Shows
Trendy v udržitelnostiTrendy v udržitelnosti #60 – Tomáš Policar, děkan Fakulty rybářství a ochrany vodLidstvo od roku 1950 zvýšilo komerční rybolov z 20 na 120 milionů tun ročně. Nejde přitom o jediný faktor, který vede k dramatickému snižování populací divokých ryb. V podcastu Trendy v udržitelnosti, který přináší ve spolupráci s e15 projekt [ta] Udržitelnost, to řekl Tomáš Policar, děkan Fakulty rybářství a ochrany vod Jihočeské univerzity.
2025-11-2531 min
Embrace Balance, Discover JoyS2E12: Empowered Eating with Stephanie PolicarA wonderful chat with Stephanie Policar.About Stephanie:Stephanie Policar is a certified nutrition coach, cookbook author and culinary instructor who is passionate about knowing what goes into food, and ensuring that the most nutrient-dense, organic ingredients are top of the list. She helps busy families figure out how to easily enjoy great-tasting, allergy-friendly meals at home, while traveling, and in social situations. Stephanie works with clients one-on-one or in small groups to set specific goals, transition into healthy habits, and stay on track so they can feel their best.
2025-05-0725 min
The Executive ExchangeEven a small utility can be carbon neutral, with Pav Policar, Chairman, VAK HB Plc., Czech RepublicEven a small utility can be carbon neutral, with Pav Policar, Chairman, VAK HB Plc., Czech RepublicIn this episode of the Exec Exchange podcast, host Piers Clark speaks with Pavel Policar, chairman of VAK HB Plc. in the Czech Republic. Pavel shares insights from his extensive career in the water sector, including his academic background, international experiences, and his impactful work at VAK HB Plc.. Highlights include his innovative projects in tariffs, zero politics, heat recovery systems, and photovoltaics, making VAK HB Plc. a carbon-neutral utility. Pav also reflects on his personal values, the influence of...
2025-04-2911 min
The Countdown of Monte CristoDantès Meets Napoleon (The Count of Monte Cristo, Chapter 1)📚 Summary:
Edmond Dantès reveals to M. Morrel that he met Napoleon while delivering a packet to Marshal Bertrand at Elba. Napoleon recognized the Morrel family name, recalling a connection with M. Morrel’s uncle, Policar, who served with him in Valence. Delighted by the story, M. Morrel encourages Dantès to share it with his uncle, while also cautioning that interacting with Napoleon could lead to trouble if discovered.
✨ What Happens:
Dantès confirms he met Napoleon during his visit to Marshal Bertrand’s apartment on Elba.
Napoleon inquires about the Pharaon’s voyage, its cargo, and...
2025-01-2605 min
Cesty k soběRobert Policar, Rok 2025 - rok usmiřování a uzdravování🌸 Rozhovorem Vás provází Adriana Ježková
Důležité konstelace roku 2025
www.robertpolicar.cz
Robert Policar - astrologie, práce se sny, Mayský kalendář
00:00 - Úvod00:40 - Práce se sny, snění02:36 - Energie dřevěného hada04:14 - Energie planety Saturn06:44 - Pluto ve Vodnáři10:08 - Zásadní momenty roku 202418:53 - Jak se nám bude v roce 2025 dařit v oblasti vztahů?26:24 - Důležité konstelace roku 202530:34 - Představivost32:52 - Rok 2025 z pohledu numerologie42:24 - Dřevěný ha...
2024-12-1146 min
The Crumpled Papers PodcastS3 E7: When A Church Kid Realizes They're Being Manipulated (w/Aleah Policar)This week on the podcast, I am joined by Aleah Policar, a fellow church kid from my childhood church organization, to discuss the many different ways emotional manipulation and shame were used by her church and its leaders as a response to her not fitting the mold they needed her to. The conversation in this episode is inspired by the topics and themes of my book "A Jumble of Crumpled Papers".
The Crumpled Papers Podcast now has a Patreon!
https://patreon.com/CrumpledPapersPodcast?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=creatorshare_cr...
2024-06-041h 39The Crumpled Papers PodcastS3 E7: When A Church Kid Realizes They're Being Manipulated (w/Aleah Policar)This week on the podcast, I am joined by Aleah Policar, a fellow church kid from my childhood church organization, to discuss the many different ways emotional manipulation and shame were used by her church and its leaders as a response to her not fitting the mold they needed her to. The conversation in this episode is inspired by the topics and themes of my book "A Jumble of Crumpled Papers".
The Crumpled Papers Podcast now has a Patreon!
https://patreon.com/CrumpledPapersPodcast?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=creatorshare_cr...
2024-06-041h 39
Talking Utter SlotPlaying With Small ThingsCan a 70s Scalextric Ferrari on new tyres really keep up with a Policar F1? Was the mid-90s Ferrari F40 GT a mass hallucination?Plus, Nick buys his first Policar (no, really) and Scott learns the hard way about racing digital with weather effects activated.All this plus the latest Top 10 selling slot cars from Pendle Slot Racing. Hosted on Acast. See acast.com/privacy for more information.
2024-04-2652 minTalking Utter SlotPlaying With Small ThingsCan a 70s Scalextric Ferrari on new tyres really keep up with a Policar F1? Was the mid-90s Ferrari F40 GT a mass hallucination?Plus, Nick busy his first Policar ( no, really) and Scott learns the hard way about racing digital with weather effects activated. All this plus the latest Top 10 selling slot car from Pendle Slot Racing. Hosted on Acast. See acast.com/privacy for more information.
2024-04-2552 minTalking Utter Slot2024 World Cup of Slot - Semi-Final 12024 World Cup of Slot - Semi-Final 1: Slot.it/Policar vs SCXThe first of the semi-finals pits Italy vs Spain, Slot/Policar against SCX (Scalextric in Spain).Both make cars, both make track, both have digital systems and both have huge numbers of fans, but who can win through to eth final of the 2024 World Cup of Slot? Hosted on Acast. See acast.com/privacy for more information.
2024-02-1314 minTalking Utter Slot2024 World Cup of Slot - Match 12024 World Cup of Slots - Match 1 : Slot,it/Policar vs PioneerWhich is the best slot car company?To answer the question here's the Talking Utter Slot 2024 World Cup of Slots. The tournament kicks-off with Slot.it/Policar vs. Pioneer. Hosted on Acast. See acast.com/privacy for more information.
2024-02-0510 min
POPeracastOrder in the Court! with Rachel Policar, William Grundler, and Caleb Yanez GlickmanPOPeracast host Jennifer Miller Hammel sits down with soprano Rachel Policar, tenor William Grundler, and conductor Caleb Yanez Glickman to discuss the Los Angeles PREMIERE! of Derek Wang's Scalia/Ginsberg, paired with the Gilbert & Sullivan early one act comedy Trial by Jury, which in true POP-style, is reimagined in 1980's LA Divorce Court. Scalia/Ginsberg - Trial by Jury will be performed at the Highland Park Ebell Club Friday November 17, 2023 | 7:00pm Saturday November 18, 2023 | 7:00pm Sunday November 19, 2023 | 3:00pm Friday November 24, 2023 | 7:00pm Saturday November 25, 2023 | 7:00pm Sunday November 26, 2023 | 3:00p...
2023-11-1340 min
Shamoun#58 Shamoun: Aaron Policar 2: A un mes del conflicto Israel vs Hamas. Palestina, AntisemitismoHola y bienvenidos al capitulo numero 58 de Shamoun. Saben que tienen en comun este nene de 6 años y este señor de 69… ambos estan muertos, ambos fueron asesinados uno por palestino y el otro por judio. Ninguno de los 2 era soladado, ninguno de los 2 estaba ni remotamente cerca del area de combate. Esto paso cerca de Chicago y cerca de Los Angeles. Estos son solo dos de los actos de odio que habran inundado tu feed en instagram, tu timeline en twitter, etc.Hoy a un mes del inicio de la guerra en medio oriente hacemos una...
2023-11-082h 45
Les podcasts du MédiaQui veut la peau des antiracistes ? Cet auteur attaque les "laïcistes intégristes" | Alain Policar« C'est le moment pour la France de s'attaquer sérieusement aux profonds problèmes de racisme et de discrimination raciale parmi les forces de l’ordre », c’est ce qu’a déclaré une porte-parole du Haut-Commissariat des Nations Unies aux droits de l’homme le 30 juin dernier, après une 3ème nuit de révoltes urbaines déclenchées par la mort du jeune Nahel, 17 ans, entre les mains de la police. “Circulez, il n’y a rien à voir”, c’est grosso modo ce qu’a répondu la France, par la voix de son ministre des affaires etrangeres pour qui " Toute accu...
2023-08-1057 min
La Fédération Gay-Lussac fait sa chimie !La Parole à #7 Christelle HUREAU-SABATER et Clotilde POLICAR « La chimie est centrale dans la résolution des défis auxquels la planète fait face
aujourd’hui. La recherche de solutions est déjà à l’œuvre ! »
La Parole à reçoit Christelle HUREAU-SABATER et Clotilde POLICAR, lauréates du Prix de l’Académie des sciences « la chimie au cœur des enjeux de la société». Ce Prix, à l’initiative de la Fédération-Gay-Lussac, a été remis pour la première fois le 18 octobre 2022, sous la coupole du Palais de l’Institut de France! Il vise à récompenser un chercheur ou une chercheuse, un enseigna...
2023-01-1720 min
The Stream (with Will & Tom)Czech-ing in with Pavel Policar, the "water butcher" | The Stream on the roadIn this special mini-season, before we kick off season 5, Will and Tom pack their bags and head to WEX Global 2022 in Valencia to chat with four special guests. This week, Pavel Policar, President of VAK HB, joins Will and Tom to talk about the work he has done turning around the fortunes of a municipality in the Czech Republic and how he got his nickname, the 'water butcher'!Plus, hear about:- Having a vision and why it is so important when it comes to transformation at a company- - - - Reducing water l...
2022-09-1510 min
The Money ScriptBetween 2 Advisors - A Convo with Michael PolicarIn this episode of The Money Script Podcast, host Yohance Harrison is joined by financial advisor and Twitter favorite, Michael Policar. They explore the challenges and joys of running independent financial firms, share insights on overcoming the inertia many face in financial planning, and discuss the importance of fiduciary standards. Michael reflects on his entrepreneurial family roots, his journey from broadcasting to financial services, and why Twitter has become a vital tool for connecting with like-minded professionals. With practical advice and a touch of humor, this episode is perfect for anyone looking to take control of their financial future.
2022-09-0244 min
Go Out And Live!Oh, Behave!I recently completed Shaping Wealth's "Building the Behavioral Advisor" program and it was one of the most transformative experiences of my career. My goal today is to talk with you about a few things I've learned and how they APPLY to our personal financial lives. I can't wait to share more of what I've learned and exercises to help you help yourself. Questions? Email me: Mike@ngpfp.com
2022-08-0212 min
Go Out And Live!What will the World Look Like in 5 years?What might the stock market look like 5 years from now? If it's higher, then should you be buying or selling right now? Even if it were to go down 50% more from here, but 5 years from today it were higher, would buying be a mistake or a good decision? It's kind of an important question, isnt it? Questions? Email me: Mike@ngpfp.com
2022-07-2611 min
Go Out And Live!How Do I Start Investing?No matter where you find yourself in life, it's never too late to begin your investing journey. Whether you can start with $10 or $10 million, getting started can often be the hardest part. Here's the secret: It doesn't have to be that hard. Questions? Email me: Mike@ngpfp.com
2022-07-1912 minGo Out And Live!Does a Recession Really Matter?Of course it does. But not being able to pay your bills during an economic expansion feels a lot worse than being able to pay your bills during an economic recession. This week, we talk about recessions, the effect on US stocks, and hot dogs. Questions? Email me: Mike@ngpfp.com
2022-07-1209 minGo Out And Live!The Declaration of IndependenceThis week I read the Declaration of Independence. This is not a political statement. I believe it's important to know how The United States of America began. We'll get back to personal finance next week. Questions? Email me: Mike@ngpfp.com
2022-07-0509 min
Go Out And Live!Packing your ParachuteAs we continue our conversation on planning for the event of sudden job loss, we dive into several insurance-related iems. We talk about health insurance options, like COBRA, and dive into life insurance as well. There's more to this conversation to come. Questions? Email me: Mike@ngpfp.com
2022-06-2810 minGo Out And Live!Layoffs? Layoffs?! Are You Kidding Me?!?Coach Jim Mora's response to a question about making the playoffs resulted in one of the funniest post-game interviews in the NFL. As news of layoffs continues to make the front page, we discuss a few elements of your compensation package that could require some planning in case you get the dreaded pink slip. Questions? Email me: Mike@ngpfp.com
2022-06-2110 minGo Out And Live!Fresh DebtI'd prefer frozen in this case, but I found myself faced with a decision to liquidate hundreds of thousands of dollars of investments or borrow money. I chose the borrowing route, and while I think it was the right decision FOR ME, it doesn't come without risks and without me losing control of money. Questions? Email me: Mike@ngpfp.com
2022-06-1410 minGo Out And Live!The Media and Your MoneyMedia is a business, not a public service. The same is true for social media. Their goals are to extract as much profit as they can. Sensationalism sells, pragmatism doesn't. Next time you're listening to someone on TV talk about doom and gloom, remember that they don't care if you meet your goals or not. Only that you "pay" attention. Questions? Email me: Mike@ngpfp.com
2022-06-0710 minGo Out And Live!Dead Cat BounceDon't worry, this is still a personal finance podcast. Today we're talking about a phenomenon that can both help investors weather terrible downturns in stock prices, and pump-fake us into believing we're done with the selling. We've already had one such dead cat bounce in the market this year, and there could be more. Questions? Email me: Mike@ngpfp.com
2022-05-3111 min
The Advisor JourneyThe journey from wirehouse to independent advisor with Mike PolicarTransitioning from a wirehouse to an independent advisor can be challenging. In this episode, Mike Policar of NGP Financial Planning talks with hosts Jason and Dasarte about how to successfully make the transition. He outlines the mistakes, so you can avoid them.ABOUT ALTRUIST:We’re on a mission to make financial advice better, more affordable, and more accessible to everyone. Altruist is an all-in-one platform built exclusively to help RIAs start, run, and grow their practices. Our platform saves you time and reduces your costs: You can manage your entire book of business, get per...
2022-05-2534 minGo Out And Live!What the Heck is a Stink Bid?If you've got your shopping shoes on, but aren't sure whether the market has further to fall or not, you could always try using a "stink bid" to get shares of a stock you like at a price much lower than the current market price. This week, we're talking about Stink Bids and of course, some risk factors associated with this strategy. Questions? Email me: Mike@ngpfp.com
2022-05-2408 min
Ferguson Library PodcastAll Hail the King, Frankie M. CyanideIn this episode we meet Selina Policar, AKA Frankie M. Cyanide, the busiest drag king in Connecticut. When not rocking local punk drag shows, Policar has served as a Stamford city official, worked at a local school, and busily advocated for LQBTQ rights. MUSIC“Speed Energy” by Winnie the MoogAll other music generated by Aiva
2022-05-1922 minGo Out And Live!Your Brain, Your Money and Your HairIf you're scared of the market, or thinking about it gives you anxiety because you're uncertain about what might happen in the future, you are human. That's a normal, natural reaction to what is happening in the market. It's okay. You're okay. Questions? Email me: Mike@ngpfp.com
2022-05-1712 minGo Out And Live!This Market SucksSometimes the market just plain sucks. That's the kind of market we're in now. There are myriad reasons why, but the only thing that matters is what matters to you. How you feel and how you act will likely have more to do with YOUR reality than the market action. Questions? Email me: Mike@ngpfp.com
2022-05-1011 minGo Out And Live!While I was AwayIt's been about 6 weeks since our last conversation, and this week I'm back to give you an idea of why I was away. We'll also talk about what train travel and investing have in common. Thanks for sticking with me through a rough time in my life! Questions? Email me: Mike@ngpfp.com
2022-05-0308 minGo Out And Live!Black GoldOil finds a way into most of our lives. The roads you drive on are paved with oil. Each tire on your electric car take about 7 gallons of oil to produce. Even your toothbrush comes from oil! It's a major part of our world and it goes largely unnoticed until the prices skyrocket like they have lately. Questions? Email me: Mike@ngpfp.com
2022-03-1513 min
Go Out And Live!A "Healthy" Correction Can Make You Feel SickA good time to think about a correction is when markets are behaving well. After the crash, it can be too late, and rash decisions can end up compounding the problems facing your financial well being. If you're like me, a friendly reminder is a welcome thing while we're within 1.5% of the all time highs. Questions? Email me: mike@ngpfp.com
2022-03-0808 minGo Out And Live!War is HellThis week's conversation is a quick one. Like a lot of people, from the comfort of our homes in the USA, we're watching in horror the war in Ukraine. Thanks to the folks at LPL Research, we quickly explore how US stocks have fared during times of conflict and major world events. Questions? Email me: Mike@ngpfp.com
2022-03-0107 minGo Out And Live!Rely on Your StrategyHope is not a strategy. You can certainly hope that things go your way. And you should have hope for a better future, especially if you're an investor. But hope by itself is not a strategy. This week we call on three famous innovators to illustrate the point. Questions? Email me: Mike@ngpfp.com
2022-02-2211 min
Conscious Design Podcast™Interview with Jack Policar of The Climate Wiki on the Opportunity in Tech on EcologyToday Ian welcomes Jack Policar to the Conscious Design podcast. Jack first introduces himself and then talks about why he sees tech as a way to let more people know about the issues of ecology around us and spread awareness. Jack then talks about how he tries to aid companies who try to join in on the movement but have a bit of trouble orienting themselves. Jack then describes how he tries to support people and build a network in which each of them can grow. Jack also mentions one of the positives of having a community as you...
2022-02-2032 min
Conscious Design Podcast™Interview with Jack Policar of The Climate Wiki on the Opportunity in Tech on EcologyToday Ian welcomes Jack Policar to the Conscious Design podcast. Jack first introduces himself and then talks about why he sees tech as a way to let more people know about the issues of ecology around us and spread awareness. Jack then talks about how he tries to aid companies who try to join in on the movement but have a bit of trouble orienting themselves. Jack then describes how he tries to support people and build a network in which each of them can grow. Jack also mentions one of the positives of having a community as you...
2022-02-1847 minGo Out And Live!One Percent BetterTo get 1% better every day means you'd improve by 37x every year. It might be doable in some areas for a little while, but probably not a sustained period of time. What I think is better is to focus on incremental improvement. You get really far by taking small steps. Questions? Email me: Mike@ngpfp.com
2022-02-1509 minGo Out And Live!Mind on My MoneyAs Americans, we spent a lot of time thinking about money last year. More specifically, OUR money. That was evident based on the top 10 trending internet searches of 2021. We discuss those, and the difference between knowledge and wisdom as it pertains to investors. Questions? Email me: Mike@ngpfp.com
2022-02-0111 minGo Out And Live!So, You wanna be an Investor?This episode was inspired by a tweet that I responded to last week, and an investment concept that I've talked about in the past. I think it can be very helpful to view your investments as "units" rather than dollars. The dollar value will change with the whim of the markets. The number of shares you have will not. Questions? Email me: mike@ngpfp.com
2022-01-2510 min
Go Out And Live!FearFear drives a lot of short term market direction. But somehow, over the long-term optimism seems to rule the markets. It's important to separate Fear from Uncertainty and Uncertainty from Risk. They're interrelated, but they're not the same thing. Don't allow fear to get in the way of making decisions that you believe to be right for you and your future. Questions? Email me: Mike@ngpfp.com
2022-01-1111 min
Go Out And Live!Save More MoneyThe IRS has raised the limits for 401(k) and similar contribution maximums for 2022. You can now put $20,500 into a 401(k) and if you're over 50 years old, you can make an additional $6,500 catch-up contribution. It's important to take a look at what you're contributing to your 401(k) and make sure it's the right plan FOR YOU! Questions? Email me: Mike@ngpfp.com
2022-01-0411 min
Go Out And Live!Finding Success in FailureI set a goal to do 25,000 pushups in 2021. I didn't do 25,000 pushups in 2021. The year isn't quite over, but there's no way I'll get there. In failing to hit my goal, I learned a lot about myself. And more importantly, I learned that even a "failure" can be a success. Questions? Email me: Mike@ngpfp.com
2021-12-2810 min
Go Out And Live!Fixing the Fixable with Laurie RuettimannHave you ever wanted to walk into your bosses office and just should "I QUIT" and walk out? You haven't done it, because it's not usually a great way to handle that sort of thing. But if you've ever felt like you hate your job, or you get the Sunday Scaries about going back to work on Monday, you'll want to hear what Laurie has to say. Questions? Email me: Mike@ngpfp.com
2021-12-1434 min
Go Out And Live!Absolutely Nothing! (Bad Debt)Can you afford the purchase? Or can you just afford the payment? When you're buying a car, the dealer wants to talk about the payment. Why? Because they don't want you to know how much the car costs! They just want you to know you can afford the payment. Don't let bad debt put you in a tough situation. Questions? Email me: Mike@ngpfp.com
2021-12-0712 min
Go Out And Live!Debt (What is it Good For?) Part 1I'm a fan of the Edwin Starr song, so I figured the title was a nice homage. But this weeks topic is about good debt. My definition of good debt is borrowing money to buy something that will increase in value or utility over time. We talk about a few examples of good debt and a story about a prominent historic figure in American culture. Questions? Email me: Mike@ngpfp.com
2021-11-3006 min
Les mots de la science« U » comme universalismeL’épisode du jour est dédié à l’universalisme, un pilier de l’univers politique français, mais surtout un mot chargé, bien trop chargé, d’interprétations non fondées, de récupérations politiciennes, et de polémiques qui nous égarent. On accueille le politiste Alain Policar pour revenir, calmement, sur l’histoire du mot « universalisme », ses usages anciens et contemporains en philosophie politique, son dévoiement et les polémiques qui l'enflamment, puis comment, éventuellement, lui redonner ses lettres de noblesse. RéférencesIl sera beaucoup question dans cette émission du dernier...
2021-11-2527 min
Go Out And Live!Inflation!It's been quiet for a long time, but inflation is rearing it's head in a way not seen since the lead-up to the Global Financial Crisis and 2021 could prove to see more inflation than any single year since 1991. This week we talk about what inflation is, and a few things you can do to buffer yourself from the effects of this invisible "tax" on your lifestyle. Questions? Email me: Mike@ngpfp.com
2021-11-2310 min
Go Out And Live!It's Electric!25 years ago, electric cars were mostly concepts and designs by engineering students. Today, electric cars seem to be the next wave of car buying. From roadsters to delivery vans, sports cars to vintage-style pickup trucks, going electric is a very strong trend among automakers and it appears to be what buyers are most interested in as well. Questions? Email me: Mike@ngpfp.com
2021-11-1610 min
Go Out And Live!Spreadsheets and HeartbeatsFinancial planning, whether done by a professional or done yourself, should give you confidence that you're heading in the right direction. A spreadsheet can't assure you of success, but it can go a long way to easing your anxiety about finances. This week we explore a few ideas to help relieve financial stress. Questions? Email me: Mike@ngpfp.com
2021-11-0911 min
Go Out And Live!Compound Your Face OffThis is one of my favorite concepts when it comes to personal finance. Compounding, as Albert Einstein allegedly stated, is the 8th wonder of the world. It can be hard to keep it top of mind, since the first 20 years of compounding don't seem to move the needle compared to the next 20. One important element of compounding? DON'T INTERRUPT IT! Questions? Email me: Mike@ngpfp.com
2021-11-0210 min
Go Out And Live!Year End Tax PlanningAny time of year is a good time to do some tax planning. There's a lot of talk about it this time of year because people, for the most part, don't want to take action on something until they have to. In our conversation, we'll cover a few things that can potentially lower your tax liability in the current year and in future years. I am not a CPA and this is not tax advice. ALWAYS CONSULT A TAX ADVISOR. Questions? Email me: Mike@ngpfp.com
2021-10-2611 min
Go Out And Live!Uncle JackThis past weekend, we lost my uncle, Jack. He was a lot more than an uncle to me. Uncle Jack exemplified Go Out And Live. He lived life on his own terms and did it his way. Another lesson in his passing is that people will always remember how you made them feel. Questions? Email me: Mike@ngpfp.com
2021-10-1906 min
Go Out And Live!I Chose...PoorlyEnrolling in your health care plan can be easy, if you're keeping everything the same. But it can be incredibly difficult if you're going it alone, or even choosing from a list of options that is vastly different than what you're used to. Also a reminder: Medicare open enrollment begins Friday October 15th, 2021 and runs through Tuesday December 7th, 2021. Obamacare open enrollment begins Monday November 1st, and runs through Wednesday, December 15th. Questions? Email me: Mike@ngpfp.com
2021-10-1209 min
Go Out And Live!Employee Financial Wellness: Pandemic EditionAccounting firm PwC conducts a study of 1,600 employees across the United States each year, to gauge the financial wellness of the American workforce. As you might imagine, financial stress has grown for many during the pandemic. This week, we look at the data and offer a few potential solutions to ease the stress on our fellow workers. Questions? Email me: Mike@ngpfp.com
2021-10-0513 min
Go Out And Live!Roth vs. TraditionalIf you're not sure of ALL the differences between these two tax-classifications for retirement savings, you're in good company. Which one makes the most sense for you? Just because one is the right choice one year doesn't mean it will be the right choice the next year. Questions? Email me: Mike@ngpfp.com
2021-09-2813 min
Go Out And Live!10 Commandments of Getting a Home LoanIt's a competitive market to buy a home right now. I'm joined this week by my friend and mortgage expert, Greg Anderson, to talk about his 10 commandments for getting a home loan. Some of the "commandments" are no-brainer's, like don't take on new debt while you're applying for a mortgage, but some are head-scratchers. Questions? Email me: Mike@ngpfp.com
2021-09-2134 min
Go Out And Live!That Pisses Me Off!I'm hoping this will be the start of a "feature" every so often. Sort of like the Financial FAQ conversations. What's pisses me off is when any "advisor" really, but especially a FIDUCIARY advisor doesn't follow through on their duties to those they serve. It hurts people and gives the industry a bad reputation. It's time for that behavior to die. Questions? Email me: Mike@ngpfp.com
2021-09-1412 min
Go Out And Live!Employee Benefits: The BasicsThere's a lot to think about when it comes to employee benefits. This week we cover the basics, Health Insurance, Retirement, and Life Insurance. There's a lot more to it, but hopefully this will get the wheels turning for you. Questions? Email me: Mike@ngpfp.com
2021-09-0712 min
Go Out And Live!Beauty in SimplicityYour personal financial life doesn't have to be complex. I think a simple approach to personal finances may be better than a complex approach. Using nudges, automation, and simplifying your finances, you really can put yourself in control of money. Questions? Email me: Mike@ngpfp.com
2021-08-2408 min
Go Out And Live!Maintenance Spending and Buying TimeWe all spend our resources. Sometimes we spend money, sometimes we spend time. And sometimes we can buy time with money. And often we trade time for money. The question is: Are you making deliberate decisions about how you spend your resources? This week, we talk about a thought exercise to help discover our priorities in practice versus priorities in theory. Questions? Email me: Mike@ngpfp.com
2021-08-1711 min
Go Out And Live!Do YouThere are so many opinions on personal finance and investing strategies. I have many opinions, too. The one's that usually matter the most are the ones that YOU decide are right FOR YOU. It's all about being able to Do You, or own your strategy. It's easier to stick to that way. Questions? Email me: Mike@ngpfp.com
2021-08-1010 min
Go Out And Live!Investing OlympicsWhile you're watching the 2020 Summer Olympic Games (or not) in 2021, try to think about the time and sacrifice each of the athletes put into reaching their goals. You can do it to in your own Investing Olympics! Here's my favorite part: Most of the work is simple being patient. Patience pays. Questions? Email me: Mike@ngpfp.com
2021-08-0309 min
Go Out And Live!Long Term Care Tax...Coming Your Way Soon?Washington State, in January 2022, will become the first to collect a payroll tax to help offset the cost of long term care needs for eligible residents of the state. How long will it be until other states adopt something similar? Questions? Email me: Mike@ngpfp.com
2021-07-2709 min
Go Out And Live!Step 6: Investment PlanningInvestment planning is the final step in The 6 Steps to Starting Your Personal Financial Planning. Why? Because I think it's the top of the hierarchy of financial needs. With cash flow planning as the foundation and the rest of our steps leading to your investment plan, you're now armed with the tools to build your personal financial planning process and then Go Out And Live! Questions? Email me: Mike@ngpfp.com
2021-07-2011 min
Go Out And Live!Step 5: Estate PlanningIt's hard to make this a "fun" topic, but I really believe that estate planning is for almost everyone. It's not just for really rich people with millions and millions of dollars. It doesn't have to cost a lot, and it doesn't actually take THAT much work or money to get yourself set up properly. Questions? Email me: Mike@ngpfp.com
2021-07-1313 min
Go Out And Live!Step 4: Financial IndependenceA certain unalienable right was a critical element of the Founding Documents of The United States of America. That right is the pursuit of happiness, a not-so-distant cousin of financial independence. Today, were discussing a few ways to think about making work optional. Questions? Email me: Mike@ngpfp.com
2021-07-0610 min
Go Out And Live!Step 3: Tax PlanningDISCLAIMER: I am not a CPA or tax advisor. Nothing in this episode should be considered tax advice. Consult a tax advisor before making decisions that involve your taxes. This week we continue on The 6 Steps to Starting Your Personal Financial Planning. Our tax dollars do a lot of things for us, but nobody wants to pay more than their fair share. We dive into ways to help you potentially lower your current tax bill as well as future tax liabilities. Questions? Email me: Mike@ngpfp.com
2021-06-2913 min
Go Out And Live!Step 2: Risk Management & InsuranceAs we continue our exploration of the 6 Steps to Starting Your Personal Financial Planning, we come to insurance and risk management. The goal is not to tell you what insurance to buy or not buy, but to give you a thought process for coming to those decisions on your own. Questions? Email me: mike@ngpfp.com www.ngpfp.com
2021-06-2215 min
Go Out And Live!Step 1: Cash Flow PlanningI think conquering your cash flow is an underrated skill. I think cash flow planning is about 75%, maybe more, of the effort needed to achieve your personal financial goals. This week, we dive into the first step of the 6 Steps to Starting Your Financial Planning with Cash Flow Planning. If you have any questions about this episode, email me and we'll be sure to answer them on a special Q & A episode! Questions? Email me: Mike@ngpfp.com
2021-06-1513 min
Go Out And Live!6 Steps to Starting Your Personal Financial PlanningFinancial planning is an ongoing and should be designed to adapt to changes in your life. Whether you have an advisor or you handle these things alone, I hope you find these next few episodes helpful. 6 Steps to Starting Your Personal Financial Planning: Cash Flow Planning Risk Management and Insurance Tax Planning Financial Independence Estate and Legacy Planning Questions? Email me: Mike@ngpfp.com
2021-06-0806 min
Go Out And Live!How Crypto Gets Hacked: with The Wookiee IndexIt's important to know what you're getting yourself, or your money, into when new "asset classes" drift toward your portfolio. I'm joined by a Finance-Twitter rising star, @wookieeindex, who has written enlightening blog posts about how crypto gets hacked. Read blogs at furballfinancial.substack.com Questions? Email me: Mike@ngpfp.com Disclaimer: Nothing in this podcast is a recommendation to buy or sell any security or asset mentioned herein. Companies/assets mentioned are NOT endorsements.
2021-06-0116 min
Go Out And Live!Financial FAQs IIITwo questions that I've heard a lot in the last few weeks: 1. Should I pay off (or pay down) my mortgage? 2. Crypto is crashing, is now a good time to buy? Per usual, the answers depend on the situation of the people asking them, but I think these sorts of things are on the minds of a lot of people. If you have questions you'd like to have answered on the podcast, email them to FAQ@ngpfp.com
2021-05-2513 min
Go Out And Live!Do I Own Too Much Company Stock?If you work for a publicly traded company and part of your compensation comes in the form of stock awards, whether that's RSUs, options (ISOs or NSOs), you might wonder if you own too much. Today I walk through a few reasons why I think "rules of thumb" are dangerous when posited as blanket advice. Questions? Email me: Mike@ngpfp.com
2021-05-1809 min
Go Out And Live!Your Brain on MathShould you optimize your investments for math and statistics? Or should you optimize your investments for psychology? Today we're looking at the age-old debate of: Is dollar-cost-averaging better than lump-sum investing? We also go over a little experiment to gauge your emotions when you lose money. Questions? Email me: Mike@ngpfp.com
2021-05-1109 min
Go Out And Live!Buy High, Sell HigherIt's hard to feel great about buying something at a price it has only recently risen to. It's even harder to "buy the dip" when the market seems to be in free-fall. It's a strange investing phenomenon that the easiest time to buy is when the market is in "meh" territory. But the research is very clear, buying at or near all time highs is NOT a bad strategy. Questions? Email me: Mike@ngpfp.com
2021-05-0409 min
Go Out And Live!Zero Federal Income TaxThis week we talk about a client who's 2020 tax bill was ZERO on a federal level. They owed a little bit of state taxes, but otherwise they're loving not owing a dime to Uncle Sam! Their CPA is too! This is the result of planning that was started in 2017 (maybe earlier) and is really paying off now. It pays to plan! Questions? Email me: Mike@ngpfp.com
2021-04-2707 min
Go Out And Live!The Fifteen Minute Financial PlannerWhen you are solely focused on one thing, you can get a lot done in a short amount of time. This week, we examine three pretty significant personal financial planning elements that you can do in no more than 15 minutes a week. I truly believe that dedicating JUST 15 minutes every week to your personal financial situation can vastly improve things for you in a year. Questions? Email me: Mike@ngpfp.com
2021-04-2011 min
Go Out And Live!3 Lessons in My First 3 MonthsI've been running NGP Financial Planning for 3 months now. I took some time to reflect on what I've experienced, and came up with three lessons from running a business that apply to personal finances and life in general. I'd love your feedback or to hear any questions you have for me. Questions? Email me: mike@ngpfp.com
2021-04-1312 min
Go Out And Live!When Average WinsThere's a narrative in our world that seems to demand excellence, or even perfection from human beings. Some people do extraordinary things and we hear their stories of success. Most of us, though, are average. What I want you to know is that being average can be great in life and investing. Questions? Email me: Mike@ngpfp.com
2021-04-0610 min
Go Out And Live!Oh, Ship!There are always "reasons," caused by things beyond our control, for why you shouldn't invest. Or reasons you should take your money out of the market. But those reasons are usually short-term, or flat-out ignorant. Have a plan, stick to your plan, and don't worry about the things you can't control. Questions? Email me: Mike@ngpfp.com
2021-03-3006 min
Go Out And Live!Annual Return is MeaninglessNot totally meaningless, but focusing on or talking about your "annual return" won't do much for you as an individual. Something I think is valuable is to think about your investments in terms of decades, not in terms of days, weeks, months, or even years. Questions? Email me: Mike@ngpfp.com
2021-03-2310 min
Go Out And Live!Not Everyone Needs an AdvisorYou don't need a financial advisor until you need a financial advisor. Some people want an advisor, so they hire one. Others plan and prepare their financial futures on their own. One way is not better or worse than the other. The only thing that matters is what YOU want in your life. Questions? Email me: mp@ngpfp.com
2021-02-2307 min
Interdire d'Interdire#213 – Quid de « l'islamo-gauchisme » ?Enregistré le 22 Février 2021 Frédéric Taddeï reçoit Sami Biasoni, Julien Talpin, Kaoutar Harchi, et Alain Policar. Avec : Sami Biasoni, doctorant en philosophie à l'École normale supérieure Julien Talpin, sociologue, chercheur au CNRS Kaoutar Harchi, sociologue, chercheure associée au CERLIS Paris-Descartes Alain Policar, agrégé de sciences sociales, docteur en science politique (IEP de Paris) Source : https://bit.ly/3ZSKV7b
2021-02-2253 minGo Out And Live!3 "Super" Personal Finance Lessons from Patrick and TomOn February 7th, 2021, we saw one of the oldest and most decorated NFL quarterbacks dismantle the favorite to win the NFL Championship. We also saw the most exciting young quarterback attempt to defend his 2019 championship. I found three personal finance lessons in that game that you can apply to your journey and claim your own championship. Questions? Email me: Podcast@ngpfp.com
2021-02-0911 min
Go Out And Live!Tendies, Diamond Hands and Risk ControlsI'll be the first person to tell you it's okay to gamble a little bit in the markets, and it's okay to have a little fun with those gambling dollars. But know that it's not investing. One of the most expensive lessons in the markets is thinking you've somehow "beaten the system." The market humbles many participants, but you don't hear about it because they just disappear. Questions? Email me: mp@ngpfp.com
2021-02-0208 min
The Riderflex Podcast: Inspiring & HiringRiderflex Podcast - Guest Interview #132 - Jack Policar"Advice For Startup Founders" - Jack Policar; COO, Phood | Riderflex - Don't give up and make sure you are sticking through. The lines of success and failure are so close to each other and you never know when you are going to break through.
Phood allows college students to use meal plan dollars to order food from third-party delivery services such as DoorDash.
Phood’s payment API allows any existing delivery app to service college students no matter where they are. Phood opens the door for the student card to b...
2020-11-1936 min
Speaking LogiclyWhat Fiduciary Really Means feat Michael PolicarMichael Policar, Fiduciary Wealth Manager at Hightower Bellevue, joins us to talk about his experience moving from a big wirehouse firm to a more independant advisory business, why he chooses ETFs for client portfolios, and what the word "fiduciary really means to him.
2020-10-2200 min
Heroes of New York#16-Phara Policar - A volunteer and an advocateThis week I interview Phara Policar, an exceptional person who is a volunteer at New York Cares, a Lupus advocate and a Court Appointed Special Advocate (CASA) for foster children. A little bit about New York Cares - They launched their relief effort in March with over 2,500 volunteers who have spent a combined 7,500 hours on 439 projects. Their services include phone banking and food packing and distribution projects. They conduct calls to seniors and other vulnerable citizens, to check in on their well-being and to ensure that they have access to vital items like food...
2020-07-2715 min
Digital ProfessionalsEp. 15 - SEO Specialist ft. František PolicarInterview #15 - SEO Specialist ft. František Policar
2020-07-0601 min
Music Production PodcastDan Policar - Songwriting, Touring, GamingDan Policar, aka DanTheBand, is a Grammy nominated, international touring musician, songwriter, and producer. Dan has toured the world playing in Sean Paul's band, the "BaddaBanz." He has done production work and songwriting for artists such as Fabolous, Sean Paul, Raekwon, Andra Day, Faith Evans, and Mystikal. Dan also produces music for video games. Dan and I spoke about his work as a touring musician and the effect of the coronavirus pandemic. He shares some excellent tips on songwriting and finishing music. We also get into his work writing music for video games. Listen on...
2020-03-301h 18
Adventure Games PodcastBonus Episode - PaxEast 2020 Adventure Games PanelA few weeks ago, some of the top adventure game developers got together at Pax East in Boston and discussed the future of adventure games. They also spoke about what makes their own games unique, how they make interesting puzzles and what they believe a great adventure game should include. So sit back and enjoy this special bonus episode panel discuss what next for adventure games.Credit to Dan Policar for the audio and thanks to Roberta Vaughan for sending the audio file.Dan Policar Official SiteGrundislav Games Official Site...
2020-03-171h 04
Long Island Retro Gaming PodcastDan PolicarDan Policar is a Grammy nominated keyboardist, songwriter and producer. He has performed with Jamaican dancehall artist Sean Paul since 2012 and has worked with a number of other artists including Ellie Gouldling and Ricky Martin. Dan is also a huge retro PC gaming enthusiast and is currently working on music for two games - Empire of Sin from Romero Games and The Crimson Diamond by Julia Minamata. Empire of Sin Steam Page -https://store.steampowered.com/app/604540/Empire_of_Sin/ Crimson Diamond Steam Page - https://store.steampowered.com/app...
2019-12-171h 19
Employer Branding PodcastMaking Your Company Culture a Key Feature of Your Talent Strategy with Grant Policar of Rally HealthHere’s how one employer and talent branding team in the well-being and health space attracts and retains the best talent by showcasing its exceptional culture.
Grant Policar is the Employer and Talent Branding Lead at Rally Health.
Connect with Grant:
https://www.linkedin.com/in/grant-policar-14521313b
Rally Health online:
https://rallyhealth.com
Subscribe to this podcast: https://employerbrandingpodcast.com
Measure your employer brand: https://employerbrandindex.co
Thanks for tuning in!
2019-12-0418 min
Living With MoneyMichael Policar - Fifteen Minute Financial AdvisorIn Ep. 91, Tim interviews Michael Policar. Mike is the host of the Fifteen Minute Financial Advisor podcast and a wealth manager at Hightower Bellevue. They talk about the success of Mike's podcast, his desire to educate both his clients and podcast listeners in the world of personal finance, and more! They also discuss what it means to be a fiduciary, and some common personal finance tips that everybody needs to hear. Enjoy!
2019-10-1746 min
The Summoning HourEpisode 062 - Michael Policar, 15 Minute Financial Advisor Podcast HostFor all the conversation about the money of esports lately, Fortnite World Cup and DOTA2's The International come to mind presently, if you're not a player, what can you do to join in on all of this hype? Well, investing is a start, but before you can get there safely, you need to take care of you and build your infrastructure. With that in mind, I brought in my fellow podcast host compadre, Michael Policar, from his podcast "15 Minute Financial Advisor".
This session has him going over some of his favorite books and resources as well a...
2019-08-2639 min