Shows
Adviser 3.0: The PodcastEp. 105 - Mastering Marketing as a Financial Adviser with Phil BrayOn this episode of Adviser 3.0, Abraham Okusanya sits down with Phil Bray, founder of The Yardstick Agency — the go-to marketing expert for financial planners. Together, they dive into what really works when it comes to marketing your advice firm in 2025 and beyond.2025-04-2351 min
Adviser 3.0: The PodcastEp.103 - Financial Planning For Elite Athletes with Patrick FoleyWhat does financial planning look like when your entire career might be over by 30? In this episode of Adviser 3.0, Abraham Okusanya sits down with Patrick Foley—founder of Sonar Financial Services and specialist adviser to elite footballers—for a rare behind-the-scenes look into the world of money, mindset, and management in professional sport.From million-pound mortgages and early retirements to family dynamics and locker room whispers, Patrick reveals why working with athletes requires more than spreadsheets—it demands trust, empathy, and a deep understanding of life in the spotlight.Whether you're a planner, a football fan, or just fascinated by how...2025-03-2636 min
Adviser 3.0: The PodcastEp. 101 - From Harvard to High Performance: Chirine Harb on Leadership, Trust & True WealthIn Episode 101, Abraham Okusanya interviews Chirine Harb, COO of Capital Asset Management, a financial planning firm managing over £500 million. This episode is a deep dive into operational excellence, leadership, and client-focused success. Chirine shares her journey from architecture and Harvard to building a thriving business, including the importance of trust (especially in CEO/COO relationships), efficiency hacks for growth, and her inspiring definition of true wealth. She also offers advice to her younger self and her vision for the future.Find out more about the podcast and browse additional episodes here.2025-02-2632 min
Adviser 3.0: The PodcastEp. 98 - Life After Exit: Jon Slater on Building, Selling and What's NextEvery financial adviser will face the inevitable decision to exit their business, but how do you ensure it’s on your terms? In this episode of Adviser 3.0, host Abraham Okusanya sits down with Jon Slater, an experienced financial planner who successfully navigated the sale of his firm, Manse Capital. Together, they explore the challenges, decisions, and strategies involved in preparing a business for sale, choosing the right buyer, and managing the transition while staying true to your values.
Whether you're contemplating your own exit or simply curious about the process, this episode offers a firsthand account filled with insights an...2025-01-1536 min
Adviser 3.0: The PodcastEp. 97 - Client Focused, Team Driven: Challenges and Triumphs in Financial Planning with Dan BodenIn this episode, Abraham interviews Dan Boden, a Chartered Financial Planner and founder of Abode Financial Planning. Dan takes us through his inspiring journey of launching and growing his firm, offering valuable insights into the entrepreneurial side of financial planning. He shares the challenges and victories of starting a business, the importance of trust-based client relationships, and his strategies for growth, including the use of digital marketing and client referrals. Dan also discusses his vision for creating a fun and supportive workplace culture while developing the next generation of talent in the industry.
You...2024-11-2737 min
Adviser 3.0: The PodcastEp. 96 - The Three Domains of Freedom: George Kinder’s Holistic Path to True WealthJoin Abraham and George Kinder as they discuss the future of financial planning with a focus on mindfulness, personal freedom, and living in the moment. George shares insights from his new book, The Three Domains of Freedom, exploring how freedom unfolds in each moment, throughout life, and within society.
They dive into the three key questions that help clients discover true freedom, the role of financial planners as life guides, and George's vision for a fiduciary society that values humanity and the planet above profit.2024-11-131h 04
Adviser 3.0: The PodcastEp 94 - Wills, Trusts, and Musts: Matthew Hutton's Masterclass in Legacy PlanningIn this episode, Abraham Okusanya talks with Matthew Hutton, author of Your Last Gift, about the importance of planning for death. Matthew shares his personal journey and discusses the practical steps—like creating wills and letters of wishes—that can help ease the burden on loved ones. They also explore the role financial advisers play in guiding these sensitive conversations.
Key Takeaways:
Planning for death is a gift to loved ones.
Your Last Gift simplifies end-of-life planning.
Wills, checklists, and trusts ensure assets are managed and protected.
Financial advisers are crucial in these disc...2024-10-0243 min
Adviser 3.0: The PodcastEp 93 - The Rise of Non-Regulated Financial Planning with David HoleIn this episode, Abraham sits down with David Hole to explore the world of non-regulated financial planning and his journey from being a financial advisor to becoming a money coach. David shares his motivations behind this career shift and offers insights into the value of non-regulated financial planning and the growing role of money coaching. We discuss the impact of timeline software, the importance of regulated advisors, and how alternative financial models are shaping the future of the industry. David also highlights how lower charges can enhance client outcomes and stresses the need for a client-centric approach in today’s...2024-09-1855 min
Adviser 3.0: The PodcastEp 92 - Live Forever, Financially: Fixed Fees and Niche Expertise with Mary WaringIn this episode, hosted by Abraham Okusanya, Mary Waring shares her inspiring journey from mortgage adviser to running a solo financial advice practice. Discover why she chose to charge fixed fees, the challenges she faced with regulatory issues, and the importance of specialising in a niche market. Mary also offers valuable insights into the art of financial planning, including the crucial role of understanding client psychology and finding joy in your work. Whether you’re an aspiring financial adviser or a seasoned professional, Mary’s story provides plenty of food for thought on running a successful and fulfilling business. Tune...2024-09-041h 01
Adviser 3.0: The PodcastEp 88 - The State of the UK Equity Market with Charles Hall, Peel HuntJoin Charles Hall and host Abraham Okusanya as they dive into the current challenges facing the UK equity market and explore innovative solutions to reinvigorate investment. With pension funds favoring global assets and a decline in listed UK companies, the conversation highlights key strategies like increasing local equity investments, introducing a UK ISA, and reforming stamp duty. Discover how these changes could boost share prices, attract IPOs, and stimulate economic growth. Whether you're an investor or industry professional, this episode offers valuable insights into revitalizing the UK's financial landscape. Don't miss it!2024-07-171h 10
Adviser 3.0: The PodcastPlatform 3.0 - David Ferguson & Abraham Okusanya on the next generation of platformsPlatforms 1.0 and 2.0 were not fit for purpose, but platform 3.0 is a true revolution. It prioritises the adviser-client relationship and allows for a fully digital proposition. The data fragmentation and lack of API integration in platform 2.0 led to a dysfunctional ecosystem. Platform 3.0 aims to align with advisers and their clients, moving control of the market closer to the customer. The commercial alignment of cost and the availability of real-time data are crucial for a successful platform. API-first companies like Stripe have set a new standard for seamless integration and instant data availability. In this conversation, Abraham and David discuss the...2024-05-221h 01
Adviser 3.0: The PodcastEp 82: A Positive Imprint: Building a Visionary Firm with Amyr Rocha LimaIn this episode, Abraham interviews Amyr Rocha Lima, the managing director of Strategic Wealth Partners.
They discuss the journey of young financial planners and the challenges they face in the industry. They also explore the trend of frustrated succession plans and the reasons behind their failure. Amyr shares his own experience of
starting his own financial planning firm and the vision behind Strategic Wealth Partners. The conversation highlights the importance of creating a firm where
both clients and employees can be proud to be a part of.
Find out more about the episode here.
2024-05-031h 10
The Plan for Happy PodcastAbraham Okusanya: The best way to draw a retirement incomeToday’s special guest is Abraham Okusanya, author of “Beyond The 4% Rule” and founder of Timeline portfolios. Abrahams’ firm Timeline now has over £4bn in assets in the portfolio and Why index investing just takes market worry away.How the technology revolution is only just beginning for individual investors.What the best way to draw your retirement income is – focusing on different amounts at different times. I hope you enjoy my conversation with Abraham2024-03-2650 min
Adviser 3.0: The PodcastEp 78: Meaningful Conversations with Esteemed Financial Educator Pete MatthewJoin Abraham Okusanya as he chats with Pete Matthew, CEO of Jacksons Wealth Management & Financial Planner.
Discover the fascinating history of Jacksons as it celebrates its centenary milestone, and learn how Pete emphasises building a business centred around people. Uncover insights into the power of business as a tool for making a difference and pushing boundaries.
2024-03-0154 min
Adviser 3.0: The PodcastEp 77: Leading Ladies of Finance: Samantha Secomb’s Crusade for Women's Financial SuccessIn episode 77, Abraham Okusanya is joined by Samantha Secomb, a chartered financial planner and founder of Women's Wealth.
Don't miss this incredibly insightful episode where Samantha shares her journey and insights into women seeking financial advice. She discusses her innovative business strategy likening financial advice to a gym membership, the importance of certainty, and why women are often more inclined to be highly qualified in their pursuits compared to their counterparts. Tune in for valuable perspectives on navigating financial planning and empowerment.2024-02-141h 03
Adviser 3.0: The PodcastEp 76: Money Mixology - Sean McDermott's journey from DJ to Financial PlannerTune in as Abraham Okusanya engages in a compelling conversation with Sean McDermott, Director & Chartered Planner at Lightside Financial Planning. Sean's unique journey from DJ to successful Financial Planner unfolds, from his early days at Lloyds TSB to entrepreneurship. Don't miss the insights and inspiration in this episode!
Find out more information on each episode via our website. 2024-01-2453 min
Adviser 3.0: The PodcastEp 75: Fixing Adviser Tech Integration & Data Aggregation Headaches with Nicky SevelJoin us for our latest episode on 'Fixing Adviser Tech Integration & Data Aggregation Headaches', where Abraham is joined by Nicky Sevel (Founder of Woven Advice).2024-01-1047 min
Adviser 3.0: The PodcastEp 74: Slaying Sacred Cows in Financial Planning with Scott Millar, Rob Bell & Rob SchwarzIn this episode, Abraham Okusanya is joined by the guys behind the new business, Finova Money - Scott Millar, Rob Bell & Rob Schwarz. They shed light on their bad introductions to the profession, what made them take the step towards creating their own business and what the first few months since launch have been like.2023-12-141h 08
Adviser 3.0: The PodcastEp 73: The Joys & Pains of Going Solo with James de Lisle WellsIn our next episode, Abraham is joined by James de Lisle Wells to discuss 'The Joys & Pains of Going Solo'. 🗣️
You'll get insight into frustrated successors, managing the legacy of a business and knowing when it's 'right' to start your own business, as well as hearing what's next for de Lisle Financial Planning.2023-11-2850 min
Adviser 3.0: The PodcastEp 72: How to solve the scale problem (in financial planning businesses) with Brett DavidsonJoin us on an exciting journey in this podcast episode, as Abraham Okusanya delves into Brett Davidson's groundbreaking whitepaper, 'How To Solve The Scale Problem (in financial planning businesses)'.
The duo cover: making an impact, scaling up your business and rewriting the status quo. You won't want to miss it! ✨🚀2023-11-241h 28
Adviser 3.0: The PodcastEp 71: Young Blood - Transitioning financial planning businesses to the next generationDan Martin, Managing Director of MDM Wealth, joins Abraham for a chat on the dynamics of joining and taking over ownership of a family financial planning business. He also sheds light on how the exit was funded, what the business looks like today and the strength of being a young adviser in today's industry.2023-11-1553 min
Adviser 3.0: The PodcastEp 69: Professional connections in the digital age with Jacqueline Lockie CFP™ & Philippa HannJoin Abraham Okusanya for a new episode of Adviser 3.0: The Podcast.
In this episode he is joined by guests, Jacqueline Lockie CFP™ & Philippa Hann, discussing how technology is used to enhance professional connections between Financial Planners and accountants/lawyers. 2023-11-0155 min
Adviser 3.0: The PodcastEp 68: Between a rock and St. James's PlaceJoin Abraham Okusanya for a bonus episode on St. James's Place. On Friday 13th October 2023, SJP market shares fell by over 20%,, as well as losing 46% of its market cap over recent months and why it's had no choice but to cut its fees.
2023-10-1950 min
Adviser 3.0: The PodcastEp 67: Insights from Mike LeGassick on the Psychology of WealthIn this episode, Abraham Okusanya is joined by Mike LeGassick (Behavioural Investment Coach and Author) for a fascinating episode on financially educating clients.
Mike sheds light on the crucial significance of framing questions adeptly, particularly when broaching complex subjects like the risk ladder and the stock market with clients. Their discussion underscores how the choice of language can significantly impact a client's comprehension, particularly for those with limited prior knowledge. Don't miss out on this enlightening episode that promises valuable insights - tune in now!
2023-10-1852 min
Adviser 3.0: The PodcastEp 66: KPIs for growing your financial planning firm with Paul McCoubreyTune in for an episode with Abraham Okusanya and his guest, Paul McCoubrey (Director & Financial Planner of Navigate IFA).
Paul sheds light on what Navigate IFA looks like today and where it all started, the importance of clients understanding the service you deliver and the significance of rationalising success. Don't miss out on this insightful episode!
2023-10-0454 min
Adviser 3.0: The PodcastEp 65: Financial Planning Through Life's Twists with Karen RitchieIn this episode, Abraham Okusanya is joined by Karen Ritchie, owner of Karen Ritchie Financial Planning.
In this engaging discussion, Karen shares her inspiring journey from accountant to financial adviser, detailing her training under Rory Percival. She also shares valuable insights on branding, tailored client communication, solo entrepreneurship, and the importance of building a supportive network. Tune in for a condensed masterclass in finance, entrepreneurship, and personal growth that promises to inspire.
2023-09-2049 min
Adviser 3.0: The PodcastEp 64: Elevating Adviser & Client Connections with Alex WhitsonHere's the first episode of our podcast under our new name, 'Adviser 3.0: The Podcast'.
Today Abraham is joined by Alex Whitson, Managing Director at VouchedFor, for a brilliant episode. Alex provides insights into his early career and where he started out, to where he is today.
2023-09-0649 minAdviser 3.0: The PodcastEp 63: Breaking away from advice consolidators - A case study with Lloyd DaviesJoin Abraham Okusanya for an insightful episode with Lloyd Davies, owner of RockWealth Aberdeen.
Here’s what is covered in the episode:
19 years in Financial Services and what that looks like
Two questions to consider when taking the next step in business
The entrepreneurial journey and ‘getting permission’
The power of the press and social media
What’s next for RockWealth Aberdeen
2023-08-1644 min
The Century PlanSustainable Withdrawal Rates And Evidence-Based Investing with guest Abraham OkusanyaIn this episode, Sarah and Dennis are joined by guest, Abraham Okusanya. Abraham is the founder of investment and retirement research consultancy, FinalytiQ and creator of Timeline.co He's the host of podcasts, Retirementals and The Investing Show. and author of the book "Beyond The 4% Rule: The science of retirement portfolios that last a lifetime" We'll hear how Dennis and Abraham met, how their business lives have crossed through the years, and how they share similar views and approaches to financial planning. Discussions include, Sustainable withdrawal rates. Risk Profiling Managing vol...2023-07-2552 minAdviser 3.0: The PodcastEp 57: Evolving a Business, Little by Little (featuring Jo Little & Alfie Mullan)Abraham chats to Jo Little (CEO) and Alfie Mullan at Emery Little, providing insight into leadership, the dynamics of a family business and why retirement is a young person’s game! Make sure to catch this episode.
2023-06-071h 00Adviser 3.0: The PodcastEp 56: Navigating your financial journey with Berry & OakJoin Abraham in a captivating conversation with Andrew and Sarah Elson, owners of Berry & Oak. From their humble beginnings in a bank to running their successful business, they share their journey, discuss the power couple dynamics, team growth, operations, marketing strategies, financial planning, and exciting plans for the future. Tune in for inspiration and valuable insights into the thriving world of Berry & Oak.
2023-05-2446 minAdviser 3.0: The PodcastEp 55: Gretchen Betts', Internal Succession Success Story for AdvisersJoin us on this captivating episode of Retirementals as we have the privilege of hosting Gretchen Betts, a trailblazer in the financial advisory industry. In this inspiring conversation, Gretchen shares her firsthand account of planning, financing, and flawlessly executing a highly successful internal succession at Magenta Financial Planning. Prepare to be captivated by Gretchen's insights, as she takes us through the strategic decisions, financial considerations, and key lessons learned throughout this remarkable journey. Whether you're an aspiring adviser or simply fascinated by stories of triumph, this episode is bound to leave you inspired and equipped with valuable knowledge.
2023-05-1046 min
The Humans vs Retirement PodcastDispelling the myths around spending your money in retirement with Abraham OkusanyaSummary In this episode of the Human vs Retirement podcast, Dan interviews author and fintech founder Abraham Okusanya. Abraham is the founder and CEO of Timeline, a technology platform designed to help retirees invest and spend with confidence, and author of Beyond the 4% Rule. Dan and Abraham discuss the obstacle of spending money with freedom in retirement, and how retirees are on the whole far too conservative when it comes to spending their savings, particually during their best years. What You'll Learn The listener will learn about retirement planning, including overcoming behavioural, emotional, a...2023-05-0843 minAdviser 3.0: The PodcastEp 54: Anatomy of a Million Pound Lifestyle Adviser PracticeAbraham chats to the vibrant multi award-winning Warren Shute, covering:
Where he started out, studying accountancy & early career
The beginning of Lexington Wealth Management
How to deliver a congruent service to clients
The importance of proactive communication
Why Warren is not looking to sell his business
The launch of Warren’s new financial planning coaching programme
ChatGPT, AI & what it can do
What the future holds for Lexington Wealth
2023-04-2637 minAdviser 3.0: The PodcastEp 53: Destination Growth
Abraham chats to Julian Gilbert, Founder & Director of Wealth Matters, covering:
Where he started out, going to Australia & being inspired to be a Financial Adviser
How Wealth Matters started in 2001
The figures & staff behind the successful business
What does Julian put success down to?
The significance of a Graduate Programme
The role of women in Financial Services
What the future holds for Wealth Matters
2023-04-1246 minAdviser 3.0: The PodcastEp 52: Problem Solver!Abraham chats to Matthew, Director at Vertus Capital, on his journey to date covering:
How did Vertus Capital get to where it is today?
Moving his family from South Africa to the UK with no possessions
The funding journey
Case Study Scenario: The process of selling a business
The two steps to every deal
As a firm owner looking to sell, what should you be alert to right now?
What the future holds for Vertus Capital
2023-03-2957 min
Adviser 3.0: The PodcastEp 51: Experts in Our Mighty ProfessionAbraham chats to Dom and Jonathan from Expert Wealth Management about their journey, covering:
How Jonathan and Dom started out and met
The start of Expert Wealth Management
When 3 became 2 & the team behind the success
The significance of bringing the next generation through
The challenges of running a business & recruitment
What happens next…& the question of succession
The client advisory board - what is it?
Goals for the future
2023-03-1645 min
Adviser 3.0: The PodcastEp 50: Not Just a State of Mind, But Being!Abraham chats to the esteemed Catherine Morgan about her journey in financial services, covering:
How she got into the world of financial planning & coaching
What does money mean to different people?
The psychology behind people’s relationships with money
What is ‘wealth’?
How life and trauma shape behaviour
The 5 money types
Building a brand & finding your ‘why’
2023-03-0357 minAdviser 3.0: The PodcastSmart by name, Smart by natureIn episode 49, Abraham chats to Steve Martin about his journey in financial services, covering:
Where he started out in the industry
The moments that defined his career
Starting Smart Financial, the Training Academy and Smart International
Bouncing off problems in business
Learning to understand yourself before understanding others
His choice to move to Spain and start again
What Steve would say to his younger self
2023-02-1552 minAdviser 3.0: The PodcastGuaranteed Income - JUST SpecialAbraham joins Peter Ellis from JUST for a special on guaranteed income, here’s what they discuss:
The humble annuities…
How do they fit into the retirement plan?
Can you think of them as an asset class?
Do annuities and investment portfolios mix?
Product innovation and constructing a product
Creating more sustainable portfolios
The alternative asset debate
Modelling guaranteed income alongside investment assets
2023-02-0133 minAdviser 3.0: The PodcastBond Brawl: Nick Lincoln vs. Abraham OkusanyaAbraham is joined by the enigma that is Nick Lincoln. They have an energetic conversation, covering:
How Nick started out and set up his business in 2008
How he fashioned his business to suit the lifestyle he wanted
What you can learn from other people
Bonds…is there any point to them?
The importance of good consumer outcomes
Is the adviser tech stack as good as it gets?
Why you should use an MPS
Plus Nick has a few questions for Abraham…
2023-01-2555 minAdviser 3.0: The PodcastEp 46 - Unpacking the CII vs PFS Debacle with Sarah Lord & Alasdair WalkerAbraham is joined by Sarah Lord and Alasdair Walker to discuss what’s going on between the PFS and CII. You’ll gain clear insight into the issue at hand, covering:
What is going on with the PFS and CII, and the relationship over the past few years?
The announcement on 21st December 2022 and what that meant
What led to the CII making this decision
What is the primary focus of the PFS?
Does the CII actually have to consider feedback?
What is the way forward and the key actions which need to be taken?
2023-01-1154 minAdviser 3.0: The PodcastEp 45 - Ed Moisson, author of 'The Economics of Fund Management' chats to Abraham about his book, covering the investment management industry, mutual funds in the UK and US, and much more!Ed Moisson, author of The Economics of Fund Management chats to Abraham about his book, covering:
Where he started out in the industry and his switch to journalism
What led him to write his book & insight into the topics he covered
How do mutual funds compare between the US and the UK?
Do certain ownership models lead to better fund performance?
What is the real purpose of the investment management industry?
2022-12-2148 minAdviser 3.0: The PodcastEp 44 - Paul Cleworth joins Abraham for an insightful chat on being a business owner and adviser at Tandem Financial, as well the significance of relationship building, equity investing and more.Paul Cleworth joins Abraham for an insightful chat on being a business owner and adviser. Here’s what they covered:
The creation of Tandem Financial and where it is today
Why relationship building is so important to understand clients
Can you do it on your own as an adviser?
Tandem’s approach to marketing and what attracts clients
What approach should you take to equity investing
What the future holds for Paul and Tandem Financial
2022-12-0949 minAdviser 3.0: The PodcastEp 43 - Roderic joins Abraham as a fountain of wisdom on all things M&A and succession planning, covering his 40 year experience, the three options for exiting a business & the valuations market.Roderic joins Abraham, as a fountain of wisdom on all things M&A and succession planning. Here’s what they covered:
Roderic’s career in financial services for over 40 years
The three options for exiting a business
Selling a business & the subcategories that come with it
How to breakdown & establish a realistic succession plan
Debt vs. equity
Valuations - what is the market looking like?
2022-11-2348 minAdviser 3.0: The PodcastEp 42 - Abraham is joined by the reputable Ruth Handcock, having an insightful chat on the setup of Octopus and where it all started, investing to change the world, parenting in the workplace & more!Abraham is joined by the reputable Ruth Handcock, having an insightful chat on:
How she got into financial services
The setup of Octopus as an organisation and where it all started
How Octopus are investing to change the world
The idea behind Seccl
Advice on advisers looking to exit their business
The experience for women in financial service and what needs to change
Parenting in the workplace
How Ruth thinks about planning and investing for her retirement
2022-11-0246 minAdviser 3.0: The PodcastEp 41 - The formidable Ruth Sturkey joins Abraham discussing her journey from The Red House to merging with Paradigm Norton, and her new role at the Institute for Financial Wellbeing, and much more!Abraham is joined by the formidable Ruth Sturkey discussing all things Financial Services, including:
Her journey into the industry and financial planning
The setup and vision behind one of the leading financial firms, The Red House
The structure of the exit deal for The Red House
What lead to the merger with Paradigm Norton and the opportunities that emerged from it
Ruth’s new role at the Institute for Financial Wellbeing and how to get involved
Why she invested in Timeline and her stance on early-stage investments
2022-10-1945 minAdviser 3.0: The PodcastEp 40 - Chanelle Pattinson joins Abraham for an energetic chat on the ‘Finfluencer’, how social media is bridging the intergenerational gap, obstacles women face in finance and much more!Chanelle Pattinson joins Abraham for an energetic and engaging chat on:
What led her to sit her first financial planning exam and become a Financial Planner
The ‘Finfluencer’ - what is it and are they qualified?
How social media and Instagram are connecting younger generations with financial advice
The stereotypical image of an adviser…and if there’s space to bridge the generational gap in older advice firms
The idea for Money Means, what it will offer and when it will launch
Chanelle’s podcast Her Future Bright and what kickstarted her to build a community for female advisers
...2022-10-0544 minAdviser 3.0: The PodcastEp 39 - Helena Wardle discusses the launch of Money Means, how she fell into financial planning, the significance of having the right career support & much more!Helena Wardle joins Abraham for an insightful discussion on:
Her decision to move to the UK at the age of 20
How she fell into financial planning and her career to date
Setting up Smith and Wardle, and what the team looks like today
The importance of delivery to clients and ensuring they are understood
The significance of having a mentor and the correct support
The idea for Money Means, what it will offer and when it will launch
2022-09-1441 minAdviser 3.0: The PodcastEp 38 - Paulo Costa discusses his latest research on Human vs. Robo-advice, discussing the investors view towards the advice market, how robo-advice is changing the outlook for advisers and more!Abraham gains insight into Paulo Costa’s latest research on Human vs. Robo-advice at Vanguard, covering:
The value of advice and whether it can be quantified
The investor’s role in understanding the advice market
The effect the media has on shaping investors’ views
Robo-advice and whether it will be more advantageous than human advice
Can Robo-advice fulfil the demands of everyday life?
The overall outcome of Paulo’s research…and whether it would be different in today’s market
2022-09-0234 minAdviser 3.0: The PodcastEp 37 - Larry Swedroe discusses everything investing; covering SRI, ESG and Impact Investing, as well as the effect of ESG on consumer behaviour, how it is continuing to evolve and much more!Abraham invites Larry Swedroe on Retirementals to discuss everything investing, covering:
The background on evidence-based investing
The split between passive and index investing
SRI, ESG and Impact Investing - what are they and what is the difference between them?
The impact of ESG scores and how they can retain or attract talent
The effect of ESG on consumer behaviour and how it is continuing to evolve
The industries which have the highest expected returns
How to make the most of risk and return whilst ensuring your values are maintained
How sustainable investing affects asset allocation
2022-08-0352 minAdviser 3.0: The PodcastEp 36 - Dan Haylett joins Abraham as our next guest, discussing his move from investment management to financial planning, and why it is so difficult to make that jump, insight into joining TFP & moreDan Haylett joins Abraham as our next guest, having an insightful conversation on:
His move from investment management to financial planning, and why it is so difficult to make that jump
Insight into how he joined TFP and what enabled his transition
Where the business is today and the transformation over the past few years
Where the real value lies in financial planning
Dan’s thoughts on client charges and fixed fees
Where the business is headed, and the direction it may take in the years to come
2022-07-1345 min
Adviser 3.0: The PodcastEp 35 - Simonne Gnessen chats to Abraham Okusanya about her role as a Financial Coach, targeting the gap in the market for lower income clients and why there is a bias towards the profession.Abraham has an insightful chat with Simonne Gnessen, taking a glimpse into:
Her career and how she found herself moving into the coaching business
How she moved from being a financial adviser to being self-employed and starting her own business
What drives her passion and role as a financial coach
The difference between financial coaching and financial advice
The training you need for financial coaching
Whether financial coaching is standalone or a stepping stone towards seeking financial advice
The bias towards financial coaching and making it a known profession
How big the opportunity is for financial coaching
The...2022-06-2946 minAdviser 3.0: The PodcastEp 34 - Jason Mountjoy enlightens Abraham on why Clarity is capping their growth, the significance of company culture, the importance of tech and much more!Abraham has a fantastic discussion with Jason Mountjoy, covering:
Jason’s journey becoming a financial planner and founding Clarity Wealth Management
What is the driving force behind Clarity and how to create the correct culture
How do advisers fit into the structure of the business
The revenue split and how that compares to other businesses
Growing the team from 10 to 50 advisers - what lessons have been learnt
How to develop “new blood” in the industry
The importance of technology to help work smarter and not harder
How to select the right investment proposition
Why scaling a financial planning busine...2022-06-1534 minAdviser 3.0: The PodcastEp 33 - Steven Rowe chats to Abraham Okusanya about how to attract new clients without marketing, the structure of Lucent and his latest investment proposition!Abraham has an interesting chat with Steven Rowe, discussing:
Steve’s career - how his career started and his role at Lucent Financial Planning
What the business currently looks like in terms of the team and AUM
Lucent’s ethos and what attracts new clients
What the fee structure is at Lucent?
What is the difference between flat vs percentage-based fees?
Why financial planning tech isn’t meeting the needs of advisers
Steve’s investment proposition and why he chose Betafolio (and also its flaws 👀)
What does the future look like for Steve and Lucent
2022-06-0153 minAdviser 3.0: The PodcastEp 32 - Chris Hayes joins Abraham Okusanya to discuss his report on 'The Passive Revolution' and all things Index InvestingAbraham has an insightful discussion with Chris Hayes, covering:
Chris’ career - his role at Think tank and Common Wealth
The market of index investing and what’s going on in this space
Why he and Adrienne Buller wrote a report on ‘The Passive Revolution’ and what they are trying to accomplish
Discussing further questions on the report, covering:
How index investing compares to active investing
How quickly is indec investing catching up with active investing
Do passive investors follow what active investors do
Is there an issue with a lack of transparency
What is...2022-05-1845 minAdviser 3.0: The PodcastEp 31 - Carl Richards talks to Abraham about how to get comfortable with uncertainty, how his famous sketches came about, the impact of complex environments and much more...Abraham has a fascinating conversation with Carl Richards, discussing:
What he’s been up to since 2020, from his last and first event post-pandemic
Carl’s famous sketching, how it came about and how it became crucial to people understanding
Are financial planners ‘sellers of certainty’?
How complex environments shape who we are
The significance of goals, how to set them and how to develop a statement of financial purpose
Why financial planners should be a ‘guide with a changing landscape’
2022-04-061h 16Adviser 3.0: The PodcastEp 30 - Abraham has a fantastic conversation with ‘The Father of Life Planning’ George Kinder, covering the importance of an emotional link with clients, the powerful question of freedom and much moreAbraham has a fantastic conversation with ‘The Father of Life Planning’ George Kinder, covering:
How George started out in the industry
The Kinder Institute, how it started and the structure of it
The difference between life planning vs. traditional financial advice
The emotional side of life planning and the importance of establishing an emotional link with clients
What is it that gets clients talking?
What does freedom mean to them?
George’s famous three questions…
The practice of mindfullness and how it’s so valuable to financial practice
2022-03-2346 minAdviser 3.0: The PodcastEp 29 - Brett Davidson, Founder and CEO of FP Advance, discusses how he is helping advisers, what a start-up could potentially look like on £100k and his latest research paper!Abraham has an insightful discussion with Brett Davidson, covering:
Brett’s background and how he got into the industry
His latest paper, ‘What next for financial planning in the UK?’: Discussing The Innovator's Dilemma: When New Technologies Cause Great Firms to Fail by Clayton M Christensen, the significance and differences between disruptive and sustaining innovation, what could become disruptive forces in the marketplace, why doesn’t financial planning scale very well, and much more…
If he was given £100k today to start a new financial planning business, what would it look like?
Brett’s approach to working with firms and his...2022-03-0952 minAdviser 3.0: The PodcastEp 28 - Heather Hopkins, one of the ‘big brains’ of the industry, discusses her latest MPS report...shedding light on the growing market, whether change is possible and other key takeaways!Abraham has a lively discussion with Heather Hopkins, one of the ‘big brains’ of the industry, on:
How she joined the industry…TWICE
Her entrepreneurial itch and what lead to the creation of NextWealth
Should a platform be aimed at the provider or the financial adviser
How to drive change in the adviser market
Heather’s report on MPS - how she sized up the market accurately, where the MPS market is going and other key takeaways
Heather’s approach to retirement
2022-02-2341 minAdviser 3.0: The PodcastEp 27 - Brian Hill has an enlightening conversation with Abraham on exit strategies and acquisitions…plus inside knowledge on The City & Capital Group!Brian Hill has a highly interesting conversation with Abraham on:
How he started out in financial planning
What led him to sell Jones Hill in September 2020 and how he knew he was ready
When to start considering an exit strategy
How an acquisition is structured and what people are looking for
City&Capital is changing its name in the near future…?
Brian’s approach to retirement
2022-02-0941 minAdviser 3.0: The PodcastEp 26 - Tina Weeks has an eye-opening discussion with Abraham, filling him in on what sparked her passion for life planning, maximising outcomes and performance and much more!Tina has an eye-opening discussion with Abraham, filling him in on:
How she got into the industry and what sparked her passion for life planning
Where Serenity Financial Planning is today - team, clients, AUM etc.
How she managed the business while going through chemotherapy
Unpacking the details on helping to maximise outcomes and performance when it comes to advising clients
Tina’s approach to saving for retirement
2022-01-2652 minAdviser 3.0: The PodcastEp 25 - Robin Wigglesworth launches into a lively and enthusiastic debate with Abraham, discussing his book 'Trillions', how big passive investing is today and much more...Robin launches into a lively and enthusiastic debate with Abraham, discussing:
How he got into journalism and what led him to becoming a global finance correspondent
Robin’s book Trillions: How a Band of Wall Street Renegades Invented the Index Fund and Changed Finance Forever. Diving into the details about: the history of index investing, how big passive investing is today, the theoretical background for index funds and the roles Louis Bachelier and Jack Bogle had. And whether ESG funds are fad or fashion.
2022-01-121h 04Adviser 3.0: The PodcastEp 24 – Catherine Williams discusses the latest DFA’s Global Adviser Survey, including what top firms look like and key trends occurring. Listen to find out more!Abraham and Catherine have an insightful discussion about:
How Catherine got into the industry and what led her to joining Dimensional
The background on the DFA’s Global Adviser Survey
Key trends in tech adoption from the 2021 adviser study
What the top firms look like in terms of revenue, profitability and AUM
The contrast between the UK vs US in terms of AUM and Revenue per advisers, and the rationale for the differences
The trends and key characteristics being seen in the faster growing adviser firms
Catherine’s approach to saving for retirement
2021-12-1556 min
Adviser 3.0: The PodcastEp 23 - Wade Pfau discusses his newly released 'Retirement Planning Guidebook' with Abraham Okusanya. Wade dives into retirement income styles, the effectiveness of different approaches and much more.· How to define retirement success
· Dividend investing or natural yield investing in retirement
· Key advice for managing the volatility or growth assets in retirement
· Wade’s approach to saving for retirement and what his portfolio looks like
Wade’s new book titled Retirement Planning Guidebook, covering the details of…
· Retirement Income Styles
· The explanation behind the 6 specific retirement income factors
· Measuring the effectiveness of these different approaches
· How to identify each individual retirement income style and how this is different from Risk Profiling
· Wade’s...2021-12-0148 minAdviser 3.0: The PodcastEp 22 – Matthew Pitcher delves into the details of flat-fee structure, investment proposition and the adviser tech stack with Abraham Okusanya. Listen to the episode now!Abraham and Matthew delve into the details about:
How he got into the industry and the journey that led to the creation of Altor Wealth Management, including an overview of the firm today
Consolidation in the adviser market and why a number of firms are breaking away from consolidators
Matt’s flat-fee approach, how to reconcile this with the typical % AUM approach for the third-party platforms and investments side, and if it really is the only fair option
What is the best investment proposition for both clients and advisers
His current tech stack, as well as his experience an...2021-11-1751 minAdviser 3.0: The PodcastEp 21 – Michael Kitces discusses the outcomes of his latest survey on financial planning, trending adviser technology in America and direct indexing. Don’t miss this episode!Abraham and Michael have an insightful discussion, going into the details about:
His role at Buckingham Wealth Partners and co-founding XY Planning.
The latest survey on financial planning and what the key findings were
The latest trends on adviser technology in America
What’s going on with direct indexing
The media attention Altruist has gained - a custodian, a TAMP or All-in-One technology for advisers, what actually is it?
TAMPs providing a suite of technology. Is this all bundled into one price for the adviser and how Michael see’s this shaking out
What books he has read rece...2021-11-031h 07Adviser 3.0: The PodcastEp 20 – Abraham speaks to David Jones from Dimensional, who discusses being a Master Trainer in mind mapping, the psychology behind retirement and the barrier towards advice. Don’t miss this episode…Abraham and David delve into the details about:
David’s career and what led him to joining Dimensional
David’s PhD program and the book he’s been working on, covering the value of advice and his key findings
Whether there is a barrier for broader acceptance of the value of advice, and how to overcome this
What drives happiness in retirement and the psychology behind it
How mind mapping and speed reading interweave with financial planning
And finally, David’s approach to saving for retirement
2021-10-2039 minAdviser 3.0: The PodcastEp 19 – Robin Powell discusses his new book 'Invest Your Way To Financial Freedom', which provides top tips for those in their 20s and 30s. He looks at the role of passive investing...Abraham Okusanya and Robin Powell discuss details about:
How Robin got into the industry and his career to date
His newly published book, Invest Your Way To Financial Freedom
The reason behind targeting his book towards investors in their 20’s and 30’s
Robin's top tips for understanding and dealing with the bull and bear markets
The broad array of financial journalism Robin has been a part of, and what his biggest concerns are about in the industry
The standout moment of his career
How Robin is planning to save for Retirement
2021-10-0653 minAdviser 3.0: The PodcastEp 18 – Philippa Hann dives into nitty gritty of the British Steel situation and the complexity of PI cover, including her own insight as a litigator for the Ombudsman...Abraham and Philippa delve into the details about:
Philippa’s career to date and the responsibilities of her role in litigation at Clarke Willmott
The British steel situation and what can be taken from it
Pension transfers: The most common reasons advisers trip up
The Financial Ombudsman and the most common industry failings
PI cover: Is what’s offered to advisers woefully inadequate?
DFMs: How they often prove to be popular amongst advisers
Philippa’s approach to retirement and what her portfolio looks like
2021-09-2251 minAdviser 3.0: The PodcastEp 17 – Owen Walker delves into the details of his book Built on a Lie, that takes a deep dive into the Woodford scandal, including the FCA loophole which enabled Woodford...Abraham and Owen have an energetic discussion, diving into:
Owen’s career and how he got into financial journalism
Owen’s standout moment in his journalism career
Owen’s book Built on a Lie: The Rise and Fall of Neil Woodford and the Fate of Middle England’s Money:
- He unpacks the details of Neil Woodford’s early life and his downfall
- The FCA loophole which existed which enabled Woodford
- The wider lessons for investors
- The role of journalists – were they a part in hyping up Woodford to be ‘the m...2021-09-081h 01Adviser 3.0: The PodcastEp 16 – Ola Abdul on the creation of Fundment, unpacking the £10m fundraising process, and the big news about Timeline’s partnership with Fundment…Abraham and Ola have an insightful discussion, going into the details about:
How Ola got into the industry and what led to the creation of Fundment
Where Ola is in terms of people, clients, and AUA
Unpacking the £10m fundraising process, including £3.375 ETFS Capital
Discussing the role of technology in the sector, in particular the old chestnut about outsourcing vs propriety tech
Ola’s thoughts on the wall of PE money moving into platform and the most reliable form of platform ownership
The big news about Timeline’s partnership with Fundment, and what we’ve been working on
And of c...2021-08-1140 minAdviser 3.0: The PodcastEp 15 - Bella Caridade-Ferreira, founder of Fundscape, gives Abraham the details about why she built the firm, Finscape - her joint venture with Altus, and much more…Abraham and Bella dive into the nitty gritty of:
Bella’s career and the journey that led to the creation of Fundscape
Future aims for Fundscape’s joint venture with Altus, known as Finscape
The flood of PE money going into platforms, and what’s driving this change
Bella’s views on Vanguard flexing their muscles
Whether vertical integration is still a dirty word
The most positive developments over the past 20 years, both in terms of people development, fund managers and tech
Bella’s approach to saving for retirement and what her portfolio looks like
2021-07-2852 minAdviser 3.0: The PodcastEp 14 – Sean Hagerty, Managing Director of Vanguard Europe, discusses the 10th anniversary of LifeStrategy Funds, the driver behind Vanguard’s foray into financial advice and what’s to come...Abraham and Sean delve into the details on:
- Sean’s role as Managing Director, Europe at Vanguard and his career to date
- An overview of Vanguard’s business in Europe today
- The driver behind Vanguard’s foray into financial advice
- Why Vanguard’s investment approach is proving so popular
- The 10th anniversary of LifeStrategy Funds – and the secret behind their success...
- What’s in the pipeline for Vanguard
- Sean’s investment strategy and plans for retirement2021-07-1443 minAdviser 3.0: The PodcastEp 13 – Rowena Crawford discusses her work at the Institute for Fiscal Studies, her recent whitepaper on retirement saving, and her most significant research revelation…Abraham and Rowena get straight to the point in this episode, covering:
- Rowena’s background and work at the Institute for Fiscal Studies
- What made her decide to take on her research and what the biggest revelation has been
- Her recent involvement with the paper on, ‘When should individuals save for retirement? Predictions from an economic model of household saving behaviour’.
- Delving into the details of the lifecycle model and what this really means
- The power of habit
- A parent’s approach to retirement and im...2021-06-3031 minAdviser 3.0: The PodcastEp 12 – David Harvey on why he created Seccl, his views on adviser tech and the sale of Seccl to Octopus for £10m…Abraham and David dive into the nitty gritty of:
David’s career and the journey that led him to launch Seccl
Insight into Seccl – what it does and the third parties (APIs) it is connected with
David’s thoughts on the state of adviser tech today and how ‘Adviser Platforms’ often don’t provide the technology advisers need
David sold Seccl to Octopus for £10m, he explains the impact of this and his attitude to money
The cost-structure at Seccl: How the costs stack up, whether advisers are adding margins to their costs and whether the model allows for flat fee...2021-06-1637 minAdviser 3.0: The PodcastBIG NEWS: Ep 11 – Abraham switches from host to being interviewed by Justin King on the latest HUGE announcement surrounding Betafolio and Timeline.SPECIAL EPISODE: Justin King interviews Abraham on the BIG NEWS for Timeline and Betafolio. Here’s what is on the agenda for this episode:
- How many pieces of tech advisers need, and the lack of seamless integration on the market
- How Timeline is rebuilding the adviser tech stack to save advisers time, risk and cost AND deliver better client outcomes.
- Reducing the cost of investing for the client through Evidence Based Investing and why it is the most effective way to capture returns.
- BIG NEWS: The powerful com...2021-06-0248 minAdviser 3.0: The PodcastEp 10 - Rebecca Aldridge on growing from £0 to £100m+ in just 6 years with a flat fee planning modelAbraham and Rebecca have an interesting discussion about:
- Rebecca’s career at Balance: Wealth Planning, and insight into her personal journey that led to her starting the firm
- Where she is in terms of people clients, and financial metrics
- Since Balance started it’s grown incredibly fast, Rebecca explains the key drivers behind this
- The significance of fees, and why they shouldn’t be adjusted to the client’s budget
- What the investment process looks like today, including whether to outsource or build things internal...2021-05-1946 minAdviser 3.0: The PodcastEp 9 – David Ferguson, founder and chief executive of Nucleus, gives his thoughts on the state of the industry, the sale of Nucleus to James Hay and his plans for the future.Abraham and David Ferguson get into the nitty gritty around:
- David’s career journey, and how it led to the creation and rise of Nucleus
- Nucleus’ new MPS solution (Nucleus IMX), and why Nucleus is taking on this segment of the market
- The sale of Nucleus to James Hay, and the drivers behind this
- The significant impact of having massive floods of PE money into the platform sector
- Why the public markets have a lesser view of Nucleus in comparison to the likes of AJ B...2021-05-0556 minAdviser 3.0: The PodcastEp 8 – Kevin Doran, Managing Director at A J Bell, gives his thoughts on his role, how to approach investing and where the industry has gone horribly wrong!Abraham and Kevin have a lively discussion around:
- How Kevin started in Asset Management and his role at A J Bell Investments
- Growing £1bn of assets organically and the investment approach behind it
- Explaining the difference between discretionary MPS providers operating on AAC and reliance on others.
- The significance of VAT and why it shouldn’t be charged to clients
- Kevin’s biggest financial mistake
- How Kevin plans to invest his retirement money2021-04-2151 minAdviser 3.0: The PodcastEp 7 – Rory Percival - the highly influential ex regulator, speaker, and consultant joins Abraham to take a deep dive into capacity for loss. Listen to it here…Abraham talks capacity for loss with the renowned Rory Percival:
- Rory takes us back to when he joined the financial services, providing insight into his vast experience.
- They talk about Rory’s responsibility for introducing 'Capacity for Loss' into financial adviser lexicon and why this is has become a mandatory requirement for advisers.
- They explore the assumptions and issues associated with ‘Capacity for Loss’.
- Rory shares his explanation on the Income Pyramid and how the DBAAT framework approaches this.
- And they look at Rory’s invest...2021-04-0748 minAdviser 3.0: The PodcastEp 6 – Bill Bengen on the history of his research on the 4% rule, his latest thinking on the framework of current strategies and the role of inflation and market valuation on SWR today…Abraham and Bill have a detailed discussion around:
- How Bill got into financial planning and his role as former owner of Bengen Financial Services
- The history of his research on the 4% rule
- Bill’s latest thinking on the framework of retirement withdrawal strategies
- Bill’s thoughts on the role of inflation and market valuation on SWR today
- How Bill invests his retirement money2021-03-2445 min
Fintech ImpactTimeline with Abraham Okusanya | E166In this 166th episode of Fintech Impact, Jason Pereira, award-winning financial planner, university lecturer, writer, and host interviews Abraham Okusanya, CEO and Founder of Timeline. Timeline is an online platform that allows people to stress test the decumulation phase of their life and come up with a plan to deal with it!Episode Highlights:0:34 – Abraham Okusanya introduces Timeline.1:18 – Jason discusses the conflicting aspects and uncertainty of decumulation.1:52 – What was Abraham’s journey that led him to start Timeline?5:47 – Jason explains his biggest problems with financial plans.6:27 – What are the client inputs and outputs involved when working with...2021-03-2330 minAdviser 3.0: The PodcastEp 5– Sarah Newcomb on a behavioural economics and the research from her book Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind. Sarah discusses her research and keyAbraham and Sarah have a full and fascinating discussion on:
-Sarah’s role as a behavioural economist and author
-Sarah discusses the findings from her book Loaded: Money, Psychology, and How to Get Ahead without Leaving Your Values Behind.
-The role of investor behaviour and psychology, and how this effects the outcomes in retirement.
-Sarah’s key lessons she’s learnt from financial advisers and clients
-How Sarah invests her retirement money2021-03-1038 minAdviser 3.0: The PodcastEp 4 – Tim Horrocks on his role at Rock Wealth, his work with Betafolio and how it helps with portfolio management, and how he invests his money…In this episode Abraham and Tim delve into the details around:
- How Tim got into financial planning
- Tim’s role at RockWealth and his vision for the business
- Tim’s work with Betafolio and how it helps with portfolio management
- Tim’s exit strategy
- Tim’s input on EBAL and the importance of driving this
- How Tim invests his retirement money2021-02-2439 min
The Meaningful Money Personal Finance PodcastRetirement Spending Patterns with Abraham OkusanyaSpending is one of the biggest levers in our control. When we’re building wealth, well….we won’t build wealth unless we control our spending. When we approach retirement, it’s really important to understand what our likely spending patterns might be so we can plan accordingly. Today I bring back repeat guest, the ever-popular Abraham Okusanya of Timeline, who has literally written the book on retirement spending and investing called Beyond the 4% Rule (link below), and continues to do great work in this field.2021-02-2434 minAdviser 3.0: The PodcastEp 3 - Alan Smith on his vision for the future, the importance of great tech and where he invests his money.In this episode, Abraham and Alan discuss the latest details on:
Capital Asset Management and Alan’s role as Chief Client Officer
How Capital Asset Management is distinguishing itself against other firms in London, being the wealth management capital of the world
Alan’s vision for the future of Capital Asset Management and what the next 5 years will involve
What Alan’s dream technology stack would look like
How Alan invests his retirement money
Advice to those starting out in their career in finance
2021-02-1043 minAdviser 3.0: The PodcastEp 2 - Sarah LordIn this episode Abraham and Sarah chat through Sarah’s career and get into the particulars around:
Succession and Sarah’s role as Chief Client Officer
How Succession is differentiating its business from copy-cat competitors
How Sarah sees technology impacting advisers, and the cost of advice
Sarah’s priorities as President of the PFS over the next 12 months
How we bring on more female leaders and executives
How Sarah invests her retirement money…
Advice to those starting their career in financial planning today
2021-01-2736 min
Financial Adviser Lives PodcastInterview with Founder/CEO, Betafolio & Timelineapp.co Abraham OkusanyaRecorded as part of the acclaimed Financial Adviser Mastermind and Challenge, enjoy this interview with Abraham Okusanya.
Abraham is the founder and CEO of Timelineapp.co, the next-gen retirement income software used by financial advisers to create and manage sustainable withdrawal strategies for their clients. With users in the US, UK, Canada, Australia and Ireland - Timelineapp’s vision is to help 10 million baby boomers face retirement with greater clarity and confidence.
Abraham founded the UK’s premier flat-fee turnkey asset management firm Betafolio and the retirement research consultancy, FinalytiQ. He hosts the annual Science of R...2021-01-1244 minAdviser 3.0: The PodcastEp 1 - Paul LewisIn this episode Abraham and Paul delve into the details around:
How Paul got into financial journalism
Paul’s proudest accomplishments in the profession
Paul’s views on adviser fees being a ‘wealth tax’
Paul’s Active Cash Strategy and his 2016 research into cash versus tracker funds - and Abraham’s niggles with the research…!
How Paul invests his retirement money and his biggest financial mistakes
Guest profile
Paul Lewis is an award-winning financial journalist and broadcaster, best known as the presenter of the BBC Radio 4 Money Box.
He also regula...2021-01-0541 min
Talking SenseNational Advice Forum | Abraham Okusanya, The Future of Technology: Illustrating Withdrawal Rate StrategiesEpisode two of our National Advice Forum Podcast featuring Abraham Okusanya.2020-11-0230 min
Maven Money Personal Finance Podcast175 - Abraham Okusanya 2020In this episode of the Maven Money Personal Finance Podcast… Andy is joined by long term repeat co-host, Abraham Okusanya. Quick Preview of the Podcast: What we have witnessed in 2020 investments and media Tech stocks and long term capital returns The "no brainer" portfolio Overcomplicating simple ideas Links: Patreon Humans Under Management Andy Hart Leave a review! Don't forget to check out the Maven Adviser website for more great con...2020-09-1754 min
The Retirement Café PodcastGiving today’s market volatility a historical context, with Abraham OkusanyaIf you are a regular listener to the podcast – firstly, thank you for joining me again this week – and secondly, you will probably be aware that the podcast is sponsored by Timeline App. Each week, I give a brief explanation of the TimelineApp software and how it helps financial planners like me bring your retirement journey to life and answer your big retirement income questions. But Timelineapp really comes into its own at this time of high market volatility, so I am delighted to welcome back to the show today founder and CEO of Timelineapp, Abraham Okusanya. 2020-04-2133 min
Informed Decisions Independent Financial Planning & Money PodcastPodcast144: The Abraham Okusanya InterviewWelcome to Informed Decisions Podcast, Ireland's #1 Finance Blog & Podcast. As we continue out focus on managing and optimising pension and retirement income in Ireland we are delighted to bring you one of the leading lights in the academic research of this topic, Abraham Okusanya. As the creator of Finalytiq in the UK, author of 'Beyond the 4% Rule', and host of the 'Science Of Retirement' Conference there is not much that he does not know about delivering results for customers in their investing and retirement planning. Sit back and enjoy! Paddy Delaney P...2019-07-1352 minThe Retirement Café PodcastMaking your pension savings last a lifetime, with Abraham OkusanyaSince George Osbourne pronounced the words “No one will have to buy an annuity again” in 2014, the retirement market has changed from a safety-first environment to one full of risk and responsibility. No longer forced to convert your hard-earned savings into an annuity – a guaranteed income for life in exchange for your pension pot – pension freedoms legislation allows you more freedom on how to spend your retirement savings. Fundamentally this means more people decide to invest their retirement savings and take an income to meet their expenditure needs. My guest on The Retirement Café Pod...2019-02-0519 minMaven Money Personal Finance Podcast067 The Truth About Multi Asset Investing with Abraham OkusanyaIn this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat co-host and brother from another mother, Abraham Okusanya. Quick Preview of the Podcast: What is multi asset investing? Key findings of the "Dysfunctional Families" report. Understanding the "no brainer" approach. A prize for a lucky listener! Links: Leave a review! Don't forget to check out the Maven Adviser website for more great content. So sit back and enjoy unrivalled words of wisdom f...2018-08-0933 minMaven Money Personal Finance Podcast051 Abraham Okusanya - Beyond The 4% Rule: The science of retirement portfolios that last a lifetimeIn this episode of the Maven Money Personal Finance Podcast… Andy is joined by repeat co-host, Abraham Okusanya. Together they discuss the topics surrounding Abraham's new book - Beyond the 4% Rule: The Science of retirement portfolios that last a lifetime. Quick Preview of the Podcast: Respecting longevity in your retirement plans. Defend against the thief that keeps on taking. Understanding your spending patterns during retirement. A brief and wise interjection from Grand Master Yoda. Links: Beyond the 4% Rule Leave a review! Don't forget t...2018-04-191h 00
PFS Festival RadioAbraham Okusanya, FinalytiQFresh off the stage after his conference speech about the science of retirement income, Martin chats to Abraham Okusanya from FinalytiQ.
Abraham is the principal at FinalytiQ, a research firm specialising in investment propositions, pensions and platforms. He sits on the investment committees of several financial planning firms, and he’s frequently sought by asset managers, pension and platform providers looking to build products and propositions that are fit for purpose.
@AbrahamOnMoney2017-11-0704 minMaven Money Personal Finance Podcast022 To Pay or Not to Overpay Your Mortgage - Co-Host Abraham OkusanyaIn this episode of the Maven Money Personal Finance Podcast… Andy is joined by Co-Host Abraham Okusanya to discuss the big question - should you overpay your mortgage? Quick Preview of the Podcast: How to most effectively allocate your resources The financial vs emotional aspects of this question Is it a no brainer to pay your mortgage off? Passionate and opinionated insights from two experts in the field. Links: Andy's Podcast Recommendation https://finalytiq.co.uk/author/abraham/ Don't forget to check out the Maven Adviser website for...2017-09-2844 min
The Meaningful Money Personal Finance PodcastS5E6: Investing In Retirement, with Abraham OkusanyaI’m delighted to welcome back Abraham Okusanya of Finalytiq to help me cover a topic which is so important - investing in retirement. It’s important because if there’s one time in your life you really can’t afford to get it wrong, then it’s in retirement. Podcast: Subscribe in iTunes | Play in new window | Download Sponsor Message This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset...2017-04-0549 min