that after 36 episodes we haven't done one on the benefits of using a mortgage broker instead of going directly to the bank for your mortgage.
There are a lot of benefits that we discuss within this episode but it comes down to a few key benefits;
- Advice; we teach you how to buy a house
- Personalisation; We know which bank and which products suit your situation best
- Ease of Use; Instead of you visiting each bank separately and explaining your situation we...2022-07-0717 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#36; Is It REALLY The Worse Time In 65 Years To Be A 1st Home Buyer?!Did you know that the average first home buyer in 2021 put 49% of their household income towards their mortgage?
Back in 1949, the average house cost was only 2x the average household income. Now it's up to 10x.
So is now the worse time to be a first home buyer and should that stop you from buying?
We can't change the past; only learn from it.
And although that might speak true for the last 65 years, what about the next 65? Could right now be the best time in the next 65 years to buy?2022-07-0116 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#35; 3 Ways Kāinga Ora Can Help You Buy Your First HomeKāinga Ora is great - if you meet their eligibility criteria for help.
In this episode, we discuss the three ways that Kāinga Ora can help you buy your first home.
- Home-Start Grant (that's up to $20,000 of free money towards your deposit)
- Shared Ownership ( you both own the property, they can contribute up to $200,000 for this)
- 5% Deposit Lending (they will lend you money to top up your deposit)
Each of these has its own rules so listen up and figure out which if any, can help yo...2022-06-2209 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#34 Are Banks Discriminating Against First Home Buyers?Right now, first-home buyers have got it tough.
And it's easy to blame that on the banks or the government which tells the banks what to do.
But instead of just complaining about it (don't worry we do that too); we wanted to give you a helping hand to use this tough time to your advantage.
Are banks making it harder for you?
Yes.
If you have a less than 20% deposit then you will be treated as a "risky borrower" and banks have been told to reduce the about...2022-06-2013 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#33 - Buying With Family; 3 Ways They Can Help.Having friends and family is great.
Especially when they can help you buy a home.
But how?
In this podcast, we cover three ways that your nearest & dearest can help you buy depending on if you need help with your deposit, the income side of things, or both.
These are
1. A guarantor
2. A Gift
3. More people
Ultimately everyone's situation is different and having a First Home Buyer Expert like us figure out your current situation and what needs to happen to get you into your first...2022-06-1013 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#32 Are New Builds Still A Good Buy For First Home Buyers?We are hearing a lot of headlines about the struggles of builders, new builds, and the cost of living.
All this adds up to the end buyer to represent extra risk - that is an extra risk for you.
Is a new build still worth looking at for a first home purchase?
Yes!
But; you just need to be a little more careful with your due diligence. Not only on the land and the area and the plans but also on the builder and the developer.
So how do...2022-06-0317 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#31 - After Pay, Lay Buys & Your Mortgage ChancesBelieve it or not - the buy now pay later facilities are debt and need to be treated as such when applying for a mortgage.
We see some people manage these well and others manage them not so well.
Like any debt, if you have too many and miss payments - it's unlikely you will be given a mortgage.
But if you are paying them on time then your chances are better.
The bank likes to see that you are living within your means. Spending money you actually have.
...2022-05-2709 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#30 - Big Changes For The 1st Home Buyer Grant; What Were They?The home start grant is free money given by the government, this was in the past quite hard to meet the eligibility criteria as there were very low price caps you had to buy the property for, and you had to earn under a certain amount to be able to get the free money. (up to $20k per couple)
Yes, free money!!
But now those criteria have changed to be a bit more realistic.
For example;
Income requirements
In the 12 months before you apply, you must have earned:
$95,000 or...2022-05-2012 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#29- Renting For $650/wk Doesn't Mean You Can Afford A Mortgage At The Same Cost; Here's WhyA lot of people tell us that they think the bank should give them a mortgage because they figured out that the repayments are around the same as their current rent payments.
However, it's not that simple.
The bank is going to give you 100,000's of $$$ so want to be pretty certain that you can pay it back.
This means that they test your mortgage at a higher interest rate (just in case), they add in other expenses, and still want to see you can save a bit of money.
So...2022-05-0508 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#28 - Student Loans; How Do They Effect For 1st Home Chances?Out of all the debt you could have; student loans are probably one of the best.
However, this doesn't get ignored when applying for a mortgage.
Just like with other expenses, this needs to be added into the expenses part of your home application.
The good thing is that it's taken as a % of your income, so doesn't really matter how big or small the loan is.
However, if you are wanting to maximize your borrowing capacity and your student loan is quite small then paying this off could make a...2022-05-0510 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#27 How High Will Interest Rates Go? Should You Wait To Buy?Inflation is up, so as a bid to control this the OCR is creeping up too.
What does this mean?
Higher interest rates on loans.
Mortgage costs are usually one of the biggest expenses in a household so by making a mortgage more expensive the theory is that people will have less spare money to spend on goods and services so the prices of those things don't go up as fast.
So how high will rates go and should you panic?
Historical data suggests the max will be a 1...2022-04-2214 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#26 - Registered Valuations; When You Need OneIf you are a first home buyer with less than a 20% deposit then this is something that you need to get during part of the due diligence process.
Today- Ant & I discuss what these are; when you need them and how long they will take.
Plus, what happens if the value comes back lower than the price of the house? Does that mean the purchase falls over? Or are there other options available?
Got questions? Reach out at hello@tanta.co.nz2022-04-1315 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#25; First Home Buyers; Pay Down Debt Or Top Up Deposit?If you have extra money should you use it to pay down your short-term debt or save more to get a bigger deposit?
The annoying and unhelpful answer that most people will tell you is "it depends"
And it truly does depend - but we want to be a bit more helpful than just giving you a useless answer.
First off, the three of us recorded a podcast around this topic so listen to that here when you have a chance (it's only 15mins long).
But to get to the original...2022-04-0813 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#24 The KiwiSaver Guide; Updated.For some of you, this will be the first (of many) podcasts episodes that you will listen to.
You've probably downloaded our Free KiwiSaver Guide and instead of wanting to read it, you would rather listen to it on your way to work.
So here you go; 13 minutes of gold to give you the basics of how KiwiSaver in NZ can help you buy your first home much sooner.
Your next step, get free individual advice from one of our KiwiSaver advisers; express your interest here and we will call you back or...2022-03-1113 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#23 KiwiSaver & War - What Should You Do If Your Balance Drops?A lot has happened in the last 7 days.
For most of us, the new war is so far away that we are not affected by it too much; apart from maybe the disbelief that war still can happen in 2022.
Regardless, the one thing that does react to overseas invasions is our investments and KiwiSaver balances.
You might have seen your balance drop; so what should you do? Change funds or ride the wave?
That depends on what you are using your Kiwisaver for and the timeframe that you think you will...2022-03-0312 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#22 Equity vs Usable Equity & Income vs Usable IncomeTwo very different things.
Although you might think you earn enough money to get a mortgage that doesn't mean the bank agrees.
Bonuses, commissions, self-employed income, and rent are viewed differently at banks than in the real world. This is because a mortgage is for 30 years so they want to make sure your income source continues to be reliable, and if it's not or is new then it's unlikely this will be factored into the income side of the bank's equation for your application.
Equity - don't get confused, this isn't free money...2022-02-2416 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#21- A Buyer's Market Is Here - How can buyers make the most of it?Everyone is already talking about it, so what exactly is a 'buyers market'?
We haven't had one in a while..
In its simplest terms, a buyer's market is when the conditions of the market suit the buyer's rather than the seller's of properties.
These conditions can be things like..
An oversupply of property listings for the number of buyers looking. eg, more houses on the market mean more choice for the buyer and less negotiation power for the sellers.
Policy changes eg, the new CCCFA policy has scared a lot of buyers...2022-02-1715 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#20- A Relocatable Home; A Case Study. How to Make Money & Save Time by moving a house onto your land w/ Anthony BrowneHow to make money & save time with moving an existing house onto your land to make a home.
Property prices are getting expensive, especially when buying new...
Building costs are also at an all-time high.
There must be a cost-effective way to get into the market without having to live in a shoebox-sized apartment or unit.
If you have the know-how and persistence then a relocatable could be the answer.
No doubt you've thought about it, buying a piece of land then moving either an existing house or new...2022-02-0436 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#19 - How To Make Your Bank Statements Look Good For The BankYou asked for it, so we created it.
With the new CCCFA policy rules, we are seeing a whole new wave of media fearmongering headlines.
No, you will not get a mortgage just because you have KFC- there is much more to it.
But you will be declined if your bank statements show that you are living outside your means, or if there are some red flags on them.
So how can you make sure your bank statements are presented to help your application?
What things are considered "red...2022-02-0214 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#18 - The New Rules Ain't That Scary; How You Can Still Get a Mortgage2022! The best shot you have of buying a house...seriously!
But then again, last year was even better...
And before that the previous year too...
The best time to buy in NZ was last year the next best time is now (ancient Chinese proverb modified for the NZ property market)
Here is the thing, there are always new rules and other reasons why some people find a reason to "wait and see". Unfortunately, you could be waiting a while.
The latest change that has been splashed across the headlines...2022-01-2118 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#17 - Watch Out First Home Buyers; Even More New RulesNovember has been a big month for changes in the mortgage world.
We've had the fastest increase in interest rates ever which has resulted in higher test interest rates at the banks. We've also had CCCFA come into play resulting in banks being more strict with how they look at expenses.
We've also had more Debt To Income ratios being used and some banks shutting shop to ALL buyers with less than 20% deposits.
It is safe to say, things have gotten tougher - all in the hope of slowing down house prices (should...2021-11-2819 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#16 - What's a Buyers Agent & Should you get one? w/ Arie HarrisCan you really trust a real estate agent when they are working for the seller?
From me, that's a big NO.
In fact, I really despise the games that some real estate agents play, especially with First Home Buyers.
Some of these "games" are listing the property in a Trade Me price range well below what they think it will sell for or getting your hopes up for an auction so that you spend money on a builders report, valuation and lawyer only to miss out by $100,000s.
Those sketchy tactics...2021-10-0823 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#15 - September Market Update & New OpportunitiesThis might just be the best episode of the podcast we have done so far. NZ is at a turning point in its property market (or so we are told)
The supply vs demand calculation is slowly tipping - will this slow down house prices or is it not that simple?
Chris and I discuss the massive 25%+ year-to-date increase in house prices, rising interest rates, immigration numbers, consents, and other things we think that might affect the next 12 months.
We talk about risks and opportunities for first home buyers and investors alike.
2021-09-2326 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#14 - How Will This Lockdown Effect Prices & Interest Rates?Amidst another lockdown, Chris and I chat about how this time round (Aug 2021) will affect house prices and interest rates.
Last time we saw rates drop and this was a massive factor in how quickly house prices and inflation increased.
Will that happen this time around?
And what about mortgage deferrals? What can you do if you can't pay your mortgage?
Are settlements still happening?
Listen in and if you need to get in touch, email us at hello@tanta.co.nz2021-08-2616 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#13 - Debt To Income Ratios: What Are They & Will They Help?Debt to Income Ratios.. The new tool that the Reverse Bank of NZ is going to use to slow down the housing prices.
So how does it work and how will it affect you & house prices?
Although the RBNZ is wanting the main banks to implement these measures going forward, most already are.
We have had a few applicants deferred just this week from ASB because the debt to income ratio is higher than 7.
So what does that actually mean?
Total Debt / Your Households Total Income = x (in ASB's case...2021-08-1314 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#12 - How To Buy A New-Build & How To Fund it!The last episode should have got your seriously considering a New-Build as your next property purchase, but how do you actually go about getting finance for such a thing?
In this episode we cover:
- Home and Land Packages
- Turn-Key vs Staged Builds
- Build it yourself vs don't
- Registered Valuations
- Sunset Clauses
Most people like the idea of a new build, but have no idea how to actually go to the bank and get the money for one. This episode will help you understand what...2021-07-3016 minThe Mortgage Man - A podcast for everyone with or wanting a mortgage#11- UPDATED- New-Build as your Next Investment Property? - Pros Vs ConsWith all the changes being put in place a New Build property as your next purchase is more and more beneficial.
In this episode, Chris and I go over the massive advantages New builds have over existing properties in terms of deposit rules, interest rates, tax rules, and a few other bonuses.
We also let you know the cons; the small things that you should be aware of before buying a new build.
Our new New- Build Buyers Guide can be found here www.tanta.co.nz/newbuildguide
Tune in to...2021-07-3017 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#10 - Will Rents Increase?? (and other effects of the new Govt Rules)Last week the government announced some big changes to how investors are taxed.
Many fear that rents will increase as a result. But will they?
We discuss - because at the end of the day, if you are renting and trying to save, then this new tax may have just made your life harder.
Need pre-approval? hello@tanta.co.nz
Talk soon!2021-04-1615 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#9 - Buying A New Build For Your First HomeSounds nice right? A brand new home for your 1st home.
But are there things you need to be wary of when getting a mortgage?
Sure there is - but I think they're more pros than cons. Especially if you have a smaller than a 20% deposit.
So listen up, and if you need a helping hand please feel free to email us at hello@tanta.co.nz2021-03-1909 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#8 - 3 Ways Family Can Help You Buy Your First HomeJust me this week - and straight to the point.
Three ways that your family or friends can help you buy your first home.
They are
1. Equity / Cash Gift
2. Using their property as added security
3. Becoming a co-borrower.
Each one has it's pro's and cons so you better listen to this podcast!
Email us at hello@tanta.co.nz with questions!
Next week - How do you get finance if you want to build your first home?2021-02-1006 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#7 - Will House Prices Continue to Rise in 2021??#7 - Will House Prices Continue to Rise in 2021??
...and if they do rise...
Should you wait until they "come down"?
5 years ago people were saying the same thing, some waited, not me through.
I brought a house. It was $455k.
Now it's worth $780k.
Can you save that amount of money in that time frame?
Most can't.
So learn how to be the right side of the property rise with this video.
And as always if you want preapproval or advice just email...2021-01-2712 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#6 - How To Search For Your First Home Easy AsFinding a home can be hard.
We've been there.
In this video we talk about tips and tricks to help you get laser-focused on your buying rules and how to get systems and other people to work for you, rather than scrolling for hours through trade me looking at houses you can't afford. Enjoy!
And if you need pre-approval or advice please email hello@tanta.co.nz2021-01-2112 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#5 - When Is The Right Time To Buy Your First Home? W/ Jo HarrisWhen is the right time to buy? A question that is pondered by many. "I'll wait til prices drop". Is a common thing I hear, but are you missing out by waiting?
If you asked me, I would say as soon as you find something you like and can afford it, buy it.
But some people have different ideas, and this is why I got Jo Harris from Lodge Real Estate to come on to this episode and discuss this very question.
We talk about timing on the purchase, what things to consider...2020-09-0328 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#4 - Making An Offer (Purchase Agreement Walk-Through)Found a house you want to buy? The next step is to make an offer on that place, but how do you do that?
Well, you start using a Sale & Purchase agreement, in this Podcast (and video we have recorded for youTube) we walk through how to fill in one of these agreements.
We focus on what things to look out for, key elements and things that you can negotiate.
Chris Browne & I have collectively brought and sold more than 20 properties and this episode covers what we have learnt over that time and...2020-07-3031 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#3 - How To Find Your First Home w/ Real Estate Agent Miranda HoranYou've already talked to me and know what you can afford, next you have to find your first home.
But where do you start? And who else should you get involved?
How do you tell what is a good deal and what isn't?
Plus what about making an offer?
All very common questions, that might be a little overwhelming.
But don't sweat.
This episode is perfect for you. I interview Miranda Horan a seasoned real estate agent we walk you through the process from finding a house on T...2020-07-2341 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#2 KiwiSaver & First Home Grants 🏘Please note that since this was recorded the house price caps and income caps have been increased; check out our First Home Buyers Guide to get updated information www.tanta.co.nz/firsthomebuyersguide
This time we talk about the first pieces of the puzzle. Home-Start grants and KiwiSaver. How do you know if you are eligible? How do these grants work? And when should you try and access your KiwiSaver? These questions and more are answered in this banger of a podcast.
Go to themortgage_man on Instagram to apply or email us hello@tanta.c...2020-07-2320 min
The Mortgage Man - A podcast for everyone with or wanting a mortgage#1 First Home Buying RequirementsSo you want to buy your first home...
But aren't quite sure what deposit you need, and any other requirements you should meet to tick the bank's boxes.
In this first episode of The Mortgage Man Podcast, I am joined by Anthony of Tanta Financial Advisers and we cover all of that, focusing on the 3 main pillars that the banks are looking for.
- The Deposit
- The Income that will be servicing the mortgage
- Any other debt the applicants have
2020-07-1626 min
The Milk BarJason Forrest in The Milk Bar - Episode 564Recorded for release w/c 13th April 2020
This week we chat with the creators of The Windsors as season 3 is released on DVD and download, we have music from Jack Cattell, Vicky Wright joins os for a chat about her Dad Billy hitting the 100 caps for England milestone anniversary over the Easter weekend, Comedians Susan Murray and Aaron Twitchen join us from their respective lockdowns for a chat, we find out about Arturo Echeverria's make up skills, Max Fox from The Jerseys joins us to talk about his music projects, Arian Levanael talks Yoga and Neil Curtis T...2020-04-131h 32
The Vevolution PodcastUnlocking True Health And WellbeingWhat does it mean to be truly healthy? In this panel, health industry experts explore a holistic approach to plant-powered health and wellbeing, and how true health looks different for each of us. They cover topics ranging from mental health and social media to eating habits and exercise. Panelists include: Aaron Cattell, Dominick Thompson, Holly Barber, Coupe Cooper, Harriet Emily and Kenny Anderson. This talk was recorded on the Eat Drink Vegan stage at Vevolution Festival 2019. --- Since starting in late 2016, Vevolution has been creating inspiring events for the plant-powered generation. ...2020-01-2930 min
The Vevolution PodcastUnlocking True Health And WellbeingWhat does it mean to be truly healthy? In this panel, health industry experts explore a holistic approach to plant-powered health and wellbeing, and how true health looks different for each of us. They cover topics ranging from mental health and social media to eating habits and exercise. Panelists include: Aaron Cattell, Dominick Thompson, Holly Barber, Coupe Cooper, Harriet Emily and Kenny Anderson. This talk was recorded on the Eat Drink Vegan stage at Vevolution Festival 2019. --- Since starting in late 2016, Vevolution has been creating inspiring events for the plant-powered generation. ...2020-01-2900 min
Raw You PodcastRaw You - The Plant Trainers!The Game Changers. Two Personal Trainers. Both powered solely by PLANTS. When I first met Aaron on a panel at the infamous Vevolution festival, we knew we had to chat again, so why not let you guys listen in! For a change, I was invited to be on Aaron Cattell (theplantbasedcoach)'s podcast! And we BOTH ask the questions! Find out what brought us both to this point, our top tips on living your healthiest, myth busting and touching on so many topics that are hot right now! New Years resolutions already 'failing'? Veganuary underway? How to c...2020-01-1558 min
The Plant-Based PodcastEpisode 34; Active Vegans; Aaron, Adam & ConnorThis one is a bit different. I'm the guest! I've actually taken the audio from an interview with Connor from Active Vegans alongside Adam Stansbury.
Here is what Connor had to say about the episode (and guests)
"On today's podcast, we were joined by Aaron Cattell who is a Nutritionist & Personal trainer (BSc) specialising in body transformations for busy professionals on a Plant-Based Diets. We were also joined by Adam Stansbury how is a Personal trainer, Nutrition and Animal Flow coach 🌱💪🏼 -
We covered a lot of areas within health, fitness & Nutrition by answering some of t...2019-09-301h 18
The Plant-Based PodcastEpisode 29; I'm the Guest! W/ Aaron Cattell (The Vegan Coach)This time. I've flipped the script. I'm being interviewed rather than me being the interviewer!
Emily, my partner thought I would be a good idea to let me be interviewed, and of course she wanted to play interviewer.
So here is 45mins of light hearted fun with some serious under tone into the mind of mindset of The Vegan Coach and how I live my life, coach my clients and of course what I think of the world we live in.
We cover-
- Why I didn't go vegan earlier
...2019-05-0636 min
Decibel Geek PodcastMore Great New Rock - Fresh Blood Volume 7In light of the false declaration of rock's demise, we bring you Fresh Blood Volume 7! Regardless of what you've hears, there's a ton of great rock music being generated today. In this episode, Chris and Aaron bring you 10 killer tracks from bands that will be fresh to your ears! Artists this week include Liliac, The Mysterines, Images of Eden, Denman, Babylon Shakes, Alien Weaponry, Sons of Kong, The Radio Sun, Massive Wagons, and Lipstick. Fresh Blood Volume 7 One of this week's artists, Images of Eden, are trekking across the US this Spring with Metal...2019-03-091h 18
Decibel Geek PodcastSix Songs Olympian Jason Morris Thinks You Should Hear! - Ep351We're honored to be joined by a 4-time Olympian this week as Jason Morris picks Six Songs he thinks you should hear! After meeting Jason in Atlanta a year ago, we've been looking forward to having him on the show to share his story. In this episodes, Jason talks about growing up in New York, getting into Judo at an early age, and persevering as an athlete and, later, a coach. Jason Morris Not only is Jason a great athlete, but his taste in music is fantastic as well! In this Six Songs special...2019-02-121h 04
Ben Coomber Radio#397 - Is the Future of Food Vegan? Panel DebateAs part of Veganuary I brought together a group of people for a discussion on the future of our food, quite simply is it vegan, and if so, why? In this discussion we introduce the panel; Aaron Cattell aka The Vegan Coach, Mitch Lee aka Mitch's Kitchen & Stephanie Peritore from Mindful Bites and lead into key talking points.... 1. My experience with Veganuary 2. Why each panellist decided to go vegan / plant based3. The Sustainability of our food 4. Food variety & cultural issues 5. UK vs rest of the world on environmental issues 6. Performance & nutrient issues on...2019-02-071h 43
Decibel Geek PodcastWe Share Our Top 5 Worst KISS Songs! - Ep337We return this week to bring you our choices for the Top 5 Worst KISS Songs! It's no secret that we love the Hottest Band in the Land. It's also no secret that, for the great number of awesome songs in the KISS Kanon (spelled with a "K" of course), there are some serious Klunkers. Top 5 Worst KISS Songs This week Chris and Aaron are counting down their personal 5 least favorite songs from KISStory. You may think you're only going to be hearing from a specific era in the band's history. Well, think again! Between...2018-10-181h 09
Decibel Geek PodcastMore Rare Hare with Tyson Leslie - Ep311Vixen keyboardist and friend of the show Tyson Leslie returns for More Rare Hare. Now in it's sixth installment, the Rare Hare series of concerts have become a favorite of Nashville concert-goers. Incredible players from across the board perform deep cuts and favorites from the heady days of the 80's. Moreover, the playing is coming from members of some of your favorite bands. [caption id="attachment_36186" align="alignright" width="350"] More Rare Hare [/caption] In this long form talk, Tyson gives us the details on the upcoming concert that features Enuff Z'nuff kicking off...2018-02-131h 13
Decibel Geek PodcastSix Songs Perry Richardson Thinks YoStryper bassist Perry Richardson returns to Decibel Geek this week to discuss his new gig and spin some great songs. In this episode, you'll hear details on the circumstances that led to Perry landing the gig as well as future plans for the band. Additionally, Perry spins Six Songs that have a personal meaning to him. The stories that go along with his choices are, as expected, entertaining.Perry RichardsonIn this Six Songs episode, Perry Richardson spins tracks by artists such as Judas Priest, Angel, Crimson Glory, and more! Be sure to catch Perry Richardson out on...2018-01-121h 34
Decibel Geek PodcastSix Songs Perry Richardson Thinks You Should Hear - Ep304Stryper bassist Perry Richardson returns to Decibel Geek this week to discuss his new gig and spin some great songs. In this episode, you'll hear details on the circumstances that led to Perry landing the gig as well as future plans for the band. Additionally, Perry spins Six Songs that have a personal meaning to him. The stories that go along with his choices are, as expected, entertaining. Perry Richardson In this Six Songs episode, Perry Richardson spins tracks by artists such as Judas Priest, Angel, Crimson Glory, and more! Be sure to catch Perry...2017-12-121h 36
Decibel Geek PodcastWe Spin Some Killer Bonus Tracks! - Ep303DBG VIP and host of the Damn Good Movie Memories Podcast, Brian Davis joins the guys to spin and discuss some of their favorite Bonus Tracks! Any true Decibel Geek knows that some true gold can be found on import and expanded versions of albums. Average music listeners may chalk them up as throwaways but we know better!bonus tracks decibel geek podcast Bonus TracksIn this two-hour episode, the guys take turns showcasing some of their favorite bonus tracks released over the years. In this jam packed music and discussion episode, you'll...2017-12-042h 04
Decibel Geek PodcastSix Songs Luc Carl Thinks You Should Hear - Ep271Sirius/XM deejay Luc Carl joins Chris & Aaron this week for Six Songs Luc Carl Thinks You Should Hear. In this long-form episode, Luc and the guys discuss a variety of subjects including record store release days, why it's a bad idea to wear a Metallica shirt in front of Dave Mustaine, and the best motorcycle route in Tennessee among much more. Luc Carl On top of all that, Luc's got Six Songs that he thinks you, the listener, should hear. Great tunes from the likes of AC/DC, Faster Pussycat, Motorhead, Rhino Bucket, White Zombie, and...2017-01-311h 56
Decibel Geek PodcastDemolicious vol2 - Ep255The guys are back this week to bring you a bunch of rare ear candy from some of your favorite bands with Demolicious vol2 - Ep255. Awesome tracks from legends such as Ozzy Osbourne, Van Halen, AC/DC, DIO, and Scorpions are included. Demolicious vol2 Demolicious vol2 also features some great unreleased gems from White Lion, Type O Negative, Skid Row, Killer Kane/W.A.S.P. and Angora. On top of all that, the guys share a short clip of a never-before-heard clip of Mr. Big's Eric Martin singing on the demo for Winger's 'Miles Away...2016-09-131h 36
Decibel Geek PodcastAce Stories with Crazy Joe Renda - Ep249Producer and longtime friend of Ace Frehley, Crazy Joe Renda stops by to share Ace Stories about everyone's favorite spaceman. Joe first came to prominence in KISS fan circles with the novelty song, 'Eugene' released under the moniker of Crazy Joe & The Variable Speed Band. The song would go down in KISSTORY as Ace Frehley's first musical project outside of the band as he's a co-writer and co-producer of the song. Joe also founded and ran North Lake Sound studio in White Plains, NY along with fellow songwriter Chip Taylor (known for ' Wild Thing', 'Rock Soldiers' and 'Angel...2016-07-261h 16
Decibel Geek PodcastKISS Shoulda Been a SingleThe podfather, Ken Mills, joins Chris & Aaron this week for KISS Shoulda Been a Single as KISSMAS in July rolls on! In this long form discussion and music episode, the guys each pick 5 songs from all of KISStory that they think shoulda been a single. These could be songs that would have rescued ill-fated albums in the KISS catalog as well as songs that could have made a successful album even more successful. KISS Shoulda Been a Single 15 different KISS albums are used as sources; from the early days all the way to 2012 s...2016-07-192h 13
Decibel Geek PodcastKonversation with Christopher Williams - Ep247Accept drummer Christopher Williams stops by this week to discuss his lifelong love affair with the Hottest Band in the Land. In this long-form talk, Williams talks about his discovery of KISS via the MTV Unplugged appearance in 1995. He also talks about the MTV Video Music Awards performance that the reunited band gave under the Brooklyn Bridge as the clincher in his fandom. Christopher is no ordinary KISS fan. In this hour-plus discussion he describes the scenario which led him seek and acquire one of Peter Criss' reunion era drum sets. It's a great story that has many twists...2016-07-091h 48
Decibel Geek PodcastRoots of KISS - Ep246KISSMAS in July is off and running as Chris and Aaron delve deep into the Roots of KISS. In this long-form music and discussion episode, the guys talk about bands that influenced each member; not only musically, but stylistically as well. Being that KISS is such a visual band, their influence come from a wide range of places. In this big block of talk and music, you'll get tracks from KISS influencers such as The Beatles, Led Zeppelin, Alice Cooper, NY Dolls, Raspberries, Mountain, The Who, Jimi Hendrix, Humble Pie, and Slade. Roots of KISS Also, you'll...2016-07-022h 12
Decibel Geek PodcastSummer Fun - Ep242Chris and Aaron return this week to turn up the heat with Summer Fun; an hour-plus of music and discussion that celebrates our favorite time of the year. In this block of great rock and metal music you'll get warm weather tracks from Ramones, Y&T, Lizzy Borden, Danzig, King's X, Butch Walker, Joe Satriani, Tuff, Queens of the Stone Age, and Enuff Z'nuff. The guys also reminisce about some of their favorite memories and albums that remind them of summers past. We hope you enjoy Summer Fun and SHARE with a friend. Summer Fun iTunes Review:2016-06-031h 27
Decibel Geek PodcastBizarro Covers 7 - Ep207Aaron & Chris are back this week with Bizarro Covers 7. This hour-plus block of audio ear candy contains awesome rock/metal acts such as Within Temptation, Dweezil Zappa, Motorhead, Asphalt Valentine, Tad Morose, Lit, The Supersuckers, and many more covering non-typical tracks from artists such as Pink, ABBA, Outkast, The Cure, Imagine Dragons, and more!
Bizarro Covers 7
Also, don't forget that we're an official sponsor for the upcoming Ride for Dime Nashville event that features a great bill of Slaughter, The Big Rock Show, Wireless Soul, and The F**king Pantera Cover Band among others! Also, appearances by Sirius X...2015-09-231h 18
Decibel Geek PodcastThe Epic Episode 2Back in 2013, Aaron and Chris set out to do something big, something grand, something.....EPIC. And this week, they're back to do it again with The EPIC Episode 2.
The EPIC Episode 2
Aaron and Chris return this week to bring you The EPIC Episode 2 featuring great rock and metal songs over 7 minutes long. This hour-plus episode features tons of great music from artists such as Deep Purple, Led Zeppelin, Thin Lizzy, Black Label Society, AC/DC, Monster Magnet, and MORE! Settle in, brace yourself, and enjoy The EPIC Episode 2!
Geeks of the Week:
John Cart...2015-08-251h 40
Decibel Geek PodcastRadio Sucks Radio Show v22 - Ep201After a big week of hitting 200 episodes and launching our brand new VIP subscription feature, we're back to feeding you some ear candy with Radio Sucks Radio Show v22 - Ep201
Radio Sucks Radio Show v22
This week Chris and Aaron are spinning an eclectic mix of awesome rock and metal both old and new. In this hour-plus episode you'll get killer tracks from Impera, Big Cock, Raven, Grim Reaper, Warrant, Michael Monroe, Naughty Jane, Hurricane, Helloween, and more! Also included are your Amazon purchases, iTunes reviews, and more details on the new DBG VIP s...2015-08-101h 21
Decibel Geek PodcastNWOTHM - Ep193After a smashing success with last week's NWOBHM episode, we thought we would return to tell you that what was great in the past is still great today thanks to some ambitious newer bands with resplendent taste in respectable music!
NWOTHM
Aaron and Chris are back this week to celebrate and clue you into a movement that is helping continue the genre we all love! The New Wave of Traditional Heavy Metal is exactly what it sounds like; young, hungry bands recapturing the big, epic sounds of the great bands from the late 70's and 1980's and expo...2015-06-151h 17
Decibel Geek PodcastSupergroups - Ep187su·per·group
ˈso͞opərˌɡro͞op/
noun
an exceptionally successful rock group, in particular one formed by musicians already famous from playing in other groups.
Yep, that's the definition but we'll be playing fast and loose with Webster's rules. When did we ever care how successful a band is? Great music is all that matters.
Supergroups Episode Decibel Geek Podcast
This week Aaron and Chris are back to showcase some of their favorite "supergroups." This term is thrown about by lots of folks for lots of reason...2015-05-041h 33
Decibel Geek PodcastAlbum Openers - Ep186It's often said that first impressions are important. In the case of great hard rock and heavy metal albums, this is often true. This week Aaron and Chris pick out some of their favorite album openers. In this hour-plus episode, you'll hear great leadoff tracks from artists like KISS, UFO, Europe, Judas Priest, Metallica, Vinnie Vincent Invasion and much more!
Album Openers episode from Decibel Geek podcast
Geeks of the Week:
Pat Catalano, David Alpizar, Aaron Baker, Robin Bennett, Mike Stewart, Matt Ashcraft, Brent Walter, Robert De Pasqua, Shane Hebert, Devin Fox, Anthony Pool, Trevor M...2015-04-271h 20